Once every two years there is a 10% correction in the stock market.
Although there is no official definition for the term, a stock market correction is a significant decrease in key market indices of 10% to 20%. For investors, corrections are an unavoidable reality of life. In actuality, one takes place on average once every two years.
Corrections may take days, weeks, or even months to complete.
A correction can be advantageous by bringing excessive asset prices down and creating buying opportunities, despite being harmful in the short term.
Black Monday, also known as the 1987 stock market crash, is renowned for having the biggest single-day percentage fall in the history of the American stock market.
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Correct question
How often is there a 10% correction in the stock market?
Louis purchased $5,000 worth of stock three years ago and sold it today for $7,000. He received no dividends from this investment. Inflation averaged 4% during the three years he owned the stock. What was his annualized real rate of return on this investment?
Answer:
9.33%
Explanation:
Calculation to determine his annualized real rate of return on this investment
Annualized real rate of return=[($7,000-$5,000/ ($5000*3) *100] -4%
Annualized real rate of return=13.33%-4%
Annualized real rate of return = 9.33%
Therefore his annualized real rate of return on this investment will be 9.33%
Indicate whether the situation below will lead to a surplus, shortage, or neither.
The price of a product falls to a level that consumers consider a bargain.
O Neither
Surplus
Shortage
If the price of a product falls to what is considered a bargain price, a shortage would occur.
A shortage occurs when the quantity demanded exceeds the quantity supplied. A shortage occurs when price is below the equilibrium price.
A surplus is when the quantity supplied exceeds the quantity demanded. A surplus occurs when price is above the equilibrium price.
When the price of a good falls to what is considered a bargain price by consumers, it means that the price of the good is below the equilibrium price.
When the price of a good is below equilibrium, quantity supplied would fall and the quantity demanded would exceed supply. As a result, there would be a shortage.
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The holding period return (HPR) on a share of stock is equal to A) the dividend yield plus the risk premium B) the capital appreciation minus the inflation rate over the period C) the current yield plus the dividend yield D) the capital appreciation plus the dividend income received over the period
Answer:
b
Explanation:
The holding period return of the stock should be equivalent to the capital appreciation that is added to the dividend income received.
The following information should be relevant:
For determining the holding period return, first, determine the total return.The total return contains the dividend income + appreciation - depreciation.Therefore the other options are incorrect.
Therefore we can conclude that the holding period return of the stock should be equivalent to the capital appreciation that is added to the dividend income received.
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in industrial applications, manually operated valves are generally used. True or false?
In industrial applications, manually operated valves are generally used is False.
In industrial applications, manually operated valves are not generally used. While manual valves may still have some applications, especially in smaller or less complex systems, industrial settings often require a higher level of control and automation. As a result, automated valves, such as motor-operated valves or solenoid valves, are more commonly used.
Automated valves offer advantages such as precise control, remote operation, and integration with control systems. They can be operated through various methods, including electrical signals, pneumatic pressure, or hydraulic power. These valves can be programmed to respond to specific conditions or controlled remotely, allowing for more efficient and reliable operation.
Additionally, in industrial environments where safety is crucial, automated valves can be equipped with fail-safe features, such as automatic shut-off in case of emergencies or abnormal conditions. This helps to enhance operational safety and prevent potential accidents or damage.
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Managers are accountable to some stakeholders whose interests they represent. These
stakeholders are:
Customers
Employees
Owners
Shareholders
Society
Government
1. Conduct a research to explain how is management responsible to EACH of these stakeholders. [18 marks]
pls help me
Answer:
see explanation
Explanation:
Stakeholder is anyone interest in the operation of a company or affected by the decision of the company.
Each stakeholder has its own interest and this is listed below :
Customers
They expect to receive value for money out of the firm products or services.
Employees
They are looking up to management for better remuneration for their manpower.
Owners
They seeking a maximum return from their investment in the company. Management run the company on their behalf as stewards.
Shareholders
They also seek maximum return from their investment in the company.
Society
The community expects the company to be a good corporate citizen and improve the social factors of employment, sustainability and environmental issues
Government
The government expects the company to be tax compliant and to pay its dues on time.
You just received your financial aid offer and you see that you’ve been offered a Direct Subsidized Loan and a Direct Unsubsidized Loan. Assuming you accept both loans, explain how interest is handled differently between these two types of loans and how that can impact your monthly payments.
The way that interest is handled in Direct Subsidized Loan and a Direct Unsubsidized Loan is that:
Interest accrues (additionally) on loans with daily interest every day. You are not liable for paying the interest that accrues while you are in school if your loans are subsidized. Even when you're in school, if your loans are unsubsidized, you're still responsible for paying all accumulated interest.
