How much money would you have after 5 years if you put $800 into a savings account with an APR of 7.8%, compounded monthly

Answer:

the answer is B,law of supply

Angela = time value of money / Jane = personal disposable income / David = store of value / Lester = consumer credit

In economics, different concepts explain money and its use. Some of these concepts include:

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Answer:

Explanation:

If you want the answer faster, here it is.

The two types of expenses when considering your budget include variable and fixed expenses.

A budget is described as a sort of financial planning, and it emphasizes how revenue will be generated and the various expenses. It is mainly conducted periodically and also re-evaluated.

When considering a budget plan, the two types of expenses taken into consideration include fixed expenses and variable expenses. Fixed expenses are the sort of expenses that remain unchanged and only change a few times and occasionally. For example, tuition fees, and insurance payments. The variable expenses include the expenses that change frequently and are mainly dependent on the purchase choices that are made every day. For example, medical bills, and clothing.

It can be concluded that the two types of expenses when considering your budget include variable and fixed expenses.

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Answer:

a. Unlevered beta = 1.12

b. Required rate of return on equity = 15.60%

c-1. rs = 16.37%

c-2. rs = 17.40%

c-2. rs = 18.81%

Explanation:

a. Estimate the beta of an unlevered firm in the commuter airline business based on Jaxair's market-determined beta.

Levered beta = Unlevered beta * (1 + (D/S)(1 - T))

Therefore, we have:

Unlevered beta = Levered beta / (1 + (D/S)(1 - T)) .............. (1)

Where:

Levered beta = Jaxair's market-determined beta = 1.8

D = Debt ratio = 45%, or 0.45

S = Equity ratio = 1 - D = 1 - 0.45 = 0.55

T = Federal-plus-state tax rate = 25%, or 0.25

Substituting the values into equation (1), we have:

Unlevered beta = 1.8 / (1 + (0.45/0.55)(1 - 0.25)) = 1.12

b. Now assume that rd= rRF= 10% and that the market risk premium RPM for an unlevered commuter airline. 5%. Find the required rate of return on equity

Required rate of return on equity = ro = Rf + beta(Rm - Rf) .............. (2)

Where;

rd = Rf = 10%, or 0.10

beta = Unlevered beta = 1.12

(Rm - Rf) = market risk premium = RPM for an unlevered commuter airline = 5%, or 0.05

Substituting the values into equation (2), we have:

Required rate of return on equity = ro = 10% + 1.12(5%) = 10% + (1.12 * 5%) = 15.60%

c. Air Tampa is considering three capital structures: (1) $2 million debt, (2) $4 million debt, and (3) $6 million debt. Estimate Air Tampa's rs for these debt levels.

c-1. $2 million debt

D = Debt = $2 million

Value of unlevered firm = $14 million

T = Tax rate at start-up = 15%, or 0.15

Value of lerevered firm = Value of unlevered firm + (Debt * T) = $14 + ($2 * 15%) = $14.30 million

S = Value of equity = Value of lerevered firm - Debt = $14.30 - $2 = $12.30 million

rs = ro + ((ro - rd) * (D / S) * (1 - T)) ................... (3)

Where;

ro = 15.60%

rd = Rf = 10%, or 0.10

D = Debt = $2 million

S = Value of equity = $12.30 million

T = Tax rate at start-up = 15%, or 0.15

Substituting the values into equation (3), we have:

rs = 15.60% + ((15.60% - 10%) * (2 / 12.30) * (1 - 0.15)) = 16.37%

c-2. $4 million debt

D = Debt = $4 million

Value of unlevered firm = $14 million

T = Tax rate at start-up = 15%, or 0.15

Value of lerevered firm = Value of unlevered firm + (Debt * T) = $14 + ($4 * 15%) = $14.60 million

S = Value of equity = Value of lerevered firm - Debt = $14.60 - $4 = $10.60 million

Substituting all the relevant values into equation (3), we have:

rs = 15.60% + ((15.60% - 10%) * (4 / 10.60) * (1 - 0.15)) = 17.40%

c-3. $6 million debt

D = Debt = $6 million

Value of unlevered firm = $14 million

T = Tax rate at start-up = 15%, or 0.15

Value of lerevered firm = Value of unlevered firm + (Debt * T) = $14 + ($6 * 15%) = $14.90 million

S = Value of equity = Value of lerevered firm - Debt = $14.90 - $6 = $8.90 million

Substituting all the relevant values into equation (3), we have:

rs = 15.60% + ((15.60% - 10%) * (6 / 8.90) * (1 - 0.15)) = 18.81%

Answer:

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Work resources − People and equipment to complete the tasks.  

