is generally an integral and critical part of a team-based approach to organizational management.question 15 options:scalingvertical integrationcross-trainingemployee empowermentliquidating assets
Answers
Employee empowerment is generally an integral and critical part of a team-based approach to organizational management.
This means that giving employees more control and decision-making power can lead to better collaboration, communication, and overall productivity within the team. When employees feel empowered, they are more likely to take ownership of their work and contribute their unique skills and ideas to the team.
This can lead to a more agile and adaptable organization that is better able to respond to changing market conditions and customer needs. While other factors such as scaling and vertical integration may also be important for organizational success, empowering employees is a key factor that can drive innovation and growth.
Cross-training can also be a valuable tool for developing employee skills and building stronger teams, but it should be paired with a culture of empowerment to ensure that employees are motivated and engaged in their work.
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Related Questions
Career Readiness Identify the examples of interests. Check all that apply. Doris wants to learn how to write poetry. Misty wants to take a class to learn about different cultures. Leroy is well liked by his classmates. Marcus treats other people with respect. Cora works hard.
Answers
Answer:
Doris wants to learn how to write poetry.
Misty wants to take a class to learn about different cultures.
Explanation:
Identify the examples of interests. Check all that apply.
Doris wants to learn how to write poetry.
Misty wants to take a class to learn about different cultures.
Leroy is well liked by his classmates.
Marcus treats other people with respect.
Cora works hard.
Answer:
1 and 2
A and B
What days are BIM classes held?
Answers
Classes take place on Mondays and Wednesdays from 4:00-6:00 pm EST, at The Plan Room located at 1815 W Broadway.
Have a Nice Day.
Evaluate whether a business should made decisions solely on the basis of the profit made or weather it should also consider other factors.
Answers
While profit is important, it should not be the only factor that businesses consider when making decisions. A holistic approach that takes into account the impact on the environment, employees, and wider society is essential for sustainable success.
While profit is certainly a crucial factor for any business, it should not be the sole consideration when making decisions. There are other important factors that should be taken into account to ensure that the business is sustainable in the long run.
One such factor is the impact on the environment. Companies have a responsibility to reduce their carbon footprint and to minimize the negative impact of their operations on the environment. Failing to do so could result in a damaged reputation and loss of customers who are increasingly concerned about the environment.
Another important consideration is the well-being of employees. A business that values its employees and creates a positive working environment will be more productive and have lower turnover rates. It is also important for businesses to be socially responsible and to give back to the community through charitable donations and other initiatives.
Furthermore, businesses must also consider their impact on the economy. Decisions that negatively affect other businesses or the wider community could have negative consequences in the long term.
In conclusion, while profit is important, it should not be the only factor that businesses consider when making decisions. A holistic approach that takes into account the impact on the environment, employees, and wider society is essential for sustainable success.
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A business should not make decisions solely based on profit but should also consider other factors. While profit is a crucial aspect for the sustainability and growth of a business, focusing exclusively on profit can lead to negative consequences in the long run. Here are some reasons why businesses should consider other factors:
1. Ethical and Social Responsibility: Businesses have a responsibility to act ethically and consider the impact of their decisions on society and the environment. Ignoring ethical considerations can lead to reputational damage, legal issues, and loss of public trust.2. Customer Satisfaction: Satisfying customer needs and providing value should be a priority for any business. A sole focus on profit may lead to compromising product quality, customer service, or neglecting customer feedback, which can ultimately harm the business's reputation and customer loyalty.3. Employee Well-being: Employees are vital to the success of a business. Considering factors such as fair wages, a safe working environment, and opportunities for growth and development can enhance employee morale, productivity, and retention. Ignoring employee well-being may lead to high turnover rates, decreased productivity, and a negative work culture.4. Long-Term Sustainability: Making decisions with a long-term perspective is essential for the sustainability of a business. Focusing solely on short-term profit may result in neglecting investments in innovation, research and development, employee training, and market expansion, which can limit the business's ability to adapt to changing market dynamics and stay competitive.5. Stakeholder Relationships: Businesses operate within a network of stakeholders, including suppliers, investors, communities, and regulators. Considering the interests and maintaining positive relationships with these stakeholders is vital for long-term success. Ignoring stakeholder concerns may result in legal and regulatory challenges, supply chain disruptions, and damage to the business's overall reputation.In conclusion, while profit is important for the viability of a business, decisions should also consider ethical, social, and long-term factors. By adopting a holistic approach, businesses can build a sustainable and responsible foundation that benefits all stakeholders and ensures long-term success.
