Answer and Explanation:
In the case of a small business, a sole proprietorship or the partnership model is usually the most suitable. A sole proprietorship is a business owned and controlled by one individual, while a partnership is a business owned and managed by more than one person but less than twenty people.
The lowest payment does not necessarily mean the best credit plan. If your car loan is a long period of time, you may end up owing more than the car is worth, which is called.
The lowest payment does not necessarily mean the best credit plan. If your car loan is a long period of time, you may end up owing more than the car is worth, which is called Negative Equity.
When the value of an item used as collateral for a loan is lower than the loan's outstanding balance, there is a deficit in owner equity known as negative equity.
When a real estate property's worth is lower than the balance still owed on the mortgage used to buy it, negative equity is created. Simply deducting the balance of the mortgage from the property's current market value yields the amount of negative equity.
You have negative equity if you owe more on your current auto loan than the car is worth. In other words, you couldn't get the amount you owe on your car if you tried to sell it.
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_____ examines economies on a large scale, while ______ examines economic activity on a relatively small scale.
Macroeconomics and microeconomics are two branches of economics that analyze different levels of economic activity. Macroeconomics focuses on studying the aggregate behavior of an entire economy or a large sector of it, whereas microeconomics delves into the analysis of individual economic agents and specific markets.
Macroeconomics examines economies on a large scale by considering variables such as national income, employment, inflation, economic growth, and fiscal and monetary policies. It explores the interrelationships between different sectors, such as government, households, and businesses, and how their actions impact the overall functioning of the economy. Macroeconomic models and theories help in understanding and predicting factors like economic recessions, inflationary pressures, and the effects of government interventions.
On the other hand, microeconomics examines economic activity on a relatively small scale, focusing on individual consumers, producers, and markets. It analyzes the behavior of individual agents, their choices, supply and demand dynamics, price determination, and the allocation of resources in specific markets. Microeconomic analysis aids in understanding market efficiency, consumer behavior, production decisions, and the impact of government policies on individual firms and consumers.
In summary, macroeconomics and microeconomics complement each other by offering different perspectives and tools to comprehend the functioning of economies. Macroeconomics provides a broad view of the overall economy, while microeconomics zooms in on the behaviors and interactions of individual economic units. Both branches contribute to a comprehensive understanding of economic phenomena at different scales.
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PLEASE HELP IT IS URGENT DO NOT WASTE ANSWERS
Suppose that MNINK Industries’ capital structure features 64 percent equity, 8 percent preferred stock, and 28 percent debt. Assume the before-tax component costs of equity, preferred stock, and debt are 11.40 percent, 9.30 percent, and 8.00 percent, respectively.
What is MNINK’s WACC if the firm faces an average tax rate of 34 percent? (Round your answer to 2 decimal places.)
The answer to the problem described is:MNINK’s WACC is 10.04%
WACC stands for Weighted Average Cost of Capital. It is the weighted average of the cost of capital from all of the sources used by the company to fund its activities. For instance, if the company’s capital structure has 30% equity, 20% preferred stock and 50% debt, WACC will be calculated by using all of these three weights.
So in this question, given the following information:Equity Weight = 64%Preferred Stock Weight = 8%Debt Weight = 28%Cost of Equity = 11.4%Cost of Preferred Stock = 9.3%Cost of Debt = 8%Tax Rate = 34%Then MNINK’s WACC is calculated as:WACC = (0.64 * 11.4) + (0.08 * 9.3) + (0.28 * 8) x (1 - 0.34)= 7.296 + 0.744 + 5.632 x 0.66= 10.04%
Hence, the answer is 10.04%.
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On April 1, Aloe, Inc. factored $80,000 of its accounts receivable without recourse. The factor retained 10% of the accounts receivable as an allowance for sales returns and charged a 5% commission on the gross amount of the factored receivables. What amount of cash did Aloe receive from the factored receivables
Answer: $68,000
Explanation:
Based on the information that have been provided in the question, the amount of cash that Aloe receive from the factored receivables will be:
= $80,000 - (10% × $80,000) - (5% × $80,000)
= $80000 - $8000 - $4000
= $80,000 - $12,000
= $68,000
Which pricing approach for a restaurant would have the greatest risk of adverse selection due to buyers having private information?.
