The difference between this bond's YTM and its YTC is 2.62%. The correct option is d.
What is the calculation and what is YTM?Calculation
N = 25
I/YR = ?
PV = -1250
PMT = 90
FV = 1000
I/YR = YTM = 6.88%
N = 5
I/YR =
PV = -1250
PMT = 90
FV = 1050
I/YR = YTC = 4.26%
Difference YTM - YTC = 2.62%
The YTM is a book yield or redemption yield of a bond or other fixed-interest security, such as gilts, and is an estimate of the total rate of return anticipated to be earned by an investor who buys a bond at a given market price.
It holds it to maturity and receives all interest payments and the capital redemption on schedule.
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Explain the difference between uninsured and underinsured.
Ngwenya (Pty) Ltd and it employee contribute to a medical cheme on an annual bai. On 1 January 2022 it contributed R180 000 to the medical cheme. Thi R180 000 wa it contribution for the 2022 CALENDAR year. How much i deductible by Ngwenya (Pty) Ltd in determining it' taxable income for the year of aement ended 28 February 2022
According to the given information, the deductible by Ngwenya (Pty) Ltd in determining it' taxable income for the year of assessment ended 28 February 2022 is R180,000.
Due to the fact that Ngwenya (Pty) Ltd had paid the employees' contributions to the medical plan, they were able to deduct it from their income, and the employees were also eligible to receive a tax credit for the same.
Due to the fact that there is no cap on contributions to medical plans, the full amount could be deducted to determine taxable income for the assessment year that ended on February 28, 2022.
Taxable income is the portion of your gross income that is used to determine your tax liability for a specific tax year. In general, it can be defined as adjusted gross income (AGI) less permitted standard or itemized deductions. Along with investment income and various unearned income streams, taxable income includes wages, salaries, bonuses, and tips.Learn more about Taxable income, here
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klljhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh
Answer:
lalalaallalalaaaaaaa
Explanation:
Answer:
KLLJHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHOPE THIS HELPS ......
outline 2 advantages to H&H of using secondary market research
The term _________________ refers to the additional utility provided by one additional unit of consumption.
Answer:
Marginal Utility
Explanation:
Marginial Utility is the term used to describe the additional amount of utility (utils) given by consuming one additional unit of a product.
For example, the first bite of a cupcake could be 20 utils.
If the second bite of cupcake adds 15 utils (up to 35 utils), then the marginal utility is 15 utils.
The human resource manager is undecided about whether to use internal or external
recruitment for filling the supervisor vacancy. Which method would you recommend? Justify
your answer, with advantages and disadvantages.
Mathematics You are a delivery man ager at Blue Bag, a wholesale bakery. The bakery employs two drivers and owns two trucks. Each truck can deliver up to 175 crates of bread per day. The bakery has standing orders for 340 crates a day, but a new supermarket is opening up, and you expect orders to increase 225%. If you hire two more drivers, you can run two shifts. Will it be enough? Write a paragraph explaining how you found your answer.
So, if you hire two more drivers, you can run two shifts and so this will be enough.
Here, we take into account that each truck has a maximum capacity of 175 boxes of bread and that the bakery has 2 trucks. So, in order to find the maximum order capacity, multiply the number of boxes of bread by the number of trucks:
175 × 2 = 350
So, if you hire two more drivers, then you can run two shifts and so this will be enough in order to deliver the orders on time. As, after hiring there will be more people who can work to deliver.
Hence, after hiring two more drivers, you can run two shifts, which will be enough.
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Who did the Lakers beat today?
Answer:
nobody cuz they suc
Explanation:
Answer:
THE LAKERS BEAT TRUMP BECAUSE TRUMP IS A LOSER
Explanation:
Jose's Pizza Parlor, Inc., recently acquired controlling interest in Mariana's Pizza Parlor, Inc. This acquisition is called:
(A) Monopoly.
(B) Vertical merger.
(C) Conglomerate merger.
(D) Horizontal merger.
The World Bank helped finance the Morogoro Shoe Factory in Tanzania in the 1970s. This shoe factory had labor, machines, and the latest in shoe-making technology. It had everything except-shoes. It never produced more than 4 percent of its installed capacity." What do you think may be the reason? What can we learn from this example about the huge income gap across countries?
The reason for the Morogoro Shoe Factory's low production despite having the necessary resources and technology could be attributed to various factors, such as poor management, lack of market demand, inadequate infrastructure, or inefficient production processes. This example highlights the complexities of economic development and the challenges that contribute to the income gap across countries.
