The minimum amount is the lowest amount you can charge for the insurance policy, based on the risk associated with the company's employees.
What is insurance?Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. Insurance can be used to protect against losses from events such as property damage, death, disability, illness, accident, natural disaster, or legal liability. Insurance policies can be purchased to cover a wide range of losses and events, including home, auto, life, health, and business insurance. Insurance companies typically provide compensation for losses incurred in exchange for a premium, which is a predetermined amount of money the insured pays periodically for coverage. Insurance policies are typically designed to provide financial protection for individuals and businesses in the event of a covered loss.
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Based on the risk connected with the company's workers, the minimal amount is the lowest amount you can charge for the insurance coverage.
What exactly is insurance?Insurance provides cash security against loss. It is a type of risk management that is mainly used to mitigate the risk of a contingent or unclear loss. Property damage, mortality, incapacity, sickness, mishap, natural catastrophe, or legal responsibility are all examples of damages that can be covered by insurance. Home, car, life, health, and company insurance policies can be bought to cover a broad variety of losses and events. Insurance firms generally provide compensation for losses in return for a premium, which is a set quantity of money paid on a regular basis by the insured coverage. Insurance policies are usually intended to safeguard people and businesses financially in the case of a covered loss.
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Why supply of agricultural products tends to be more inelastic than a supply of manufactured products
Agricultural products have a more rigid supply since they are perishable. Before it spoils, everything that is created must also be offered at the same price. Agri-products also have a lengthy gestation time. It is therefore difficult to modify supply.
Why is the supply of some goods price-inelastic?Products with fewer near alternatives typically experience price inelasticity, giving consumers less options. Since these items are typically requirements that people cannot live without, their needs do not change.
What does agriculture's flexibility of production mean?The Cobb Douglas function was used to calculate the elasticity of production, which corresponds to the extent of response of the result to a unit change in the input used. Direct elasticities of supply made up the Cobb Douglas function's independent variable (Xi) coefficients.
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Deep discount bonds reflect questionable quality. True False
Answer:
I think "False" but I'm not sure.
Explanation:
I'm sorry if it's wrong.
What is the difference between final goods and intermediate goods?
A) Final goods are goods that are purchased by the end-consumer or user for their personal consumption or use.
B) Intermediate goods, on the other hand, are goods that are used as inputs in the production of other goods.
Final goods and intermediate goods are terms used in economics to distinguish between different types of goods in the production process. Here's a breakdown of the difference between the two:
1. Final Goods:
Final goods are goods that are purchased by the end-consumer or user for their personal consumption or use. These goods are ready for consumption and do not undergo further processing or transformation before reaching the final consumer. Examples of final goods include food products, clothing, electronics, furniture, and vehicles. Final goods are the end result of the production process and are intended for final consumption or use.
2. Intermediate Goods:
Intermediate goods, on the other hand, are goods that are used as inputs in the production of other goods. They are not intended for final consumption but are instead used as raw materials, components, or capital goods in the production process. Intermediate goods undergo further processing or transformation before being included in the final goods. Examples of intermediate goods include raw materials like steel or wood, components like circuit boards or engines, and machinery or equipment used in production.
The key distinction between final goods and intermediate goods lies in their purpose and stage in the production process. Final goods are produced for the ultimate satisfaction of consumers' needs and are ready for consumption, while intermediate goods are used in the production of other goods and undergo further processing.
It's important to note that when calculating a country's Gross Domestic Product (GDP), only the value of final goods is considered. Intermediate goods are excluded to avoid double-counting, as their value is already included in the final goods they contribute to. By focusing on final goods, GDP provides a measure of the value of goods and services produced for final consumption in an economy.
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Store
D
5
4
E
2
1
1
2 3 4
5 6
7
8
9
10
11
12x
-1
Apartment Buildings
If the company constructs 9 apartment buildings, the number of stores will be 34
If the company is producing at point C, the opportunity cost of building 3 more stores will be
5.11 apartment buildings.
Reset
Next
what are the important seo features ?
