Making late payments on credit card bills has what kind of effect on a person's credit score?

a
Late payments have a negative effect on a person's credit score.
b
Late payments have a positive effect on a person's credit score.
c
Late payments do not affect a person's credit score.

Answers

Answer 1

Answer:

A. Late payments have a negative effect on a person's credit score.

Step-by-step explanation:

Hope this Helps!

Answer 2

Answer:

A late payments have a negative effect on a persons credit score

Step-by-step explanation:

A credit score is basically the trust banks have with you or the potentiality that you will pay them back. Making late payments will obviously lower the banks reliability on you to pay your bill ontime and in full.


Related Questions

Each year, a radio station awards a prize vacation to one of its listeners. The prize winner has the option of choosing a vacation to Hawaii, New York, California, or Alaska. In the past, 35% of winners chose Hawaii, 25% chose New York, 25% chose California, and the remaining winners chose Alaska. If the radio station uses 40 chips in four different colors to model this situation, how many colored chips should they use to represent each vacation option

Answers

The colored chips they used to represent each vacation option are:

Hawaii:  14 blue chips

New York: 10 yellow chips

California: 10 red chips

Alaska: 6 green chips

How many colored chips should they use to represent each vacation option?

The radio station awarded 40 different colored chips to 100% winners.

To know how many colored chips should they use to represent each vacation option the following steps are taken:

Hawaii = ( 35/100) × 40

= 14 blue chips

New York = (25/100) ×40

= 10 yellow chips

California = (25/100)  ×40

= 10 red chips

Alaska = (15/100)  × 40

= 6 green chips

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A movie theater chain has calculated the total rating y for five films. Following parameters were used in the estimation - audience x1​ (number of viewers in thousands of people), coefficient based on length of film x2​, critics' rating x3​, and coefficient based on personal opinion of movie theater chain owners which will be considered as random error. The results are shown in the table: Fit a multiple linear regression model to these data. What is the constant coefficient? Round your answers to three decimal places (e.g. 98.765 ).

Answers

The constant coefficient is 9.118 (rounded to three decimal places).We can use a statistical software or spreadsheet program to calculate the coefficients.

To fit a multiple linear regression model to the data, we can use the following equation:

y = b0 + b1x1 + b2x2 + b3*x3 + e

where y is the total rating for the film, x1 is the number of viewers, x2 is the coefficient based on length of film, x3 is the critics' rating, and e is the random error.

We can use a statistical software or spreadsheet program to calculate the coefficients. Here are the results:

Constant coefficient (b0): 9.118

Coefficient for x1 (b1): 0.001

Coefficient for x2 (b2): 15.623

Coefficient for x3 (b3): 2.784

Therefore, the constant coefficient is 9.118 (rounded to three decimal places).

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To determine the prevalence of smoking among new students in a university, researchers conduct an anonymous survey at the first day of classes. They find that 22% of women and 28% of men were smokers. What type of study design was used?


a. Cohort

b. Systematic review

c. Ecologic

d. Cross-sectional

Answers

The used study design was Cross-sectional.

Hence option D is correct.

Since we know that,

A cross-sectional study design is a type of observational study in which data is collected at one time point from a group of individuals to assess the prevalence of a particular characteristic or condition of interest.

In this case, the researchers conducted an anonymous survey on the first day of classes to determine the prevalence of smoking among new students in the university.

The prevalence of smoking was measured in both men and women, providing a snapshot of the current smoking habits of the study population.

Since the data was collected at a single point in time, this study design is classified as cross-sectional.

To determine the prevalence of smoking,

The researchers would have calculated the percentage of smokers in the study population.

Therefore, the prevalence of smoking among new students in the university is 22 percent among women and 28 percent among men.

Hence the study design is Cross-sectional.

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A line that includes the point (0, –16) has a slope of–17/2. What is its equation in slope - intercept form?

Answers

The equation in slope-intercept form with slope --17/2 passing through the point (0, -16) is 2y = -17x -32

What is slope?

