Do you think that marketers view the changes taking place in promotions and advertising as exciting or burdensome challenges? Explain.
Answer: Burdensome
Explanation: Because they may now have to change their ideas they had planned prior to the changes, because these ideas may not market as well as they would have before the changes.
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List at least five forms in which a USP can appear.
Answer:
Explanation:
A Unique Selling Proposition (USP) is a unique selling point or slogan that differentiates a product or service from its competitors. A USP may include words such as the "lowest cost," "the highest quality," or "the first-ever," which indicates to customers what your product or service has that your competitors do not.
which theory suggests that nations will develop comparative advantages based on their locally abundant factors?
The theory that suggests that nations will develop comparative advantages based on their locally abundant factors is the Heckscher-Ohlin model.
The Heckscher-Ohlin model is an economic theory that predicts that nations will develop comparative advantages based on their locally abundant factors, such as land, labor, and capital. According to the theory, countries with an abundance of a certain factor will have a comparative advantage in goods that use that factor intensively. For example, countries with a lot of capital will have a comparative advantage in producing capital-intensive goods, while countries with a lot of labor will have a comparative advantage in producing labor-intensive goods.
The Heckscher-Ohlin model is an extension of the Ricardo model of comparative advantage, which was based solely on differences in labor productivity. The Heckscher-Ohlin model includes differences in all factors of production, not just labor, and predicts that countries will trade goods that use their abundant factors intensively for goods that use their scarce factors intensively. This trade pattern is called factor-price equalization, which means that factor prices will be equalized across countries that trade with each other.
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if the current rate of interest is 8%, then the present value of an investment that pays $1000 per year and lasts 20 years is closest to:
The present value of an investment that pays $1000 per year for 20 years at an interest rate of 8% is $13,679.89.
To calculate the present value, we first need to calculate the future value. The future value is the sum of all payments over the life of the investment, including interest. The future value of this investment can be calculated using the following formula:
FV = PV x (1 + r)^n Where PV is the present value, r is the interest rate, and n is the number of years. In this case, FV = $1000 x (1 + 0.08)^20 = $30,514.46.
Next, to calculate the present value, we must use the following formula:
PV = FV / (1 + r)^n
Where FV is the future value, r is the interest rate, and n is the number of years. In this case, PV = $30,514.46 / (1 + 0.08)^20 = $13,679.89.
Therefore, the present value of an investment that pays $1000 per year for 20 years at an interest rate of 8% is $13,679.89.
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What type of transportation is used for mass movement of bulk cargo in the Philippines considering that it is an archipelago.
Answer:
It is a container ship because Philippines is an archipelago which means it is surrounded by water and a container ship is the only way to transport bulk cargo in and out of Philippines.
What is the effect of credit card interest on the real cost of items?
Answer:
Credit card interest rates, also known as finance charges, vary from one card issuer to another and may also vary across different credit cards from the same issuer. Before getting a credit card, you must be aware of the interest rate charged on it. Unlike other loans, credit card interest rates are usually not linked to the user’s credit score and repayment capacity. Every credit card has a preset finance charge and it will be the same for all the customers.
The most important point to note here is that interest is charged on credit cards only if you have not paid the outstanding amount in full or withdrawn cash from ATMs using the credit card. No interest is charged when you clear your credit card dues on time.
Regina, a 25-year-old professional, wants to start an investment portfolio. What strategy may her financial advisor suggesta
A.Start a moderate portfolio and shift to high risk later in life.
in luce
B.Invest only in national companies.
C.Buy 100% international stocks.
D. Choose a high-risk portfolio now and change it, if needed, in the future.
Answer:
A.Start a moderate portfolio and shift to high risk later in life.
Explanation:
Investment portfolio may be defined as the financial investments done by one. It is the collection or ownership of various assets and stocks, bonds, real estates, cash, etc.