The all-you-can-eat buffet in a restaurant with a set price would pose the biggest threat to the pricing strategy because of the purchasers' sensitive personal data.
The right pricing strategy is essential if you want to stay competitive in markets where volume and price pressure are increasing. It ensures that you receive the payment you are entitled to for the goods and services you render as well as the earnings you need to invest in growth and change.
There are many various pricing tactics, but four are frequently employed by small company owners: competitive pricing, cost-plus pricing, markup pricing, and demand pricing.
The good-better-best price structure, often known as a tiered pricing strategy, can be used by a business to increase sales. When a business provides three distinct product or service bundles, it is effective.
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The share in the company's profit is called_________.
Answer:
profit sharing
Explanation:
From Investopia they define profit sharing as
"A plan gives employees a share in their company's profits based on its quarterly or annual earnings."
Research in neuroeconomics has found that the function of the _________________ may be to deal with the cognitive demands of a given task, while the _________________ is responsible for handling emotional goals such as resenting an unfair outcome. a. prefrontal cortex; insula b. striate nucleus; locus coeruleus c. basal ganglia; corpus callosum d. diencephalon; putamen
Answer:
a. prefrontal cortex; insula
Explanation:
Neuroeconomics applies neuroscience methodology to economic theory. It combines economics, neuroscience and psychology together.
Neuroeconomics analyses the brain before, during and after making economic decisions. It aims to find out what happens in the brain when an economic decision is being made.
The three branches of neuroeconomics are :
intertemporal choicesocial decision-makingdecision-making under risk and uncertainty.Can someone help me with this??
Norman is a high school senior who is learning about financial planning. Below is a list of his income and expenses for the previous month.
allowance: $200
movie tickets: $25
wages: $1,000
bonus: $100
auto loan: $500
birthday gift: $50
interest on savings: $15
auto repairs from accident: $150
auto insurance: $450
concert tickets: $45
For this homework assignment, answer all of the following questions.
Categorize each of the items above using the following categories:
Anticipated income
Unanticipated income
Anticipated expenses
Unanticipated expenses
Identify Norman's unearned income, if any.
Are variable expenses anticipated or unanticipated?
Calculate Norman's income for the past month and expenses for the past month.
Norman's income for the past month was $1,365, and his expenses for the past month were $1,170.
Let's start by categorizing the items into the given categories.Anticipated income:
- Allowance: $200
- Wages: $1,000
Unanticipated income:
- Bonus: $100
- Birthday gift: $50
- Interest on savings: $15
Anticipated expenses:
- Auto loan: $500
- Auto insurance: $450
- Movie tickets: $25
- Concert tickets: $45
Unanticipated expenses:
- Auto repairs from accident: $150
Now, let's identify Norman's unearned income. Unearned income refers to income that is not earned through work, such as gifts or interest on savings. In this case, Norman's unearned income consists of the following items:
- Allowance: $200
- Birthday gift: $50
- Interest on savings: $15
Variable expenses can be both anticipated and unanticipated. They are costs that change based on factors like consumption or usage. In this case, the movie tickets, concert tickets, and auto repairs are variable expenses, with the first two being anticipated and the last one being unanticipated.
Finally, let's calculate Norman's income and expenses for the past month.
Total income = Allowance + Wages + Bonus + Birthday gift + Interest on savings
Total income = $200 + $1,000 + $100 + $50 + $15
Total income = $1,365
Total expenses = Auto loan + Auto insurance + Movie tickets + Concert tickets + Auto repairs
Total expenses = $500 + $450 + $25 + $45 + $150
Total expenses = $1,170
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If a supply shock dramatically increases the prices of domestic goods in China, the American dollar will _____ and the Chinese yuan will ____.
depreciate, depreciate
depreciate, appreciate
appreciate, depreciate
appreciate, appreciate
unknown, depreciate
appreciate, depreciate
under a periodic review policy, the oul and the time are both fixed, but the replenishment lot size is variable.
