Identify and describe two financial management practices that firms use to manage each of the following: (a) liquidity risk; (b) interest rate risk; and (c) credit risk.

Answers

Answer 1

Answer:

a. Liquidity Risk

- Reduce Cash Conversion Cycle

Management tries to reduce the Cash Conversion cycle which is the time taken for proceeds to be received from inventory. By reducing this period, the company can have more cash.

- Maintain Cash Reserve

Maintaining a cash reserve that the business can fall back for contingency helps the company maintain liquidity. This amount should not be too small that it cannot help neither should it be too big that it hinder investment opportunities.

b. Interest Rate Risk

- Derivatives

Buying a a Derivative aimed at reducing interest rate risk can reduce it. Derivatives such as Interest Rate Futures will allow the company is make sure that they get a particular rate in future.

- Use more complex and accurate models to predict Interest rates and take measures against the fluctuations.

c. Credit Risk

- Use of Bond Ratings

Ratings will tell how risky the bond that is to be acquired is. If the Rating is quite low then the Credit Risk is high.

- Credit Default Swaps

This is a method of reducing Credit risk by insuring the Security in question against losses. This is usually done by the Issuer as an added requirement of the transaction.


Related Questions

Which of the following describes a common factor between the following places where vanilla beans are grown: Mexico, Tahiti, Indonesia, India, Uganda, and Papua New Guinea?

They are all near Central America.
They are all islands.
They are Spanish-speaking.
They are all at least partially tropical.

Answers

Answer: they are all least partially tropical

Match each term with its definition.

a. accelerated depreciation method
b. amortization
c. book value
d. boot
e. capital expenditures
f. capital leases
g. copyright
h. declining-balance method
i. depletion
j. depreciation
k. fixed assets
l. goodwill


1. Long-term or relatively permanent tangible assets that are used in the normal business operations.
2. The systematic periodic transfer of the cost of a fixed asset to an expense account during its expected useful life.
3. The estimated value of a fixed asset at the end of its useful life.
4. A method of depreciation that provides tor equal peri0dic depreciation expense over the estimated life of a fixed asset.
5. A method of depreciation that provides tor depreciation expense based on the expected productive capacity Of a fixed asset.
6. A method of depreciation that provides periodic depreciation expense based on the declining
book value of a fixed asset over its estimated life.
7. The cost of a fixed asset minus accumulated depreciation on the asset.
8. A depreciation method that provides for a higher depreciation amount in the first year of the assets use, t0110wed by a gradually declining amount of depreciation.
9. The costs of acquiring fixed assets, adding to a fixed asset, improving a fixed asset, or extending a fixed assets useful lite.
10. Costs that benefit only the current period or costs incurred for normal maintenance and repairs

Answers

Answer:

Definition       Item

1.                fixed assets

2.               depreciation

3.               amortization

4.               copyright

5.               depletion

6.               declining-balance method

7.                book value

8.               accelerated depreciation method

9.               capital expenditures

10.              boot

Explanation:

The Definition has been matched to the items as above.

*
This model of retailer grants a license to another party to market and sell its
products or services and each location is owned by a different person or
group.
Independent
Corporation
Franchise
Private Company

Answers

The answer is franchise

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Which descriptions best characterize the young Dr. Jekyll? Check all that apply.


-He was rich.

-He was in excellent shape.

-He was family oriented.

-He was famous.

-He was destined for a good future.


Don't mind the question btw.


My other account got deleted, Feel free to add me!!

Answers

Answer:

The descriptions that best characterize the young Dr. Jekyll include the following:

1.  -He was famous.

2.  -He was rich.

3.  -He was in excellent shape.

Explanation:

He was an eccentric Dr who was researching on the possibility of discovering a drug that will help mankind. During his research, he noticed that, when ever he take a particular drug, it alters his personality and body which would bring out the darkest thoughts in him.

The more he took the drug, the more him slips into darkness and destruction which always makes him sober after transforming back to his normal personality.

Answer:

1, 2, 5

Explanation:

He was rich.

He was in excellent shape.

He was destined for a good future

Functional managers are responsible for


•all of the issues that can directly affect employees, customers, and suppliers.


