CASE
During the last two decades, the service-oriented industry has seen tremendous growth. Service has registered tremendous growth. Service has become an integral part of modern business. Even companies that deal in tangible products like manufacturing firms now pay attention to aspects of service in their product offering. The focus on quality is due to the intensive competition faced by businesses these days. In the financial services sector, firms offer very similar products and services only distinguishable by brand names. One of the ways in which the financial services firms can distinguish themselves is through the quality of service that they offer. This has a direct impact on their profitability. The quality of service is directly connected with profits, customer expectations and performance of the firm. For the financial services firms, the quality of service offered to customers is key, because of the ability of customers to easily switch to competitors. The service quality model (SERVQUAL) developed by Parasuraman et al (1985) is one of the most famous tools for measuring service quality. Required: Using a standard report format (i.e. Abstract, table of contents, Introduction, main body, summary/conclusion):
Discuss in what ways good service quality can be a source of competitive advantage for a bank. Identify the components of the SERVQUAL model and show how it can be applied by the bank to improve the service quality.
1. Use Times New Roman as font, and 12 as font size.
2. Use 1.5 line spacing.
3. Justify the paragraphs, i.e. blocked left and right.
4. Word count: minimum 1,000 words and maximum 1,500 words.
5. Acknowledge/reference the source of material (i.e. inside text referencing) using APA system of referencing. Failure to do so amounts to plagiarism
. 6. The assignment should have a table of contents, introduction, main body, conclusion and references.
7. State your student number only.
8. Submit in PDF format.
9. Strictly observe submission deadline, as late submissions shall not be graded.
Notes: 1. Submissions via e-mail will not be graded.
2. Submissions with SI above 30 will not attract any marks.
3. Ten marks will be awarded for grammar, spelling, format etc of the report.

The correct answer is b. unearned revenue.

Unearned revenue, also known as deferred revenue or advance payments, refers to the cash a company receives from its customers for goods or services that it has not yet delivered or performed. Unearned revenue is considered a liability on the company's balance sheet until the work is completed or the product is delivered, at which point it becomes revenue that can be recognized on the income statement.

Unearned revenue is commonly found in industries such as software and subscription-based services, where customers pay upfront for future access to products or services. It's essential for companies to properly account for unearned revenue to avoid overstating their revenue and profits in a given period.

When a company receives unearned revenue, it records it as a liability on its balance sheet and recognizes it as revenue on the income statement when the associated goods or services are provided. The amount of unearned revenue decreases over time as the company fulfills its obligations to its customers.

In summary, unearned revenue represents cash received by a company before it delivers a product or service to its customers, making it a liability on the company's balance sheet until the related revenue is recognized on the income statement.

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I would advice my cousin to not get a credit card as she is a young adult and should not rely immediately on credit as these are associated with a lot of terms and conditions and also dependency on credit card may lead to a negative aspect in the early stages of career.

Also i would advice my cousin to get a auto loan on the condition that he is currently financially sound enough to afford the down payments associated with the auto loan and the installments should not be more than 10% of his current salary

What is a Auto loan?

Automobiles themselves are used as collateral for secured loans like auto loans. Lenders provide it for commercial vehicles, new automobiles, used cars, two wheelers (usually referred to as a two-wheeler loan), and new and used cars (generally called a Commercial Vehicle Loan).

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Answer:

The correct answer is the option D: It is needed by all people and may not be affordable ir produced by the private sector.

Explanation:

To begin with, when it comes to terms of public goods it is necessary to understand that the private sector can not given them due to the fact that it will not be profitable for them or in the other case if it were then the majority of the population will not be able to achieve them, so therefore that when it comes to transport infrastructure the government pays for them because there is not private company that will be pleased to provide that service and moreover, it is something needed by all people so that means that can not be excludable because of the high need of use in order to increase the economy of the nation.

Answer: yes! Aww thanks, you too :))

Explanation: have a great day!!

Answer:yes i did thank you for caringgggggggggg have a good day^.^

Explanation:

Answer:

Explanation:

Reflect on what you see in your social media feeds and on other websites you visit. What kinds of posts,

articles, links, ads, etc., do you see that might be inside your filter bubble?

