Consider a U.S.-based company that exports goods to Switzerland. The U.S. Company expects to receive payment on a shipment of goods in three months. Because the payment will be in Swiss francs, the U.S. Company wants to hedge against a decline in the value of the Swiss franc over the next three months. The annual U.S. risk-free rate is 2 percent, and the Swiss risk-free rate is 5 percent. Today spot rate is $0.5974 dollars per Swiss franc.
a) Should the U.S. Company long or short a forward contract to hedge currency risk?
b) What is the the no-arbitrage price at which the U.S. Company could enter into a forward contract that expires in three months?
c) Thirty days later the spot rate is $0.55. What is the the value of the U.S. Companys forward position?

Answers

Answer 1

a. To mitigate currency risk, a U.S. company should use a short forward contract.

b. $0.5931

c. The company recognizes a gain of $0.0456

a. Because the company will receive settlement in Swiss francs in three months, there is a currency risk that Swiss francs will not be worth as much as expected against the US dollar (or depreciate against USD) when settlement is received. As a result, the business must take a short position in a forward contract to sell Swiss francs at a predetermined rate in three months.

b. F = S0 x (1+ USD rfr) = 90/365 / (1+ Swiss franc rfr) = 90/365 x 1.02 / 1.05 / 90/365 = $0.5931

c. At the 60-day mark before maturity, the value of the short position gain will be determined as follows:

F at the beginning/(1+ USD rfr) - Spot rate at the 60-day remaining to maturity/(1+ Swiss franc rfr) - (90/365) = 0.5931/1.02 (60/365) - 0.55/1.05 (60/365) = $0.0456

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Related Questions

Windborn Company has 15,000 shares of cumulative preferred 1% stock, $100 par and 50,000 shares of $30 par common stock.

The following amounts were distributed as dividends:
20Y1 $30,000
20Y2 12,000
20Y3 45,000

Common Stock
(dividends per share)

I cannot figure out Y1 or Y3

Answers

The dividends per share for the common stock in year 1 (Y1) is $0.60 per share, and in year 3 (Y3) is $0.90 per share.

To calculate the dividends per share for the common stock in year 1 (Y1) and year 3 (Y3), we need to determine the total dividends distributed and divide them by the number of common shares outstanding.

Given information:

Cumulative preferred stock: 15,000 shares, 1% dividend

Common stock: 50,000 shares, $30 par value

Dividends distributed:

Y1: $30,000

Y2: $12,000

Y3: $45,000

First, let's calculate the dividends per share for the cumulative preferred stock in each year.

Dividends per share for cumulative preferred stock = (Par value * Dividend rate) / Number of preferred shares

Dividends per share for cumulative preferred stock = ($100 * 1%) / 15,000 shares

Dividends per share for cumulative preferred stock = $1 / 15,000

Dividends per share for cumulative preferred stock = $0.000067 per share

Now, let's calculate the dividends per share for the common stock in year 1 (Y1) and year 3 (Y3).

For Y1:

Total dividends for common stock = Dividends distributed - (Dividends per share for cumulative preferred stock * Number of preferred shares)

Total dividends for common stock = $30,000 - ($0.000067 * 15,000)

Total dividends for common stock = $30,000 - $1.005

Total dividends for common stock = $29,998.995

Dividends per share for common stock in Y1 = Total dividends for common stock / Number of common shares

Dividends per share for common stock in Y1 = $29,998.995 / 50,000 shares

Dividends per share for common stock in Y1 = $0.5999799 per share (rounded to $0.60 per share)

For Y3:

Total dividends for common stock = Dividends distributed - (Dividends per share for cumulative preferred stock * Number of preferred shares)

Total dividends for common stock = $45,000 - ($0.000067 * 15,000)

Total dividends for common stock = $45,000 - $1.005

Total dividends for common stock = $44,998.995

Dividends per share for common stock in Y3 = Total dividends for common stock / Number of common shares

Dividends per share for common stock in Y3 = $44,998.995 / 50,000 shares

Dividends per share for common stock in Y3 = $0.8999799 per share (rounded to $0.90 per share)

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Which statement about attitude is correct?
A.it can be positive or negative
B.many people in business say attitude is more important than education
C.individuals can change their attitude
D.all of the above

Answers

your answer would be D.


