Currency risk refers to the risks or uncertainties related to fluctuations in the foreign exchange rates between the domestic currency and foreign currencies.
The analysis and evaluation of currency risks are essential for international companies to mitigate or reduce such risks. This is done through the use of financial instruments such as forward contracts, options, and futures.
Another way for companies to reduce currency risks is by diversifying their operations across different countries and currencies. This helps companies to spread their risks across different markets and currencies, reducing the impact of currency fluctuations on their business.
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On December 31, 2020, Green Bank enters into a debt restructuring agreement with Kingbird Inc., which is now experiencing financial trouble. The bank agrees to restructure a $1.1-million, 12% note receivable issued at par by the following modifications:
1.Reducing the principal obligation from $1.1 million to $0.88 million
2.Extending the maturity date from December 31, 2020, to December 31, 2023
3.Reducing the interest rate from 12% to 10%
1. The principal obligation of the debt is reduced from $1.1 million to $0.88 million.
In this debt restructuring agreement, the bank and Kingbird Inc. have agreed to lower the total amount owed from $1.1 million to $0.88 million. This reduction in the principal obligation reduces the overall debt burden for Kingbird Inc., potentially making it more manageable for the company to repay.
2. The maturity date of the debt is extended from December 31, 2020, to December 31, 2023.
The original maturity date for the debt was December 31, 2020, but as part of the restructuring, the bank and Kingbird Inc. have agreed to extend the deadline for repayment to December 31, 2023. This extension provides Kingbird Inc. with additional time to meet its payment obligations, allowing for a potentially more feasible repayment schedule.
3. The interest rate on the debt is reduced from 12% to 10%.
The initial interest rate on the debt was 12%, but as part of the restructuring agreement, the bank and Kingbird Inc. have agreed to lower the interest rate to 10%. This reduction in the interest rate helps to alleviate the financial burden on Kingbird Inc. by reducing the amount of interest it has to pay on the outstanding debt, potentially making it easier for the company to meet its payment obligations.
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Five key success factors for a successful business
Answer:
Plz mark me as brainliest
Explanation:
the 5 Key Success Factors are:
Strategic Focus (Leadership, Management, Planning)
People (Personnel, Staff, Learning, Development)
Operations (Processes, Work)
Marketing (Customer Relations, Sales, Responsiveness)
Finances (Assets, Facilities, Equipment)
Michael and Sandy purchased a home for $100,000 five years ago. If it appreciated 6% annually, what is it worth today
Based on an annual appreciation rate of 6%, Michael and Sandy's home would have appreciated by 33.18% over the course of five years. To calculate the current value of the home, you can multiply its original purchase price by the appreciation factor: $100,000 x 1.3318 = $133,180
Therefore, Michael and Sandy's home is worth $133,180 today.
1. Identify the initial value of the home: $100,000
2. Determine the annual appreciation rate: 6% (or 0.06 as a decimal)
3. Identify the number of years that have passed: 5 years
4. Use the formula for compound interest to calculate the worth today: Future Value = Initial Value × (1 + Appreciation Rate) ^ Number of Years
Now, let's plug in the values:
Future Value = $100,000 × (1 + 0.06) ^ 5
Solving this:
Future Value = $100,000 × (1.06) ^ 5
Future Value = $100,000 × 1.3382255776
Future Value ≈ $133,822.56
So, after five years of 6% annual appreciation, Michael and Sandy's home is worth approximately $133,822.56 today.
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Quarterly taxes are filed:
(1 point)
O every four months.
O by May 15 each year.
O four times a year.
Oon the 25th of each month.
Quarterly taxes are filed: four times a year. Option C
What is meant by quarterly taxes?Four times a year, the IRS receives estimated tax payments known as quarterly taxes. Based on the filer's stated income for the quarter, estimated tax is a quarterly payment of taxes for the entire year.
Independent contractors, small business owners, and freelancers are typically individuals who must pay taxes quarterly. Unlike ordinary employees, they do not have taxes deducted from their salaries on a regular basis.
Any taxable income that is not subject to withholding can have its taxes estimated.
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What might you tell her about career resources and their importance in career selection?
