John is a retail investor who lives in the eastern suburbs and enjoys investing on the Australian Securities Exchange For a long time, he has only managed to invest in a single company due to insufficient savings. Howard has been een to invest more and fortunately for him he suddenly has inherited some money from his grandfather. He can finally invest more money to create a diversified portfolio. How would diversification benefit John? Explain in the context of Portfolio Theory. (4 Marks)

The primary method Congress uses to maintain oversight of the executive branch is through hearings and investigations.

This process enables Congress to monitor and review the actions, policies, and decisions of the executive branch to ensure accountability and proper execution of laws.

Congressional oversight involves various committees and subcommittees, which are responsible for overseeing different areas of the executive branch, such as defense, finance, and health. These committees conduct hearings where they invite executive branch officials, experts, and stakeholders to provide testimony on specific issues or programs. They also request documents and reports to analyze and evaluate the effectiveness and legality of the executive's actions.

In addition, Congress can use its investigative powers to uncover potential mismanagement, corruption, or abuse of power in the executive branch. Investigations can be initiated based on whistleblower complaints, media reports, or other sources of information. If needed, Congress may issue subpoenas to compel testimony or the production of documents.

The oversight process not only ensures that the executive branch is acting in accordance with the law and the Constitution, but also provides an opportunity for Congress to identify areas where legislation may be needed to address problems or improve government operations. By exercising its oversight function, Congress plays a crucial role in maintaining the system of checks and balances that underpins the U.S. government.

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Answer: I hate Trump and would make him eat tortilla chip vertically :/

Explanation:

When a loan is initially made, the dollar amount of the loan should equal the amount of money that the borrower has requested to borrow, also known as the principal amount.

A loan is a financial arrangement in which a borrower borrows a sum of money from a lender with the understanding that it will be returned or repaid in the future with interest. A loan is an agreement between two parties in which the borrower agrees to repay the borrowed amount in exchange for the lender's promise to lend. The dollar amount of the loan should equal the amount of money that the borrower has requested to borrow, also known as the principal amount. A loan can be secured or unsecured depending on the type of agreement reached between the lender and the borrower. A secured loan is one in which the borrower pledges collateral to the lender in exchange for a lower interest rate. An unsecured loan, on the other hand, is one in which the borrower does not pledge any collateral to the lender and is therefore charged a higher interest rate to compensate the lender for the added risk involved.

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For both parties to benefit from specialization and trade, the trading parties must agree on  a price somewhere between their opportunity costs of production. The correct option is a.

This means that the agreed-upon price should fall between the amount it costs each party to produce a particular good or service. Opportunity cost refers to the value of the next best alternative forgone when a choice is made.

When parties engage in specialization and trade, they can focus on producing goods or services in which they have a comparative advantage.

Comparative advantage refers to the ability to produce a good or service at a lower opportunity cost compared to another party.

By specializing in the production of goods or services in which they have a comparative advantage, parties can achieve higher efficiency and overall output. This allows them to trade their surplus production with other parties who specialize in different goods or services.

Determining the appropriate price is crucial in ensuring mutual benefits from trade. If the price is set below the opportunity cost of production for one party, that party would not be willing to engage in the trade as it would result in a loss.

On the other hand, if the price is set above the opportunity cost for the other party, the trade would not be mutually beneficial, and the party with the comparative advantage would not find it advantageous to trade.

By agreeing on a price within the range of their opportunity costs, the trading parties can ensure that both parties gain from specialization and trade. Therefore, the correct option is a.

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Warranties are commonly kept with  Consumer purchase and automobile records in a home file.

A warranty  can be described as the  type of guarantee  which manufacturer  do give the the consumer regarding the condition of its product.

It should be noted that this is the  terms and situations  that the  repairs or exchanges will be made if the product malfunction .

Therefore, Warranties are commonly kept with  Consumer purchase and automobile records in a home file.

