In the early twentieth century, the largest American cities underwent significant changes as they struggled to adapt to the influx of people from rural areas and overseas. One of the most prominent developments was the increasing mix of economic classes within neighborhoods. As people of different backgrounds and income levels began living in closer proximity to each other, new social tensions emerged, often leading to clashes over resources and power.
Another major trend during this time was the rise of municipal reform movements, which aimed to replace corrupt political machines with more efficient and scientifically-managed forms of government. This movement was driven by concerns about the rampant corruption that plagued many urban areas, with politicians often colluding with transit and utility interests to enrich themselves at the expense of the public.
At the same time, transportation systems were rapidly expanding, allowing people to live further away from their places of work and creating new suburban communities around the edges of cities. This development helped to alleviate some of the overcrowding and other problems associated with urban living, but also had its own set of challenges, including increased traffic congestion and the growth of commuter culture.
Despite these challenges, the early twentieth century also saw the emergence of a number of social welfare institutions, including settlement houses and institutional churches, which aimed to address the needs of the urban poor. These institutions provided education, job training, and other resources to those in need, helping to alleviate some of the worst effects of poverty and inequality in the city.
In sum, the largest American cities of the early twentieth century were marked by a mix of social and economic trends, including increasing social diversity, municipal reform movements, corrupt political machines, expanding transportation systems, and the emergence of social welfare institutions. Each of these developments helped to shape the urban landscape of the time and set the stage for further changes in the decades to come.
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How does scarcity of resources affect the nations of the world?.
Answer:
Development work will be less
public will be less
many population of people may loss their life
will suffer from different diseases
Explanation:
......
Which of the following is a risk banks should prepare for?
A.
Falling interest rates
B.
Borrowers who don't pay back loans
C.
Too many people requesting loans
D.
People switching to online transactions
Borrowers who don't pay back loans.
Vhich of the following is a function of a safety device?
A) Stopping the machine if any part of the body is accidently placed in the danger area
B) Requiring the worker to use both hands on machine controls which keeps them out of the danger area
C) Restraining or removing the operator's hands from the danger area
D) All of the above
——————————————
Any part of a machine which (BLANK) while in operation can cause a hazard.
A) Stops
B) Starts
C) Moves
D) Adjusts
Is wanting to increase sales over the next year a good objective if (no/yes) write why
Answer:
Yes because some family's are not doing very good in money so they should be able to afford more items
But also no at the same time because if you have more sales more of your stuff will be out of stock.
Explanation:
Which type of Financial Aid am I? I am given to students who come from lower-income families and I do not need to be repaid. *
Verb Phrases Worksheet #3
Change the verb phrase to a strong, descriptive verb phrase for a resume
Answered customer questions
Helped a customer sign up for a loyalty program
Worked a cash register
Listened to customer orders and got them what they wanted
Sell tickets
Put items on shelves
Found expired items and took them out
Cooked cookies
Cooked nachos
Was in a group with other students
Told students what do when baking stuff
Took care of the cat
Took care of the baby
Watched my five year old niece and let her play and eat stuff
Cleaned the house (dusting, cleaning the table and the windows, dishes)
Did the Trash and Recycling and stuff outside
Helped my dad with the oil in our car
Used a computer to type stuff
Write your changed phrase here! Remember for 9-14 there are multiple answers!
____________________
____________________
____________________
____________________
____________________
____________________
____________________
____________________
____________________
____________________
____________________
____________________ _________________
____________________ _________________ __________________
____________________ _________________ __________________
____________________ __________________ _________________
____________________ __________________ __________________ _____________
____________________ ___________________
_____________________ ___________________
The changed verb phrases are as follows- signing up, working on, listening to, selling, putting, taking ,cooking, cooked, while baking, taking care, watching, have cleaned, do the Trash and Recycling and stuff outside, helping , using.
What are verb phrases?
A verb phrase is a syntactic unit in linguistics that consists of a verb and its arguments, excluding the subject of an independent clause or coordinate clause.
Verb phrases are classified into two types: finite, in which the head is a finite verb, and nonfinite, in which the head is a nonfinite verb, such as an infinitive, participle, or gerund.
Therefore, the changed verb phrases are mentioned above.
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Consider a bond with maturity 2 year, 100 face value, coupon 4.60%, and yield 7.00%. compute a dollar duration numerically using a dy =0.001%. report you result with two digits decimal accuracy and the correct sign. example: -185.95
The dollar term for security with developing long term, 100 presumptive worth, coupon 4.60%, and yield at 7% is - 0.00174785.
Presently, we should compute the dollar span of this bond.
