If a Florida law disagrees with a federal law the

Answers

Answer 1

If a Florida law disagrees with a federal law then, the provision of the federal law will supercede because of the Supremacy clause.

What is the Supremacy clause?

The "Article VI, Paragraph 2" of the U.S. Constitution is commonly referred to as Supremacy Clause, which establishes that the federal constitution and federal law generally take precedence over state laws and even state constitutions.

This constitutional clause also prohibits the states from interfering with the federal government's exercise of its constitutional powers, and from assuming any functions that are exclusively entrusted to the federal government. However, It does not allow the federal government to review or veto state laws before they take effect.

Hence, in the case where a Florida law disagrees with a federal law then, the provision of the federal law will always supercede as the U.S. Constitution already declares that federal law is the supreme law of the land.

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Related Questions

True or false an explain: King Djoser's tomb was built using slave labor?

Answers

Answer:

I think it’s false

Explanation: I think it’s false because people who build tombs are kinda weird lol

what do you mean by gender identity?​

Answers

Answer:

Gender identity is the personal sense of one's own gender.

Explanation:

Answer:

gender identity is defined as a personal conception of oneself as a male or female (or rarely, both or neither)

Which statement provides evidence that nations did not understand how extensive the war would be? “the nations slithered over the brink into the boiling cauldron of war” “the rulers and statesmen who alone could give the final word” “great armies to spring from the ground and march to and across frontiers” “one can see now clearly that not one of them wanted war; certainly not on this scale”

Answers

Answer:

d. one can see now clearly that not one of them wanted war; certainly not on this scale.

Explanation:

just took the test

The statement provides evidence that nations did not understand how extensive the war would be in D.  “one can see now clearly that not one of them wanted war; certainly not on this scale”

What is the true meaning of war?

1: state or time of war between regions or nations. 2: a struggle between the opposition forces or with the aim of ending the war on poverty. war. action. he fought; to fight.

Why does war break out?

War is a result of many factors, including territorial competition, religious conflict, and nationalism. Imperialism, apartheid, and slavery have also been the cause of armed conflict.

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Write at least 2 sentence summarizing how gas and dust become planets. ? ​

Answers

1-In order to carry on photosynthesis, green plants need a supply carbon dioxide.

2-Also a means of disposing of oxygen.

Explanation:

Good luck

How does political ideology influence public policy change?
(120-150 words) give reference in APA Format also.

Answers

Different political ideologies can have an impact on how public policy is changed. Political ideology is a body of ideas and principles that influence how individuals perceive the world and how they believe it ought to be. By establishing the political agenda, which issues are prioritized, and how they are addressed, it can have an impact on public policy change.

An ideology is a collection of beliefs or philosophies that are assigned to an individual or a group of individuals, particularly those that are upheld for factors other than purely epistemic ones and in which "practical elements are as prominent as theoretical ones."

The term is viewed as mostly condemnatory in more recent usage. used historically mostly to political, economic, or religious theories and programmed, following a history that may be traced back to Karl Marx and Friedrich Engels.

The French Enlightenment aristocrat and philosopher Antoine Destruct de Tracy, who is credited with coining the name, conceived it as the "science of ideas" in 1796 in order to develop a coherent system of ideas to resist the irrational impulses of the multitude.

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Correct question is:

How does political ideology influence public policy change?

Steps taken by the Govt. to combat earthquake in Nepal

Answers

Looking at seismic data and analyzing in order to predict alerts well in advance. Introducing laws that allows only buildings that are earthquake proof. Conducting regular audits in order to identify defaulters and punish them appropriately.

How did those pyramids get how they are?

Answers

The pyramids, specifically the ones in Egypt, were constructed during the Old Kingdom period of ancient Egyptian history, around 4,500 years ago. These structures were built as tombs for pharaohs and their consorts, with the belief that their bodies would be preserved for eternity. The process of building a pyramid was an incredible feat of engineering and organization.

The pyramid was then covered in a layer of polished white limestone, giving it its distinctive shape and reflective surface. The entrance to the pyramid was usually on the north side, and a system of corridors and chambers were built inside the structure to house the pharaoh's sarcophagus and burial goods.

The construction of a pyramid could take anywhere from 20 to 30 years to complete. It was a massive undertaking that required tremendous resources and organization. The fact that these structures have endured for thousands of years is a testament to the skill and ingenuity of the ancient Egyptians.

