Graphic design is a field that creative people with a love of art, technology, and communication might want to consider.
What about graphic design?Graphic design is both a profession and an academic field. and applied art, whose work entails the projection of visual signals meant to convey particular messages to social groups with specific aims. An multidisciplinary area of both the fine arts and design, graphic design is. Using manual or digital technologies, it requires creativity, invention, and lateral thinking. Text and visuals are frequently used to convey ideas graphically.The graphic designer's function during the communication process is that of the message's encoder or interpreter. They focus on the analysis, arrangement, and presentation of visual messages. Graphic design typically goes beyond what language alone can say by using ornamentation, graphics, compositional arrangement of the text, and appealing typography.Graphic design is a field that creative people with a love of art, technology, and communication might want to consider.
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Which economic tool would most likely be used as part of a contractionary
monetary policy?
A. Lowering the reserve requirement
O B. Raising interest on reserves
C. Buying treasury securities
D. Reducing the discount rate
SUBMIT
Answer:
O B. Raising interest on reserves
Explanation:
The Federal Reserve expects banks to keep a percentage of customer deposits as reserves. The reserves cater to both the normal and unexpected withdrawals. The Federal Reserve (Fed) also uses reserve requirements as a monetary policy tool.
Interest on reserves is one of the monetary policy tools that the Fed uses regularly. The Fed pays interest on any excess reserves held by the banks. Increasing the interest paid on reserves encourages banks to hold more money. Decreases the interest prompts the banks to lend out more. Contractionary monetary policies are measures aimed at decreasing the money supply in the economy. Increasing interest on reserves increases money held in the banking sectors, thereby slowing down money circulation.
Answer: B. Raising interest on reserves
Explanation:
Just got it right!!!
How to convince people to buy your wine.
Answer and Explanation:
Talk them into it..
Answer:
either make an ad, or make the wine actually delicous and do not click-bait. click-baiting will have your chances on people buying your wine to a lower chance.
4-Strategy should focus PRIMARILY on the organization's: a. shareholders b. customers c. products d. employees
Answer:
b. customers
Explanation:
The organizational strategy can be understood as a plan that aims to develop action plans so that a company can achieve its objectives and goals, so it is correct to state that the strategy should focus primarily on the organization's customers.
A company exists to satisfy the desires and needs of potential customers, so that is the substantial reason for its existence and where its focus must be, of course, a strategy must understand the organizational whole, its internal and external environment including shareholders, products and employees, but the focus on the customer must be a priority, so that the company has acceptance, value and market positioning.
the quotations of $ 0.88/c$ and $ 0.35/€ imply a cross exchange rate of
The quotations of $0.88/c$ and $0.35/€$ imply a cross exchange rate of $2.51/€$.
Cross exchange rates are calculated by using the direct exchange rates of two currencies and the third currency. In order to calculate the cross exchange rate between two currencies A and B, it is necessary to have the direct exchange rate for both currencies A and C and for B and C. The cross exchange rate is then calculated by dividing the direct exchange rate of A and C by the direct exchange rate of B and C.
Here's how to solve the given question: Direct quote of the EUR/USD is 0.88 which means that one euro is equal to 0.88 US dollars.Direct quote of the USD/EUR is 1/0.35 which means that one US dollar is equal to 2.8571 euros.
To calculate the cross exchange rate between the euro and the US dollar, divide the direct quote of the EUR/USD by the direct quote of the USD/EUR:$$\frac{0.88}{1/0.35}=2.51/€$$Therefore, the cross exchange rate of the given quotations is $2.51/€$.
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What do taxes pay for? a. Schools, government departments, roads, and emergency services
b. Privately-owned businesses
c.Operation of financial institutions
d. None of the above
A
Because thats what the government gets in order to pay for everything we have that is for the Public
Taxes are payed for the development of schools, government departments, roads and emergency services. They are payed by the citizens of a country.