The important seo features are Keyword Research, On-Page Optimization, High-Quality and Engaging Content, Link Building, Mobile-Friendly Design, Site Speed and Performance and User Experience (UX).
While SEO is a complex and multifaceted field, there are several important features that contribute to an effective SEO strategy. Let's explore some of these features:
Keyword Research: Keyword research involves identifying the specific search terms and phrases that users are likely to use when searching for information related to your website's content. On-Page Optimization: On-page optimization refers to optimizing individual web pages to make them more search engine-friendly. This includes optimizing title tags, meta descriptions, headers, URLs, and incorporating relevant keywords naturally within the content. High-Quality and Engaging Content: Creating high-quality, informative, and engaging content is crucial for SEO. Search engines prioritize content that provides value to users.Link Building: Link building involves acquiring high-quality backlinks from other reputable websites. Backlinks act as "votes of confidence" for your website, indicating to search engines that your content is trustworthy and authoritative. Mobile-Friendly Design: With the increasing use of mobile devices for internet browsing, having a mobile-friendly website is essential. Site Speed and Performance: Website speed and performance play a vital role in SEO. Search engines prioritize delivering fast and efficient user experiences.User Experience (UX): Providing a positive user experience is critical for SEO success. Factors such as easy navigation, clear site structure, intuitive design, readable fonts, and engaging multimedia elements contribute to a better user experience.For such more question on Research:
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Which aspect of marketing (branding, promotion, or market research) is the most important for companies to consider when doing business in the global economy, and why? Write one or two paragraphs to respond to this question. Support your response with examples or other details.
Market research is the most important aspect of marketing that has to be considered before one has to do business in the global economy.
What is market research?This is the term that has to do with the research that is concerned with the careful planning and researching on an area in order to know the needs of the area and the goods and the products that can be produced in the area to take care of the needs.
It helps to understand if there are already similar producers of the same commodity in the market and the customer base that are likely when you go to the market.
What is marketing?This is the term that is sued to refer to the promotion of products or all that has to do with getting the potential customers to have all the needed information that would be useful to them about a product so as to get them to buy the good.
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An effective contract writing will describe all _________________ to be conveyed or excluded in the sale in detail.
An effective contract writing will describe all terms and conditions to be conveyed or excluded in the sale in detail.
An effective contract writing will describe all the essential elements and provisions to be conveyed or excluded in the sale in detail. These elements encompass a wide range of aspects that need to be clearly defined to ensure the rights, obligations, and expectations of both parties are accurately outlined.
Firstly, the contract should outline the identification of the parties involved, including their legal names, addresses, and any other pertinent details that establish their identities. This ensures clarity and avoids any confusion regarding the individuals or entities responsible for fulfilling the contract's terms.
Next, the contract should explicitly define the subject matter of the sale. This includes a comprehensive description of the goods, services, or property being transferred, along with any specifications, quantities, quality standards, or other relevant details. Clearly stating what is included and what is excluded in the sale helps prevent misunderstandings and potential disputes in the future.
Furthermore, the contract should outline the purchase price or compensation, including any payment terms, installment schedules, or contingencies. It should specify the currency in which the payment will be made and any applicable taxes, fees, or additional costs that may be incurred during the transaction.
Additionally, the contract should cover the timeframe and conditions of the sale, including delivery or transfer dates, inspection and acceptance procedures, and any warranties or guarantees provided by either party. It should also address any contingencies or conditions that must be met before the sale can be completed.
Moreover, an effective contract writing should incorporate provisions related to the allocation of risks and liabilities. This includes clarifying who bears responsibility for loss or damage during transit or after delivery, as well as any limitations of liability or indemnification clauses that protect the parties involved.
Lastly, the contract should address dispute resolution mechanisms, such as arbitration or mediation, to provide a framework for resolving conflicts should they arise. It should also include provisions related to the termination or cancellation of the contract and any associated penalties or remedies.
In conclusion, an effective contract writing comprehensively describes all the terms and conditions to be conveyed or excluded in the sale. By addressing the aforementioned aspects in detail, the contract minimizes ambiguity, establishes clear expectations, and protects the interests of both parties involved in the transaction.