Step 3: Creating a Balanced Family Budget
a) Search for a "family budget estimator" and calculate the monthly expenses for a family living
in your city.
Insert a screenshot of the calculator you used, as well as all of the information you entered
into it. If you are unable to insert a screenshot, then list the information below. (10 points)
b) State the minimum monthly income and hourly wage per worker needed to cover monthly
expenses for the family you used in part a. Then, explain how to calculate the hourly wage
Show we’re u found your information
Answers
The family budget calculator use is attached accordingly. See relevant definition below.
What is the minimum monthly income and hourly wage per worker required to cover the monthly expenses indicated in the budget?The total budget indicated is $7,304. Hence to cover for the above expenses, one would need to work for at least 8 hours per day, and 5 days a week at the minimum income wage of $50 dollars/Hour.
This translates to:
50 x 8 x 20
= $8,000
What exactly is a family budget?A family budget is a plan for your household's incoming and outgoing funds for a specific time period, such as a month or year.
What is the definition of a Family Budget Calculator?The Family Budget Calculator calculates the amount of money required for a family to maintain a modest but decent level of life.
The budgets project community-specific expenses for ten different family types (one or two adults with zero to four children) across all counties and metro regions in the United States.
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explain any four consumer rights as stipulated in the CPA
Answers
It’s a bill that has/says that every person has four basic consumer rights. Which are -“the right to be informed, the right to choose, the right to safety, and the right to be heard. ”
Answer:
The right to be informed, the right to choose, the right to safety, and the right to be heard.
Explanation:
These rights received a lot of attention from the consumer movement, a movement to pass laws protecting consumers from unfair and unsafe business practices.
The cross price elasticity of good A and B is positive, therefore, the goods are: a Substitutes b Complements c Normal goods d Inferior goods e Elastic good
Answers
The goods A and B are substitutes (alternative options) because their positive cross-price elasticity indicates that an increase in the price of one leads to an increase in demand for the other.
When the cross-price elasticity of two goods is positive, it means that they are substitutes. Substitutes are goods that can be used as alternative options to fulfil a similar need or purpose. In this case, if the price of good A increases, the positive cross-price elasticity indicates that the demand for good B will also increase. For example, if the price of coffee (good A) goes up, some consumers may switch to tea (good B) as a substitute.
Substitutes are often seen in markets where there are multiple products that serve similar purposes, and consumers can easily switch between them based on price changes or personal preferences.
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On January 1, 2019, Crane Corporation acquired machinery at a cost of $1650000. Crane adopted the straight-line method of depreciation for this machine and had been recording depreciation over an estimated life of ten years, with no residual value. At the beginning of 2022, a decision was made to change to the double-declining balance method of depreciation for this machine. The amount that Crane should record as depreciation expense for 2022 is
Answers
So, Crane Corporation should record $328,295 as the depreciation expense for 2022.
the amount of depreciation expense for 2022 under the double-declining balance method
Ee need to first calculate the remaining book value of the machinery at the beginning of 2022.
Since the straight-line method of depreciation was used for the first three years (2019-2021), we can calculate the annual depreciation expense as follows:
$1650000 / 10 years = $165000 per year
So the accumulated depreciation at the end of 2021 would be:
$165000 * 3 years = $495,000
The remaining book value of the machinery at the beginning of 2022 would be:
$1650000 - $495,000 = $1,155,000
Next, we need to calculate the depreciation rate under the double-declining balance method.
The depreciation rate is usually expressed as a percentage of the remaining book value and is determined by the formula:
Depreciation rate = 2 / Estimated useful life (in years)
Using this formula, the depreciation rate for the remaining seven years would be:
Depreciation rate = 2 / 7 = 0.2857 or 28.57%
Finally, we can calculate the amount of depreciation expense for 2022 by applying the depreciation rate to the remaining book value of the machinery:
Depreciation expense for 2022
= 28.57% * $1,155,000
= $328,295.
