The five common threats that can interrupt a digital bank: Cybersecurity Attacks, System and Network Failures, Fraud and Identity Theft, Regulatory Compliance, Operational Risks.
1. Cybersecurity Attacks: Digital banks are vulnerable to various types of cyber threats, including hacking, data breaches, phishing attacks, and ransomware. These attacks can compromise customer data, disrupt services, and lead to financial losses.
2. System and Network Failures: Technical issues such as hardware failures, software glitches, or network outages can disrupt the operations of a digital bank. These failures can result in service unavailability, transaction failures, and customer dissatisfaction.
3. Fraud and Identity Theft: Digital banks are at risk of fraud and identity theft attempts, where criminals attempt to impersonate customers or manipulate transactions to gain unauthorized access to funds. These threats can lead to financial losses and damage the reputation of the bank.
4. Regulatory Compliance: Digital banks need to comply with various regulations related to data protection, anti-money laundering (AML), know-your-customer (KYC) requirements, and consumer protection. Non-compliance can result in legal penalties, reputational damage, and operational disruptions.
5. Operational Risks: Digital banks face operational risks such as human errors, internal fraud, process failures, and third-party service provider disruptions. These risks can impact the efficiency and reliability of banking operations, affecting customer satisfaction and trust.
It is important for digital banks to implement robust security measures, invest in reliable infrastructure, conduct regular risk assessments, and have contingency plans in place to mitigate these threats and ensure uninterrupted services to their customers.
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Which of these scenarios would lead to an industry requiring more productive workers?
A. Supply of goods increases, and demand for goods decreases
B. Supply of good decreases, and demand for goods increases
C. Supply of goods increases, and demand for goods remains the same
D. Supply of goods decreases,and demand for goods remains the same
Answer:
B- Supply of goods decreases, and demand for goods increases.
Explanation:
I took the quiz
Answer:
Supply of goods decreases, and demand for goods increases.
Question 7 of 10
Which of the following is a tax-advantaged savings plan designed to
encourage savings for future college costs?
A. University plan
B. 529 plan
C. Scholarship plan
D. 592 plan
Answer:
It is the 529 plan to save money for college.
Explanation:
suppose a project was originally estimated to cost $100,000 and as of a given date the ev is $80,000 and the cpi is 0.80. what is the estimated cost to complete the project?
The estimated cost to complete the project is $25,000.
The Earned Value (EV) of a project represents the budgeted cost of the work that has been completed to date. The Cost Performance Index (CPI) is a measure of the cost efficiency of the project, and is calculated by dividing the EV by the actual cost incurred to date.
In this scenario, the project has an EV of $80,000 and a CPI of 0.80. This means that for every dollar spent on the project, only 80 cents worth of work has been completed. To calculate the estimated cost to complete the project, we can use the following formula:
Estimated Cost to Complete = (Total Budget - EV) / CPI
Substituting the given values, we get:
Estimated Cost to Complete = ($100,000 - $80,000) / 0.80
Estimated Cost to Complete = $25,000
Therefore, the estimated cost to complete the project is $25,000.
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what should someone do if they’re in debt 
Fees
Annual Fee $30
Transaction Fees Balance tranfers—$10 or 3% of the transaction (whichever is greater)
Cash advance—$10 or 3% of the transaction (whichever is greater)
Penalty Fees Late fee: $35
Over-the-credit-limit: $35
Returned payment: $25
Based on the Schumer Box, what is the transaction fee on a cash advance of $300?
$35
$30
$25
$10
Answer:
$10
Explanation:
The cash advance fee is quoted as $10 or 3% of the transaction fee, whichever is greater.
The cash advance, in this case, is $300.
the transaction fee will be 3% of 300
= 3/100 x $300
=0.03 x $300
=$9
$10 is greater than $9; therefore, the transaction fee will be $10
Answer:
D
Explanation:
took the test
What is something that will not help you get a higher credit limit?
A: Paying off the balance of the credit card each month
B: Asking the banking company for a higher limit on your credit card
C: Maxing out the credit card and only making the minimum payment each month
D: Making more money at your job (More personal income)
Maxing out the credit card and only making the minimum payment each month is something that will not help you get a higher credit limit. A credit limit is the most money you are permitted to spend on a credit card or line of credit by a lender.
If a credit card company grants you a credit limit of $2,500, that is the most you may ever have charged to the card payment . If you charge $1,900 to your card, you will have $600 left over that you can use without paying a fee or being restricted from using the card limit further.