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You have been asked to analyze data on customer cancellations within 60 days of purchasing insurance with GEICO, and are given the characteristics of the policy (payment plan, number of vehicles, coverage choices, etc.) along with cancellation (Yes or No). The goal of the analysis is to determine if a certain payment plan we offer leads to significantly lower cancellation rates. How would you approach this problem
Answer:
Explanation:
I would simply approach this like a simple coding question. Firstly, I would see if the data is less than 60 days since purchase, if not then I would move on to the next piece of data. If it is less than 60 days then I would analyze the characteristics of the plan to see which plan it compares to. Once I do this then I would analyze to see if it was cancelled if so I add 1 to the amount of that plan that was cancelled, otherwise I move on to the next piece of data. Once all the data is analyzed I then compare all the plans and see which plan has the most cancellations within the 60 days of purchase.
MNO was a partnership which contracted for and performed all types of painting jobs. Before the partnership was dissolved, MNO had entered into a contract under which MNO was to paint every room in the state capitol building. At the time of the partnership dissolution, MNO had not yet performed the work called for by such contract. If the partners involved in the winding up elect to perform the contract, they:
Answer: a. have the authority to enter into new contracts with subcontractors, material suppliers, and workers
Explanation:
If the partners elect to finish the job, they will legally have the authority to enter into new contracts with the necessary outside contractors needed to get the job done.
This is because the job was agreed to with the partners and with the dissolution of the partnership, contracts with these contractors were cancelled. Since the partners however want to pursue the job, they are free to do so but will need to get new contracts to replace the old cancelled ones.
6. What are complements? evonomics
Answer:
The answer is below
Explanation
Complements in economics is a term that is used to describe goods that are used or consumed together. For example, pencil and eraser, pen and paper, etc.
Complements are goods in economics whose value is increased when combined with other goods. Another example of complement goods is movies and popcorn
Theories of Work Motivation Your Company provides diversity training programs to ensure that employees realize the importance of working with a diverse workforce, are aware of the equal employment opportunity legislation, and are capable of addressing the challenges of working in a multicultural workforce. Participation in these programs is mandatory, and employees are required to take the training as many times as needed until they pass. The training program lasts one day and is usually conducted in a nice hotel outside the workplace. Employees are paid for the time they spend in the training program. You realise that employees are not motivated to perform well in this program. During the training, they put in the minimum level of effort, and most participants fail the examination given at the conclusion of the training program and then have to retake the training. Adapted from:
Question 1 Instructions: This assignment should be submitted as an essay and include the following:
a. A definition of process theories of work motivation.
b. Use expectancy and reinforcement theories, and explain four reasons (supported by the literature) why the employees may not be motivated to perform well in the training program.
c. Suggest improvements in the program so that employees are motivated to understand the material, pass the examination, and apply the material in the workplace.
Work motivation is said to emanate from with an employee who is with a passion and desire in order to work and produce the desired results. So, the work motivation theory is the study in order to understand what drives a person to work towards a particular goal or outcome.
Suppose if an employee has piles of work which is already stacked on their desk, such things that are already there will take precedence over training. So, while developing their skills with work motivation will benefit them more in the long run.
There are certain ways in order to motivate employees to engage in a training program, which are, by making training a practical and job-relevant. make training a company priority, by employing gamification strategies, etc.
Hence, through this, employees will be motivated to understand the material, pass the examination, and apply the material in the workplace.
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Who will be the first Trillonare in this world ?
The person who is expected to become the first Trillionaire is Jeff Bezos, founder, and CEO of Amazon.
According to a study conducted by Comparison, Jeff Bezos could become the world’s first Trillionaire by the year 2026. This prediction was made on the basis of the average percentage of growth of Bezos’ net worth over the last five years. The study also highlighted that Bezos’ wealth has grown by an average of 34% over the last five years. At this rate of growth, his net worth could reach $1 trillion by the year 2026.
