in december 1994, a man in ohio decided to deposit all of the 8 million pennies he had been saving for nearly 65 years. (his deposit weighed over 48,000 pounds!) with a reserve requirement of 13 percent, how did his deposit change the lending capacity of

FBLA-PBL state chapters usually have a number of elected, treasurers who represent the state's various regions. Thus, option A is correct.

FBLA-PBL stands for Future Business Leaders of America-Phi Beta Lambda, whose main goal is to develop some business opportunities and strengthen the basis of kids and give them opportunities for growth and development.

FBLA-PBL state chapters are an organized body that typically represents and bring the name forward for the person that can be elected to be the treasurer, where they plan and execute a trip and select the worthy candidates. Therefore, option A is the correct option.

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Answer:

D. Vice Presidents

Hope this helps :)

Answer:

One approach is to use the simple equation Value = Benefits / Cost. The plus side to this approach is that it is concrete and quantifiable. You can measure the profit consistently throughout the life of the product, charting changes in value over time.

Answer:

The five Cs of credit are character, capacity, capital, collateral, and conditions. ... as the Fair Isaac Corporation), a leading credit evaluation firm, uses the information ... good credit score and credit reports play in securing a loan, it's worth considering

Explanation:

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Answer:

Receive is defined as to take, accept, experience or welcome. An example of receive is getting a letter in the mail. An example of receive is someone being given a gift. An example of receive is someone hearing bad news.

Explanation:

Journal entry is a method of recording all the transactions occured in a business during a given accounting period. To record journal entry in the books of Bulldog Co.'s during the year end 31st December is as follows:

Investment in Gator Co. Stock A/c Dr.  $212,000

Cash A/c  Cr.  $212,000

(Being stock purchased)

Cash A/c  Dr.  $8,160 (34% of $24,000)

Dividend Income A/c Cr.  $8,160

(Being receipt of dividend recorded)

Equity Loss in Gator Co. Stock A/c Dr. $ 19,040 (34% of $56,000)

Investment in Gator Co. Stock A/c  Cr.  $19,040

(Being adjusting entry for the equity loss recorded)

2. To calculate balance on Investment:

Beginning balance =  $212,000 (Initial purchase)

Add: Net loss = $19,040 (34% of $56,000)

Less: Dividends received = $8,160 (34% of $24,000)

Balance of investment:

$212,000 + $19,040 - $8,160

= $222,880

Therefore, the balance of the investment in Gator Co. stock on December 31, Year 1 is $ 222,880.

3. Valuation of investment under the equity method differs from fair value method in following ways:

Under equity method, investors record their share of the investee's net profit or loss and adjust their investment accounts accordingly. Investors also recognize a portion of the dividends received as dividend income. Investment account balances reflect an investor's ownership interest in the net assets of the company. 

Under fair value method, investors value their investments at fair value. Fair value is the price received to sell an investment in an orderly transaction between market participants. Changes in the fair value of investments are recognized in the investor's income statement. The fair value method focuses on the market value of an investment rather than the financial performance.

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Answer:

58

ohhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

it's fake

This is fake!!! It's not even the real MrBeast!!

The statement is false.

The Monte Carlo Simulation Approach to risk management is a powerful tool because it examines a financial institution's portfolio risk under a large number of combined factors, not a limited number. It involves running multiple iterations of a simulation using random variables to assess the potential outcomes and associated risks for a given portfolio.

By considering a wide range of possible scenarios, the Monte Carlo Simulation can provide a more comprehensive and robust assessment of portfolio risk.

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Based on the provided information and a minimum attractive rate of return (MARR) of 20%, the company should choose Loader 1 over Loader 2 for purchase.

To determine the better option, we need to calculate the present worth (PW) of each loader and compare them. Loader 1 has a useful life of seven years, and Loader 2 has a useful life of five years.

Both loaders have a salvage value of $10,000 at the end of their respective lifespans.

For Loader 1, the initial cost is $150,000, and the annual profit is $20,000.

Using the MARR of 20%, we can calculate the annual equivalent worth (AE) of the annual profit using the formula AE = (Annual Profit - Salvage Value) / (1 + MARR)^n, where n is the number of years. Substituting the values, AE1 = ($20,000 - $10,000) / \((1 + 0.20)^7\)= $9,090.91.

For Loader 2, the initial cost is $110,000, and the annual profit is also $20,000. Similarly, calculating the AE, we get AE2 = ($20,000 - $10,000) / (1 + 0.20)^5 = $10,909.09.

To find the PW, we multiply the AE by the appropriate factor: PW = AE * (1 + MARR)^n. For Loader 1, PW1 = \($9,090.91 * (1 + 0.20)^7\) = $53,527.19. For Loader 2, PW2 = $10,909.09 * (1 + 0.20)^5 = $55,114.80.