What are taxes ?A tax is defined as payments or charge of money on the tax payers. They are the levy imposed by the government on its citizens to fund development projects and government schemes for its people.
Why are taxes paid ?It is the main source of revenue for the government.
The money collected is spent to maintain and develop public infrastructure and fund public services through welfare programs.
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However, a capacity utilization rate that is nearing 100% is ............... because .......
Answer:
A capacity utilization rate that is nearing 100% is ideal because it means that company's actual output is almost the same as its maximum possible output.
Explanation:
Capital utilization rate is used to calculate the rate at which levels of output are met. It is defined by the given formula:
Capacity utilization = (Actual level of output / Maximum level of output) · 100
If the Capacity utilization rate is near 100%, it means that actual level of output is almost same as the maximum level of output, which is considered as the Ideal rate.
Ideal rate is usually not possible because there are a lot of hurdles in the processes. A rate of 85% is considered the optimal rate for most companies.
purchased the servicing rights to the subject mortgage and note from the federal deposit insurance corporation [fdic] in september 2008, when wamu was seized by the fdic
In September 2008, when Washington Mutual (WaMu) was seized by the Federal Deposit Insurance Corporation (FDIC), a party purchased the servicing rights to the subject mortgage and note from the FDIC.
In September 2008, when Washington Mutual (WaMu) was taken over by the Federal Deposit Insurance Corporation (FDIC), the servicing rights to the mortgage and note of the subject property were acquired.
This means that the responsibility for managing and collecting payments on the mortgage was transferred to the entity that purchased these rights. The FDIC, as the receiver of failed banks, sells these servicing rights to ensure the continued servicing of the loans.
By acquiring the servicing rights, the new entity takes over the administrative tasks associated with the mortgage, such as processing payments, managing escrow accounts, and handling customer inquiries.
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A company can raise money by doing all but which of the following?
A. Conducting an initial public offering
O B. Taking a loan
C. Providing stock options to executives
D. Issuing bonds
Answer:
B
Explanation:
TRUE OR FALSE: when you have a credit card or loan, it is better to have higher interest rate
Answer: Lower interest rate are better. Higher interest rate is worse
Explanation:
A lower interest rate is better when borrowing money through credit cards or loans. You will be paying less. High interest rates are only good when you are the lender.
an agent is working with seller clients who are very emotionally attached to their home. they want to list the property at $330,000, but the cma indicates a price range of $255,000 to $275,000. what is the best course of action?
Explain the importance of fair market value and offer to walk them through the process is the best course of action
The cost that an asset would fetch on the open market or the assessment that the financial community makes of a particular equity or company is known as market value, often known as OMV or "open market valuation." Market value is another name for a publicly traded company's market capitalisation, which is calculated by dividing the quantity of outstanding shares by the current share price. The phrase "market value" is frequently used to indicate how much something or a company is worth on the financial market. Market participants generally agree on the term "market capitalization" when referring to assets and businesses.
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According to this image :
1- What is the age range of the generation with the highest amount of household debt?
2-Which is the only generation to decrease its average debt from 2019 to 2020?
3-Compare the rate at which Gen Z’s debt increased from 2019 to 2020 compared to other generations.
With an increase of 67.2%, Gen Z’s debt increased at a much higher rate than other generations.
4-Calculate how long it would take for Gen Z’s average debt ($16,000) to reach Gen X’s level of average debt ($140,000) if it continued to increase at its current rate (67.2% per year).
5-Develop a logical argument why Gen Z’s debt is rising at such a high rate when the Silent Generation’s debt is decreasing.
I have to turn this worksheet today, So please ANYONE help me out please ASAP..
Answer:
1. Gen X 41-56years
2. Silent Gen reduced debt by 4.6%
3.Baby boomers increased by 0.3% from 2019 to 2020, they had the least increase in debt
Gen X followed with 3.5% increase from 2019 to 2020 while Millenials had 11.5% increase in debt between 2019 and 2022. Even though Gen Z debt increased by 67.2%, they still have the lowest debt overall into two years.
