Answer:
Value at Risk is used to measure just how much is expected to be lost resulting from an investment over a period of time.
Standard Deviation is used to measure the risk of volatility in the returns of investments. It can measure idiosyncratic risk which is the risk inherent in an investment.
A. You buy life insurance. Value At risk.
Insurance has to do with Value at Risk to measure how much would have to be paid out.
B. You hire an investment advisor who specializes in international diversification in stock portfolios. Standard Deviation.
Diversification is based on the risk of stock volatility and is done to reduce idiosyncratic risk so this has to do with Standard deviation.
C. In your role as a central banker, you provide emergency loans to illiquid intermediaries. Value At Risk.
These illiquid intermediaries might be unable to pay back so the assessment needs to find out how much could potentially be lost.
D. You open a kiosk at the mall selling ice cream and hot chocolate. Standard Deviation.
These products will be sold in alternating seasons to ensure profitability is maintained. The idiosyncratic risk of selling only one of these was therefore targeted making this an example of Standard Deviation based risk assessment.
___ social classes do not tend to be among Whole Foods customers because of the higher prices for products.
a. lower
b. Middle
c. Upper
d. Capitalist
Answer:
A
Explanation:
Lower class can not usually afford store like this. Hence why they are called lower class
What is an important rule to follow concerning typography?
Answer:
Use a consistent font throughout the document.
Explanation:
using too many different fonts can make the document look messy and unprofessional.
The U.S. Rice Millers’ Association claims that if the Japanese rice market were opened to imports by lowering tariffs, the resultant lower prices would save Japanese consumers about $6 billion annually. The Japanese government continues to use the high tariffs to make sure local farmers can earn a living. The tariff on rice is an example of
Answer: Protectionism
Explanation:
Protectionism occurs when the industries in a particular country are being protected from foreign competition by the government of that economy. Protectionism is done through the imposition of tariffs, quotas or total ban on the products of other countries.
In the question, the tariff on rice is an example of protectionism as the tariff will lead to an increase in the price of the foreign rice and the people will have to buy from the local rice suppliers. In this case, the local industry is protected.
Problem 9-3 Withholding Methods (LO 9.1) Sophie is a single taxpayer. For the first payroll period in July 2020, she is paid wages of $2,200 monthly. Sophie claims one allowance on her pre-2020 Form W-4. Click here to access the withholding tables. IRS Publication 15-T, Federal Income Tax Withholding Method Pay period 2020 Allowance Amount Weekly $ 83 Biweekly 165 Semimonthly 179 Monthly 358 Quarterly 1,075 Semiannually 2,150 Annually 4,300 Round intermediate computations and your final answer to two decimal places. a. Use the percentage method to calculate the amount of Sophie's withholding for a monthly pay period. Sophie's withholding: $fill in the blank 276f67fd3f97003_1 b. Use the wage bracket method to determine the amount of Sophie's withholding for the same period. $fill in the blank 92701d098054043_1 c. Use the percentage method assuming Sophie completed a 2020 Form W-4 and checked only the single box in Step 1(c). $fill in the blank 75763bf84f9d024_1 d. Use the wage bracket method using the same assumptions in part c of this question. $fill in the blank 73d4ce04b013fc1_1
true/false. each month when jason receives his paycheck, he sees the total amount of money he earned less the amount that was taken out for paying taxes. this leftover amount of money is referred to as income.
True. Jason's "take-home pay" or "net income," which is the amount of money he receives after taxes have been deducted, is regarded as his personal income.
Income is the sum of money that a person or household receives during a specific time period, usually a year or a month. It can originate from a variety of places, including wages and salaries from employment, property rental income, dividends from investments, and more. Income has an important role in establishing a person's level of life and financial health. The ability to buy goods and services, save money for the future, and pay for needs like housing, food, and healthcare depends on a person's income level. Income information is used by governments to compute taxes and provide benefits to residents, and by economists as a measure of economic expansion and prosperity.
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What is an example of direct financing?
When you request a loan from the same lender—typically a bank or other financial institution—direct financing occurs.
A household purchases a newly issued government bond through the help of a broker, while a corporation purchases newly issued commercial paper straight from another corporation (no asset transformation).