Answer:
I would like to tell her that it is good that she has chosen her career but there is no harm in taking the help of the career resources as it will clarify her path and clear her conflicts if any. Moreover, it can help in her career selection and give her some ideas of the pros and the cons of the field she is choosing. Taking assistance of the resources can give major idea of the experiences and the instances from other’s life and can influence her decision in the positive way.
Explanation:
edge
What type of competition does a pizza parlor vs. an ice cream shop represent?
Answer:
Explanation:
Its an indirect competition because we know that a pizza parlor and ice cream shop belong to the same sector i.e. Food but in case of products sold we can observe that pizza is not the same product as an ice cream because one is considered as a fast food while other is mainly eaten as a dessert. If the pizza shop sold ice cream along with pizzas tooo then we might have come across a direct competition to some point.
But in this case the sector is same but the products sold are different therefore this competition can be considered as an indirect competition between the two parties.
Therefore we can conclude from the above statements that we can classify this competition as an indirect competition.
How much annual income would you need to have if, using the 28/36 ratio, your maximum allowable recurring debt is $500?
a. $21,430
b. $30,000
c. $62,500
d. $75,000
please select the best answer from the choices provided a b c d
The minimum annual income to maximum allowable recurring debt $500 using the 28/36 ratio is d. $75,000
What is 28/36 ratio?28/36 ratio or 28/36 rule is a economic rule about maximum of monthly house expenses and debt. This rule will set maximum of 28% from house annual income to spend on expenses and will set maximum of 36% from house annual income to spend on debt in total.
So, according to this rules maximum amount to spend on debt is 36% - 28% = 8%.
Then, we calculate monthly income with maximum allowable recurring debt.
$500 = monthly income * 8%
monthly income = $500 / 8%
=$6,250
Convert this to annual income. So,
annual income = $6,250 * 12
= $75,000.
Thus, the minimum annual income is $75,000.
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Your marketing research department estimates that the demand function for your product is equal to Qd 2,000-20P. Suppose P $70. The absolute value of the price elasticity of demand will be equal to ___ (Round your answer to two decimal places.) The demand is price ___ at this price
The absolute value of the price elasticity of demand is approximately 2.33, indicating price elasticity.
To calculate the absolute value of the price elasticity of demand, we can use the formula:
E = |(dQd/dP) * (P/Qd)|
Given the demand function Qd = 2,000 - 20P and a price of P = $70, we can substitute these values into the formula to find the price elasticity of demand.
First, let's find dQd/dP, the derivative of the demand function with respect to price:
dQd/dP = -20
Next, let's find Qd, the quantity demanded at the given price:
Qd = 2,000 - 20P
Qd = 2,000 - 20 * $70
Qd = 2,000 - 1,400
Qd = 600
Now, let's calculate the absolute value of the price elasticity of demand:
E = |(dQd/dP) * (P/Qd)|
E = |-20 * ($70/600)|
E = |-20 * 0.1167|
E = 2.3334
Rounded to two decimal places, the absolute value of the price elasticity of demand is approximately 2.33.
Since the price elasticity of demand is greater than 1, we can conclude that the demand is price elastic at this price.
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Ahmad has some saving where do you suggest him to keep and why
Answer:
It depends on how much money Ahmad has saved.
Explanation:
If he has a small amount of money, the best he can do is to put his savings on a safe investment, like treasury bonds, an ETF, or a safe and low risk bond of a trustworthy company.
If Ahmad has a larger amount of money, he can put his savings in riskier assets like stock, which could give him a higher return. He could also create a more diverse investment portfolio, with some of his savings going to safer, lower yield investment instruments, and the rest going to riskier, higher yield investment instruments.
16. Demographics are
Answer:
statistical data relating to the population and particular groups within it.
Explanation:
!!