Security cost at yield 7% = (coupon rate/1 + yield rate) + (coupon rate + 100)/(1 + yield rate) ^2
= 4.6/1.07 + 4.6 + 100/1.07^2
= 4.29906542 + 91.36169098
= 95.6607564
note : with dy = 0.001%, new yield = 7.001%
New security cost with a new yield of 7.001%
= (coupon rate/1 + new yield rate) + (coupon rate + 100)/(1 + new yield rate) ^2
= 4.6/1.07001 + (4.6 + 100)/1.07001^2
= 4.29902524 + 91.35998331
= 95.65900855
Consequently, the dollar span for this bond is = 95.65900855 - 95.6607564
= - 0.00174785.
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n=33
(a) Let n be your special number. Construct a map of a continent having n different countries in such a way that four colours are needed to colour bordering countries in different colours. Using blue for the ocean (and possibly for some of the countries), and three other colours of your choice for the countries, apply colours to the map. [Use four colours whose names start with different letters, so that you can represent each colour with the first letter of its name.] (b) By inserting vertices at strategic locations, convert your map into a connected planar graph in which faces separated by an edge are differently coloured. (c) Construct the dual graph of your connected planar graph, and apply the corresponding vertex colouring to your dual graph.
(a) Given the exceptional number n = 33, let's draw a continent with 33 countries using four colours: blue for the ocean and three other colours representing their first letters.
Oceans are blue (B) on this map. Red (R), Green (G), and Yellow (Y) will represent the other colours.
Strategically inserting vertices turns the map into a connected planar graph. Add vertices at each country's centre. This creates a linked graph with coloured edges between faces.
(c) Switching vertices and faces in the connected planar graph creates the dual graph. The dual graph turns each vertex into a face and each face into a vertex. The dual graph connects vertices (former faces) that share an edge in the original graph.
The dual graph can be coloured using the same four colours: blue (B), red (R), green (G), and yellow (Y).
Following these methods, we produced a map of a continent with 33 countries, coloured it, transformed it into a connected planar graph with coloured faces, and created the dual graph with appropriate vertex colouring.
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3) Bill weighs 220 pounds and is losing 4 pounds each month. Phil weigh 250 pounds and is losing 10 pounds each month. How many months, m, will it take for Bill to weigh the same as Phil? How much will they weigh?
5 months and 200 pounds
4x5 = 20
220-20
200
10x5 = 50
250-50
200
They say they go on sale, Beth forgets her money to buy season tickets to the high school basketball games.Randall has extra cash in his wallet and pays for her ticket. How is P2P useful for Beth in this scenario
The way that P2P would be beneficial to Beth in this scenario would be that she will be able to pay Randall for the tickets immediately.
What is a peer-to-peer (P2P) service?In the finance world, this refers to a decentralized platform whereby 2 individuals interact directly with each other without any inter-mediation by a third party.
In the service, the buyer and the seller transact directly with each other via the P2P service rather than relying on a third party to effect the transaction,
Hence, as a form of lending, the service is a form of financial technology that allows people to lend or borrow money from one another without going through a bank
In conclusion, the way that P2P would be beneficial to Beth in this scenario would be that she will be able to pay Randall for the tickets immediately.
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Cain Company reports net cash provided by operating activities of $35,000. It also reports the following information under “Adjustments to reconcile net income to net cash provided by operating activities” on its statement of cash flows (using the indirect method).
It can be seen from the solutions given that Cain's net income is $24,000.
Here is the solution:Net income = Net cash provided by operating activities - Adjustments
= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000
= $24,000
Therefore, Cain's net income is $24,000.
Here is a breakdown of the adjustments:
To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.
A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.
The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.
A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.
A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.
A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.
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1. What is continuous performance management? How is it
different from traditional approaches?
2. What are the key issues related to merit pay for individuals
in teams?
3. How are performance appraisa
1. Continuous Performance Management (CPM) is an ongoing process that aligns employee objectives, performance, and development with strategic priorities.
2. Merit pay for individuals in teams can create issues such as competition, individual focus, lack of collaboration, and perceived unfairness.
3. Performance appraisal is a formal process that evaluates employee performance against established criteria to provide feedback and inform decisions.
1. Continuous Performance Management (CPM) refers to a dynamic, ongoing process that seeks to align employee objectives, performance, and development with the organization's strategic priorities.
It differs from traditional performance management approaches that rely on formal, annual appraisal sessions that are often disconnected from day-to-day job responsibilities and objectives. The key feature of CPM is that it provides continuous feedback to employees, often in real-time, on how well they are performing against their goals and how they can improve their skills, abilities, and job performance.