The slope of a line is the ratio of the amount that y increases as x increases some amount. Slope tells you how steep a line is, or how much y increases as x increases. The slope is constant (the same) anywhere on the line.

Equation of straight line in slope-intercept form is y = mx + c

y = -16, x = 0, m(slope) = -17/2 c = y-intercept

-16 = 0(-17/2) + c

c = -16

Equation of line becomes

y = -17x/2 -16

multiply through by 2

2y = -17x -32

In conclusion the equation of line with slope of -17/2 is 2y = -17x -16

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What is the probability of tossing a coin three times and getting heads
each time? *

Answers

Answer:

probability of tossing a coin 3 times and getting heads each time is 1/8

Step-by-step explanation:

A coin has 2 sides (heads and tails) therefore you have a 50% chance of getting either heads or tails for each toss. Therefore, the probability of getting heads for 1 toss is 1/2. Now, tossing it 3 times and getting heads each time essentially means you would have to do (1/2)×(1/2)×(1/2) which would give you 1/8 as the probability of tossing a coin 3 times and getting heads each time.

Is 100.1 rational or irrational

Answers

Answer:

It's rational number

Step-by-step explanation:

if a number is non stop it is irrational

it a number stops as it stopped here at 1 so it's a rational number

Answer:

Rational

Step-by-step explanation:

It's a decimal with no recurring digits:)

Please answer ASAP!!
plssss

Please answer ASAP!!plssss

Answers

Answer:

86°

Step-by-step explanation:

b = 29× 2 = 58

d= [180-(86+29)]×2 = 130

a=c=x

a+b+c+d = 360

2x+188= 360

2x= 172

x= 86

a = c = 86°

Multiply and write in standard form: 10x + 3)(2x - 1) Show all work

Answers

\(20x^2+16x+3\)

Explanation

\((10x+3)(2x+1)\)

Step 1

apply distributive property

\(\begin{gathered} (10x+3)(2x+1)=(10x\cdot2x)+(10x\cdot1)+(3\cdot2x)+(3\cdot1) \\ (10x+3)(2x+1)=20x^2+10x+6x+3 \end{gathered}\)

Step 2

add similar terms and order

\(\begin{gathered} (10x+3)(2x+1)=20x^2+10x+6x+3 \\ (10x+3)(2x+1)=20x^2+16x+3 \\ \text{the standard form is} \\ ax^2+bx+c,so \\ ax^2+bx+c\Rightarrow20x^2+16x+3 \end{gathered}\)

so, the answer is

\(20x^2+16x+3\)

I hope this helps you

Question 13 - 8 Points
Oct 16, 10:44:33 PM
The Cowboys have 300 followers on social media. Hey are gaining 25 per day. The
Saints have 700 followers, but are losing 15 per day. How many days will it take for
the teams to have the same number of followers?
O 10
O 15
Submit Answer
O 25
O 6
Privacy Policy Terms of Service
Copyright 2020 Delta

Answers

Answer:

10 days: ofc there is an easier way to do this but i did my own way down below :)

Step-by-step explanation:

in 1 day

cowboys: 300+25 is 325

saints: 700-15=685

in 2 days:

cowboys: 325+25 is 350

saints: 685-15 is 670

in 3 days:

cowboys: 350+25 is 375

saints: 670-15 is 655

in 4 days:

cowboys: 375+25 is 400

saints: 655-15 is 640

in 5 days:

cowboys: 400+25 is 425

saints: 640-15 is 625

in 6 days:

cowboys: 425+25 is 450

saints: 625-15 is 610

in 7 days:

cowboys: 450+25=475

saints: 610-15 is 595

in 8 days:

cowboys: 475+25 is 500

saints: 595-15 is 580

in 9 days:

cowboys: 500+25 is 525

saints: 580-15 is 565

in 10 days:

cowboys: 525+25 is 550

saints: 565-15 is 550

in 10 days, they will have the same number of followers

round 6,577 the nearest thousand

Answers

Answer: 7,000

Step-by-step explanation: the hundred was greater than 5 so we round up any number after whatever you are doing if it’s 5 or greater you round up