In the context, Regina who is 25 year old wishes to start an investment plan. For this her financial advisor may suggest her to start her investment in a moderate portfolio and then later may shift to a high risk portfolio. This is because Regina is young and is new to investment. She is not experience enough to invest in high risk portfolio. When she gains knowledge about investments in her life then she can properly plan her investment in order to achieve maximum profit.
in terms of equity theory, what is the term for the process in which people think about things in new ways in order to regain intellectual balance, but do not change their behaviors?
The term for this process is cognitive restructuring.
In the given question in terms of equity theory we have to tell what is the term for the process in which people think about things in new ways in order to regain intellectual balance, but do not change their behaviors.
The term for this process is cognitive dissonance. Cognitive dissonance is the psychological discomfort experienced when a person holds two or more contradictory beliefs, ideas, or values at the same time, or is confronted with new information that conflicts with existing beliefs, ideas, or values.
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6. Identify a change in technology during each of the time periods in history below that you believe improved the
way marketing activities were completed. List the example and explain how it contributed to marketing during
that time.
(a) 1900s to 1930s
(b) 1930s to 1950s
(c) 1950s to 1980s
(d) 1980s to today
Answer:
Answer:
Prior to the 1950s, the production orientation generally held true due to the growing numbers of affluent and middle class people that capitalism had created.
Say’s Law states that the “production of commodities creates, and is the one and universal cause which creates, a market for the commodities produced”.
The emphasis of firms adopting a production orientation of marketing would have been based on the theory of economies of scale, which are the cost advantages that an enterprise obtains due to expansion.
2 Which of the following expresses the balance sheet equation? Liabilities Assets - Capital O Assets-Liabilities-Capital O Liabilities Assets +Capital O Capital-Assets +Liabilities *
Answer:
Capital + Liabilities = Assets
Explanation:
Accounting Equation means , every transaction will have two affects. For every debit there will be a credit and vice versa.
This can be further narrated as:
Owners Equity+ Liabilities= Total Assets
Capital+Reserves & Surplus+Long term Liabilities+ Short term Liabilities
= Fixed Assets+ Current Assets.
Simply,
Capital+Liabilities=Assets
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explain Item 10 A bank has $200 million in demand deposits and $150 million in reserves. The reserve ratio is 20 percent. What is the maximum amount of loans the bank can make from its reserves
The maximum amount of loans the bank can make from its reserves is $110 million.
A bank has $200 million in demand deposits and $150 million in reserves, with a reserve ratio of 20 percent. The reserve requirement for the bank is calculated by multiplying the demand deposits by the reserve ratio (i.e., $200 million x 20%). This yields a reserve requirement of $40 million.
To determine the maximum amount of loans the bank can make from its reserves, we need to subtract the reserve requirement from the total reserves. In this case, that would be $150 million (total reserves) - $40 million (reserve requirement), which equals $110 million.
This ensures that the bank maintains the 20% reserve ratio, as required by regulations while utilizing the excess reserves for lending purposes to generate profit.
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How to create a song with lyrics that make sense?
Answer:
To create a song with lyrics that make sense, you can follow these steps:
Start by brainstorming ideas for your song. This can include things like the theme or message you want to convey, the emotions you want to evoke, and any specific experiences or events you want to write about.Next, choose a structure for your song, such as the number of verses and choruses, and the length of each section. This will help you organize your ideas and keep your song cohesive.Begin writing the lyrics for your song, starting with the chorus. The chorus is typically the most memorable part of a song, so it's important to get this right. Make sure the chorus clearly conveys your song's theme and is catchy and memorable.Once you have the chorus written, move on to the verses. Each verse should build on the ideas in the chorus and provide additional information or details about your song's theme. Try to vary the lyrics and melodies in each verse to keep the song interesting.As you write your lyrics, focus on creating imagery and using descriptive language to paint a picture in the listener's mind. Avoid using cliches and try to be original and creative in your word choices.Once you have the basic structure and lyrics of your song written, spend time refining and editing your lyrics to make them as strong and compelling as possible. This can include things like changing words or phrases to make them flow better, cutting unnecessary lines, and adding rhyme or alliteration to make the lyrics more catchy.Finally, once you're happy with your lyrics, it's time to put them to music! You can either write your own music or collaborate with a musician to create the perfect accompaniment for your lyrics.Creating a song with lyrics that make sense takes time, effort, and practice. But by following these steps and being open to revision and feedback, you can create a song that is meaningful, memorable, and truly your own.
list three implications of competitiveness and collaboration for this global company as portrayed in the scenario, providing supporting details in the notes.