[Quality of Services Marketing]
1. Which of the following is an example of a B2B internet service? [Answer: Tech Support]
2. Many companies have sophisticated tracking software [Answer: Critical incident technique]
3. Which of the following is not a characteristic of a service? [Answer: Reliability]
4. What is the encounter between service-consumer that occurs during delivery of the service is known as? [Answer: Experince qualities]
5. Your local credit union offers a variety of services to its members [Answer: Fresh-baked cookies and gourmet cookies]
6. The measure of the difference between a customer's expectation [Answer: Gap analysis]
7. Shepherd University is launching new services to attract more students [Answer: Bachelor's degrees]
8. A large store that sells groceries also has a large pharmaceuticals section with a 24-hour pharmacy. [Answer: Offering free coffee tastings]
9. John always takes his car to the same place for an oil change. [Answer: Augmented]
10. Which of the following is not a service of quality attribute? [Answer: Response qualities]
- You can thank me by thanking my previous answers, would be very appreciated -
All of your answers are correct.
The questions given and their appropriate responses can be seen below:
1. Tech Support is an example of a B2B internet service.
2. Many companies have sophisticated tracking software - Critical incident technique.
3. Reliability is not a characteristic of a service.
4. Experience qualities is the encounter between service-consumer that occurs during delivery of the service
5. Your local credit union offers a variety of services to its members such as Fresh-baked cookies and gourmet cookies.
6. Gap analysis is the measure of the difference between a customer's expectation.
7. Shepherd University is launching new services such as Bachelor's degrees to attract more students.
8. Offering free coffee tastings is a large store that sells groceries also has a large pharmaceuticals section with a 24-hour pharmacy.
9. John always takes his car to the same place for an oil change - Augmented
10. Response qualities is not a service of quality attribute.
What is Service marketing?This is defined as the marketing that businesses that provide a service to their customers use to increase brand awareness and sales.
The answers to the questions given can be seen appropriately given above.
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Which of the following is the last step in the buying process?  A. Evaluate performance  B. Make purchase  C. Engage in search  D. Recognize need
Answer:
A. Evaluate performance
Explanation:
Evaluating a product's performance is the last stage of the buying process. The customer assesses the product's performance against expectations. Customers are either satisfied with the product or not.
Evaluating performance is also the post-purchase evaluation stage. Satisfied customers feel they made the right decisions. Marketers always ignore this last process, but it's very important. One way to create loyal customer is the contact customer after the purchase to check if they are happy with the product.
Answer:
A. Evaluate performance
Explanation:
The consumer decision-making process involves five basic steps. This is the process by which consumers evaluate making a purchasing decision. The 5 steps are problem recognition, information search, alternatives evaluation, purchase decision and post-purchase evaluation.
Last year Wei Guan Inc. had $350 million of sales, and it had $270 million of fixed assets that were used at 63% of capacity. In millions, by how much could Wei Guan's sales increase before it is required to increase its fixed assets?
Wei Guan Inc. can increase its sales by $150 million before it is required to increase its fixed assets.
To determine this, we need to calculate the maximum sales increase that can be accommodated within the existing fixed asset capacity. Given that the fixed assets are currently used at 63% of capacity, we can calculate the unused capacity as 100% - 63% = 37%.
To find the maximum sales increase, we divide the current fixed asset value by the unused capacity percentage:
$270 million / 0.37 = $729.73 million.
Therefore, Wei Guan's sales can increase by $729.73 million - $350 million = $379.73 million before it is required to increase its fixed assets.
However, since the question asks for the increase in sales by which Wei Guan is required to increase its fixed assets, we subtract the current sales from the maximum sales increase:
$729.73 million - $350 million = $379.73 million.
Hence, Wei Guan's sales can increase by $379.73 million before it is required to increase its fixed assets.
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Advertising Age annually compiles a list of the 100 companies that spend the most on advertising. Consumer-goods company Procter & Gamble has often topped the list, spending billions of dollars annually (Advertising Age website, March 12, 2013). Con- sider the data found in the DATAfile named Advertising. It contains annual advertising expenditures for a sample of 20 companies in the automotive sector and 20 companies in the department store sector. What is the mean advertising spent for each sector? What is the standard deviation for each sector? What is the range of advertising spent for each sector? What is the interquartile range for each sector? Based on this sample and your answers to parts (a) to (d), comment on any differences in the advertising spending in the automotive companies versus the department store companies.
Using the appropriate statistical relationship, the mean, range and Interquartile range for the advertisement spending of the two companies are worked out below.