While you are enrolled in school at least half-time or even during deferment periods, interest on your subsidized loans does not accrue.
Have interest-bearing loans, subsidized or unsubsidized?Subsidized loans clearly prevail when compared to unsubsidized loans. A subsidized loan will save you money throughout the course of the loan if you are eligible for one. You will pay less in interest costs. Nevertheless, not everyone will be eligible for a subsidized loan.
While enrolled at least half-time in school or during deferment periods, interest is not charged on subsidized loans. Loans that aren't based on financial need are known as unsubsidized loans, and they are available to both undergraduate and graduate students.
Therefore, with the use of a subsidized direct loan, the lender or government (for Federal Direct Subsidized Loans, also known as Subsidized Stafford Loans) pays your interest while you're in school (a minimum of one year).
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What is the definition of hangry my friend keeps saying it but i dont understand
Answer:
hangry is when you feel hungry and angry at the same time
Explanation:
basically, your angry because of the fact that your hungry
MOTIVATION TIME
Success doesn’t just find you. You have to go out and get it.
Answer:
thnak u that made my day
Explanation:
Balancing a budget is important, but businesses often take on loans or investments to get them started, and these debts can leave them owing money to investors and banks for quite some time. One traditional saying sometimes used to endorse this kind of spending is “you have to spend money to make money.” What factors should be taken into account when deciding on the exact balance to strike between borrowing and spending when running a business, especially when it comes to paying for information systems and technologies? How is it similar or different to the kind of decisions you make to manage your personal finances (e.g., putting something on a personal credit card or taking a mortgage to buy a home)?
Consider the return on investment (ROI) for borrowed cash while balancing a business's borrowing and expenditure.
Businesses should weigh the pros and cons of investing in information systems and technology.
Personal financial decision-making entails analyzing the pros and cons of various investments.
What is financial decision-making?Generally, When deciding on the balance between borrowing and spending for a business, it's important to consider the potential return on investment (ROI) for the funds being borrowed. The ROI should be high enough to justify the cost of borrowing, including interest and any other fees. Additionally, the business should have a clear plan for how the funds will be used and how they will generate revenue.
When it comes to investing in information systems and technologies, businesses should carefully evaluate the potential benefits and costs of the investment. The systems and technologies should align with the business's overall strategy and goals, and the business should have the resources and capabilities to effectively utilize them.
The decision-making process for managing personal finances is similar in that it also involves weighing the potential benefits and costs of different investments. However, personal financial decisions often have a longer time horizon and may not have the same level of scrutiny and analysis as business financial decisions. Additionally, personal decisions often have a bigger impact on one's lifestyle and well-being, while business decisions have a bigger impact on the company's success.
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From the manager's perspective,it is required that the bookstore system allows the manager not only to carry out the duties of other staff members but also to perform additional manager-specific operations. For example,the manager needs to have the ability of selecting certain books from the book list and changing their prices if they are overstock in the inventory or out-of-print in the market. (a(30 Modify the use case diagram shown in the figure to create an updated use case diagram with the added requirement for manager. hint: Name the new use case of changing book prices to Change BookPrice (b(30 Write a fully dressed description for theChange BookPriceuse case. note: A 25% penalty applies to hand-drawn use case diagram and hand-written use case description.
a) Add the "Change BookPrice" use case to the existing use case diagram to represent the manager's ability to modify book prices.
b) "Change BookPrice" is a use case where the manager selects specific books from the inventory and changes their prices based on overstock or out-of-print conditions.
a) To update the use case diagram, the "Change BookPrice" use case needs to be added to represent the manager's ability to modify book prices. This new use case should be connected to the manager actor and linked to the existing "Manage Inventory" use case.
b) "Change BookPrice" is a fully dressed use case that describes the detailed steps and interactions involved in the process. It starts when the manager logs into the bookstore system and accesses the inventory management functionality
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although we cannot eliminate the encounter with death that accompanies disaster, steps can be taken to reduce its impact, preserve life and demonstrate
We cannot eliminate the encounter with death that accompanies disaster, spthese steps an be taken to reduce its impact, preserve life and demonstrate:
1. Preparedness: Planning and preparing for disasters can help reduce the impact of death and destruction. This includes having emergency plans in place, stocking up on necessary supplies, and conducting emergency drills to ensure that everyone knows what to do in the event of a disaster.
2. Early warning systems: Early warning systems can provide advance notice of impending disasters, allowing people to evacuate or take other necessary precautions to minimize the risk of death and injury.