However, the current COVID-19 pandemic has had a negative impact on the economy, and Bezos’ net worth has already decreased by over $20 billion since the start of the pandemic. Despite this, it is still possible that Bezos may become the world’s first Trillionaire in the future, but there are also other contenders who could reach this milestone, such as Elon Musk, CEO of Tesla and SpaceX. However, as of now, there is no confirmed Trillionaire in the world.
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I need help how I define followership?
Followership is the capacity and willingness of individuals to work collaboratively with a leader to achieve a common goal or purpose. It involves recognizing and respecting the authority and expertise of the leader, while also contributing one's own skills, knowledge, and ideas to the collective effort. Effective followership requires active engagement, commitment, and a willingness to share responsibility for the success of the group. Followership can take many forms, from providing support and feedback to the leader, to challenging assumptions and proposing alternative strategies. It is a critical component of effective teamwork, as well as of effective leadership, as leaders rely on followers to help implement their vision and achieve their goals.
While this answer may provide you with helpful infromation regarding your assignment, it is important to remember that using it verbatim could be seen as plaigiarism. To avoid this, it is best to cite your own sources, and put everything in your own words.
I hope I helped!
~~~Harsha~~~
Next year's earnings are estimated to be $5.00. The company plans to reinvest 20% of its earnings at 15%. If the cost of equity is 9%, what is the present value of growth opportunities?
According to the given data, the present value of growth opportunities is $ 11.11. According to present value, a sum of money is worth more today than it will be tomorrow.
What do you mean by the present value?Given a certain rate of return, present value (PV) is the current value of a future financial asset or stream of cash flows. A discount rate or the interest rate that could be obtained through investment is applied to the future value to get the present value.
To put it another way, present value demonstrates that money obtained in the future is not as valuable as money received today. Unspent funds now might depreciate in value over time at an assumed annual rate due to inflation or the rate of return on investments, if any.
Here,
Growth = ROE × RETENTION RATIO
Growth = 15% * 20% = 3%
VALUE OF GROWTH = (EPS* DIVIDEND PAYOUT RATIO) / (COST OF EQUITY - GROWTH)
= (5 * 80%) / ( 9% - 3%)
= 66.67
Value of growth = Dividend ÷ cost of equity
Value of growth = 5 ÷ 9%
Value of growth = 55.56
Present value of growth opportunities = $ 66.67 - $ 55.56
Present value of growth opportunities = $ 11.11
Therefore, the given data, the present value of growth opportunities is $ 11.11. According to present value, a sum of money is worth more today than it will be tomorrow.
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A Machine makes 5 buttons at a time each doll shirt gets 5 buttons how many doll shirts can be finished with 5 buttons
Answer:
1
Explanation:
If each doll shirt gets 5 buttons then only one can be finished with 5 buttons.
Who mages Woolworths company
Answer:
Woolworths supermarket in Ipswich, Queensland
Key people Brad Banducci – CEO, Woolworths Group Paul Graham – Chief Supply Chain Officer Natalie Davis – Managing Director Stores, Woolworths Supermarkets
Revenue A$42.151 billion (2020)
Number of employees 225,000
Parent Woolworths Group
Explanation:
Identify Project Needs The first step in any media-driven project is to determine whether the project is relevant to the purpose, audience, and audience needs. This step is important as the answers to the project questions will determine how you plan, structure, and produce a video-based project.Purpose:Upon completing this project, you will be able to understand how to decide what is needed for a project.Steps for completion:1.Which are four questions that need to be answered before beginning a project
Answer:
i donts know. subscribe to game toons!
Applying and Analyzing Inventory Costing Methods
At the beginning of the current period, Chen carried 1,000 units of its product with a unit cost of $32. A summary of purchases during the current period follows.
Unit cost is $32
Units Unit Cost Cost
Beginning Inventory 1,000 $32 $32,000
Purchase #1 1,800 34 61,200
Purchase #2 800 38 30,400
Purchase #3 1,200 41 49,200
During the current period, Chen sold 2,800 units.
