Janet, a regular customer needs to send money. Her granddaughter's best

friend called to ask for her help after their money was stolen while traveling

across the country. After asking her some "Know Your Customer" questions,

she tells you her granddaughter was unable to come to the phone because

she had been injured. She doesn't regularly see her granddaughter. Also,

while Janet has heard of her friend, she had never actually met him.

Answers

Answer 1

While there is no question attached, it would appear that a crime is being perpetuated here and that crime is identity theft and fraud.

There are two main issues with the story above that point towards identity theft:

The granddaughter could not come to the phone - it cannot be verified that it is indeed the granddaughter that is asking for the money. This "friend" might not actually be with the granddaughter.

Janet has never met the friend - Because Janet has never met the friend, she has no way of verifying if it is actually the friend that she is talking to.

These two issues point to someone trying to use the identity of Janet's granddaughter's friend to solicit money from her. As a bank teller, you should flag this transaction and explain to Janet the reservations you have with this transaction.

Janet should try to reach her granddaughter directly to find the facts.

In conclusion, this is most likely a case of person trying to use identity theft to commit fraud.

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Related Questions

1. Lisa consumes only pizzas (P) and burritos (B). Her utility function is U = P0. 5 B0. 5. The price of per pizza is R10 and the price per burrito is R5. In equilibrium, Lisa consumes four pizzas. Using Lisa's utility function, calculate how many burritos she consumes

Answers

Using her utility function, we can say that Lisa's optimal consumption of burritos will be determined by her budget constraint and her preferences for pizzas and burritos R40 + R5X = Total income

To calculate how many burritos Lisa consumes in equilibrium using her utility function U =\(P^0.5\) * \(B^0.5\), we need to find the optimal consumption level that maximizes her utility given the prices of pizzas and burritos.

Let's assume Lisa consumes X burritos. We know she consumes four pizzas (P = 4).

Using Lisa's utility function:

U =\(P^0.5\) *\(B^0.5\)

U = \(4^0.5\) * X\(^0.5\)

U =\(2X^0.5\)

Now, let's consider Lisa's budget constraint. The total amount she spends on pizzas and burritos should not exceed her total income. Given that the price of a pizza is R10 and the price of a burrito is R5, Lisa's income can be divided between pizzas and burritos as follows:

Total spending on pizzas = Price per pizza * Quantity of pizzas consumed

Total spending on pizzas = R10 * 4 = R40

Total spending on burritos = Price per burrito * Quantity of burritos consumed

Total spending on burritos = R5 * X = R5X

According to Lisa's budget constraint:

Total spending on pizzas + Total spending on burritos = Total income

R40 + R5X = Total income

Since we don't have information about Lisa's total income, we cannot solve for the exact value of X (the quantity of burritos consumed) in this scenario. However, using her utility function, we can say that Lisa's optimal consumption of burritos will be determined by her budget constraint and her preferences for pizzas and burritos as reflected in her utility function.

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What role do career pathways play?
A. Career pathways lay out the academic courses, skills, and knowledge required for a position.
B. Career pathways help students determine whether a position will have information technology as a primary or secondary focus.
C. Career pathways lay out the advantages and disadvantages of potential careers.
D. Career pathways organize jobs into 16 major groups to help students plan their careers.​

Answers

Answer:

I think it's A. but don't depend on me i'm probley wrong

Explanation:

What part do career paths play is The educational requirements, necessary skills, and expertise for a position are outlined in career pathways. As a result, choice (A) is right.

What is meant by Career pathways ?

A career path is a list of steps you should take to advance into new or more senior responsibilities at work during your professional life. Employees are guided toward their ultimate professional ambitions as well as their long-term goals through a series of positions and experiences.

By highlighting their existing professional situation and providing advice on how to improve it, career pathing can increase their levels of engagement and job satisfaction.

An essay about your career objectives is a piece of writing in which you describe the career route you hope to take and the goals you have for yourself. You will discuss your career aims, pertinent accomplishments that help you be more successful in achieving your goals, and how your aspirations can help you advance even farther in the essay.

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first city bank pays 6 percent simple interest on its savings account balances, whereas second city bank pays 6 percent interest compounded annually. if you made a $72,000 deposit in each bank, how much more money would you earn from your second city bank account at the end of 10 years?

