excess reserves refer to the: question 30 options: difference between a bank's vault cash and its reserves deposited at the federal reserve bank.
Answers
Excess reserves refer to cash funds held by banks over and above the Federal Reserve's requirements.
What do economists mean by reserves?In a nation's balance of payments, reserves are an asset. The majority of the time, central banks also keep foreign currency reserves in addition to domestic reserves. Since the U.S. dollar is the most common reserve asset, most central banks keep a large portion of their reserves in the U.S. currency.
Its examples?Contrarily, specialized reserves are made with a particular purpose in mind and may only be applied to that purpose. These reserves include, among others, the Dividend Equalization Reserve, the Debenture Redemption Reserves, the Contingency Reserves, and the Capital Redemption Reserves.
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Related Questions
The Food and Drug Administration sets standards for
O advertising.
O product labeling.
O the environment.
O traffic safety.
Answers
Answer:
B. Product Labeling
Explanation:
From quizlet
The Food and Drug Administration sets standards for product labeling.
What is product labeling?Product labeling is the details information of what a products entails and this is often writing on the product.
Product labeling is an important standards set by Food and Drug Administration as this help the consumer to be know the following:
The product ingredientHow healthy or unhealthy the product are etcInconclusion the Food and Drug Administration sets standards for product labeling.
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Questions collecting _______ data often begin with “how many” or “how much”
Answers
it started with "how many " i think
Explanation:
but i don't think it is wrong but in my view it the data can be often begin with how many
Why might it be risky to purchase a preowned vehicle from a
private owner?
Answers
Every component, from producer to grocery store, contributes to the process of the___ chain
Answers
Answer:
Supply Chain
Explanation:
Supply Chain is the route of flow of goods and services starting from the producer/manufacturer/service provider to the end use consumer.
The supply chain network has various other segments such as logistics, distributors, retail supplier, etc.
Hence, the correct answer is the "Supply"
On December 1, 2021, Carlos entered into a lease on a building for use in his business for $1,000 per month. Under the lease terms, Carlos pays 18 months’ rent ($18,000) in advance on December 1. How much can Carlos deduct for rent in 2021?
a. $12,000
b. $18,000
c. $1,000
d. $13,000
Answers
The amount that Carlos can deduct for rent in the year 2021, based on his annual rent is c.$1,000.
Rent in 2021When recording rent, you can only record it for the period that the financial statement is for.
The rent given is for 18 months from December 2021 which means that it will be for only a single month in December.
The rent will therefore be a rental amount for a month:
= Rental amount / Number of months
= $18,000 / 18
= $1,000
In conclusion, option C is correct.
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alright, anyone got any chocalate
Answers
Answer:
No, I don't really like chocolate.
Explanation:
Answer:
Yes.
Explanation:
But sadly I can't give them away.
#teamtrees #WAP (Water And Plant)
Which level of inputs would a portfolio manager most likely use to estimate the fair value of investments in timber
Answers
Answer:
ion know sorry
Explanation:
When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
Answers
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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Steven is a senior in high school. His father, Jeff, is a successful businessman. The two are very close and talk openly about things, including money and investments. Jeff decides to change his investments, and he puts one-fourth of his money in a steadily growing company, one-fourth in a rapidly growing company, one-fourth in a single company that has paid good dividends, and one-fourth in a company based overseas. When he tells Steven, he is shocked that Steven is worried. Is Steven right to be worried? Why or why not?
Answers
Answer:
No, Stephen should not be worried.
Explanation:
What Jeff has done is known as diversification.
Diversification is an investment strategy of spreading one's capital in different categories of assets. Practicing diversification means investing in many classes of assets as opposed to focusing on one particular asset.
By diversifying, Steven's father is safeguarding against heavy losses should the market behave against expectation. If one has focused on only one class of assets, if the market moves against forecast, he will suffer heavy losses. If he has diversified, some classes of assets will make profits and other losses. Diversification is, therefore, a risk mitigation tool that guards against total capital loss. Steven should be happy instead of getting worried.
