Francina, who just started her first job, had been repaying her luxury sports car loan until she stopped payments two months ago. Her car was repossessed. What could have been good preventive behavior in this case? 1-She could have applied for a low-interest credit card and continued making payments. 2-She could have asked for cash advances to her job. 3-She could have reported the situation to the Consumer Financial Protection Bureau. 4-She could have used discretion in selecting the purchased item and applying for the loanpls pick one

Answers

Answer 1

The good preventive behavior in this case would have been option 4 - She could have used discretion in selecting the purchased item and applying for the loan.

By using discretion in selecting the purchased item, Francina could have considered her financial situation and made a more affordable choice. This could have helped her avoid taking on a luxury sports car loan that she may struggle to repay. Additionally, using discretion in applying for the loan means Francina would have assessed her ability to make regular payments and considered the potential consequences of defaulting on the loan.

Choosing a more practical and affordable vehicle, and carefully evaluating her financial capabilities before taking on a loan, would have been a proactive approach to prevent the situation of defaulting on payments and having her car repossessed.

Option 4 is the correct answer.

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Answer 2

In the given scenario, Francina had been repaying her luxury sports car loan until she stopped payments two months ago. Her car was repossessed. The good preventive behavior, in this case, is that she could have used discretion in selecting the purchased item and applying for the loan.

option 4 is the correct answer.

Let's discuss the preventive behavior she could have taken in this case. Francina could have used discretion in selecting the purchased item and applying for the loan. She should have done some research and determined if it was affordable before making a major purchase. She could have avoided overreaching for a car she couldn't afford if she had done so. Francina could have researched various loan options, as well as interest rates and repayment schedules, to determine which ones would be the most feasible for her circumstances.

By avoiding impulsive spending and exercising restraint, she could have prevented herself from making a major financial mistake. Therefore, option 4 is the correct answer. In addition to that, Francina could have taken some preventive measures like applying for a low-interest credit card and continued making payments, or she could have reported the situation to the Consumer Financial Protection Bureau, but these are not good preventive measures in this case of defaulting on a loan payment.

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Related Questions

rational recovery is different from aa in that group of answer choices a. it does not believe in being powerless over alcohol b. it does not believe that a higher power needs to be involved c. the presence of a trained professional is required at its sessions d. all of the above

Answers

Many people use alcohol as a brick mechanism to influence trauma, particularly if the trauma is unresolved. The correct option is A. Symptoms of experiencing trauma that has not nonetheless been well will build life difficult.

If you've got old multiple traumatic experiences, you'll be additional in danger of developing AUD. Naltrexone, a drug that blocks the great feelings alcohol causes, might forestall serious drinking and cut back the urge to drink. Acamprosate might assist you to combat alcohol cravings once you stop drinking. not like medication, narcotic antagonists and acamprosate do not cause you to feel sick once taking a drink.

In the long, cutting short on the quantity of alcohol you drink is typically a really healthy factor to try and do. However, it is often laborious to chop back—let alone stop drinking entirely. Any time you chop back on an addictive substance like alcohol, your body goes through withdrawals.

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controlled processes are the most alert states of human , in which individuals actively focus their efforts toward a goal. t/f

Answers

False, controlled processes are the most alert states of human , in which individuals actively focus their efforts toward a goal.

Which Individuals actively focus towards their goals?

When you solve a math problem or try to recall a phone number, for example, you are engaging in a controlled process. Controlled processes demand concentrated decision, attention, and control. Nevertheless, being in a regulated condition does not always imply being in a "alert state." The term "alertness" can be used to describe a child's overall of alertness and their capacity to react to stimuli. A person's alertness may be affected by conditions like sleep deprivation, weariness, or stress. Consequently, even while regulated activities could call for a specific level of awareness, being in controlled condition does not ensure that a person is at their highest level of alertness.