Cost resources − Financial cost associated with a task. Travel expenses, food expenses, etc.  

Material resources − Consumables used as project proceeds. For example, paint being used while painting a wall.

Explanation:

People and equipment to complete the tasks.

Financial cost associated with a task. Travel expenses, food expenses, etc.

Consumables used as project proceeds. For example, paint being used while painting a wall.

The 14th Amendment outlines the path to citizenship in the United StatesSome the ways you can be a citizen in this country is

The United States Constitution's 14th Amendment was approved in 1868. It was passed in response to the post-Civil War citizenship debate involving former slaves.

Being a natural-born citizen of the United States means that you automatically became one when you were born to parents who were both citizens of the country. Being born on american Soil will also give citizenship.

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We can see here that such company gotten after searching for company that mentions funds for starting the business is Go-o-gle.

Funds for starting the business: $1 million in funding from Andy Bechtolsheim.

Employee data: over 160,000 employees worldwide.

A company is a legal and organizational entity formed by individuals or a group of individuals with the purpose of conducting business activities. It is an association of individuals who come together to engage in commercial, industrial, or professional activities in order to generate revenue and make a profit.

Their products are digital and online services.

Comparing this company, we see Microsoft.

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1a) Assuming no errors occurred during journalizing or posting, the cause of the unusual balance is an overdraft.

1b) The $1,850 credit balance in the cash account is a liability.

2. If the two totals of a trial balance are equal, it does not mean there are no errors in the accounting records.

Some accounting errors do not make the trial balance to be unequal.

Some of the errors that will not affect the trial balance include:

When anyone of the above errors occurs, the trial balance will still be in balance, and the two totals will be equal.

Cash account balance on December 31 = $1,850 Credit

Thus, when the Cash account has a credit balance, it signifies an overdraft, especially when the balance is significant.

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Answer:

Materials used in production go to Work in Process so;

= 936 + 1,690 + 767

= $3,393

The materials used in the general factory will go to Manufacturing Overhead.

Date                                                                         Debit                   Credit

Jan 31   Work in Process                                     $3,393

             Manufacturing Overhead                      $   667

             Raw Materials Inventory                                                    $4,060

The number of computers that Marie sold, given the number of computers that they both sold, can be found to be 20 computers

The number of computers sold together would be :
Computers sold together = Number sold by Marie + Number sold by Mira

Assuming the number sold by Marie is x, the formula would be :
56 = x + ( 16 + x )

The number sold by Marie is:

56 = x + ( 16 + x )

56 = 2x + 16

2x = 56 - 16

x = 40 / 2

x = 20

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Answer:

A) a depression.

Explanation:

The correct option  A) a depression; defines the extended recessionary period.

According to the NBER, a recession is a time between a business cycle's peak and its bottom when there is a considerable drop in economic activity across the board and it can endure for a few years.

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god help you with this homework

Answer:

In the United States, dollar bills, nickels, and dimes are Representative money It can be exchanged for a valuable good, was used in systems involved a "gold standard", and can be traded for a commodity such as silver.

The following given statement is True. Cost-volume-profit (CVP) analysis is a powerful tool that helps businesses make informed decisions regarding pricing, production, and profitability.

CVP analysis provides insights into how changes in variable and fixed costs will affect a firm's profit. By understanding how these costs interact, businesses can make strategic decisions that maximize their profitability.
Variable costs are expenses that change in proportion to the level of production, while fixed costs remain constant regardless of the production level. By analyzing the relationship between these costs and the selling price of a product, businesses can determine their break-even point - the point at which revenue equals total costs. Any sales beyond this point will result in a profit, while sales below this point will lead to a loss.
CVP analysis also enables businesses to calculate their contribution margin - the amount by which revenue exceeds variable costs. This metric is essential because it shows how much each sale contributes to covering fixed costs and generating a profit. As a result, businesses can use CVP analysis to determine the optimal pricing strategy for their products.
In conclusion, CVP analysis is an effective tool for businesses to understand how changes in variable and fixed costs impact their profitability. By analyzing this data, businesses can make informed decisions that maximize their profits and ensure long-term success.

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Option A. In the communication process, the frayed seatbelts part of  the message.

Four essential elements make up the communication process. These elements consist of encoding, transmission medium, decoding, and feedback. Two other components are involved in the process, and those two additional factors are represented by the sender and the recipient.

The act of successfully communicating involves a number of phases or acts, which are referred to as the communication process. It involves a number of elements, including the communicator, the message being sent, the message's encoding, the receiver, and the message's decoding.

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The selling price per pound for onions to obtain a makeup rate of 180% based on cost is $2.0350.

