Credit scores are primarily determined by your payment history, credit utilization, average age of your accounts, account mix, and frequency of credit applications (inquiries).
What is the method for calculating credit scores ?While each of these factors is significant, they are not all given the same weight by the hundreds of credit scoring models in use today.
Your financial situation does not always factor toward your credit score. Rent and utility payments are frequently not recorded to credit bureaus, so even if you have been making them on time for years, you may still not have a credit history. This might be particularly challenging for young people or newly arrived immigrants.
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when an organization's primary tasks are routine and relatively simple, its design should: be more organic. utilize mediating technology. be set up as a matrix. be more mechanistic.
When an organization's primary tasks are routine and relatively simple, its design should be more mechanistic.
In a mechanistic organizational design, the work is structured and coordinated in a vertical hierarchy, and there is a clear chain of command. This kind of structure is best suited to organizations with routine and simple tasks as there are fewer decisions to make, and there is little need for flexibility or innovation.
Organizational design refers to the formal system of communication, roles, responsibilities, and authority established to achieve the organization's objectives. Organizational design can vary depending on the type of organization, its objectives, and the nature of the work being carried out. When an organization's primary tasks are routine and relatively simple, its design should be more mechanistic.
The mechanistic organizational design is a rigid and hierarchical structure where the decision-making power is centralized, with strict adherence to rules, regulations, and procedures. The design is useful in large organizations, where decision-making needs to be top-down, and tasks are repetitive, routine, and less complex. In a mechanistic organization, there is a clear division of labor, and everyone knows their role. For example, the military is a perfect example of a mechanistic organization, where the orders are followed down the chain of command with little deviation from the standard procedures.
In a mechanistic organization, the communication flow is vertical, meaning it flows from top to bottom and is based on a clear hierarchy. The rigid nature of the design makes it difficult for employees to think outside the box and innovate, and this can stifle creativity. However, the design is suitable for tasks that require little decision making, as it provides clarity of roles and responsibilities, which can reduce ambiguity and confusion.
In conclusion, when an organization's primary tasks are routine and relatively simple, the mechanistic design is best suited as it is rigid and hierarchical, with clear rules and procedures. This provides clarity of roles and responsibilities, which can reduce ambiguity and confusion. However, the design can stifle creativity, and innovation, which can be a hindrance to organizations that require a lot of flexibility and quick decision-making.
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Which of the following is an example of a civil engineer demonstrating problem sensitivity? (Select all that apply.)
1 Anne notices that the construction company isn't properly following the specified layout for emergency exits.
2 Lewis resolved the conflict between the construction company and the client with his usual tact and diplomacy Nick had to leave his last firm because he felt the environment there was too hostile and he couldn't deal with it.
3 Michiko reviews the latest spec changes from the architect on her project and realizes that a simple color change is going to require reordering massive amounts of tile and slow construction to a halt
Answer:
1. Anne notices that the construction company isn't properly following the specified layout for emergency exits
3. Michiko reviews the latest spec changes from the architect on her project and realizes that a simple color change is going to require reordering massive amounts of tile and slow constriction to a halt
Explanation:
Problem sensitivity simply means the ability for someone to be able to know that something is wrong with a particular thing. In this case, the civil engineer demonstrating problem sensitivity include:
1. Anne notices that the construction company isn't properly following the specified layout for emergency exits
3. Michiko reviews the latest spec changes from the architect on her project and realizes that a simple color change is going to require reordering massive amounts of tile and slow constriction to a halt .
In both cases, they detected what was wrong and could hinder what they were doing or can cause a problem later.
Problem sensitivity simply means the ability for someone to be able to know that something is wrong with a particular thing.
what is a industrial shedder?
Which research method is the most scientific and systematic method?
O Survey method
O Interview method
O Observation method
O Experimental method
Answer:
I think it's Observation method.
1. Should a cover letter be a lengthy document?
2. What should be the “tone” of an informal thank you letter?
1. It actually depends; but usually it's like a three paragraph essay
2. The tone of an informal thank you letter is something like saying 'thank you so much' and a compliment sentence, like 'You are the best!'
Hope this helps! Have a great day!