•making short-term operating decisions and directing the daily tasks of non-managerial personnel


•just one organizational activity


•setting the overall direction of the organization

Answers

Answer:

C. just one organizational activity.

Explanation:

A functional manager refers to an individual or person who is saddled with the responsibility of controlling and overseeing the affairs of an organizational unit such as a department.

This ultimately implies that, a functional manager only has management authority over the particular department he or she is heading within an organization.

Functional managers are responsible for just one organizational activity such as marketing, engineering, procurement, information technology (IT), or accounting.

The main functions of a functional manager includes;

1. Managing the employees and resources under their control and supervision.

2. Ensuring that the goals and objectives of their development are in tandem with the vision, mission and strategic plan of the organization.

3. To track processes and manage tasks for his or her department.

If a project is expected to have an IRR equal to that of the cost of capital it would be

Answers

If a project's expected IRR is equal to the cost of capital, the project can be accepted.

The internal rate of return can be described as the rate of discount at which the amount invested in a project equals the after tax cash flows of a project. The internal rate of return is a capital budgeting method.

If the internal rate of return is greater than the cost of capital, the project is profitable and should be invested in.

If the internal rate of return is less than the cost of capital, the project is not profitable.

If the internal rate of return is equal to the cost of capital, the project is neither profitable or unprofitable. The project's net present value is zero. The project can be invested in.

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Complete the following table.

Complete the following table.

Answers

The completed table for the Total Utility would be: 10, 24, 18, 24, 0, and 28

How did we arrive at these values?

To complete the table, calculate the Total Utility for each quantity demanded. Total Utility is the sum of the utility derived from consuming each unit of a good or service.

Assume that the utility derived from consuming each unit of the good is as follows:

Utility:

Unit 1: 10

Unit 2: 8

Unit 3: 6

Unit 4: 4

Unit 5: 2

Unit 6: 0

Now, calculate the Total Utility for each quantity demanded:

Price | Quantity Demanded | Total Utility

---------------------------------------

5 | 1 | 10

4 | 3 | 10 + 8 + 6 = 24

3 | 2 | 10 + 8 = 18

2 | 3 | 10 + 8 + 6 = 24

1 | 0 | 0

0 | 4 | 10 + 8 + 6 + 4 = 28

Therefore, the completed table would be:

Price | Quantity Demanded | Total Utility

---------------------------------------

5 | 1 | 10

4 | 3 | 24

3 | 2 | 18

2 | 3 | 24

1 | 0 | 0

0 | 4 | 28

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A soup kitchen falls under what type of organization?

National School Lunch Program
Nutrition Program for the Elderly
Expanded Food and Nutrition Education Program
Food Bank

Answers

food bank because they used a soup kitchen during the Great depression and it's for the homeless people too it has to be program

Write the quadratic equation in standard form that corresponds to the graph shown below.

Write the quadratic equation in standard form that corresponds to the graph shown below.

Answers

The quadratic equation of the graph in standard form is y = x² + 2x - 8

What is a quadratic equation in standard form?

A quadratic equation in standard form is given by y = ax² + bx + c

Given the graph below, to write the quadratic equation for the graph in s tandard form, we notice that the graph has two x - intercepts at

(-4, 0) and(2, 0)

The x - intercepts are the roots of the quadratic equation.

So, we have that

x = -4 andx = 2

So,

x + 4 = 0 andx - 2 = 0

So, the factors of the quadratic equation are

x + 4  andx - 2

So, multiplying the factors, we have that the equation is

y = (x + 4)(x - 2)

= x² - 2x + 4x + 4 × (-2)

= x² - 2x + 4x - 8

= x² + 2x - 8

So, the quadratic equation is y = x² + 2x - 8

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Please help ASAP
Match each commodity or business to its definition.
a company that is focused on selling services


another word sometimes used to mean a good.


a company that is focused on selling goods


an item of value that a person can buy or make and then sell to other people

something of value that a person can do for other people

1. good
2. service
3.product
4. product-based business
5. service-based business

Answers

a company that is focused on selling services is service-based business

another word sometimes used to mean a good is product

a company that is focused on selling goods is product-based business

an item of value that a person can buy or make and then sell to other people is product

something of value that a person can do for other people is service

What is service based product?