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Which of the following best describes the term, " Power to the people"?
A) Communism
B) Democracy
C) Socialism
D) Revolution

Answers

Answer:

democracy

Explanation:

i read in my social book 'demo' means people and i don't know about 'cracy' but I'm not so sure but democracy means people freedom so i guess its kinda close hope it helps

what could have or should have been done to prevent extinction of the truffula trees

Answers

Answer:

Replanting of Truffula tress

Explanation:

To prevent extinction of Truffula tress, there should been replanting of Truffula tress or afforestation i.e planting of Truffula tress as they are been cut down. As the been cut down, another one should be replanted to replaced the cut one.

Also the Truffula trees should have been cut at minimal amount to keep the species of the trees and also factory that will not have create smog should have been built, this will prevent pollution and haze that might affect the environment and growth of Truffula trees.

How might a name allow groups to maintain their culture?

Answers

Answer:

It will help them with things like language and their name might have a certain meaning showing what they stand for.

Explanation:

The characteristics of marine environments depend mainly on the proximity to shore, the availability of _____, and the depth, temperature, and clarity of the ______?

Answers

The characteristics of marine environments depend mainly on the proximity to shore, the availability of nutrients, and the depth, temperature, and clarity of the water.

What is temperature?Temperature is the measure of the degree of hotness or coldness of an object. The degree of hotness or coldness is measured using a thermometer and is represented in degrees Celsius or Fahrenheit. It is one of the most important abiotic factors in the environment as it affects many living organisms and plays a vital role in their survival. The temperature of water bodies like the ocean is an essential characteristic of the environment, and it can significantly impact the marine life found in that particular environment.

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PLEASE HURRY I'M TIMED WILL GIVE BRAINYEST Which park in Wyoming is home of Old Faithful geyser, herds of bison and elk, and over 10,000 hot springs and geysers?
Yellowstone National Park
Glacier National Park
Yosemite National Park
Great Basin National Park

Answers

Answer:

Yellowstone National Park

Answer:

The second one...

Explanation:

llstate Insurance uses the slogan "You're in good hands with Allstate." Allstate is addressing which need in Maslow's Hierarchy of Needs? safety Oego needs Ophysiological O belongingness O self-actualization Which of the following is NOT true of the differences between the millennials and Gen Z? O Gen Z is an extension of the millennials. O Millennials tend more toward idealism. Gen Z tends to be more pragmatic. Gen Z sets a higher bar for expecting innovation from companies. Gen Z is more focused on saving money than on the customer experience. is the strategy of establishing thought leadership in the form of bylines, blogs, commenting opportunities, videos, sharable social images, and infographics. OPsychography O Ethnic segmentation O Content marketing a O Social networking O Geodemography Which of the following is true of perceptual maps? They are only used during the new product development process. They are not useful in business-to-business marketing. They are the most effective method for predicting product success. O They cannot be created without consumer research. O They identify consumer shopping preferences in terms of retail and nonretail locations. Small firms that do not have the resources or the desire to be all things to all people often engage in a(n). O undifferentiated targeting O differentiated targeting O concentrated targeting O focused targeting O segmented strategy.

Answers

1. The slogan "You're in good hands with Allstate" addresses the need for safety in Maslow's Hierarchy of Needs. Option 1 is correct.

2. The statement "Gen Z is more focused on saving money than on the customer experience" is NOT true of the differences between millennials and Gen Z. Option 5 is correct.

3. The strategy of establishing thought leadership in the form of bylines, blogs, commenting opportunities, videos, sharable social images, and infographics is called content marketing. Option 3 is correct.

4. The statement that is true of perceptual maps: They identify consumer shopping preferences in terms of retail and nonretail locations. Option 5 is correct.

5. "Small firms that do not have the resources or the desire to be all things to all people often engage in a concentrated targeting strategy". Option 3 is correct.

The correct option is safety. Maslow's Hierarchy of Needs suggests that safety is one of the fundamental needs that humans seek to fulfill. Allstate's slogan implies that they provide a sense of security and protection, aligning with the safety need in Maslow's hierarchy.