Competitive and collaboration implications mainly involve:
involving or determined by rivalryagainst commercial rivals, the quality of the product should be high and the price must be low.having to do with or being marked by a competitive urge.The increase in corporate cooperation significantly affects competition. Contrary to popular belief, teamwork may foster rivalry. Most businesses collaborate for offensive goals rather than defensive ones. Instead of monopolizing markets and driving up prices, they want to experiment and learn. Working together with a rival can give you access to data, analytics, trends, and fresh resources that are advantageous to both parties. Together, we can find new sales prospects, encourage cross-selling, and plan marketing campaigns.
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Shroden is a consumer goods manufacturer. It manufactures cookies, batteries, toothpaste, and soap. In the context of operations management, the goods manufactured by Shroden are its _____.
Answer:
inventory
Explanation:
Every item that is produced or purchased by the business in order to resell it and earn profit through it as a normal purpose of business, is considered as inventory.
In the given instance, Shroden manufactures consumer goods, like cookies, batteries, etc:
And since he targets to sell them and earn profit, all these manufactured products is the inventory of his business.
You need to write a check for $167.50 from your checking account, which has a balance of $1,725.25. What percent of your balance will remain?
The percent of your balance will remain in the checking account is 90.26%
To find out what percent of your balance will remain, you'll need to first subtract the amount of the check ($167.50) from your account balance ($1,725.25) to get the new balance after writing the check.
$1,725.25 - $167.50 = $1,557.75
Now that you know your new balance, you can find out what percent of your original balance remains by dividing the new balance by the original balance and then multiplying by 100 to get the percentage.
($1,557.75 ÷ $1,725.25) x 100% = 90.26%
So, after writing the check for $167.50, 90.26% of your original balance will remain in your account. This means that $1,557.75 is 90.26% of $1,725.25.
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g true/false: ross perot believed that u.s. firms wanted to grow their exports to mexico. true/false: huawei had a strong track record of innovating first rate cell phones. true/false: if u.s. interest rates are higher relative to other nations, the dollar will depreciate. true/false: in a gold standard, currency exchange rates are mostly fixed.
True: Ross Perot believed that U.S. firms wanted to grow their exports to Mexico.
False: Huawei had a strong track record of innovating first rate cell phones.
True: If U.S. interest rates are higher relative to other nations, the dollar will depreciate.
True: In a gold standard, currency exchange rates are mostly fixed.
United States firm The term “United States firm” means a corporation, partnership, limited partnership, or sole proprietorship that is incorporated or established under the laws of any of the United States with its principal place of business in the United States.
Rate Cell means a set of mutually exclusive categories of Enrollees that is defined by one or more characteristics for the purpose of determining the Capitation Rate and making a Capitation Payment; such characteristics may include age, gender, eligibility category, and region or geographic area.