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To turn an ordinary atom into an ion, you need to either gain or lose electrons. This process is known as ionization. There are two main ways to ionize an atom: through the process of gaining electrons (called reduction) or through the process of losing electrons (called oxidation).

To make an atom into a negative ion, or an anion, it needs to gain electrons. This can occur through various chemical reactions or interactions with other atoms or molecules. For example, when a sodium atom (Na) reacts with a chlorine atom (Cl), the sodium atom loses an electron to become a positively charged sodium ion (Na+), while the chlorine atom gains an electron to become a negatively charged chloride ion (Cl-).

On the other hand, to make an atom into a positive ion, or a cation, it needs to lose electrons. This can happen through processes like electron transfer, where an atom donates one or more electrons to another atom or molecule.

In summary, to transform an ordinary atom into an ion, you can either make it gain electrons to become a negative ion (anion) or make it lose electrons to become a positive ion (cation). The specific method depends on the chemical reactions or interactions involved.

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Answer:

d. 47.8%

Explanation:

i took the test

47.8% was Jim's gross profit margin. The correct option is D.

Although net profit margins differ by industry, the Corporate Finance Institute states that 20% is good, 10% is average or standard, and 5% is low or poor. Companies can pay their expenses and make a profit when their profit margins are high.

Given

Net Sales = $456,000

Net Profit = $195,000

Expenses = $23,000

Required to Calculate Gross Profit Margin here =?

Gross Profit Margin = Gross Profit x 100 / Net sales

Gross Profit  = Net Profit + Operating Expenses

                     = 195,000 + 23,000 = $218,000

Gross Profit Margin =  218000 x 100 / 456000 = 47.8%

Net sales less cost of goods sold is how the analytical metric known as the gross profit margin is expressed for a business (COGS). The gross profit as a percentage of net sales is known as the gross profit margin. 47.8% was the gross profit margin.

Thus, the ideal selection is option D.

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The manager ought to make more donuts in light of the information presented.

When the average cost of production rises above a particular level of output, the opposite phenomenon—diseconomies of scale—occurs. The minimal efficient scale (MES) of output for a company or factory is reached when the average costs are at their lowest level.

When we talk about marginal cost, we're talking about the rise in production costs brought on by the creation of more product units. The marginal cost of manufacturing is another name for it. Businesses may evaluate how cost and earnings are influenced by volume output by calculating the marginal cost.

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The correct option from the given choices is E) all of the above.

Hard Rock Café, a popular chain of restaurants, performs various operations tasks to ensure the smooth functioning of its establishments. These tasks include:

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The effective annual interest rate (EAR) takes into account the compounding frequency and gives you the true annual rate of return on an investment. To calculate the EAR for a savings account with an APR of 9% and monthly compounding. So, the correct answer is 9.38%.

EAR = (1 + (APR / n))^n - 1
Where APR is the annual percentage rate and n is the number of compounding periods per year. In this case, the APR is 9% and the compounding is monthly, so n = 12. Plugging these values into the formula, we get:

EAR = (1 + (0.09 / 12))^12 - 1
Simplifying the equation, we find that the effective annual interest rate is approximately 9.38%.

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Answer:

1. you could ask them if they understand what to do and if they need help.

2. you could tell the teacher that they are not doing the work

3. i dont know what else

"There are more than 7 billion potential customers in 195 countries around the globe....", therefore,  it is important to conduct business globally. Option C. This is further explained below.

Generally, business is simply defined as a transaction b/w two or more parties to make a profit.

In conclusion, It is critical to do business worldwide because of the "more than 7 billion potential clients in 195 nations throughout the world."

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Answer:it’s important to conduct business

Explanation:

Answer:

FALSE BRO

Explanation:

Answer:

false

Explanation:

Answer:

Social media advertising

Explanation:

Types of advertising:

Paid search advertising.

Social media advertising.

Native advertising.

Display advertising.

Print advertising.

Broadcast advertising.

Outdoor advertising.