(a) Assume that Chen uses the first-in, first-out method. Compute both cost of good sold for the current period and the ending inventory balance. Use the financial statement effects template to record cost of goods sold for the period.
Ending inventory balance $Answer
Cost of goods sold $Answer
Use negative signs with answers, when appropriate.
Balance Sheet
Transaction Cash Asset +
Noncash
Assets
= Liabilities +
Contributed
Capital
+
Earned
Capital
Record FIFO cost of goods sold Answer Answer Answer Answer Answer
Income Statement
Revenue
-
Expenses
=
Net
Income
Answer Answer Answer
(b) Assume that Chen uses the last-in, first-out method. Compute both cost of good sold for the current period and the ending inventory balance.
Ending inventory balance $Answer
Cost of goods sold $Answer
(c) Assume that Chen uses the average cost method. Compute both cost of good sold for the current period and the ending inventory balance.
Ending inventory balance $Answer
Cost of goods sold $Answer
(d) Which of these three inventory costing methods would you choose to:
1. Reflect what is probably the physical flow of goods?
LIFO FIFO Average Cost
2. Minimize income taxes for the period?
LIFO FIFO Average Cost
3. Report the largest amount of income for the period?
LIFO FIFO Average Cost
Answer:
Applying and Analyzing Inventory Costing Methods
Chen
a1. Cost of goods sold 2,800 units = $93,200
a2. Ending Inventory 2,000 units = $79,600
b1. Cost of goods sold 2,800 units = $106,800
b2. Ending Inventory 2,000 units = $66,000
c1. Cost of goods sold 2,800 units = $100,800 (2,800 *$36)
c2. Ending inventory 2,000 units = $72,000 (2,000 * $36)
d1. To reflect the physical flow of goods, I would choose the FIFO method.
d2. To minimize income taxes for the period only, I would choose the LIFO method.
d3. LIFO method would report the largest amount of income for the period.
NB: LIFO is chosen only for the current period. In the subsequent period the gain will reverse.
Explanation:
a) Data and Calculations:
Units Unit Cost Cost Total Cost
Beginning Inventory 1,000 $32 $32,000 $32,000
Purchase #1 1,800 34 61,200 93,200
Purchase #2 800 38 30,400 123,600
Purchase #3 1,200 41 49,200 172,800
Total 4,800 $172,800
Average cost = $172,800/4,800 = $36
Sales during the period = 2,800 units
b) FIFO (First-in, first-out) method:
Computation of:
1. Cost of goods sold
Beginning Inventory 1,000 $32 $32,000
Purchase #1 1,800 34 61,200
Cost of goods sold 2,800 $93,200
2. Ending Inventory
Purchase #2 800 38 30,400
Purchase #3 1,200 41 49,200
Ending Inventory 2,000 $79,600
c) LIFO (Last-in, first-out) method:
Computation of:
1. Cost of goods sold
Purchase #1 800 34 27,200
Purchase #2 800 38 30,400
Purchase #3 1,200 41 49,200
Cost of goods sold 2,800 $106,800
2. Ending Inventory
Beginning Inventory 1,000 $32 $32,000
Purchase #1 1,000 34 34,000
Ending Inventory 2,000 $66,000
d) Average Method:
Units Unit Cost Cost Total Cost Average Cost
Beginning Inventory 1,000 $32 $32,000 $32,000 $32
Purchase #1 1,800 34 61,200 93,200 $33.29
Purchase #2 800 38 30,400 123,600 $34.33
Purchase #3 1,200 41 49,200 172,800 $36
Why do many businesses incorporate in Delaware?
Federally-chartered banks must belong to the Federal Reserve System.
It is the smallest state in the Union.
The laws are favorable toward businesses.
The government does not require state-chartered banks to belong to the Federal Reserve System.