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ZEK, and is the primary styl Snyder cursa singer, somety, USEU ESCORTSWE Cuts is incorporated in California and Zack is one of 4 shareholders. The other shareholders are his neighbor, Clark, his childhood pen pal Bruce, a US citizen living in England, as well as the state of Duane Snyder, a lifelong Californian who was the shop's founder and namesake. Zack earns $60,000 per year as manager and stylist. Clark is a newspaper reporter and earns $55,000. Duane Snyder's estate is worth approximately $65,000. Their Income/net worth corresponds to a 15% dividend tax rate, if applicable. Bruce is rich, but due to both clever accounting and his residency in England, he, like his fellow Snyder Cuts shareholders, pays US personal income taxes at a rate of 22% The barbershop is popular and usually records a sizable profit. The board of directors regularly declares and distributes dividends Is it more advantageous for the shareholders if Snyder Cuts is an S-Corp, a C-Corp or a close corporation? Why? a of Snyder Cuts issues only one class of stock it should form as a close corporation so that it can have take advantage of enhanced shareholder protection It does not matter whether Snyder Cuts is a C-Corp, S-Corp or close corp because it will still have to pay both state and federal taxes 1 Snyder Cuts is an independent entity, it should form as a C-Corp so it can take advantage of pass-thru entity taxation # all shareholders agree in writing. Snyder Cuts should form as an S-Corp so that it can avoid state level taxation Regardless of Bruce's residency, Snyder cuts should form as a C-Corp so it can be taxed like an ordinary corporation Snyder Cuts should form as an S-Corp because it can take advantage of the low corporate tax rate and low dividend tax rate. If Sryder Cuts issues only one class of stock, it should form as an S-Corp, so it can take advantage of pass-thru entity taxation Because Bruce is a non-resident, Snyder Cuts should form as a C-Corp so that the shareholders do not have to pay taxes on dividends
Based on the information provided, it would be more advantageous for Snyder Cuts to form as an S-Corp rather than a C-Corp or a close corporation.
Here's why: Pass-through entity taxation: By forming as an S-Corp, Snyder Cuts can take advantage of pass-through taxation. This means that the business itself does not pay federal income taxes. Instead, the profits and losses "pass through" to the shareholders, who report them on their individual tax returns. This can help avoid double taxation, as the shareholders only pay taxes at their individual tax rates.
Low corporate tax rate and dividend tax rate: The information states that the shareholders' income and net worth correspond to a 15% dividend tax rate. If Snyder Cuts is an S-Corp, the profits distributed as dividends to the shareholders would be subject to this lower tax rate. In contrast, a C-Corp would be subject to corporate tax rates, which can be higher.
Bruce's residency: The fact that Bruce is a US citizen living in England and paying US personal income taxes at a rate of 22% suggests that he may have specific tax considerations. Forming as an S-Corp can potentially provide more flexibility and benefits for shareholders with diverse tax situations.
It's important to consult with a tax advisor or attorney to fully assess the specific circumstances and legal implications before making a decision on the corporate structure.
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Storm windows company understated their ending inventory during their first year of operations by $2,000. What is the effect of this error at the end of the year? select all answers which apply.
The effect of this error at the end of the year is:Understatement of net income $2000 and Overstatement of costs of goods sold $2000.
Effect of this error at the end of the yearSince the company understated their ending inventory during their first year by the amount of $2,000. The effect of the ending inventory that was understated will be:
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The formal arrangement of jobs within an organization is known as ________.
The formal arrangement of jobs within an organization is known as organisational structure The organisation structure is the framework that allows for the formal arrangement of rules, roles, duties, and interactions inside an organisation.
It explains how to achieve the company's aims and objectives. The formal arrangement of roles, duties, power, and interactions among distinct units and people in an organisation is referred to as organisational structure.
It specifies how various tasks are carried out in order to meet corporate objectives. It establishes the organisational hierarchy and the duties of each member of the structure of the organisation. It displays the chain of command inside the organisation as well as rights and channels of communication. There are now several websites where businesses post their open positions so that website visitors can apply based on their interests and qualifications. If the user's profile matches what the employer is looking for, they will likely get in touch with the user to discuss the application process in more detail.
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You purchased a call option for $3.45 17 days ago. The call has a strike price of $45, and the stock is now trading for $51. If you exercise the call today, what will be your holding-period return? If you do not exercise the call today and it expires, what will be your holding-period return?
Answer:
73.9%;-100%
Explanation:
1. Calculation to determine what will be your holding period return If you exercise the call today
First step is to determine the Forest profit
If the call is exercised
Gross profit =$51 - 45
Gross profit= $6
Second step is to calculate the Net profit
Net profit =$6 -$3.45
Net profit = $2.55.