Maya owes $20,000 on her credit cards, her adjustable mortgage rate has just gone up, and she has been out of work for 3 months. Her husband of 15 years came home today to tell her he was having an affair and wants a divorce. With that news, she collapsed and had to be taken to the emergency room. According to Hans Selye, Maya is in which stage of the general adaptation syndrome
Answer: exhaustion
Explanation:
Given the information provided in the question, we are told that Maya collapsed and had to be taken to the emergency room. According to Hans Selye, Maya is in the exhaustion phase of the general adaptation syndrome.
At this stage, Maya's energy resources has been depleted after failing to recover from shock.
True or False a special journal used to record only cash receipt transactions.
False - a special journal used to record only cash receipt transactions.
This statement is false because a special journal is not used to record only cash receipt transactions.
Special journals are used to record specific types of transactions, such as sales, purchases, cash receipts, and cash disbursements.
For example, a sales journal is used to record all sales transactions, while a cash receipts journal is used to record all cash payments received.
Additionally, a general journal may be used to record transactions that do not fit into any of the other special journals.
Thus, a special journal is not used to record only cash receipt transactions but is instead used to record a variety of different types of transactions.
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Research findings of leader behaviors suggest A) when leaders are task oriented, employees are more satisfied. B) task oriented behaviors tend to be more effective in large companies. C) employees who work under people oriented leaders are more productive. D) extremely high levels of leader task-oriented behaviors may lead to burnout in employees.
The answer is D) extremely high levels of leader task-oriented behaviors may lead to burnout in employees.
Research has found that too much emphasis on task-oriented behavior by leaders can lead to employee burnout. While some level of task orientation is necessary for efficient functioning, excessively high levels can have negative consequences.
This is because employees may feel overworked and undervalued, leading to reduced job satisfaction and productivity. On the other hand, people-oriented leadership has been shown to enhance employee motivation, job satisfaction, and productivity.
Research in leadership behavior has identified two broad categories of leadership styles: task-oriented and people-oriented. Task-oriented leaders focus on setting goals, planning, and monitoring performance.
People-oriented leaders prioritize building relationships, developing employees' skills, and supporting their personal and professional growth.
Studies suggest that both styles can be effective depending on the situation. However, research findings have highlighted the potential negative consequences of excessive task orientation.
Specifically, extremely high levels of task orientation can lead to employee burnout, reduced job satisfaction, and decreased productivity.
This may be because too much emphasis on task-oriented behaviors can make employees feel like they are just cogs in a machine, without consideration for their well-being or development. In contrast, people-oriented leadership can foster a positive work environment, where employees feel valued and supported.
In summary, while some degree of task orientation is necessary for effective leadership, excessive task orientation can have negative consequences. People-oriented leadership may enhance employee motivation, job satisfaction, and productivity.
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Which of the following requires the most education?
A. Veterinary assistant
B. Veterinary technician
C. Animal groomer
D. Veterinarian
Answer:
d
Explanation:
Answer:
D
Explanation:
They are like a doctor to animals
Which time-series model uses BOTH past forecasts and past demand data to generate a new forecast? a. exponential smoothing b. naive c. weighted moving average d. trend projection
Exponential smoothing time-series model uses both the past forecasts and the past demand data to generate new forecast.
What is exponential smoothing?Exponential smoothing is a statistical technique used to analyze time series data. It is a forecasting method that uses weighted averages of past observations to forecast future values. The method is based on the principle that recent data points are more relevant for predicting future values than older data points. The technique assigns exponentially decreasing weights to the past observations, with the most recent observation having the highest weight. Exponential smoothing is widely used in business and economics to forecast demand, sales, and inventory levels. The technique is also used in other fields such as engineering, meteorology, and social sciences for forecasting future values of various variables.
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free 27 points, come on up, and see if u can earn them- i act weird
Answer:
haha i am wierd too i feel u
Explanation:
Answer:
i shall win them and im wierd also.
Explanation:
Which statement about the Federal Reserve (the Fed) is true?
O Unless a person works there, the Fed has little impact on everyday life.
O The Fed determines the criteria banks must use to evaluate loan requests.
O The Fed sets monetary policy, which affects the interest rates banks offer.
O Because it is independent, the Fed reviews and approves the national budget.
A statement that is true on the Federal Reserve is that C. The Fed sets monetary policy, which affects the interest rates banks offer.
What does the Federal Reserve do ?The American central bank is known as the Federal Reserve System (FRS). It is conceivably the most potent financial organization in the entire globe and is sometimes referred to as "the Fed." It was established to give the nation a secure, adaptable, and stable financial and monetary system.