There could be several reasons why the Morogoro Shoe Factory failed to produce more than 4 percent of its installed capacity. Poor management practices, such as a lack of skilled management personnel or ineffective decision-making, could have hindered the factory's operations.
Additionally, if there was a limited market demand for shoes or intense competition from imported shoes, it could have made it difficult for the factory to operate at full capacity.
Furthermore, inadequate infrastructure, such as unreliable power supply or transportation systems, could have posed challenges to the factory's production. Inefficient production processes, including suboptimal utilization of resources or outdated manufacturing techniques, could also have contributed to the low production levels.
This example illustrates the complex nature of economic development and the income gap across countries. It emphasizes that having access to resources and technology alone is not sufficient for economic success.
Factors such as effective management, market demand, infrastructure development, and efficient production processes are crucial for achieving higher productivity and narrowing income gaps. The example underscores the need for comprehensive strategies and supportive conditions to foster economic growth and bridge the income disparities between countries.
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explain processes of distribution channels in economics
Answer:
Distribution channels in economics refer to the various intermediaries that are involved in the movement of goods and services from the producer to the final consumer. These intermediaries play a critical role in ensuring that products reach the end-users in the most efficient and effective manner possible.
The following are the processes involved in distribution channels in economics:
1. Producer: The first step in the distribution channel is the producer. The producer is the entity that creates the product or service. The producer may be a manufacturer, a farmer, or a service provider.
2. Wholesaler: The next step in the distribution channel is the wholesaler. The wholesaler buys products in bulk from the producer and then sells them to retailers. Wholesalers are often used when the producer cannot sell directly to retailers due to logistical or other reasons.
3. Retailer: The retailer is the next step in the distribution channel. The retailer buys products from the wholesaler or directly from the producer and then sells them to the final consumer. Retailers are often used when the producer cannot sell directly to the final consumer due to logistical or other reasons.
4. Consumer: The final step in the distribution channel is the consumer. The consumer is the end-user of the product or service. The consumer buys the product or service from the retailer.
5. Logistics: Logistics is an important process in the distribution channel. Logistics involves the movement of products from the producer to the retailer or directly to the consumer. Logistics includes transportation, storage, and delivery.
6. Marketing: Marketing is another important process in the distribution channel. Marketing involves promoting the product or service to potential consumers. Marketing includes advertising, public relations, and sales promotions.
7. After-sales service: After-sales service is the final process in the distribution channel. After-sales service involves providing support and assistance to consumers after they have purchased the product or service. After-sales service includes warranties, repairs, and customer service.
In conclusion, the distribution channel is a critical component of the economy. It ensures that products and services reach the end-users in the most efficient and effective manner possible. The various processes involved in the distribution channel include the producer, wholesaler, retailer, consumer, logistics, marketing, and after-sales service.
how can we develop desicion making skill on ourselves
Answer:
Six simple steps for better decision-making skills
Start with the desired outcome. Start with squad goals. ...Rely on data and insights to spot patterns. .Use S.W.O.T. analysis. ...Simulate the outcomes. ...Trust your instincts. ...Identify your cognitive biasesClick this link to view O*NET's Work Context section for Insurance Underwriters. Note that common contexts are listed toward the top, and less common contexts are listed toward the bottom. According to O*NET, what are some common work contexts for Insurance Underwriters? Check all that apply. electronic mail and telephone cramped work space freedom to make decisions spend time standing spend time sitting frequency of decision-making
The common work contexts for the given occupation are electronic mail and telephone, cramped work space, and freedom to make decisions.
Insurance Underwriters typically use electronic mail and telephone to communicate with clients, agents, and colleagues regarding insurance policies, claims, and underwriting decisions.
Insurance Underwriters may work in cramped office spaces due to the need for large volumes of paperwork and documents that must be organized and maintained.
Insurance Underwriters have a high degree of autonomy in making underwriting decisions based on their analysis of policy applications, risk assessments, and other factors.
The work context section on O*NET does not list spend time standing, spend time sitting, or frequency of decision-making as common work contexts for Insurance Underwriters.
However, it's important to note that Insurance Underwriters typically spend a significant amount of time sitting at a desk or computer, and the frequency of decision-making can vary depending on the complexity of the policies being underwritten and the volume of applications that need to be processed.
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Answer: A, C, E, and F.
Use the following chart to explain how the amount of principal affects the total cost of the loan
Answer: The higher the principal, the higher the total cost of the loan
Explanation:
From the chart shown we can see that the loan with a higher principal has a higher total cost than the loan with the smaller principal.