The optimal market prices best describe the prediction of the number of items a company will sell for any given commodity.

What is Ideal Cost?

The ideal cost is that price tag at which the absolute benefit of the dealer is expanded. At the point when the cost is too low, the vender is moving countless units however isn't acquiring the most elevated conceivable total benefit.

For what reason is ideal cost significant?

The ideal cost is that perfect balance where it is feasible to get great benefits as indicated by the item or need that we offer. This is vital for any individual who is committed to a business action since it is a moderately basic method for getting improved results.

How would you work out ideal evaluating methodology?

Do an estimating investigation to see what they charge for comparative items and how regularly they change the cost (e.g., through limited time limits). While you surely don't have any desire to go far out of reach with your evaluating technique, you don't be guaranteed to have to offer the least cost.

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18.17% return the shareholders are expecting.

According to the constant dividend growth model

price = d1 / (r - g)

Next dividend to be paid=(0.44 x 1.1610)

Cost of equity= r

Growth rate=0.1610

24.67 = (0.44 x 1.1610) / (r - 0.1610)

24.67 x (r - 0.1610) = 0.51084

(r - 0.1610) = 0.02070

cost of equity, r= 0.2070+0.1610

cost of equity, r = 0.1817

                          = 18.17%

shareholders return expecting = 18.17%

A person or legal organisation that is officially recognised by a corporation as the owner of shares of the share capital of a public or private corporation is referred to as a shareholder.

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Goods produced and resources invested re the two factors used to calculate productivity.

Productivity is measured from different factors in the organization like the profit generate from the sales, number of customer increases, the amount of money invested in the company, the goods that are consumed of sell within span of time and others.

Thus, option D is correct.

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Answer:

Goods produced and resources invested

Explanation:

Answer:

Q1. Non price model

Q2. How free enterprise "freedom" of ownership and profit are demonstrated includes

1) Snap-on tools ability to make and sell their tools for profit

2) Snap-on tools ability to sell out of mobile trucks, rather than store

3) Snap-On tool is able to offer credit financing to the its customers

Q3 The risks are,

a) Damage to reputation

b) Joint liability

c) Compliance to commercial regulations

Explanation:

A non-price competition is a form of marketing strategy, whereby a company or establishment puts in place distinguishing factors in its goods and or services, in order to distinguish them from competing goods or services.

Answer:

C and E.

Explanation:

Brokerage Firms are those firms that acts an a middlemen between the buyer and a seller to expedite a transaction. It is a financial institutions that ease the buying and selling of securities. These companies also charge a amount of fee or compensation on the completion of transactions. A brokerage firm is also known as brokerage company or brokerage.

There are three types of brokerage firms. They are:

The discount brokerage provides less comprehensive services than the traditional one or the full-service brokerage. These services are provided via online as well by discount brokerage.

So, from the given options the correct options are C and E.

It will take about 12 years to double your $2,000 investment at a 6% annual interest rate. This can be calculated using the rule of 72, which says that if you divide the number 72 by the percentage rate of return, you will get the approximate number of years it will take for your investment to double.

In this case, 72 divided by 6 is 12. So your initial investment of $2,000 turns into $4,000 in 12 years. Compounding annually means that at the end of each year, a rate of return is added to the original investment. So your $2,000 investment will grow by 6% each year, leading to another $120 in the first year, and so on. That means your initial $2,000 will turn into over $4,000 in 12 years.

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On June 30, Year 3, Jordan Company had total current assets of $499,500 and total current liabilities of $270,500. On July 1, Year 3, Jordan issued a short-term note to a bank for $41,800 in cash.

(a) Calculate Jordan's working capital before and after issuing the note.

Working capital is calculated as the difference between total current assets and total current liabilities.

Before the transaction:

Working capital = Total current assets - Total current liabilities

Working capital = $499,500 - $270,500 = $229,000

After the transaction:

Working capital = (Total current assets + Cash from the note) - Total current liabilities

Working capital = ($499,500 + $41,800) - $270,500 = $270,800

(b) Calculate Jordan's current ratio before and after issuing the note.