You engage in direct financing when you borrow money from a friend or when you buy stocks or bonds directly from the company issuing them. With direct financing, you'll learn your personal loan or interest rate and then know how much you'll have to pay at the dealership.
These direct financial arrangements occur in financial markets, where lenders (investors) lend borrowers their savings without any intermediaries.
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Which best describes how consumers may benefit from specialization?
Consumers can only purchase high-quality goods.
Consumers have more price options.
O Consumers receive more sale offers.
O Consumers find products at lower prices.
In specialization a company have produced the product at different price levels. Consumers have more price options.
What is consumer?A consumer is a person who purchases the goods and or services from the business and is also the ultimate user of the products or services. In specialization the company produces a certain product at many different levels by which they have many price options available which vary according to their customization and quality that can be offered to the consumers and hence the customer can purchase different types of a single product from a single company or Brand.
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Critically discuss three characteristics of an entrepreneur that may assist a school leaver to become successful business owners. Answer in essay form that include introduction body and conclusion
What is NOT a reason for companies to merge?
Answer: A merger results in reduced competition and a larger market share. Thus, the new company can gain a monopoly and increase the prices of its products or services
Explanation:
Activity 1 Explain the importance of giving accurate information to customers.
A rational decision maker
Answer:yes
Explanation:because yes
How does a low credit score affect a person who applies for a loan?
A. It makes banks more likely to give the person a large, long-term
loan.
B. It causes banks to charge the person higher interest rates on the
loan.
OC. It makes it easier for the person to get a loan with a poor debt-to-
income ratio.
D. It allows banks to give the person a loan without checking his or
her tax records,
A person who requests for a loan and has a low credit score will be subjected to higher interest rates from banks. As a result, choice (B) is accurate.
Between 300 and 550 is regarded as a low credit score. You must make significant efforts to raise your credit score if it is in this area. You will not be qualified to apply for a loan or a credit card if you have a low credit score.
Whether it's a car loan, mortgage, or credit card account, borrowing can be more difficult if you have a poor score interest rates. And even if you are approved, your high risk of default means that you will probably have to pay higher interest rates.
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Which statement about studying management is most likely true?
Management is universally needed in all organizations.
Nonbusiness professionals do not benefit from studying management because they don't supervise people.
Studying management will inevitably enable you to earn more money and be a better manager.
As the holacracy concept expands, the need for traditional managers grows.
There is little value to studying management if your aspirations do not include transitioning into a management
position.
The statement about studying management that is most likely true is that Management is universally needed in all organizations.
What is Management?Management can be described as the process that is been usd in almost all the organization ranging from the non governmental organization to the governmental organization which involves the planning as well as managing the resources as well as other tools that is been used in the organization so that the goals as well as the main objectives of the organization can be achieved.
It should be noted that the management is very essential because without management there will no be planning and the process of planning is very essential because it help in defining the goals as well as the task that is required by the teams in the organization and this can help the team that wil;l organize this task and how it would be achieved , hence the process of management can be seen in all the organization.
Therefore the first option is correct.
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Imagine that in 2019 the economy is in long run equilibrium. Then, stock prices rise more than expected and stay high for some time. Refer to scenario 33-2. In the long run, what happens to the expected price level and what impact does this have on wage bargaining?
graph: y= price level. 2 lines going up parallel to each other SRAS1 and SRAS2
x= Quantity Output. 2 lines going down parallel AD1 and AD2......
There is a line that goes in center from x (straight up) LRAS
SRAS1 and SRAS2 intersect with AD1 and AD2 at points A,B,C,D LRAS intersects at its A and C
In the long run, The expected price level rises. New wage contracts are negotiated at higher wages.
What are wages?Wages are payments made typically in cash in exchange for labor or services, typically on an hourly, daily, or piecework basis and in accordance with a contract.
The compensation or reward for labor is called a wage. Real wages and nominal wages are the two primary categories of earnings. Money earnings are referred to as "nominal wages." However, "real wages" refers to the goods and services that may be obtained with money earnings.