3. Rescue and evacuation: Swift and organized rescue efforts can save lives and reduce the impact of disasters. This may involve search and rescue teams, medical personnel, and emergency responders working together to evacuate people from affected areas and provide them with medical attention.
4. Relief and recovery efforts: Providing relief and recovery efforts such as food, water, shelter, and medical aid can help alleviate suffering and prevent further loss of life.
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which of the following behavior patterns may be a characteristic of minors
Answer:
Self conscious about appearance
Explanation:
A minor is a usually adopted as term used to make distinction between an adult who can take up legal responsibilities and a child who legally below the specified age of the majority or adulthood. Distinction between minors and adulthood is usually based on the age of the individual. Person below the age of 18 in most countries are considered as minor. They possess certain characteristics which may include excessive consciousness about looks and trying to avoid eyes contact as much as possible.
Compare and contrast the characteristics of real estate investment trusts (REIT) and mutual funds. (5 marks)
Real estate investment trusts (REIT) and mutual funds are both investment vehicles that offer diverse options for investors.
These two types of investment have their similarities and differences. Here are some of the characteristics of REITs and mutual funds:
Real estate investment trusts (REIT)REIT is an investment tool that pools capital from numerous investors to invest in real estate properties.
The income that REITs earn is then distributed to investors in the form of dividends.
Below are some of the characteristics of REITs: REITs invest mainly in commercial properties.
REITs generally produce high dividend yields.
REITs require a large minimum investment.REITs are subject to a number of fees.
Mutual funds: A mutual fund is an investment instrument that pools investors' money and invests it in stocks, bonds, or a combination of both.
Mutual funds are typically managed by fund managers.
Below are some of the characteristics of mutual funds: Mutual funds invest in a variety of securities.
Mutual funds provide diversification.
Mutual funds have a low initial investment.
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Beginning Balance $1000
19-Jul ACH Outgoing Transfer $(730)
20-Jul Incoming App Transfer $1800
23-Jul ACH Incoming Transfer
$20
24-Jul E-bill Pay Utilities
$(100)
What is the ending
balance on this
account after
these transfers
are completed?
Answer:
the ending balance after these transfers are completed is $1990.
Explanation:
Beginning Balance: $1000
19-Jul ACH Outgoing Transfer: -$730
Balance after transaction: $1000 - $730 = $270
20-Jul Incoming App Transfer: +$1800
Balance after transaction: $270 + $1800 = $2070
23-Jul ACH Incoming Transfer: +$20
Balance after transaction: $2070 + $20 = $2090
24-Jul E-bill Pay Utilities: -$100
Balance after transaction: $2090 - $100 = $1990
________ involves teaching managers and professional employees broader skills needed for their present and future jobs.
Upskilling involves teaching managers and professional employees broader skills needed for their present and future jobs
Upskilling is a process of providing additional training and education to employees, especially managers and professional employees, to enhance their skills and knowledge required for their current job and prepare them for future roles within the organization.
It involves teaching employees new technologies, methodologies, and other professional skills that will enable them to adapt to changes in the business environment and help the organization to remain competitive.
Upskilling can take various forms, including classroom training, mentoring, coaching, and online learning programs. It is essential for organizations to focus on upskilling their employees to remain relevant and agile in today's fast-paced and constantly evolving business environment.
By upskilling their workforce, companies can reduce their dependence on external hiring, improve employee engagement, and retain top talent. Moreover, upskilling is also an effective way to improve employee morale and job satisfaction as it offers them opportunities for professional growth and career advancement.
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Government expenditures are different from the government national income account (G) in that: O government expenditures includes transfer payments while G does not. O government expenditures are net of tax revenue while G is not. OG includes spending for defense, highways, and education while government expenditures does not. OG includes transfer payments while government expenditures does not.
The correct option is: Government expenditures are different from the government national income account (G) in that government expenditures include transfer payments while G does not.
Government expenditures refer to the total amount of money spent by the government on various goods and services, including transfer payments such as social welfare programs, subsidies, and grants. These transfer payments are included in government expenditures as they involve the redistribution of income or wealth.
On the other hand, the government national income account (G) represents government spending on final goods and services within the economy. It does not include transfer payments as they are not considered as payments for final goods or services.
Therefore, government expenditures include transfer payments while the government national income account (G) does not.
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Full Question: Government expenditures are different from the government national income account (G) in that:
O government expenditures includes transfer payments while G does not.
O government expenditures are net of tax revenue while G is not.
OG includes spending for defense, highways, and education while government expenditures does not.
OG includes transfer payments while government expenditures does not.
If I pay $20 per month on
Patreon do I have to pay
$5 per week?
Answer:
yes you have to pay $5 per week
2. If changes happen during September or October, which expenses will you be able to change most easily? Give an example of how you could make a change. (5 points)
The correct answer to this open question is the following.