Total Cost = Quantity * Cost per pound

Total Cost = 1,000 pounds * $0.11/pound

Total Cost = $110

Spoilage Quantity = 3% of Quantity

Spoilage Quantity = 3% of 1,000 pounds

Spoilage Quantity = 0.03 * 1,000 pounds

Spoilage Quantity = 30 pounds

Effective Quantity = Quantity - Spoilage Quantity

Effective Quantity = 1,000 pounds - 30 pounds

Effective Quantity = 970 pounds

Makeup Rate = 180%

Selling Price per pound:

= (Total Cost * Makeup Rate) / Effective Quantity

= ($110 * 1.80) / 970 pounds

= $2.03505/pound.

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The repercussion of excessive tax withholding is that the tax payable will remain unpaid.

A tax withholding means the amount of income tax that employer withholds from its employee's income to the payment of tax in government coffers in the employee's name

In conclusion, the repercussion of excessive tax withholding is that the tax payable will remain unpaid.

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Answer:

Refund

Explanation:

The IRS states that a refund will happen if this is the case.

It is important to note that politics and the economy have effects on the transportation industry, as the industry is ever changing with new policies, regulations, or capacity issues.

Politicians and the policies they create dictate the US economy, effecting all industries. It is seen that the transportation industry saw effects because of the trade and tariff wars. The overall regulations depend largely on the economic and political outlook of the party in power.

For instance, a government that is inclined to pursue neo-liberal policies,  could pass more legislations favoring industries and big businesses, while a government inspired by socialism could push policies favoring small businesses.

Hence, the answer was given and explained above.

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The financial manager of Monsteria (Pty) Ltd ("Monsteria"), an employer in the horticultural enterprise.

The WACC table is provided to calculate the final WACC: WACC primarily based on the given statistics and take a look at whether the funding return of five.5% exceeds its value of capital if the tax price is 32%.

Financial managers perform data evaluation and advocate for senior managers on earnings-maximizing ideas. economic managers are liable for the financial health of an employer. they invent financial reports, direct funding activities, and develop plans for the long-term economic dreams of their company.

To be a successful financial manager calls for abilities that include forecasting, growing economic reviews, developing dealerships, making sure compliance, and information licensed public accounting.

Financial managers normally oversee the monetary health of an organization and assist make certain its persisted viability. They supervise vital functions, along with tracking coins float, figuring out profitability, managing costs, and generating accurate economic records.

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A Personal Impact Improvement Plan is a means of making small lifestyle changes to reduce one's impact on the environment. It is a series of simple lifestyle changes that can make a huge difference. An environmentally friendly lifestyle is beneficial for the environment, our health, and the economy.

Following are some tips for living an environmentally friendly life: Reducing water usage: Water is an essential natural resource. Conserving water saves money and energy while protecting the environment. This can be achieved by reducing shower times, using a low-flow showerhead, and fixing leaky taps. Reducing energy usage: The use of energy affects the environment, both locally and globally.

By conserving energy, we can save on our energy bills and reduce pollution. This can be achieved by using energy-efficient lighting, unplugging electronics when not in use, and reducing heating and cooling requirements.

Reducing plastic usage: Plastic waste is a significant problem for the environment. It takes a long time to decompose, and it is not biodegradable. This can be achieved by using reusable bags, bottles, and straws.

Reducing carbon emissions: Carbon dioxide is a greenhouse gas that contributes to climate change. This can be achieved by walking, cycling, or taking public transport instead of driving and reducing air travel.

Setting goals for your own improvement is essential. Specific, realistic, and achievable goals can be set to make lifestyle changes more manageable.

The goals should be tailored to the individual and their circumstances. For example, a person can aim to reduce their energy consumption by 10% by using energy-efficient lighting and unplugging electronics when not in use.

Another person can aim to reduce their water usage by fixing leaky taps and reducing shower times. It is important to remember that small changes can make a big difference, and everyone can do their part to help the environment.

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Answer:

Actual Quantity= 60,000 hours

Explanation:

First, we need to calculate the direct labor rate variance and the standards direct labor hours:

Total Labor Cost Variance= efficiency variance + rate variance

-12,000 = 6,000 + rate variance

-18,000= rate variance

Variable manufacturing overhead rate variance= (standard rate - actual rate)* actual quantity

-18,000= (11.7 - 12)*actual quantity

-18,000 = -0.3*actual quantity

60,000= actual quantity

Answer:

finding the best of three suggested routes to drive to a concert

Answer:

D. finding the best of three suggested routes to drive to a concert

Explanation:

thank the other person :)

Answer:A master budget is used to project the income and expenses of a company. ... The major components of a master budget include income and expenses, overhead and production costs, and the monthly, annual, average and projection totals.