The current ratio is calculated by dividing total current assets by total current liabilities.

Before the transaction:

Current ratio = Total current assets / Total current liabilities

Current ratio = $499,500 / $270,500 ≈ 1.85

After the transaction:

Current ratio = (Total current assets + Cash from the note) / Total current liabilities

Current ratio = ($499,500 + $41,800) / $270,500 ≈ 2.01

Summary:

(a) Before the transaction: Working capital = $229,000; After the transaction: Working capital = $270,800.

(b) Before the transaction: Current ratio ≈ 1.85; After the transaction: Current ratio ≈ 2.01.

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As a consumer consumes more of a good or service, the additional satisfaction of consuming the additional units goes down. This is called the law of diminishing marginal utility.

It should be noted that utility simply means the satisfaction that's derived from using a good or service.

In this case, as a consumer consumes more of a good or service, the additional satisfaction of consuming the additional units goes down. This is called the law of diminishing marginal utility.

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The bond bought by Kent at the age of 22 for $1000 at the rate of six percent will be worth around $3207 at maturity.

A bond is a debt instrument, which is subscribed by an individual at a fixed rate of return, in order to earn a secured rate of return at the time of maturity of such bond.

The formula used to calculate the rate of maturity of bond will be as below,

\(\rm Compounded\ Annuity\ = Amount(\dfrac{1}{1+rate})^n\\\\\rm Compounded\ Annuity\ = 1000(\dfrac{1}{1+0.06})^2^0\\\\Compounded\ Annuity= \$3,207.14\)

Hence, the rate of return of the bond on maturity is as calculated above.

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Vicky should talk to her employer about her salary and explain her current financial situation and goals. By doing so, she may be able to negotiate a salary increase or other benefits that could make a significant difference to her financial situation and future career prospects.

1. When comparing the rate of her salary increase to the rate of inflation, how would this have an impact on Vicky’s budget? Vicky has been working with the same company since January 2011 and her starting salary was $52,000. Since then, she has received a $1,000 raise on the first day of each year.

If we compare the rate of her salary increase to the rate of inflation, we can determine how the latter would have an impact on Vicky’s budget.

Inflation is a gradual increase in prices over time, resulting in a decrease in the purchasing power of money. Therefore, when the rate of inflation is higher than the rate of salary increase, the real value of Vicky's salary will decrease, and the purchasing power of her salary will be diminished. As a result, she will have less money to spend on her expenses, making it more difficult to meet her financial goals.

2. Vicky has decided she either needs to find a second job so she can meet her current spending and saving goals or she needs to have a discussion with her employer about her salary. What would you recommend to Vicky as her best course of action and why? If Vicky is not satisfied with her current salary and needs more money to meet her financial goals, she has two options: she can either find a second job or have a discussion with her employer about her salary.

In my opinion, having a discussion with her employer about her salary would be the best course of action for Vicky.

Here are some reasons why: Firstly, Vicky has been working for the same company since January 2011, which indicates that she has established herself as a reliable and valuable employee over the years. This should give her leverage when discussing her salary with her employer. Secondly, finding a second job could be challenging, particularly if Vicky is already working full-time. She could end up overworked, stressed, and her work-life balance could suffer.

However, if she talks to her employer, she may be able to negotiate a salary increase or other benefits that could make her financial goals more achievable.

Thirdly, by having a conversation with her employer, Vicky can demonstrate that she is committed to the company and her work. This could make her employer more likely to consider her request positively and may lead to a better outcome.

Finally, by discussing her salary with her employer, Vicky can gain a better understanding of what she needs to do to earn more money in the future. This could include taking on additional responsibilities or upskilling, which could ultimately benefit her career in the long run.

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The impact of Vicky's salary increase on her budget depends on the rate of inflation. It is recommended for Vicky to have a discussion with her employer about her salary in order to meet her spending and saving goals.