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A schedule of cost of goods manufactured has the following main sections:
Finished goods inventory, beginning balance: $1,000
Finish goods inventory, ending balance: $1,200
Cost of goods manufactured $5000
The cost of goods sold is:________
Answer: $4,800
Explanation:
The formula for the cost of goods sold is;
= Opening finished goods + Cost of goods manufactured - Closing finished goods
= 1,000 + 5,000 - 1,200
= $4,800
Jennings operated a courier service to collect and deliver money. The contract with his customers allowed Jennings a day or so to deliver the money that had been collected. Instead of holding collections until delivered, Jennings made short-term investments with the money. He always made deliveries to the customers on time, but because he kept the profit from the investments for himself, Jennings was prosecuted for embezzlement. Was he guilty?)]
Answer:
Yes he is guilty of embezzlement
Explanation:
Embezzlement is defined as using finds that are in one's trust for another purpose and keeping proceeds made for personal gain.
The funds held are for another purpose but were used for the personal gain of the embezzler.
In this scenario Jennings was only to collect and deliver money. He however used the money for short term investments and kept the profits for himself. He did this without the permission of his clients.
Jennings is guilty of embezzlement
Yes he is guilty of embezzlement
What is Embezzlement?It measured the one's trust for another motive and keeping proceeds made for personal profits. In the given situation, Jennings was only to collect and deliver money. But he used the money for short term investments and kept the profits for himself. Also, He did this without the permission of his clients. Due to this, he is guilty.
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Question: Part 1: Read The Case Study Before You Answer The Following Questions "One Morning Many Years Ago, An Angry Customer Burst Into The Office Of Julian F. Detmer, The Founder Of The Len Detmer Company, Which Later Became A Wool Distributor For The Entire US Garment Industry. Mr. Detmer Narrated: "This Customer Owed Us A Small Amount. After Receiving Some
Do you think air Jordan's appreciate or depreciate in value?
Support your position with evidence from the video. Your
response should be a minimum of one paragraph.
In writing Paragraphs you must consider the structure of the Paragraphs, Paragraphs contain three main parts:
a topic sentence supporting sentences a concluding sentenceWhat are Paragraph?Generally, The video notes that some of the earliest Air Jordan models, such as the Air Jordan 1, have appreciated significantly in value over time due to their historical significance and limited availability. In contrast, newer models that are more widely available may not hold their value as well.
Additionally, the video discusses the importance of factors such as condition, rarity, and provenance in determining the value of a particular pair of Air Jordans. Shoes that are in pristine condition and have a unique backstory or connection to a particular athlete or event may command a higher price than those that are more common or well-worn.
Overall, it seems that the value of Air Jordans is highly dependent on a variety of factors and can fluctuate over time. While some models may appreciate in value due to their rarity and historical significance, others may depreciate if they are more widely available or do not have the same level of cultural cachet.
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name business sector in which kpm is operating
Answer:
1. banking and capital markets ( banking, capital markets and insurance.)
2. healthcare and life sciences.
What can impact the competitive nature of an industry through the ability to raise prices or affect the quality of inbound goods and services:_______.a) suppliers,b) buyers,c) new entrants,d) substitute products,e) retailers.
The supplier should affect the competitive nature of the industry via the capability for increasing the prices or the quality should be impacted.
The following should not impact the nature of an industry in a competitive way:
Buyers.New entrants.Substitute products.RetailersTherefore we can conclude that the supplier should affect the competitive nature of the industry via the capability for increasing the prices or the quality should be impacted.
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The management accountant at L&P Merchandising & More, Michael Stona, is in the process of preparing the cash budget for the business for the quarter ending December 31, 2020. Extracts from the sales and purchases budgets are as follows: Month Cash Sales Purchases 2020 Sales On On Account Account August $121,000 $480,000 $390,000 September $95,500 $600,000 $360,000 October $132,680 $720,000 $480.000 November $105,900 $650,000 $400,000 December $216,000 $800,000 $500,000 An analysis of the records shows that trade receivables (accounts receivable) are settled according to the following credit pattern, in accordance with the credit terms 5/30, 790: 60% in the month of sale 30% in the first month following the sale 10% in the second month following the sale Accounts payable are settled as follows, in accordance with the credit terms 3/30. n60: 80% in the month in which the inventory is purchased 20% in the following month (ii) During November, the management of L&P Merchandising expects to sell an old motor vehicle that cost $650,000 at a gain of $25.000. Accumulated depreciation on this motor vehicle at that time is expected to be $475,000. The employee will be allowed to pay a deposit equal to 40of the selling price in November and the balance settled in four equal amounts from December 2020 to March of 2021.