While Gen Z is known for being more financially cautious due to growing up during the Great Recession, they also prioritize the customer experience and value innovation from companies. Gen Z expects companies to meet their needs and desires through innovative approaches and personalized experiences, making the given statement inaccurate.

Content marketing involves creating and distributing valuable, relevant, and consistent content to attract and engage a target audience. It aims to position a brand or organization as a thought leader by providing informative and engaging content through various channels. This strategy helps build trust, credibility, and expertise, ultimately driving audience engagement and brand awareness.

Perceptual maps are visual representations that display how consumers perceive different products or brands based on specific attributes. While they are used in various contexts, including new product development, one of their applications is identifying consumer shopping preferences, such as whether consumers prefer retail or nonretail locations when making purchasing decisions.

Concentrated targeting refers to the strategy of focusing marketing efforts on a specific market segment or niche. It allows small firms with limited resources to concentrate their efforts on a defined target audience, meeting their unique needs and preferences more effectively. This strategy enables small businesses to compete successfully by offering specialized products or services that cater to a specific customer segment.

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Current research on infant cognition yields broad agreement on which of the following?
- The cognitive changes of infancy are stage like.
- Most aspects of infant cognition develop concurrently.
- Many cognitive changes of infancy are gradual and continuous.
- Most aspects of infant cognition develop abruptly.

Answers

Current research on infant cognition yields broad agreement that many cognitive changes of infancy are gradual and continuous. This perspective suggests that infants' cognitive development.

Occurs gradually over time, with changes building upon earlier abilities and progressing in a continuous manner. It emphasizes the importance of incremental growth and the accumulation of knowledge and skills throughout infancy. While there may be some stage-like aspects to infant cognition, such as the emergence of specific milestones or developmental domains,

The prevailing view is that cognitive development in infants is characterized by gradual and continuous changes rather than abrupt shifts. This perspective aligns with evidence from longitudinal studies and developmental theories that emphasize the cumulative nature of cognitive development in early life. It is important to note that research in this field is ongoing, and there may be differing viewpoints or areas of debate among researchers.

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What is the difference between gas exchange and respiration

Answers

Answer:

Gas exchange is the movement of gases across the cell membrane while respiration is the process by which food is broken down to release energy

What government organization was created to coordinate the release of war news and promote patriotism through propaganda?

Answers

The Office of War Information was created to coordinate the release of war news and promote patriotism through propaganda.

B. The Office of War Information (OWI) was established in June 1942 to coordinate the release of war news, to promote patriotism, and to bolster support for the war effort through propaganda.

It was responsible for all public information issued by the U.S. government concerning the war effort and was the primary agency for producing and disseminating war propaganda.

It worked with other government agencies to ensure that all war-related news was consistent in its presentation and content. OWI also created a number of publications, produced posters, and ran radio broadcasts to promote patriotism and encourage support for the war.

Its efforts were successful in increasing the public's support for the war and in creating a unified national identity. OWI was dissolved in 1945 with the conclusion of World War II.

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Which country gained independence from a large empire in 1832?

A) Greece
B) Italy
C) Russia
D) Spain

Answers

Answer:

greece I hope this helps FAST!!!

Explanation:

Greece gained independence from a large empire in 1832

After the attack on Pearl Harbor, President Franklin Delano Roosevelt proclaimed that “December 7, 1941, a date which will live in infamy the United States of America was suddenly and deliberately attacked by naval and air forces of the Empire of Japan.” What do you think was the significance of his speech?

After the attack on Pearl Harbor, President Franklin Delano Roosevelt proclaimed that December 7, 1941,

Answers

Answer: His speech means and why it's important, The bombing that happened was

to say that America was not expected this attack to happen because during the first years of World War 2, America wanted to stay out and not do anything about it until this attack happened and therefore after, is now involved. In conclusion, Franklin Delano Roosevelt really meant that this won't happen again, and we will be better next time.

Explanation:

Answer:

His speech means and why it's important, The bombing that happened was

to say that America was not expected this attack to happen because during the first years of World War 2, America wanted to stay out and not do anything about it until this attack happened and therefore after, is now involved. In conclusion, Franklin Delano Roosevelt really meant that this won't happen again, and we will be better next time.