4.Gen Z average debt $16,000
Gen X average debt $ 140,000
In 5years, it will meet up with Gen Xs level of debt
5. The silent Gen are the elderly, mostly retired and no longer taking new loans while Gen Z is the younger generating, newly exploring the world, teenagers and students, young school leavers and new work force taking loans at the slightest offer. The silent age are no longer active, they are most been taken care of and won't be taking loan facilities for any purpose. Student loan, technology etc is available and most suitable for the age range of Gen Z, hence the difference in the loan dimension.
At the end of the fiscal period, Burton Company omitted the adjusting entry for depreciation
on equipment. The effect of this error on the financial statements is to
a. understate liabilities.
b. understate owner's equity.
c. overstate expenses.
d. overstate assets
The impact of the given error on the financial statement should be an overstatement of the assets.
Since the adjusting entry for depreciation is omitted i.e.Depreciation expense Dr XXXXX
To accumulate depreciation XXXXXX
(being depreciation expense is recorded)
Here depreciation expense is debited as it increased the assets and credited the accumulated depreciation as it decreased the assets.
So if the above journal entry is omitted so it means the assets should be overstated.
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how can you find the weights to be used for the wacc, and which are more appropriate (market versus book)?
The equity amount used in the weight calculation should be consistent with the total equity as reported in the company's financial statements.
The weights used in the WACC calculation should be consistent with the financial data used in the analysis. For example, if the cost of debt is based on the interest rate on the company's outstanding debt, the corresponding debt amount used in the weight calculation should also be based on the outstanding.
The weights used in calculating the Weighted Average Cost of Capital (WACC) represent the proportion of a company's financing that comes from different sources. Typically, these sources include debt and equity, but other forms of financing, such as preferred stock, may also be included.
The weights used for the WACC calculation can be determined based on either the market value or the book value of each source of financing. The market value of a company's financing represents the current market price of its equity and the present value of its debt. The book value, on the other hand, represents the value of the financing as reported in the company's financial statements.
The choice between using market value versus book value weights in the WACC calculation depends on the specific circumstances of the company and the purpose of the analysis. In general, market value weights are considered more appropriate because they reflect the current market prices and investor perceptions of the company's financing. However, there are some situations where book value weights may be more appropriate, such as when the company has a stable capital structure and its market value and book value weights are similar.
To calculate the market value weights, the market value of equity is divided by the sum of the market value of equity and the market value of debt. To calculate the book value weights, the book value of equity is divided by the sum of the book value of equity and the book value of debt.
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Outline how the marketing mix for Mars bars
may affect their level of impulse sales in a
small corner shop?
The 4 Ps are used and specified in the marketing mix to characterize a product's strategic positioning in the market.
E. Jerome McCarthy, who promoted the four-P classification he devised, was a notable figure to take center stage in 1960. "The marketing mix approach to marketing is a framework for developing and putting into practice market strategy.
Product, place, pricing, and promotion make up the main four components of the marketing mix. The four Ps are the names given to these variables. Numerous sources frequently compare the marketing mix to a recipe for creating a successful marketing strategy, where each ingredient is employed in a different way and at a different time depending on the good or service being marketed. To describe the components of the marketing mix, this study will draw on three sources.
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Implement a superclass Appointment and subclasses Onetime, Daily, and Monthly.
3. Make sure the appointment has a description (for example, "see the dentist") and occurs on one or more dates.
4. Write a method occursOn(Date d) that checks whether the appointment occurs on that date. For a monthly appointment, you must
check whether the day of the month matches.
5. Appointment class must implement Recurring interface. It contains the repeat method.
6. When the repeat method is called on a Daily appointment object, get the number of occurrences from the user and add all
continuous dates until the end date of the list of dates.
Tip: It is good practice not to have user input only in the main function and not to add it to other member functions.