Chapter 2 Mastery Problem
The T –
Hassan Rahim won a concession to rent bicycles in the local park during the summer. During the month of June, Hassan completed the following transactions for his bicycle rental business:
Chart of Accounts
Cash
Hassan Rahim Capital
Accounts Receivable
Hassan Rahim, Withdrawals
Supplies
Rental Income
Shed
Wages Expense
Bicycles
Maintenance Expense
Accounts Payable
Repair Expense
Concession Fee Expense
June
2
Began business by placing $7,200 in a business checking account.
3
Purchased supplies on account, $150
4
Purchased 10 Bicycles for $2,500, paying $1,200 down and agreeing to pay the rest in thirty days.
5
Purchased for cash a small shed to hold the bicycles and to use for other operations, $2,900
6
Paid cash for shipping and installation costs (considered as an addition to the cost of the shed) to place the shed at the park entrance, $400.
8
Received cash of $470 for rentals during the first week of operation.
13
Hired a part-time assistant to help out on weekends at $7.50 per hour
14
Paid a maintenance person to clean the grounds, $75.
15
Received cash, $500, for rentals during the second week of operation.
16
Paid the assistant for a weekend’s work, $150.
20
Paid for the supplies purchased on June 3, $150.
21
Paid repair bill on bicycles, $55.
22
Received cash for rentals during the third week of operation, $550.
23
Paid the assistant for a weekend’s work, $150.
26
Billed a company for bicycle rentals for an employee outing, $110
27
Paid the fee for June to the Park District for the right to the bicycle concession, $100.
28
Received cash for rentals during the week, $410.
29
Paid the assistant for a weekend’s work, $150.
30
Transferred $500 to personal checking account.
Answers
Answer:
27.
Explanation:
which of the following comparisons of wage trends for 1953 to 1973 and 1973 to 1993 is accurate?
Answers
The comparison of wage trends for 1953 to 1973 and 1973 to 1993 can be analyzed. Between 1953 to 1973, there was a significant increase in wages, with real wages growing by 75%. However, from 1973 to 1993, the trend reversed, and wages barely increased, with real wages only growing by 6.6%. This reflects a notable shift in the economy's structure, with technological advancements and globalization leading to a decline in wages for the working class. Overall, it can be concluded that the accurate comparison of wage trends for these two periods is that there was a considerable increase in wages during the first period, while wages stagnated during the second period.
Based on historical data, the accurate comparison of wage trends for the periods 1953-1973 and 1973-1993 is that during 1953-1973, there was a general increase in real wages, while in the 1973-1993 period, wage growth slowed down considerably. In the first period, economic expansion led to higher wages and improved living standards, whereas in the latter period, factors such as globalization, technology, and weakened labor unions contributed to stagnating or even declining real wages for many workers. These comparisons highlight the changing dynamics of wage trends over the decades.
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A firm has publicly traded common stock with a current market price of $100 per share. the firm just recently paid a $5.24 annual dividend and just 4 years ago paid a $4.00 annual dividend on its outstanding common stock. the firm is about to issue new common stock at an offer price of $98 per share and will incur flotation costs of $1 per share. the cost of capital for this new issue of common stock is .
Answers
The WACC can then be calculated by taking the weighted average of the cost of debt and cost of equity, which in this case gives a WACC of 1.10.
The cost of capital for this new issue of common stock is the weighted average cost of capital (WACC). WACC is calculated by taking the weighted average of the after-tax cost of debt and the cost of equity.
The cost of debt can be calculated by subtracting the value of the flotation costs (1) from the offer price (98) and then dividing by the current market price (100) to give a cost of debt of 0.97. The cost of equity can be calculated by taking the dividend yield (5.24/100) and subtracting the growth rate (4.00/100) to give a cost of equity of 1.24.