T/F
False, Under a periodic review policy, the order quantity (lot size) is fixed, while the review period is variable. In a periodic review system, inventory levels are reviewed periodically at specific intervals, and a replenishment order is placed to bring the inventory back to a predetermined target level.
The review period is the fixed time interval at which the inventory levels are assessed. It determines when a replenishment order is placed. The length of the review period can vary depending on factors such as demand variability, lead time, and desired service levels. In a periodic review policy, the order quantity or lot size is typically variable. It is calculated based on the difference between the target inventory level and the actual inventory level at the time of review. The order quantity may vary from one review period to another depending on the inventory position.
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permanent loans generally provide the money to pay off the construction loan in segments as the work progresses. group startstrue or false
The statement that permanent loans provide the money to pay off the construction loan in segments as the work progresses is false.
Permanent loans do not typically provide the money to pay off the construction loan in segments as the work progresses. Permanent loans are long-term financing options that are obtained after the completion of the construction phase. During the construction phase of a project, a separate loan known as a construction loan is typically used to cover the costs of building or renovating a property. This loan is temporary and is intended to be repaid once the construction is completed.
Once the construction is finished, permanent financing is sought to replace the construction loan. Permanent loans are used to pay off the entire balance of the construction loan in one lump sum. They provide long-term funding for the property, typically over a period of many years.
Therefore, the statement that permanent loans provide the money to pay off the construction loan in segments as the work progresses is false. Permanent loans are used to replace the construction loan in its entirety after the construction is completed.
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When an organization buys raw materials that are reprocessed and sold as finished goods, or if it buys a good it will then sell, then it is considered to be?.
Answer:
Explanation:
Three types of organizational buying situations: new buy, straight rebuy, or modified rebuy
consider a firm that has returns that vary with the economy. it predicts that there is a 30% probability of a strong economy, a 60% probability of a normal economy, and a 10% probability of a weak economy. given a strong economy, the firm expects a 40% return, given a normal economy, argo expects a 12% return, and given a weak economy, argo expects to lose 15%. what is the expected return?
It states that the likelihood of a strong economy is 30%, the likelihood of a regular economy is 60%, and the likelihood of a bad economy is 10%.
What defines a strong person?
Strong people are focused, confident, and not easily intimidated or swayed by others. He is cunning and manipulative, and he has a strong personality. Managers must be morally upright and stand their ground. Self-assured, tenacious, tough, and brave are synonyms. Other Powerful Synonyms. Building a strong, tenacious, resilient, upbeat, nurturing, and giving life is necessary. It suggests that you live a life where there are no second chances, that you constantly work to improve who you are, and that you attain high-performing success in all areas of your life.
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88 million people live on less than $1. 00 a day. These people are said to be living in _____________.
88 million people live on less than $1. 00 a day. These people are said to be living in absolute poverty.
Poverty is about no longer having enough money to fulfill primary wishes which include meals, garb and safe haven. but, poverty is extra, an awful lot more than just now not having enough cash. the arena bank corporation describes poverty in this manner: “Poverty is hunger. Poverty is loss of safe haven.
We will outline poverty as the circumstance in which the fundamental needs of a own family, like meals, refuge, clothing, and schooling are not fulfilled. it is able to lead to different troubles like poor literacy, unemployment, malnutrition, and so on. A terrible individual is not capable of get education due to lack of cash and consequently stays unemployed.
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Your business paid $10,000 for a one year retainer to a law firm. How much should be expensed via worksheet adjustments each month?.
The business must spend $833.33 through the worksheet adjustments each month.
What are the worksheet adjustments each month?Worksheet adjustments are changes made to accounting to correct errors, incomplete information, or inconsistencies in a business. These adjustments may include adjustments to assets, liabilities, equity, income and expenses.