Service bases business provides services to people at a cost, the cost is determined by the business owner While a product based business deals with selling of product to people or individual who is interested in the product.

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Explain right to be heard with examples

Answers

The right to be heard means that, depending on their age and maturity, children can be involved in decisions and issues that affect them.

What is the right to be heard?The right to be heard (including the participation of children) is a principle of child rights as defined in the United Nations Convention on the Rights of the Child. According to article 12 of the Convention, children have the right to express their views on all matters that affect them, and their views must be given due weight according to their age and maturity. This right applies equally to children's participation in social and political affairs, and to judicial and administrative proceedings. As a general principle, children's right to be heard should be addressed not only as vulnerable individuals with special protection needs, but also as informed decision makers, rights holders and active members of society. It reflects the child's notion of 'agency', The right to a hearing in article 12 is closely related to other articles of the Convention, which together form the so-called 'participation rights' of children and the recognition of children as citizens with rights holders. Emphasis on understanding.

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Given the restrictions on collusion in the US, what techniques do Oligopoly firms use to stay
competitive and in business?

DONT TYPE ANSWER HERE?
Type the answer at this phone number in messages 682-245-3720 and when done type m here and I will give you brainlest

Answers

Why wouldn’t I type answer right here why u want us text dat number????

do you want the answer or people's numbers

3. Identify TWO possible suitable sources of external finance Chris could consider, if the local bank
manager refuses to give him a loan for purchasing a new van for his business. (10 marks)
Please help

Answers

Answer:

Hire Purchase

Loans from friends

Explanation:

Hire purchase

A hire purchase (HP) , is also called an installment plan, it is is an financing contract whereby a customer agrees to acquire an asset by paying an initial deposit and repays the balance of the price plus interest on installment bases  over a period of time .

Loans from friends

These are loans received from friends which are mostly interest free

a food worker wearing artifishal nails is preparing a salad for lunch rush what should she do to prevent from contaminating the salad

Answers

Answer:

wear gloves when preparing the salad.

Explanation:

You are an economics professor teaching large sections of Principles courses this semester. Within the first week of class,
several students have approached you with concerns about exam and homework due dates. They fear they won't do well
because the due dates for your class conflict with the dates for their other classes. You want to allocate exam and homework
due dates to the days most valued by students, but sifting through the opinions of hundreds of students presents a challenge.
The MOST efficient allocation would result if you:
design a predictions market for students to designate when they think the dates will be.
b. create an internal market for students to bid for their preferred dates.
C.
use your centralized power as a professor to assign the dates without student input.
d. determine that you have a knowledge problem when assigning dates

You are an economics professor teaching large sections of Principles courses this semester. Within the

Answers

The MOST efficient allocation of exam and homework due dates for students who have concerns due to conflicting schedules with other classes is to create an internal market for students to bid for their preferred dates.The correct answer is option-b.

A market is the most efficient mechanism for allocating goods and services according to the preferences of consumers. Students who have conflicting schedules can bid for their preferred exam and homework due dates through an internal market.

This method has the advantage of providing the exam and homework due dates to those who are willing to pay the most for them. By using the internal market, the professor can allocate the dates in the most efficient manner without sifting through the opinions of hundreds of students.

This method is also fair as it gives students the opportunity to choose their preferred dates based on their schedule constraints, and it reflects the value that students place on certain exam and homework due dates.

Therefore, the correct answer is option-b.

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Explain under which IRENT the Paycheck Protection Program would fall.

Answers

According to how we interpret the official Treasury guidance, rent expenses are any sums paid on a regular basis to use the property for commercial purposes. These costs need to be the result of a contract that was signed prior to February 15, 2020.

Paycheck Protection Program: What is it?

The Small Business Administration, with assistance from the Department of the Treasury, administers the Paycheck Protection Program, which was created by the CARES Act. This program offers small businesses money to cover up to 8 weeks' worth of benefits-covered payroll expenses.