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Answer:

a. Diversifiable risk can be reduced by forming a large portfolio, but normally even highly-diversified portfolios are subject to market (or systematic) risk.

Explanation:

Diversifiable risk can as well as be regarded as unsystematic risk, it is specific risk of a firm which impacts the price of the stock of individual rather than affecting the industry as a whole or sector where the the firm is carrying out it's operation. It a risk whereby there is possibility that change in the price of a security will be experienced because of the specific characteristics that the security have. It should be noted that Diversifiable risk can be reduced by forming a large portfolio, but normally even highly-diversified portfolios are subject to market (or systematic) risk.

As an AI language model, I don't have access to specific real-time information or personal experiences. Therefore, I cannot directly assess a specific retailer using the VRIO framework.

However, I can provide you with a general outline of how you can apply the VRIO framework to assess a retailer's resources.

Tangible resources: These include physical assets such as stores, inventory, distribution channels, and equipment.

Intangible resources: These include brand reputation, customer loyalty, intellectual property, technology systems, and human capital.

Evaluate each resource based on the VRIO framework:

Value: Assess whether the resource provides a competitive advantage or creates value for the retailer.

Rarity: Determine if the resource is rare or unique compared to competitors.

Inimitability/Non-substitutability: Consider whether the resource is difficult to imitate or substitute by competitors.

Organizationally exploited: Examine if the retailer has effectively utilized and organized the resource to gain a competitive advantage.

Match assessments with retailer's performance:

Analyze if the retailer's performance aligns with the assessments made using the VRIO framework.

Evaluate if the retailer has been able to achieve sustained competitive advantage based on the identified valuable, rare, inimitable/non-substitutable, and organizationally exploited resources.

By following these steps, you can evaluate a retailer's resources and their potential for providing a sustained competitive advantage. It's important to conduct a detailed analysis using specific information and industry knowledge to make accurate assessments.

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Answer:

Tax is a statutory obligation to pay an amount to the state or other public body, which is imposed on a person or company on the basis of their activities, without a direct connection to consideration from the payee. The main purpose is usually to finance the public sector. The tax can also have other purposes, such as equalizing income or influencing people's actions with the help of financial incentives.

The probability that there are three people in a class of 100 students with the same birthday is approximately 1 - (((365/365) * (364/365) * (363/365))^33 * (362/365)).

To find the probability that there are three people in a class of 100 students with the same birthday, we will use the complementary probability. First, we calculate the probability that no three people share the same birthday and then subtract that value from 1.

Step 1: Calculate the total possible combinations of birthdays for 100 students, which is 365^100, since each student can have a birthday on any of the 365 days.

Step 2: Calculate the probability that no three people share the same birthday. We can split the 100 students into 33 groups of 3 students each, with 1 student left over. For each group, the probability that the three students have different birthdays is (365/365) * (364/365) * (363/365).

Step 3: Multiply the probabilities for all 33 groups and the one left over: ((365/365) * (364/365) * (363/365))^33 * (362/365).

Step 4: Subtract the result from Step 3 from 1 to find the complementary probability: 1 - (((365/365) * (364/365) * (363/365))^33 * (362/365)).

The probability that there are three people in a class of 100 students with the same birthday is approximately 1 - (((365/365) * (364/365) * (363/365))^33 * (362/365)).

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The statement is True.

Training is a key element for an organization pursuing a commitment that is based on hr strategy.

Training is a vital element existing in an organization for the purpose of pursuing a commitment that is based purely on HR strategy. This course will use training for building knowledge, skill as well as attitudes so that employees can work quickly and flexibly as well without waste of time. In order to enhance the transfer of the learning program, training should have developed and delivered by those who are specialized in training.

Training along with development is one of the major functions included in the department of human resource management. It refers to a systematic order of setup where employees are instructed well to proceed further and taught technical knowledge-related matters on behalf of their jobs.

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The given question is incomplete, the correct question is :

Training is a key element for an organization pursuing a commitment-based hr strategy. True or false?

A cap rate, or capitalization rate, is a measure used in real estate investing to evaluate the potential return on investment.

It is calculated by dividing the net income of a property by its purchase price. In this case, the apartment complex generates $70,000 annually in net income and was purchased based on a 5% capitalization rate, which means the purchase price was $1,400,000 (70,000 / 0.05 = 1,400,000). Now, if the net income increases to $100,000 per year, the cap rate would change. The new cap rate would be calculated by dividing the new net income of $100,000 by the original purchase price of $1,400,000. This results in a new cap rate of 7.14% (100,000 / 1,400,000 = 0.0714 or 7.14%). To determine the owner's equity gain, we need to compare the value of the property before and after the net income increase. Using the new cap rate of 7.14%, the value of the property would increase to $1,400,000 / 0.0714 = $1,960,784.71. This represents a gain in equity of $560,784.71 ($1,960,784.71 - $1,400,000). It's important to note that this gain in equity is based solely on the increase in net income and does not take into account any additional expenses or changes in the market that may affect the value of the property.