Adjustments are made in the worksheet to ensure that the financial statements accurately reflect the financial situation of the business. Adjustments are made at the beginning of the month to ensure that the information on the worksheet is correct.
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19) Which is the last step of a cost-benefit analysis?
A) Determine the costs of the decision.
B) Calculate the amount of benefits for each option.
C) Determine what the options are.
D) See if the benefits outweigh the costs.
Answer:
last step of cost-benefit analysis is the to see if the benefits outweigh the costs.
EXPLANATION:
Benefits should be documented and classified after identifying costs. Benefits that are identified should be monetized or associated with a value. Similar to costs, external and internal benefits to the organization should be documented.
Explicit benefits : They can be quantified (e.g., reduced costs or additional value)
Implicit benefits : They are difficult to quantify (e.g., satisfaction levels, increased retention or access/utilization to services or programs)
Typically, during this step, various calculations can be completed that can result in values or ratios that would be compared.
1.Return on investment
2.NPV(net present value)
3.Discount rates
4.Benefit-cost analysis
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CVS does not currently bill medicare part b for? select all apply
blood glucose monitors
continous glucose monitors
nebulizers
flu vaccinces
all of the above
CVS does not currently bill Medicare part b for continous glucose monitors and nebulizers
CVS Health, the parent organization of MinuteClinic, has consistently attempted to address the issues of Government medical care and Medicaid individuals. As a matter of fact, we've been a market chief in Federal medical care the board beginning around 2006
Medicare is a U.S. government medical services program.
The Centers for Medicare and Medicaid Services (CMS) as of late reported its choice to permit the utilization of step treatment — a tried-and-true pharmacy benefit management (PBM) technique — to help bring down costs for Medicare Advantage plans for drugs administered under Part B.
CVS Caremark has one of the broadest arrangements of coordinated abilities to help oversee spend under both Federal medical insurance Part B and Part D remedy plans. Our set-up of arrangements — empowered by our exclusive innovation stage, Novologix — can assist with bringing a similar accuracy applied to Part D intends to drugs controlled under Part B.
Medicare Part B (medical insurance): This applies to short term care, doctors as well as preventive administrations and clinical supplies.
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Why does unemployment increase when the economy is bad?
The unemployed workers and their families spend lower, which weakens demand performing in poor economy.
While economists and scholars argue that a certain degree of natural severance can not be excluded, extreme severance imposes significant costs on the person, community, and country. Underemployment may be extensively dangerous to society's economy as well. Severance numbers include those who work in low- paid or low- skill occupations that don't give enough full- time hours to qualify for benefits or to earn a inhabitable pay envelope.. The profitable counter accusations may extend beyond reduced consumption. In a difficulty, numerous people may turn to their withdrawal savings, and depleting these finances has long- term consequences.
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A fan base is, in most ways, quite similar to a customer base.
A. False
B. True
Internet sites, physical stores, and kiosks are most closely associated with which element of the marketing mix?
Internet sites, physical stores, and kiosks are most closely associated with the 'Place' element of the marketing mix.
Place refers to the location of the product, including its availability online and in physical stores, as well as how it will be exhibited.
The choice is crucial: Luxury cosmetics manufacturers would want to have their products sold in Sephora and Neiman Marcus rather than Walmart or Family Dollar. Business executives always strive to put their goods in front of customers who are most inclined to purchase them.
This entails placing a product only at selected retailers and ensuring that it is attractively displayed.
The term "placement" also refers to marketing a product in the appropriate media to attract customers.
Hence, Place is the element of the marketing mix which is most closely associated with internet sites, physical stores, and kiosks.
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At what age can you start working?
Answer:
Explanation:
depends on where you live
Explanation:
It really depends on the jobs and requirements but you can USUALLY do small work like walking a dog or babysitting at 13-14
What‘s a zero-based budget, and why is it important?.
Answer:
A zero-based budget is the most efficient and useful way of budgeting because it makes you thin about how every dollar that you make is going to be spent so that you don't blow it all on unnecessary stuff. It is important because it allows you to not blow your money on wants instead of spending it on needs.