2. Key Issues Related to Merit Pay for Individuals in Teams Merit pay refers to a pay system that rewards employees for their individual performance, rather than their seniority or other factors. While merit pay can provide a strong incentive for individual employees to perform at their best, it can also create several issues for teams, including competition between team members, a focus on the individual rather than team goals, a lack of motivation to collaborate or share knowledge, and resentment among team members who feel that they are not being rewarded fairly.
3. Performance Appraisal is a formal, structured process that evaluates employee performance against a set of established criteria, often based on job-specific competencies or performance standards. The purpose of performance appraisal is to provide feedback to employees on their strengths and areas for improvement and to inform decisions related to promotions, pay increases, and other rewards. The key components of performance appraisal include setting clear performance objectives, providing regular feedback to employees, evaluating performance against established criteria, and using the results of the appraisal to inform decision-making.
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A public school basketball coach begins leading players in prayer before games. What consideration would a judge use to decide how to balance the coach's freedom of religion with the public interest?.
Ensuring that public institutions don't appear to support a religion.
Do there exist any restrictions on the right to assemble?But there are limits to the right to assemble. Only peaceful assemblies are protected by the majority of constitutional or statutory laws pertaining to this right. The exercise of this freedom is occasionally restricted by the need for permits, as well as by concerns about noise and traffic.
What is meant by the right to associate freely?According to the Universal Declaration of Human Rights, the right to freedom of association is fundamental. The South African Constitution's Section 18 states that employees are free to choose who they associate with and exclude from their lives.
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Question:-
A public school basketball coach begins leading players in prayer before games. What consideration would a judge use to decide how to balance the coach's freedom of religion with the public interest?
A. The right of individuals to perform religious worship in whatever form they choose
B. The right of players to pray in order to improve their performance in the game
C. The need to ensure that public institutions do not appear to endorse a religion
D. The requirement that schools admit students of all backgrounds
What motivates you to do a great job at work other than a paycheck?
Based on personal conviction, the thing that motivates me to do a great job at work other than a paycheck is "Growing my professional network."
What could motivate people aside from paycheck at work?There are various reasons people can motivate to do a great job aside from the paycheck; some of it includes the following:
Job securityMeeting deadlinesLeadership developmentSense of achievement or successAssisting in the jobBuilding a professional network, etc.Hence, in this case, it is concluded that there are several reasons individuals could be motivated to do great jobs at work aside from paycheck.
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Terrance lives in an area that is expensive, but he does not want to move. When looking at a career, what should Terrance consider? He should choose a career cluster that will allow him to support himself. He should pick a career that speaks to his heart and worry about the finances later. He should ask his family to help support him. He should not worry because he can dictate how much money he will earn.
Answer:
He should choose a career cluster that will allow him to support himself.
Explanation:
The income (profit/loss) statement is constructed according to the cash basis accounting principle. A) True B) False Question 2 (1 point) Financial statements are algebraic systems. A) True B) False Question 3 (1 point) Using ratios in the analysis of financial statements eliminates the size problem. A) True B) False Question 4 (1 point) While real assets generate net income to the economy, financial assets simply define the allocation of income or wealth among investors. A) True B) Ealse
The statement "The income (profit/loss) statement is constructed according to the cash basis accounting principle" is false. The statement "Financial statements are algebraic systems" is false. The statement "Using ratios in the analysis of financial statements eliminates the size problem" is false. The statement "While real assets generate net income to the economy, financial assets simply define the allocation of income or wealth among investors" is false.
1. False: The income (profit/loss) statement is typically constructed according to the accrual basis accounting principle, not the cash basis. The accrual basis recognizes revenues when they are earned and expenses when they are incurred, regardless of when the cash is received or paid.
2. False: Financial statements are not algebraic systems. They are structured reports that provide information about an organization's financial performance and position.
These statements, such as the balance sheet, income statement, and cash flow statement, are prepared based on accounting principles and standards, presenting financial information in a systematic and organized manner.
3. False: Using ratios in the analysis of financial statements does not eliminate the size problem. Ratios are used to assess relationships and trends within financial statements, but they do not account for the absolute size of the figures being analyzed.
Size can still affect the interpretation of ratios, as different companies or industries may have varying scales of operations or financial structures.
4. False: While real assets, such as buildings or machinery, can generate net income to the economy through their productive use, financial assets, such as stocks or bonds, can also generate income through dividends, interest, or capital appreciation.
Financial assets represent ownership or claims to future cash flows and play a vital role in the allocation of income or wealth among investors.
In conclusion, the statements are as follows:
The income (profit/loss) statement is constructed according to the accrual basis accounting principle, not the cash basis.
Financial statements are not algebraic systems but structured reports.