Mhanifa please help! If I don’t get this done I will fail this class :(

Mhanifa please help! If I dont get this done I will fail this class :(

Answers

Answer:

#1

x/9 = tan 60°x = 9 tan 60° x = 15.6 m

#2

cos θ = 15.1/16.5cos θ = 0.915θ = arccos (0.915)θ = 23.8°

#3

10/x = tan 42°x = 10 / tan 42°x = 11.1 m


\(f(x) = \frac{ {x}^{3} + 1 }{ {x}^{3} - 2} \)
Find the inverse​

Answers

Answer:

Step-by-step explanation:

\(f^-1\)\(\sqrt[3]{1/-1+x | + | 2x/-1+x}\)

pls help and explain. I will give brainliest

pls help and explain. I will give brainliest

Answers

Answer:

4 2/3 hours

Step-by-step explanation:

There are 7 days in a week

2/3 of an hour per day * 7 days

2/3 *7 = 14/3 hours

Changing to a mixed number

4 2/3 hours

Answer:

4.667

Step-by-step explanation:

2/3*7=4.667 (if you need decimal notation)

If you need a mixed number:

4+2/3:-)

I hope this helps!

\(- RosalindCordelia\)

I need help with this problem. I've never been good at math.

I need help with this problem. I've never been good at math.

Answers

Perimeter: 27.5m
Area: 60.64m^2
if you want to explain how I found it lmk!! Have a great day :))

Marissa went on a trip and drove her car throughout the day. The graph below shows Marissa's distance from the starting point of her trip for different segments of time

What’s the answer to this please?​

Answers

Can you attach the photo

Find the answer in simplest form.
33/4 divided by 17/6=

Answers

Answer:

99/34 i believe

Step-by-step explanation:

A.
B
C
D
Multiple choice (see the picture)
Help plz

A.BCDMultiple choice (see the picture)Help plz

Answers

6^2 + x^2 = 12^2

36 + x^2 = 144

x^2 = 144-36

x^2 = 108

It seems most likely it is D.

what is a congruent polygon​

Answers

A congruent polygon refers to two or more polygons that have the same shape and size. There must be an equal number of sides between two polygons for them to be congruent.

Congruent polygons have parallel sides of equal length and parallel angles of similar magnitude. When two polygons are congruent, they can be superimposed on one another using translations, rotations, and reflections without affecting their appearance or dimensions. Concluding about the matching sides, shapes, angles, and other geometric properties of congruent polygons allows us to draw conclusions about them.

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Why is it important to know "first term" and "common ratio" when dealing with geometric sequences?

Answers

Answer:

Each term of a geometric sequence increases or decreases by a constant factor called the common ratio. The sequence below is an example of a geometric sequence because each term increases by a constant factor of 6. Multiplying any term of the sequence by the common ratio 6 generates the subsequent term.

Step-by-step explanation:

Please give brainliest

please help me

Step-by-step explanation:

mark me brilliant

Perform the indicated operation.
f(n) = 4n - 5, g(n) = n^2 - 5
Find: (f - g) (n)

Perform the indicated operation.f(n) = 4n - 5, g(n) = n^2 - 5Find: (f - g) (n)

Answers

Hi there!

\(\large\boxed{-n^2 + 4n}\)

Begin by evaluating f - g:

4n - 5 - (n² - 5)

Simplify:

4n - 5 - n² + 5  = 4n - n²

Or it can be written as -n² + 4n to match the first answer choice.

A container in the shape of a cylinder is 15. 5cm high and has a diameter of 12. 8cm. How many millilitres of chocolate milk will the container hold if it is filled to the top? About how many litres would that be?

Answers

The container will hold 5,998.144 milliliters of chocolate milk. It will hold approximately 5.998 liters of chocolate milk.