Automotive:
598, 1512, 1573, 1642, 1714, 1720, 1781, 1798, 1813, 2008, 2014, 2024, 2058, 2166, 2202, 2254, 2366, 2526, 2531, 2901
Department :
448, 472, 474, 573, 589, 597, 598, 622, 629, 669, 706, 714, 746, 760, 782, 824, 840, 856, 947, 1011
Recall :
Sample mean = ΣX/n
n = sample size1.)
Mean for Automotive = 39201 / 20 = 1960.05
Mean for Department = 13857 / 20 = 692.85
2.)
Range = Maximum - MinimumRange for Automotive = 2901 - 598 = 2303
Range for Department = 1011 - 448 = 563
3.)
Interquartile Range = Upper - Lower quartileAutomotive :
Upper quartile(Q3) = 0.75(21) = 15.75th term = 2228
Lower quartile (Q1) = 0.25(21) = 5.25th term = 1717
Interquartile Range = 2228 - 1717 = 511
Department :
Upper quartile(Q3) = 0.75(21) = 15.75th term = 803
Lower quartile (Q1) = 0.25(21) = 5.25th term = 593
Interquartile Range = 893 - 593 = 210
4.)
Comparing the spread of the spending between the companies, the average spending by the Automotive company is higher with a greater level of spread.
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Listening, writing, speaking, observing and _____________________ all play an integral part in our contemporary lifestyle.
2. The exchange of messages between and among human beings is known __________________________.
Answer:
empathizing; communication
Explanation:
Communication is the process of the exchange of thoughts and ideas. In this process the information is communicated by the sender and the receiver is intended to receive the same. The receiver shares the feedback and responds to the message and this brings an end to an active communication. The skills required for a heathy communication are listening, speaking, observing and empathizing. These skills helps in communicating the messages in smooth and better way.
everyone here is a pleb
Answer:
no no no no no no no no no no no
Suppose that a manager is managing a portfolio whose benchmark is the Barclays Capital Intermediate Aggregate Index, which has duration of 4.68. Suppose the market value of the portfolio on March 31, 2018 was $48,559,815. The portfolio duration is 2.97. Suppose the portfolio manager seeks to follow a duration matched strategy and therefore the portfolio’s target duration is the benchmark duration.
Explain how this can be done with the buying or selling of a $100,000 5-year Treasury note futures contract at price $112.79, and dollar duration of $6022. Show all calculations.
(10 marks)
The portfolio manager should sell 1362 Treasury note futures contracts with a dollar value of $136,200,000 to achieve a duration match with the benchmark.
To implement a duration-matched strategy, the portfolio manager aims to adjust the portfolio's duration to match the benchmark duration. In this case, the benchmark duration is 4.68, while the portfolio duration is 2.97.
To calculate the change in portfolio duration, we can use the formula:
Change in Duration = (Portfolio Duration - Benchmark Duration) * Portfolio Value
Change in Duration = (2.97 - 4.68) * $48,559,815 = -$8,206,705.95
Now, let's calculate the number of Treasury note futures contracts required to offset this duration mismatch:
Number of Contracts = Change in Duration / Dollar Duration per Contract
Number of Contracts = -$8,206,705.95 / $6,022 = -1362.82
Since the number of contracts cannot be negative, the portfolio manager needs to sell 1362 contracts.
To calculate the dollar value of the futures contracts, we multiply the number of contracts by the contract size:
Dollar Value of Contracts = Number of Contracts * Contract Size
Dollar Value of Contracts = 1362 * $100,000 = $136,200,000
Therefore, the portfolio manager should sell 1362 Treasury note futures contracts with a dollar value of $136,200,000 to achieve a duration match with the benchmark.
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What statement about risks in social and behavioral.
The statement that is true about risks in social and behavioral is that there are often multiple contributing factors to these risks.
Social and behavioral risks refer to any dangers that result from people's interactions and actions with each other. These risks can range from minor conflicts to major health problems or even criminal activities. They can be difficult to predict or prevent, but there are often multiple contributing factors that make them more likely to occur.Social and behavioral risks may stem from individual factors, such as personality traits or mental health issues.
