How many rounds of stimulus checks have there been.

When sellers set the prices after talking to the competitors and engaging in collusion, they are involved in price fixing.

Price fixing is an anticompetitive arrangement between participants on the same side of a market to only buy or sell a thing, service, or commodity at a predetermined price, or to maintain market conditions so that the price is maintained at a specific level by controlling supply and demand. What sets price fixing apart from other forms of pricing is any price agreement, whether it be explicit or implicit. Price fixing requires a conspiracy between buyers or sellers. For the mutual benefit of the retailers, price is coordinated. In markets where it is permitted, price fixing is often referred to as "resale price maintenance" or "retail price maintenance." In other markets, it is banned.

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Money is a legal tender of some item or group of items that is used as a medium of exchange.

Money is what accepted legally all over as one of the means of transactions.

It is given as a payment to purchase a particular goods or services. The value of a countries money is determined by the economy.

Therefore, Money is a legal tender of some item or group of items that is used as a medium of exchange.

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A bank’s reserve ratio is 8 percent and the bank has $1,000 in deposits. its reserves amount to $80.

A bank is a type of financial entity that lends money while both taking deposits from the general public and generating demand deposits. The bank may engage in lending activities directly or indirectly through the capital markets.

Because banks are crucial to the financial stability and economic health of a nation, they are subject to intense regulation in most countries. The majority of nations have institutionalised the fractional reserve banking system, in which banks keep liquid assets that are only partially equivalent to their current obligations.

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1. Recommendations to improve loan market for a finance company include improving customer experience, streamlining loan application processes, offering competitive interest rates, diversifying loan products, and implementing effective risk management strategies.

2. The core components of a finance company typically include loan origination, underwriting and credit analysis, loan servicing, customer relationship management, risk management, and compliance.

1. To improve the loan market, a finance company can consider several recommendations. Firstly, enhancing the customer experience by providing efficient and user-friendly loan application processes can attract more borrowers. Offering competitive interest rates and terms can make the company's loan products more appealing to potential customers. Diversifying loan products to cater to different market segments and customer needs can also expand the company's customer base. Implementing effective risk management strategies, such as thorough credit analysis and underwriting processes, can help mitigate potential loan defaults.  

2. The core components of a finance company typically include loan origination, where loans are sourced and initiated; underwriting and credit analysis, which involves assessing the creditworthiness of borrowers and determining the terms of the loan; loan servicing, which includes collecting loan payments and handling customer inquiries; customer relationship management, which involves building and maintaining relationships with borrowers; risk management, which encompasses assessing and managing the risks associated with lending activities; and compliance, which ensures adherence to regulatory requirements and industry standards.

By focusing on these core components, a finance company can establish a solid foundation for its loan market operations and enhance its overall performance and competitiveness.

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The classical/neoclassical economists suggest  the economy will rebound out of a recession or eventually contract during an expansion in terms of achieving full employment in the long run.

There are a few key differences between neoclassical economists and other economic schools of thought. For one, neoclassical economists tend to place more emphasis on individual behavior, whereas other schools may focus more on aggregate behavior.

Additionally, neoclassical economists often use more mathematical models and equations to explain economic behavior, while other schools may use more qualitative methods. Finally, neoclassical economics generally supports free markets and laissez-faire policies, while other schools may have a more interventionist approach.

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Direct expenses and controllable costs are not the same; direct expenses are specific to a product or project, while controllable costs can be influenced. Indirect expenses and uncontrollable costs also differ.



b.False  :-   The concepts of direct expenses and controllable costs are not essentially the same.

Direct expenses refer to costs that can be specifically identified with a particular product, project, or department. These expenses are directly related to the production or provision of goods or services. Examples of direct expenses include raw materials, direct labor costs, and direct overhead costs.On the other hand, controllable costs are costs that a manager or department can influence or control through their decisions and actions. These costs may include both direct and indirect expenses. Controllable costs can be managed and adjusted by the responsible individuals or departments to achieve desired financial targets.Similarly, the concepts of indirect expenses and uncontrollable costs are not essentially the same.

