The word "contribution" actually stands for "contribution to fixed expenses and overheads."
What does the term "profit" mean?What is gain? The economic benefit a business has when revenue exceeds costs and expenses is frequently referred to as profit. One cup of lemonade, for instance, costs a child at the a lemonade stand one quarter. She then charges $2 for the beverage. She made $1.75 in profit here on cup of lemonade.
Why is profit such a big deal?The company's earnings are calculated as revenues minus costs. Profitability influences whether a business can get bank financing, attract investors to fund its operations, and grow. Businesses cannot survive if they are not turning a profit.
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If a loan has a nominal interest rate of 8% and is compounded monthly, what is the effective annual interest rate?
The effective annual interest rate for a loan with a nominal interest rate of 8% compounded monthly is approximately 8.57%
To calculate the effective annual interest rate (EAR) from a nominal interest rate compounded monthly, you can use the formula:
EAR = (1 + r/n)^n - 1
Where:
r is the nominal interest rate (in decimal form)
n is the number of compounding periods per year
In this case, the nominal interest rate is 8% or 0.08, and the loan is compounded monthly, so n = 12 (12 months in a year). Let's plug in these values and calculate the effective annual interest rate:
EAR = (1 + 0.08/12)^12 - 1
= (1 + 0.0066667)^12 - 1
≈ 0.0857 or 8.57%
Therefore, the effective annual interest rate for a loan with a nominal interest rate of 8% compounded monthly is approximately 8.57%.
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What is the purpose of blockchain technology?
The purpose of blockchain technology is to provide a decentralized and transparent system for recording and verifying transactions or information. It is a distributed ledger technology that allows multiple parties to maintain a shared database without the need for a central authority. Overall, blockchain technology provides a robust and secure framework for businesses to enhance security, transparency, efficiency, and trust in their operations, leading to improved processes and better customer experiences.
The main purpose of blockchain technology is to create a distributed and secure ledger of transactions. Some key aspects of blockchain technology include:
Distributed - The blockchain is distributed across a network of computers instead of being stored in a centralized location. This makes it more resistant to data tampering and hacking.
Secure - Blockchain uses cryptographic techniques to ensure the integrity and security of the data. Once a transaction is recorded, it is very difficult to change or hack the data.
Transparent - All transactions recorded on the blockchain are publicly visible to anyone with access to the network. This transparency helps prevent fraudulent activities.
Automatic - Blockchain uses a distributed consensus mechanism to automatically validate transactions. There is no need for a central authority or intermediary.
Immutable - Once a transaction is recorded on the blockchain, it is almost impossible to change. This immutability provides a high degree of certainty for transactions.
The main applications of blockchain technology are:
Digital currency - Blockchain underlies cryptocurrencies like Bitcoin which are decentralized digital currencies.
Financial transactions - Blockchain can be used to record financial transactions in an efficient, secure and transparent manner.
Supply chain management - Blockchain can track materials, payments and documents throughout supply chains.
Smart contracts - Self-executing contracts can be embedded in the blockchain to automatically execute terms of agreements.
Asset registry - Assets like land titles, jewelry, artwork, etc. can be recorded on a blockchain to prove ownership and authenticity.
In summary, the key purpose of blockchain technology is to create an incorruptible digital ledger of data that is distributed across a network. This makes the data secure, transparent and permanent.
Activity
Conduct an online search and locate upcoming franchise expos in the country. Assume that you have to interview franchisors and franchisees at
this expo. Prepare a questionnaire for both franchisors and franchisees that you might come across at this event. Ensure that your questionnaire
has at least twenty questions each for both the franchisors and franchisees. The questions could be about their respective work processes, sales,
training, management, marketing, financing, or any other aspects.
Answer:
I have listed twenty questions below that I want to ask the franchisors to help me understand their role in franchising.
What type of products or services do you provide to consumers?
Which location do you plan to choose for establishing your franchise and why?
To what extent have your existing franchises succeeded?
Does your business comply with the various laws specific to a state?
Are you open to negotiating the terms and conditions of the franchise contract with potential franchisees?
What is the amount of investment you might need to make in order to enter a franchise contract in the near future?
What type of costs will potential franchisees need to incur?
How do you distribute your offerings?