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I really need some help pls

I really need some help pls

Answers

Answer:

B. The Apennines

Explanation:

Listen Freud's ideas such as id, ego, superego, repression, and unconscious forces have been proved in several studies are assumed to be incorrect by most psychoanalytical theorists are very difficult to test experimentally were actually developed by Carl Jung

Answers

Option 1 is the correct answer. Listen Freud's ideas such as id, ego, superego, repression, and unconscious forces have been proved in several studies.

Human personality is multidimensional and having numerous characteristics, according to Sigmund Freud. The id, the ego, and the superego are the three key components of personality, according to Freud's well-known psychoanalytic theory. Complicated human behaviors are the consequence of the interaction of these factors. Given theory of Sigmund Freud is assumed to be most correct by psychoanalytical theorists. Furthermore, this theory is considered very simple to understand in comparison to other theories given by different psychologist. The extraverted and introverted personality, archetypes, and collective unconscious were all ideas put forth and refined by Carl Jung. His work has influenced the study of religion, literature, and related subjects as well as psychiatry.

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Complete question:

Listen Freud's ideas such as id, ego, superego, repression, and unconscious forces____

have been proved in several studies are assumed to be incorrect by most psychoanalytical theorists are very difficult to test experimentally were actually developed by Carl Jung

which of the following is the major religion in ussia

Answers

Answer:

Russia's main religion is Orthodox Christianity

Explanation:

I Hope this helps! :) If it does could you please mark me brainliest?

prisoners who cut themselves off from the outside world and form a life in prison due to the inability to identify with mainstream norms are known as taking on which adaptive role in prison?

Answers

Answer:

Prisoners who cut themselves off from the outside world and form a life in prison due to the inability to identify with mainstream norms are known as taking on the "institutionalized" adaptive role in prison.

Where does nearly two-thirds of North Carolina’s population live? Will mark brainliest if correct, please don't answer if you're not sure.

along the inner coastal plain where farming dominates
in the mountains region, which has a strong tourism industry
in the outer coastal plain in the state’s largest cities
along the Piedmont crescent in the state’s five largest cities

Answers

Its along the piedmont, I did this in Social Studies last hour

Trends in racial diversity of dermatology residency applicants from 2016 to 2020: a retrospective review study

Answers

According to a retrospective review study, the trend in racial diversity of dermatology residency applicants from 2016 to 2020 is relatively low. This review study aimed to analyze the racial and ethnic composition of dermatology residency applicants from 2016 to 2020.

The study analyzed the Electronic Residency Application Service (ERAS) application data and found that the percentage of underrepresented in medicine (URM) applicants was 11.6% of the total applicants. URMs include Black, Latinx, Native American, and Hawaiian or Pacific Islander students. From the total number of applicants, 30% of applicants were Asian, 56.5% were White, 2.5% were multiracial, and 0.8% were unknown.

The study found that the percentage of URM applicants increased slightly from 2016 to 2020. In 2016, the URM applicants were 10.9%, and in 2020, they were 12.6%. In contrast, the percentage of White applicants decreased slightly from 59.5% in 2016 to 54.6% in 2020.

In conclusion, the study found that the trend in racial diversity of dermatology residency applicants from 2016 to 2020 is relatively low. The percentage of URM applicants increased slightly from 2016 to 2020, and the percentage of White applicants decreased slightly from 2016 to 2020.

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Sheryl is 12 years old and in the sixth grade. Describe the developmental changes she is likely to be experiencing according to Piaget, Kohlberg, and Erikson

Answers

The developmental changes she is likely to be experiencing according to Piaget, Kohlberg, and Erikson are:

Piaget: Formal operational stageKohlberg: Postconventional moralityErikson: Identity verses role confusion

Developmental changes

Piaget:

Formal operational stage

Abstract thinking or start to have abstract logical thought.She begins to reason deductively.She begins to imagine what others are thinking about her.

Kohlberg

Postconventional morality

When  younger she begins to abides to rules and laws because they were the rules.When older  her moral reasoning increase.