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Answer: C

Explanation: A stock represents a share of ownership of a corporation. Stocks are bought by people so they can get money. If the company's stock they by it from goes well, they get money as well as interest. The answer is C. Hope this helps!

Answer:

true

Explanation:

Answer:

Davidson describes two philosophies that are represented each by the Republican Party and by the Democratic Party.

Republicans believe, according to Davidson, that the economy works best when the state keeps its hands off it. Republicans view a free market economy without government intervention as essentially a perfect machine that can coordinate the interests of vastly different goups of people (this is the concept of the invisible hand, developed by Adam Smith).

The Democrats, on the other hand, while seeing Capitalism as the most efficient economic system, believe that the capitalist economy needs to be regulated by the state, because otherwise, a free market generates undesirable effects like externalities and economic inequality.

According to Davidson, the republicans and the democrats as philosophies are two fundamentally different economic philosophies that impact the debt crisis facing the US. I agree more with the republican side of things, life can't always come with an aim of everything being "equal" and "fair".

False.A value hypothesis is a declaration of the anticipated worth that a good or service will bring to its users. It describes the advantages and results that users will experience from utilising the product, as well as why users would want to use it.

A value hypothesis puts forth a presumption regarding the worth of a product to potential customers. But, it's also possible that your "future clients" are assumptions. A value hypothesis focuses more on the current market.

The value hypothesis examines how much value your product or service offers clients and, more crucially, if they are willing to pay for it.

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Technology enables an increase in the efficiency of systems, products, and services. It helps track and streamline strategies, hold records go with the flow, and control contacts and employee records.

In reality, this expanded efficiency in operation enables lessened costs as well as allows the commercial enterprise to develop swiftly.

Technology has vital consequences on commercial enterprise operations. Irrespective of the scale of your business enterprise, technology has both tangible and intangible advantages that will help you make money and produce the results your customers demand. Technological infrastructure affects the subculture, performance, and relationships of a business.

The use of technology has made commercial enterprises and clients closer in many areas. E-mail and Social Media are getting used for answering queries related to products and services with clients. Giving customers all feasible methods to contact the agency is simple with the latest technology and packages over the internet.

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Answer:

the opportunity cost is the time spent studying and that money to spend on something else

The time spent studying and the money that could have been used for something else are the opportunity costs.

According to microeconomic theory, an activity's opportunity cost is the value or gain that is forfeited in exchange for engaging in that activity as opposed to engaging in an alternative activity. More precisely, it means that by choosing one course of action (such as making an investment), you are forfeiting the chance to take an other course of action. The activity that yields the highest return among all others, net of opportunity costs, is the one that is considered to be the ideal activity.

The goal of opportunity cost is to ensure efficient use of limited resources as a depiction of the relationship between scarcity and choice. It takes into account all decision-related expenses, both explicit and implicit.

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First of all we should understand the nature of job of Purchasing Agent, Cashier, Sales Agent and an Interviewer to decide which option should Elle would be most qualified for until she graduates high school.

The persons who buy the parts and materials that help in the production of goods are called purchasing agents or purchasers.

Buyers and purchasing agents review the history and quality of the suppliers before making the purchase. They should be qualified enough to consider price, quality, availability, reliability, and technical support when choosing suppliers and merchandise.

A cashier is a person who handles the cash register at various locations such as the point of sale in places such as shops or banks.

He is also known as teller, accountant, clerk, treasurer. Only qualified and skilled persons can perform the role of cashier.

A person hired by any company to sell its products or services is known as Sales agent.

A sales agent take orders, offer services and provide support in person and via telephone or internet. This job can be done with little training and less qualification.

A person who conducts an interview to hire the candidates is known as Interviewer. To be an interviewer, a person needs to be well qualified with great communication skills.

So, the best role that Elle can take up until she graduates is that of a Sales Agent.

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Answer:

Since the preferred dividends are cumulative, any dividends not paid last year will be paid this year before any common dividends are paid.

Preferred dividends = 10,000 x $20 x 7% x 2 = $28,000

Dividends per preferred stock = $28,000 / 10,000 = $2.80

Common stocks dividends = $50,000 - $28,000 = $22,000

Dividends per common stock = $22,000 / 90,000 = $0.24

The value of the preferred dividends will be $28000 and the dividends will be $2.80.

From the information given, it should be noted that the preferred dividends will be calculated thus:

= 10000 × 20% × 7% × 2

= 10000 × 0.2 × 0.07 × 2

= $28000

Dividend per preferred stock will be:

= $28000/10000

= $2.80

The common stocks dividend will be:

= $50000 - $28000 = $22000

The dividend per common stock will be:

= $22000/90000 = $0.24.