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List your personal and professional goals and create an individual career plan. Your plan should have specific milestones and achievements and should span 10 years.
can someone help me I want to go into the Navy or be a Tattoo artist and I can't think of anything for this.
30 POINTS!!
Explanation:
Setting specific, measurable career development goals can help you get to the next level in your career. While developing a career plan can entail a significant amount of work, it will pay off in helping you to understand where you want to go with your career next and what you need to do to get there.
Creating and implementing an employee career development plan allows you to feel motivated at work, even if you haven’t found your dream job just yet, because it helps you to make concrete plans to get there.
Here, we define a career development plan template and outline five steps to easily and efficiently make an individual development plan for yourself.
Does it make sense to buy software to measure carriers' performance? A. Yes. Doing so allows you to make side-by-side comparisons of carriers' on-time rates, damages, and many other important measurements. B. No. There's no substitute for calling carriers and finding out their information through a series of one-on-one conversations. C. Maybe, if you're just starting out in the business. D. Maybe, if you've been a broker or agent for many years and need to fine-tune your carrier selections.
Yes. Doing so allows you to make side-by-side comparisons of carriers' on-time rates, damages, and many other important measurements. Option A is the correct answer.
By purchasing software to measure carriers' performance, you gain access to data-driven insights and metrics that can help you evaluate carriers more effectively. This software provides objective measurements of carriers' performance, such as on-time delivery rates and damages, allowing you to compare different carriers' performance side by side.
This data-driven approach provides valuable information for making informed decisions and selecting carriers that best meet your specific requirements. It saves time and effort compared to relying solely on one-on-one conversations with carriers, making it a sensible choice for improving carrier selection and performance evaluation.
Option A is the correct answer.
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Fractional reserve banking is useful for banks because it:
O A. allows the value of loans to exceed the value of cash reserves.
OB. combines the services of both commercial and retail banks.
OC. divides large accounts into smaller ones that are easier to
manage.
OD. pressures customers to accept higher interest rates on loans.
To effectively segment a market, you should ensure that the segments are relatively blank______, at least in terms of prospective buyers' needs and response to marketing.
To effectively segment a market, you should ensure that the segments are relatively blank Homogeneous
Effective marketing :
Effective segmentation should be quantifiable , accessible, substantial, discriminable , and actionable. When a company has segmented their market accordingly, there is a higher chances that it will become more profitable and successful in the long run.
Who is a prospective purchaser ?
a prospective buyer is any prospective client party that could be a fit for the purchase of a company that is being marketed in a sell-side transaction. In the world of M&A, a prospective purchaser is one of the buyers that gets put on a prospective buying list.
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What are some of the advantages of incorporating?
A. All businesses are required by law to incorporate.
B. Business owners are protected from liability and lawsuits.
C. Incorporation is the least expensive business structure.
D. Incorporation makes a business more likely to succeed.
the payback period measures the amount of time the company must wait to recoup its initial investment.
The payback period is an investment analysis method that calculates the length of time it takes for a company to recover its initial investment. It's expressed in years and does not take into account the time value of money.
Payback period is one of the easiest investment analysis techniques to apply. It is calculated by dividing the cost of the initial investment by the anticipated annual cash inflows. The payback period is generally expressed in years and does not take into account the time value of money.
The payback period measures the length of time it takes for an investment to generate enough cash flows to recoup its initial investment. If the payback period is less than the company's predetermined investment criteria, the investment is generally considered attractive.
If it takes longer to recoup the initial investment than the company's investment criteria, the investment is typically rejected. This technique is a simple way to evaluate the amount of time it takes to earn back the investment's initial cost.
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How do you make decisions?
Answer:
Explanation: Making decisions can be challenging, but there are some steps you can take to make the process easier and more effective:
Identify the decision to be made: Start by clearly defining the problem or situation you're facing.
Gather information: Collect all the relevant information you need to make a decision. This can involve researching, seeking advice from others, or gathering data.
President Eisenhower's economic policy can be best characterized as (A) the adoption of deficit financing to promote economic growth, but the repudiation of the progressive income tax (B) the rejection of the New Deal and an attempt to restore laissez-faire policies (C) the acceptance of the New Deal, but moderation in the expansion of governmental social programs (D) a vigorous effort to increase defense spending and federal funds for health care (E) a continuation of his predecessors' efforts to expand the role of the federal government
Answer:
(C) the acceptance of the New Deal, but moderation in the expansion of governmental social programs.