DJES MILTOSoft Microsoft Edge_Bwekyb3d8bbwe/TempState/Downloads/Discussion%20Question Week LJUUN V + Fit to page Page view A Rea Computer Equipment, which is estimated to cost $480,000, will be purchased in December. The manager has made arrangements with the seller to make a cash deposit of 50% of the amount upon signing of the agreement in December, with the balance to be settled in four equal monthly instalments, starting in January 2021. A long-term instrument purchased by L & P Merchandising with a face value of $480,000 will mature on October 20, 2020. In order to meet the financial obligations of the business, management has decided to liquidate the investment upon maturity. On that date quarterly interest computed at a rate of 45% per annum is also expected to be collected - Page 1 (vi) Fixed operating expenses which accrue evenly throughout the year, are estimated to be $2,040,000 per annum, (including depreciation on non-current assets of $35,000 per month and are settled monthly. (vii) Other operating expenses are expected to be $174,000 per quarter and are settled monthly (viii) The management of Merchandising has negotiated with a tenant to rent office space to her beginning November L. The rental 18 $540,000 per annum The first month's rent along with one month's safety deposit is expected to be collected on November 1. Thereafter, monthly rental income becomes due at the beginning of each month.
(ix) Wages and salaries are expected to be $2,940,000 per annum and will be paid monthly At the recently concluded negotiations between management and the union representing the workers it was agreed that L & P Merchandising should make retroactive payments in the amount of $1.520,000 to employees. The payment is being settled in four equal tranches. The third payment becomes due and payable in October of 2020. The cash balance on September 30, 2020 is expected to be an overdraft of $ 138,000 (xi) Required: (a) Prepare a schedule of budgeted cash collections for sales on account for each of the months October to December, 2020. (b) Prepare a schedule of expected cash disbursements for purchases on account for the quarter to December 31, 2020. Prepare a cash budget, with a total column, for the quarter ending December 31. 2020, showing the receipts and payments for each month. (a) All businesses in the industry in which L 8 P Merchandising operates are required to maintain a minimum cash balance of $125,000 each month. Based on the budget prepared. Will the business be meeting this requirement? Suggest three (3) possible steps other than borrowing, that may be taken by the management of the business to improve the organization's cash flow
Answer:
L&P Merchandising & More, Michael Stona
a) Schedule of Budgeted Cash Collections for October to December 2020:
October November December Quarter Total
Cash Sales $132,680 $105,900 $216,000 $454,580
Credit Sales:
60% month of sale $432,000 $390,000 $480,000 $1,302,000
less 5% discount (21,600) (19,500) (24,000) (65,100)
30% month following $180,000 $216,000 $195,000 $591,000
10% second month $48,000 $60,000 $72,000 $180,000
Other cash collections:
Sale of Motor Vehicle $80,000 $30,000 $110,000
Sale of investments $480,000 $480,000
Investment interest $54,000 $54,000
Rental & Safety Deposit $135,000 $45,000 $180,000
Total Collections $1,305,080 $967,400 $1,014,000 $3,286,480
b) Schedule of Expected Cash Disbursements for Purchases on Account for the quarter to December 31, 2020:
October November December Quarter Total
Credit Purchases:
80% purchase month $384,000 $320,000 $400,000 $1,104,000
less 3% cash discount (11,520) (9,600) (12,000) (33,120)
20% following month 72,000 96,000 80,000 248,000
Total disbursement $444,480 $406,400 $468,000 $1,318,880
c) Cash Budget:
October November December Quarter Total
Beginning balance ($138,000) (220,400) (602,400)
Cash Receipts $1,305,080 $967,400 $1,014,000 $3,286,480
Less purchases ($444,480) ($406,400) ($468,000) ($1,318,880)
Less fixed expenses (135,000) (135,000) (135,000) (405,000)
Less other expenses (58,000) (58,000) (58,000) (174,000)
Less Rea Equipment (240,000) (240,000)
Wages & Salaries (245,000) (245,000) (245,000) (735,000)
Retroactive wages (380,000) (380,000) (760,000)
Cash balance (95,400) (477,400) (734,400)
Minimum balance (125,000) (125,000) (135,000)
Bank Overdraft (220,400) (602,400) (859,400)
d) Will the business meet the required minimum cash balance of $125,000?