Although the question does not provide any context, references, or give options, we can say that if changes happen during September or October, the expenses you will be able to change most easily are according with the provisions projected in the annual plan, the budget, compared with the monthly expenses.
That is why a company has to elaborate on a good financial plan and overseeing the projections and true sales of the marketing and sales plan. This is important to take the proper control of expenses and revenues. Depending on the volume of sales during September and October, you can decide what kind of changes or adjustments to make in the following months.
Answer:
I would be able to change the variable expenses most easily. Such as food, clothing, and discretionary spending.
I could make the change by
Budgeting in October:
food from spending -$70 back to -$60
cut clothes off since I bought some already from -$40 to $0
budget my discretionary spending from -$60 back to -$40
This would increase my savings to $230
A firm has four different investment options. Option A will give the firm $10 million at the end of one year, $10 million at the end of two years, and $10 million at the end of three years. Option B will give the firm $5 million at the end of one year, $10 million at the end of two years, and $15 million at the end of three years. Option C will give the firm $15 million at the end of one year, $10 million at the end of two years, and $5 million at the end of three years. Option D will give the firm $21 million at the end of one year, nothing at the end of two years, and $9 million at the end of three years. Which of these options has the highest present value if the rate of interest is 5 percent
Answer:
The answer is "Option D".
Explanation:
Using the formula for calculating present value:
\(= \frac{Future \ value}{(1+r)^n}\\\\\)
that's why "Option D" is correct.
how can government create more employment
Answer:
The government can create more employment by Reducing Interest Rates.
Answer:
Reducing Interest Rates.
Explanation:
A correct statement concerning a real estate limited partnership is that: (A) The ordinary and necessary expenses of the general partner(s) in operating the business are completely nondeductible. (B) Management expertise and economic soundness are among the factors that should be considered in evaluating real estate limited partnerships. (C) Hard costs such as those incurred by a partnership in acquiring land are wholly deductible as they occur. (D) A corporation cannot be a general partner since a corporation has limited liability.
Answer:
(B) Management expertise and economic soundness are among the factors that should be considered in evaluating real estate limited partnerships.
Explanation:
The limited partnership in a real estate allows to have a general partner if there is no conflict of interest, it do not impose any restriction on a corporation having limited liability.
Further all the operating costs are wholly deductible and the costs associated with acquiring land are not deductible.
Management shall be expert in the work they perform also their soundness to business provides extra benefit to real estate business, as it is all about getting maximum contracts.
MetLife was able to dramatically expand its global footprint by acquiring Alico, a global player in the insurance business, from AIG in 2010 when AIG was in financial distress. This shows that not all diversification moves erode performance.
a) true
b) false
Answer:
True
Explanation:
It is true that not all diversification erodes performance. That is it is not all diversification moves that reduces performance or destroys it. Sometimes diversification could lead to greater risks or greater costs of investment. By diversifying and acquiring Alico metlife was able to increase and expand globally
Requiring managers to prepare the budgets from scratch or zero-base may help them to overcome the problem of:
Answer: Excessive cost
Explanation:
Zero-based budgeting is the sort of budgeting where when income is subtracted from expenses it gives zero. This sort of budgeting puts a measure of the expenses, it ensures the expenses matches the income. The purpose of the budget plan is to justify expenses and optimize cost, thereby look out for cost effective ways to plan and avoid inflated budgets. It primarily guides against excessive costs on projects.
The labor-force participation rate measures the proportion (or percentage) of the_
total adult population that is employed.
total adult population that is in the labor force.
labor force that is either employed or unemployed.
labor force that is employed.
The labor-force participation rate measures the proportion or percentage of the total adult population that is in the labor force. Therefore, the correct option is option 2.
This means it includes those who are employed or actively seeking employment, as well as those who are unemployed but still actively seeking employment. The labor-force participation rate is calculated by dividing the labor force (employed and unemployed) by the total adult population, and then multiplying by 100 to get a percentage.
This rate helps to understand the proportion of the working-age population that is engaged in the labor market. It is an important metric for understanding the health of the economy, as a low participation rate may indicate a lack of job opportunities or a discouraged workforce. On the other hand, a high participation rate can indicate a strong job market and opportunities for career growth.
Overall, the labor-force participation rate provides insight into the overall employment situation and helps policymakers and businesses make informed decisions. Hence, the correct answer is option 2: total adult population that is in the labor force.
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Discuss the role of the father in attachment theory
Explanation:
Both parents are considered attachment figures in attachment theory, and the child-father attachment is autonomous from the child-mother attachment. Whereas mothers are commonly involved in caregiving and providing emotional refuge, fathers are particularly involved in play and exploratory undertakings.