They may also arise from broader social and environmental factors, such as poverty, discrimination, or lack of access to resources. Cultural norms, attitudes, and values can also play a significant role in determining the likelihood of these risks.
As a result, addressing social and behavioral risks often requires a multifaceted approach that takes into account the various factors that contribute to them.
This may involve interventions at the individual, community, or policy level to reduce risk factors and promote protective factors.
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what two methods of depositing and withdrawing money are most convenient for you? why?
There are two ways to deposit money into and withdraw money from a checking account: either visit a bank branch and deal with a bank teller there, or use the closest ATM you can find.
What is ATM ?One of the easiest and fastest ways to deposit money into your account is by using a credit card or debit card. These bank cards are widely used, therefore you are no longer need to open a separate account. Additionally, money is transferred to your account balance right away.
Customers of financial institutions can conduct financial activities, such as cash withdrawals, deposits, funds transfers, balance inquiries, or account information enquiries, at any time and anywhere using an automated teller machine (ATM), sometimes known as a cash machine in British English without having to speak to a bank employee directly.
Customers can use an ATM to access their bank deposit or credit accounts and perform a number of financial operations, including checking their balances, withdrawing cash, and transferring credit to and from mobile devices.
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In a natural monopoly, a. society would be better off if antitrust laws were used to create many different firms in the market. b. the marginal cost curve is positively sloped. c. if the government requires marginal cost pricing, it will likely have to subsidize the firm.
Answer:
C.
Explanation:
In a natural monopoly, if the government requires marginal cost pricing, it will likely have to subsidize the firm. That is because as a natural monopoly they do not have other firms that can provide assistance in order to lower the costs of producing additional units, therefore their only actual option is to finance the costs themselves.
If a country wants to decrease its national debt as quickly as possible, what
kind of budget will it most likely create?
A. One that decreases taxes and decreases spending
B. One that decreases taxes and increases spending
C. One that increases taxes and decreases spending
D. One that increases taxes and increases spending
Most definitely and without a doubt C
If a country wants to decrease its national debt, one that increases taxes and decreases spending.
What is the national debt?The national debt is the debt of the country.
It is the money the country borrowed from the World Bank.
Manipulation in the interest rates and lower interest rates helps in lowering the national debt.
Thus, the correct option is C. One that increases taxes and decreases spending
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QUESTION 6 of 10: What markup percentage does New York magazine state that Macy's at Herald Square in New York City uses to mark up
accessories?
a) 72%
b) 127%
c) 185%
Od) 233%
In conclusion correct option for this question is (d) 233%
Why it is?
The markup percentage mentioned by New York magazine for accessories at Macy's in Herald Square is 185%. This means that the price of the accessory is marked up by 185% of its cost.
This markup percentage is considered high and may reflect the expenses that the store incurs, such as rent, salaries, and other operating costs. It is also likely that the markup is influenced by the store's brand recognition and the demand for its products.
However, a high markup may also deter price-sensitive customers, making it important for businesses to strike a balance between profitability and affordability.