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influences of Business environment,
Answers
Factors that Influence the business environment are :
Economic environmentSocial environmentTechnological environmentPolitical environmentLegal environment
The business environment means the total of all the individuals, and institutions that could affect the working of the business firm.
Importance of business environment:
Business environments help the firm to prepare itself for every possible obstruction or hindrance that can affect the functioning of the firm.It also helps the firm to adjust to frequent changes.The economic environment is all the things that create an economic impact on the firm.
The social environment is all the traditions and customs of the society that creates an impact on the firm.
The technological environment is all the impact on the firm caused due to new technology and upgradations.
The political environment is the conditions and behavior that the elected representatives hold toward the business
The legal environment is entirely based on the rules and legislation of the authorities.
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You are the manager of a project that has an operating leverage rating of 2.8 and a required return of 14 percent. Due to the current state of the economy, he expects sales to decrease by 7 percent next year. What change should you expect in operating cash flows next year given your sales forecast?
Answers
Answer:
The change should you expect in operating cash flows next year would be 19.60%
Explanation:
In order to calculate the change should you expect in operating cash flows next year given your sales forecast we would have to make the following calculation:
change should you expect in operating cash flows=operating leverage rating*percentage of decrease sales next year
change should you expect in operating cash flows=2.8*0.07
change should you expect in operating cash flows=19.60%
The change should you expect in operating cash flows next year would be 19.60%
What is the opportunity cost of the first 20 computers? dvd(s) c. between which two consecutive points along the ppc is the opportunity cost of dvds the highest?
Answers
10 WRONG
B and A
Two consecutive points along the PPC is the opportunity cost of DVDs increasing.
What is the opportunity cost of moving from point C to D?The opportunity cost of moving from point C to D is 40 tons of oranges. The per-unit opportunity cost of moving from point C to point D is 1/2 ton of oranges (40 tons of oranges/80 tons of pears). Economic growth is shown by a shift to the right of the production possibilities curve.What is the opportunity cost of computers?Opportunity cost is a different metric for cost. The amount of wheat that could be produced using the labor required to make one computer, in our example, is the opportunity cost of a computer. Comparative advantage is the capacity to produce a good at a lower opportunity cost than another producer.To learn more about Opportunity Cost, refer
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Perfectly competitive firms are price takers because:
A) each firm is very large
B) there are no good substitutes for their goods
C) many other firms produce identical products
D) their demand curves are downward sloping
Answers
Perfectly competitive firms are price takers because many other firms produce identical products. Perfectly competitive market: many small firms, identical products, and no barriers to entry or exit. Therefore, Option C is correct.
In a perfectly competitive market, there are many small firms that sell identical products or services, with no barriers to entry or exit. Because there are so many sellers, each firm is a price taker, meaning they have no control over the price of the product or service they sell.
Each firm has to accept the market price as given and adjust their output accordingly. This is because if they try to charge a higher price, customers will simply buy from a competitor instead.
As a result, each firm in a perfectly competitive market faces a horizontal, or perfectly elastic, demand curve, which means that they can sell as much output as they want at the market price.
Because of this, firms have no incentive to charge a higher price than the market price, as they would lose all their customers.
Therefore, perfectly competitive firms are forced to operate at the efficient level of output, where marginal cost equals price, leading to the highest possible level of consumer surplus. Therefore, the correct answer is option C.
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In state court, an employee was tried and convicted of embezzling funds from her employer. Pursuant to the criminal statute, the employee was ordered to make restitution of the embezzled funds, but not otherwise subjected to imprisonment or a fine for her conduct, even though both were statutorily permitted. The employee successfully appealed her conviction due to improperly admitted evidence. Upon retrial, the employee was again found guilty. In addition to ordering the defendant to make restitution, the judge, commenting that she had wasted valuable judicial resources by appealing her prior conviction, also fined her $50,000. On appeal, the employee contends that her punishment was unconstitutional. Should the appellate court vacate her sentence
Answers
In the given case, the employee contented that her punishment was unconstitutional. In such situation; Yes, the appellate court should vacate her sentence because "the imposition of a fine violated the Due Process Clause of the Fourteenth Amendment".