Answers

One would earn $60,637.56 more from the Second City Bank account at the end of 10 years.

What is savings account?

A savings account is a type of bank account that is designed for individuals to save and grow their money over time. Savings accounts typically offer a lower interest rate than other types of accounts, such as checking accounts or money market accounts, but also offer a higher level of security and stability for the deposited funds.

Savings accounts usually have a minimum balance requirement and may also have fees for certain transactions or services, such as account maintenance or withdrawing funds. They may also have limits on the number of transactions that can be made each month.

Savings accounts are a safe and convenient way for individuals to save and grow their money, and are often used for short-term or long-term financial goals, such as building an emergency fund, saving for a down payment on a home, or saving for retirement. Interest earned on savings accounts is often compounded, which means that the interest is calculated on the balance of the account and is added to the balance periodically, increasing the overall return on the investment.

To solve the problem:

Calculate the amount of money you would earn from your savings account at First City Bank, you would use the following formula:

Earnings = Balance * Interest Rate * Time

In this case, your balance is $72,000, the interest rate is 6 percent, and the time is 10 years, so your earnings would be:

Earnings = $72,000 * 0.06 * 10 = $43,200

To calculate the amount of money you would earn from your savings account at Second City Bank, you would use the following formula:

Earnings = Balance * (1 + Interest Rate)^Time

In this case, your balance is $72,000, the interest rate is 6 percent, and the time is 10 years, so your earnings would be:

Earnings = $72,000 * (1 + 0.06)^10 = $103,837.56

To find the difference in earnings between the two banks, you would subtract the earnings from First City Bank from the earnings from Second City Bank:

Difference in Earnings = $103,837.56 - $43,200 = $60,637.56

Therefore, you would earn $60,637.56 more from your Second City Bank account at the end of 10 years.

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over the next 35 years, inflation is expected to be 2 percent per year in ectenia and 4 percent per year in wiknam. if this inflation comes to pass, what will happen over this period to the price of spam and the exchange rate?

Answers

Over the next 35 years, the inflation rate in Ectenia is expected to be 2 percent per year, while it is expected to be 4 percent per year in Wiknam. If this inflation comes to pass, it will have an impact on the price of spam and the exchange rate between the two countries.

In general, inflation causes the price of goods and services to rise over time, so it is likely that the price of spam will increase in both Ectenia and Wiknam. However, since the rate of inflation is higher in Wiknam than in Ectenia, the price of spam may rise more quickly in Wiknam than in Ectenia.

As for the exchange rate, it is difficult to predict exactly what will happen over the next 35 years. However, it is likely that the currency of the country with higher inflation (in this case, Wiknam) will experience depreciation relative to the currency of the country with lower inflation (Ectenia). This means that it will take more units of Wiknam's currency to purchase the same amount of Ectenia's currency over time.In summary, if inflation rates in Ectenia and Wiknam come to pass as expected, it is likely that the price of spam will increase in both countries, with a potentially faster increase in Wiknam. The exchange rate between the two countries may also change, with Wiknam's currency potentially depreciating relative to Ectenia's currency over time.

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Efficient processes in manufacturing that resulted in quality products and reduced unit costs was the focus of which era in the evolution of marketing?

Answers

Answer:

Product orientation.

Explanation:

Efficient processes in manufacturing that resulted in quality products and reduced unit costs was the focus of product orientation in the evolution of marketing.

Product orientation refers to a management philosophy or concept which suggests that the quality of the goods produced by a company are much more important than the needs and wants of the potential customers in the target market. This ultimately implies that, the end users or consumers would be more attracted to goods that are of quality standards.

What is a source of equity financing?


A. securing short-term loans from a family member

B. receiving trade credit from suppliers

C. selling personal assets to raise funds

D. securing government loans

E. borrowing money from friends

Answers

The answer is B because I done my research online and I did my calculations and according to my calculations that’s the andwer

businesses are required to follow laws and regulations, but they ___ follow ethical standards in a code of ethics​

Answers

Answer:

businesses are required to follow laws and regulations, but they choose to follow ethical standards in a code of ethics​

Answer:

Explanation:

they choose to

what do u think? like the video?