Answer:

D

Explanation:

attitude can come in different ways both positive and negative and in business it is believed that attitude takes u to the top. a great attitude is going to be a great business,and of course everybody's attitude can change

Think of a time when you were leading a group project. What kinds of problems emerged? How did you hanlde them? How might those skills tranfer to managing a restaurant?

Answers

When leading a group project the most rising problem is deadlines and team coordination this can be handled by effective communication.

What is a group?

A group is referred to as a collection of people who come together to form a relationship or connection with each other. These groups mainly form to perform collaborative activities to achive something.

Working in a group was quite difficult as every individual have own perspective which causes differences of opinion and disagreement within the group.

This agreement can be solved by building effective communication and better relationships with group members in order to achieve the goal.

This will be helpful in the Restaurant business by dealing with customers and timely delivery of the demanded dish or service to them.

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Deltona Motors just issued 230,000 zero coupon bonds. These bonds mature in 18 years, have a par value of $1,000, and have a yield to maturity of 6.3 percent. What is the approximate total amount of money the company raised from issuing these bonds? Assume semiannual compounding.

Multiple Choice

$62.08 million


$91.84 million


$88.20 million


$80.76 million


$75.31 million

Answers

The corporation earned a total of $80.76 from the sale of these bonds.  $80.76 million is the right response.

What is the purpose of issuing bonds to raise money?

Companies can raise capital in one way by issuing bonds. A bond serves as a loan between a firm and an investor. The investor consents to give the business a specified sum of money for a specific amount of time. The investment is compensated with regular interest payments.

The number of bonds issued times the face value of the bonds determines the issue size of a bond offering. Consider the case when a company issues two million bonds with a $100 face value. Thus, the issue size is $200 million. The size of the issue indicates the entity's requirement for borrowing.

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Which of the following best explains what a futures contract is?
a. a contract preventing the future sale or exchange of a particular good
b. a contract limiting the future liability of one set of partners if a business fails
c. a contract setting the price for the exchange of two foreign currencies
d. a contract setting the price and date for a commodity purchase

Answers

Answer:

d. a contract setting the price and date for a commodity purchase

Lanyards that have no shock-absorbing features are used for _____. Group of answer choices climbing ladders workers under 150 pounds positioning working on scaffolds

Answers

Answer:

Positioning

Explanation:

In simple words, A positioning gadget system includes a positioning lanyard. The employee is supported by this system on a raised vertical surface, such as a wall or pole. This allows people to work while leaning without having to use their hands. The lanyard ties the individual to a place in ahead of their physique that serves as an anchor point.

Jose is an up and coming entrepreneur working on solidifying his business plans. After meeting with his mentor, he learns that he needs to carefully define his prospective business by creating a concise vision/mission statement that identifies the direction and objectives of his business. Why is this important for Jose to do? Explain.

Answers

Creating a concise vision and mission statement is important because it focuses the business towards the direction it has decided to achieve its business goals.

What is a mission statement?

A mission statement is a concise statement that defines the company's business, goals and objectives, and approach to attaining them.

On the other hand, a vision statement offers a vivid and brief description of the company's purposes, goals, and values for achieving its future position.

Thus, creating a vision and mission statement is critical to success as it sets the direction and reason for being in business.

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ABC Corporation distributes property to its sole shareholder, Andre. The property has a fair market value of $350,000, an adjusted basis of $205,000, and is subject to a liability of $220,000. Current E & P is $500,000. With respect to the distribution, which of the following statements is correct? ABC has a gain of $15,000 and Andre has dividend income of $350,000 ABC has a gain of $145,000 and Andre’s basis in the distributed property is $130,000. ABC has a gain of $130,000 and Andre’s basis in the distributed property is $350,000 ABC has a gain of $145,000 and Andre has dividend income of $130,000 None of the above

Answers

Answer:

ABC has a gain of $145,000 and Andre's dividend income is $130,000

Explanation:

Property ABC issued, has the following:

fair market value = $350,000

Adjusted basis = $205,000

Liability = $220,000

Calculate ABC's Corporation gain:

Gain = market value - Adjusted basis

= $350,000 - $205,000

= $145,000

ABC has a gain of $145,000

Calculate Andre's dividend income since he is the sole shareholder:

Dividend earnings = fair market value - liability

= $350,000 - $220,000

= $130,000

Andre's dividend income is $130,000

Correct option is D.