Explanation:A master budget is a financial document that includes how much an organization plans to make and how much they plan to spend over a fiscal year, usually broken down into quarters or months. It may also include text explanations of how the budget can help the company reach its strategic goals.

A management team uses various budgeting methods as a central planning tool to coordinate activities in their organization through master budget. Read below about master budget.

A master budget is a financial statement that incorporates the amount an organization plans to make and how much they plan to spend over a fiscal year, usually broken down into quarters or months.

Therefore, the correct answer is option A. master budget.

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The major differences between the constant demand budget and the seasonal demand budget can be seen in the quarterly and annual budget schedules, cash budget, and financial statements.

A budget is an estimate of income and expenditure for a specific period of time. It is typically used by individuals, families, businesses, and governments to plan how to allocate resources to meet their financial goals.

In the budget schedules, the constant demand budget produces higher sales and cost of goods sold figures on a quarterly basis, and therefore higher gross profit and higher net income figures. This is because the constant demand budget assumes 18,000 units sold each quarter, while the seasonal demand budget assumes 15,000 units in quarter one, 25,000 in quarter two, 20,000 in quarter three, and 12,000 in quarter four.
In the cash budget, the constant demand budget produces higher cash inflows from operations on a quarterly basis due to higher sales figures, and higher cash outflows from operations due to higher cost of goods sold figures. This means that the constant demand budget produces a higher net cash flow from operations on a quarterly basis.
Finally, in the financial statements, the constant demand budget produces higher figures on a quarterly and annual basis. This is due to the higher sales, cost of goods sold, gross profit, and net income figures on a quarterly basis, as well as higher current assets, current liabilities, and equity figures on an annual basis.
Overall, the constant demand budget produces higher figures on a quarterly and annual basis compared to the seasonal demand budget, due to the assumption of constant demand of 18,000 units per quarter versus the seasonal demand pattern of 15,000, 25,000, 20,000, and 12,000 units in quarters one through four.

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The interest rate for April is 50.29%.

In the fields of finance and economics, interest is the payment of a sum over and above the principal amount to a lender or depositor by a borrower or deposit-taking financial institution at a set rate.

It is not the same as a fee that the borrower might pay to the lender or another entity.

Given that April's credit card debt is $483.42 but that he needs to make a payment of $726.18, the interest rate for non-payment that he is subject to is as follows:

483.42 = 100

726.18 = X

((726.18 x 100) / 483.42) = X

= X

Consequently,

since 150.29 = 150.29 - 100 = 50.29 %

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The profits of the Tinsley Plastics to manufactures plastic bottles is $162,000.

A profit is defined as the monetary profit. It is particularly the difference between the amount earned, and the amount spent on purchasing, operating, or creating anything.

The formula of profit is:

\(\text{Profits} =\text{ NBV} *\times \text{Required Rate of Return + Residual Income (RI)}\)

Computation of profit:

According to the given information,

Net Book Value (NBV) =  $510,000,

Rate of Return = 12%

Residual Income (RI) = $101,000

Now, apply the given values in the formal of profit,

\(\text{Profits} =\text{ NBV} *\times \text{Required Rate of Return + Residual Income (RI)}\\\\\text{Profits} = \$510,000 \times 12\% + \$101,000\\\\\text{Profits} =\$162,000\)

Therefore, the firm's profits must be $162,000.

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C) The price will decrease, while the number of medical insurance policies sold will increase.

Legislation is the process by which local, state, or federal legislatures draft and enact laws. It is occasionally used to refer to municipal ordinances as well as the rules and regulations passed by administrative bodies while they were performing their delegated legislative duties.

The legislation involves participation from the executive branch in addition to action by a legislative body. Unless the executive's veto is overridden by a large enough majority in each house of the legislature, legislation cannot become law without the executive's concurrence. Additionally, the executive's job involves much more than just consent or opposition.

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Answer:

*See Explanation*

Explanation:

Heirarchical Clustering is a form of collective data. For example if you want to find out which Soda sells more you would collect data based on reviews from customers of each purchase. Your data will be collected in a cluster which you will then organize into a valuable marketing strategy.

Answer:

You are required to go to our website to fill out the required customer information.  This will help us process your order.

Explanation:

The customer or client does not need to be informed of the existence of our new database software.  We can simply request the customer to fill out the enclosed form by going to our website.  This approach is more business-like and courteous.  It emphasizes the customer as the subject and what the customer is required to do.  The focus is shifted to the customer and not to the company.  The customer learns immediately that his or her actions (going to the website and filling the form) are in their own interest.