Explanation:

A factorial design is used to measure the relationship between exercise and creativity. Participants are divided into groups: sit, walk or dance. These groups are also divided into inside activity or outside activity. Finally, each group is also exposed to music (silence, classical, techno, and bluegrass). After exposure to these factors the participants are given a novel object and asked to come up with creative alternative uses for the object. Creativity is defined as number of unique uses for the object. Numerically, the experiment can be expressed as:

Answers

The numerical expression of the experiment is 3 (exercise conditions) × 2 (activity location conditions) × 4 (music conditions) = 24 factorial design.

A factorial design is used to measure the relationship between exercise and creativity. Participants are divided into groups: sit, walk, or dance. These groups are also divided into inside activities or outside activities. Finally, each group is also exposed to music (silence, classical, techno, and bluegrass). After exposure to these factors, the participants are given a novel object and asked to come up with creative alternative uses for the object. Creativity is defined as the number of unique uses for the object. The numerical expression of the experiment is 3 (exercise conditions) × 2 (activity location conditions) × 4 (music conditions) = 24 factorial design. The factorial design has the following independent variables: Exercise (sit, walk, or dance), Activity location (inside or outside), and Music (silence, classical, techno, bluegrass), Creativity is the dependent variable that is being measured.

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Both _____and_____ communication are vital and must be managed for healthy organizational interaction.

_____ is defined as a system of interacting knowledge and skills, linked by cultural metacognition, that allows people to adapt to, select, and shape the cultural aspects of their environment.

Answers

Both verbal and non-verbal communication are vital and must be managed for healthy organizational interaction.

Additionally, cultural intelligence is defined as a system of interacting knowledge and skills, linked by cultural metacognition, that allows people to adapt to, select, and shape the cultural aspects of their environment.

Effective communication is crucial for successful organizational interaction. Verbal communication involves the use of spoken or written words to convey messages, while non-verbal communication encompasses gestures, body language, facial expressions, and other forms of communication without words. Both forms of communication play significant roles in transmitting information, building relationships, and fostering understanding within an organization. Managing both verbal and non-verbal communication effectively ensures that messages are conveyed accurately, reduces misunderstandings, and promotes a positive and collaborative work environment.

Cultural intelligence refers to the ability to navigate and adapt to different cultural contexts. It involves having knowledge and understanding of diverse cultures, as well as the skills to interact effectively and respectfully across cultural boundaries.

Cultural intelligence allows individuals to adapt their behaviors, communication styles, and decision-making processes to fit different cultural norms and expectations. It also involves being aware of one's own cultural biases and actively engaging in cultural learning and adaptation. By leveraging cultural intelligence, individuals and organizations can foster inclusive environments, improve cross-cultural collaborations, and navigate diverse cultural landscapes more effectively.

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the coach from team a submits the line-up for set one with #9 designated as the libero. who can the coach designate as a libero for the second set?

Answers

No Libero, #9, or another player on the roster. If no libero is used in a set, the team is still restricted to the team substitutions that the rules allow. Playing with a libero player is optional.

Definition of Libero

In the game of volleyball the position of the player who serves as a barrier to attacks from opponents and blocks is libero or defender.

The libero is a defensive specialist who wears a different color jersey compared to his teammates. In Italian, the word "libero" itself means free. Therefore, the libero can go in and out of the field without using substitution steps, and often fills the position as a blocker in the middle, but may not smash the ball across the net.

Special Rules for Libero

Libero has its own rules. Players who play as libero are prohibited from playing front row positions or front court. This means that the libero position only plays on the back line of the game. Then, the libero position has "privileges" in volleyball matches. As explained above, the libero position can go in and out of the field without using substitution steps, and often fills the position as a blocker in the middle.

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provide examples of how student's human rights were violated during the #FeesMustFall campaign​

Answers

During the #FeesMustFall campaign in South Africa, which aimed to address issues of university tuition fees, there were instances where students' human rights were violated.

Some examples include:

1. Excessive Use of Force: Security forces, including the police, were involved in clashes with protesting students. There were reports of excessive use of force, including the use of rubber bullets, tear gas, and physical violence, leading to injuries and violations of students' right to freedom from cruel, inhumane, or degrading treatment.

2. Arbitrary Arrests and Detentions: Students participating in peaceful protests were sometimes arbitrarily arrested and detained by authorities without proper legal justification. These actions violated their rights to freedom of expression, assembly, and due process.