This happens because the interest rate attached affects larger figures more than smaller ones. 6.47% of $6,000 is $389 which is larger than 6.47% of $5,000 which is $324 (calculating the cost of a loan is more cumbersome than this but this shows the effect as well).
When compounded overtime, this difference will be even more and thus shows that larger principals cause larger total costs.
Answer:
The higher the principal, the higher the total cost of the loanExplanation: In a part of the mortgage payment is dedicated to repayment of the principal balance.
Now explain that Loans are structured so the amount of principal returned to the borrower starts low and increases with each mortgage payment.Then, The payments in the first years are applied more to interest than principal, while the payments are in the final years.In our mortgage $100,000, The principal is $100,000.
This happens because the interest rate attached affects larger First figures will more than smaller ones.6.47% of $6,000 is $389 which is larger than = 6.47% of $5,000 which is $324 .
now,(calculating the cost of a loan is more this shows the effect as well).
When compounded over time, this is difference will be even more and thus shows that larger principals cause larger total costs.Learn more about :
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Maurice is always on time to meetings and other company events. He has never missed a project deadline, and he is usually the first person people call when they
need help. Which attribute is Maurice displaying?
O Reliability
O Communication
O Problem solving
Teamwork
Answer:
Reliability, because if he is the one everyone calls in need of help than it would be considered reliable.
Answer:
A. Reliability
Explanation:
Its this answer because he is always on time to his meeting so his boos can rely on him. He has never missed a deadline so his clients can rely on him etc.
Regional economic group is defined as ________.
i. an agreement among countries in a geographic region to reduce and ultimately remove tariff and nontariff barriers to the free flow of goods, services and factors of production between each other
ii. an agreement among companies in a geographic region to reduce and ultimately remove tariff and nontariff barriers to the free flow of goods, services and factors of production between each other
iii. an agreement among countries in a geographic region to increase tariff and nontariff barriers to the free flow of goods, services and factors of production between each other
iv. an agreement among countries in a geographic region to increase tariff and nontariff barriers to the free flow of goods, services and factors of production with nonmember countries
The answer is Regional economic integration
who is a sales man....
Answer: A salesman is someone who works in sales, with the main function of selling products or services to others either by visiting locations, by telephone, or in a store/shop, in which case other terms are also common, including retail clerk, salesperson, salesclerk, and shop assistant.
Explanation: Hope this was helpful
In what seven (7) way can we promote good marriage in the society
Answer:
1.being loving
2bieng understanding
3being loy
gabrielle is attending an interview for a sales position. to make a favorable first impression in the interview, gabrielle should: group of answer choices sit back and relax to appear in control of the situation. use the interviewer's first name to convey friendliness. expand her answers if the interviewer's eyes are glazing over. sit erect and lean forward slightly to express interest.
Gabrielle should aim to strike a balance between being personable and showcasing her expertise in sales during the interview.
To make a favorable first impression in a sales interview, Gabrielle should consider a combination of factors to showcase her professionalism, enthusiasm, and communication skills. Here are a few key points Gabrielle should keep in mind:
1. Dress professionally: Gabrielle should wear appropriate attire that aligns with the company's dress code and industry norms. This demonstrates her respect for the position and the company.
2. Show confidence: While it's essential to be relaxed, Gabrielle should sit upright and maintain good posture. Leaning slightly forward can convey interest and engagement in the conversation.
3. Active listening: Gabrielle should actively listen to the interviewer's questions and instructions. Maintaining eye contact and nodding at appropriate times will show her attentiveness.
4. Engage in friendly conversation: Using the interviewer's first name can help establish a friendly and personable rapport, but it should be used sparingly and naturally within the conversation.
5. Tailor answers: Gabrielle should provide concise, well-structured answers that address the interviewer's questions directly. While it's important to expand on answers if necessary, she should also be mindful of the interviewer's engagement level. If the interviewer's eyes are glazing over, it may indicate a need to be more concise and focused in her responses.
6. Highlight relevant skills and experiences: Gabrielle should emphasize her sales-related achievements, demonstrating her abilities and showcasing how she can contribute to the company's success.
7. Ask insightful questions: Towards the end of the interview, Gabrielle should ask thoughtful questions about the company, its products/services, or the sales team. This displays her genuine interest and enthusiasm for the position.
Remember, making a favorable first impression in an interview is about presenting oneself as a confident, knowledgeable, and professional candidate who is genuinely interested in the role and the company. Gabrielle should aim to strike a balance between being personable and showcasing her expertise in sales during the interview.
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Which of the following is involved in a competitive firm's short-run production decision?
A) Deciding whether to build an additional factory or not.