7. When the repeat method is called on a Monthly appointment object, get the number of occurrences from the user and add the
same date of consecutive months until the end date of the list of dates.
8. When the repeat method is called on a Onetime appointment object, print a message that says, "One-time appointments cannot
be repeated. Sorry."
9. Add an abstract method cancelAppointment to Appointment. The subclasses must override this and empty the list of dates.
For Daily appointments, print a message that says, "Daily appointment is cancelled." Change the message accordingly for other
subclasses.
10. Use the class SchedulingAssistant as your tester/main class. Then fill an array of Appointment objects with a mixture of
appointments (Onetime, Daily, and Monthly appointments).
11. Prompt the user to enter a date and print out all appointments that occur on that date
12. Give the user the option to add new appointments. The user must specify the type of the appointment, the description, and the Iteratively ask if the user wishes to add an appointment or view appointments on a specific date until they wish to exit. Implement
this using a do-while loop.
Implement a superclass Appointment and subclasses Onetime, Daily, and Monthly, with methods for occurrence checking, repeating appointments, cancellation, and scheduling assistance.
To implement the appointment system, we create a superclass called "Appointment" and three subclasses: "Onetime," "Daily," and "Monthly." The Appointment class has a description and a list of dates. It implements the Recurring interface, which includes a "repeat" method. The "occursOn(Date d)" method checks if an appointment occurs on a specific date. For Daily appointments, the "repeat" method adds continuous dates based on user input. For Monthly appointments, it adds the same date for consecutive months. Onetime appointments display a message that they cannot be repeated
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A/An ____ is an open order, usually effective for 6 months to one year, covering routine purchases of an item or family of items. a. pending order b. completed order c. order acceptance d. outstanding order e. blanket purchase order
The type of purchase order that is usually effective for a period of 6 months to one year, which covers routine purchases on an item is called: e. blanket purchase order
What is a Blanket Purchase Order (BPO)?
A blanket purchase order can be described as an agreement signed between a supplier and an organization, for a recurring good or service to be delivered at a set price over a period of as much as between 6 months to up to a year.
Benefits of Blanket Purchase Order (BPO)Reduction of cost.Increases purchasing powerPurchasing lead time is shortenedImproves Efficiency, among others.Therefore, the type of purchase order that is usually effective for a period of 6 months to one year, which covers routine purchases on an item is called: e. blanket purchase order
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Student will research and report on the meaning of and the benefits of open trade and the drawbacks of an open market.
Student will provide (multiple) country and company examples in both areas, benefits and drawbacks.
Open trade refers to a trade policy that allows trading activities between nations without any barriers or restrictions. The free movement of goods, services, and resources across national borders is an important part of open trade. There are a number of benefits and drawbacks of an open market.
Benefits of an open market:
Open markets offer many benefits for countries and companies. These include the following:
1. Increased competition: Open trade leads to more competition between countries and companies, which helps to drive innovation, increase efficiency, and reduce costs.
2. More choices: Open trade allows consumers to choose from a wider range of products at lower prices.
3. Economic growth: Open trade can promote economic growth by increasing exports and creating new jobs.
4. Investment opportunities: An open market provides investment opportunities for both local and foreign investors.
5. Diversification of production: Open trade allows countries to specialize in certain products and import others, which leads to greater efficiency and higher productivity.
Drawbacks of an open market:
There are also some drawbacks associated with open markets. These include the following:
1. Job displacement: Open markets can lead to job displacement as companies move production to countries with lower labor costs.
2. Exploitation of workers: Open markets can result in the exploitation of workers in countries with weaker labor laws and lower wages.
3. Environmental degradation: Open markets can lead to environmental degradation as countries compete to produce goods at the lowest cost.
4. Loss of sovereignty: Open markets can lead to a loss of sovereignty as countries are forced to comply with international regulations and standards.
5. Unequal distribution of wealth: Open markets can result in an unequal distribution of wealth as some countries and companies benefit more than others.