What type of customer base do you plan to target?
How do you strategize introducing new products to the market?
What kind of market research have you conducted so far about new market opportunities?
What type of training do you plan to provide potential franchisees and their employees?
How much cost do you typically incur on such training programs?
What duties and responsibilities do your key management personnel carry out?
What type of business management techniques do you plan to teach your franchisees?
How do you plan to supervise the quality and performance of potential franchisees?
How much do you spend on advertising and marketing your offerings?
What has made your past and current advertising campaigns successful?
Which type of media do you rely on to market your offerings?
I have listed another twenty questions below that I want to ask the franchisees to understand their motivations and concerns.
To what extent do your franchisors support you in running the business?
Describe the advantages and disadvantages of your experience with the franchisors.
Do your franchisors help resolve problems and address any grievances?
Are your franchisors receptive to your ideas and other inputs?
How would you rate the profitability of your franchise(s)?
What kind of revenues do you earn on a monthly basis?
Have your sales and profits been in line with the initial projections provided by the franchisors?
How useful was the training program that your franchisors provided?
Was the training adequate or would you like more guidance in the future?
How would you rate the quality of the franchisors’ products or services?
Have you experienced benefits in terms of costs while running the franchise?
Have the franchisors’ operations manuals been helpful in carrying out the franchise’s daily operations?
To what extent are you able to make business decisions on your own?
Do you have any complaints or suggestions about a particular aspect of the franchise?
Are you satisfied with the results of running the franchise?
Have you encountered any problems or conflicts while doing business with the franchisors?
How effective have the franchisors’ advertising campaigns been in the past?
Have the franchisors provided the necessary guidance in terms of advertising and customer service?
What kind of costs are you currently incurring to advertise the franchisors’ offerings?
Do you have any suggestions about the franchisors’ current marketing strategy?
Explanation:PLATO
__ involves having a variety of investments in your __
Answer
Diverting, and Savings
Explanation:
That dummy said say hey. Like that's the answer what a loser. I hope this is right sorry if its wrong that's what i got.
Answer:
Diverting involves having a variety of investments in your savings.
Explanation:
A partnership begins its first year with the following capital balances: Alfred, Capital $ 48,000 Bernard, Capital 58,000 Collins, Capital 68,000 The articles of partnership stipulate that profits and losses be assigned in the following manner: Each partner is allocated interest equal to 10 percent of the beginning capital balance. Bernard is allocated compensation of $16,000 per year. Any remaining profits and losses are allocated on a 3:3:4 basis, respectively. Each partner is allowed to withdraw up to $4,000 cash per year. Assuming that the net income is $58,000 and that each partner withdraws the maximum amount allowed, what is the balance in Collins capital account at the end of that year
Answer:
The balance in Collins capital account at the end of that year is:
$80,640.
Explanation:
a) Data and Calculations:
Alfred Bernard Collins Total
Capital balances $48,000 $58,000 $68,000 $174,000
Profit sharing: $58,000
Interest on capital (10%) $4,800 $5,800 $6,800 ($17,400)
Compensation 16,000 ($16,000)
Allocation of balance 7,380 7,380 9,840 ($24,600)
Drawings (4,000) (4,000) (4,000) ($12,000)
Balances $56,180 $83,180 $80,640
Relate systems management theory
Explanation:
Management theories are concepts surrounding recommended management strategies, which may include tools such as frameworks and guidelines that can be implemented in modern organizations. Generally, professionals will not rely solely on one management theory alone, but instead, introduce several concepts from different management theories that best suit their workforce and company culture.
Gabby works for an online birthday-celebration company. The company’s key business is to receive orders to send birthday cakes, cards, and flowers to people who have their birthdays on particular days. Therefore, the company obviously maintains a huge database of customers and most of their personal details. Gabby’s colleague Marcos uses some of this information to date a few female single customers. Is the behavior of Marcos appropriate per any standards? A. Yes, he was only innocuously dating the female customers. B. Yes, he is not making any business out of the information. C. No, because per the FTC regulations, all personal details of customers should be protected. D. No, because using personal information of the same gender is permissible, but not of the opposite gender.
