Matt and bree are saving for a new car. at the end of 2013, their total savings was $8,500 . in 2014, total savings increased to $9,875 . how much did matt and bree save in 2014?

The current educational system focuses on preparing youth for jobs, but it's important to differentiate between a profession and a business .

people become what they study and spend their lives working for someone else, neglecting their own business.

Financial security lies in building assets, not just relying on income. The poor and middle class struggle due to lack of financial foundation, often clinging to jobs for security. Possessions like homes and cars can become liabilities rather than assets. Traditional net-worth calculations may not account for unconventional sources of wealth, leading to difficulties in obtaining loans.

The first four paragraphs highlight the distinction between a profession and a business. While the educational system aims to equip individuals with scholastic skills for good jobs, it's crucial to understand that a profession alone might not guarantee financial independence. Many people mistakenly confuse their profession, such as being a banker, with owning a business. Financial security comes from minding one's own business and focusing on building assets rather than solely relying on income.

The second paragraph emphasizes that becoming what one studies can lead to a narrow focus on someone else's business, which often enriches others rather than oneself. To achieve financial stability, individuals need to pay attention to their own asset column. Differentiating between assets and liabilities becomes crucial. The wealthy prioritize growing their asset columns, while those who concentrate solely on their income statements struggle to achieve financial success.

The third paragraph delves into the reasons why the poor and middle class tend to be fiscally conservative and risk-averse. Lacking a strong financial foundation, they become dependent on their jobs for stability and are reluctant to take risks. Economic downturns expose the vulnerability of their so-called assets, such as homes and cars, which turn out to be burdens rather than sources of financial security.

The fourth paragraph illustrates a personal experience related to net-worth calculations and loan applications. It highlights the disparity between accepted accounting practices and unconventional wealth sources. While personal belongings like art collections, golf clubs, and expensive suits were not questioned, the committee focused on the applicant's rental property investments instead of a traditional job with a salary. This experience serves as an example of the challenges faced when deviating from the standard profile.

Overall, the passage emphasizes the importance of minding one's own business, building assets, and understanding the difference between assets and liabilities. It sheds light on the struggles faced by those without a solid financial foundation and challenges traditional notions of wealth evaluation.

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The correct answer is  a) To prepare the statement of operating cash flow (NOI) for the coming year, we need to calculate the following components:

Rental Income:

40 studios * $550/month * 12 months = $264,000
80 one-bedroom * $600/month * 12 months = $576,000
80 two-bedroom * $800/month * 12 months = $768,000
Total rental income = $1,608,000
Other Income: $200,000

Vacancy and Credit Loss:
Total units = 200
Vacancy rate = 5%
Vacant units = 200 * 0.05 = 10 units
Effective occupied units = Total units - Vacant units = 200 - 10 = 190 units

Operating Expenses:
Turnover and operating expenses per unit = $400/month
Total operating expenses = $400 * 190 * 12 = $912,000

Expenses Recovery for Heating and Cooling:
Recovery per occupied unit = $100/month
Total recovery = $100 * 190 * 12 = $228,000

Operating Income (NOI) = Rental Income + Other Income - Operating Expenses + Expenses Recovery
= $1,608,000 + $200,000 - $912,000 + $228,000
= $1,124,000

b) To calculate the net cash flow for the coming year, we need to consider the anticipated outlays for nonrecurring items and commissions:
Nonrecurring items = $250,000
Commissions = $10,000

Net Cash Flow = Operating Income (NOI) - Nonrecurring Items - Commissions
= $1,124,000 - $250,000 - $10,000
= $864,000

Therefore, the net cash flow for the coming year is $864,000.

In conclusion, based on the provided information, the projected operating cash flow (NOI) for the coming year is $1,124,000. After considering the outlays for nonrecurring items and commissions, the net cash flow for the coming year is $864,000.

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The correct answer is "taking the first difference of the original series."

Models that assume stationary data require the mean, variance, and autocovariance of the data to be constant over time. If a time series has a trend, then the mean of the series changes over time, violating the stationarity assumption.

One common method for removing a trend from a time series is to take the first difference of the series, which involves subtracting each observation from the previous observation. This can be done using a "first difference" transformation, which can help to remove the trend and make the series stationary.

A moving average approach can also be used to remove a trend from a time series, but this involves calculating a rolling average of the data, which may not be as effective as the first difference transformation.

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Only accounts with a balance are listed in the trial balance columns of a work sheet : False.