Additionally, money can be used to cover the interest on loans, rent, and utility bills. Millions of Americans working for small businesses are given priority by the Paycheck Protection Program, which has $659 billion in funding authorized for job retention and other expenses.

If they also meet program size requirements, small businesses, eligible nonprofit organizations, veterans organizations, and tribal businesses as defined in the Small Business Act, as well as people who work for themselves or as independent contractors, are eligible.

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Why do business firms segment markets and subsequently concentrate on satisfying the needs of specific segments?

Answers

Answer:

There are multiple reasons why business firms segment markets and subsequently concentrate on satisfying the needs of specific segments.

Doing so, businesses can:

more effectively target their marketing and advertising effortsdevelop a more loyal customer basebetter utilize their resources and develop a more efficient operation

Which of the following is a well written goal for developing a system?
O To institute a more efficient food preparation system
O To hire more housekeepers
To institute a two-week training program for the front desk employees to teach them how to use the new communication system
O To earn at least $5,000 in gift shop revenue more next month

Answers

a good written goal for developing a system is B




Nate received a state tax refund of $590 from his 2020 return in 2021. Nate's filing status was single, and his itemized deductions
were $16,850 on the 2020 return, of which $2,800 was state income taxes. What amount of Nate's state refund will be taxable on the
2021 return?
Select one:
O a. $0
b. $250
c. None of these
d. $2,800
e. $590

Answers

None of these amounts of Nate's state refund will be taxable on the 2021 return. The correct option is C.

How do you calculate itemized deductions?

You can deduct what you paid in real estate taxes, personal property taxes, state and local income or sales taxes, mortgage interest, and disaster losses when you itemize your deductions. You can also count charitable contributions and a portion of the money you spent on health and dental care.

Every year, your refund is determined by subtracting your annual federal income tax from the amount of federal income tax withheld.

Thus, the ideal selection is option C.

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A long-term incentive is a type of
incentive given to employees that
is designed to be paid over
or longer.??

Answers

A long-term incentive is a type of incentive given to employees that is designed to be paid over an extended period or longer term. It is typically used as a way to align the interests of employees with the long-term goals of the organization. Long-term incentives are often provided in addition to regular salary or short-term incentives and are commonly used for executive-level employees or key members of the organization.

state three essential characteristics of a good leaders​

Answers

Answer:

The Characteristics & Qualities of a Good Leader

Integrity.

Ability to delegate.

Communication.

Self-awareness.

Gratitude.

Learning agility.

Influence.

Empathy.

Answer:

ghhh función de agosto The Rock Creek and have been for a long time now for the rest in the morning and I will be there and I and my son is in a la medicina y cirugía de las partes involucradas te mando la celula BBDD de las tareas que BBDD PAC gxg de las partes involucradas la

How is creative thinking similar to a child’s thinking? A. Neither process restricts itself to logical solutions. B. Both thought processes always come up with fresh ideas. C. Both thought processes are simplistic. D. Both thought processes are linear

Answers

Answer: D. Both thought processes are linear

Explanation: I think I'm not too certain.

time in line to buy groceries

Answers

Maybe like 10 minutes

In QuickBooks Online, where do you go to see all a company's categories organized into account types?

Answers

Answer:

The answer is "Chart of Accounts".

Explanation:

The chart of a financial report is the index of the general ledger of its financial accounts. In short, this is an organization tool that offers a digestible overview between subgroups of any money transfers performed by either a company in such an accounting period. It also using accounting graphs in Quickbooks to see those sections of a company grouped through account forms.

According to Paula scher how was the 2001 palm beach ballot impacted by design?

Answers

According to Paula Scher how was the 2001 palm beach ballot impacted by design by combining the emotional or psychological parts of the typeface along with contextual elements.

What is the  The Art of Design by  Paula Scher?

The famous Paula Scher who is known to be a Graphic Designer says that a person need to be in the “state of play” to be able to make any kind of design.

She was said to have emphasizes on the fact by telling that the design is better when it is said to be  combining an emotional or psychological areas of the typeface and also that of contextual elements to make a great message tool.