With respect to distribution, ABC has a gain of $145,000 and Andre's dividend income is $130,000

What factors do you think differentiate good decision makers from poor ones?

Relate your answer to the six-step rational decision-making model.

Answers

Answer:

Effective decision-makers are distinguished from poor ones by several factors. Firstly, good decision-makers have the ability to gather and analyze information effectively. They can identify relevant information and take the necessary time to carefully evaluate and consider it before making a decision.

Another crucial factor is the capacity to think critically and objectively. Good decision-makers can analyze all sides of an issue, consider multiple perspectives, and detect biases or assumptions that may be influencing their thinking.

Using the six-step rational decision-making model is another skill of good decision-makers. They can identify the problem, gather information, identify alternatives, evaluate alternatives, choose the best alternative, and implement the decision. They move systematically through each step of the model, taking the necessary time to consider all options and weigh the potential outcomes before making a decision.

Lastly, good decision-makers can effectively communicate their decisions and the reasoning behind them to others. They can articulate their ideas clearly and persuasively and are open to feedback and are willing to consider different perspectives.

In conclusion, good decision-makers possess skills such as gathering and analyzing information, thinking critically and objectively, using a systematic decision-making model and communicating effectively with others. These abilities enable them to make well-informed and effective decisions that lead to positive outcomes.

Hope it helps! : )

What is the current value of a $1000 Treasury inflation-protected security if the reference CPI is 203.19 and the current CPI is 205.47? The coupon rate is 3 percent and the bond was issued two years ago.

Answers

Answer:

the current value fo $1,000 is $1,011.22

Explanation:

The computation of the current value of $1,000 is shown below:

Current value

= Price × (Current CPI ÷ Reference CPI) × 100

= $1,000 × (205.47 ÷ 203.19)

= $1,011.22

We basically applied the above formula so that the current value would come

Hence, the current value fo $1,000 is $1,011.22

If a firm has a sales price per unit of $6.00, a variable cost per unit of $4.00, and a break-even point of 40,000 units, fixed costs are equal to​

Answers

Answer:

$80,000

Explanation:

From marginal analysis concepts, the break-even point is determined using the formula.

Break-even in units = fixed cost / contribution margin per unit

For this firm,

break -even = 40,000 units

Contribution margin per unit = selling price - variable costs

=$6 - $4 =$2

Therefore:

40,000 = fixed costs/ $2

Fixed costs = $40,000 x 2

Fixed costs = $80,000

Which of the following is not an example of a multichannel retailer?

Answers

Answer:A

thats the one

Explanation:

McDonals is the example of multichannel retailer as the company is providing burgers and fries to its different outlets and in diffrent food ordering sites in many countries.

What is multichannel retailer?

The technique of selling similar products over multiple channels and platforms is known as multichannel commerce.

The platforms can be both online and offline, with different channels such as brick and mortar stores, online stores, mobile stores, and mobile app stores.

Thus, McDonals is the example of multichannel retailer.

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Is this included in GDP for the US in 2017?
Calculo, a U.S. electronics company, produces a calculator at a plant in Indonesia on March 11, 2017. Calculo imports the calculator into the United States on May 29, 2017.

Answers

Calculo is a U.S. company, but because it produces the calculator in Indonesia, the output will be part of the GDP of Indonesia, not the GDP of the United States.

What is GDP?The standard measurement of the value added produced via the production of goods and services in a nation over a specific time period is the gross domestic product (GDP). Consequently, it also accounts for the revenue generated by that manufacturing, or the total amount spent on finished goods and services (less imports).Gross domestic product (GDP) is a monetary indicator of the total market value of all the final commodities and services that nations generate and sell over a given time period. This measurement is frequently changed before it can be trusted as an indicator because of how complicated and subjective it is.GDP = private consumption + gross private investment + government investment + government spending + (exports – imports).

