for a loan with an ltv greater than 80 percent, the costs of mortgage insurance always exceed the costs of second lien financing. group of answer choices no answer text provided. no answer text provided. false true

The level workforce plan that relies just on overtime and the minimum amount of regular working hours requires 1,000 hours. The total cost of the plan would depend on the overtime rate and other relevant factors not provided in the question.

To find the level workforce plan that relies just on overtime and the minimum amount of regular working hours, we need to calculate the total labor hours required for the next four quarters and determine the overtime hours needed.

The labor hours required for the next four quarters are:

Quarter 1: 6,500 hours

Quarter 2: 12,500 hours

Quarter 3: 10,500 hours

Quarter 4: 9,000 hours

To determine the minimum regular working hours, we select the highest labor hours required, which is 12,500 hours in Quarter 2. The remaining quarters will be covered using overtime.

Calculating the total labor hours:

Total labor hours = Regular working hours in Quarter 2 + Overtime hours in other quarters

Total labor hours = 12,500 hours + (6,500 hours - 12,500 hours) + (10,500 hours - 12,500 hours) + (9,000 hours - 12,500 hours)

Total labor hours = 12,500 + (-6,000) + (-2,000) + (-3,500) = 1,000 hours

Therefore, the level workforce plan that relies just on overtime and the minimum amount of regular working hours requires 1,000 hours. The total cost of the plan would depend on the overtime rate and other relevant factors not provided in the question.

To know more about workforce, click here, https://brainly.com/question/28843491

#SPJ11

Answer:

5350

Explanation:

If your house is for sale for $210,000. What you will save by choosing the "sale by owner" option is $5350.

Sales can be defined as the way of selling a product in exchange for cash.

Using this formula

Amount saved=(Selling price×Sales commission)- Closing price

Let plug in the formula

Amount saved=($210,000×3%)-$950

Amount saved=$6,300-$950

Amount saved=$5,350

Therefore If your house is for sale for $210,000. What you will save by choosing the "sale by owner" option is $5350.

Learn more about sales here: https://brainly.com/question/25586322

#SPJ2

Answer:

D.  to claim qualified expenses such as deductions or credits

Explanation:

To find - What is the purpose of a 1098 tax form?

Solution -

The correct option is - D.  to claim qualified expenses such as deductions or credits

Reason -

Form 1098 T tuition statement is an american IRS tax form filed bu eligible educational institutions(or those filing on the institutional's behalf)

To report payments received and payments due from the paying students.

The institution has to report a form for every student that is currently enrolled and paying qualifying tuition and related expense.

The reason the government monitors the size of the money supply is so that they can maintain stability and limit inflation.

Money supply impacts the level of inflation in a country and therefore the stability of the nation as inflation is tied to economic stability.

The government would therefore try to maintain a level of money supply that leads to an inflation rate that is not too high or low, but will contribute to economic growth.

Find out more on money supply at https://brainly.com/question/3625390.

#SPJ1

Answer:

false

Explanation:

Answer:

F

Explanation:

Just took the quiz on Edge

Answer:

you have to give "the following"

The optimal transfer price that should be charged to the Coffee Maker Division is $22.50. Option B is correct.

The transfer price should be based on the variable cost incurred by the Coffee Grinder Division, as there is no lost sales by selling internally and the division has excess capacity. The variable cost per coffee grinder is the sum of direct materials, direct labor, and variable overhead, which amounts to:

However, since the Coffee Maker Division is offering the coffee grinders for free as part of a promotion, the transfer price should cover only the variable cost. Therefore, the optimal transfer price is $22.50, which is the variable cost per coffee grinder. Option B holds true.

Learn more about transfer price: https://brainly.com/question/31477671

#SPJ11

Answer:

Maybe it's letter D

Explanation:

Because none of these are correct

The price elasticity of demand shows the measures of the responsiveness of quantity demanded to changes in price. Thus, option 'D' (none of the above) is the correct option.

The quantity demanded of an item or service divided by the percentage change in price is the price elasticity of demand. The percentage change in quantity supplied divided by the percentage change in price represents the price elasticity of supply.

Consumer durables are an example of a product with elastic demand. Like a washing machine or a car, they have seldom acquired things that may be put off if the price increases. For instance, car discounts have been quite effective in increasing car sales by lowering the price. For instance, since they are sensitive to price fluctuations, luxury items have a high price elasticity of demand.

Therefore, option 'D' (none of the above) is the correct answer.