Explanation:
President Eisenhower's economic policy can be best characterized as the acceptance of the New Deal, but moderation in the expansion of governmental social programs.
The different fabrics preferred by customers
please explain to me each of these terms. also, please note thatcurrent stock rating is sell because it's written in arabic.Strategy Overview ។ Current Rating بيع Current Rating Since 30 Mar 2022 Sold At Price Of 46.20 Return Since Inception 0.00% % First Target 45.78 Second Target 31.32 Trailing Re-Entry Level 49.75
Strategy Overview: This is a brief summary of the investment strategy for the stock. Current Rating: This refers to the current recommendation or rating for the stock.
Strategy Overview: This is a brief summary of the investment strategy for the stock, including any goals or objectives.
Current Rating: This refers to the current recommendation or rating for the stock, which is "sell" in this case. The rating is typically based on the analysis of financial experts or institutions, who evaluate a stock's potential and recommend whether to buy, hold, or sell it.
Current Rating Since: This is the date when the current rating was assigned or last updated, which is 30 Mar 2022 in this case.
Sold At Price Of: This is the price at which the stock was sold or recommended to be sold. In this case, the price is 46.20.
Return Since Inception: This is the percentage return on investment since the stock was first recommended, which is 0.00% in this case. This means that there has been no gain or loss since the recommendation was made.
First Target: This is the first price target for the stock, which is the expected price that the stock will reach based on the analyst's analysis. In this case, the first target is 45.78.
Second Target: This is the second price target for the stock, which is another expected price that the stock will reach based on the analyst's analysis. In this case, the second target is 31.32.
Trailing Re-Entry Level: This is a level at which the stock may be re-entered after it has been sold, based on the analysis of the financial expert or institution. In this case, the trailing re-entry level is 49.75. This means that if the stock reaches this price, it may be recommended to be purchased again.
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Please helppp!!!
Match the following terms to their correct definitions:
1. A free trade agreement between the U.S., Mexico and Canada
2 A phenomenon that has come about as a result of interdependence between world
economies
3. Large-scale businesses that have originated in developed countries and expanded across the
globe
4. A worldwide organization established after World War Il as a means for providing financial
help for nations in need
a. NAFTA
b. IMF
c. Multinational Corporations
d. Globalization
Answer:
I dont want ads so I am gonna answer this
Explanation:
discuss the different roles played by the qualitative and quantitative approaches to managerial decision making. why is it important for a manager or decision maker to have a good understanding of both of these approaches to decision making? for each of the following statements, decide whether it is characteristic of a qualitative and/or a quantitative approach. (select all that apply.) (a) this approach is primarily based on a manager's judgment or intuition. qualitative quantitative (b) this approach is considered more of an art than a science. qualitative quantitative (c) this approach is best suited to solve relatively simple problems, and could be informed by prior experience. qualitative quantitative (d) this approach is best suited to solve complex problems, and relies heavily on available data. qualitative quantitative (e) a manager can increase his or her decision-making effectiveness by studying and applying this approach. qualitative quantitative (f) an experienced manager will employ this approach to optimize business decisions and processes. qualitative quantitative
The qualitative method makes use of a manager's knowledge and experience, which combined sharpen their keen business intuition about their chances of success. The quantitative method is a more formal technique. A manager determines the solution on paper and applies it in practise using mathematical reasoning.
Because it is more advantageous if the manager/decision maker can combine the two approaches to the circumstance, it is crucial for managers and decision makers to have a solid understanding of both of these techniques. In order to make a decision, you must first structure the issue.
Making wise decisions can demonstrate employees that bosses respect their efforts and have their best interests in mind. A manager demonstrates thoughtfulness and dependability when they take the time to assess, analyse, and justify actions.
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Age group 0-17 18-46 47-65 Above 65 No. of people Year 2000 300 110 60 30 in thousand Year 2001 280 210 80 40 (a) What is the percentage increase in the working population between 2000 and 2001. (b) Calculate the ratio of dependent to independent in 2000. c) Calculate the ratio of dependent to the working population in 2001. d) Has the dependency ratio increased between 2000 and 2001. (WAEC Adapted) a
(a) To calculate the percentage increase in the working population between 2000 and 2001, we need to compare the number of people in the 18-46 age group in both years.