C. No, because as per the FTC regulations, all personal details of customers should be protected.
Draw a graph with Goods Per Day on the vertical axis and Leisure Hours Per Day increasing from left to right on the horizontal axis. Show that a person who works can work fewer hours and increase utility when the wage rate increases.
The person's financial limitation would be represented by a curve that sloped from left to right, showing that the more free time someone has, the fewer things they can afford, and vice versa.
What does a graph with a market supply curve's vertical axis mean?In economics, the supply curve is a graphical depiction of the relationship between the price of a good and the amount of it that a seller is willing and able to supply.
What products have vertical supply curves as examples?A vertical supply curve demonstrates that the supply of a certain commodity is fixed and unaffected by price. Helium, for instance, has a limited supply, hence the market will determine its price rather than increasing supply.
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Suppose that you receive a weekly income of $100, which you spend entirely on pizza and deluxe hamburgers. The price of a pizza is $10 and the price of a hamburger is $5. On a diagram, draw a line that shows your consumption possibilities. What is the opportunity cost of a hamburger? Would the opportunity cost of a hamburger change if the prices of pizza and hamburgers were cut in half? Calculate the opportunity cost of a pizza and a hamburger for each of the following changes:
The opportunity cost of a hamburger is -1/2 of a pizza, and it remains the same even if the prices of pizza and hamburgers are cut in half.
To draw the consumption possibilities line, we can use a simple graph with pizzas (x-axis) and deluxe hamburgers (y-axis) as the two goods. Let's assume that the horizontal axis represents the quantity of pizzas and the vertical axis represents the quantity of deluxe hamburgers.
Given that the price of a pizza is $10 and the price of a hamburger is $5, we can plot the consumption possibilities by dividing the weekly income of $100 by the respective prices. This gives us the following points:
With $100, you can buy 10 pizzas ($100 / $10 = 10) and 20 deluxe hamburgers ($100 / $5 = 20). Plot this point on the graph as (10, 20).
Now, let's consider the opportunity cost.
The opportunity cost is the value of the next best alternative that is forgone when a choice is made. In this case, it represents the number of pizzas you have to give up to obtain an additional hamburger, or vice versa.
The opportunity cost of a hamburger can be calculated by finding the slope of the consumption possibilities line. The slope represents the rate at which one good is traded for the other. In this case, the slope is -10/20, which simplifies to -1/2. This means that for each additional hamburger, you have to give up 1/2 of a pizza.
If the prices of pizza and hamburgers were cut in half, the new prices would be $5 for a pizza and $2.50 for a hamburger. This change in prices would not affect the consumption possibilities line.
The line would remain the same, indicating the combinations of pizzas and hamburgers that can be purchased with the given income. However, the specific points on the line would change.
The opportunity cost of a hamburger would still be -1/2 of a pizza, as the ratio between the prices and the opportunity cost remain the same.
In summary:
Opportunity cost of a hamburger: -1/2 of a pizza
Opportunity cost of a pizza: 2 hamburgers (since the reciprocal of -1/2 is -2/1, meaning you would have to give up 2 hamburgers to obtain an additional pizza)
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Read each statement about trademarks, trade secrets, copyrights, and patents, select the TWO True statements.
Select 2 correct answer(s)
Question 11 options:
Trade Secrets are confidential information which may be sold or licensed.
A Trademark protects a brand name.
A Patent is used to protect an original work, like music.
A Copyright is used to protect a company logo.
The two correct statements are
Trade Secrets are confidential information that may be sold or licensed.A Trademark protects a brand name.What is a trade secret?Any procedure or technique used by a firm that is often kept a secret from the public is considered a trade secret. The unlawful disclosure and use of sensitive information, often known as trade secret misappropriation, is subject to some legal protection.
The brand names and logos that are used on products and services are protected by trademarks. The purpose of a trademark is to safeguard items that help customers recognize a company in the marketplace, and logos are one of the most crucial identifying tools.
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As a student of Business Ethics and a managing director of a multinational company, discuss five (5) factors you will consider in managing the multi-cultural and diversified workforce in Ghanaian business organizations.
Communication, ethics, conflict management, learning, and inclusion are some issues to consider when leading a multicultural and diversified workforce in Ghanaian business organizations.