What is Due Process Clause?Prior to taking away someone's "life, liberty, or property," the government must provide "due process of law," according to the Due Process Clause. Alternatively said, the Clause only mandates that the government adhere to; it does not forbid the government from denying someone of "substantive" rights like life, liberty, or property.
Reason for the violation of due process clause is-
When a conviction is successfully appealed, the Due Process Clause forbids the imposition of a harsher punishment upon retrial of the defendant in cases where the harsher term would punish the defendant for exercising her right to do so.Here, the court imposed a stiffer penalty in revenge for the defendant exercising her right to appeal, not because of the defendant's own actions, such as subsequent illegal behaviour.To know more about the the due process clauses in the Fifth and Fourteenth amendments, here
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What is nation’s plan for answering the key economic questions?
Answers
Explanation:
economic decision-making
process of choosing which wants among several options will be satisfied
producers
individuals and organizations that determine what products and services will be available for sale
economic system
a nation's plan for answering the three economic questions
economic resources
means through which goods and services are produced
needs
things that are required in order to live
scarcity
not having enough resources to satisfy every need
supply
quantity of a good or service that businesses are willing and able to provide
consumer
person who buys and uses goods and services
command economy
system in which resources are owned and controlled by the government
goods
things that you can see and touch
capitalism
private ownership of resources by individuals rather than by the government
traditional economy
system in which goods and services are produced the way they have always been done
mixed economy
system that combines elements of the command and market economies
demand
quantity of a good or service that consumers are willing and able to buy
market price
point where supply and demand are equal
wants
things that add comfort and pleasure to your life
services
activities that are consumed at the same time they are produced (things that others do for you)
trade-off
giving up on something to have something else
opportunity cost
value of the alternative you did not choose
market economy
system in which the resources are owned and controlled by the people of the country
economic choices
you can't have everything so you must choose
what are the 6 tips in the economic decision making?
1. define the problem
2. identify your choices
3. evaluate your choices
4. choose one
5. act on your decision
6. review your decision
(DieCar)
unlimited wants
wants that are never-ending and build off each other
what are the three economic resources or also known as factors of production?
a. natural resources
b. human resources
c. capital resources
natural resources
resources that come from the earth, water, or air (oil, ,gold, copper, etc.)
human resources
people who work to produce your goods and services (people in labor)
capital resources
tools, building, equipment that are used to produce them
what is the basic economic problem for businesses and families?
scarcity
competition
a contest among sells to get consumers to buy their product (you)
freedom of choice
buy what you want and where you want
A step taken so that a reasonable person could assume that a business took appropriate safety measures is called ___________
Answers
Answer: Risk assessment
Explanation: This is known as risk assessment, the overall process of identifying all the risks to and from any activity and assessing the potential impact of each risk. This is achieved by assessing the likelihood that each risk will occur, and then combining the result according to an agreed rule to give a single measure of potential impact.
To have a thought about what aspect of a business, might cause harm and decide whether you are taking reasonable steps to prevent that harm is known as a risk assessment.
can you write checks or pay bills directly from an online savings account?
Answers
Customers are not permitted to cash checks against their savings accounts in accordance with federal regulations.
What is saving account ?You will typically make your request to open a traditional saving account online, in-branch, or over the phone, although the procedures for doing so vary from financial institution to financial institution. After that, you'll deposit a sufficient amount to meet the minimum, if any, requirement. To reach your savings goal, set up a regular, recurring deposit from your paycheck or checking account, whichever you prefer. Make any necessary adjustments and keep an eye on your spending to see if this amount is within reach. Despite the fact that they typically only pay a low interest rate, these accounts are a great way to store money for immediate needs due to their safety and dependability.
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Land labor capital on strawberries
Answers
Capital: The money that would be put into the strawberry and used to pay the workers
Labor: Workers that would Lantana and harvest the strawberries
please help!!!!!!!!!!!
Answers
Answer:
(1) Customers rating a new car model on social media - External info
(2) Company info
(3) External info
(4) Company info
Explanation: Company information is basically explaining information abt the product or what it is they're selling. External information is the feedback or in other terms "review" on a companies item. Hope this helped <3
(The #'s are the examples in the boxes starting from left to right btw)
What does the term 'user
experience' refer to regarding a
website?