No.
e) Three steps other than borrowing to improve cash flow:
1) The volume of Sales must be increased.
2) Trade terms should be improved with customers and suppliers.
3) Expenses must be controlled to reduce outlay.
Explanation:
a) Sales Budget
Month Cash Sales Sales on Account Purchases on Account
August $121,000 $480,000 $390,000
September $95,500 $600,000 $360,000
October $132,680 $720,000 $480.000
November $105,900 $650,000 $400,000
December $216,000 $800,000 $500,000
b) Accounts Receivables' credit terms are 5/30, net 90 days. This means that cash discounts of 5% are allowed for settlements within 30 days, and the maximum credit period is 90 days.
c) Sale of Motor Vehicle:
Cost of Vehicle $650,000
less Acc. Depreciation $475,000
Book Value $175,000
Profit on sale $25,000
Selling Price $200,000
40% of $200,000 = $80,000
Quarter receipts = $30,000 ($200,000 - 80,000) /4
c) Safety Deposit is equal to two months rental = $540,000/12 * 2 = $90,000.
First Rental + Safety Deposit = $135,000 ($540,000/12 * 3)
d) A cash budget helps management to forecast its cash collections and disbursements.
which of the following pieces of information will you find on the safety data sheet
walmart
Normally, the safety data sheet (SDS) for a product offered by Walmart will contain details regarding the risks associated with the product, including any potential physical risks or health impacts connected with its use or handling.
Additionally, it might contain details on the proper safety precautions or safeguards to use when utilizing the product, as well as first aid procedures to follow in the event of exposure or unintentional ingestion.
The SDS may also include details on the chemical makeup of the product, its characteristics, and any potential chemical interactions, as well as details on disposal and storage.
The specific information on the SDS will vary depending on the product in question and the laws governing its use and handling.
Here are some examples of the kinds of details you might discover on a safety data sheet:
A household cleaner might have a safety data sheet that details the product's chemical makeup, potential risks (including eye or skin irritation), and safety measures to take when using the product.
An SDS for a paint product may contain details on the chemicals used in the paint and any potential dangers.
An SDS for a product used in a laboratory setting may provide information on the possible health effects of the chemicals in the product and handling safety measures.
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the question is incomplete. the complete question is
What pieces of information will you find on the safety data sheet Walmart?
The traditional tasks performed by the HR department include all of the following except Group of answer choices labor relations. personnel administration. recruiting staff. participation in business decision making.
Human resources allude to the people who make up an organization's, business sector's, industry's, or economy's employment.
Human capital is a more specific term that refers to the knowledge and abilities that individuals possess. Manpower, employment, staff, companions, or simply: people are similar phrases.
The correct option is participation in business decision-making.
This is the correct option because this is the only one that is not the function or the tasks of the Hr department. The main function of Hr is to conduct the screening and the selection of the candidates for the interviews. The options are mentioned in the context of labor relations. personnel administration. recruiting staff, are the functions of the Hr except for the correct answer.
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1. If you are attending a two-year school and plan to transfer to a four-year school, you should
O select only easy courses while you are at a two-year school.
O complete courses that may not transfer.
O transfer without any help from an adviser.
O choose your major early.
Answer:
Complete courses that may not transfer.
Explanation:
Transferring from a Two-Year College to a Four-Year College. If this is your plan, be sure that the classes you enroll in not only meet the requirements for your associate's degree but can also be put toward a bachelor's degree at the four-year colleges you're considering.
I may not be right but I tried.
Answer:
O select only easy courses while you are at a two-year school.
Explanation:
0.71 points eBookPrintReferences Check my work Check My Work button is now enabledItem 2Item 2 0.71 points Kerianne paints landscapes, and in late 2021 placed four paintings with a retail price of $300 each in the Holmstrom Gallery. Kerianne’s arrangement with Holmstrom is that Holmstrom will earn a 10% commission on paintings sold to gallery patrons. As of December 31, 2021, one painting had been sold by Holmstrom to gallery patrons. How much revenue with respect to these four paintings should Kerianne recognize in 2021?