A trial balance has three columns, that are: first column has general ledger details and account titles, second column has the debit column and expenses. Third column has credit column and has revenue. The balances in debit and credit columns should be same.

A financial report showing closing balances of all the accounts in the general ledger at a point in time is called a trial balance. Creating trial balance is the first step in closing books at the end of accounting period.

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Based on Hope's check, her contribution to her RETIREMENT plan b. is pre-tax and therefore not included in federal income taxes.

The check notes that Hope's retirement contribution is not included in her federal taxable income.

This means that the contribution is paid pre-tax and will not be liable for federal income taxes. She will most probably pay taxes on the retirement fund when she withdraws from it.

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Answer:

FALSE

Explanation:

THIS IS THE COMPLETE QUESTION

Trends representing either increasing or decreasing movements over many years due to factors such as population growth, population shifts, cultural changes, and income shifts are a component of a time series called "Random Variations"

Random Variation can be regarded as

tendency of an estimated size/ value of a parameter to undergo deviation randomly away from the real/ true magnitude/ value of the parameter.

Answer:

yes because the definition match the words given

Using the subtraction operator, the difference between cash receipt and cash disbursement for December would be $67,400

Cash Receipts for December :

$(440,000 × 0.45) + $($460,000 × 0.55)

$198000 + $253000

= $451,000

Cash Disbursement for December :

Purchases + Other monthly expenses

($460,000 × 0.80) + ($440,000 × 0.80 × 0.60) - ($460,000 × 0.80 × 0.60) + $25200

= $383,600

Difference = Cash receipt - Cash disbursement

Difference = $451,000 - $383,600

= $64,700

Hence, difference in receipt and disbursement on December is $64,700

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The biggest marketplace for Non-Fungible Tokens (NFTs) is currently the Ethereum blockchain. The Ethereum blockchain is the most popular platform for creating and trading NFTs, and it is home to the vast majority of NFT marketplaces and projects.

There are many marketplaces built on the Ethereum blockchain that allow creators to mint and sell their own NFTs, such as OpenSea, Rarible, SuperRare, and KnownOrigin. These marketplaces have seen a lot of activity in recent months, with many high-profile sales and record-breaking prices being reported.

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b. our trade deficit will increase because more Americans are working and they will import more goods

When the government increases spending on infrastructure, it stimulates economic activity and creates more jobs. As a result, more Americans have higher incomes and purchasing power, leading to increased demand for goods, including imported goods. This rise in demand for imports contributes to a larger trade deficit. The increase in government spending on infrastructure boosts domestic production and employment, which is generally positive for the economy. However, it also leads to a higher demand for goods, both domestically produced and imported. Since imports are part of the trade deficit calculation, the increased import demand caused by more Americans working and having higher incomes will outweigh any potential increase in exports. Consequently, the trade deficit will grow.

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The economy, businesses, and consumers all depend on a healthy financial system.

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the firm's after-tax cost of debt is 5.93%

To calculate the after-tax cost of debt, you first need to calculate the tax shield, which is the amount of interest paid on the debt that is tax-deductible.

Tax shield = coupon rate x debt

In this case, the coupon rate is 7.5% and the debt is selling at face value, so the tax shield is also 7.5%.

Next, you can calculate the after-tax cost of debt using the following formula:

After-tax cost of debt = pre-tax cost of debt x (1 - tax rate)

Since the debt is selling at face value, the pre-tax cost of debt is equal to the coupon rate of 7.5%.

Plugging in the numbers, we get:

After-tax cost of debt = 7.5% x (1 - 21%) = 5.93%

Therefore, the answer is 5.93%.

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A factory falls under the category of physical capital, representing tangible assets and infrastructure utilized in the production process. Option C.

Physical capital refers to the tangible assets that are used in the production process to create goods or services. These assets include machinery, equipment, buildings, vehicles, and infrastructure. They are essential resources that contribute to the production capacity and efficiency of a business or organization.

A factory is a prime example of physical capital as it represents a dedicated space or facility equipped with machinery, tools, and equipment designed for manufacturing or production activities. It provides the necessary infrastructure and resources for transforming raw materials into finished products.

Factories typically house specialized equipment and machinery specific to the industry or production process they serve. This physical capital enables businesses to carry out mass production, streamline operations, and achieve economies of scale.

Physical capital is an important factor of production alongside other resources such as land, labor, and human capital. It plays a crucial role in enhancing productivity, output, and overall economic growth.