Country and company examples in both areas:
Benefits of open trade
- Germany: The country’s openness to international trade has been a key driver of its economic success. It is currently the fourth-largest economy in the world.
- Apple: The company is a major beneficiary of open trade, with a large portion of its products being manufactured in China.
- South Korea: The country has been able to grow its economy rapidly thanks to its open trade policies.Drawbacks of open trade.
- Bangladesh: The country’s garment industry has been plagued by low wages and poor working conditions, leading to widespread criticism from human rights groups.
- Nike: The company has faced criticism for using sweatshops in developing countries to produce its products.
- Indonesia: The country’s logging industry has been linked to deforestation and environmental degradation.
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why should we respect the life and culture of all people living in the country ?
Explanation:
Culture forms our identities and attitudes, and intercultural communication allows us to embrace and sometimes even integrate and learn the language with many other communities to some degree. In modern environment, cultural diversity is becoming extremely significant. We should respect all culture and community.
Annoying isn't it. When people purposely answer your question when they know it's completely useless. Kinda like how I specifically told people NOT to answer the questions I asked because I was doing an experiment, and every time I did that, two people purposely answered my question when they were told not to.
People are d. i. c. k. s.
Answer:
wow
Explanation:
I'm gonna type a random answer
Question 1 (7 points) Samuel just moved to Radford and plans to live here for 5 years. He just found a "perfect" house to live in with his family. The current owner is willing to sell or rent the house to Samuel. The selling price will be $295000. Samuel has 20% of the house's price for down payment and also 2% of the house's price for mortgage closing cost if he buys the house. Samuel is eligible for a 30-year 6% fixed -rate mortgage loan to finish the purchase. If Samuel owns the house, he needs to pay $2100 annually for insurance and property tax, and expects the house price to increase by 4% over the 5 years. When he sells the house, he needs to pay 6% of the selling price to the realtors. If Samuel rents the house, the annual rent will be $25000. Samuel is confident that he can have an annual after-tax investment return of 7% over the next five years. Samuel does not itemize tax deductions. Assume that all the expenses, payments, and investment payoffs occur at the end of the year. For living in the house for 5 years, what is the difference in the present value of costs between buying and renting (please report the absolute value of the difference and keep zero decimal places)? Hints
Therefore, the absolute value o the difference in the present value of costs between buying and renting is $ -44 534.786
What is the explanation for the above ?Present value = PV = C / (1 + r)\(^{t}\)
where
PV is the present value
C is the cost
r is the discount rate
t = the number of years
PV = $59,000 + $ 5,900 + $ 2,100 x (1 + 0.07)⁵ + $17,700 x (1 + 0.07)⁻⁵
= $80, 465.214
The present value of the costs of renting the house is simply the total cost of renting for 5 years, which is $ 25,000 x 5
= $ 125,000.
Difference in present value
$ 80, 465.214 - $125,000 = $ -44 534.786
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Which is not true of birthday and/or annual review automatics?a. the purpose is to trigger a telephone call for a face-to-face meeting.b. quarterly automatic contacts decrease cross-sales and lead to reduced referrals.c. you are expected to stay in touch with all your active prospects and clients through two personal contacts each year?
Answer: b. Quarterly automatic contacts decrease cross-sales and lead to reduced referrals
Explanation:
During the annual review of business considering automatics it is observed that there is always a decrease in cross sales and these leads to a reduce in referrals.
When these happens, clients who raise offer for referrals drop interest.
How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
an example of a personal skill is
Answer:
Well, Personal skills refer to the inner abilities. Examples of personal skills include the ability to communicate with others, Leadership skills, or Management skills.
Interest is defined as
Answer:
in·ter·est
/ˈint(ə)rəst/
Learn to pronounce
See definitions in:
All
Commerce
Law
noun
1.
the state of wanting to know or learn about something or someone.