Answers

Answer:

Explanation:

Be more specific

A long term goal taking _____ years to achieve can be broken down into shorter term goals, each taking _______ years to achieve
A. 16;32
B. 16;8
C. 8;32
D. 8;16

Answers

Answer:

B. 16;8

Explanation:

A short-term goal is something you want to do in the near future. The near future can mean today, this week, this month, or even this year. A short-term goal is something you want to accomplish soon.A long-term goal is something you want to do further in the future. Long-term goals require time and planning. They are not something you can do this week or even this year. Long-term goals usually take 12 months or more to achieve.

which viability factor involves building relationships with a experienced professionals

Answers

Relationship factor helps in building relationships with a experienced professionals.

Give a brief account on Business viability.

Viability means that the business is (or may be) successful. A viable business is profitable, meaning it generates more revenue than you spend running it. If a company is not profitable, it is difficult to recover. Companies need to increase sales, reduce costs, or both. Profitability is closely related to solvency and liquidity as well as profit.

There are two processes to creating a profitable business. First, it means formulating a marketing strategy by knowing who you are, who you sell to, and who else you sell to. Second, it means your financial home is in order.  

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Instead of paying benefits to survivors, what guarantees regular payments to the policyholder?

Answers

Instead of paying benefits to survivors, a policyholder can opt for a regular payment guarantee, which ensures consistent payments to the policyholder during a specified period or until their death.

Regular payment guarantees provide policyholders with a reliable income stream, regardless of whether they pass away or not. Instead of the traditional life insurance model that pays benefits to survivors, this option prioritizes the policyholder's financial security during their lifetime. The guarantee can be structured in different ways, such as monthly or annual payments, and can last for a predetermined period (e.g., 10 years) or until the policyholder's death. This approach can be particularly useful for individuals who may not have dependents or who wish to secure their own financial well-being without the need for survivor benefits. It allows policyholders to have peace of mind knowing that they will receive regular payments, regardless of their life circumstances.

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If you own a candy bar factory, the
"capital" for your factory would
include all of the following EXCEPT
which one?
A. The ingredients such as sugar and cream used in
making chocolate.
B. The machines that make the candy bars.
C. The employees who run the machines and
package the candy.
D. The rules and regulations that keep employees
and customers safe.

Answers

Answer:

C

Explanation:

Capital isn't the employees working, but the tools needed to help the employees work efficiently.

Answer:

A. The ingredients such as sugar and cream used inmaking chocolate.

Explanation:

Human services management includes grant writers, executive directors, program directors, and _____.
A. development directors
B. budget writers
C. disaster scene directors
D.support staff

Answers

Answer:

Your answer is A. development directors

Hope this helps!

Which of the following is the best summary of the parol evidence rule?
A. Oral evidence is never allowable in interpreting the meaning of
contracts
B. Oral evidence can only be used to interpret contract meanings in
certain situations
C. A written contract is assumed to contain all the terms and
conditions of an agreement unless otherwise stated.
OD. Oral evidence is always valuable and useful in clarifying the
meaning and intent of written contracts.

Answers

Answer:

C. A written contract is assumed to contain all the terms and

Answer:

oral evidence can only be used to interpret contract meanings in certain situations

Explanation:

a p e x

Is every alternative choice making can be counted upon as decision making?

Answers

.

The answer of this question is No...

Do you think this is a method that you would use? How might using this method benefit you?

Answers

I think qualitative methods are a valuable tool for research. They can be used to gain a deeper understanding of people's experiences and perspectives, which can be helpful in developing new theories and interventions.

Benefits of using qualitative methods

They can provide a deeper understanding of people's experiences and perspectives.

They can be used to explore complex issues in more depth.

They can help to identify the underlying causes of problems.

They can be used to develop new theories and interventions.

I could conduct in-depth interviews with people who have experienced a particular phenomenon and I could hold focus groups with people to get their feedback on a new product or service.

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Do you think this is a qualitative method that you would use? How might using this method benefit you?

How might a business encourage its employees to participate in a retirement investment plan?

A. By charging fines to those who do not sign up
B. By offering a limited selection of plan options
C. By charging higher transaction fees than brokers
D. By offering plans with strong returns and high fees

Answers

A business can encourage its employees to participate in a retirement investment plan by offering plans with strong returns and high fees. Hence, Option D is correct.