Erikson

Identity verses role confusion

She develop sense of self.She develop social identity.

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state how the use of harmful substances for crop farming may affect food production​

Answers

Very effective. Intensive Farming has started adding toxic chemicals to our farming, which has ultimately affected the nutrients of our foods. And new chemical herbicides — such as the weedkiller Roundup — can now be sprayed directly on the crops to keep weeds from growing and ruining the yield

What are party whips in Congress quizlet?.

Answers

A whip is a political party official whose job is to enforce party discipline in a legislature. This entails ensuring that party members vote according to the party platform rather than their own individual ideology or the will of their donors or constituents.

How many whips can a party have in Parliament:

Parties with 25 to 44 members may have two whips (one senior and one junior), while parties with 45 or more members may have three whips. Whips serve in an administrative capacity, ensuring that members of their party are present in the debating chamber when necessary and organizing members of their party to speak during debates.

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presently, voices analyzed by the sound spectrograph have been widely accepted as evidence in u.s. courts.

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The statement "presently, voices analyzed by the sound spectrograph have been widely accepted as evidence in U.S. courts" is true because sound spectrography is a legitimate method for analyzing speech patterns and has been used as evidence in numerous court cases in the United States for several decades.

Sound spectrography involves analyzing and graphing sound waves to determine the unique characteristics of a speaker's voice, such as pitch, intensity, and duration. This can be used to compare speech samples from different individuals or to detect changes in speech patterns that may indicate deception or other forms of criminal behavior.

Despite some concerns about the reliability of sound spectrography, courts have generally accepted it as a valid form of evidence, provided that it is used appropriately and in conjunction with other forms of evidence.

presently, voices analyzed by the sound spectrograph have been widely accepted as evidence in u.s. courts.true or false.

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why and how has the process for nominating and electing president changed over time​

Answers

Answer:

To become the presidential nominee, a candidate typically has to win a majority of delegates. This usually happens through the party's state primaries and caucuses. State delegates go to the national convention to vote to confirm their choice of candidates.

The process for nominating and electing presidents has become more complex, lengthy, and expensive over time. The changes to the process have been made to ensure that the selection of the president is fair, democratic, and representative of the will of the people.

Some reasons for these changes include attempts to correct cumbersome procedures, the rising power of political parties to act as gatekeepers to the presidency, and the need to ensure that electors vote separately for president and vice president.

The changes to the process have been made through amendments to the Constitution, legislation, and party rules. The introduction of primaries and caucuses to select delegates who represent their states at national party conventions.

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Please select the word from the list that best fits the definition Nonconformity that goes undetected by those in authority. A. Recidivism B. Police Discretion C. Crime Syndicate D. White Collar Crime E. Primary Deviance F. Degradation Ceremony

Answers

Answer:

Primary deviance

Explanation:

Ed2021

The primary deviation is nonconformity that is not seen by those in positions of power. As a result, Option (E) is the best choice.

What is Deviance?

Deviance, often known as the sociology of deviance, examines both formally legislated laws (such as those relating to crime) and informal transgressions of social standards.

The breaking of social standards is not always a negative action; good deviation does happen in some circumstances, even if deviance may have a negative meaning. Despite breaking a rule, conduct can nevertheless be deemed positive or appropriate for the company's well-being and growth.

Social customs vary between cultures and within societies. In one society, a particular act or behavior can be considered aberrant and subject to sanctions or punishments, while in another, it might be accepted as normal behavior. Additionally, the general perception of deviance evolves along with a society's grasp of social norms over time.

Hence, option (E) is accurate.

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which group are the most likely to be victims of homicide? group of answer choices hispanics native americans caucasians african americans

Answers

African Americans are the group most likely to be victims of homicide. D is the correct answer.