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Exercise 4 (Impairment of Fixed Assets) The Dacota Corporation operates several factories that manufactures medical equipment. Near the end of the company's 2023 financial year, a change in business climate related to a competitor's innovative products indicated to management that the $170 million book value (original cost $300 million less accumulated depreciation of $130 million) of the assets of one of Dacota factories may not be recoverable. Management is able to identify cash flows from this factory and estimated that the present value of future cash flows over the remaining useful life of the factory (discounted at 5% per annum) will be $150 million. The fair value of the factory assets is estimated to be $136 million and directly attributable disposal costs are estimated to be $1 million Required: 1- Determine whether there is impairment loss of the factory 2- Calculate impairment loss (if any) and prepare the journal entry for impairment. 3- Assume that value in use is 180000 instead of $150,000 and repeat requirements a and b
Answers
To assess the impairment, management considers the present value of future cash flows, the fair value of the assets, and the disposal costs. The objective is to determine if there is an impairment loss, calculate the impairment loss (if any), and prepare the journal entry for impairment.
1. To determine if there is an impairment loss, the recoverability of the factory's assets needs to be assessed. Management compares the book value ($170 million) to the higher of the fair value ($136 million) or the present value of future cash flows ($150 million discounted at 5% per annum). If the book value exceeds the higher value, an impairment loss exists.
2. To calculate the impairment loss, subtract the higher value (either fair value or present value of future cash flows) from the book value. In this case, the higher value is $136 million. Therefore, the impairment loss is $170 million - $136 million = $34 million. The journal entry for impairment would debit the impairment loss account and credit the accumulated depreciation and the factory's assets.
3. If the value in use is $180 million instead of $150 million, the assessment needs to be repeated. By comparing the book value to the higher value of $180 million, the impairment loss can be recalculated following the same steps as in part 2.
In summary, the exercise involves determining if there is an impairment loss for the factory, calculating the impairment loss amount, and preparing the necessary journal entry. It also explores the scenario of using a different value in use to reassess the impairment.
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In ________ cultures, communication occurs within an extensive network of close personal and business relationships.
Answers
In collectivist cultures, communication occurs within an extensive network of close personal and business relationships. Collectivist cultures emphasize the importance of group harmony, interdependence, and cooperation among its members. People in these cultures prioritize the needs and goals of the group over their individual desires.
In a collectivist culture, communication tends to be more indirect and context-rich. People rely on nonverbal cues, shared cultural understanding, and unspoken rules to convey their message. This communication style often helps to maintain group harmony, as it allows individuals to avoid confrontation and preserve the relationships within the group. Building and maintaining strong personal and business relationships is essential in collectivist cultures. Trust, loyalty, and mutual support are key aspects of these relationships. Networking, socializing, and investing time in fostering connections can be vital for success, both personally and professionally.
Examples of collectivist cultures include many countries in Asia, Africa, Latin America, and the Middle East. Understanding the communication style and values of collectivist cultures can help promote effective communication and collaboration in diverse settings.
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you own 100 shares in each of three companies, each company pays a dividend. gillete pays 1.15 per share in dividends, general electric pays .79 per share in dividends and hersheys food pays .84 per share in dividends how much do you collect from all 3 companies in dividend
Answers
Answer:
$278
Explanation:
100 * 1.15 = $115
100 * .79 = $79
100 * .84 = $84
$278
Hope this helps
many north american companies have changed dramatically since the 1990s by improving quality and reducing costs. this is a direct response to .
Answers
Many North American companies have changed dramatically since the 1990s by improving quality and reducing costs in direct response to increased global competition.
The transformation of many North American companies since the 1990s, characterized by quality improvement and cost reduction initiatives, can be attributed to the escalating global competition in various industries. The 1990s marked a significant turning point in the business landscape, as advancements in technology and communication opened up new opportunities for companies around the world.