Indirect expenses are costs that cannot be directly attributed to a specific product, project, or department. They are expenses incurred for the benefit of the overall organization or multiple cost centers. Examples of indirect expenses include rent, utilities, administrative salaries, and general overhead costs.Uncontrollable costs, on the other hand, are costs that a manager or department cannot easily influence or control due to external factors or decisions made at a higher level in the organization. These costs are typically beyond the control of the responsible individuals or departments and may include market-driven costs, regulatory expenses, or uncontrollable external factors impacting the cost structure.

Therefore, the statement is false.

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Answer: An exception based on contract theory.

Explanation:

Contract theory is an agreement reached by two parties over a set of deal to be entered, these negotiation met guides what the agreement is all about, violators of the agreement would attract extra bodies(Law makers) to come into their decision. At Ilc, if the guitar producers only release their workers based on good cause, it's seen as a contract theory, based on what both parties agreed.

Answer: correct option is A.

Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.

Stocks incur speculative risk. Therefore option A is correct.

A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.

Common stock and preferred stock are the two primary categories of stocks.

Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.

Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.

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Answer:contact the FDIC/NCUA

Explanation:The FDIC/NCUA would not be able to provide any account information. FDIC is Federal Deposit Insurance Corporation and it’s an independent agency. NCUA is National Credit Union Administration is also a independent agency. FDIC are for banks and NCUA is for credit unions. They both regulate and insure deposits.

Answer: Contact FDIC/NCUA

Explanation: Everfi quiz

Punctuality is the key to develop a good first impression.

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The personal information section of a credit report does not include financial account details, payment history, or credit scores. It primarily focuses on the individual's identifying information.

The personal information section of a credit report typically includes various details about an individual, such as their name, address, date of birth, Social Security number, and employment information. However, it does not include certain types of information, such as:

Financial account details: The personal information section does not include specific information about an individual's financial accounts, such as bank account numbers, credit card numbers, or loan details. These details are typically listed in separate sections of the credit report.

Payment history: The personal information section does not provide a detailed payment history, including information about late payments, defaults, or delinquencies. Payment history is usually covered in a separate section of the credit report, such as the accounts or credit history section.

Credit scores: The personal information section does not include credit scores. Credit scores are typically provided separately or may be calculated based on the information included in the credit report.

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Answer:

D

Explanation:

Just imagine yourself being in a work place or in a library, where you have other person's around you. And you're browsing through a site, then suddenly a video pops up and started playing automatically at the highest level. Can you imagine the kind of situation that would be created at that instance? Very awkward.

So therefore, marketer should apply caution when it comes to including video that plays automatically. This will avoid creating such kind of awkward situation for users at work.

Answer: D

Explanation: Just took the quiz

Answer:

Explanation

Answer will be

C

Salary Account     Debit

Cash Account       Credit

Answer: d) Give them the title to her car.

Explanation:

If they want some collateral then Sydney would have to give them collateral and a car is one of the best known examples of collaterals there is.

Sydney can give them the title of the car which means that if she defaults on the loan, her parents will be able to sell the car to get back the amount that they loaned her. She cannot sell the car until she pays them and she may have to add them as beneficiaries to any car insurance that she may have on the car.

The monopolist’s profit-maximizing price is $48. This is determined by setting marginal revenue (MR) equal to marginal cost (MC).

Since the demand curve is given by q = 1000 - 20p and marginal revenue is the derivative of total revenue (TR), the marginal revenue equation is MR = 20. Setting MR = MC, we get 20 = 8 and solve for p to get $48.

The monopolist will maximize profits by charging a price of $48 and producing a quantity of 600 (q=1000-20p, 600 = 1000-20(48)). At this price and quantity, the monopolist’s total revenue is $28,800 ($48 x 600) and total cost is $4,800 (8 x 600). Thus, the monopolist’s profit is $24,000 ($28,800 - $4,800).

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To get the variable manufacturing overhead rate, add up the whole expected amount of the allocation basis.

Divide the total manufacturing overhead by the number of units produced to determine how much it costs to produce one item. When 10,000 pieces are manufactured, the total manufacturing overhead of $50,000 is $5.

The difference between the actual number of hours of direct labor used and the standard number of hours of direct labor allowed (as budgeted) is multiplied by the standard variable overhead rate to determine the variable overhead efficiency variance.