Explanation:
It should be right because I'm learning about it right now in Finance. Hope it helps! Plz give brainliest. Also, plz sub to Kgirl633 on yt.
For an FBLA-PBL member who is interested in running for a state or national
office, what FBLA-PBL activity would be the most likely to help them?
O A. Participate in the Institute for Leaders
B. Network with local business people
C. Participate in local community service
D. Compete at the National Leadership Conference
SUBMIT
Answer:A
Explanation: i did the test
1. Give the three (3)
business resources
Answer:
Financial Resources
Human Resources
Educational Resources
Explanation:
Jackie has been selling gold rings for $50 each. her cost for the rings was $25. she learns that another store on the other side of the mall sells gold rings for $40. what information should jackie consider before deciding if she should change her price?
When adjusting the price of an established product, Jackie should have knowledge of the pricing considerations and strategies
What are the different types of pricing strategies?
There are 4 types of pricing strategies as follows :
Premium pricing strategySkimming pricing strategyValue pricing strategyPenetration pricing strategy.In the aforesaid scenario, Jackie will employ a value pricing approach, in which he will reduce the product's cost in order to attract buyers, hence increasing the product's perceived worth.
Thus,
Pricing strategies information should be considered before introducing any changes in the price of the product.
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Ibrahim and his team are preparing a presentation about operating heavy machinery at a warehouse. Which technique is best for them deliver
an effective presentation?
A. Standing behind the podium
B. Rehearsing the presentation
C. Relying on visual aids
D. Speaking in a loud tone
he Toyota Mirai is a hydrogen fuel cell vehicle which has zero emissions and a 300 mile driving range. Furthermore, the Mirai creates no greenhouse gas emissions in the break down of the vehicle which makes the Mirai an excellent example of Multiple Choice Planet marketing Green marketing Partner marketing Cause marketing Profit marketing
"Green Marketing" There is a wealth of knowledge about green marketing available in books and online, and this is just one example.
What does green marketing mean?
Green Marketing focuses on selling products and services based on their environmental benefits. Its characteristics include adopting sustainable business practices, manufacturing eco-friendly products, implementing green packaging, communicating the environmental benefits of the product, and more. Green marketing specifically refers to a wide range of environmentally friendly practices and policies.Here are some examples of green marketing: Creating environmentally friendly products. Use of environmentally friendly product packaging made from recycled materials. Reduction of greenhouse gas emissions from production processes. The first wave of green marketing took place in the 1980s. A tangible milestone for the first wave of green marketing was the publication of books, both entitled Green Marketing.
In the UK, they are Ken Pattie from 1992, and in the US, Jacquelyn Ottman from 1993.
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As a general matter, banks are high leverage and low margin entities. Their capital levels are generally in the area of what percentage of assets?
As a general matter, banks are high leverage and low margin entities. Their capital levels are generally in the area of percentage of 8% assets under Basel III.
Investors view a bank's net worth or equity value as being the difference between its assets and liabilities, or bank capital. The asset component of a bank's capital is made up of cash, bonds, and loans with interest for e.g., mortgages, letters of credit, and inter-bank loans. The liabilities portion of a bank's capital includes loan-loss reserves and any outstanding debt. The amount by which creditors would still be paid if a bank had to liquidate its assets is known as capital.
Tiers of regulatory bank capital are established by Basel III. They are based on a bank's subordination and its capacity to absorb losses, with a clear separation between capital instruments used when the bank is still solvent and those used after it declares bankruptcy. The book value of common shares, paid-in capital, and retained earnings less goodwill and any other intangibles make up common equity tier 1 (CET1). CET1 instruments must be of the highest subordination and lack maturity.
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Which stage of new product development would you be most interested in participating in? Explain.
Answer:
prototyping
Explanation: Because with this stage you will be able to see rough draft of the product and you will be able to the strongest and weakest parts of your project. Prototyping makes it possible to concertize an idea and to understand which aspects of the idea prove difficult or impossible to implement. Making a prototype can thus highlight unanticipated physical, technical or financial constraints.