In 2000, the number of people in the 18-46 age group was 110 thousand.In 2001, the number of people in the 18-46 age group was 210 thousand.To find the percentage increase, we can use the following formula:
Percentage Increase = ((New Value - Old Value) / Old Value) * 100
Using the formula, the percentage increase in the working population between 2000 and 2001 is:
((210 - 110) / 110) * 100 = 90.91%
Therefore, the percentage increase in the working population between 2000 and 2001 is approximately 90.91%.
(b) To calculate the ratio of dependents to independents in 2000, we need to add the number of people in the age groups 0-17 and above 65, and then divide it by the number of people in the age group 18-46.
Number of dependents in 2000 = 300 (age group 0-17) + 30 (age group above 65) = 330 thousand
Number of independents in 2000 = 110 thousand
Ratio of dependents to independents in 2000 = 330 / 110 = 3
Therefore, the ratio of dependents to independents in 2000 is 3:1.
(c) To calculate the ratio of dependents to the working population in 2001, we need to add the number of people in the age groups 0-17 and above 65, and then divide it by the number of people in the age group 18-46.
Number of dependents in 2001 = 280 (age group 0-17) + 40 (age group above 65) = 320 thousand
Number of the working population in 2001 = 210 thousand
The ratio of dependents to the working population in 2001 = 320 / 210 = 1.52
Therefore, the ratio of dependents to the working population in 2001 is approximately 1.52:1.
(d) Yes, the dependency ratio has increased between 2000 and 2001. In 2000, the ratio of dependents to independents was 3:1, while in 2001, the ratio of dependents to the working population was approximately 1.52:1. This indicates that there were fewer working individuals supporting each dependent in 2001 compared to 2000. The decrease in the number of working individuals relative to the number of dependents suggests an increase in the dependency burden and highlights a potential strain on the working population to support the dependent population.
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Please Help!
1. The Pascal family: Both Mr. and Mrs. Pascal have been hired by a major employer in your town. They have been pre-approved for a loan of up to $300,000 and have enough cash to make a 20% down payment. They have steady incomes and hope to put down roots. Single family home, 3 beds and 2.5 baths.
(a) Give the URL for the home listing.
(b) Describe the home.
(c) Provide the reasons why it is a good fit.
2. The Harris family: They are a few years out of college and have been hired to teach school through the Teach for America program. Their contract is for one year. They have a little savings of about $1,200 in the bank. They are both fitness enthusiasts and love to ride bikes, play tennis and jog. Apartment with $800-$1000 monthly rent
(a) Give the URL for the home listing.
(b) Describe the home.
(c) Provide the reasons why it is a good fit.
3. The Middleburg family: They are looking to retire in your town to be closer to their grandchildren. They have $255,000 from the sale of their previous home to buy a house outright for a minimum $200,000. Mrs. Middleburg has neuropathy and may eventually need a wheelchair. Mr. Middleburg has a heart condition that needs to be monitored. Single story 3 beds, 2 bath “accessible” home. $200,000 - $250,000 range
(a) Give the URL for the home listing.
(b) Describe the home.
(c) Provide the reasons why it is a good fit.
Answer:
You should go to redfin.com and search a house that meets their needs I’m not sure if that’s the correct way to do the assignment but that’s how I did it
Explanation:
The pascal family of Mr. and Mrs. paschal have employed a major employ a man in the town. They have ales approved a loan of 300,000 and have enough cash to make a down payment.
The home listing URL is blog.hubspot.com. The home is big and located near the central business district. It is a good fit as it has all the available and necessary sites within one hour of reach. The harries family is a few years out of college and has been hired to teach in a school. They have contracts for one-year duration and have some savings of $1,200. They love to ride bikes and play tennis. Give a rent of 800-1000 USD. For them home would be a place that is far away from the downtown has cheap and affordable transportation and is not crowded. The middle burgs family is looking for retirement. The want to live close to their grandchildren. They have a $255,000 form sale and are used to wheelchairs. They need a home that is near the city and is near the medical care.Learn more about the Pascal family: Both Mr. and Mrs. Pascal have been.
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Presence of the contamination Fusarium results in what unpleasant consequence?
The presence of the contamination Fusarium in food can result in several unpleasant consequences, depending on the type of food and the strain of the fungus.
Fusarium is a type of mold that can produce mycotoxins, which are toxic compounds that can cause health problems if ingested in large amounts. Some strains of Fusarium can produce mycotoxins that are harmful to humans and animals, including fumonisins, trichothecenes, and zearalenone.