Now let calculate The holding period return Holding period return=$2.55/$3.45
Holding period return = .739 *100
Holding period return=73.9%
Therefore If you exercise the call today, what will be your holding-period return will be 73.8%
2. Calculation to determine what will be your holding period return If you do not exercise the call today and it expires,
Holding period return= ($0 -$3.45)/$3.45
Holding period return=-$3.45/$3.45
Holding period return = -1.00*100
Holding period return= -100%
Therefore If you do not exercise the call today and it expires, what will be your holding period return will be -100%
Introduction
National Histories and State Bureaucracies
Information and communication technologies (ICTs) are greatly affecting the global production and business methods in industry. ICT innovation has lead to the improvement of business methods and processes in and between organizations. A number of organizations have made successful efforts for IS implementation with varying outcomes.
This week, you will learn about two such organizations, Pemex and IKA. Pemex, a national oil company in Mexico, faced various challenges in developing effective IS over the past 4 decades. In IKA, a social security organization in Greece, IS innovation never took off despite repeated attempts, because it clashed with historically legitimate but hidden missions of public administration in Greece. This week, you will also apply some of the theoretical perspectives you have learned to these two organizations.
Learning Outcomes
By the end of this week, you will be able to:
Explain how socio-technical theory can be used to describe changes in IS in organizations rooted in national cultures and history
Describe the effect of IS innovation on the sociopolitical reform processes and the discourse of modernization
During Week 3, you will read selections from the course textbook. The Weekly Schedule (a navigation link under Week 3) outlines the resources you will need to participate in the Discussion and complete the Application Assignment.
This week, you will read selected chapters of Information Systems and Global Diversity. These chapters will help you understand ways in which IS innovation, social forces, and the theoretical perspectives described in the previous weeks apply to real-world cases. You will also study two cases, Pemex and IKA.
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Reading
Course Text: Information Systems and Global Diversity
Chapter 5, "Pemex—Transforming a National Company"
Chapter 5 examines the role of global market forces and multiple rationalities in the reorganization of Pemex, a national oil company in Mexico. The chapter also focuses on how IS innovation was deployed and used by various stakeholders.
Reading
Course Text: Information Systems and Global Diversity
Chapter 6, "IKA—Striving to Modernize a State Bureaucracy"
Chapter 6 presents the case study of IKA, a social security organization in Greece. IKA attempted to implement ICT in order to modernize itself. The company faced several difficulties related to alternative rationalities for the role of IS innovation. The chapter describes those difficulties and presents ways in which they could have been resolved.
IS innovation is affected by two factors—situated alliances of the actors of an institution and institutional changes such as modernization. At the end of this Discussion, you will be able to understand these two factors in a real-life case.
To prepare for this Discussion, read the following chapters from the course text, Information Systems and Global Diversity:
Chapter 5, "Pemex—Transforming a National Company"
Chapter 6, "IKA—Striving to Modernize a State Bureaucracy"
Discussion Prompt:
Discuss how IS innovation was affected by situated rationalities and the discourse of modernization in the case of IKA.
Do you think that this case study makes a good case for the claim that rationality is socially contingent? Justify your answer.
Compare the IKA and Pemex case studies. What are the major similarities and differences?
In the case of IKA, IS innovation was affected by situated rationalities and the discourse of modernization. Situated rationalities refer to the specific beliefs, values, and interests of the actors within an institution.
In the case of IKA, there were hidden missions within the public administration of Greece that clashed with IS innovation. These hidden missions were historically legitimate but hindered the implementation of ICT in order to modernize the organization.
The discourse of modernization also influenced IS innovation in IKA. The company faced difficulties in resolving alternative rationalities for the role of IS innovation, as different stakeholders had different ideas about the benefits and risks of implementing ICT.