Given that the container is in the shape of a cylinder and has a height of 15.5 cm and a diameter of 12.8 cm. So the radius of the container is r= 1/2 of the diameter=12.8/2=6.4 cm. The formula for the volume of a cylinder is given by;

`V = πr²h`

where `π` is a constant value approximately equal to 3.14, `r` is the radius of the cylinder, and `h` is the height of the cylinder.

In this problem, `r=6.4 cm` and `h=15.5 cm`. Thus, the volume of the cylinder can be calculated as;`V = πr²h``V = 3.14 × 6.4² × 15.5``V = 5,998.144 cm³`

Therefore, the container can hold 5,998.144 cubic cm of chocolate milk. We can convert this volume to milliliters by multiplying by 1,000.1 cm³ = 1 ml`5,998.144 cm³ = 5,998.144 × 1 ml/ 1cm³ = 5,998.144 ml`

So, the container will hold 5,998.144 ml of chocolate milk. To find the volume in liters, we can divide the volume in milliliters by 1,000.1 L = 1,000 ml`5,998.144 ml = 5,998.144 / 1,000 L = 5.998144 L`

Therefore, the container will hold approximately 5.998 liters of chocolate milk (rounded to three decimal places).

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Find the value of n that makes DEF~XYZ

Find the value of n that makes DEF~XYZ

Answers

Check the picture below.

Find the value of n that makes DEF~XYZ

Pls help math!!!!!!!

Pls help math!!!!!!!

Answers

the answer should be “C” or your third option! :)

pleaseeee helppp !!!!!! Will mark Brianliest !!!!!!!!!!!!

pleaseeee helppp !!!!!! Will mark Brianliest !!!!!!!!!!!!

Answers

Answer:

Your answer is...

Step-by-step explanation:

what is the options???????

Given the pre-image ABCD and the image after a dilation, A'B'C'D', what is true about the polygons? Check all that apply.

The length AB is 2.
The length A'B' is 3.
The image is smaller than the pre-image.
The scale factor is Three-halves.
The scale factor is Two-thirds.

Answers

For the given dilation of the polygons the correct answer are The length AB is 2. The length A'B' is 3. The scale factor is Three-halves.

What is dilation?

Resizing an item uses a transition called dilation. Dilation is used to enlarge or contract the items. The result of this transformation is a picture with the same shape as the original. Yet, there is a variation in the shape's size. The initial form should be stretched or contracted during a dilatation. The phrase "scale factor" describes this transition.

The distance formula for the coordinates is given as:

d(A, B) = |x1 - x2|

From the figure we observe that,

d(A, B) = |2 - 4|

d(A, B) = |-2|

d(A, B) = 2 units.

Hence, option A is correct.

Also, the length of A'B' is:

d(A', B') = |3 - 6| = |-3| = 3 units.

Hence, option B is correct.

The original shape is called the pre-image in a transformation (in this example, a dilation), and the transformed shape is called the image.

The third response is untrue since the picture is larger than the pre-image.

The scale factor of the images is:

2k = 3

k = 3/2.

Hence, option 4 is correct.

The last option is also false, as the scale factor is already determined.

Hence, for the given dilation of the polygons the correct answer are The length AB is 2. The length A'B' is 3. The scale factor is Three-halves.

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The complete question is:

Given the pre-image ABCD and the image after a dilation, A'B'C'D', what is true about the polygons? Check


A train travels a total of 38 km at a constant speed of 90 km/h.
How long is its journey? Give your answer in minutes and seconds, to the nearest second. Pls Help Maybe I will give you brainiest

Answers

Answer:

25 minutes and 33 seconds

Step-by-step explanation:

please brainiest

Write the equation of the graph shown below in factored form. the graph starts at the bottom left and continues up through the x axis at one to a maximum around y equals two and goes back down through the x axis at two to a minimum around y equals negative two and back up through the x axis at three f(x) = (x + 1)(x − 2)(x − 3) f(x) = (x − 1)(x + 2)(x + 3) f(x) = (x + 1)(x + 2)(x + 3) f(x) = (x − 1)(x − 2)(x − 3)

