If Carissa Dalton has a $410,000 home insured for $320,000, based on the 80 percent coinsurance provision, how much would the insurance company pay on a claim of $17,500? Assume there is no deductible

Answer:

c

Explanation:

Answer:

the answer is B; adjustments per books

Explanation:

i just took the quiz

Question:

For an economy starting at potential output, a decrease in autonomous expenditure in the short-run results in a(n):

A. increase in potential output

B. recessionary output gap

C. decrease in potential output

D.  expansionary output gap

Answer:

The correct answer is B

Explanation:

A decrease in autonomous expenditure shifts the Planned Aggregate Expenditure curve downward thus creating a lower equilibrium output.

PAE = C + Ip + G + NX

where

PAE  = Planned Aggregate Expenditure

C = consumption

Ip = Investment Spending

G = Government Spending

NX =  Net Export

If an economy has its output equal to its potential, this will create a reduction in short-run equilibrium output leading to a recessionary output gap.

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The second option, debt maturity 10 years, is the correct one.

Maturity refers to the number of years remaining until the original maturity period, which is the sum of the grace and installment periods. The grace period for principal is the time between signing the loan or issuing the financial instrument and the first repayment of principal. Debt maturity structure can have financial and real-world consequences. Short-term debt, typically defined as debt maturing within a year, exposes depositors to rollover risk (when financing terms are renegotiated to the borrower's detriment) and is associated with banking meltdown.

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The intrapersonal context refers to the inner psychological processes and experiences that occur within an individual.

It focuses on understanding thoughts, emotions, beliefs, motivations, and self-perception within oneself. Intrapersonal research investigates how individuals think, feel, and behave within their own minds and how these internal processes influence their overall well-being and behavior.

Motivation is a psychological construct that can be studied within the intrapersonal context.Relationship dissolution is the process of ending a relationship, which can also be studied within the intrapersonal context.

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Answer:

Quantitative research is expressed in numbers and graphs. It is used to test or confirm theories and assumptions. This type of research can be used to establish generalizable facts about a topic.

Common quantitative methods include experiments, observations recorded as numbers, and surveys with closed-ended questions.

Qualitative research

Qualitative research is expressed in words. It is used to understand concepts, thoughts or experiences. This type of research enables you to gather in-depth insights on topics that are not well understood.

Common qualitative methods include interviews with open-ended questions, observations described in words, and literature reviews that explore concepts and theories.

Answer:

Qualitative research involves collecting and analyzing non-numerical data (e.g., text, video, or audio) to understand concepts, opinions, or experiences. It can be used to gather in-depth insights into a problem or generate new ideas for research.

Quantitative research is a research strategy that focuses on quantifying the collection and analysis of data.

Engineers are experts in developing, designing, analyzing, building, testing, and evaluating complex systems, structures, devices, and materials to meet functional requirements and objectives while taking into account cost, practicality, safety, and legal considerations.

An engineer, also referred to as a senior engineer, uses math and science to solve various technical problems. Their key duties involve developing new products for consumers or businesses, maintaining old products to make them more useful, and developing new machinery to boost an organization's productivity.

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The most common applications of Collaborative Planning, Forecasting, and Replenishment (CPFR) are found in the apparel, food, and general merchandise industries.

Explanation: Collaborative Planning, Forecasting, and Replenishment (CPFR) is a supply chain management strategy that focuses on enhancing collaboration and information sharing between trading partners.

While CPFR can be applied across various industries, it has gained significant traction in the apparel, food, and general merchandise sectors.

These industries often deal with complex supply chains involving multiple stakeholders, including manufacturers, distributors, and retailers.

The implementation of CPFR in these industries helps to improve demand forecasting accuracy, optimize inventory levels, streamline replenishment processes, and reduce costs.

The agricultural industry, although involved in the supply chain, may have different characteristics and requirements compared to the other mentioned industries, which might explain its relatively lower adoption of CPFR.

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Based on the given information Maxine should not use her emergency fund to take this super rare opportunity as it is intended to use in an unforeseen situation.

An emergency fund is said to be savings that an individual intended do in order to meet challenges that are not predictable and unforeseen for them.