Many businesses incorporate in Delaware because:
C. The laws are favorable toward businesses.D. The government does not require state-chartered banks to belong to the Federal Reserve System.Why do Companies Incorporate in Delaware?In 2020, the state saw an additional 250,000 new businesses register in the state which pushes the total number of businesses to over 1.6 million. The state become recognized as a corporate paradise and is “home” to such famous firms as Ama-zon, Go-ogle, Tesla, Walmart, American Express, Di-sney etc.
Despite being the second smallest state, it also seem odd that Delaware became the business mecca it is today. Its has been incentivizing businesses to stay with lenient tax policies, reduced restrictions and simplified corporate laws. In conclusion, the key benefits to incorporating in Delaware are tax benefits, privacy, expediency, simplified structure and the corporation court.
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How does a business survive and maintain a profit?
Answer:
Make sure you don't copy and paste. Have a good day!!!
Explanation:
1. Customers
Find and keep your own customers – you have to be able to solve their real problems & sell yourself effectively.
Too many businesses rely on ‘being in the supply chain’, have too few major customers and do not invest personal time and effort in developing and maintaining customer relations – remember, ‘people buy people’.
Check their credit rating and monitor their speed of payment.
You have not made a sale until they’ve paid the bill. Some customers have bad habits over slow payment; some are big enough to know better. Some will go under before they pay – avoid them.
2. Risks
Assess risks & their potential impact – e.g. customer or supplier closure
Develop contingency plans to mitigate risks
We live in a risky business environment. Don’t assume everything will be OK – look at the potential risks, pitfalls and liabilities for your business and at how you can reduce the biggest risks or anticipate how you will respond if the worst happens.
3. Opportunities
Look for ways to create new value – e.g. new pricing, products & offers to stimulate demand
It often takes longer and costs more than you think to innovate or do anything new.
Use the technology – social media, tablet computing and smartphones are constantly changing the ways we can do business
There are always new opportunities and growing confidence in the economy accelerates these. Many of the most attractive are not in the UK but are international.
Innovation and new approaches can open up promising opportunities but experience tells us that when doing anything new often costs more and takes longer to implement than you first expect, so be prepared to increase your investment of time and money for those new ideas. That means doing your research to find out just how attractive an opportunity it is in the first place.
4. Money in – manage cash and break even
Forecast and monitor your cash flow very closely
Aim to maintain/increase profit margins rather than just increasing sales turnover (bottom line not top line)
Monitor breakeven on the business, customers, products, staff.
Beware of ‘buying’ work at cut-throat margins. Profitable businesses can fail because they run out of money, often suffering from slow payment and lack of credit. Aim to be cash-positive and you will sleep better at night. Break-even is the point at which the business, a person or a contract starts making a profit and is always an important measure.
5. Money out – manage costs and debt
Keep your fixed costs down: avoid costs which are not essential.
Aim to grow sales on a variable cost basis – borrow, rent or lease assets but don’t buy things or hire people you don’t need.
Keep in contact with creditors & lenders to avoid nasty surprises.
Businesses can be wasteful; you don’t need to be. Invest your money only in assets and projects which will provide a strong return. The worst time to ask a lender for more money is when you really need it. Up to date management accounts are essential and you must read them to monitor the health of the business.
6. People
Optimism – positive, realistic leadership with open communications
Set & monitor clear & realistic targets – sales, costs, project completion, debt etc.
Move unproductive people & customers out of the business.
At the end of the day it’s all about how you manage relationships with people. You can tell a lot about a business from the quality of interactions between its managers, employees, customers and suppliers.
Answer:
Explanation:
No business can survive for a significant amount of time without making a profit, though measuring a company's profitability, both current and future. Without sufficient capital or the financial resources used to sustain and run a company, business failure is imminent.
help ASAP help ASAP help ASAP
Answer:marketing
Explanation:this is because restaurants spend millions of dollars on billboards and commercials
It could be any of them. If its a buffet probably food. But if its a sit-in order restaurant its probably marketing costs (ads) or labor.