3. Restriction of Freedom of Expression: There were instances where university administrations imposed restrictions on the freedom of expression of students involved in the protests. This included disciplinary actions, threats of expulsion, or restrictions on public gatherings and demonstrations, undermining their right to freely express their views and engage in peaceful protest.

4. Suppression of Academic Freedom: Some students and academics faced disciplinary actions or intimidation for expressing dissenting views or participating in the protests. This infringed upon their rights to academic freedom, which includes the freedom to teach, research, and engage in open and critical discourse.

5. Lack of Access to Education: The overarching issue that sparked the #FeesMustFall campaign was the limited access to affordable higher education. High tuition fees and financial barriers prevented many students, particularly those from marginalized backgrounds, from accessing quality education, thus violating their right to education.

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What are the different types of association in sociology?

Answers

Associations can have one of three forms (chance, non-causal, and causal). Provide an example of each before describing it.

These four categories of associations—productive, symbolic (or ideological), sociology, and performance—are completely different species of social organization and each one denotes a certain sort of social integration. The relationship between various objects is referred to as association.

It speaks about the connections between objects and the ways in which they make use of one another's capabilities. Association can have two different forms: composition and aggregation. ASSOCIATION. According to R.M. MacIver, a few well-known sociologists, an association is "an organization purposefully founded for the collective pursuit of some interest or a set of interests, which its members share.

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dr. sardos has the perspective that children that develop antisocial personality disorder are responding to the absence of parental love during infancy, leading to a lack of basic trust by becoming emotionally distant, and they bond with others through the use of power and destructiveness. which perspective does she follow?

Answers

She is following the perspective of psychodynamic theory.

The psychodynamic theory describes that forces outside of an individual's awareness explain why they behave a particular way.  This is the psychodynamic theory that stretches individuals' functioning based upon the interaction of drives and forces within the person to explain their behavior and personality.

According to the given case where Dr. Sardos has the opinion that children develop an antisocial personality disorder because of not receiving parental love during infancy which leads to a lack of basic trust by becoming emotionally distant, and ultimately they bond with others through the use of power and destructiveness; it represents a perspective of psychodynamic theory.

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what is the tennesee's river called?

Answers

It is Tennessee River!!!
I think it is called Cherokee River. Hope this helped! :)

Danica was an honors student in high school. Danica still thinks she is a good student even after failing her college classes for two years. This is an example of how _____________ can cause us to have a self-concept that others would regard as unrealistically favorable.

Answers

Answer:

Obsolete information.

Explanation:

An obsolete information is a part of ROT in an information management. ROT is an acronym that stands for redundant, outdated/obsolete, trivial.

An obsolete information is an information that is outdated, incorrect or incomplete. An information which get obsolete or outdated can be replaced and can also lead to confusion.

In the given case, Danica is having an obsolete information because it is outdated and leading her to unrealistic decisions.

Therefore, obsolete information is the correct answer.

Obsolete information can cause us to have a self concept that others sde as unrealistically favorable.

Obsolete information can be regarded as an information that has become outdated and no longer in use.

Danica used to be a honors student. This means that she was once a very intelligent person.

But given that she has failed her classes twice. We can conclude that she is no longer as smart as she used to be.

But she still believes that she is.

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Scientific explanation that emphasizes simplicity and reliance on well-established knowledge.ruling out simple, logical explanations first before moving on to more complex or abstract explanations.

Answers

A scientific theory is a well-substantiated explanation of some aspect of the natural world, based on a body of facts that have been repeatedly confirmed through observation and experiment.

A systematic principle is proof of a component of the herbal world and universe that has been repeatedly tested and corroborated in accordance with the medical approach, using widespread protocols of remark, measurement, and evaluation of effects. in which viable, theories are examined underneath managed situations in an experiment. In occasions now not amenable to experimental testing, theories are evaluated through concepts of abductive reasoning. mounted clinical theories have withstood rigorous scrutiny and embody scientific expertise.

A scientific principle differs from a scientific truth or clinical regulation in that an idea explains "why" or "how": a fact is an easy, basic commentary, whereas a law is an assertion (regularly a mathematical equation) approximately a relationship between records. for example, Newton’s law of Gravity is a mathematical equation that may be used to predict the enchantment among our bodies, but it isn't always a principle to give an explanation for how gravity works. Stephen Jay Gould wrote that "...facts and theories are different things, no longer rungs in a hierarchy of increasing fact. facts are the arena's data. Theories are structures of ideas that explain and interpret information."