Effective management and investment in physical capital can lead to improved efficiency, cost reduction, and technological advancements in production processes.

In summary, a factory is categorized as physical capital, representing the tangible assets and infrastructure used in the production process. So Option C is correct.

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The current price of the stock (P0) is $21.17.

To calculate the current price of the stock, we use the formula P0 = D1 / (ke - g). In this equation, D1 is the dividend paid at the end of the year ($3.55), ke is the required return on common stock (20%), and g is the constant growth rate (10%).

Plugging these values into the equation, we get: P0 = $3.55 / (0.2 - 0.1) = $3.55 / 0.1 = $21.17.
Thus, the current price of the stock (P0) is $21.17.

To calculate the current price of a stock, you must use the formula P0 = D1 / (ke - g), where D1 is the dividend paid at the end of the year, ke is the required return on common stock, and g is the constant growth rate. Plugging in the values for D1, ke, and g, and solving the equation, we get the current price of the stock (P0) to be $21.17.

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A possible explanation for the disappearance of vocations in the past decade is advancement in technology.

With advancement in technology, many jobs have become obsolete as they can be performed more efficiently by computers compared with humans. For example, there are some record keeping tasks that people were employed to carry out but with the invention of efficient technology, humans are no longer to perform this functions.

 Another job that is been rendered obsolete by technology is the job of a librarian. Most of the job functions carried out by a librarian can now be carried out computers.

Technology rendering jobs obsolete increases the rate of structural unemployment. This unemployment occurs when the skill labour posses are no longer demanded for in the economy.

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Answer:

The low cost of foreign goods could cause manufacturing to be done overseas

The actual level of current output or real GDP does not directly affect potential GDP.

potential GDP, also known as the long-run aggregate supply, is the maximum level of output an economy can produce when all resources are fully utilized. It represents the economy's productive capacity and is determined by factors such as physical capital, human capital, natural resources, and technological progress.

However, the actual level of current output or real GDP does not directly affect potential GDP. Real GDP reflects the actual level of output at a given time, while potential GDP is determined by the availability and efficiency of resources. Changes in real GDP do not impact potential GDP because potential GDP is not influenced by the current level of output.

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Answer:

Include the terms most closely related to the job in your resume, especially in the description of your work history. Highlight Skills in Your Cover Letter: You can incorporate soft skills into your cover letter. Include one or two of the skills mentioned here, and give specific examples of instances when you demonstrated these traits at work

Explanation:

Answer and Explanation:

Hello. Brainly does not allow links to be placed in responses, which makes it impossible for me to answer your first question. However, you can find this job vacancy in the careerbuilder when searching for Internet / BDC Director.

Two requirements that this job vacancy requires of possible candidates are: Knowledge of management of social networks and experiences with online sales.

The individual who is interested in this job vacancy, if hired, will have to carry out online and face-to-face sales, perform administrative functions and perform customer service whenever necessary.

This job is not a good option for me, because I have no experience in sales, but this is a very promising job vacancy, with a fair salary and benefits, I believe that if I had the requirements, I would do very well in this type of job.

Answer:

1. https://www.careerbuilder.com/job/J337WK6Y75401Z09WZ9

2. · Ideal to have 1 year experience as a pharmacy technician coordinating activities in an administrative support function.

· Must have valid Pharmacy Technician License

3. Working with patients to explain and educate on medical questions

· Tracking and logging vaccination details into EMR (electronic medical records system)

· Assisting Pharmacist as needed

4. This job would be a good fit for me, because I am compassionate, patient, and pay attention to detail. My mathematical skills are excellent, and like working with a team of health care professionals.

Explanation:

When a corporation dissolves, the first to be paid from the assets of the company are the secured creditors, such as banks or lenders, who have a legal claim to specific assets as collateral for their loans. Next, the unsecured creditors, which includes suppliers, vendors, and employees, are paid from the remaining assets.

Finally, any remaining funds are distributed to the shareholders in proportion to their ownership in the company. Step 1: Liquidate assets - The corporation sells or disposes of its assets to generate cash.
Step 2: Pay outstanding taxes and fees - The corporation pays any outstanding taxes, penalties, or fees to the government. Step 3: Pay secured creditors - Secured creditors, who have a security interest in specific assets, are paid before unsecured creditors. Step 4: Pay unsecured creditors - Unsecured creditors, who do not have a security interest in any assets, are paid from the remaining assets. This includes suppliers, vendors, and employees.
Step 5: Distribute remaining assets to shareholders - After all creditors have been paid, the remaining assets are distributed to the shareholders according to their ownership stake in the corporation.