B) Choosing a rate of output using the existing plant and equipment.
C) Changing the scale of operations.
D) Deciding what price to charge for its product.
n the short-run, a competitive firm cannot change its plant and equipment, so options A and C are not applicable. Option D is also not correct because a competitive firm is a price taker, meaning it has to accept the market price for its product. Therefore, the only decision a competitive firm can make in the short-run is to choose the optimal rate of output based on its marginal cost and revenue.
In a competitive firm's short-run production decision, the focus is on adjusting output levels using their current resources rather than expanding or changing the scale of operations.
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Chile is able to grow and harvest grapes and strawberries in the months of October through April, while in the United States such fruit is harvested from April through October. The United States has a much larger manufacturing capacity and ships durable goods such as cars and trucks to Chile. These examples can best be explained by
Answer: the economic principle of comparative advantage
Explanation:
Comparative advantage could be described as an economy's capability to produce a particular product at than the price competitor would offer. A comparative advantage could also be described as handling two jobs but being better in one than the other. One of the jobs could be primary duty while the other is secondary, one fetches income than the other which may or may not fetch an income or having a job that supplements the work you do for the other one
From the paragraph, both America and Chile farm fruit in their various reasons but United State does it better than Chile based on her massive manufacturing industry. The United states comparative advantage is her large manufacturing industry which helps her to be better than Chile in the fruit production.
the total menu contribution margin for a category is the amount of money from that menu category that went to cover food and beverage costs for the period.question 1 options:truefalse
The statement is true because the total menu contribution margin represents the revenue generated by a particular menu category minus its variable costs (food and beverage costs).
This means that the remaining amount after deducting the variable costs is the contribution margin that goes towards covering fixed costs and ultimately, profit. Therefore, the total menu contribution margin for a category indicates how much of that category's revenue was used to cover its own costs.
This is an important metric for restaurants to track, as it helps them identify which menu categories are most profitable and which ones may need adjustments in pricing or cost management. By analyzing the total menu contribution margin for each category, restaurants can make informed decisions about menu optimization and pricing strategies.
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Why is it good to be organized?
Answer:
its good to be organized to feel like you have your life together. it makes it easier to find things and makes you feel less stressed and anxious when the area youre in is organized and clean
Because when you are organized things are easier, you have an organized sleep schedule and your school things and papers are organized so it's easier to know where everything is. Also when you are organized you'll notice some things would run smoother than it would when you aren't organized. But you have to want to be organized.
A firm has four different investment options. Option A will give the firm $10 million at the end of one year, $10 million at the end of two years, and $10 million at the end of three years. Option B will give the firm $5 million at the end of one year, $10 million at the end of two years, and $15 million at the end of three years. Option C will give the firm $15 million at the end of one year, $10 million at the end of two years, and $5 million at the end of three years. Option D will give the firm $21 million at the end of one year, nothing at the end of two years, and $9 million at the end of three years. Which of these options has the highest present value if the rate of interest is 5 percent
Answer:
The answer is "Option D".
Explanation:
Using the formula for calculating present value:
\(= \frac{Future \ value}{(1+r)^n}\\\\\)
that's why "Option D" is correct.
Ruth has been helping a professor with research where they have people perform a boring task and give them either $1 or $20 to lie and tell someone the task is interesting, which recreates earlier research. The participants who were only paid $1 rating the task as more interesting than the participants who were paid much more. What is the experiment ruth is helping with testing?.
Answer: Correct answer. Cognitive dissonance
Explanation:
The experiment ruth is helping with testing is Cognitive dissonance. When people take part in an action that contradicts one or more of those things, they frequently suffer cognitive dissonance as psychological discomfort.
What is Research?Research is defined as "creative and methodical activity done to improve the body of knowledge." It entails the objective gathering, organizing, and analysis of data in order to improve comprehension of a subject or issue.
When a person's action conflicts with their ideas or beliefs, they experience cognitive dissonance, which can be uncomfortable. It can also happen when a person simultaneously maintains two opposing views. It is not a disease or illness to have cognitive dissonance. It is a psychological occurrence that anyone can experience.
Therefore, Ruth is experiencing cognitive dissonance experiment.
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Suppose you are deciding whether to buy a particular bond. If you buy the bond and hold it for 4 years, then at that time you will receive a payment of $10,000. If the interest rate is 6 percent, you will buy the bond if its price today is no greater than.
The price you would buy the bond today will not be greater than $7,920.94.
What is the price of the bond?In order to determine the price of the bond, the present value of the bond has to be determined. The present value is the sum of discounted cash flows. It is derived by discounting the amount expected to be received in the future by the interest rate.