Its primary duties include controlling the money supply, establishing interest rates, and overseeing the financial system. In times of economic crisis, it also serves as a lender of last resort, as was shown during the financial crisis of 2008.
These powers of the Federal Reserve mean that it is the one which sets the monetary policy of the United States. This monetary policy will then affect the interest rates on loans, offered by banks.
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What does a mission statement do?
A) tells your business concept.
B) reflects the purpose of the company.
C) tells the major goals of a business.
PLEASE ANSWER
I think C) tells the major goals of a business
Hope it helped
if you deposit $100 into a savings account which compound interest every month at a 5 % yearly interest rate, what is the expression for the amount of
The interest earned after two years $70.28177.
This is the foremost basic variety of account you'll be able to open at any bank. A savings account, by definition, permits you to deposit your cash, safe with the bank, thus you do not have to be compelled to carry it around with you or hide it in this rusty recent steel safe reception. don't fret, you'll be able to withdraw these funds after you want them.
The interest rate is that the quantity a loaner charges a receiver and could be a share of the principal—the quantity loaned. The charge per unit on a loan is usually noted on an annual basis referred to as the annual share rate (APR).
The question is incomplete, find the complete question here
if you deposit $100 into a savings account which compound interest every month at a 5 % yearly interest rate, what is the expression for the amount of the interest earned after two years?
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jason works at a bottling plant for a soft drink company. he is part of a labor union, along with his co-workers. after the plant's management and the labor union fail to agree on contract terms, the union uses picketing and advertising to ask its members and the public not to buy the company's products. this scenario best describes
This scenario best describes as Boycott.
A boycott is an act of nonviolent, voluntary abstention from a product, individual, organization, or u . S . As an expression of protest. It's also for ethical, social, political, or environmental reasons. The purpose of a boycott is to inflict a few economic loss at the goal, or to suggest a ethical outrage, to attempt to compel the goal to alter an objectionable behavior. The phrase is named after Captain Charles Boycott, agent of an absentee landlord in eire, against whom the method became efficiently hired after a suggestion with the aid of Irish nationalist chief Charles Stewart Parnell and his Irish Land League in 1880.
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Which margin is at the very bottom of the page when printing worksheets?
top margin
bottom margin
header margin
footer margin
Answer:
Footer Margin
Explanation:
Just took this :)
Answer:
Footer Margin
Explanation:
Should the organization use the cash accounting method or the accrual accounting method? Why?
Answer:accounting method
Explanation:it is much more accurate
Why would it be helpful for you to study ethics in short periods of time rather than long periods
of time?
Answer: Ethics and Human Interface: Essence, determinants and consequences of Ethics in human actions; dimensions of ethics; ethics in private and public relationships.
Explanation:
Assessment II - Factors Affecting Employee Motivations
Coaching and Motivating Employees
Which of the following is NOT a cause of motivation deficiency?
O Redundancy in a job
O Performance mased coaching
O Increased tension of conflict
O Fulfilled needs and wants
Answer:
EASY
Explanation:
EASY
_______are made of pooled money of shareholders in a company invested
by a fund manager
Mutual Funds
Savings Bonds
Certificates of Deposit
certificates of deposit
Which cable news network produces the most straight reporting?
A. MSNBC
B. ESPN
C. CNN
D. FOX
Answer:
C.
Have a good morning✨
Answer:
A
Explanation:
Employees at Maxwell Enterprises are participating in a training and development program. Participants are required to respond to specific problems they may encounter in their jobs by acting out real-world situations. Which type of T
Answer: role playing
Explanation:
Here is the complete part of the question:
Which type of T&D method is the firm most likely using?
A) coaching
B) job enlarging
C) role playing
D) job rotating
From the question, we are informed that employees at Maxwell Enterprises are participating in a training and development program and that the participants are required to respond to specific problems they may encounter in their jobs by acting out real-world situations. The type of T&D method that the firm is most likely using is role playing.
Role playing is the act of acting a particular role during training in order to ascertain if the person can effectively perform such roles when faced with it in real life or at the workplace. It is used to help prepare workers ahead of the likely scenarios that they may encounter.
Leveraged ETFs are designed to have volatile price movements and, because of this, FINRA sets higher minimum margins. FINRA sets the minimum margin for leveraged ETFs at the leverage percentage times the minimum maintenance margin requirement. Since this is a 200% leveraged ETF, the minimum margin is 2 times the FINRA 25% minimum = 50%, which is the same as the Regulation T requirement.