How do you lead a multicultural team?In order to foster a culture that celebrates variety and individuality, it is crucial that there be a number of rules and procedures that concentrate on organizational ethics. The manager must be aware of the requirements of the teams, encourage learning, and include the staff in organizational procedures.
Therefore, the sharing of knowledge, learning, and creativity can benefit from a diverse culture.
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HELPPP MEEEEE
I NEED HELP, I DONT KNOW HOW TO ANSWER
When you use a debit card to make a purchase, the transaction is finished when the funds are immediately removed from your checking account. Nothing, whether good or negative, is reported to the credit agencies or shows up on your credit report.
What transpires if a debit card debt is incurred?You can lose any advantages, privileges, or discounts linked to your bank account if you accrue this form of debt in addition to having a bad effect on your credit score.
Does debt from debit cards impact credit score?While using a debit card, you use your own money, whereas when using a credit card, you use cash from a credit line that has been authorized by the credit card provider. Debit cards don't count toward your credit usage ratio, so closing your account or switching banks won't have an impact on your credit score.
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5. The current level of money supply in the economy is 10million USD. However the economy needs 50million USD. If the reserve requirement is 15%, what the government should make to meet the amount of money supply its economy needs? (Use open market operation concept).
To meet the amount of money supply its economy needs the government should Use the open market operation concept.
What is the economy?The annual output to the annual consumption ratio, which also evaluates the flow of money into the market by considering each person's purchasing power, is the backbone of every country's economy.
The Federal Reserve participates in open market operations, which are defined as the sale and purchase of securities there. They enable the Federal Reserve to control price changes without directly affecting the market economy.
It would encourage economic stability by reducing commercial banks' reserves and by reducing their investment and loan activities. So this will be considered to meet the amount of money supply its economy needs.
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Refer to Table 28-2. The labor-force participation rate of Aridia in 2012 was
O a. 88.9%.
O b. 53.3%
O c. 50%.
O d. 56.25%.
Answer: 56.25%
Explanation:
The labor force participation rate refers to the active workforce of a country. The following information can be derived from the question:
Adult population = 3200
Number of employed = 1600
Number of unemployed = 200
The labor-force participation rate of Aridia in 2012 will be:
= {(Number of employed + Number of unemployed) / Adult population} × 100
= (1600 + 200) / 3200 × 100
= 1800/3200 × 100
= 0.5625 × 100
= 56.25%
Ryan Company deposits all cash receipts on the day they are received and makes all cash payments by check. Ryan's June bank statement shows a $20,361 balance in the bank. Ryan's comparison of the bank statement to its cash account revealed the following: Deposit in transit 1,850 Outstanding checks 945 Additionally, a $37 check written and recorded by the company was incorrectly recorded by the bank as a $73 deduction. The adjusted cash balance per the bank records should be:
Answer:
Bank Statement Balance = $20361
Deposit In Transit. = $1850
Outstanding Checks. = $945
Additional Check. = $73-$36
Adjusted Cash Balance. = $23193
Answer the following under the premise that you just got elected as President of the United States. (Remember the President enacts policy [changes] to correct domestic problems)
1.) Explain what your policy would be to correct the problems with immigration in the U.S. (it is estimated there are 12 million people that have entered the country without legal authority from the U.S. Government and without proper documentation).
2.) Explain what impact the 12 million undocumented immigrants might have on wages in general (based on supply and demand of labor) in the U.S and what policy would you recommend countering any wage losses for American citizens?
3.) Explain your policy for economic growth. Should the government have a tight rein (control) on business, or should it release constraints on businesses so they can grow and demand more labor (workers).
4.) Explain what the effects would be on wages of middle-class workers if your policies from above would generate economic growth where businesses demand for workers increased.
Please post your numbered responses to the above questions (300 word required minimum totals for all questions).
1. As President, my policy to address immigration problems in the U.S. would be to pursue comprehensive immigration reform that balances the need for strong border security with a fair and efficient pathway to citizenship for undocumented immigrants already in the country.
This reform would include measures such as:
Streamlining the legal immigration system to make it more efficient and responsive to the needs of U.S. businesses and families.Providing a pathway to citizenship for undocumented immigrants that includes background checks, payment of taxes and fines, and a waiting period.Enhancing border security through the use of technology and increased staffing, while also addressing the root causes of migration through foreign aid and diplomacy.2. The impact of the 12 million undocumented immigrants on wages in the U.S. would draw differing views among economists. Some studies suggest that they may have a negative impact on wages for low-skilled workers, while others suggest that they may have a positive impact on wages for some workers in certain industries.