Answers

Answer:

f(x) = (x − 1)(x − 2)(x − 3)

Step-by-step explanation:

through the x axis at one; x = 1    factor (x - 1)

through the x axis at two; x = 2    factor (x - 2)

through the x axis at three;  x = 3    factor (x - 3)

f(x) = (x − 1)(x − 2)(x − 3)

On the planet of Mercury, 4 -year-olds average 2.8 hours a day unsupervised. Most of the unsupervised children live in rural areas, considered safe. Suppose that the standard deviation is 1.5 hours and the amount of time spent alone is normally distributed. We randomly survey one Mercurian 4-year-old living in a rural area. We are interested in the amount of time X the child spends alone per day. (Source: San Jose Mercury News) Round all answers to 4 decimal places where possible. a. What is the distribution of X?X∼N ( b. Find the probability that the child spends less than 1.1 hours per day unsupervised. c. What percent of the children spend over 4.6 hours per day unsupervised. \% (Round to 2 decimal places) d. 64% of all children spend at least how many hours per day unsupervised? hours.

Answers

64% of all children spend at least 3.376 hours per day unsupervised.

a. The distribution of X is X~N(2.8,1.5^2) with a mean of 2.8 hours and a standard deviation of 1.5 hours.

b. Let Z = (X - μ)/σ be the standard normal variable associated with X.

The probability that the child spends less than 1.1 hours per day unsupervised is P(X < 1.1)= P(Z < (1.1 - 2.8)/1.5) = P(Z < -1.1333) = 0.1285 (rounded to four decimal places).

c. We want to find the percentage of children who spend over 4.6 hours per day unsupervised.

Therefore, we need to find P(X > 4.6).

We can find this using the standard normal variable Z by the formula,

P(X > 4.6) = P(Z > (4.6 - 2.8)/1.5)

               = P(Z > 1.2)

               = 0.1151.

Therefore, the percentage of children who spend over 4.6 hours per day unsupervised is 11.51%.

d. To find the number of hours spent alone by 64% of all children,

we need to find the z-score associated with the 64th percentile.

We can find this using a table of standard normal probabilities.

The z-score associated with the 64th percentile is approximately 0.3853.

Therefore, we have (X - μ)/σ = 0.3853.

Solving for X, we have

X = 0.3853(1.5) + 2.8

  = 3.376.

Therefore, 64% of all children spend at least 3.376 hours per day unsupervised.

Answer: 3.376.

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A 12 sided number cube with the numbers 1 through 12 is rolled.Select from the drop down menu to correctly complete the statement.Rounded to the nearest hundredth, the probability that the number cube lands on a number other than 4 is

Answers

The 12 sided cube with the numbers 1 to 12 is rolled. That means it can land on any number from 1 to 12. The number of total possible outcomes is 12. The number of favourable outcomes, that is, the number of times the cube lands on a number than 4 is 12-1=11.
Probability=Number of favourable outcomes/number of total possible outcomes
= 11/12
= 0.92
I really hope this helps! And pls mark it as brainliest.

Using T = 3. 14, find the area of a circle with a radius of 12. 2.

Round your answer to the nearest hundredth. ​

Answers

The area of the circle with a radius of 12.2 is approximately 467.51 square units.

The formula for the area A of a circle is:

A = πr²

A circle is a closed shape consisting of all points in a plane that are a fixed distance, called the radius, from a given point, called the center of the circle. The distance around a circle is called the circumference, and it is given by the formula:

C = 2πr

where r is the radius of the circle.

Substituting T = 3.14 and r = 12.2 into the formula, we get:

A = 3.14 × 12.2²

A = 3.14 × 148.84

A = 467.5076

Rounding this to the nearest hundredth, we get:

A ≈ 467.51

Therefore, the area of the circle with a radius of 12.2 is approximately 467.51 square units.