Assume that a customer buys $20,000 of a 200% leveraged ETF. The account sets up as:
Long Market Value Debit Equity
$20,000 $10,000 $10,000
If the reference index increases by 10%, this ETF value will go up by 20% (it goes up 2 times as fast as the index movement, since it is a 200% leveraged ETF). Thus, the new market value will be 20% higher than $20,000 = $24,000. The account will now show:
Long Market Value Debit Equity
$24,000 $10,000 $14,000
The equity has increased by $4,000 over the original $10,000 invested, for a 40% increase.
A customer buys 100 shares of a 200% leveraged ETF in a margin account and deposits the required margin. If the reference index increases by 10%, the customer's equity will increase by:
The customer's equity will increase by $4,000, resulting in a 40% increase over the initial investment of $10,000.
To calculate the customer's equity increase, we need to consider the initial investment, the leverage ratio, and the percentage change in the reference index.
Given:
The customer buys 100 shares of a 200% leveraged ETF.
The reference index increases by 10%.
First, let's determine the initial investment:
The customer buys 100 shares, but we don't have the share price information. Assuming the purchase price is $200 per share (for simplicity), the initial investment would be:
Initial Investment = 100 shares * $200 = $20,000
Next, we calculate the percentage change in the leveraged ETF's value, which is double the percentage change in the reference index due to the 200% leverage:
Percentage change in ETF value = 2 * 10% = 20%
Now, let's calculate the new market value of the leveraged ETF:
New Market Value = Initial Investment + (Percentage change in ETF value * Initial Investment)
New Market Value = $20,000 + (20% * $20,000) = $20,000 + $4,000 = $24,000
The customer's equity increase is the difference between the new market value and the initial investment:
Equity Increase = New Market Value - Initial Investment
Equity Increase = $24,000 - $20,000 = $4,000
Therefore, the customer's equity will increase by $4,000, resulting in a 40% increase over the initial investment of $10,000.
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An excerpt of an introduction of a cover letter about an opening at Green Acres Community Center. Which type of cover letter would the above excerpt come from? a. Prospecting cover letter b. Networking cover letter c. Application cover letter d. Follow up cover letter Please select the best answer from the choices provided A B C D.
Based on the provided options, the type of cover letter that the above excerpt would come from is the c. Application cover letter.
The excerpt mentioned in the question is an introduction to a cover letter about an opening at Green Acres Community Center. An application cover letter is typically used when applying for a specific job opening. It introduces the applicant and expresses their interest in the position, mentioning the specific company or organization and the job they are applying for.
In this case, the excerpt mentions the opening at Green Acres Community Center, indicating that it is an application cover letter tailored to that particular job opportunity.
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Budgeting for Needs Select your needs from your cash expenses. CASH Last Month Gas for car$120 Fast food$20 Movie tickets$30 Amusement park$115
The necessities would be last month's gasoline for the car, while the expenses would be fast food, movie and amusement park tickets.
What are needs and expenses?Needs are a term that refers to the goods and services that a person needs in a fixed way for their daily life, some examples are:
TransportationFeedingEducationOutfitLiving placeAmong othersAccording to the above, it can be inferred that car gasoline is a necessity because it is a means of transportation that we can use to go to our work or place of study.
On the other hand, expenses are the goods and services that are not necessary for our daily lives but that we acquire for leisure and entertainment purposes. For example:
Video gameCinemaTheaterMake-upToysSweetStreet foodAmong othersBased on the above, it can be inferred that movie tickets, fast food, and amusement park tickets are expenses.
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what do you need to know to make good career decisions?
if anyone's able to write me a paragraph (about 100-200 words) for this question, I'd rly appreciate it. if not, it's alright, maybe a few sentences will help. thanks in advance!
(this isn't actually business, it's career ed. just chose the subject closest to it).
Answer:
Career is a very important thing in one’s life. Whatever career path you choose to follow, it will impact your life greatly. Your career will define your status in a society in addition to your lifestyle. In other words, your career will determine your social circle and relationships.Therefore, it is extremely important to choose the correct career path. From a very young age, we aspire to be something or the other. While someone aims to be a doctor, some wish to become a painter.