What is the meaning of an investment plan?

Investment planning is the process of coordinating your financial objectives with your available investment capital. It is the key element of financial planning that ensures you make the most of your savings and ensures you invest money to increase its value.

A systematic investment plan is a type of investment vehicle that many mutual funds provide to investors, enabling them to make regular, small investments rather than one large one.

Offering plans with high returns and low fees is one way for a company to entice staff to join a retirement investment plan.

Therefore, Option D is correct.

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What does indigenous technology mean?​

Answers

Answer: I hope this is helpful mark brainlist if right then no if wrong

Explanation:

Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.Technologies employed by the native inhabitants of a country and which constitute an important part of its cultural heritage and should therefore be protected against exploitation by industrialized countries; the problem of indigenous knowledge has been discussed during the Rio Conference but it does not receive much ...Types of indigenous technology in India are; (i) Generic Drugs. (ii) Thorium based Nuclear Reactors. (iii) Plastic RoadsIndigenous Technology is created within a sensory environment that builds on our sense of relationship, meaning, balance, feeling, memory and place as well as sight, sound, smell, taste and touchIndigenization is the process by which Indigenous ways of knowing, being, doing and relating are incorporated into educational, organizational, cultural and social structures of the institution.One example of Indigenous Technologies in action today can be witnessed in differential approaches to medicine. Medical technologies in the Western Scientific sense of the term might conjure images of biomedical research labs, electromagnetic monitors or imaging systems such as CT or MRI scans.Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.

on january 1, sustainable energy corporation issues bonds that have a $100,000 par value, mature in 8 years, and pay 12% interest per year. interest payments are paid to bondholders semiannually on june 30 and december 31. how much interest does sustainable energy corporation pay to bondholders every six months if the bonds are sold at par? group of answer choices $ 1,200. $ 3,000. $ 6,000. $ 12,000. $ 100,000.

Answers

Over the course of the bonds' eight-year existence, the $6,000 would be due on every 30 June and 31 December.

To find the interest rate

The semiannual coupon payment formula shown below is used to calculate the semiannual interest due to bondholders every six months:

Semi-annual coupon payment = face value * coupon rate * 6/12

bond's face value is $100,000.

12% coupon rate

12/6 represents a six-month payment.

$100,001 x 12% x 6/12 Is the semi-annual coupon payment.

6% of $100,000 in semi-annual coupon payments

$6000 for a semi-annual coupon payment.

Over the course of the bonds' eight-year existence, the $6,000 would be due on every 30 June and 31 December.

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The owner of Firewood To Go is considering buying a hydraulic wood splitter which sells for $50,000. He figures it will cost an additional $100 per cord to purchase and split wood with this machine, while he can sell each cord of split wood for $125. How many cords of wood would he have to split with this machine to break even

Answers

Answer:

The correct answer is "2000 units".

Explanation:

Given:

Fixed cost,

F = $50,000

Variable cost,

VC = $100 per unit

Price,

P = $125 per unit

Let the units to be sold be "x".

Throughout the case of breakeven,

⇒ \(Total \ revenue=Total \ cost\)

⇒                \(125x=50000+100x\)

On subtracting "100x" from both sides,

⇒    \(125x-100x=50000+100x-125x\)

⇒                  \(25x=50000\)

⇒                      \(x=\frac{50000}{25}\)

⇒                         \(=2000 \ units\)

who benefits the most during periods of unexpected inflation?

Answers

Borrowers, individuals with fixed-rate debt, and owners of appreciating assets benefit the most during periods of unexpected inflation.

During periods of unexpected inflation, certain groups benefit more than others. One key group that benefits is borrowers. When inflation occurs, the value of money decreases over time. This means that the amount of money borrowers owe remains the same, but its real value decreases. As a result, borrowers can repay their loans with money that is worth less than when they initially borrowed it.

Another group that benefits is individuals who hold fixed-rate debt, such as mortgages or long-term loans. As inflation increases, the real value of their debt decreases, allowing them to pay it off more easily.

Additionally, individuals who own assets that appreciate in value during inflation, such as real estate or stocks, can benefit from unexpected inflation as the value of their assets increases.

However, it is important to note that unexpected inflation can also have negative effects on certain groups, such as individuals on fixed incomes or savers.