Learn more about "Price elasticity of demand", here:

https://brainly.com/question/20630691

#SPJ2

Answer:

The running time of an algorithm for a specific input depends on the number of operations executed. The greater the number of operations, the longer the running time of an algorithm.Space complexity is the total amount of memory space used by an algorithm/program including the space of input values for execution. So to find space-complexity, it is enough to calculate the space occupied by the variables used in an algorithm/program.

Explanation:

Answer: human resources

Explanation:

A table with different revenue sources and expenses for Casa Grande Resort & Spa. To enter a formula in Excel, follow these steps:

Click on the cell where you want to display the result of your formula.

Start typing the equal sign (=) to begin the formula.

Select the cell or range of cells containing the values you want to use in the formula.

Type the mathematical operator (+, -, *, /) necessary for your calculation.

Select the next cell or range of cells needed for the formula.

Repeat steps 4 and 5 until the formula is complete.

Press Enter to display the calculated result.

Here is an example formula you could use to calculate the total net revenue for Casa Grande Resort & Spa based on the data provided:

=SUM(B2:B7)

This formula adds up all the values in cells B2 through B7, which represent the different revenue sources from Banquet Room Business, Restaurant Center, Conference Rooms, Spa, Lounge, and any other sources not listed.

You can use similar formulas to calculate the cost of sales, direct expenses, and any other calculations you need for your analysis.

Learn more about expenses here:

https://brainly.com/question/29453606

#SPJ11

The  tools that an HR manager might use to most effectively manage employees living in other countries is: D. Conference calls between HR managers and employees outside working hours.

An HR manager can be defined as the person whose sole responsibility is to recruit or hire employee for the company as well as to ensure that the welfare of the employee among others are well taking care of.

On the other hand a conference call  is a  telephone call in which made it possible for  several people to connect or participate at the same time, by making use of  a speakerphone or a computer with internet access.

Conference call tend to allows multiple participants in different locations to communicate with one another simultaneously.

Therefore the correct option is D.

Learn more about HR manager here:https://brainly.com/question/25443563

#SPJ1

One of the major reasons the gold standard fell apart was the inability to effectively manage the global supply of gold.

The gold standard was a monetary system in which the value of a currency was directly linked to a fixed amount of gold. Under this system, participating countries would exchange their currencies for gold at a predetermined rate. The stability of the gold standard relied on maintaining a sufficient supply of gold to support the currency exchange.

However, several factors led to the downfall of the gold standard. One of the primary reasons was the difficulty in managing the global supply of gold. Gold mining was subject to various economic and geological factors, and it was challenging to control the rate at which new gold was being extracted from mines. This resulted in an imbalance between the growing economies and the limited availability of gold, as the supply of gold could not keep pace with the expanding economies.

Additionally, during times of economic downturn or crisis, countries often faced the need to stimulate their economies by increasing money supply and lowering interest rates. However, under the gold standard, these measures were restricted due to the limited availability of gold reserves. This inability to respond flexibly to economic conditions constrained the ability of governments to manage their economies effectively.

Furthermore, the gold standard required countries to maintain a fixed exchange rate between their currencies and gold. This fixed exchange rate system became problematic when countries experienced imbalances in their trade or financial transactions. In such cases, countries had to adjust their domestic policies to maintain the fixed exchange rate, which often involved deflationary measures such as reducing government spending or increasing taxes. These measures could have detrimental effects on the economy, including reduced employment and economic growth.

The inability to effectively manage the global supply of gold, the limitations on responding to economic crises, and the challenges associated with maintaining fixed exchange rates contributed to the downfall of the gold standard as a global monetary system. These factors ultimately led to the abandonment of the gold standard by many countries in the 20th century.

To know more about gold standard visit

https://brainly.com/question/18861145

#SPJ11

If Jim writes a check on a Freehold Bank to buy a new car, he is employing money as a standard of value.

A standard of value is a unit of measurement used to express the worth of goods and services. In this case, the check is a representation of the amount of money Jim has in his account and he is using it to express the value of the car he wishes to purchase.

Money serves several purposes, including acting as a medium of exchange rate, a store of value, and a standard of value. In this scenario, Jim is using money as a standard of value. The check he writes represents a specific amount of money that he has in his account, and this value is used to express the worth of the car he wishes to buy.

By using money as a standard of value, Jim is able to complete the transaction without the need for bartering or exchanging goods or services directly. Instead, the check acts as a representation of the value of the car, allowing for a more efficient and convenient exchange.

To know more about exchange rate click on below link:

https://brainly.com/question/14930716#

#SPJ11

Answer:

Basic Rules Of Cricket

Cricket is played between two teams each made up of eleven players. ...