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Alejandro Scoobertini owns a store specializing in soccer jerseys. In 2012, he purchased $150,000 worth of jerseys from manufacturers, employed one worker for $40,000, purchased $20,000 worth of supplies from an office supply store, and sold jerseys for $280,000. Based on this information, what was the value added (producer surplus) at Alejandro's store in 2012
Answer:
$70,000
Explanation:
Producer surplus is the difference between the price of a good and the least price the seller is willing to sell the product
Producer surplus = price – least price the seller is willing to accept
least price =cost of production = 150,000 + 40,000 + 20,000 = 210,000
280,000 - 210,000 = 70,000
Instead of repairing the machine in Problem 1, a proposal has been made to purchase a new machine and scrap the current machine at a zero salvage value. The new machine will have a production rate that is 20% faster than the current equipment, whose production rate =12 parts per hour. Each part has a starting material cost =$1.33 and a selling price =$6.40. All parts produced during the next four years on either machine can be sold at this price. At the end of the four years, the current machine will be scrapped, but the new machine would still be productive for another six years. The new machine costs $700,000 installed, has an anticipated life of 10 years, and an applicable overhead rate of 30%. It will be used 4000 hours per year, same as the current machine. The labor rate for either alternative =$24.00/hr which includes applicable overhead costs. Assume availability =100% and scrap rate =0. Which alternative is more economical using total profit over four years as the criterion, (a) repairing the current machine or (b) purchasing the new machine
The correct option is neither (a) repairing the current machine nor (b) purchasing the new machine for using total profit over four years as the criterion
Calculation of total profit for the repairing machine method:
Firstly, the hours of operation for the current machine are 4*4000=16000. Then the number of units produced by the current machine =12 parts per hour × 16,000 hours = 192,000 units
Total production cost = direct labor cost + direct material cost + overhead cost = $1.33 + $24.00 + 0.3 ($24.00) = $1.33 + $24.00 + $7.20 = $32.53Total cost of producing 192,000 units = 192,000 × $32.53 = $6,246,240
Revenue from sales of 192,000 units = 192,000 × $6.40 = $1,228,800The total profit from repairing the current machine over 4 years = $1,228,800 - $6,246,240 = -$5,017,440So, the total profit from repairing the current machine over 4 years = -$5,017,440,
which indicates that this alternative is not feasible.
Calculation of total profit for the new machine method:
New machine is installed at the cost of $700,000. Overhead rate of 30% would be applicable on the cost of the machine. Therefore, the overhead cost of the new machine would be 0.3 * $700,000 = $210,000.
Total cost of the new machine with overhead = $700,000 + $210,000 = $910,000Hours of operation for new machine = 4*4000 = 16000Number of units produced by the new machine = 12 parts per hour × 1.2 × 16,000 hours = 230,400 units.
Total production cost for the new machine = $1.33 + $24.00 + 0.3 ($24.00) = $1.33 + $24.00 + $7.20 = $32.53Total cost of producing 230,400 units = 230,400 × $32.53 = $7,501,632Revenue from sales of 230,400 units = 230,400 × $6.40 = $1,475,760Profit from selling 230,400 units = $1,475,760 - $7,501,632 = -$6,025,872Total profit from purchasing the new machine = $6,025,872 (negative value)
Therefore, the alternative of purchasing the new machine and scrapping the current machine is not feasible. Thus, both the alternatives are not feasible. Hence, the correct option is neither (a) repairing the current machine nor (b) purchasing the new machine.
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A full-time job usually means you will work how many hours per week?
A 20
B. 35
C. 40
D. 55
Answer:
c
Explanation:
ROI stands for return on investment. It is the ratio of incremental profit from an activity over the cost of the activity times 100. If the incremental profit from your ad campaign is $5,000 and the cost of the campaign is $7,500, what is the ROI?
Answer:
66.7%
Explanation:
ROI stands for return on investment. It is the ratio of incremental profit from an activity over the cost of the activity times 100. If the incremental profit from your ad campaign is $5,000 and the cost of the campaign is $7,500, the ROI is 66%.
What is return on investment?The return on investment estimates the loss and gain generated on the amount of money that is invested. The return on investment) is the percentage to analyze an organization’s profit or the earnings of different investment.
The return on investments estimates what we will receive back as compared to what we have invested. It can be used by a company to estimate inventory investments, pricing policy, capital equipment investments, etc.
If the incremental profit from your ad campaign is $5,000 and the cost of the campaign is $7,500, the ROI is 66%.
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Part 2 Directions
Reflect on what you see in your social media feeds and on other websites you visit. What kinds of posts,
articles, links, ads, etc., do you see that might be inside your filter bubble? Write them above the green
arrows. Then, think about steps you could take to burst your filter bubble, and write them below the red
arrows. What sites, people, opinions, etc., could you seek out? What other steps could you take?
What topics, opinions, people, websites, and experiences are inside your filter bubble?
Answer:
Explanation:
Reflect on what you see in your social media feeds and on other websites you visit. What kinds of posts,
articles, links, ads, etc., do you see that might be inside your filter bubble?