Preferred stock is 2.80 and common stock is 0.24.

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Answer:

Scarcity and shortage are not the same things. Shortage conditions exist when the demand of a good at the market price is greater than supply. ... Scarcity is the concept that we have limited resources and cannot meet the unlimited demand - it has nothing to do with a market price.

Answer:

The answer that I think would be correct is option C (survivors benefits)

Explanation:

Retirement benefits definition: a form of social insurance payment made by the US Social Security (for age 62 and older) considering that Mary has two small kids, she probably isn't that old.

Disability benefits: in order to be eligible, you have to be unable to do regular or customary work for at least right days. Considering the fact that Mary is a stay at home mother then she wouldn't be employed.

Survivors benefit: this allows a retiree to ensure after death, a continuous lifetime annuity for their dependents.

Workers compensation: provision of benefits to employees who suffered work related injuries. Mary's husband most likely didn't die in the work place.

The correct option among the given options is d. The government determines the answer to each of the fundamental questions in a command economy.

What is a command economy?A command economy is a type of economic system in which the government, rather than individual citizens or businesses, controls all economic activity. The government makes all decisions regarding how goods and services are produced, how much they cost, and who gets access to them.The answer to each of the fundamental questions in a command economy is determined by the government. What are the fundamental questions?The three fundamental questions in economics are as follows:What goods and services should be produced?How should goods and services be produced?For whom should goods and services be produced?In a command economy, the government decides what goods and services should be produced, how they should be produced, and for whom they should be produced. The government is responsible for making decisions about production quotas, distribution systems, and pricing policies. Therefore, the correct option is d. The government determines the answer to each of the fundamental questions in a command economy.Answer: The government determines the answer to each of the fundamental questions in a command economy.

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Option d is correct. All the options are true about firms organized along functional lines except none of the above.

When we set up our businesses along functional lines, we would divide up our employees into several teams or divisions according to their unique skill set. After then, each group or division is only required to manage one particular aspect of the operation, leaving the other aspects in the hands of the other groups or divisions.

Workers will then gain significant functional expertise in their particular activity, but they won't be able to effectively communicate with or share knowledge with other groups. The personnel will become considerably more proficient at performing that task as time goes on if they are trained to do it repeatedly. This implies that their level of productivity will rise (exploitation of economies of scale.)

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Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called accounting.

Accounting is a fundamental process in business and financial management. It involves systematically recording financial transactions, classifying them into appropriate categories, and summarizing the information to create financial statements such as the income statement, balance sheet, and cash flow statement. These financial statements provide a snapshot of a company's financial performance, position, and cash flows, enabling decision-makers to analyze and make informed decisions about the organization's operations, investments, and financial strategies.

While auditing, economics, and finance are related disciplines, each has its own distinct focus. Auditing involves examining and evaluating financial records and statements to ensure accuracy, compliance, and reliability. Economics studies the production, distribution, and consumption of goods and services within an economy. Finance, on the other hand, focuses on managing financial resources, investments, and the financial aspects of decision making. However, accounting serves as the foundation for providing the necessary financial information in these areas.

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Answer: public schools in the us

Explanation: 6,646,292...

Under the UCC (Uniform Commercial Code), in the case of a single delivery contract, if the buyer finds that the goods are defective at the time of delivery.

1. Rejecting the Goods: The buyer has the right to reject the goods if they are non-conforming or defective. The rejection must be communicated to the seller within a reasonable time. By rejecting the goods, the buyer is not obligated to accept them and can seek alternative options.

2. Revoking Acceptance: If the buyer initially accepts the goods but later discovers defects that were not apparent at the time of delivery, they may be able to revoke acceptance. This is possible if the defect substantially impairs the value or usability of the goods and the revocation is made within a reasonable time.

3. Right to Cure: The seller may have the opportunity to cure the defect by providing conforming goods within the contractually agreed-upon time if there is a reasonable basis to believe that the defect can be remedied.

4. Damages: If the buyer decides to keep the defective goods, they can seek damages from the seller to compensate for the loss in value caused by the defects.

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Answer:

$264,000

Explanation:

Calculation for the ending accounts payable

First step is to find the cost of goods sold

Using this formula

Cost of goods sold=Sales budget * Sales percentage

Let plug in the formula

Cost of goods sold=$1,000,000*25%

Cost of goods sold=250,000

Second step is to calculate for the ending accounts payable

Using this formula

Ending accounts payable=Ending inventory + Cost of goods sold - Beginning inventory

Let plug in the formula

Ending accounts payable= $64,000 + $250,000 - $50,000

Ending accounts payable= $264,000

Therefore the Ending accounts payable will be $264,000