An emergency fund shouldn't be used for a planned vacation or other predictable expenses; rather, it should only be used in the event of an unexpected event. You don't have to deprive yourself of small comforts in life.

In the given case, the music concert is not an unforeseen event is a planned vacation so the emergency fund should not be utilized.

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Answer:

Following are the answer to this question:

Explanation:

Some information is missing in the question. So, the correct choices can be described as follows:

i) practicing international trade

ii) exporting products

iii) participating in globalization

Answer:

B. practicing international trade

C. exporting products

D. participating in globalization

The duration for receiving federal tax refunds depends on several factors such as the filing method, errors on the returns, and how the taxpayer wants to get their refund. This process usually takes 21 days from the day the IRS acknowledges receipt of your returns.

Also, there are two ways of filing taxes, electronically (e-file) and through the mail (paper filing). Electronic filing is the fastest method to file returns as the IRS usually processes e-file returns quicker than paper returns.Most taxpayers who filed electronically and opted for direct deposit will receive their refund within three weeks. If you chose to mail in your tax returns, it can take up to eight weeks to receive your refund.The IRS also allows taxpayers to check the status of their refunds using the Where's My Refund? tool. Taxpayers can use this tool to check the status of their refunds 24 hours after filing electronically or four weeks after filing a paper return. In conclusion, the duration for receiving federal tax refunds depends on several factors, but it usually takes 21 days if you file electronically and request direct deposit.

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The product that was able to meet my expectations was my laptop. The features/attributes of the laptop that satisfied me the most include the fast processing speed, ample storage space, and high-resolution display. The laptop has a powerful processor that enables me to run multiple applications simultaneously without any lag.

Additionally, it has a spacious hard drive that enables me to store all my files and documents with ease. Moreover, the high-resolution display allows me to view videos and pictures in crystal clear quality. I believe these features will continue to meet my expectations in the future as well because the laptop is equipped with state-of-the-art hardware that is designed to last for a long time.

2. One product that failed to meet my quality needs/expectations was a mobile phone. The problems I faced include a slow processor, poor battery life, and a low-quality camera. The phone's processor was slow and caused the phone to hang frequently. The battery life was short, and the phone had to be charged frequently. The camera quality was poor, and the pictures and videos appeared blurry. To prevent dissatisfaction, the manufacturer could have included a more powerful processor, a larger battery, and a better camera. Additionally, the manufacturer could have provided better after-sales support to help me resolve any issues that I faced with the phone.

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Answer:

c

Explanation:

Private property rights  and market is  in which people buy and sell resources or goods and services.

Private property rights are the rights of individuals and groups to own property and the market is any place or situation in which people buy and sell resources and goods and services.

Laissez-faire and capitalism-The relation-ship between laissez-faire and capitalism is laissez-faire is an economic philosophy of free-market capitalism that opposes government intervention.

Specialization and profit- The relation-ship between specialization and profit is the companies specialize in making one product or one component of a product, if this product will make at large scale, companies reduces it's cost to earn profit.

Factor market and product market-  The relation-ship between Factor market and product market is the factor market is running by the demand of product market. The product market is sold their goods and services with the demand of factor market to production these goods and services.

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Answer:

divisional

Explanation:

-A simple structure s a structure in which there is little specialization and there is a central authority that controls everything and has the power.

-Functional structure is a structure in which a company is divided in groups according to specialized activities. Because of this specialization, companies with this structure can increase productivity but the communication is rigid and the cooperation between departments is difficult.  

-Divisional structure is a structure in which there are different divisions and each one concentrates on a specific product or service and has all the functions and resources for that. This structure can create inefficiencies because the specialized functions are separated but the results of one division don't affect the other ones.

-Matrix structure is a structure in which employees report to more than one manager and it is used in companies that have different lines to have more flexibility and increase productivity.

According to this information and the statement, the answer is that this is an example of divisional stucture because in this structure each division has its own resources and specialized functions and because of that the results are based on the effectiveness of the managers but as each division has its own specialized functions, this creates inefficiencies.

We are also asked to explain why credit card rates are higher than car loan rates and why five-year car loan rates are higher than three-year car loan rates. Furthermore, we need to speculate why stock return rates are generally higher than savings rates and why bank loan rates are higher than bank savings account rates.