================================
I spend time doing Internet searches on 4 topics:
1) News updates on Ukraine, Jan 6th Committee, and local news
2) Travel information for leisure trips around the world and local
3) Science and Techology for presentations on current topics to the community
4) Search for movie and restaurant reviews
-----
This has led to many ads and articles that generally praise the destinations for tarvel, dining, and entertainment. I've also noticed a large increase in fake technology claims. Medications that cure anything. Energy-saving heating and cooling systems that seem to defy physics laws, and special offers from countries I've explored online. One time I got an email concerning an article that was just published that analyzed the impact on climate change on governments around the world, It predicted major conflicts between certain countries in the near future. Although I normally would have skipped reading this level of hype, the article was filled with references to news media and scientific journals, I began to explore deeper by going to the references. What I discovered was that the predictions for many of the events came from organizations that got funding from affected parties. A claim that Alaska had experienced it's worst flooding ever came from a small-town newspaper commenting on a nearby creek. Most of the refences were suspect, so I looked closer at the author. I discovered he was a writer who sold his work to magazines and nespapers. His list of authoritative articles ranged from global climate change, women's health issues, stock market fundamentals, accounting practices, . . . . you name it. He wrote whatever it took to get paid.
My filter bubble was feeding me biased information that usually had a monetary connection. It requires honest evaluation and careful research to avoid these misleading items.
============
Then, think about steps you could take to burst your filter bubble, and write them below the red
arrows.
-----------------------------
The steps I take to avoid misinformation is to fact-check where I can, and use judgement as to the honesty of the item. I use Scopes to check online for evidence of fake news. I also rely on referred journals for technical information.
=================
What sites, people, opinions, etc., could you seek out? What other steps could you take?
----------------------
Use public television and radio, referried journals, notable news media source such as Washington Post, and visit blogs where others are discussing the topic. Odd user names signal suspicious sources of information, as does bad grammer (e.g., I past minister finance and I got big sum money I like give you).
===============
What topics, opinions, people, websites, and experiences are inside your filter bubble?
----------------
Topics: science and technology, digital graphic arts, travel.
Opinions: Washington Post, PBS. Boston Globe, Time Magazine
People: Wife, co-workers, respected authors (e.g., Bill Bryson, Sam Kean) and scientists. I use ACS (American Chemical Society) and various other Physics and Math websites hosted by universities or technical organizations.
Experiences: I've lived through Y2K, cold fusion, weapons of mass destruction, and numerous claims of innocence from politicians.
Multiple Choice Questions
Clearly circle the best answer to each of the following questions, 1) Users of the CAPM should be aware of some of the problems in its practical application. These problems include which of the following? a) Estimating expected future market returns. b) Determining the most appropriate measure of the risk-free rate. c) Determining an asset's future beta. d) Both a. and b. e) Both a. and c. f) All of the above. 2) Which of the following is TRUE? a) T-Bills generally yield a higher return than common stocks. b) Long-term corporate bonds generally yield a higher return than common stocks, c) Bonds with higher YTM will sell at a higher market price than otherwise identical bonds with lower YTM. d) The nominal interest rate exceeds the real interest rate when inflation is greater than zero. e) None of the above 3) A portfolio lies on the security market line. It has beta of 1.5 and the risk-free rate is 2%. What is the market risk premium? a) 3.00% b) 5.00% c) 6.67% d) 8.00% e) None of the above 4) When the cost of capital (or discount rate) increases, the IRR of a project: a) increases. b) decreases. c) tends to have multiple solutions. d) cannot be determined without knowing the discount rate. e) None of the above. 5) All else equal, the efficient frontier: a) Shifts to the left as the correlation between assets decreases. b) Identifies portfolios that are risk efficient but not return efficient. c) Shifts to the left as the number of investable assets decreases. d) Is the location of a portfolio invested 100% in bonds. e) None of the above.
1) Users of the CAPM should be aware of some of the problems in its practical application. These problems include which of the following?The problems in its practical application are estimated future market returns and determining the most appropriate measure of the risk-free rate. So, the answer is d) Both a. and b.
2) Which of the following is TRUE? The nominal interest rate exceeds the real interest rate when inflation is greater than zero. Therefore, the answer is d) The nominal interest rate exceeds the real interest rate when inflation is greater than zero.