Answer:
$300
Explanation:
Based on the information given we were told that Kerianne paints placed four paintings that include a retail price of the amount of $300 for each of the four paintings in the Holmstrom Gallery which simply means that the amount of revenue with respect to the four paintings that Kerianne paints will recognize in the year 2021 will be the amount of $300.
Which precaution should you take while working on a computer?
A.
Hold the connecting wires and not plugs when connecting and disconnecting.
B.
Maintain a cool temperature to avoid sweating.
C.
Keep all the screws you remove in a container because you want to use them on any device.
D.
Leave wires loose because they allow proper circulation of air.
Answer:
D.
Leave wires loose because they allow proper circulation of air.
Answer:
B
Explanation:
100% on PLATO
Examples of ______ are a group of teachers in an elementary school, a group of salespeople in a department store, a group of administrative assistants in an office.
Incomplete question. I assumed you need the word that best fills the gap.
Answer:
employees
Explanation:
The definition of the term "employees" closely fits the context of the sentence above. Remember, the term 'employees' is used to refer to the group of workers assigned roles in a particular organization; office; school, etc.
he financial statements of Denison Furniture Company include the following items: 2019 2018 Cash $53,500 $53,000 Short-term Investments 29,000 15,000 Net Accounts Receivable 92,000 105,000 Merchandise Inventory 162,000 142,000 Total Assets 532,000 551,000 Total Current Liabilities 235,000 215,000 Long-term Note Payable 62,000 60,000 What is the 2019 cash ratio? (Round your answer to two decimal places)
Answer:
The cash ratio is calculated by dividing cash and short-term investments by current liabilities.
Cash ratio for 2019 = (53,500 + 29,000) / 235,000 = 0.39
Rounding to two decimal places, the 2019 cash ratio is 0.39.
Explanation:
1.) Name two alphabetic arrangements of subject records storage.
2.) Explain how the two arrangements are alike and how they differ?
Answer:
1.) An alphabetic listing of all subject titles used in the filing system
2.) Titles on the master index are used for filing and retrieving records
(Ethical Dilemma)
The American car battery industry boasts that its recycling rate now exceeds 95%, the highest rate for any commodity. However, with changes brought about by specialization and globalization, parts of the recycling system are moving offshore. This is particularly true of automobile batteries, which contain lead. The Environmental Protection Agency (EPA) is contributing to the offshore flow with newly implemented standards that make domestic battery recycling increasingly difficult and expensive. The result is a major increase in used batteries going to Mexico, where environmental standards and control are less demanding than they are in the U.S. One in five batteries is now exported to Mexico. There is seldom difficulty finding buyers because lead is expensive and in worldwide demand. While U.S. recyclers operate in sealed, mechanized plants, with smokestacks equipped with scrubbers and plant surroundings monitored for traces of lead, this is not the case in most Mexican plants. The harm from lead is legendary, with long-run residual effects. Health issues include high blood pressure, kidney damage, and detrimental effects on fetuses during pregnancy, neurological problems, and arrested development in children.
Given the two scenarios below, what action do you take?
a) You own an independent auto repair shop and are trying to safely dispose of a few old batteries each week. (Your battery supplier is an auto parts supplier who refuses to take your old batteries.)
b) You are manager of a large retailer responsible for disposal of thousands of used batteries each day.
Answer:
(Ethical Dilemma)
The American car battery industry
a) I will establish contact with battery recyclers in the U.S. to work out a good arrangement with them to collect the old batteries periodically. Some favorable terms with the recyclers will rake in some revenue on disposal. Alternatively, I will search for resellers who export to some recyclers in Mexico or other countries, which operate with reasonable ethical environmental standards and get them to buy the old batteries. I am aware that not all the recyclers in Mexico will be following less demanding standards. My shop can work through such recyclers.
b) As a manager of a large retailer with responsibility for the disposal of thousands of used batteries each day, I will seek to understand that correct environmental standards are being followed by the buyers of used batteries in the US, Mexico, or elsewhere before selling to them. Non-compliance with ethical and environmental requirements do not just jeopardize the health of those directly involved, the health of many others are also in danger. I cannot only be interested in selling off used batteries, I will ensure that the environmental footprint is not too high, because I, my family, and my business live and operate in the environment. We must conserve a clean environment for the continued health of all.
Explanation:
Ethical environmental matters affect every living person. The future is put in danger if nothing is done rightly today.