"she looked about her with interest"
Similar:
attentiveness
undivided attention
absorption
engrossment
heed
regard
notice
scrutiny
curiosity
inquisitiveness
enjoyment
delight
Opposite:
boredom
2.
money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
"the monthly rate of interest"
Similar:
dividends
profits
returns
a percentage
Explanation:
Answer:
the feeling of wanting to know or learn about something or someone
3-5 sentences on information about Economics.
Answer:
go online to do it it will be better
Pregnant Sailors are authorized to wear maternity clothing form a) what occurrence until b) what time?
Personnel is expected to wear regular uniforms upon return from convalescent leave, notwithstanding, Chiefs might endorse the wear of maternity regalia as long as a half year from the date of conveyance given the clinical official finding/proposal.
Certified maternity uniform garbs are required for all pregnant ladies in the Naval force when a uniform is recommended, and standard regalia presently does not fit. Since they're custom fitted to oblige your evolving body, numerous ladies feel maternity garments are more agreeable.
A maternity dress is a brilliant decision for pregnant ladies, yet it can likewise be worn by non-pregnant ladies. A few ladies find wearing maternity garments agreeable regardless of whether they are not pregnant, while others think that it is undemanding.
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How has information technology impacted the economy?.
The information technology creates the major growth, better economic policy in the economy
The term Information technology simply said that IT is the creation, process, storage, security, and sharing of all types of electronic data using computers, collection, connectivity, and various physical devices, infrastructure, and procedures.
Here we need to find the impact created by information technology on economy.
Here we have listed down the impacts as follows:
This one has allowed economists to better predict how resources should be allocated.
And this will also assisted governments to make better economic policy decisions.
Finally it helps in the expanded growth and outlook in information technology careers.
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am I correct? if not lmk the answer please
samantha died on january 18, 2020. her husband dave lived by himself until he remarried in 2021. what was dave's filing status in 2020 and 2021?
The husband filing status will be registering jointly as a single person in 2020; married in 2021.
What is the filing status?According to federal income tax legislation in the United States, a person's filing status affects which tax return form they will submit and plays a significant role in determining their taxable income. Marital status and family circumstances determine filing status.Whether you are married or single will typically define your filing status, and typically your marital status on the last day of the tax year determines your status for the whole year. However, you are regarded as married for that year if your spouse dies away during that time.The three most popular filing statuses on a federal tax return—"single," "married filing jointly," and "head of household"—are among the five available. The most frequently falsely reported status is that of the head of the household.In the given situation, Samantha's husband's filing status will be:
Registering jointly as a single person in 2020; married in 2021.Therefore, the husband filing status will be registering jointly as a single person in 2020; married in 2021.
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What percent of adults, nationally, were current on all credit payments in the last year?
Your friend sees your answer to #1 and assumes that each of those people has a high credit score. Why is your friend incorrect?
How does your state’s on-time payment record compare to the national rate?
Find your county within your state. How does your county’s rate compare to your state’s rate of on-time payment?
If you look at the state shading on the map, it seems on-time payment rates are somewhat clumped geographically. What might cause that “clumping?”
Based on prior learning, name two reasons that paying your credit card or loan bill late has serious consequences.
The percentage of adults, nationally, that were current on all credit payments in the last year is 78.5% .
Your friend is incorrect in assuming that all will have high credit scores. because base on the fact that a lot young adults have no credit experience. They are said to often have a high balance on too many credit card.
The state’s on-time payment record compare to the national rate is known to be Texas who are said to have an on-time payment record of 6.7% that is known to be lower than the national rate.
Miral county’s payment rate is 80%, 10% higher than the state of Texas.
The “clumping may be due to the types of jobs that are available to certain states.
The reasons our credit card or loan bill paid late?The reasons why our credit card or loan bill late said to be late is known to have a lot of serious effects if not managed. It can lead to:
Credit score reduction drastically, that can affect your credit report badly.It can also affect the types of opportunities, etc. that one can get through the credit bureau.learn more about credit payments from
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