Will give 5 stars
Predesigned PowerPoint slides that include a combination of colors and fonts are called?
backgrounds
designs
themes
variants
Answer:
themes
Explanation:
mark me Brainliest please
Excess supply of a product exerts ___________pressure on prices
Answer:
Downward
Explanation:
This is situation is called Market Excess, its occurs when there is excess supply, that is quantity supplied is greater than quantity demanded. In this situation, consumers will be able to buy as much of a good as they would like because the prices will dive low.
Apple Inc. is starting a new project. It plans to manufacture new type of i-Phones that have a 3D screen effect. It expects these phones to be a great success and bring rapidly growing profits in the first few years. After that, it expects the competition from other phone companies to kick in which will reduce the growth of annual profits. The dividends on Apple's shares will be growing accordingly. Here is the exact schedule of expected future dividends: Most recently paid dividend is $3. Expected annual growth rate of dividends for the first 3 years is 50%. Expected annual growth rate of dividends after that is 14%. Discount rate for this company is 16%.
Calculate the price per share of stock of Apple Inc. (Increase decimal places for any intermediate calculations, from the default 2 to 6 or higher. Only round your final answer to TWO decimal places: for example, 100.23. DO NOT put "$" in your answer.)
Answer:
P0 = 385.121878 rounded off to 385.12
Explanation:
To calculate the market price of the stock today, we will use the two stage growth model of DDM. The two stage growth model calculates the values of the stock today based on the present value of the expected future dividends from the stock. The formula for price today under this model is,
P0 = D0 * (1+g1) / (1+r) + D0 * (1+g1)^2 / (1+r)^2 + ... + D0 * (1+g1)^n / (1+r)^n + [(D0 * (1+g1)^n * (1+g2)) / (r - g2)] / (1+r)^n
Where,
D0 is the dividend today g1 is the short term growth rate g2 is the long term or constant growth r is the required rate of return on the stock
P0 = 3 * (1+0.50) / (1+0.16) + 3 * (1+0.50)^2 / (1+0.16)^2 + 3 * (1+0.50)^3 / (1+0.16)^3 + [(3 * (1+0.50)^3 * (1+0.14)) / (0.16 - 0.14)] / (1+0.16)^3
P0 = $385.121878 rounded off to $385.12
Discuss the economic
reasons why there is
price variability in agricultural commodities
Compared to industrial commodies in the short
run period.
The economic causes of the fluctuating prices of agricultural goods In the short term, compared to industrial commodities.
Increased energy costs, demand for biofuels, a declining US currency, unfavorable weather, and governmental reactions by certain major exporting and importing nations are further factors driving up food prices.
Why are short-term agricultural product pricing so unstable?Because of the poor short-term production and consumption elasticities, agricultural commodity prices are unstable. Because planting decisions are made before prices for the new crop are known, production responsiveness is low for commodities produced from annual crops. These choices are made based on anticipated prices, not actual prices.
Which of the following elements has an impact on the cost of agricultural products?A number of factors, such as the tension in the supply-demand connection, increased production and distribution costs, and speculation in refugee capital, are to blame for the increase in the price of agricultural products (Hot Money).
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How can you begin applying your knowledge of Fiscal Policy with, stabilizing and/or corrective capabilities, to the current political dialog among the many elected Public officials, as well as those who are seeking election, at the Federal and State Levels, who are expressing their Macroeconomic ideas that are thought to be the only possible policy cures that will actually redirect and strengthen the recovery of the U.S. economy?
Federal and State Levels, are the expressing the recovery of the U.S. economy are the economic growth, and the wages and prices, and the employment.
What is economy?
The mechanism through which a nation or region organizes its money, industry, and trade is concerned to as its “economy.” The economy is the important part of the country. The primary sector of the economy is the industrial sector and agriculture sector.
According to the Federal and State Levels, there are the express the recovery of the U.S. the employment are the created the wages and the economy of the economic growth.
As a result, in the Federal and State Levels, are the expressing the recovery of the U.S. economy are the economic growth, and the wages and prices, and the employment.
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The initial cash outlay of a project is X is Rs 100,000 and it can generate cash inflow of Rs 40,000, Rs 30,000, Rs 50,000 and Rs 20,000 in year 1 through 4. Assume a 10 per cent rate of discount. Assume that a project Y requires an outlay of Rs 50,000 and yields annual cash inflow of Rs 12,500 for 7 years at the rate of 12%.