The population of African Americans has the highest rate of homicide victims overall. According to data from the Federal Bureau of Investigation (FBI), African Americans have consistently had the highest homicide victimization rate among all racial and ethnic groups in the United States. In 2019, the homicide rate for African Americans was 15.9 per 100,000, which was more than double the rate for non-African Americans (6.1 per 100,000). Factors that contribute to this disparity include poverty, unemployment, and lack of access to education and healthcare in African American communities. Structural racism and discrimination can lead to higher rates of crime and violence in these communities.

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What does the term “Southern Redemption” mean?

Southerners regained control of their states after Reconstruction.

Southerners were forced to pay the costs of the Civil War.

The South was freed from the institution of slavery.

The South became a fairer, more equal society.

Answers

Answer:        a: Southerners regained control of their states after Reconstruction.

Explanation:

Answer:

A

Explanation:

All of the following are types of supportive communication identified by Jack Gibb except
[A] empathy
[B] description
[C] equality
[D] problem orientation
[E] certainty

Answers

Option E, All of the following are types of supportive communication identified by Jack Gibb except certainty.

Jack Gibb, a pioneer in the field of communication, identified several types of supportive communication.

These include empathy, which is the ability to understand and share the feelings of others; description, which is the ability to accurately describe the thoughts and feelings of others; equality, which is the ability to communicate in a way that recognizes the equality of all people; and problem orientation, which is the ability to focus on the problem at hand rather than the person.

Certainty is not identified as one of the types of supportive communication by Jack Gibb.

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It is best to first seek counsel from

a. Christain peers
b. my ministry
c. Christain parents

Answers

And it’s a bc why wouldn’t u choose a

what role can you and your family play in your community to maintain social harmony ?​

Answers

Explanation:

There are several ways to maintain social harmony and some of those are

1. It is good to be vulnerable and open to your friends and family. Always willing to help and be helped in case of anything.

2. Spending quality is another way of maintaining social harmony. Time with your family is so valuable.

3. Connect with neighbors. Say hello to them when you meet them, visit, play with their children, help them

where you can.

4. Also participating in social events, like football, church events, social gatherings, small groups.

5. Hang out with friends once in awhile. Do not be a loner.

There are many ways a social construct maintains its harmony. However, not all the ways it does it are completely positive or completely negative, and other ways are not good nor bad, but simply natural, and it depends on the specific social construct.

It creates a system of laws that brings freedom at the same time it brings submission, and may bring reward the same as punishment.
It creates many organizations of enforcement to ensure that the population is functional and obedient to the laws of the state.
It creates a system of ideas whose purpose is to be collectively believed as true, to further maintain not only obedience, but to promote social coherence among its members. Some include: religion, culture, a set of norms and ceremonies.
As said before, it promotes those who remain loyal and productive to it, and punishes those who do not, or even do the opposite: protest and rebel, with the worst being committing crimes. This is true even in democracies, even if in a possibility of low frequencies. It is a system of carrot and stick: do what is considered in that construct to be good, and you will get the carrot; don’t do good, or even do the opposite of what is seen as good and proper - and you will be persecuted by the stick.
It generates stress in the minds of those who do not go along with it, or do not go along with it enough in its perspective. The more successful you are in the eyes of a social construct, the more stress you will receive, because that “enough” is to be maintained on a regular basis, least it deteriorates, and then you might be possibly replaced by another in a constant game of power and luxury. Renounce the social life, and you might suffer from stress and from a possible imperialistic intervention, from those who think obeying the norms of the social construct is an ultimate good, even if they are to want what they see as good for you.
It could install fear in the minds of people, for them to obey it and to maintain its coherent harmony. This fear could expense to different degrees, from threatening to imprison you and to eventually beating you up in the name of the law, to making you afraid from the abnormal and from the unwanted, like having minimal to no social life (abnormal), to being obese (unwanted).
It could deceive you by presenting you something as true while it isn’t, or showing you only a piece of truth, as the whole truth. That is how it might attempt to prevent you to think for yourself and use a healthy sense of skepticism. As said before, it even applies to democracies.
It could put you in a state of shame, in order to teach others not to do whatever is that you did, from beating up a helpless animal, to whatever that is eccentric but doesn’t make any harm, nor is immoral. It could also use you as a scapegoat to preserve the power of an authority trying to preserve itself in the minds of others.
It may take your achievements as their own in the mind of others, just because you originate from it (school, country, etc.), and apply your achievements as something that is a part of the collective, while in execution is actually your own, distinct achievement. Have you, the single individual, have returned a wallet to someone who lost it? Great? See how much of an altruistic organization we are! …it is a part of promoting social coherence.
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Related Questions (More Answers Below)