3. My policy for economic growth would focus on investing in infrastructure, education, and research and development to promote long-term growth and create new opportunities for American workers.
More specific measures might include:
Investing in transportation infrastructure to improve the efficiency of the economy and create jobs.Investing in education and workforce development to ensure that workers have the skills and training they need to succeed in a rapidly changing economy.Promoting research and development in key industries such as clean energy, healthcare, and technology to drive innovation and growth.4. If my policies generate economic growth, it is likely that wages for middle-class workers would increase as demand for labor rises and employers compete for workers. However, the magnitude of these effects would depend on a range of factors such as the strength of the overall economy, the specific policies implemented, and the nature of the labor market in different regions and industries.
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What are the values of entrepreneurship
Answer: what r value of entrepreneurship
Explanation: Bravery. In recognizing and pursuing and opportunity, an entrepreneur requires bravery. ...
Vision. Vision guides the entrepreneur through the business planning process, clarifying the opportunity and setting goals for the organization. ...
Respect for self and others. ...
Trust. ...
Honesty. ...
Generosity. ...
Fortitude. if thats what u mean by this question
Explain the wheel of retailing theory?
Answer:
The Wheel of Retailing is a major regards to patterns of retail development in which new types of retailers generally enter the market that gradually acquire more elaborate premises and facilities and move upmarket.
Explanation:
Which set of items appears on the loan estimate
Write four elements of economic objectives of business ?
Answer:
the person above this is correct
1. Should we have a Balanced Budget amendment? Are you for or against an amendment and why? Please discuss the consequences in your answer and provide data to support your position.
2. Should we go back to the Gold standard? Why or why not?
3. How does fiscal policy play a role in deficit building?
A balanced budget amendment would require the government to spend only what it takes in through revenue. Supporters argue that it would force the government to prioritize spending and reduce the national debt. However, opponents argue that it could lead to spending cuts on important programs such as Social Security, Medicare, and education.
The consequences of a balanced budget amendment could also vary depending on economic conditions. During a recession, the government may need to increase spending to stimulate the economy, which would be difficult with a balanced budget requirement.
Fiscal policy, which involves government spending and taxation, can play a significant role in deficit building. When the government spends more than it takes in through revenue, it results in a budget deficit. Fiscal policies that involve tax cuts or increased spending can contribute to deficits.
For example, if the government reduces taxes without reducing spending, it could lead to a budget deficit. Similarly, if the government increases spending without increasing revenue, it could also contribute to a deficit. Therefore, it is crucial for policymakers to consider the impact of fiscal policies on the budget deficit and make decisions that prioritize fiscal responsibility.
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The US Senate overwhelmingly passed the 2022 Defense Authorization Act. The $768 billion "Defense Authorization Act" not only exceeds the defense spending proposed by the Biden administration by $25 billion, but also increases the US defense budget by about 5% compared to last year.
The US Senate passed the 2022 Defense Authorization Act, a $768 billion bill that surpasses the Biden administration's defense spending proposal by $25 billion and represents a 5% increase in the US defense budget compared to the previous year.
1. The US Senate passed the 2022 Defense Authorization Act.
2. The Defense Authorization Act is a bill that determines the budget and expenditures for the US defense sector.
3. The total amount allocated for the Defense Authorization Act is $768 billion.
4. The defense spending proposed by the Biden administration was exceeded by $25 billion in this Act.
5. The Act represents a 5% increase in the US defense budget when compared to the previous year.
6. This increase in the defense budget indicates a commitment to strengthening the country's defense capabilities.
7. The Act was passed overwhelmingly, indicating strong support from the Senate.
8. The Defense Authorization Act is an essential piece of legislation that ensures the funding and resources necessary for the US military to carry out its operations effectively.
9. The Act covers various aspects of defense spending, including military personnel, equipment, research and development, and strategic initiatives.
10. By passing the Defense Authorization Act, the US Senate has demonstrated its commitment to national security and defense preparedness.