This case study does make a good case for the claim that rationality is socially contingent. Situated rationalities and the discourse of modernization demonstrate how rationality is not a fixed concept, but rather influenced by social, cultural, and historical factors.
In the case of IKA, the hidden missions and conflicting rationalities within the public administration shaped the decision-making process regarding IS innovation.
Comparing the IKA and Pemex case studies, there are some major similarities and differences. Both organizations faced challenges in implementing IS innovation, but the underlying reasons differed.
In the case of Pemex, the challenges were related to global market forces and multiple rationalities, whereas in the case of IKA, it was the hidden missions and conflicting rationalities within the public administration.
Additionally, both cases highlight the importance of understanding the socio-cultural context in which IS innovation takes place. Despite their differences, both cases demonstrate the impact of socio-technical factors on the success or failure of IS implementation.
Overall, these case studies emphasize the complexity of IS innovation and how it is influenced by various factors such as situated rationalities, historical missions, and discourse of modernization.
By understanding these factors, organizations can better navigate the challenges and improve the outcomes of IS implementation.
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interviews are more purposeful and structured than other conversations.
True. Interviews are typically more purposeful and structured compared to other conversations. In an interview, there is a specific goal or objective, such as gathering information, assessing qualifications, or making hiring decisions.
The interviewer prepares a set of predetermined questions or topics to cover during the interview, ensuring that the conversation stays focused and relevant. The interview process often follows a structured format, including introductions, specific questioning techniques, and evaluation criteria. This structure helps ensure consistency, fairness, and effectiveness in gathering the desired information or making informed decisions.
Interviews often follow a structured format, which may include an introduction, a series of predetermined questions, and a conclusion. The interviewer may use specific questioning techniques, such as open-ended questions or behavioral-based questions, to gather relevant information. This structure helps create a consistent and standardized process, allowing for fair comparisons between candidates or effective information gathering.
Moreover, interviews often involve an evaluation component, where the interviewer assesses the candidate's qualifications, skills, or fit for a particular role. This evaluation process requires the interviewer to be attentive, take notes, and make objective judgments based on the information provided during the interview.
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Explain in your own words what a "Short Sale"
is and how it works.
In your opinion, what are the advantages and disadvantages of a
Short Sale?
Assume you are an investor and would like to ap
Answer:
Explanation:
A short sale is a trading strategy in which an investor borrows securities from a broker or another investor and sells them in the market, with the intention of buying them back at a later time to return them. The investor anticipates that the price of the borrowed securities will decline in the future, allowing them to buy them back at a lower price and profit from the difference.
Here's how a short sale typically works:
1. The investor identifies a security they believe is overvalued or will decline in price.
2. They borrow the security from a broker or another investor, usually paying a fee for the borrowing arrangement.
3. The borrowed securities are immediately sold in the market, generating cash proceeds for the investor.
4. At a later time, the investor buys back the same securities from the market.
5. Finally, the investor returns the borrowed securities to the lender, typically closing the short position.
The difference between the initial selling price and the subsequent buying price represents the investor's profit or loss. If the investor successfully predicts that the price of the securities will decrease, they can buy them back at a lower price and make a profit. However, if the price rises instead, the investor may incur a loss.
Advantages of a short sale:
1. Potential for profit in a declining market: Short selling allows investors to profit from the downward movement of a stock's price, providing an opportunity to make money even when the overall market is bearish.
2. Hedging and risk management: Short selling can act as a hedging strategy to offset potential losses in a long position or a portfolio, allowing investors to manage their overall risk exposure.
3. Increased market efficiency: Short selling can contribute to market efficiency by highlighting overvalued securities and exerting downward pressure on their prices.
Disadvantages of a short sale:
1. Unlimited risk: Unlike owning a stock, where the maximum loss is limited to the initial investment, short selling has unlimited risk. If the price of the borrowed securities increases significantly, the potential losses for the short seller are theoretically unlimited.
2. Timing and volatility risks: Short selling requires accurate timing and predicting market movements correctly. If the timing is off or the market becomes highly volatile, it can lead to substantial losses or force the investor to cover their short position at a higher price.