To answer the first part of the question, we can conduct online research or consult financial sources, such as bank websites or financial news platforms, to find information about the interest rates for different types of loans. Each type of loan will have its own specific interest rate, which is determined by various factors such as the lender's risk assessment and market conditions. It is important to cite our sources when providing this information. Moving on to the second part of the question, credit card rates are generally higher than car loan rates because credit card loans are unsecured, meaning they do not require collateral. Without collateral, lenders face a higher risk of non-repayment. To compensate for this risk, they charge higher interest rates. Car loans, on the other hand, are secured by the vehicle itself, which serves as collateral. This reduces the lender's risk, resulting in lower interest rates compared to credit cards. Regarding the difference in interest rates between five-year and three-year car loans, longer-term loans generally have higher interest rates.

This is because the longer the loan term, the greater the risk for the lender. With a longer-term loan, there is more time for unexpected events, such as job loss or financial difficulties, which may affect the borrower's ability to repay the loan. To account for this increased risk, lenders charge higher interest rates for longer-term loans. Moving on to the speculation part of the question, stock return rates are generally higher than savings rates because investing in stocks carries a higher level of risk compared to keeping money in a savings account. Stocks are subject to market fluctuations and can experience significant price volatility.

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The Fed should use expansionary policies to stimulate economic growth and prevent a recession in the face of a decrease in GDP.

The Federal Reserve Board (the Fed) is responsible for developing and carrying out monetary policies in the United States. These policies are aimed at promoting sustainable economic growth, low inflation, and maximum employment. If GDP decreases for six consecutive months, the Fed may need to take action to stimulate economic growth and prevent a recession.

a. The Fed should use monetary policies rather than fiscal policies to address a decrease in GDP. This is because monetary policies are more flexible and can be implemented more quickly than fiscal policies.

Fiscal policies require congressional approval and can take months to implement, while monetary policies can be implemented immediately by the Fed.

Furthermore, monetary policies do not require additional government spending, unlike fiscal policies, which can lead to an increase in the national debt.

b. The Fed should use expansionary policies to stimulate economic growth and increase GDP.

Expansionary policies are aimed at increasing the money supply and lowering interest rates. Lower interest rates encourage borrowing and spending, which can lead to an increase in GDP.

Expansionary policies also increase the money supply, which can lead to lower unemployment and higher wages.

On the other hand, contractionary policies aim to reduce the money supply and increase interest rates. Contractionary policies are used to combat inflation but can lead to a decrease in economic growth.

c. The Fed should use the following expansionary policies to address a decrease in GDP:

Lowering the federal funds rate - The Fed can lower the federal funds rate, which is the interest rate at which banks lend money to each other overnight. Lowering the federal funds rate can lead to lower interest rates across the economy, which can stimulate borrowing and spending.Open market operations - The Fed can use open market operations to increase the money supply. Open market operations involve the purchase of government securities, which increases the amount of money in circulation. This can lead to lower interest rates and increased spending.

Discount rate - The Fed can also lower the discount rate, which is the interest rate at which banks borrow money from the Fed.

Lowering the discount rate can encourage borrowing and spending by making it cheaper for banks to borrow money from the Fed.

Overall, the Fed should use expansionary policies to stimulate economic growth and prevent a recession in the face of a decrease in GDP.

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Answer:

a positive incentive I think

Explanation:

Answer:

D) Sales Promotion

Explanation:

Sales promotion involves any incentive used by manufacturers to encourage the sales force to actively sell a brand or distributors/consumers to buy a brand. 

d) all of the above.none of these factors (cost of the data, time period of the data, accessibility of the data) are disadvantages of using secondary data in marketing research.

d) all of the above.

the benefits of applying secondary data in marketing research include:

a) cost of the data: secondary data is often less expensive to obtain compared to primary data, which requires conducting new research and data collection. secondary data sources, such as government publications, industry reports, and existing databases, are typically more cost-effective or even available for free.

b) time period of the data: secondary data can provide historical data and trends, allowing researchers to analyze past patterns and make comparisons over time. this historical perspective can be valuable in understanding market dynamics and identifying long-term trends.

c) accessibility of the data: secondary data sources are often readily available and easily accessible. researchers can access a wide range of secondary data through online databases, libraries, government agencies, and industry associations. this accessibility allows for quick access to a wealth of information without the need for extensive data collection efforts.

however, it is important to note that the question is asking for the exception.