Games comprise of at least one innings where each team will take turns in batting and fielding/bowling.

The fielding team will have a bowler bowl the ball to the batsman who tries to hit the ball with their bat.

Explanation:

hope this helps

Sample Response: Students should select one of the listed sports and be able to describe some unique features of the sport highlighted in the test. Their interest in the sport can be pretty much anything including their relative obscurity in the US mainstream, past experience playing with family, or because they seem uniquely challenging. 

If consumers are not made aware of the change in the quantity or size of a product while the price remains the same, it can be considered a form of deception. Consumers may expect to receive the same amount of product for the price they are accustomed to paying, and any undisclosed reduction in quantity can mislead or deceive them.

This practice can be seen as a form of deceptive packaging or deceptive product presentation. It involves manipulating the packaging or appearance of a product to give the impression of unchanged value or quantity while actually reducing the amount inside. This tactic can be used by companies to maintain their profit margins without increasing prices explicitly. However, it can mislead consumers into believing they are getting the same value for their money when, in reality, they are receiving less.

Deceptive pricing, on the other hand, refers to misleading or false pricing information provided to consumers. It involves practices such as falsely advertising a discount, inflating original prices to make discounts appear more significant, or using bait-and-switch tactics. While deceptive pricing focuses on misleading consumers about the actual price, the scenario described focuses on deceiving consumers about the quantity of the product. Both practices involve deceiving consumers, but they differ in terms of the specific aspect of the transaction that is being manipulated.

Learn more about Consumers  :brainly.com/question/27773546

#SPJ11

An entrepreneur is an individual who takes risks to inaugurate viable projects, motivated by a specific business vision

For more about entrepreneur here https://brainly.com/question/353543

#SPJ4

Perpetuity pays $100 each and every year forever. The duration of this perpetuity will be 12.11

Yield price = 9% or 0.09

period of perpetuity = (1+ interest rate) / interest price

= 1+ 0.09 / 0.09

= 1.09 / 0.09

= 12.11

answer = duration of this perpetuity = 12.11

Perpetuity means:

1: Eternity experience 2. 2: the exceptional or country of being perpetual bequeathed to them in perpetuity. 3a: the condition of a property is constrained with the intention to not take impact or vest in the length constant by way of law. b: a property so restricted. 4: an annuity payable all the time.

One example of a perpetuity is the United Kingdom's authorities bond known as a Consol. Bondholders will get hold of annual constant coupons (hobby payments) so long as they hold the amount and the government does now not stop the Consol.

Learn more about perpetuity here

https://brainly.com/question/24261067

#SPJ4

To determine the best bank for a savings account and a vehicle loan, you should consider the interest rates offered by each bank. The highest interest rate for a savings account is desired, while the lowest interest rate for a vehicle loan is preferred.

Learn more about savings account: https://brainly.com/question/738615
#SPJ11

Answer:

business processes

Explanation:

Enterprise software includes a database and thousands of predefined business processes that reflect best practices

Since Tommy knows that even if he does not contribute he will be able to use the library once it is built, this is an example of: B. The free rider problem.

In Economics, the free rider problem can be defined as a type of market failure and burden that typically occurs when people who benefit from public goods (products) or shared resources refuse to pay for them or financially contribute to their development.

This ultimately implies that, a free rider problem simply refers to a type of problem that typically exists or arises when people who cannot be excluded from using a good (product) choose not to pay for it.

In this context, we can reasonably infer and logically deduce that the refusal of Tommy to donate money to build a new library because he knows he would be able to use it once it is built, is an example of the free rider problem.

Read more on the free rider problem here: https://brainly.com/question/29557445

#SPJ1

Answer:

1. Use CAPM to solve

Required Return = Risk Free Rate + beta(market premium)

= 4% + 2(5%)

= 14%

2. Increases the same 2 percentage points for all securities

If the risk-free return increases by 2%, then it would become 6%.

The required return becomes;

= 6% + 2(5%)

= 16%

Required return increases by 2% to 16%.

3. The y-intercept changes and the slope remains the same.

The formula for the Security Market Line is the CAPM formula.

The normal formula for a line takes the form;

y = mx + c

Where c is the y intercept and m is the slope.

The CAPM formula is the same at;

R = rF + brM

The beta is the slope and the risk free rate is the y intercept. If the risk-free rate increases by 2% then the y-intercept will change by those 2 percentage points but the beta will remain the same.

A major disruption in financial markets characterized by sharp declines in asset prices and firm failures is called a financial crisis.