A. the overall ease of navigation and ability to
purchase on a company's website
B. the general experience a customer has when
using a product of a business
C. the customer experience when dealing with
customer service representatives
Answers
Answer:b
Explanation:
In a closed economy, if households expect future income to be lower than expected and firms expect future productivity to be lower, then the real interest rate __________ and equilibrium saving __________.
a. falls; falls
b. falls; rises
c. rises; falls
d. rises; rises
e. none of the other options
Answers
In a closed economy, if households expect future income to be lower than expected and firms expect future productivity to be lower, then the real interest rate falls and equilibrium saving rises. (option b).
This is because households will tend to save more as they anticipate lower future income, while firms will be less inclined to invest due to lower expected productivity. This increase in saving and decrease in investment demand will lead to a decrease in the real interest rate to reach a new equilibrium. Therefore, the correct answer is b. falls; rises.
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what kinds of release marks might you find on records ready to be stored?
Answers
When storing records, you may encounter release marks such as approved, confidential, retention period, archival, and destruction date. It is essential to follow these marks to ensure proper records management and compliance.
When preparing records for storage, you may find different types of release marks on them. These marks often indicate the record's status and any necessary actions to be taken.
Common release marks include:
1. Approved: This mark indicates that the record has been reviewed and approved for storage. It means that the content is accurate and complete, and it is safe to store the document.
2. Confidential: This mark indicates that the record contains sensitive or private information. Extra precautions should be taken when storing such records, such as placing them in a secure location with restricted access.
3. Retention period: This mark specifies the amount of time the record needs to be stored before it can be destroyed or archived. It is essential to follow the specified retention period to ensure compliance with legal and regulatory requirements.
4. Archival: This mark indicates that the record has historical or long-term value and should be transferred to an archive after its retention period ends. Archival records may need special storage conditions to preserve their integrity.
5. Destruction date: This mark specifies the date when the record can be destroyed after its retention period ends. It is essential to follow this date to ensure proper records management and compliance.
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Now that you understand what investments are, you will search for three image examples that represent investments. You may choose to select images that represent the key concepts of investments, or examples of different types of
investments. In a short paragraph, explain why each of your selected images is an appropriate representation. Be sure
to follow proper image use and citation guidelines; click here for a quick review on these guidelines. In a second
paragraph, discuss the sources of each of your images and why they are reputable.
Answers
There are three main types of investments: Ownership, Lending, or cash. Ownership investments are the most volatile and profitable class of investment. Such as owning stock meaning owning a portion of a company. It may be a minuscule stake, but it's ownership. More broadly speaking, all traded securities, from futures to currency swaps, are ownership investments. Investors purchase them in order to share in the profits, or because they will increase in value, or both. Lending money is a category of investing. The risks generally are lower than for many investments and, consequently, the rewards are relatively modest. A bond issued by a company or a government will pay a set amount of interest over a set period of time. The only real risk is that the company or government will go bankrupt, in which case the bondholder may get little or none of the investment back. A regular savings account is an investment. The investor is essentially lending money to the bank. The bank will pay interest to the account holder and will earn its profit by loaning out the rest of the money to businesses at a higher rate of interest. These are investments are "as good as cash," which means that they can be converted back to cash easily and quickly. Money market funds are more liquid than other investments, meaning you can write checks out of money market accounts just as you would with a checking account. Although, once you start writing checks on it you've erased much of its value as an investment.
the lorena pen corp. has common and non-cumulative preferred stock. there are 1,000 shares of preferred $50 par value 10% outstanding and 550 shares of common outstanding. the company will pay a dividend for $15,000 for the current year. how would the $15,000 dividend get split for the common and preferred shareholders?
Answers
The preferred stockholders of Lorena Pen Corp will receive $10,000 dividend while common stockholders will receive a dividend of $9.09 per share for the current year's total dividend of $15,000.