Fumonisins, for example, can cause cancer and other health problems in humans and animals, while trichothecenes can cause vomiting, diarrhea, and other digestive problems. Zearalenone can cause reproductive problems in animals and has estrogenic effects, which can lead to infertility, miscarriage, and other health problems.
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How does the Better Business Bureau effect the economy?
Answer:
Varies
Explanation:
It helps people find businesses that are trustworthy.
Re-exporting of important good is called ?
Answer:
entrepot trade most likely
Explanation:
Entrepot Trade is a form of international trading. It's when a country exports important goods which the country previously imported without altering them.
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The person being interviewed is known as:
A. potential employee
B. employee
C. job applicant
D. interviewee
Answer:
D
Explanation:
which of the following are sections in the aicpa revised code of professional conduct? (select all that apply.) multiple select question. members in public practice members in audit members in private practice members in tax services members in business
Members in Public Practice, Members in Audit, Members in Tax Services, and Members in Business are all sections in the AICPA Revised Code of Professional Conduct.
The AICPA Revised Code of Professional Conduct is a comprehensive set of ethical principles and rules that all AICPA members must adhere to when conducting professional services. The code covers many different areas of practice including public practice, audit, tax services and business.
Each of these sections outlines the ethical responsibilities of AICPA members in the respective practice areas, as well as the potential consequences of unethical behavior.
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The weekly Kroger advertisement states that five-pound chubs of ground chuck are available for eighty-nine cents per pound. Arlene sees the advertisement; she realizes that ground chuck has not been priced this low in quite some time, so she hurries to the store to purchase some. Arlene loads seven chubs of ground chuck in her shopping cart. When she goes to the checkout to pay, however, the cashier informs Arlene that the price in the advertisement is a typo and that the correct price is $1.89 per pound. Arlene insists that the store must honor the price listed in the advertisement, because it is an offer that she has just accepted. The cashier calls the store manager for a decision. The store manager will likely explain to Arlene:_________.
i. that the advertisement is a valid offer because it is in writing.
ii. that the advertisement is a valid offer, and the store must honor the price in the advertisement.
iii. that advertisements are not offers, but merely a request for offers.
iv. that the advertisement is a valid offer because its terms are definite.
The manager would likely explain to Arelene that advertisements are not offers, but merely a request for offers.
What is an offer?In business, an offer is defined as a formal proposal to be part of a contract. In the case of stores, they offer products but the customer needs to express the proposal or make the offer by showing he/she wants to buy this product. Afterward, the store can accept the offer if the price is convenient for it.
What happens when the price in the advertisement is wrong?In the U.S. there are no laws that force stores to sell the product at an incorrect price displayed in the advertising. This is because there is a contract between the store and the customer only if the store accepts the money the customer is willing to pay.
Based on this, the store does not have the obligation to honor the price in the advertising as advertisements are only requests for offers.
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What should you mention about the interview in your thank-up letter?
Answer:
-Thank the interviewer for their time
- Reiterate interest in the position/company
- Remind the employer of your qualifications
- Follow up with any information requested of you
Explanation:
Consider this thank-you as a follow-up "sales" letter; in addition to thanking the person with whom you interviewed, it should reiterate your desire for the position. Describe your motivations for applying for the position, your qualifications, and how you might contribute significantly.
Why is it important to send a thank you letter after an interview?You have the chance to restate key topics from your interview in a thank-you note. Have you ever left an interview wishing you had stressed a particular ability or experience the hiring manager seemed to be seeking more forcefully? You have the opportunity to do it after an interview by writing a thank-you note.
A thank you letter should end by stating that it was a joy to speak with the employer about the position. You should end by saying that you hope to hear from the employer with further instructions. The last step is to sign your name and include your phone number and email address.
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A door-to-door salesperson knocks on Mary's door and convinces her to purchase the Wonder Vacuum for $500. Soon after the salesperson leaves, Mary begins to have second thoughts about the transaction. Which statement about the situation is correct
why personnel management is important to an office?Explain in details.
Answer: See explanation
Explanation:
Personnel management can be defined as the the effective management of the employees in an organisation. The importance of personnel management to an office include:
• Personnel management helps in bringing the gap that exist between the performance of the employees and the objectives of the organisation.
• An efficient personnel management is important as it gives a company and edge over its rivals.
• A good and effective personnel management helps in the creation and the maintenance of a working environment that's harmonious.
The column headed by a check mark in a checkbook register is provided so you can make a note of your checks that have bounced.
T or F