Hence, According to Paula Scher how was the 2001 palm beach ballot impacted by design by combining the emotional or psychological parts of the typeface along with contextual elements.

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1. Billy’s Hamburger Barn has a single drive-up window.
Currently, there is one attendant at the window who takes
the order (30–40 seconds), gathers up the food and bags
it (30–120 seconds), and then takes the customer’s money
(30–40 seconds) before handing the food to the customer.
a. (**) Map the current process. What is the minimum
cycle time? The longest cycle time?
b. (***) Suppose Billy’s Hamburger Barn redesigns the
process described in problem 11 so there are now two
attendants. The first attendant takes the order. Once
this step is finished, the first attendant then takes the
money, and the second one gathers up and bags the
food. If two of the process steps can now run in parallel (gathering the food and taking the money), what
is the new minimum cycle time? What is the longest
cycle time? What potential problems could arise by
splitting the process across two individuals?

Answers

Billy’s Hamburger Barn has a single drive-up window. Currently, there is one attendant at the window who takes

1 minute 40 seconds is the bare minimum cycle time.

2 minutes and 35 seconds is the longest cycle time.

1 minute and 15 seconds is the new minimum cycle.

2 minutes is the new longest cycle time.

The potential issue with separating the procedure is that once the consumer has finished paying, they will likely have to wait for the second attendant to finish packaging for between 30 and 55 seconds, which will result in a backlog.

Making sure that collecting payment and packaging take equal amounts of time could address the issue.

Cycle time minimum: 20 + 55 + 25 = 100

= 1 minute and 40 seconds

The longest cycle time was 2 minutes and 35 seconds, or 30 minutes, 90 minutes, 35 minutes, and 155 minutes.

The new minimum cycle time is 20+55=75 seconds, or one minute and 15 seconds.

In the first 35 seconds of the preceding 55 seconds, money from customers was also taken.

The new longest cycle time is 30 + 90 + 120 = 2 minutes.

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1. Billys Hamburger Barn has a single drive-up window.Currently, there is one attendant at the window
1. Billys Hamburger Barn has a single drive-up window.Currently, there is one attendant at the window

How do businesses and the society benefit from marketing?

Answers

Answer:

Marketing stimulates a competitive economy, promotes products and services, and targets consumers who are most likely to become purchasers. Higher sales for a company that employs effective marketing strategies translate into expansion, job creation, higher government tax revenue, and eventually, overall growth.

HAVE A GOOD DAY!

What are some job responsibilities of a sport marketer working in social media?

Answers

Answer:

Sport marketing is work to promotes sporting events, terms and players connected to those team.

Explanation:

Sport marketing often design based upon the signature players and sport franchises to use specific product or support sporting events.

Sport marketing managers connected to spectator sports specialize in sports realize higher income at the management level.Sport marketing sports marketing will depending upon the level of the position in many traditional promotional activities.Sport marketing as well as specialized to important knowledge to the sports world,they skills in the social media and internet.Sports marketing also need  an in depth level of about sports understanding attitudes and environment of players and fans.Sport marketing degree is a bachelor degree at the certificate and associate degree level prefer that applications.Sport marketing program include they topics on the economic, marketing and sales they impacts to modern sports.Sport marketing become a sports marketing professional to have interest is sports talents of writing and communication.Sport marketing special because the sports marketing industry has low turnover, rather then general degree.

Prepare a comparative income statement for any company extracting their P&L statement for the years 2020-21 & 2021-22. Analyse the incline and decline in the different elements in the P&L Statement and provide detailed insights.

Answers

Answer:

this is my own answer

Explanation:

hi

How to Prepare a Comparative Income Statement?

Step 1: Specify absolute figures of items like goods sold, net sales, selling expenses, etc., relating to the accounting period under consideration for analysis.

Step 2: Calculate the absolute change in the items mentioned in the income statement.

DO
include a signature.
Don't
include lots of exclamation marks to get your point across.
DO
include the thread of previous messages.
Do
make e-mail messages brief.
Don't
mark messages as urgent so your e-mails will be read first.
Do
use a relevant subject line.
Do
use all capital letters when the message is urgent.

Answers

Answer:ok

Explanation:

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