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Other Questions
Convertible securities are bonds or preferred stock that, under specified terms and conditions, can be exchanged for common stock at the option of the holder. Conversion of these securities does not provide new capital; debt (or preferred stock) is simply replaced on the balance sheet by common stock. However, reducing the debt or preferred stock will improve the firms financial position and make it easier to raise additional capital, but raising additional capital requires a separate action.The conversion ratio ( ) is the number of shares of common stock that are obtained by converting a convertible bond or share of convertible preferred stock. The conversion price ( ) is the effective price paid for common stock obtained by converting a convertible security. From the standpoint of the issuer, which of the following statements is a disadvantage of convertibles?a. Because convertibles have low coupon rates, they require the firm to sell common stock at discount prices relative to prices that are currently prevailing. b. Convertibles typically have a low coupon interest rate, and the advantage of this low-cost debt will be lost when conversion occurs. c. If the company truly wants to raise equity capital and if the stock price does not rise sufficiently after the bond is issued, then the company will be stuck with debt rather than the desired equity. ___________ is/are correct. you add equal amounts of heat to two identical cylinders containing equal amounts of the same ideal gas. cylinder a is allowed to expand, while cylinder b is not. Part A How do the temperature changes of the two cylinders compare? he movement of air into and out of the lungs is called . a. internal respiration b. cellular respiration c. pulmonary ventilation d. external respiration Determine a series of transformations that would map Figure G onto Figure H. You are a charismatic leader and need to share with the group some drastic changes to the company structure. The new structure will offer new opportunities, will eliminate jobs, and will set the company up to increase revenue. (1) Share the communication style you will use ( leadership by storytelling or leadership by inspiration) (2) Share with me how you will communicate the scenario above by writing the story you will use or the inspiration you will use. (3) Make sure your entire message includes: - the story or inspiration - the actual message the company structure is changing along with the benefits and constraints. Which answer choice is a sentence fragment?A)The grill sizzled when the chef placed the grilled cheese sandwiches on itshot, oily surface.B)Although he was unsure whether or not he was good enough for the team,Trey decided to try out anyway.While Nora had never really considered herself an unhappy womanbecause of her nice home and even nicer husband.D)Unlike other various creatures of the legend, there is real evidence for theexistence of the creature known as the Yeti. How was Durer's depiction different from most representations of this event what does "Brexit stand for? You are evaluating two investment alternatives. One is a passive market portfolio with an expected return of 10% and a standard deviation of 16%. The other is a fund that is actively managed by your broker. This fund has an expected return of 16% and a standard deviation of 20%. The risk-free rate is currently 7%. Answer the questions below based on this information.a. What is the slope of the Capital Market Line? What is the slope of the Capital Allocation Line offered by your broker's fund?b. Draw the CML and the CAL on one graph.c. What is the maximum fee your broker could charge and still leave you as well off as if you had invested in the passive market fund? (Assume that the fee would be a percentage of the investment in the broker's fund, and would be deducted at the end of the year.)d. How would it affect the graph if the broker were to charge the full amount of the fee? PLS HELP ME, PLS THIS IS DUE FIRST CORRECT ANSWER GETS BRAINLIEST How would an advocate of the nature theory explain homosexual behavior in men and women? what're the two body systems opossums use to fake their death? If 2c - 5 = 3d + 4, what does c equal, in terms of d? Suppose a triangle has a side lengths AB, BC, and x where AB=2 BC. Find the possible range for x in the terms of BC. Two points on the graph of a quadratic function are shown on the grid belowWhat is the equation of the axis of symmetry of the graph of the function? a) x=-3 b) x=4 c) x=3 d) x=-4 why is toxoplasma gondiis ability to control rodents brains an evolutionary adaptation? explain how this increases the fitness of the parasite. Estimate the amount of the tip by rounding the bill to the nearest ten dollars before calculating.15% tip on a bill of $551.60The amount of the tip is approximately $ Is the function even, odd, or neither? A long-term approach to a healthy lifestyle. I need to figure out if the rectangle is a parallelogram by the coordinates of the midpoints