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a. Insurance expense 2,807
Prepaid insurance 2,807

b. Teaching supplies expense 2,433
Teaching supplies 2,433

c. Depreciation expense—Equipment 11,227
Accumulated depreciation—Equipment 11,277

d. Depreciation expense—Professional library 5,614
Accumulated depreciation—Professional library 5,614

e. Unearned training fees 2,700
Training fees earned 2,700

f. Accounts receivable 2,819
Tuition fees earned 2,819

g. Salaries expense 100
Salaries payable 100

h. Rent expense 2,097
Prepaid rent 2,097

Wells Technical Institute (WTI), a school owned by Tristana Wells, provides training to individuals who pay tuition directly to the school. WTI also offers training to groups in off-site locations. Its unadjusted trial balance as of December 31, 2017, follows. WTI initially records prepaid expenses and unearned revenues in balance sheet accounts. Descriptions of items a through h that require adjusting entries on December 31, 2017, follow.


Additional Information:
a. An analysis of WTI's insurance policies shows that $2,807 of coverage has expired.
b. An inventory count shows that teaching supplies costing $2,433 are available at year-end 2017.
c. Annual depreciation on the equipment is $11,227. Annual depreciation on the professional library is $5,614.
d. On November 1, WTI agreed to do a special six-month course (starting immediately) for a client. The contract calls for a monthly fee of $2,900, and the client paid the first five months' fees in advance. When the cash was received, the Unearned Training Fees account was credited. The fee for the sixth month will be recorded when it is collected in 2018. On October 15, WTI agreed to teach a four-month class (beginning immediately) for an individual for $2,619 tuition per month payable at the end of the class. The class started on October 15, but no payment has yet been received. (WTI's accruals are applied to the nearest half-month; for example, October recognizes one-half month accrual.) WTI's two employees are paid weekly. As of the end of the year, two days' salaries have accrued at the rate of $100 per day for each employee. The balance in the Prepaid Rent account represents rent for December.

Answers

Answer:

The question is incomplete, it is a really long question actually. I believe that you want to check if the adjusting entries were properly done.

a. An analysis of WTI's insurance policies shows that $2,807 of coverage has expired.

Dr Insurance expense 2,807

    Cr Prepaid insurance 2,807

CORRECT

b. An inventory count shows that teaching supplies costing $2,433 are available at year-end 2017.

Dr Teaching supplies expense (amount on trial balance - $2,433)

    Cr Teaching supplies (amount on trial balance - $2,433)

You do not need to record $2,433, you need to record the difference between the balance of teaching supplies and the ending inventory.

c. Annual depreciation on the equipment is $11,227. Annual depreciation on the professional library is $5,614.

Dr Depreciation expense 16,841

    Cr Accumulated depreciation, equipment 11,227

    Cr Accumulated depreciation, professional library 5,614

CORRECT

d. On November 1, WTI agreed to do a special six-month course (starting immediately) for a client. The contract calls for a monthly fee of $2,900, and the client paid the first five months' fees in advance. When the cash was received, the Unearned Training Fees account was credited. The fee for the sixth month will be recorded when it is collected in 2018.

Dr Unearned training Fees 5,800

    Cr Training fees earned 5,800 (2 months of accrued revenue)

On October 15, WTI agreed to teach a four-month class (beginning immediately) for an individual for $2,619 tuition per month payable at the end of the class. The class started on October 15, but no payment has yet been received. (WTI's accruals are applied to the nearest half-month; for example, October recognizes one-half month accrual.) WTI's two employees are paid weekly.

Dr Accounts receivable 3,928.50

    Cr Tuition fees earned 3,928.50 (1.5 months)

As of the end of the year, two days' salaries have accrued at the rate of $100 per day for each employee.

Dr Wages expense 400

    Cr Wages payable 400 (2 days x $100 x 2 employees)

The balance in the Prepaid Rent account represents rent for December.

Dr Rent expense 2,097

    Cr Prepaid rent 2,097 (assuming that this was the account balance)

I ASSUME ITS CORRECT

How is it possible for a company to show positive net income but go bankrupt? Give one example.