1. When comparing Vicky's salary increase to the rate of inflation, it would impact her budget differently depending on the rate of inflation. If the rate of inflation is lower than the rate of her salary increase, Vicky's budget would have a positive impact. This means that her salary is increasing at a faster rate than the increase in the cost of living, allowing her to have more disposable income. However, if the rate of inflation is higher than her salary increase, Vicky's budget would be negatively impacted. In this scenario, the increase in the cost of living would outpace her salary increase, leading to a decrease in Vicky's purchasing power and potentially impacting her ability to meet her spending and saving goals.

2. Based on the information provided, Vicky has two options to meet her current spending and saving goals: finding a second job or discussing her salary with her employer. It is recommended that Vicky first have a discussion with her employer about her salary. By discussing her concerns and explaining her financial goals, Vicky may be able to negotiate a higher salary or alternative compensation options that would allow her to meet her goals without taking on a second job. This approach would likely provide a more sustainable and balanced solution for Vicky's financial situation.

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Miller Corporation had retained earnings of $8,100,000 on January 1, 2019. After considering net income of $1,400,000 and dividends declared of $400,000, the retained earnings on December 31, 2019, were $9,100,000.

To calculate Miller Corporation's retained earnings on December 31, 2019, we need to consider the changes in retained earnings during the year.

Retained earnings on January 1, 2019: $8,100,000

Net income for 2019: $1,400,000

Dividends declared: $400,000

Issuance of common stock: $1,110,000

To find the retained earnings on December 31, 2019, we can use the following formula

Retained Earnings = Retained Earnings (Jan 1, 2019) + Net Income - Dividends

Retained Earnings = $8,100,000 + $1,400,000 - $400,000

Retained Earnings = $9,100,000

Therefore, Miller Corporation's retained earnings on December 31, 2019, were $9,100,000.

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Answer:

A house

Explanation:

Answer:

A house

Explanation:

A person's career is very important in their life. Whatever career path you choose will have a significant impact on your life. In addition to your lifestyle, your career will define your social standing. In other words, your social circle and relationships will be determined by your career.

Career Analysis Essay

As a result, it is critical to select the appropriate career path. We all want to be someone or something from a young age. Some people want to be doctors, while others want to be painters. Many factors influence our career choices. As a result, it is critical to consider all factors before deciding on a career path.

How Should You Choose a Career?

Before deciding on a career, you must consider several factors. Each factor weighs heavily on your decision. To begin, always thoroughly assess yourself. To choose a career, you must first understand your area of interest. Someone who can dance well, for example, can certainly become a doctor, but his passion will always be dance. As a result, ensure that you have the aptitude to succeed in the field of your choice. This will come from your field of study.

Following that, you look for opportunities in your field of interest. You can easily find occupations that match your passion now that you know what you like and dislike. Make a list of occupations that are related to your interests. Reduce the length of your prepared list. You must do so by your preferences. Make informed decisions by consulting with your seniors and parents.

Most importantly, learn the skills required for the career path you wish to pursue. Make certain you have the necessary qualifications and degrees. Take training programs to improve your skills. This will give you an advantage in determining whether you are correct in your career choice

How to Achieve Your Professional Objectives

There are steps you must take before you can achieve your career goal. Success, as they say, does not happen overnight. To achieve your objectives, you must work along the way. If you have the will, there is always hope. To begin, create profiles on various job portals to catch the attention of potential employers. You will be able to get good career opportunities if you keep your profile up to date.

Furthermore, keep your network up to date. Create a strong network and sources in the field. This way, you can stay up to date on the latest industry news. Additionally, try to attend any seminars or workshops that are related to your career choice. You will meet influential people in your field who will broaden your perspective.

To summarize, always remember to remain determined. If you put your mind to it, you can easily achieve your career goals. In other words, people are prone to easily distracting themselves. You must refrain from doing so and instead concentrate on your career path to accomplish your objectives efficiently.