Explanation:
hope this helpa
I think there are two factors for making a career decisions:
1. You like that career
2. That career is useful in future (financially)
If any 1 of these is left out, you may don't like what you are doing or you may have to do something you don't like for a living (along side with your main career choice).
Firstly, you should research the following things:
1. How hard it is?
2. What future choices does it offers?
3. How much competition is there?
4. Will you be able to compete with the other students who have chosen that career?
5. Do you already have some knowledge about it or you have to start from scratch?
After answering these questions, you should be able to choose your career.
Thanks.
P.S.: I am not some expert, I just know a little. So, there may be some points that I don't know or forget to mention.
Cullumber Company has had 4 years of record earnings. Due to this success, the market price of its 505,000 shares of $4 par value common stock has increased from $14 per share to $52. During this period, paid-in capital remained the same at $6,060,000. Retained earnings increased from $4,545,000 to $30,300,000. CEO Don Ames is considering either (1) a 15% stock dividend or (2) a 2-for-1 stock split. He asks you to show the before-and-after effects of each option on (a) retained earnings, (b) total stockholders' equity, and (c) par value per share.
1. Stock dividend - retained earnings
2. 2-for-1 stock split retained earnings
A stock dividend reduces retained earnings, while a 2-for-1 stock split does not affect retained earnings. Both options maintain the same total stockholders' equity but have different par value per share.
What are the effects of a stock dividend and a 2-for-1 stock split on retained earnings, total stockholders' equity, and par value per share?Cullumber Company is considering two options: a 15% stock dividend and a 2-for-1 stock split. The effects of each option on retained earnings, total stockholders' equity, and par value per share are as follows:
1. Stock Dividend: A stock dividend involves distributing additional shares to existing shareholders. The retained earnings are reduced by the value of the dividend. The total stockholders' equity remains the same, as the distribution of additional shares does not affect the overall equity position. The par value per share remains unchanged, as it is based on the original par value.
2. 2-for-1 Stock Split: A stock split involves dividing each existing share into two shares. The retained earnings are not affected by a stock split. The total stockholders' equity remains the same, as the number of shares is doubled while maintaining the same equity value. The par value per share is reduced by half, as the par value is divided equally among the new shares.
Therefore, the stock dividend reduces retained earnings, while the 2-for-1 stock split does not affect retained earnings. Both options result in the same total stockholders' equity, but the par value per share differs between the two options.
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100 point question + brainliest
Mike Oxmore has 69 apples, Moe Lester has 420, what is the mass of the sun?
Answer:
The mass of the sun is - 1.989 x 10 30 kilograms
Also, 69 + 420= 489
Explanation:
Hope this helps?
Have a nice day! <3
DUE TODAY PLEASE HELP T^T
One reason picking a career that interests you is that you might easily spend 30-40 years doing that job.
False
True
Answer:
False
Explanation:
Because you would spend 30-40 years of that career that YOU would enjoy. If you do something that's easy but not fun, then you would most likely end up quitting that job/career.
what are the production costs of a face-to-face economics class in the short run? (production costs - not consumer costs!) what are the fixed costs and the variable costs in the short run? what is the marginal cost of enrolling more students in a single class? what does that say about classroom size (number of students?) based on your analysis, would a college prefer to have two economics classes with 25 students each, or one class with 40 students?
In the short run, the production costs of a face-to-face economics class would include both fixed costs and variable costs. A college may prefer to have one economics class with 40 students rather than two classes with 25 students each
Fixed costs would include expenses such as classroom rental, instructor salary, and textbooks, which would remain constant regardless of the number of students enrolled in the class. Variable costs would include expenses such as classroom supplies, photocopying, and any additional instructor time required to teach a larger class, which would increase as the number of students enrolled in the class increases.
The marginal cost of enrolling more students in a single class would be the additional variable cost required to accommodate each additional student. This cost may include additional classroom space, materials, and instructor time required to manage a larger class.
Based on this analysis, smaller classes may have a higher per-student production cost than larger classes, as fixed costs are spread over a smaller number of students. However, as class size increases, variable costs may increase as well, leading to a higher marginal cost for each additional student.
Therefore, a college may prefer to have one economics class with 40 students rather than two classes with 25 students each, as the fixed costs would be spread over a larger number of students, leading to a lower per-student production cost. However, the college would need to ensure that the variable costs associated with managing a larger class are carefully managed to avoid increasing the marginal cost beyond what is financially feasible.
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