Increased globalization and the liberalization of trade led to a surge in competition from companies based in different countries, particularly in emerging economies with lower production costs. To remain competitive, North American companies recognized the need to enhance their product quality and reduce costs to meet the changing market demands.
Improving quality ensured that products and services met or exceeded customer expectations, enhancing customer satisfaction and loyalty.
By embracing quality improvement methodologies like Total Quality Management (TQM), Lean Manufacturing, and Six Sigma, North American companies implemented systematic approaches to enhance efficiency, eliminate waste, and optimize processes.
Ultimately, this direct response to increased global competition allowed North American companies to adapt, thrive, and maintain their market positions in an increasingly interconnected and competitive business environment.
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If an american-based firm opens and operates a new clothing factory in honduras, then it is engaging in:.
Answers
Tom and Jerry entered into a contract whereby Tom agreed to sell Jerry 1000 $ worth of heroin, an illegal substance. Jerry found that Tom sells him a baby powder not an heroin. This is an example of
a- fraud and misrepresentation
b- void contract
c- voidable contract
d- secondary party beneficiary contract
Answers
Tom and Jerry entered into a contract whereby Tom agreed to sell Jerry $1000 worth of heroin, an illegal substance. Jerry found that Tom sells him baby powder instead of heroin. This is an example of fraud and misrepresentation.
Fraud and misrepresentation is a deliberate act of misrepresenting a material fact with the intention of deceiving or causing harm to another individual, often for financial gain. It happens when an individual knowingly tells a lie or withholds important information to induce another individual into entering a contract.
Fraud and misrepresentation makes a contract voidable, which implies that the party can cancel or invalidate the contract since it was based on false information. It is important to note that contracts that are based on illegal actions or purposes are automatically considered void and unenforceable under the law.
Consequently, the contract between Tom and Jerry is void since the agreement was based on the sale of an illegal substance, which is heroin. Jerry can, therefore, terminate the agreement and demand a refund since he was sold a baby powder instead of heroin.
The agreement between Tom and Jerry is an illegal contract, and such contracts are automatically void under the law. Therefore, the answer to the question is a void contract.
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In early America, the Navigation Acts ensured all imported products came from England. What type of market structure is this an example of?
A) monopoly
B) oligopoly
C) traditional
D) free competition
Answers
Answer:
Monopoly
Explanation:
The monopoly is the market structure where there is only single seller who sells a unique product. Also in this market, there is no competition as the seller is only one who deals in one product and other sellers has nno close subsitutes
So as per the given situation since the imported goods came from england so this represents the monopoly
Hence, the correct option is A.
Quaker Oats has been around for over 100 years. The company’s marketers have continued to extend its market reach by adding new flavors and combining them with new products like Oatmeal Cookies, Oat Bars, and Quaker Oat & Yogurt Sandwich Biscuits. Quakers’ marketers have done a good job at:
Answers
Quaker Oats has been around for over 100 years Quakers’ marketers have done a good job at Not - controlling the oat product life cycle.
What is The importance of extending market reach?An excellent strategy for raising brand awareness in your target audience is to extend your reach. Because it enables you to make wise marketing decisions and efficiently employ your resources.
In the given case, it is explained that Since more than 100 years ago, there have been Quaker Oats. By introducing new flavors and pairing them with fresh items, the company's marketers have continued to expand their market reach.
In the given case it is described that Quaker Oats continuously worked on introducing new products for the customer and did not focus on controlling the product life cycle.
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What is the practice called when a business prices its goods or services so low that other businesses can no longer compete and are driven from the market?.
Answers
When a company sets its prices for its products or services so low that competitors are unable to compete and are driven out of the market, this behaviour is known as predatory pricing.
Who are called as competitors?Competitors are companies that can provide clients with the same or comparable products and services as yours. In a competitive market, a company's market share declines and its client base gets smaller, especially if there is a finite amount of demand.
In order to remain competitive, a market can also compel prices to be lowered, which reduces profit margins for each product or service. An extreme case is a market that is overcrowded.