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Answer: A practice in which manufacturers of goods or providers of a service gain exposure for their products by paying for them to be featured in movies and television programs.

Explanation:

Explanation:

Product placement Is where a company or seller places a product In a certain location so that the consumer Is more apt to buy that product, such as a candy bar or pack of gum near the cash register, leading the consumer to an impulse buy.

Answer:

-Better decision making

-Can prevent costly mistakes and helps in tax period

From the computation, the price of the trail mix will be $10.50.

From the information given, we're informed that Marion buys 3 pounds of granola for $3 per pound, the cost of the granola will be:

= $3 × 3 = $9.

She also buys and 0.75 pounds of raisins for $2 per pound, therefore, the cost of the raisin will be:

= 0.75 × $2 = $1.50

Therefore, the price of the trail mix will be:

= $9 + $1.50

= $10.50

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Answer: quota rent

Explanation:

Answer:

But I am too young to start a new business

Diversification is one of the factors that can cause companies to adopt strategic business unit (SBU) or holding company structure.

Companies can adopt strategic business unit (SBU) or holding company structure due to diversification. Diversification is the process of increasing the variety of products, services or business operations. The purpose of diversification is to help the company achieve growth by entering new markets or industries with different products or services. It can also help companies reduce risk by spreading their investments across multiple businesses or markets.
When companies diversify, they often create strategic business units (SBUs) to manage each business or product line separately. An SBU is a semi-autonomous unit of a company that operates independently with its own profit and loss responsibility. SBUs are often created to increase efficiency, accountability, and flexibility within the organization.
Similarly, holding company structure is also created as a part of diversification. In a holding company structure, the parent company (holding company) owns several other companies, each of which operates as a separate legal entity. Each company under the holding company operates as an independent business entity with its own management team and financial statements.
Thus, diversification is one of the factors that can cause companies to adopt strategic business unit (SBU) or holding company structure. Other factors such as organizational flattening, downsizing, and vertical integration may lead to a change in organizational structure, but they are not directly linked to the creation of SBUs or holding companies.

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Answer:

c

Explanation:

Answer:

One has not only a legal but a moral responsibility to obey just laws. Conversely, one has a moral responsibility to disobey unjust laws. Any law that uplifts human personality is just. Any law that degrades human personality is unjust.

Explanation:

“An individual who breaks a law that conscience tells him is unjust, and who willingly accepts the penalty of imprisonment in order to arouse the conscience of the community over its injustice, is in reality expressing the highest respect for the law” – Martin Luther King, Jr.

Answer: An apprenticeship

Explanation: Pretty sure that other person had a stroke

Answer:

see below

Explanation:

Individuals have critical roles to play in a successful economy.  As a contributor to the economy, my roles include

1. Consumption

Consumer spending is vital to the success of the economy. Goods and services are produced for sales. Individuals, including myself, are the market to these products. An increase in consumer spending increases the aggregate demand, which increases production leading to more economic growth.

2. Labor

Labor is the human effort in the production process. People contribute skills, energy, and time to make goods and services available in the market. Without the labor input, there would be no production, which will lead to the economy's collapse.

Other ways that humans contribute to the economy's success are through entrepreneurship and paying taxes.

Answer:

O C. Different businesses compete to sell similar products.

Explanation:

Here are the options :

A. Many businesses freely produce the same product.

O B. Only one business controls an entire industry.

O C. Different businesses compete to sell similar products.

O D. A few huge businesses control an industry.

A monopolistic competition is when there are many firms selling differentiated products in an industry. A monopolistic competition has characteristics of both a monopoly and a perfect competition. the demand curve is downward sloping. it sets the price for its goods and services.

Monopolistic competitive firms engage in advertising for their products

An example of monopolistic competition are restaurants  

Answer:

A is correct

Explanation:

different businesses compete to sell similar products

A bank or other financial institution's primary supervisory body is called a primary regulator. Primary regulators are typically the same state or federal agency that issued the financial institution's charter.

Regulators are frequently referred to as animals with warm blood. Mammals and birds are two examples from this category. They work on temperatures through heat production and metabolic processes to keep their bodies at the same temperature.

Insurance Regulatory and Development Authority of India (IRDAI), Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Insolvency and Bankruptcy Board of India (IBBI).

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