To calculate the dividends for the preferred and common stockholders of Lorena Pen Corp
Calculate the preferred stock dividend
Preferred stock dividend = 1,000 shares x $50 par value x 10% dividend rate
Preferred stock dividend = $5,000 + $5,000 = $10,000
Subtract the preferred dividend from the total dividend to determine the amount available for common stockholders
Amount available for common stockholders = $15,000 - $10,000
Amount available for common stockholders = $5,000
Divide the amount available for common stockholders by the number of common shares outstanding to determine the dividend per share
Dividend per share = $5,000 / 550 shares
Dividend per share = $9.09 per share
Therefore, the preferred stockholders will receive a dividend of $10,000, and the common stockholders will receive a dividend of $9.09 per share.
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At December 31,2025 , Whispering Corporation had an estimated warranty liability of $80.000 for accounting purposes and $0 for tax purposes. (The warranty costs are not deductible until paid.) The effective tax rate is 30%. Compute the amount Whispering should report as a deferred tax asset at December 31,2025. Deferred tax asset at December 31,2025$5
Answers
Whispering Corporation should report a deferred tax asset of $5,000 at December 31, 2025, based on the given information. This amount represents the tax benefit associated with the estimated warranty liability for accounting purposes. Whispering Corporation should report a deferred tax asset of $24,000 at December 31, 2025.
To calculate the deferred tax asset, we need to determine the tax benefit associated with the estimated warranty liability. Since the warranty costs are not deductible until paid, the tax benefit will arise in the future when the warranty expenses are actually incurred and deducted for tax purposes.
Given:
Estimated warranty liability for accounting purposes = $80,000
Warranty liability for tax purposes = $0
Effective tax rate = 30%
To calculate the tax benefit, we subtract the warranty liability for tax purposes from the warranty liability for accounting purposes:
Tax benefit = (Estimated warranty liability for accounting purposes - Warranty liability for tax purposes) * Effective tax rate
Substituting the given values:
Tax benefit = ($80,000 - $0) * 30%
Performing the calculation:
Tax benefit = $80,000 * 0.30
Tax benefit = $24,000
Therefore, Whispering Corporation should report a deferred tax asset of $24,000 at December 31, 2025.
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a company's ability to make interest payments and repay debt at maturity is referred to as a.profitability b.solvency c.liquidity d.leverage
Answers
Solvency is the capacity of a business to pay its debts, including interest, when they are due.
What is solvency?A company's capacity to meet its financial obligations is referred to as its "solvency." It involves more than just a company's ability to settle its current debts, though. Long-term financial stability is a prerequisite for financial solvency.
How does solvency get measured?The solvency ratio enables us to evaluate a company's capacity to fulfill its long-term financial commitments. After deducting depreciation, divide an industry's after-tax net income by the total of its liabilities to arrive at the ratio (short-term and long-term).
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Basic concepts of production??
Answers
Explanation:
THEORY OF PRODUCTION
In economics, an effort to explain the principles by which a business firm decides how much of each commodity that it sells (its “outputs” or “products”)
it will produce, and how much of each kind of labour, raw material, fixed capital good, etc., that it employs (its “inputs” or “factors of production”) it will use.
Janet Boyle intends to deposit $300 per year in a credit union for the next 10 years, and the credit union pays an annual interest rate of 8%. A. Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn, if (1) $300 is deposited annually and the credit union pays interest annually. (2) $150 is deposited semiannually and the credit union pays interest semiannually. (3) $75 is deposited quarterly and the credit union pays interest quarterly. B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.
Answers
Answer:
A(1) Future value of annual deposit = $4,345.97
A(2) Future value of semiannual deposit = $4,466.71
A(3) Future value of quarterly deposit = $4,530.15
B. The more frequent deposits and compounding of interest are, the higher the future value of an annuity of an annuity will be.
Explanation:
A(1). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (1) $300 is deposited annually and the credit union pays interest annually.
These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:
FVA = P * (((1 + r)^n - 1) / r) ................................. (1)
Where,
FVA = Future value of the annual deposit = ?
P = Annual deposit = $300
r = Annual interest rate = 8%, or 0.08
n = number of years = 10
Substituting the values into equation (1), we have:
FVA = $300 * (((1 + 0.08)^10 - 1) / 0.08)
FVA = $4,345.97
A(2). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (2) $150 is deposited semiannually and the credit union pays interest semiannually.
These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:
FVS = P * (((1 + r)^n - 1) / r) ................................. (2)
Where,
FVS = Future value of the semiannual deposit = ?