what is the significance of the enlightenment?

Answers

Answer:

To know how human reasoning could discover truths about the world

Which fuel has the shortest span of renewabilty.

Answers

Answer:solar

Explanation:all other better chance

Answer:

solar energy has 12 hours time frame

If you could learn the date and time of your death, would you?

Answers

Answer:

yes so i can make the most of my life with someone

Explanation:

Answer:

no, because for all of your life you would fear that day and not live your life happily

an attractive slogan against corruption​

Answers

Answer:

stop the eruption of corruption

Explanation:

thats all i got

Answer:

Say loudly, No to corruption.

Be a participant of India against corruption.

Build a corruption free society in your area.

Corruption is a crime; let’s destroy it before it destroys us.

Clean India, Corruption free India

Corruption only affects a common man

Fight corruption if you want a better society

Don’t be part of corruption, be a part of solution.

Shame on fame came through corruption.

Explanation:

3.1 describe how the constitution structures the relationships among the national, state, and local governments. match each term to its correct definition.

Answers

The Constitution structures the relationships between the national, state, and local governments through a system of federalism.

This means that the national government and the state governments share power and authority, with some powers reserved specifically for the national government, some reserved specifically for the states, and some shared between the two.

Here are some key terms and their definitions that relate to this system of federalism: National government: The federal government, which is responsible for exercising authority over the entire nation as a whole.

State government: The government of each individual state, which is responsible for exercising authority over the state and its citizens.Local government: The government of a city, town, county, or other municipality within a state.

Federalism: The system of government in which power and authority are divided between a national government and state governments.Supremacy clause: A clause in the Constitution that establishes that the Constitution, federal laws, and treaties are the supreme law of the land and that state laws are subject to federal review.

Tenth Amendment: An amendment to the Constitution that reserves powers not delegated to the federal government to the states or to the people.

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Between 1860 and 1914, what was the destination of 90 percent of European emigrants?

Answers

Answer:

wow

Explanation:

Between 1860 and 1914,the Americas  was the destination of 90 percent of European emigrants. Thus, option D is correct.

Who were European migrants?

The majority of the 4.5 million European immigrants to the United States between 1840 and 1860 came from Germany, Ireland, and Scandinavia. They were evicted from their native countries due to political, agricultural, and industrial turmoil, yet they were attracted by the need for labor, the promise of land, and democratic ideals. Some went to the Midwest, where there were already Native Americans living, while many chose to settle along the East Coast.

In trying to uphold customs from their native countries, immigrants negotiated what it meant to be Americans. A few Americans were tolerant of the increasing diversity. Others reacted violently. The stories in this area are set in the Midwest, a region where immigrants came into contact with both Native Americans and individuals of European descent.

Therefore, we can conclude that option D is correct.

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Your question seems to be incomplete. But, most probably your complete question was:

Between 1860 and 1914, what was the destination of 90 percent of European emigrants?

A. Eastern and Southern Europe

B. Asia

C. Africa

D. the Americas

George is making a presentation on the proposed refuse removal program for the community. It is a complicated presentation because it is a drastic change from the current program and affects many departments within the town. He wants to make sure the audience understands his intended message, so he previews his main ideas in the introduction, frequently summarizes the key ideas within the speech, and provides a visual outline to help listeners follow along. Through his efforts, George is enhancing the __________ of his message.