Present value = ($10,000 / 1.06^4) = $7,920.94
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true or falsefinancial accounting is the area of accounting aimed at serving external users by providing them with general-purpose financial statements.
Financial accounting is the area of accounting aimed at serving external users by providing them with general-purpose financial statements: True.
The primary goal of financial and managerial accounting, despite the fact that financial accounting is used both internally and externally while managerial accounting is used only internally, is to give its consumers pertinent information. In order for management to make wise judgements about their course of action, managerial accounting entails studying and interpreting financial data as well as other types of data. On the other side, financial accounting gives the public access to financial information about a company so they may decide whether to invest or not. In either case, they are both giving users valuable information.
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99. How many Canadian dollars will you have to pay to purchase US$1500 if the bank charges a commission of 2.5% and the exchange rate for 1US$ is C$1.3241?
100. Sam who lives in Canada purchased 5000 Australian dollars. After 5 days he decided to convert them back to CAD. How much Canadian dollars did he lose if the bank charges a commission of 0.5% to sell and 0.75% to buy currencies? Exchange rate-C$1= A$1.1167
The cost in Canadian dollars to purchase US$1500 with a 2.5% commission and an exchange rate of 1US$ = C$1.3241 is approximately C$2,496.60.
Sam lost approximately C$544.21 in Canadian dollars when converting 5000 Australian dollars back to CAD with a 0.5% selling commission, a 0.75% buying commission, and an exchange rate of C$1 = A$1.1167.
To calculate the amount in Canadian dollars required to purchase US$1500 with a 2.5% commission and an exchange rate of 1US$ = C$1.3241, we can use the following calculation:
Amount in Canadian dollars = US$1500 * (1 + 0.025) * C$1.3241 = C$2,496.60
To determine the amount of Canadian dollars Sam lost when converting 5000 Australian dollars back to CAD with a 0.5% selling commission and a 0.75% buying commission, and an exchange rate of C$1 = A$1.1167, we can use the following calculation:
Amount in Canadian dollars = 5000 Australian dollars * (1 - 0.005) * (1 - 0.0075) * C$1.1167 = C$5,544.21
Sam lost C$5,544.21 - C$5,000 = C$544.21 in Canadian dollars.
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will the advancement in recycling technology result in a shortage or surplus of paper made from recycled material at the previous price? will the price of paper made from recycled material rise or fall?
In the following question, The advancement in recycling technology will result in a surplus of paper made from recycled material at the previous price. The price of paper made from recycled material "will fall."
How does the advancement of recycling technology result in a surplus of paper made from recycled material at the previous price? The advancement in recycling technology results in a surplus of paper made from recycled material at the previous price by making the recycling process more efficient and cost-effective, thus increasing the supply of recycled paper in the market. The increased supply of recycled paper in the market leads to a decrease in the price of paper made from recycled material. Therefore, the price of paper made from recycled material will fall.
Will the price of paper made from recycled material rise or fall? The price of paper made from recycled material will fall. The increased supply of recycled paper in the market leads to a decrease in the price of paper made from recycled material. Therefore, the price of paper made from recycled material will fall.
However, it is important to note that other factors such as the demand for paper made from recycled material and the cost of production can also influence the price of paper made from recycled material.
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During 2021, Crane Corp. started a construction job with a total contract price of $15000000. The job was completed on December 15, 2022. Additional data are as follows:
2021 2022
Actual costs incurred during the year $6300000 $7350000
Estimated remaining costs 6300000 0
Billed to customer 5400000 11400000
Received from customer 4200000 12000000
Under the completed-contract method, what amount should Crane recognize as gross profit for 2022?
$1350000
$450000
$675000
$2250000
The amount that Crane should recognize as gross profit for 2022 under the completed-contract method is $675,000. Under the completed-contract method, revenue and expenses are recognized.
The contract is completed. The gross profit is calculated as the difference between the total contract price and the total costs incurred. In this case, the total contract price is $15,000,000, and the total costs incurred by the end of 2022 are $6,300,000 (actual costs incurred in 2021) + $7,350,000 (actual costs incurred in 2022) = $13,650,000. To calculate the gross profit for 2022, we subtract the costs incurred in 2022 from the total contract price: $15,000,000 - $13,650,000 = $1,350,000 Therefore, the amount that Crane should recognize as gross profit for 2022 is $675,000 ($1,350,000/2), as it represents 50% of the gross profit for the completed contract. It's important to note that under the completed-contract method, revenue and expenses are not recognized until the contract is completed and the gross profit is only recognized in the year of completion.
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