Using ratios in the analysis of financial statements does not eliminate the size problem.
Financial assets do define the allocation of income or wealth among investors, but they can also generate income to the economy.
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What are five 5 ways of maintaining confidentiality?
Following ways to maintain confidentiality:
Ensuring that delicate interactions take place exclusively in private settings.
Only required and relevant information is recorded and accessed.
Changing log-ins and passwords as needed and maintaining IT security procedures and applications up to date.
What do you mean by confidentiality?
Confidentiality refers to a set of rules or a pledge generally carried out through confidentiality agreements that limit access to or prohibit particular information. Lawyers are frequently compelled by law to keep information relevant to a client's representation secret. The obligation of secrecy extends well beyond the attorney-client evidentiary privilege, which solely applies to conversations between the attorney and the client. Both the privilege and the responsibility are intended to encourage clients to talk openly about their issues. This allows attorneys to fulfill their obligation to offer clients, aggressive counsel.
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assignment 9 - u...> underwriting umbrella and excess liablity insurance
While umbrella liability insurance broadens coverage to include claims and losses outside its original scope, excess liability insurance adds additional limits to an underlying policy.
An excess or umbrella policy is what?In the absence of coverage in an existing liability policy, umbrella plans can nevertheless offer coverage by giving larger limits than the underlying insurance. Excess insurance only provides protection when the underlying policy responds to a specific event, such a major accident or fatality.
What might prompt a homeowner to buy umbrella insurance?An umbrella policy provides landlords with additional liability protection by covering business and owner liability, injuries to tenants, guests, or vendors, as well as libel and slander. An umbrella policy cannot be obtained by a landlord without one or more underlying liability policies, such as a landlord insurance policy.
How Does Excess Liability Insurance Work?Excess liability insurance offers protection against catastrophic, unforeseen events like vehicle accidents and product liability lawsuits that could have a disastrous impact on your business.
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Please help. Atleast the top 2
Answer:
Number 1 is Pure Market. Number two is socialist, I'm pretty sure.
Explanation:
Please mark me brainliest if someone else answers :>
Taxes placed on imports to protect domestic producers from foreign competition and to produce revenue for the government are Blank______.Multiple choice question.embargoesincometariffsquotas
Taxes placed on imports to protect domestic producers from foreign competition and to produce revenue for the government are tariffs.
Tariffs are taxes imposed by using one us on goods or services imported from another United States of America. Price lists are alternate limitations that increase expenses and reduce available quantities of products and offerings for U.S. organizations and customers.
Common types of tariffs are given below.
Specific tariffs.Ad valorem tariffs.Licenses.Import quotas.Voluntary export restraints.Local content requirements.A tariff is a tax imposed by using a government on items and services imported from other countries that serve to grow the fee and make imports much less perfect, or as a minimum much less competitive, as opposed to domestic items and offerings.
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1. Buyers, sellers, and producers all have someone else they are competing with for economic benefits. This is known as:
O competition
O monopoly
O collusid
O cartels
Answer:monopoly
Explanation:
me
Alan is young, but he decides to plan for his retirement early. He decides to formulate some estimates of his lifetime income. Which answer best describes Alan’s lifetime income?
Alan’s lifetime income is his employee benefits, like health insurance.
Alan’s lifetime income includes his salary and retirement benefits.
Alan’s lifetime income includes both his career outlook and his career environment.
Alan’s lifetime income is both his college classes and his vocational training.
Answer:
Alan is young, but he decides to plan for his retirement early. He decides to formulate some estimates of his lifetime income. Which answer best describes Alan's lifetime income? Alan's lifetime income is his employee benefits, like health insurance.
Answer:
Alan’s lifetime income includes his salary and retirement benefits.
Explanation:
In 1 -4 sentences describe why a consumer who chooses a
consumption bundle in which the relative price exceeds the marginal
rate of substitution cant be at an optimum.
A consumer cannot be at an optimum when choosing a consumption bundle in which the relative price exceeds the marginal rate of substitution.
When a consumer selects a consumption bundle, they aim to maximize their utility, which is achieved by equalizing the marginal utility per dollar spent across goods. The marginal rate of substitution (MRS) represents the rate at which a consumer is willing to exchange one good for another while maintaining the same level of satisfaction. It reflects the consumer's preferences and the trade-offs they are willing to make.
If the relative price of a good in the consumption bundle is higher than the marginal rate of substitution, it means that the consumer has to give up more units of the other good to obtain an additional unit of the expensive good. This violates the principle of utility maximization since the consumer's preferences, as reflected by the MRS, indicate they are not willing to make such a trade-off.