The greatest method to set company apart from the competition is to use effective marketing techniques.
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Gold has historically functioned as money. This is due, in part, to the willingness of others to accept it as valid payment for goods and
services. In this case, gold is functioning as an) (1 point)
Answers
The willingness of others to accept gold as a valid payment for goods and services made gold a medium of exchange. In other words, gold was used to facilitate commercial exchanges when these became more developed.
Money has changed and developed over time, it has always been used to make business practices more simplified and standardized.
Some examples of the use of a medium of exchange were salt, which was a rare mineral that was offered in trade, hence the word salary.
Therefore, gold began to be used as a means of exchange from the need to use coins with greater durability.
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due to high costs, only a small proportion of shipping goes by air. however, its primary benefit is
Answers
The primary benefit of shipping by air, despite its higher costs compared to other modes of transportation, is its speed and efficiency.
Shipping by air is known for its unparalleled speed in delivering goods over long distances. Air transportation allows for quick transit times, often measured in hours or days, which is particularly advantageous for time-sensitive and perishable goods. It enables businesses to meet tight deadlines, reduce inventory holding costs, and respond rapidly to customer demands.
Furthermore, air shipping offers reliable and efficient delivery services. Airlines have well-established networks, infrastructure, and logistics systems in place to handle cargo efficiently.
They adhere to strict schedules, ensuring prompt departure and arrival times. This reliability is crucial for industries such as pharmaceuticals, electronics, and high-value products where maintaining product integrity and minimizing supply chain disruptions are paramount.
Additionally, air shipping provides global connectivity. It allows businesses to reach markets worldwide, expanding their customer base and facilitating international trade. With air routes connecting major cities and airports across the globe, it offers accessibility to remote and distant locations that may be challenging to reach through other transportation modes.
While the costs of air shipping are higher than alternatives like sea or land transport, the speed, reliability, and global connectivity it offers make it a valuable option for certain types of cargo, time-critical shipments, and industries that prioritize efficiency and customer satisfaction.
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Implied contracts can be formed through an employer's representation of ________. fair performance appraisal fair compensation continued employment in writing or through oral statements fair selection process
Answers
Answer:
state
Explanation:
Because it better
Implied contracts can be formed through an employer's representation of continued employment in writing or through oral statements. The correct option is c.
What are implied contracts?Implied contracts are legal obligations created by words, actions, or circumstances. Implied contracts are formed in small ways every day.
When we order a meal in a restaurant or reach across a table for a manicure, we don't sign a contract, we might not even exchange words but we are agreeing to receive goods or services in exchange for paying all the same. To prevent someone from getting something for nothing, or, as it's called in legal terms, unjust enrichment, a judge would decide that there existed an implied contract between us and the restaurant or manicurist and order we have to pay up.
In an implied contract, the terms and conditions of the entire agreement are not spelt out, and they are simply implied.
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Define a Small Scale Enterprise as per ‘MSMED Act, 2006’.
Answers
Explanation:
the Government of India has in acted, small and medium enterprises development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is an enterprise where the investment in plant and machinery is more than rate 25 lakh but does not exceed rate.
Which of the following is always a true statement? a. Total employee benefits - job expenses = total employment compensation b. Gross pay total job benefits = total employment compensation c. Gross pay - job expenses = total employment compensation d. Total job benefits - job expenses = total employment compensation Please select the best answer from the choices provided A B C D.
Answers
Out of the available possibilities, "Gross pay - job expenses = total employment compensation" is the only one that is consistently true.
Here, gross pay refers to the total amount earned by an employee before any deductions are made, and job expenses refer to the expenses incurred by an employee while performing their job duties. The difference between gross pay and job expenses is the net pay, which is the total employment compensation received by the employee.
While calculating total employment compensation, the employee benefits are not always included. Some benefits such as paid vacations, medical or dental insurance, etc. are optional and can be provided by employers.