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the 17 principles in the updated coso 2013 internal control - intergrated framework do not include one devited (True/False)

Answers

The 17 principles in the updated COSO 2013 Internal Control - Integrated Framework do not include one devoted.

The statement is false.

The COSO 2013 Internal Control - Integrated Framework (COSO framework) is a standard that provides guidelines on internal control and enterprise risk management practices. The framework, which was released in May 2013, is designed to assist businesses in developing and implementing effective internal control systems.

The framework includes 17 principles that offer a clear explanation of the elements necessary to develop an effective internal control system. Each principle is classified into three components: control environment, control activities, and monitoring activities.

The principles are as follows:

Control Environment: Commitment to Integrity, Ethical Values and Competence, Board of Directors Oversight, Organizational Structure Assignment of Authority and Responsibility Human Resource Policies and Procedures Control Activities

Risk Assessment Control Activities Information and Communication Monitoring Activities

Ongoing Monitoring Separate Evaluations Reporting Deficiencies Internal control is a business process that is implemented by a company's board of directors, management, and other personnel to provide reasonable assurance that an organization's objectives are achieved in the following categories

Effectiveness and efficiency of operations Reliability of financial reporting Compliance with applicable laws and regulations Internal control systems are significant to any business, whether small or large, to reduce the risk of fraud, errors, and other losses, as well as to maintain consistency and transparency in financial reporting.

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Which ethnicity made up the majority of the population in south africa from 1904 to 1960?

Answers

From 1904 to 1960, the majority of the population in South Africa was composed of people of African ethnicity, particularly the Black African population.

From 1904 to 1960, the majority of the population in South Africa was comprised of people of African ethnicity. The indigenous Black African population formed the largest demographic group during this period.

However, it's important to note that South Africa's racial dynamics were heavily influenced by the policies of apartheid, which enforced racial segregation and discrimination.

The apartheid system classified people into different racial groups, including Black Africans, Coloureds (mixed-race individuals), Indians, and Whites. The majority of the population, the Black Africans, faced significant oppression and were subjected to discriminatory laws and practices.

Apartheid policies restricted their movement, limited access to resources and opportunities, and sought to maintain white minority rule. The struggle against apartheid and the fight for equality were central themes in South Africa during this time, ultimately leading to the dismantling of the apartheid system in the 1990s.

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Choose the correct letter from the drop-down menus.the area occupied by the algonquin was .the area occupied by the crow was .the area occupied by the cherokee was .the area occupied by the seminole was

Answers

Answer:

Algonquin: A

Crow: D

Cherokee: C

Seminole: C

Explanation:

Answer:

Explanation:

The area occupied by the Algonquin was ✔ A

.

The area occupied by the Crow was ✔ D

.

The area occupied by the Cherokee was ✔ C

.

The area occupied by the Seminole was ✔ B

.