3) A portfolio lies on the security market line. It has beta of 1.5 and the risk-free rate is 2%. What is the market risk premium?Here, the risk-free rate is 2%, and beta is 1.5. Market risk premium can be found as the difference between the expected return on the market and the risk-free rate.
Then,Market risk premium = Expected return on market - Risk-free rateSML equation is,Expected return on market = Risk-free rate + Beta × Market risk premium = 2% + 1.5 × Market risk premium Market risk premium = (Expected return on market - Risk-free rate) / Beta= (2% + 1.5 × Market risk premium - 2%) / 1.5 = Market risk premium / 1.5Market risk premium = 1.5 × Market risk premium / 1.5 = 1%. Hence, the market risk premium is 1%.
So, the answer is e) None of the above.
4) When the cost of capital (or discount rate) increases, the IRR of a project:IRR (Internal rate of return) is the rate at which the project's NPV (Net Present Value) is equal to zero. An increase in the discount rate will cause the present value of future cash flows to decrease, causing the NPV to decrease.
Because the IRR is the rate at which the NPV equals zero, an increase in the discount rate will reduce the IRR of the project. Hence, the answer is b) decreases.
5) All else equal, the efficient frontier:In finance, the efficient frontier is a graph that depicts a set of optimal portfolios that offer the highest expected return for a given level of risk or the lowest risk for a given level of expected return. The efficient frontier will shift to the left if the correlation between assets decreases, indicating that investors can achieve the same level of returns with less risk.
Therefore, the answer is a) Shifts to the left as the correlation between assets decreases.
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Social media listening falls under which of the following types of research?
Select one:
a. Ethnographic research.
b. Netnography research.
c. Sentiment research.
d. Observational research.
e. Survey research.
Social media listening falls under the type of research called "Netnography research". The type of research method it is gives access to allow individuals to observe the online communities, comprehend the various sentiments and moods among the people, and then develop a main answer from the research.
Explanation:Netnography is a research methodology that includes the study of online communities. In other words, netnography is the technique of ethnography utilized to investigate computer-mediated communication and social interaction in online communities. It is a form of qualitative research used to analyze online communities and the communication that takes place there.Netnography is utilized by social media analysts and marketers to gather data on their brand or product and understand the opinions and sentiment of their target market.Social media listening falls under the type of research called "Netnography research". It is an observational research method that involves taking notice of how people interact with online communication tools.
Social media listening is an approach that focuses on gathering data from social media. Netnography is a research methodology that includes the study of online communities. In other words, netnography is the technique of ethnography utilized to investigate computer-mediated communication and social interaction in online communities. It is an observational research method that involves taking notice of how people interact with online communication tools.
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From the different types of research that we have, we can say that Social media listening falls under d. Observational research.
What is Observational research.Social media listening involves monitoring and analyzing conversations, discussions, and mentions of a brand, product, or topic on social media platforms. It is a method of observing and gathering information from social media channels.
Observational research involves systematically observing and recording behaviors, events, or phenomena without manipulating or intervening in the natural environment. In the case of social media listening, researchers observe and analyze the content and conversations happening on social media platforms without directly influencing or controlling them.
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Which of the following is not a goal of the design of internal controls?
A. effective operations
B. reliable financial reporting
C. compliance with laws
D. improved employee morale
Improving employee morale is not a specific goal of the design of internal controls. The correct answer is D.
The goal of the design of internal controls is to establish a system that ensures effective operations, reliable financial reporting, and compliance with laws and regulations.
Internal controls are put in place to safeguard assets, prevent fraud and errors, maintain accurate records, and provide management with reliable information for decision-making. By implementing controls such as segregation of duties, proper authorization and approval processes, and regular monitoring and review, organizations aim to achieve these objectives.
While improved employee morale can be an indirect result of effective internal controls, it is not a primary goal of the design process. However, a well-designed control environment that promotes transparency, accountability, and fairness can contribute to a positive work culture and employee satisfaction.
Ultimately, the main focus of internal controls is to protect the organization's interests, ensure compliance, and provide accurate and reliable financial information.
The correct answer is option D.
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