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The median voter theorem suggests that in a majority vote, the outcome is likely to reflect the preferences of the voter who falls in the middle of the political spectrum.

This means that the candidate or policy that appeals to the median voter is more likely to win the election or be implemented. The theorem assumes that voters' preferences are distributed along a spectrum, and the middle voter represents the average or typical voter.

By appealing to this middle voter, candidates or policies have a higher chance of gaining majority support and winning elections. This theorem focuses on the idea that political actors tend to moderate their positions to attract the support of the median voter and secure electoral success.

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Discussions surrounding the preparation of a tax return are generally not privileged. This means that the information provided to prepare income tax returns can be subject to disclosure in certain circumstances. However, there are some exceptions to this rule.

One exception is if the return preparer is authorized to practice before the IRS. In this case, the discussions may be considered privileged because the return preparer is acting in a professional capacity and is bound by professional ethics and standards. Another exception is if the taxpayer specifically requests that the discussions be privileged. In this case, the return preparer may be able to claim privilege on behalf of the taxpayer. However, it is important to note that the IRS will not recognize a representative's power of attorney without an engagement letter. This means that if a taxpayer wants to ensure that their discussions with a return preparer are privileged, they should make this request explicitly and obtain an engagement letter.
In general, it is important for taxpayers to be aware of the limitations of privilege when it comes to discussions surrounding tax preparation. While there are some circumstances in which discussions may be considered privileged, it is important to take steps to ensure that any sensitive information is protected. This may include obtaining an engagement letter, using secure communication channels, and working with a trusted and experienced return preparer.

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Answer:

B) 8.65%

Explanation:

Geometric Average Return = [(1 + r1) * (1 + r2) * - - - - - * (1 + rN)]1/N - 1

Geometric Average Return = [(1 + 0.10)^10 * (1 + 0.06)^5]^1/15 - 1

Geometric Average Return = [1.10^10 * 1.06^5]^1/15 - 1

Geometric Average Return = [2.59374*1.33823]^1/15 - 1

Geometric Average Return = (3.471021)^1/15 - 1

Geometric Average Return = 1.08650188155 - 1

Geometric Average Return = 0.08650188155

Geometric Average Return = 8.65%

Answer:

b

Explanation:

B is right no doubt about it

Your answer :

The mean of salary for these options is $30.76\

hope I helped. :)

An investor must see what circumstances while investing in a real estate area. So the investor must be careful while investing.

One can loose tenant and his invested capital, tenant capital and fixed turnovers would be largely affected. increased property taxes and increased cost of operations a real estate investor is exposed to all these.

Some other risks associated with taking huge debts for investing in a property, liquidity risks , management risks, legislative risks, and environmental risks with several legal risks. It also include sometimes bad locations, negative cash flows etc.

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Answer: I hope this is helpful mark brainlist if right then no if wrong

Explanation:

Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.Technologies employed by the native inhabitants of a country and which constitute an important part of its cultural heritage and should therefore be protected against exploitation by industrialized countries; the problem of indigenous knowledge has been discussed during the Rio Conference but it does not receive much ...Types of indigenous technology in India are; (i) Generic Drugs. (ii) Thorium based Nuclear Reactors. (iii) Plastic RoadsIndigenous Technology is created within a sensory environment that builds on our sense of relationship, meaning, balance, feeling, memory and place as well as sight, sound, smell, taste and touchIndigenization is the process by which Indigenous ways of knowing, being, doing and relating are incorporated into educational, organizational, cultural and social structures of the institution.One example of Indigenous Technologies in action today can be witnessed in differential approaches to medicine. Medical technologies in the Western Scientific sense of the term might conjure images of biomedical research labs, electromagnetic monitors or imaging systems such as CT or MRI scans.Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.

Option (c), The business strategy identifies plans for pricing policies in the proposed marketing plan.

Pricing strategies are the processes and tactics used by businesses to estimate the pricing of their goods and services. In the event that you choose to charge for your items, your product pricing strategy will help you choose how much to charge.

Pricing strategies are the methods and practices used by businesses to determine the prices they will charge for their products and services. The process by which you choose the price you will charge for your items is called a pricing strategy.

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The complete question is:

Which part of the business plan identifies plans for pricing policies?

Answer:

cost of procrastination is the life you could have had

Explanation:

my head hurts:((