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The number of cavities you will develop in a year varies inversely with the total number of minutes spent brushing your teeth. If Jim Bo Smith only brushes his teeth for half a minute and developed 4 cavities in the year, how many cavities will he get if he brushes his teeth for 2 minutes each time? Instructions: Questions 5-19 use the data table on tab Q5-19 in the Exam Workbook. We strongly recommend you analyze this data with the aid of a pivot table. You may also benefit from adding some extra calculation columns to the dataset. Answers for numerical data should be rounded to the nearest 1 decimal, comma-separating 000s, NOT written in currency format. So if the answer is $10,500. 658, you would input 10,500. 7. Over the entire analysis period, which sales rep sold the highest cumulative quantity of a single item How did the Philipines get their independance Ten people were chosen at random and surveyed. 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(1 mark) a composite material has both carbon fibers and glass fibers as reinforcement. there are half as many carbon fibers as glass fibers. how should the fibers be arranged to make the highest modulus, e1, composite? sketch out your solution and calculate e1 for the composite. Given xy and m3=124 .What is m8?Enter your answer in the box.m8 = ____ How many liters of water can be made from 55 grams of oxygen gas and an excess ofhydrogen at STP? In Platos credo, Socrates, believes that he should follow the laws of the state Athens, because? amir said incomplete dominance is when you mix red and white paint to make pink. (True or False) Ozmar earns a gross annual salary of $85,000, Marzo earns a gross annual salary of $90,000 and the taxable earnings on their savings combined is $2,000 per year. Their marginal tax rate is 35%. Marzo has a student loan which is paid monthly, the current balance is $25,000 with an interest rate of 1.2%, compounded monthly. This loan will be paid in full in 3 years. While Ozmar was able to purchase a car outright, Marzo purchased a new car 2 years ago at a cost of $22,000, and financed it through the dealerships plan for 60 months at 1.99% compounded monthly. Payments are monthly. Ozmar and Marzo took your earlier advice about credit card balances and now pay off their balance each month. They use their credit cards only for car expenses and restaurant meals which combined tend to be about $300 per month.Ozmar and Marzos apartment rent includes all utilities plus 2 underground parking spaces for $2,800 per month. Their car insurance combined is $300 per month and tenants insurance is $50 per month, food, entertainment and "other" run at about $650 per month and their joint cell phone bill is $200 per month. Marzo pays $550 per year for parking at work.Given the prices in the GTA, Ozmar and Marzo understand that they will need to move farther east and/or north to be able to afford to purchase a home. Thus they anticipate Ozmar will need to drive to work and Marzo will have a further drive so they anticipate their car expenses are likely to increase to about $600 per month, plus Ozmar would need to pay for parking at work which is $350 per year.In addition to a mortgage payment, Marzo and Ozmar would also need to pay property taxes, which they estimate at $2,500 per year, utilities (electricity, water, internet) which they estimate at $300 per month and maintenance which they estimate at $1,200 per year. Marzo and Ozmar have $150000 in savings available for use in a house purchase. They have been examining the market for a while and realize that they will need about $3,000 for closing costs, and would like to keep $15,000 as an emergency fund, which leaves them with a down payment of $132,000. They have seen a property North of Whitby which they are very interested in. It is about 20 years old but has been well maintained, although not upgraded. They believe that they could acquire this property for $700,000. They realize that they do not meet the 20% minimum down payment amount so will have to pay Mortgage Loan Insurance. Thus, they estimate the monthly payments for a 5 year fixed mortgage, with a 25 year amortization period at a rate of 3.59% will be $2,862.91. For a 5 year variable rate, closed mortgage, with a 25 year amortization period at a rate of 2.05%, they estimate their monthly payment would be $2,421.35.Marzo and Ozmar have received pre-approval for a mortgage up to $700,000 and have determined they will go with the 5 year fixed rate of 3.59%. Before they move forward to purchase the property, they would like to do a comparison of renting versus buying. The information above provides a significant number of estimates for you to use, however, also assume that Ozmar and Marzo could earn an annual return of 2% on their security deposit or downpayment if it was not being used otherwise; that their home owners insurance policy would be $1000 per year and that, combining their car insurance policies with their home owners policy would reduce the annual car insurance cost by 15%. Also assume an expected increase in property value of 5% over 3 years and that mortgage payments over 3 years would reduce the balance owed by $44,620.10.Create a table similar to that in Exhibit 7.9 (page 216 in the text) to compare the cost of renting versus buying. The information given provides actual numbers or estimates for the elements in the table.Based on this table, was the decision to purchase a wise investment? Why or why not?Marzo and Ozmar are very happy. They have just discovered that their planned family will begin somewhat earlier than originally anticipated. They expect to be parents in 7 months. They are able to purchase creditor insurance and critical illness insurance on their mortgage. They can purchase creditor insurance coverage for $65.59 per month. They can add critical illness for one party for $136.23 per month; if they wish to provide combined insurance for both Ozmar and Marzo, the cost would be $231.60 per month. Provide recommendations (with explanations as to why) regarding creditor insurance. Also provide recommendations (with explanations as to why) regarding including critical illness insurance for Ozmar or Marzo or both. professor torres briefly mentioned information about klaus schwab and his world economic forum. this organization started in the early 1970s. what are some of its goals? What is the domain and range of a graph that stops at (-2,1) and has a HA of 3ILL GIVE BRAINLIEST a box of cereal states that there are 75 calories in a 1 cup serving. How many calories are in a 2.5 serving a teacher wants to demonstrate that the radioactive source emits alpha beta and gamma radiation.describe a method the teacher can use