Answers

It happens when companies stretch their business to complete a particular project and payment does not come in a timely manner. The second takes place when liabilities are greater than assets of an organization.
Yes, it is possible for a company to show positive net income but go bankrupt.There are two types of bankruptcy. The first takes place when the company's outgoing cash is more than the cash which is incoming. It happens when companies stretch their business to complete a particular project and payment does not come in a timely manner. The second takes place when liabilities are greater than assets of an organization. In this case, the company can have a positive net income but cannot continue its business operations without help from investors or the court of bankruptcy.

if the Supply schedule for a taco truck shows at $200 per day at $2.00 per Taco are being produced how many tacos per day does the owner need to have the market demand to be in equilibrium at that price?​

Answers

Answer:

100

Explanation:

$2 times 100 tacos is equal to $200.

Which of the following statements are true about natural monopoly
1. 5g lte company must own a scare resource
2. 5g lte company is experiencing diseconomies of scale
3. It’s more efficient on the cost side for one producer to exist in this market rather than a large number of producers
4. 5g lte company is experiencing economies of scale

Answers

Without government regulation, natural monopolies cannot generate zero profit. This assertion is accurate. Monopolies maximise profit, and despite the absence of any government regulation, they eventually turn a profit.

A natural monopoly is which of the following?

Tap water is an illustration of a natural monopoly. Given the significant capital expenditures associated with establishing a nationwide network of pipes and sewage systems, it makes logical to have only one company provide a network of water pipes and sewers.

Which statement on the perfect competition MCQ is accurate?

A vast number of sellers or businesses are required for ideal competition to exist. The second essential requirement of a perfect market is homogeneous commodities.

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Meetings are a good place to decide what business to discuss.
Please select the best answer from the choices provided
OT
OF

Answers

It is a true statement that meetings are a good place to decide what business to discuss.

Why are meetings good place to decide what business to discuss?

When teams plan to discuss ideas, share information or offer solutions to workplace challenges, they might schedule meetings to review these items. This provides coworkers with a collaborative space to freely express opinions and update each other on current tasks.

When conducting a meeting, consider sending an agenda and informing employees of the meeting's topic beforehand to ensure it's productive and engaging. Hence, it is true that meetings are a good place to decide what business to discuss. because it means that you can discuss whatever you want with team since everyone has gathered.

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Partnership should be one of the 8 Ps, but it's not because it doesn't have enough of an effect on organizations.
O True
False

Answers

Answer:

I think true and thanks for point

Suppose a country`s workers can produce 4 watches per hour or 12 rings per hour. If there is no trade,

Answers

Suppose a country`s workers can produce 4 watches per hour or 12 rings per hour. If there is no trade,: The opportunity cost of 1 watch is 3 rings.

What is opportunity cost?

Opportunity cost can be defined as the way in which a person tend to forgone others alternative as a result of choosing an alternatives .

Example of opportunity cost is when a student choose to forgone the choice of watching a movies because the student want to read for his/her examination.

Now let find the opportunity cost;

Opportunity cost = 12 rings  / 4 watches per hour

Opportunity cost =  3 rings

Therefore the opportunity cost of 1 watch is 3 rings.

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Suppose that the market interest rate increases to 6.875 percent annually compounded (increase by 87.5 basis points) during the first year of your purchase (within year 1), and it remains at that level (6.875 percent) for the next five years. Assume that, the reinvestment rate for the first coupon payment is the new interest rate, that is, 6.875 percent annually compounded. In addition, you will reinvest the coupon payments in a zero-coupon bond. [You already computed total proceeds (both from reinvestment of coupon payments plus face value) at the end of your investment horizon (t=6) years in Part B of the problem.] Now, what is your annually compounded holding period return (HPR) at the end of your investment horizon (t=6) years?

Answers

The annually compounded holding period return (HPR) at the end of the investment horizon (t=6) years is 6.98%

Par value =1000 Number of years =6 Coupon = Coupon Rate × Par value = 7% × 1000 =70 Rate(r) =6%

Therefore, the price of the bond at year 0 will be:

= 70 × (1-(1+6%)⁻⁶)/6% )+ 1000/(1+6%)⁶

= 1049.17

Then, the reinvestment rate will be =6.875%

Number of years of coupons =6

The future value of reinvestment of the coupon and the receipt of par value at year 6 will be:  

= 70 × ((1+6.875%)⁵)/6.875% )+ 1000

= 1499.16

Therefore, the HPR at the end of Year 6 will be:

= (1499.16/1000)^(1/6 )- 1

= 6.98%

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Businesses use a number of methods to gather information and create a good
picture of their customer base Businesses use a number of methods to gather information and create a good picture of their customer base. This _________________ can help companies to validate their target market.. This
can help companies
to validate their target market.
Select one:
a. Market research
b. Segmentation
C. Retargeting
d. Strategic planning

Answers

Based on marketing analysis and considering the situation described above, this segmentation can help companies validate their target market.