P = Semiannual deposit = $150
r = Semiannual interest rate = 8% / 2 = 0.08 / 2 = 0.04
n = number of semiannual = 10 * 2 = 20
Substituting the values into equation (2), we have:
FVS = $150 * (((1 + 0.04)^20 - 1) / 0.04)
FVS = $4,466.71
A(3). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (3) $75 is deposited quarterly and the credit union pays interest quarterly.
These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:
FVQ = P * (((1 + r)^n - 1) / r) ................................. (3)
Where,
FVQ = Future value of the semiannual deposit = ?
P = Quarterly deposit = $75
r = Quarterly interest rate = 8% / 4 = 0.08 / 4 = 0.02
n = number of quarters = 10 * 4 = 40
Substituting the values into equation (3), we have:
FVQ = $75 * (((1 + 0.02)^40 - 1) / 0.02)
FVQ = $4,530.15
B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.
Since the future value of quarterly deposit of $4,530.15 is greater than the future value of semiannual deposit of $4,466.71 which on its own is also greater than the future value of annual deposit of $4,345.97, this implies that the more frequent deposits and compounding of interest are, the higher the future value of an annuity will be.
how can the tragedy of the commons be averted? the government can implement a cap and trade policy. the parties involved can engage in public bargaining. ownership rights can be assigned. the government can assess corrective taxes.
Answers
Ownership rights can be assigned So, that the tragedy of the commons be averted.
For non-excluded yet competitive products, tragedy of the commons occurs. This implies that nobody cannot be denied the opportunity to enjoy something. But when some individuals utilize a thing, it becomes less useful to other others who also want to use it. Thus, there is a tragedy propensity to consume these resources excessively in general. No one is prepared to pay for these things because they cannot be averted excluded. Degradation of the resources on common land results from overuse. The tragedy of the commons is this situation.
A cap and trade policy places a restriction on how much of a resource can be used, and the limits can be established by granting permits to do so. These licenses can be exchanged. For resources that belong to averted everyone, though, this won't work. The best policies for negative tragedy externalities are cap and trade ones.
Corrective taxes won't work since no one will be willing to pay them and because people don't have any rights to the goods.
The resource becomes excludable if ownership is transferred to tragedy corporate or governmental bodies. The definition of property rights. There are ways to prevent commons tragedy.
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Compares after-tax income to the money people spend on a variety of items.
a. interest rate
b. savings rate
Answers
Answer:
B. Savings rate
Explanation:
The savings rate compares after-tax income to the money people spend on a variety of items. The persistent rise in the cost of goods and services is inflation.
9. Suppose the principal of a public school re-
quired all students to recite a prayer at the start
of each school day. What level of government
(federal, state, or local) would most likely deter-
mine whether or not the principal's action was
constitutional?
Answers
Answer: Federal government
Explanation:
Based on the scenario in the question, the federal government would most likely determine whether or not the principal's action was constitutional.
This is a national issue and shouldn't be left in the hands of the local or state government. It should be noted that in 1962, school sponsored prayer in the public schools was banned by the United States Supreme Court, on the basis that the First Amendment was being violated.
The court later ruled that students can meet and then pray on their respective school grounds so far it's done privately and no one is forced.
Hence, the federal government would most likely determine whether or not the principal's action was constitutional.
Name the skill levels generally found in each sector of a type of job someone would do in that sector?
Answers
In most sectors of the job market, there are generally three levels of skill that are commonly found. These levels are typically classified as entry-level, mid-level, and advanced-level positions.
For example, in the healthcare sector, entry-level positions might include nursing assistants or medical receptionists. Mid-level positions could include registered nurses or medical laboratory technicians, while advanced-level positions might include nurse practitioners or medical specialists.
In the retail sector, entry-level positions might include cashiers or stock associates. Mid-level positions could include department managers or assistant store managers, while advanced-level positions might include district managers or regional directors.
In the technology sector, entry-level positions might include help desk technicians or junior software developers. Mid-level positions could include project managers or senior software developers, while advanced-level positions might include chief technology officers or lead architects.
These skill levels are not set in stone and can vary depending on the specific industry, job type, and company. However, understanding the typical skill levels for each sector can be helpful for job seekers who are looking to advance their careers or switch industries.
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