3. Borrowing costs and margin requirements: Short selling involves borrowing securities, which incurs borrowing costs such as fees and interest. Additionally, brokers may impose margin requirements, requiring the investor to maintain a certain level of collateral.
As an investor, before engaging in a short sale, it is crucial to thoroughly research and understand the risks involved, monitor the market closely, and have a well-defined risk management strategy in place. Short selling can be a potentially profitable strategy when used effectively, but it carries inherent risks that should not be overlooked.
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An integrated set of performance measures that are derived from the company's strategy is ______.
An integrated set of performance measures that are derived from the company's strategy is the balanced scorecard,
The Balanced Scorecard is a management system designed to translate an organization's strategic objectives into a set of organizational performance objectives that are measured and monitored as needed to ensure that the organization's strategic objectives are met. , and fixed.
Balanced Scorecard is a strategic performance management tool. A well-structured report that managers can use to track the execution of activities by employees under their control and monitor the results of those actions.
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Describe two ways you can demonstrate desirable qualities on the job.
Answer:
Leadership
Even in entry-level positions, most employers look for evidence of leadership qualities. Successful companies need self-starters who are not afraid to take responsibility.
Teamwork
Many occupations require to work efficiently with others on work on projects or towards a common goal.
Communication and Interpersonal Skills
According to recruiters, the ability to communicate effectively with others and get along with a variety of different types of personalities are two of the most desirable qualities in job candidates.
Analytical Skills
The ability to recognize problems, distill and define the pertinent issues, and determine and propose effective solutions is invaluable to any employer.
Dependability and a Strong Work Ethic
Employers want reliable employees so candidates should demonstrate dependability, responsibility, and consistency in their job performance.
Maturity and a Professional Attitude
Even new hires should demonstrate poise, maturity and professionalism.
Adaptability and Flexibility
Employers need to know that the people they hire can expand and change as their companies do.
Good Personality
At the interview stage, you possess the qualifications necessary for the job. It comes down to whose personality fits better with the culture of the company.
Related Work Experience
Previous employment in part-time jobs and internships is highly desired by employers.
Initiative and Motivation
Signs of initiative are very compelling for the interviewer. The ideal employee knows when to take action without prodding by management.
Creativity and Intelligence
People who are constantly thinking of new ways to accomplish tasks make excellent job candidates.
Strong Grades
Recruiters often use GPA as a way of screening job candidates. If your academics are less than exemplary, use the interview to demonstrate your knowledge and skills
Suppose a company will issue new 20-year debt with a par value of $1,000 and a coupon rate of 8%, paid annually. The issue price will be $1,000. The tax rate is 35%. If the flotation cost is 2% of the issue proceeds, then what is the after-tax cost of debt? Disregard the tax shield from the amortization of flotation costs. Round your answer to two decimal places. % What if the flotation costs were 11% of the bond issue? Round your answer to two decimal places. %
Answer:
if the flotation costs were 2%, the after-tax cost of debt is 5.10%
if the flotation costs were 11%, the after-tax cost of debt is 4.63 %
Explanation:
After-tax cost of debt = Market Interest × ( 1 - tax rate)
Calculation of the Market Interest
Hint : Use the time value of money principles
Pv = -$1,000
Pmt = $1,000 × 8 % = $80
P/yr = 1
N = 20
Fv = $1,000
YTM = ?
Using a financial calculator, the market interest is 8%
After-tax cost of debt = Market Interest × ( 1 - tax rate)
= 0.08 × (1- 0.35)
= 0.052 or 5.20 %
If Flotation cost is 2%
Net Receipts after flotation cost = Cost × ( 1 - flotation rate)
= 5.20 % × (1-0.02)
= 5.096 % or 5.10% (two decimal places)
If Flotation cost is 11%
Net Receipts after flotation cost = Cost × ( 1 - flotation rate)
= 5.20 % × (1-0.11)
= 4.628 % or 4.63 % (two decimal places)
elements of socialism in the united states include a. police and fire protection for all. b. a competitive market. c. state ownership of the factories. d. determination of prices by supply and demand.