These benefits may or may not be included in total employment compensation, so this statement is not always true. Job benefits are additional advantages provided by employers to their employees. While calculating the total employment compensation, gross pay and job benefits are not always added.
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The phrase the customer is always right is most often associated with what term?
Answers
The phrase the customer is always right is most often associated with c) consumer sovereignty.
Many brands treated clients as if they lacked brain cells in the 1950s and 1960s, employing loud and abrasive voices and plainly inflated print. Ogilvy wanted to emphasize the importance of connecting with clients and treating them intelligently.
His beliefs mirrored a prevalent notion in the early 1900s: "The customer is always right."
This viewpoint was novel and significant at the time. Consider a world in which the consumer truly had some power. Today, thanks to social media, we live in a world where the customer may not always be correct in your opinion, but they are armed with social media and can use it against you.
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Correct question:
he phrase "the customer is always right" is most often associated with what term?
a) entrepreneurship
b) mixed economy
c) consumer sovereignty
d) regulatory government
Personal selling used to be more common.
True
False
Answers
What is the maximum output that the economy can sustain over a period of time called? O A. productive capacity O B. economic output O C. controlled incentive O D. maximum spending
Answers
Answer:
A. Productive capacity
Explanation:
In 500 words, describe how your family is conserving, reusing, and recycling resources. Also describe what more your family might do to protect the environment.
Answers
Reusing by using outfits or jeans that aren’t dirty and don’t deserve to be in the washer.Conserving by going to school.What you can do is turn off other peoples lights when they forget to.
Answer:
(Answers may vary.)
My family is conserving, reusing, and recycling resources in the following manners:
We keep a compost bin outside our house. We throw fruit peels and other natural wastes in the compost bin. These wastes decompose in the bin and turn into fertilizer eventually. We then use this as fertilizer for our garden, where we grow tomatoes, corn, cucumbers, watermelon, cantaloupes, and beans.
We use bicycles to travel wherever possible to prevent environmental pollution caused by the use of gasoline. We prefer to walk short distances. Walking helps our bodies exercise and helps save fuel too. When we take trips we usually take mass transit to save on gas. Our family carpools as often as possible to save on gas.
We believe in gifting memorable experiences to friends and family members on birthdays instead of articles such as toys or gadgets. Materials such as toys may deteriorate over time with repeated use, break, and add to wastes. However, experiences such as going hiking or visiting a museum remain with you for lifetime as pleasant memories.
We turn off the lights when not required or when nobody is present in a room. In the summertime, we keep the air conditioning at 79 degrees so that it is not overused. Whenever possible, we cool the house by opening the windows. We’ve planted trees around the house so that in the future, shade will be the primary source of cooling. In the winter, we keep the house cooler and dress warmly. Sometimes we have a wood fire to keep the house warm. We also turn computers and other appliances off when not in use.
We reuse the bottles containing fruit jams as containers. Whenever possible, we make our own jams and jellies. We also use the containers to hold small items such as nails, pushpins, and paper clips. We’ve converted some of these jars into piggybanks and also use them for crafts. My mother uses them as gifts sometimes by decorating them with ribbons and pretty fabric.
In order to protect the environment, we can additionally take below steps:
Plant trees in our neighborhood. Trees provide oxygen and improve the quality of the air. When the neighborhood has lots of trees, not only is the air quality improved, it provides shade to cool the homes. That way, air conditioning is not used as often.
Use carpooling to travel long distances such as to work or the store to control the use of automobiles. Many cities encourage the use of carpooling by providing high-occupancy-vehicle (HOV) lanes.
Grow herbs and vegetables in the backyard to eat fresh and healthy food as well as save energy on transportation. Transportation of food is a major cost and can lead to environmental harm. By growing our own food, we do our part in saving on transportation pollution.
Use recyclable materials for containers. By supporting companies that use recycled materials for packaging, we use our dollar vote to support the environmental efforts of these companies.
Explanation: Edementum