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Borrowers usually benefit the most when unexpected inflation occurs. This is due to the fact that inflation reduces the purchasing power of money, which reduces the real value of obligations.

Borrowers or those with fixed-rate loans, such as mortgages or long-term loans, can repay their obligations with inflated currency that has lost value. By enabling borrowers to pay off their loans with money that is worth less than the money they borrowed in the first place, it effectively reduces the burden of repayment. It is important to note that the size of the benefit varies depending on the rate of inflation, the interest rate of the loan, and other specific factors.

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A contractor has made regular modest financial payments to one of your coworkers. They are less than the gift and hospitality register limitation, and they have been recorded as presents. What are the ethical issues encountered? What will you do in the situation? The above unethical situation deviates on which of the seven fundamental canons

Answers

Answer:

The ethical issue encountered in this situation is the potential conflict of interest. The financial payments may create a situation where the coworker feels obligated to favor the contractor in some way, even if it is not in the best interest of the company or other colleagues.

In this situation, if I became aware of the regular payments being made to a coworker, I would raise my concerns with the appropriate parties, such as a supervisor or the HR department. It is always better to err on the side of caution and make sure that any potential unethical behavior is addressed.

This situation deviates on the sixth fundamental canon of professional ethics, which states that professionals must avoid any behavior that creates a conflict of interest.

Explanation:

why is the demand curve with constant unitary elasticity concave

Answers

The demand curve with constant unitary elasticity is concave because of the nature of unitary elasticity itself.

Unitary elasticity means that the percentage change in quantity demanded is equal to the percentage change in price. In other words, when the price changes by a certain percentage, the quantity demanded changes by the same percentage in the opposite direction. When plotting a demand curve with constant unitary elasticity on a graph, we typically use a logarithmic scale for both the price and quantity axes.

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By law, manufacturers and distributors are responsible for providing Safety Data Sheets.
Who else is responsible for providing Safety Data Sheets?
Select the best option.
O
O
Managers
Workers
Importers
Employers

Answers

Managers are responsible for providing Safety Data Sheets.

According to the Hazard Communication Standard (HCS) (29 CFR 1910.1200(g)), which was updated in 2012, the chemical manufacturer, distributor, or importer must give downstream users Safety Data Sheets (SDSs) (previously known as Material Safety Data Sheets or MSDSs) for each hazardous chemical in order to inform them of the hazards.

The SDS and MSDS both include virtually the same information, but today the SDSs must be presented in a standardized, user-friendly, 16-section format. This guideline helps workers who handle dangerous chemicals become accustomed to the format and comprehend the SDSs' contents.

The SDS contains details about the physical, physiological, and environmental dangers of each chemical, as well as information about how to handle, store, and transport each chemical safely.

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Computers that print magazines are examples of a land b labor c capital d entrepreneurship

Answers

Answer:

Computers that print magazines are examples of capital.

which of the following types of jobs will be most threatened by advances in automation?

Answers

Advances in automation will likely threaten jobs that are routine and repetitive, as well as those that require lower levels of education and skill. Jobs in manufacturing, transportation, and data processing are among the most likely to be affected.

As automation and artificial intelligence continue to advance, certain types of jobs are more likely to be threatened than others. Jobs that are routine and repetitive, particularly those that require lower levels of education and skill, are at the greatest risk. One area that is already seeing significant job loss due to automation is manufacturing. Many factory jobs have been replaced by machines that can perform the same tasks more quickly and efficiently. Transportation is another field that is likely to be impacted by automation, with self-driving cars and trucks already in development. Finally, data processing and administrative support jobs may also be threatened, as artificial intelligence becomes more sophisticated and capable of handling tasks that were once done by humans. Overall, it is important for workers to stay informed about advances in automation and consider developing skills that are less likely to be automated in the future.

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Which factors can affect a stock's price? Check all that apply.
RE
market performance
the company's financial health
the quantity products produced
location of the company
the economy

Answers

I have no idea haha but how’s your guys day going

in response to the need to develop greater and greater mass markets for their products, american business in the 1920s relied especially on the new techniques of

Answers

"In response to the need to develop greater and greater mass markets for their products, american business in the 1920s relied especially on the new techniques of consumer advertising."