A financial crisis occurs when the value of financial assets and instruments drastically declines. As a result, firms struggle to pay their debts, and financial institutions lack the cash or convertible assets needed to fund initiatives and take care of urgent demands.

Falling US housing values and an increase in the number of borrowers unable to make loan payments were the GFC's main causes. Around the middle of 2006, the supply of newly constructed homes in some places grew quickly, and house prices in the United States reached their peak.

To know more about the banking crisis: https://brainly.com/question/25664180

#SPJ4

A major disruption in financial markets characterized by sharp declines in asset prices and firm failures is called a financial crisis.

During a financial crisis, asset values endure a sharp decrease in value, firms are unable to pay their loans and financial institutions face a shortage of liquidity. During a panic or bank run, investors sell off their assets or withdraw cash from savings accounts out of fear that their value will decline if they keep them in a financial institution. This is a common feature of the financial crisis.

The deflation of a credit boom, a stock market collapse, a sovereign default or a currency crisis are further circumstances that could be classified as a financial crisis. A financial crisis might only affect certain banks, or it might affect the entire global economy or just one particular economy.

To read about stock market see:

https://brainly.com/question/690070

#SPJ4

The correct answer is d. master data management. Master data management (MDM) is a comprehensive approach to managing and consolidating an organization's critical data assets. It provides a single, trusted source of master data that is consistent across all systems and applications.

MDM eliminates data silos, minimizes data redundancies, and ensures data accuracy and consistency. With MDM, companies can easily access and use their data to make informed business decisions, improve operational efficiency, and enhance customer experience. On the other hand, data warehouses and data marts are used for storing and analyzing large volumes of data, while databases are used for managing and organizing data. However, these solutions may not necessarily provide a single version of the truth as they may contain duplicate or inconsistent data. In contrast, MDM aims to address these issues by providing a unified view of data across the enterprise.
In summary, MDM is a critical tool for companies that want to maintain data accuracy and consistency across their operations. It enables organizations to make better decisions, improve operational efficiency, and deliver an exceptional customer experience.

To know more about Master data management visit :

https://brainly.com/question/30410132

#SPJ11

Answer:

It must be invested at 19% per year.

Explanation:

Given that Tanner is entering high school and needs to save as much money as he can for college, to determine what rate of return must Tanner earn for his investment of $ 5,000 to double in 4 years, the following calculation must be performed:

72 / X = 4

72/4 = X

18 = X

Thus, approximately, it must be invested at 18% per year. But it must be checked by the following calculation:

5000 x 1.18 ^ 4 = 9,693.88

5000 x 1.19 ^ 4 = 10,026.69

Thus, it must be invested at 19% per year.

Answer:

Partnerships increase your lease of knowledge, expertise, and resources available to make better products and reach a greater audience. All of these put together along with 360-degree feedback can skyrocket your business to great heights. The right business partnership will enhance the ethos of your firm.

Explanation:

Hope it helps..

The Cody’s 2-year cost of goods sold (COGS) is $910,000

The direct cost of producing a company's goods is known as its cost of goods sold (COGS). It is a significant line on your income statement that can provide you with a wealth of information regarding your business's financial expenditures , effectiveness, and profitability. Depending on how much product you manufacture, COGS may include expenditures for labour and raw materials. It excludes indirect expenses like office fees, executive salaries, and expenditures costs that the company must pay regardless of the volume of goods produced. The following formula is used to determine COGS: Cost of goods sold (COGS) is equal to the cost of raw materials, labour, and any other direct costs incurred during the time.

To learn more about COGS from the given link

brainly.com/question/15739316

#SPJ4

Equality is one of the top two criteria for global market consumers. "Marketing on a global scale harmonizing or taking global operational differences, similarities and opportunities in order to attain global objectives" is how global marketing is defined. Another area of study in general business management is global marketing, which offers goods and services to clients locally, nationally, and worldwide.

The use of marketing ideas in more than one nation, by businesses abroad, or across international borders is known as global marketing. It is accomplished by the export of a company's goods to other countries, admission through a domestic joint venture with another company.

To learn more about marketing, click here.

https://brainly.com/question/13414268

#SPJ4

Answer:

McKenna grace lives in Texas of America.

Answer:

From the graph, if you invest 10% in bonds and 90% in stocks,  the range of potential return is given as +49.8% to -39.0% with a average of 9.9% whereas if investment is  made by 10% in stocks and 90% in bonds, then the range of annual returns would become +31.2% to -8.2% with a average of 6%.  Therefore, as the investment in stocks increases the average annual returns also increase.

Explanation:

Hope this helps!