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Answer:

are more likely to be excited to buy your product

Explanation:

the uses and gratification mean that you are proud and/or excited about something which in this case would be buying the product.

A. The government will have to either raise taxes, reduce benefits, spend less on other programs, or borrow on the world market- to balance the money coming in with that going out of the Social Security program by 2017.

Social Security is a government program that provides economic assistance to individuals who have reached retirement age, are disabled, or are eligible for survivorship benefits. Social Security is largely funded by payroll taxes, which are collected from employees and matched by their employers.

Social Security faces financial issues that threaten the viability of the program, including a growing ratio of beneficiaries to workers and longer lifespans, among other things.

The Social Security Board of Trustees, who oversee the program, predicts that Social Security will have the ability to pay full benefits until 2035.

However, if Congress does not act before then, benefits will be reduced by approximately 20%.The government will have to raise taxes, reduce benefits, spend less on other programs, or borrow on the world market to balance the money coming in with that going out of the Social Security program by 2017.

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Answer:

c because isnt 2000=20% of 10000 so 40%

Explanation:

When a person accepts the terms of service that are presented before an app is used, these are legally binding so this statement is True.

These terms are represent a contract between the person using the app and those who manage the app.

These terms explain the nature of the relationship between the two, and by signing it, constitute a legally binding agreement.

In conclusion, those terms are legally binding.

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The steps are (1) List your assets; (2) Total your assets; (3) List your liabilities; (4) Total your liabilities; (5) Subtract you liabilities from your assets.

The net worth is a measure of the wealth of a person or organization. To calculate the net worth you have to determine the value of your assets like your house and your car and subtract the value of your liabilities like your mortgage and student loan.

Net worth is a measure of wealth calculated by subtracting any liabilities or debt from all assets. Assets are things of value owned by a person or organization, such as a house, a car or a shop. Liabilities are debts or obligations that need to be settled, such as Such as a mortgage, student loan, or credit card debt. Net worth is calculated by subtracting liabilities from assets.

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Answer:

c. TAKE ON DEBT

Explanation:

A deficit spending require a government to: C. take on debt.

A deficit spending can be defined as a situation in which the expenditure of government exceed the amount of money generated as revenues over a fiscal period.

This ultimately implies that, deficit spending typically occurs when government's expenditure is greater than its revenue over a specific period time.

Consequently, government tends to resort to borrowing or taking debt when there is deficit spending in its budget.

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Answer:

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The marketing executive need to use the Cash Flow Forecasting to forecast the minimum budget for the company's app installs goal for the next campaign.

This refers to process of estimating the flow of cash into and out of your business over a period of time.

Hence, the preparation of this Cash Flow will let the marketing executive know the minimum budget to be need for sponsoring the company's app installs goal for the next campaign.

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During the completion stages of an audit, the auditors conduct a review of the financial statements that have been prepared by the organization's management team. An important activity performed during this stage is to ensure that all identified misstatements are addressed and corrected accordingly.

The auditors may identify misstatements as a result of the completion of their substantive procedures during the conduct of an audit. The substantive procedures involve testing the account balances, transactions, and disclosures of the organization to ensure that they are accurately stated and recorded. If the auditors identify misstatements in the financial statements, they are required to communicate the misstatements to the organization's management team and recommend that they be corrected. The auditors may also suggest additional procedures to be performed to determine whether any other misstatements exist that were not identified during the substantive procedures. Once all the misstatements have been identified, the auditors will perform additional procedures to ensure that they have been corrected accordingly. This may involve retesting the account balances, transactions, or disclosures that were found to have misstatements, or requesting additional documentation from the organization's management team to support the corrections. Finally, the auditors will issue an audit report that outlines their findings and conclusions regarding the financial statements of the organization. The audit report will include any qualifications or disclaimers that the auditors feel are necessary to provide a fair and accurate assessment of the organization's financial statements. In summary, the completion stages of an audit involve a detailed review of the financial statements to ensure that they are accurate, complete, and free from material misstatements. Any misstatements that are identified are communicated to the organization's management team and corrected accordingly.

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