A) Determine the:
1)NPV
2) IRR (Assume the above mentioned rate is the cut off point)
3) Pi
4) Payback period (expected period t is 3 years)
5) Discount payback period of both project (expected period is 4 years)
B) Make a decision whether to accept or reject the projects as individual project
C) Make a decision for both projects assume they are mutual exclusive type of projects
D) Make a decision for both projects assume they are mutual exclusive type of projects
A) Calculating the financial metrics for the projects:
For project X: Net Present Value (NPV): Discounted Cash Flow (DCF) for project X:
Year 1: Rs 40,000 / (1 + 0.10)^1 = Rs 36,363.64
Year 2: Rs 30,000 / (1 + 0.10)^2 = Rs 24,793.39
Year 3: Rs 50,000 / (1 + 0.10)^3 = Rs 37,190.08
Year 4: Rs 20,000 / (1 + 0.10)^4 = Rs 13,322.31
NPV = Sum of DCF - Initial Cash Outlay
NPV = Rs 36,363.64 + Rs 24,793.39 + Rs 37,190.08 + Rs 13,322.31 - Rs 100,000
NPV = Rs 111,669.42 - Rs 100,000
NPV = Rs 11,669.42
Internal Rate of Return (IRR):
Using the cash inflows and the initial cash outlay, we can calculate the IRR using a financial calculator or Excel. The IRR for project X is approximately 16.26%.
Profitability Index (PI):
PI = (Present Value of Cash Inflows) / (Initial Cash Outlay)
PI = (Rs 36,363.64 + Rs 24,793.39 + Rs 37,190.08 + Rs 13,322.31) / Rs 100,000
PI = Rs 111,669.42 / Rs 100,000
PI = 1.1167
Payback Period:
The payback period is the time it takes for the initial investment to be recovered.
Payback Period = 2 years and 8 months (approximately)
Discounted Payback Period:
To calculate the discounted payback period, we compare the discounted cash inflows to the initial cash outlay.
Discounted Payback Period = 3 years
For project Y:
NPV:
Discounted Cash Flow (DCF) for project Y:
Year 1-7: Rs 12,500 / (1 + 0.12)^1 + Rs 12,500 / (1 + 0.12)^2 + ... + Rs 12,500 / (1 + 0.12)^7 = Rs 69,282.60
NPV = DCF - Initial Cash Outlay
NPV = Rs 69,282.60 - Rs 50,000
NPV = Rs 19,282.60
IRR: The IRR for project Y is approximately 12%.
PI:
PI = (Present Value of Cash Inflows) / (Initial Cash Outlay)
PI = Rs 69,282.60 / Rs 50,000
PI = 1.3857
Payback Period:
The payback period for project Y is 4 years.
Discounted Payback Period:
Discounted Payback Period = 4 years
B) Decision for Individual Projects:
For project X:
NPV is positive (Rs 11,669.42)
IRR (16.26%) is greater than the discount rate (10%)
PI is greater than 1 (1.1167)
Payback period is less than the expected period of 3 years
Discounted payback period is less than the expected period of 4 years
Therefore, project X should be accepted as an individual project.
For project Y
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4. Gardening, Inc., borrowed $94,500 at 11.65 percent ordinary interest for 15 days:
What is the maturity value?
Answer:
$ 94952.434
Explanation:
94500 x 11.65% divide that by 365 days (1 year) ---A
Multiply that ans. (A) by 15 days ( according to question)
The most common measure of inflation is a static called the _____
1. Nominal measurement
2. Consumer price index
3. Anual rate
4. US Bureau of Labor Statistic
Explanation:
The most common measure of inflation is a statistic called the Consumer Price Index (CPI).
Homework help
The acronym used for the process of setting goals is..
O ACHIEVE
O OUTCOME
O GOAL
O SMART
Answer:
SMART
Explanation:
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