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what's is the difference between external dimensions and internal dimensions fators
Answer:
Internal Environment dimension refers internal conditions with a business or organization that effect its growth and working such as employees, machinery, working hours, funds etc.
Extern Environment dimension refers external conditions that effect business or organization growth and working such as organization's performance, profitability, and functionality
Explanation:
Internal Environment dimension refers internal conditions with a business or organization that effect its growth and working such as employees, machinery, working hours, funds etc.
Extern Environment dimension refers external conditions that effect business or organization growth and working such as organization's performance, profitability, and functionality
what is the meaning of building economics
Answer:chicken
Baby
Explanation:
Explanation:
building economics basically means ur building something in a good way whether its money or value in something it basically grows over time
2. Carson Inc.'s manager believes that economic conditions during the next year will be strong, normal, or weak, and she thinks that the firm's returns will have the probability distribution shown below. What's the coefficient variation for this firm’s returns??
Economic
Conditions Prob. Return
Strong 25% 30.0%
Normal 45% 12.0%
Weak 30% -14.0%
The coefficient variation for Carson Inc.'s returns is 4.06.
The coefficient of variation (CV) is a measure of relative dispersion or risk for a set of data. It is calculated as the standard deviation divided by the mean of the data, expressed as a percentage.
First, we need to calculate the expected return for Carson Inc.'s returns:
Expected return = (0.25 x 0.30) + (0.45 x 0.12) + (0.30 x -0.14) = 0.045 or 4.5%
Next, we need to calculate the standard deviation
Standard deviation = √((0.25 x (0.30 - 0.045)²) + (0.45 x (0.12 - 0.045)²) + (0.30 x (-0.14 - 0.045)²)) = 0.1828 or 18.28%
Finally, we can calculate the coefficient of variation
Coefficient of variation = standard deviation / expected return = 0.1828 / 0.045 = 4.06
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What are demand deposit accounts?
Answer:
it's a deposit of money that can be withdrawn without prior notice
1. If you have to pay your car insurance deductible, which is the best place to get the money?
Answer: your emergency fund
Explanation: Yes
Calculating Returns and Variability (LO1) You’ve observed the following returns on Regina Computer’s stock over the past five years: 7%, −12%, 11%, 38%, and 14%. a. What was the arithmetic average return on Regina’s stock over this five-year period? b. What was the variance of Regina’s returns over this period? The standard deviation?
The arithmetic average return that Regina Computer stock saw on its returns over the five years was 11. 6 %
The variance of the returns over the period was 320.3, and the standard deviation was 17.9 %
How to find the arithmetic mean?The arithmetic mean on returns can be found by summing up all the returns and then dividing this by the number of returns.
The arithmetic mean to Regina stock in the five year period was therefore:
= (7 % + - 12% + 11 % + 38 % + 14 % ) / 5
= 58 % / 5
= 11. 6 %
Using this mean, the variance can be found on a spreadsheet to be 320.3.
The standard deviation is the square root of variance so the standard deviation of Regina Computer stock in the past 5 years is:
= √ Variance
= √ 320.3
= 17.89
= 17.9 %
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Alex and Selena are 25 and love to dream about what they will do when they are retired. They want to own a summer home in Florida, travel to Europe, and spend time visiting family around the U.S. To support this dream, they need a retirement income of $100,000 per year throughout their retirement. At their current retirement contribution level, they will have $2 million saved by age 65.
a. Suppose we have a three year fixed-payment loan with $300 payments made at the end of each year. Given a market interest rate of 6 percent, how much was initially borrowed?
The amount that has been initially borrowed is $802, having an annuity payment of $300 at the end of each year and a market interest rate of 6%.
What is annuity?An annuity is a series of payments made at regular intervals in the financial world. Regular savings account deposits, monthly home mortgage payments, monthly insurance payments, and pension payments are all examples of annuities. The frequency of payment dates distinguishes annuities.
The formula for calculating the present value of an annuity which is actually the sum borrowed is :
V= A/i {1-(1+i)^-n} , where,
A= fixed payment of annuity,
i= market rate of interest, and
n = number of years
V= 300/0.06{1-(1+0.06)^-3}
= 300/0.06{1-0.8396}
= 300/0.06 × 0.1604
= $802
Therefore, $802 was initially borrowed.
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