Question 8
How much money will you need for retirement? Which answer is the most
correct answer?
My social security plus what I have put in a regular savings account will do
ОА.
it
OB. A good guidelines is 80% of your working income.
Three years income and the 25% I may receive from my company's
Oc.
pension plan
OD Enough money to last 20 year
Answer:
subject??
Explanation:
Savers are hurt by unanticipated inflation because:
-as prices decrease, the real value of savings increases
-as prices rise, the real value of savings decreases
-as prices rise, the real value of savings increases
-as prices decrease, savers have more money to spend
Savers are hurt by unanticipated inflation because as prices rise, the real value of savings decreases. The correct option is B.
This is because inflation reduces the purchasing power of money; when prices rise, the same amount of money is worth less than before. In other words, a saver's money will not buy as much goods and services.
For example, if prices rise by 5% in a year, and a saver had $100 in the bank, their money would now only be worth $95 in purchasing power.
This is due to the fact that inflation reduces the purchasing power of money over time, and so the amount of goods and services that can be purchased with a certain amount of money declines with inflation.
Therefore, savers who have accumulated funds in savings accounts, bonds, or other fixed-income assets will see the real value of their savings decline as prices rise, and this can lead to a decrease in the standard of living and financial security.
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Complete question:
Savers are hurt by unanticipated inflation because:
A. as prices decrease, the real value of savings increases.
B. as prices rise, the real value of savings decreases.
C. as prices rise, the real value of savings increases.
D. as prices decrease, savers have more money to spend.
Select the correct answer from each drop-down menu.
Which type of flowchart scheduling technique has a fixed duration of production activities? In which type of flowchart are they probabilistic?
The
type of flow chart has a fixed duration for production activities. The
type has a probabilistic duration for production activities.
Whereas the random (or probabilistic) form of flowchart scheduling approach has a probabilistic length for production activities, the deterministic type has a definite time for product activities.
How do you define a product?Definition: The object being sold is referred to as a product. Goods can be either services or things. It might show up physically, virtually, or online. Every product has a cost associated with it, as well as a price. The price that can be charged is influenced by the market, the quality, the promotion, and the target audience.
Why is by-product important?By-product definition in English. anything that results from the creation of another item, or something unanticipated that occurs as a result of another thing.
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Write one to two paragraphs explaining the importance of the seven marketing functions. Include examples to illustrate your points.
Answer: See explanation
Explanation:
The seven functions of marketing include:
1. Marketing Information Management: This helps an organization to understand what the customers need. Information can be gathered through the review of market research reports, social media, feedback from sales team.
2. Distribution: An organization's distribution strategy helps the customers to know where to get the product or the company. Marketing helps in the distribution of goods and services to ones customers.
3. Pricing: Pricing plays a role in the success of a particular product. Marketing helps one to be aware of the pricing strategy to use in order to have a competitive edge over ones rivals.
4. Product/Service Management: Marketing is vital for the development of a product as the information gotten from customers can be used to incorporate in new products.
5. Promotion: Through marketing, prospective customers can be made aware of a particular product through promotional activities.
6. Sale - Marketing aids sales as it brings about an increase in the volume of goods sold to the public and also on ways to improve the product through feedbacks.
7. Financing: Successful marketing gives revenue to a business and help in strengthening the loyalty of customers and help in gaining new customers.
Economic and military competition from _______________ helped to convince many americans that the united states should become a world power.
Economic and military competition from Europe helped to convince many Americans that the united states should become a world power.
What are a great power, a world power, and a local power?
2. A country, state, etc. with considerable influence or authority in international affairs. Long-term usage also refers to a person.
Here, "world power" might be interpreted as the ability to influence others and the range of one's influence. A sort of world power known as influence can only be quantified after it has been shown. Influence may be the ability to persuade others or it can be the desire of other countries to impress or emulate an influential nation.
International responses to Donald Trump's victory have sparked a faster disintegration of the American-led international system than anybody could have predicted. The interactions between top-tier and middle-tier nations are evolving quickly. American popular culture and American political, economic, and military interests and influence continue to be felt all over the world. Nations and non-state actors continue to be concerned about American policies, actions, or passivity on issues that are important to them in every area. In conclusion, the United States continues to be the only global superpower. However, status no longer carries the same weight that it once did.
Here, Freeman claims that despite our decline, the United States is still the "sole all-around world power." Ambassador Freeman assesses international power dynamics throughout the text. Perhaps it would be best to start with these definitions from the OED because we are reading an essay on tremendous power and global power
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