Answers

Answer:

Clarity

Explanation:

14. A motorist should know that a bicyclist operating on a roadway must

A. Ride on the side of the road with the least traffic.
B. Ride on the side of the road facing traffic.
C. Ride on either side of the road.
D. Ride on the right side of the road.

Answers

A motorist should know that a bicyclist operating on a roadway must ride on the right side of the road. The correct option is D.

This is in accordance with traffic laws that require slower moving vehicles, including bicycles, to keep to the right to allow faster vehicles to pass safely. Riding on the left side or in the middle of the road can increase the risk of accidents and collisions with other vehicles. Additionally, bicyclists are required to obey traffic signals and signs, just like motorists. It's important for motorists to be aware of bicyclists on the road and to give them enough space when passing to ensure their safety.

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Human Activity and Earth's Cycle

Create a chart of human interventions in each cycle (one column) and the consequences (second column)-these can be ones mentioned in the text or ones you are aware of.

Cycle:

Intervention:

Consequence:

Answers

Human activity has significantly impacted Earth's natural cycles. The chart below outlines some examples of human interventions in each cycle and the corresponding consequences.

Cycle | Intervention | Consequence

Carbon Cycle | Burning fossil fuels | Increased greenhouse gas emissions, leading to climate changeWater Cycle | Deforestation and urbanization | Alteration of rainfall patterns, increased flooding or droughtsNitrogen Cycle | Excessive use of fertilizers | Water pollution, eutrophication of aquatic ecosystemsPhosphorus Cycle | Agricultural runoff | Algal blooms, oxygen depletion in water bodies

Carbon Cycle: Burning fossil fuels, such as coal, oil, and gas, releases large amounts of carbon dioxide into the atmosphere. The consequence is an increase in greenhouse gas emissions, trapping heat in the atmosphere and contributing to global warming and climate change.Water Cycle: Deforestation and urbanization disrupt natural water absorption, infiltration, and evapotranspiration processes. The consequence is an alteration of rainfall patterns, leading to increased instances of flooding or droughts in affected regions.Nitrogen Cycle: Excessive use of fertilizers in agriculture releases excessive amounts of nitrogen into the environment. The consequence is water pollution as nitrogen compounds, like nitrates, enter water bodies, leading to eutrophication. This process can result in harmful algal blooms, oxygen depletion, and negative impacts on aquatic ecosystems.Phosphorus Cycle: Agricultural runoff, containing phosphorus-based fertilizers, enters water bodies. The consequence is the excessive growth of algae, leading to algal blooms. These blooms can deplete oxygen levels in the water, harming fish and other aquatic organisms.

These examples highlight the significant impact of human interventions on Earth's cycles and the subsequent environmental consequences. It is crucial to recognize and address these impacts to promote sustainable practices and protect the health and balance of our ecosystems.

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What does communism mean? Please use your own words

Answers

Communism is a political and economic system known as communism that advocates for a classless society in which the means of production are owned collectively. Private property is nonexistent or severely restricted. Communism puts itself in opposition to liberal democracy and capitalism.

Karl Marx and Friedrich Engels created the communist doctrine, which is the antithesis of capitalism, which depends on democracy and the development of capital to create a society.

China and the Soviet Union were two prominent examples of communism. The former's economic system collapsed in 1991, whilst the latter significantly altered it to incorporate features of capitalism.

The Book of Acts describes first-century Christian communities holding property in common under a system known as koinonia, which encouraged later religious groups like the 17th-century English "diggers" to reject private ownership. The concept, however, was hardly novel even at that time.

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Scott made a model of the water cycle by filling a tub with water, covering the tub with clear plastic, and placing a heat lamp over the tub. After a few days, he observed water droplets collecting on the plastic wrap. What process formed the water droplets in Scott's model? evaporation transpiration condensation precipitation

Answers

It would be condensation.

Answer:

condensation

Explanation:

Got it wright on edge

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