What is Segmentation in Business?

Segmentation is a process in which companies categorize the market into segments based on related features.

The segmentation process allows firms to create accurately targeted marketing and personalized content.

Types of Market Segmentation

Significant types of market segmentation include the following:

Demographic Psychographic GeographicBehavioral

Hence, in this case, it is concluded that the correct answer is option B. Segmentation.

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Mr. D is the manager of a local walgreens. His biggest concern is to make sure that his store is always making the most profit possible. He cuts costs by focusing on certain logistical decisions. Every other day walgreens receives shipments from pepsi, evian, hershey, and numerous other manufacturers. Walgreens insists on small shipments every two days, which helps to keep their inventory costs low. What system is mr. D using at walgreens to reduce his costs?.

Answers

The system is mr. D using at walgreens to reduce his costs is just in time inventory.

What is just in time inventory?JIT, or just-in-time inventory management, involves only ordering products from vendors when they are actually needed. This approach's primary goals are to lower the cost of keeping inventory and boost inventory turnover.With a just-in-time (JIT) inventory system, a business receives products as close as feasible to the moment they are actually required. As a result, if an auto assembly facility wants to install airbags, it doesn't maintain a supply on hand; instead, it gets them as the cars are put together.In conclusion. When used properly, JIT inventory can be a terrific method to reduce costs and boost productivity.

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what is net profit margin percentage formula?

Answers

The net profit margin percentage formula is used to calculate the profitability of a company by determining the percentage of net profit generated from its total revenue.

The formula is as follows:

Net Profit Margin Percentage = (Net Profit / Total Revenue) * 100

To calculate the net profit margin percentage, you need to know the net profit and total revenue figures. Here's a breakdown of the components:

Net Profit: Net profit is the amount of money left after deducting all expenses, including operating expenses, interest, taxes, and other costs, from the total revenue. It represents the actual profit earned by the company.

Total Revenue: Total revenue is the sum of all the income generated by the company from its primary operations, sales of goods or services, and any other revenue sources.

Once you have the net profit and total revenue figures, plug them into the formula above to calculate the net profit margin percentage. Multiply the result by 100 to express it as a percentage.

For example, if a company has a net profit of $50,000 and total revenue of $500,000, the net profit margin percentage would be:

Net Profit Margin Percentage = ($50,000 / $500,000) * 100 = 10%

In this example, the company's net profit margin is 10%, indicating that it retains 10% of its total revenue as net profit.

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Why are companies required to perform payroll withholding?
A. To make sure employees are being paid fairly
B.
To make sure employees can pay their taxes
C. To help employees save for retirement
D. To help the company pay its share of taxes

Answers

Companies are required to perform payroll withholding to make sure employees can pay their taxes.

What is a payroll?

A payroll is a list of the employees of a company who are eligible for payments as well as other work benefits, together with the amounts that should be paid to them. Payroll can refer to a company's records of payments made to employees in the past, such as salaries and wages, bonuses, and taxes withheld, or it can refer to the department within the company that deals with compensation, in addition to the amounts that each employee should receive for time worked or tasks completed. A business has the option of managing every step of the payroll process internally or outsourcing certain steps to a payroll processing firm. Employee exemptions, record-keeping standards, and tax laws are among the federal, state, and local restrictions that apply to payroll in the United States.

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What insurance related issues are currently being prioritized in Tennessee

Answers

Answer:politics

Explanation:

Politics is the insurance related issues are currently being prioritized in Tennessee.

What is insurance issue?

Political conspiracies can occasionally have an impact on the premiums that must be paid, the results of risk analyses, and the required payments for damages and compensation. These are some of the biggest issues that insurance companies face. Among them are incompetence in management, unstable economy, a lack of mutual trust, and rivalry.