In this scenario, the consumer is not allocating their resources efficiently, as they could improve their satisfaction by reallocating their spending to achieve a lower relative price and align it with the marginal rate of substitution. Therefore, the consumer cannot be at an optimum when the relative price exceeds the marginal rate of substitution.
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What are the effects of an increase in labor productivity on potential GDP, the
quantity of labor, the real wage rate, and potential GDP per hour of labor?
An increase in labor productivity can lead to an increase in potential GDP, as it allows more output to be produced with the same amount of labor.
What are the effects of an increase in labor productivity on potential GDP, the quantity of labor, the real wage rate, and potential GDP per hour of labor?An increase in labor productivity can lead to an increase in potential GDP, as it allows more output to be produced with the same amount of labor.
However, the effect on the quantity of labor and real wage rate is less clear-cut. In some cases, an increase in productivity can lead to an increase in the demand for labor and therefore higher wages. In other cases, it can lead to a decrease in demand for labor and lower wages. Ultimately, the effect on potential GDP per hour of labor will depend on the relative changes in output and labor inputs.
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Analyse why a commercial bank may prefer to sell its services in foreign countries rather
than its home country.
Answer:
They'll make more business and money.
Explanation:
They will sell their country's services to them since they don't have their services in that country.
What do you think it means that your money is FDIC/NCUA insured up to $250,000
I believed that my deposit money is insured up to $250,000 by FDIC/NCUA because it is a legal banking requirement.
What is the banking requirement?The insurance of deposit is necessary to prevent to banks from huge liability incase they lose their customer's deposit because of theft, fraud etc
In conclusion, I believed that my deposit money is insured up to $250,000 by FDIC/NCUA because it is a legal banking requirement.
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an investment of $129712 is expected to generate an after-tax cash flow of $84500 in one year and another $106000 in two years. the cost of capital is 10 percent. what is the internal rate of return?
The internal rate of return (IRR) for the given investment is approximately 22.66%.
To calculate the internal rate of return (IRR) for the given investment, we need to find the discount rate that makes the present value of the cash inflows equal to the initial investment. In this case, the initial investment is $129,712, and the cash flows are $84,500 in one year and $106,000 in two years.
Using the formula for calculating the present value of cash flows:
PV = CF1 / (1 + r)^1 + CF2 / (1 + r)^2
Where PV is the present value, CF1 is the cash flow in year 1, CF2 is the cash flow in year 2, and r is the discount rate.
We can rearrange the formula to set PV equal to the initial investment and solve for r:
$129,712 = $84,500 / (1 + r)^1 + $106,000 / (1 + r)^2
To find the IRR, we need to find the discount rate (r) that satisfies the above equation. This involves trial and error or using numerical methods, such as a financial calculator or spreadsheet software.
Using a financial calculator or spreadsheet software, we can find that the internal rate of return for this investment is approximately 22.66%.
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The coursework taken at a _____ is focused on specific career skills and trades and does not generally require further academic studies.
vocational school
private school
university
college
Answer:
Vocational school
Explanation:
Edge 2021
The presence of a price control in a market for a good or service usually is an indication that a, an insufficient quantity of the good or service was being produced in that market to meet the public's need b. the usual forces of supply and demand were not able to establish an equilibrium price in that market policymakers believed that the price that prevailed in that market in the absence of price controls was unfair to buyers or Oc sellers policymakers correctly believed that price controls would generate no inequities of their own once imposed Od
A price restriction is typically a sign that (C) Policymakers think the price that predominated in a market for a good or service in the absence of price controls was unfair to buyers or sellers.
By adjusting the going rate, price controls like price floor or price ceiling protect the interests of either buyers or sellers. For instance, price ceilings favor buyers in the case of property, whereas price floors favor sellers in the case of milk or wheat.
Government regulations on wages, prices, or their rates of change are known as price controls. Such restrictions may be imposed by governments on a variety of products and services or, more frequently, on a market for a particular good.
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Is there any way for a monopoly to operate more efficiently than a competitive market? why or how?.
The equilibrium point in a competitive market exists at the point of optimal market efficiency.
What is competitive market?A competitive market exists a term in economics that guides to a marketplace where there exist a large number of buyers and sellers and no single buyer or seller can influence the market. Competitive markets have no obstacles to entry, lots of buyers and sellers, and homogeneous products.
In economics, especially general equilibrium theory, A perfect market also understood as an atomistic market, is determined by several idealizing requirements, collectively anointed perfect competition or atomistic competition.
No, the monopoly can never be additional efficient than the perfectly competitive market because the competitive market exists at the point of optimal market efficiency and the monopoly will deliver at the point where the MR and the MC stand equal. here the market has the excess capability and a dead weight loss.
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