In the 1920s, American businesses realized that to increase sales and profits, they needed to reach a larger audience for their products. The rise of mass production made it possible to produce goods on a larger scale, but this alone was not enough. Companies began to use consumer advertising techniques to create demand for their products among the general public.

Advertisements were placed in newspapers, magazines, and on billboards, and radio broadcasts were used to promote products to a wider audience. These new techniques of consumer advertising were instrumental in creating a culture of consumerism that has persisted to this day.

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What is liberty tea and why does it have this name.

Answers

Liberty Tea was a type of tea that was popular during the American Revolution, particularly during the period of time when the colonists were protesting British taxes and other forms of colonial oppression.

The name "Liberty Tea" was a nod to the colonists' desire for greater political and economic freedom from British rule. During the period of colonial unrest leading up to the American Revolution, many colonists began boycotting British goods, including tea. In response, some American women began to make their own tea from local herbs and other ingredients, which they called "Liberty Tea" as a symbol of their commitment to independence and self-determination.

Liberty Tea was typically made from a variety of herbs and flowers, such as sage, mint, chamomile, and lavender, which were steeped in hot water to create a fragrant and flavorful beverage. Some versions of Liberty Tea also included spices such as cinnamon or nutmeg.

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Which economic principle is related to supply and demand?

Answers

It might be inflation but I don’t take business classes

The economic principle which is related to supply and demand is known as the scarcity principle.

What is a scarcity principle?

The scarcity principle is a price link between dynamic supply and demand that is explained by economic theory. The scarcity principle states that the price of an item with a low supply and strong demand rises to meet the predicted demand.

Marketers frequently employ the notion to create fake scarcity and exclusivity for a certain product or good in order to drive demand for it.  The scarcity principle states that the price of a scarce commodity should grow until an equilibrium between supply and demand is attained. However, this would result in the good being restricted to those who can buy it.

Therefore, scarcity principle is related to supply and demand.

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psychological science seeks to answer questions about how people , , and as they do the greek philosophers and concluded that the is separate from the and that knowledge is. one of their students, disagreed, arguing that knowledge freows frmo the stores in our memories Look at this image by the limbourg brothers. This painting demonstrates what feature that characterized the international gothic style? if 3.2 m3 of a gas initially at stp is placed under a pressure of 3.1 atm, the temperature of the gas rises to 38.0oc. what is the volume under those conditions? give the answer in m3, to 2 decimal places. What is the historical events for the Roman word please help me and thxFor the periodic table What is a period?Define a family / group ?With own word please and thx The dimensions of a cuboidal box are 6 m x 400 cm x 1.5 m. Fd the cost ofpainting its entire outer surface at the rate of $22 per square meter. A music signal m(t) has a bandwidth of 15 KHz. Its value is always between zero and Vp, i.e 0 Cintico 5, torres 3, unido _ how much social security will i get if i make $80,000 a year when playing as the Golden State warriors Mr Salisbury only shoots 3 point shots. predicted what an equation would like that represents this situation A 50-year-old male patient arrives in the emergency department complaining of severe chest pain. He is taken to the cardiac cath lab for a coronary angiogram and left ventriculogram. The cardiologist discovers a lesion in the left main coronary artery branch and orders an immediate CABG. Why does the location of this lesion make it more dangerous than lesions in other locations? Find h (2)givenh(x)=-x^3-8x^2-9x+12 write the compound inequality shown by each graph George has obtained a $141,000 5/130-year ARM at 5%. During the first 3 years, he has an option of paying interest only. If he were to accept this offer, what would his initial payment be? a 15.0 g rubber bullet hits a wall with a speed of 145 m/s. if the bullet bounces straight back with a speed of 110 m/s, what is the change in momentum of the bullet?\ what type of immunity occurs when a person receives antibodies from another source? The current interest rate appropriate for discounting a cash flow of some given maturity, in other words the rate that prevails today for a zero-coupon bond of that maturity, is the ______________ rate. What is the slope of the line that passes through the points (-3, 5) and (1,7)?011/202 Which of the following statistics is used by countries to compare the success of their health care systems?a.Attack rateb.Infant mortality ratec.Cause-specific morbidity rated.Cause-specific mortality rate change f(x) = 40(0.96)x to an exponential function with base e. and approximate the decay rate of f.