In an insurance agreement, the insurer is responsible for covering a party's losses due to specific calamities or risks. It protects the insured person's or their family's finances from loss. There are several different types of insurance coverage. Life, health, homeowners, and vehicle insurance are the most common varieties.

Next, we take a closer look at the three most important insurance subcategories: life, liability, and property.

Thus, it is Politics.

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What is the Importance of Public Personnel Management?

Answers

Public personnel management is crucial for the effective functioning of public sector organizations. It encompasses the policies, practices, and processes involved in managing the human resources of government agencies at various levels.

The importance of public personnel management can be understood from several perspectives:

1. Efficient Service Delivery: Public personnel management ensures that government agencies have competent and motivated employees who can efficiently deliver public services. By recruiting, selecting, and retaining the right people for the job, personnel management contributes to enhancing the quality and responsiveness of public services.

2. Merit-Based System: Public personnel management promotes a merit-based system where individuals are hired and promoted based on their qualifications, skills, and performance rather than favoritism or nepotism. This helps to build a professional and competent workforce and fosters public trust and confidence in government institutions.

3. Employee Development: Personnel management plays a crucial role in providing training and development opportunities to public sector employees. Continuous learning and skill enhancement programs enable employees to adapt to changing work requirements, improve their performance, and contribute effectively to organizational goals.

4. Fairness and Equity: Effective personnel management ensures fairness and equity in the treatment of employees. It establishes transparent and standardized processes for recruitment, performance evaluation, promotion, and disciplinary actions, reducing the likelihood of discrimination and promoting a culture of fairness and equality.

5. Workforce Planning: Public personnel management involves strategic workforce planning to anticipate and address future human resource needs. By identifying skills gaps, succession planning, and implementing effective recruitment and retention strategies, it ensures that the organization has the right people with the right skills in the right positions.

6. Employee Engagement and Morale: Public personnel management practices, such as performance recognition, rewards, and employee involvement, contribute to higher levels of employee engagement and morale. Engaged employees are more likely to be motivated, committed, and productive, leading to improved organizational performance.

In conclusion, public personnel management is essential for efficient and effective public service delivery, promoting a merit-based system, developing employees, ensuring fairness and equity, strategic workforce planning, and enhancing employee engagement. By focusing on the management of human resources, public sector organizations can achieve their objectives and serve the needs of the public more effectively.

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a.
Accounting systems that must follow GAAP.
b.
External parties for whom financial accounting
reports are prepared.
C
The role managers play when they are monitoring
day-to-day operations and keeping the company on
track.
d.
Internal decision makers.

Answers

a. Accounting systems that must follow GAAP must adhere to generally accepted accounting principles (GAAP) in order to produce accurate financial reports. These principles include standards for the recognition, measurement, and disclosure of financial transactions. b. External parties for whom financial accounting reports are prepared include investors, creditors, regulators, and other stakeholders. These parties rely on the accuracy of the financial data to make informed decisions. c. The role managers play when they are monitoring day-to-day operations and keeping the company on track is to ensure that the company is meeting its goals and objectives. This includes monitoring performance, analyzing data, creating budgets, and developing strategies. d. Internal decision makers are those within the company who use financial information to make decisions. This includes executives, managers, and other personnel who use financial data to make decisions about the future of the company.

Which factor would influence the premiums of health insurance?
Building size
Deductible
Elimination period
Profession

Answers

Answer:

Deductible

Explanation

The correct option is B. Plan category, the plan covers dependents, and deductibility is the factor that influences the premiums of health insurance.

What is Health Insurance?

Medical and health-related costs are covered by a specific type of insurance called health insurance. Routine care, emergency care, and treatment for long-term illnesses are all partially or fully covered by health insurance.

Thus, there are many other factors that influence the health insurance premiums such as age, smoking status, region, type of plan, and if dependents are covered by the policy.