Elements of socialism in the united states include: Police and fire protection for all and determination of prices by supply and demand. The correct options are A and D.
Socialism refers to a political and economic theory where the means of production, such as capital, land, and resources, are owned and controlled by the state or the community as a whole. While socialism is not commonly practiced in the United States, some elements of it can be found in certain aspects of American society.
The two elements of socialism in the United States are police and fire protection for all and determination of prices by supply and demand. The police and fire protection for all provide a basic social service that is available to everyone in society, regardless of their income or social status. The determination of prices by supply and demand means that the market forces dictate the price of goods and services in the country, rather than the government setting the prices.
The competitive market is not an element of socialism, but it is one of the hallmarks of a capitalist economy. State ownership of the factories is also not an element of socialism in the United States. The United States has a mixed economy, which means that it combines elements of capitalism and socialism to create a balance between economic growth and social welfare.
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Low-income children given two hours of music instruction in orchestras and ensembles showed greater changes than control groups in which aspects of brain development?
Better synchronization of sensory and motor information, as well as executive functions across the left and right hemispheres, are related to faster development of auditory processing and white matter connections are some of the changes shown in brain development.
The prefrontal cortex develops mostly during adolescence and is fully developed by the time a person is 25 years old. The development of the prefrontal cortex is essential for sophisticated behavioral performance and orchestra because it aids in executive brain tasks.
The context takes into account the variables that affect development, such as the critical times for brain development and growth. adversity, trauma, opportunity for growth, deliberate skill development, parental responsiveness and sensitivity, and mindfulness. Most children progressively learn how to arrange objects so they can count more precisely.
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A machine costing $180,000 was purchased may 1. The machine should be obsolete after four years and, therefore, no longer useful to the company. The estimated salvage value is $15,000. Calculate the depreciation expense for each year of its expected useful life using each of the following depreciation methods: (a) straight-line, (b) double-declining balance. For double-declining balance, do not round until your final answer. Round your final answers to the nearest dollar.
Straight-line depreciation expense
Year 1 = $27,500
Year 2, 3 ,4 = $41,250
Double declining method
Year 1: $60,000
Year 2: $60,000
Year 3: $30,000
Year 4: $15,000
Straight line depreciation expense = (Cost of asset - Salvage value) / useful life
( $180,000 - $15,000) / 4 = $41,250
Depreciation expense every year would be 41250 expect in year 1 when the machine was used for only 8 months.
To determine the deprecation expense in the 1st year, determine the monthly deprecation expense.
41250 / 12 = 3,437.50
Depreciation for 1 st year = 3,437.50 x 8 = $27,500
Depreciation expense using the double declining method = Depreciation factor x cost of the asset
Depreciation factor = 2 x (1/useful life)
2 / 4 = 0.5
Depreciation expense in year one = 0.5 x $180,000 = $90,000
The same procedure for determining depreciation expense in year 1 under straight line depreciation would also be used here.
90,000 / 12 = $7,500
$7,500 x 8 = $60,000
Book value at the beginning of year 2 = $180,000 - $60,000 = $120,000
Depreciation expense in year 2 = 0.5 x $120,000 = $60,000
Book value at the beginning of year 3 = $120,000 - $60,000 = $60,000
Depreciation expense in year 3 = 0.5 x $60,000 = $30,000
Book value at the beginning of year 4 =$60,000 - $30,000 = $30,000
Depreciation expense in year 4 = 0.5 x $30,000 = $15,000
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What is the difference between a “Named Insured” and a “Driver”?
Named insured(s) can drive a car, or anyone else's (including rental car) and get into an accident. An additional driver is a person who resides with the named insured and/or regularly uses a shared vehicle. His or her record is used in underwriting the policy to determine rates, but the person has no policy rights.