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Solutions Company - Unadjusted Trial Balance as of December 31.
Account Titles
Unadjusted Trial Balance Dr. Unadjusted Trial Balance Cr.
100: Cash 20,000
110: Accounts Receivable 0
120: Supplies 7,600
160: Machinery 50,000
161: Accumulated Depreciation 20,000
200: Accounts Payable 0
205: Interest Payable 0
210: Wages Payable 0
230: Unearned Rental Fees 7,200
240: Note Payable 30,000
300: Common Stock 10,000
310: Dividends 9,500
320: Retained Earnings 14,200
400: Rental Fees 32,450
600: Wage Expense 24,500
610: Interest Expense 2,250
620: Supplies Expense 0
630: Depreciation Expense 0
113,850 113,850
Totals


Requirement:

Prepare year-end adjusting journal entries for each of these separate situations.

As of December 31, employees had earned $400 of unpaid and unrecorded wages. The next payday is January 4 at which time $1,200 in wages will be paid.
The cost of supplies still available at December 31 is $3,450.
The notes payable requires an interest payment to be made every three months. The next payment occurs after the new year begins. The amount of unrecorded accrued interest at December 31 is $800.
Analysis of the unearned rental fees shows that $3,200 remains unearned at December 31.
In addition to the machinery rental fees included in the revenue account balance, the company has earned another $2,450 in unrecorded fee that will be collected on January 31 of next year.
Depreciation expense for the year is $3,800.

Answers

The Preparing Adjusted Trial Balance with the help of Worksheet: is given below:

The Adjusted Trial Balance

Solutions Company

Worksheet

December 31

Accounts Unadjusted Trial Balance Adjusting Entries Adjusted Trial Balance

Debit Credit Debit Credit Debit Credit

Cash $20,000    $20,000

Accounts Receivable 0  $2,450  2,450

Supplies 7,600   $4,150 3,450

Machinery 50,000    50,000

Accumulated Depreciation  $20,000  3,800  $23,800

Accounts Payable  0    0

Interest Payable  0  800  800

Salaries Payable  0  400  400

Unearned Rental Fees  7,200 4,000   3,200

Note Payable  30,000    30,000

Common Stock  10,000    10,000

Dividends 9,500   9,500

Retained Earnings  14,200    14,200

Rental Fees  32,450  6,450  38,900

Salaries Expense 24,500  400  24,900

Interest Expense 2,250  800  3,050

Supplies Expense 0  4,150  4,150

Depreciation Expense 0  3,800  3,800

Totals $113,850 $113,850 $15,600 $15,600 $121,300 $121,300

Preparing Income Statement:-

Solutions Company

Income Statement

For the Year Ended December 31

Accounts Amount Amount

Revenue:-  

Rental Fees $38,900

Total Revenue  $38,900

Expenses:-  

Salaries Expense $24,900

Interest Expense 3,050

Supplies Expense 4,150

Depreciation Expense 3,800

Total Expenses  ($35,900)

Net Income  $3,000

Preparing Statement of Retained Earnings:-

Solutions Company

Statement of Retained Earnings

For the Year Ended December 31

Accounts Amount

Retained Earnings 14,200

Net Income 3,000

$17,200

Dividends (9,500)

Retained Earnings, Ending $7,700

Preparing Balance Sheet:-

Solutions Company

Balance Sheet

December 31

Accounts Amount Amount

Assets:-  

Cash $20,000

Accounts Receivable 2,450

Supplies 3,450

Machinery 50,000

Accumulated Depreciation (23,800)

Total Assets  $52,100

Liabilities:-  

Accounts Payable $0

Interest Payable 800

Salaries Payable 400

Unearned Rental Fees 3,200

Note Payable 30,000

Total Liabilities  $34,400

Stockholders Equity:-  

Common Stock $10,000

Retained Earnings, Ending 7,700

Total Stockholders Equity  $17,700

Total Liabilities and Stockholders Equity  $52,100

Preparing Closing Entries:-

Solutions Company

General Journal

December 31

Date Accounts Title and Explanation Debit Credit

December 31 Rental Fees $38,900

Income Summary  $38,900

(To close Revenue Account)  

December 31 Income Summary $35,900

Salaries Expense  $24,900

Interest Expense  $3,050

Supplies Expense  $4,150

Depreciation Expense  $3,800

(To close Expenses Accounts)  

December 31 Income Summary $3,000

Retained Earnings  $3,000

(To close Income Summary)  

December 31 Retained Earnings $9,500

Dividends  $9,500

(To close Dividends Account)

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