================================

I spend time doing Internet searches on 4 topics:

1) News updates on Ukraine, Jan 6th Committee, and local news

2) Travel information for leisure trips around the world and local

3) Science and Techology for presentations on current topics to the community

4) Search for movie and restaurant reviews

-----

This has led to many ads and articles that generally praise the destinations for tarvel, dining, and entertainment. I've also noticed a large increase in fake technology claims. Medications that cure anything. Energy-saving heating and cooling systems that seem to defy physics laws, and special offers from countries I've explored online. One time I got an email concerning an article that was just published that analyzed the impact on climate change on governments around the world, It predicted major conflicts between certain countries in the near future. Although I normally would have skipped reading this level of hype, the article was filled with references to news media and scientific journals, I began to explore deeper by going to the references. What I discovered was that the predictions for many of the events came from organizations that got funding from affected parties. A claim that Alaska had experienced it's worst flooding ever came from a small-town newspaper commenting on a nearby creek. Most of the refences were suspect, so I looked closer at the author. I discovered he was a writer who sold his work to magazines and nespapers. His list of authoritative articles ranged from global climate change, women's health issues, stock market fundamentals, accounting practices, . . . . you name it. He wrote whatever it took to get paid.

My filter bubble was feeding me biased information that usually had a monetary connection. It requires honest evaluation and careful research to avoid these misleading items.

============

Then, think about steps you could take to burst your filter bubble, and write them below the red

arrows.

-----------------------------

The steps I take to avoid misinformation is to fact-check where I can, and use judgement as to the honesty of the item. I use Scopes to check online for evidence of fake news. I also rely on referred journals for technical information.

=================

What sites, people, opinions, etc., could you seek out? What other steps could you take?

----------------------

Use public television and radio, referried journals, notable news media source such as Washington Post, and visit blogs where others are discussing the topic. Odd user names signal suspicious sources of information, as does bad grammer (e.g., I past minister finance and I got big sum money I like give you).

===============

What topics, opinions, people, websites, and experiences are inside your filter bubble?

----------------

Topics: science and technology, digital graphic arts, travel.

Opinions: Washington Post, PBS. Boston Globe, Time Magazine

People: Wife, co-workers, respected authors (e.g., Bill Bryson, Sam Kean) and scientists. I use ACS (American Chemical Society) and various other Physics and Math websites hosted by universities or technical organizations.

Experiences: I've lived through Y2K, cold fusion, weapons of mass destruction, and numerous claims of innocence from politicians.

Answer:

Product differentiation. If a company offers differentiated products and services or holds an extensive market share, it can, to some extent, dictate the pricing of its products and meet the inelastic demand from customers. A high degree of pricing power helps a company achieve market power.

Explanation:

hope it help

Answer:

Answer:

this from my account notes hope this helps mark me brianliest

Explanation:

Bookkeeping is the recording, on a day-to-day basis, of the financial transactions and information pertaining to a business.

When conducting a SWOT analysis, management should consider the following questions when thinking about the strengths section.

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Based on the provided information, here are the tax planning opportunities to reduce tax liabilities for RSP Sdn Bhd:

1. ITA or Pioneer Status: RSP should assess the benefits and requirements of both options to determine the best fit for their business. ITA (Income Tax Act) provides tax incentives for specific industries, while Pioneer Status offers tax incentives for new and strategic industries. RSP should evaluate their eligibility and consider the option that provides the most favorable tax benefits.

2. Commencement of business: RSP should minimize non-allowable expenses during the initial years of operation to reduce tax liabilities. Non-allowable expenses are those that are not deductible for tax purposes. By carefully managing their expenses and ensuring they claim only allowable deductions, RSP can minimize their taxable income and reduce tax liabilities.

3. Leasing or outright purchase of assets: RSP should evaluate the tax implications of leasing versus outright purchase for assets that do not qualify under ITA, such as motor vehicles. Leasing may allow for tax deductions on lease payments, while outright purchase may provide depreciation deductions. RSP should consider the cash flow, long-term needs, and tax advantages of each option to make an informed decision.

4. Interest restriction: RSP, financial institution, and TSV: RSP should be mindful of interest restrictions imposed by tax regulations. If RSP borrows from financial institutions at a higher interest rate than what it charges its subsidiary TSV, there may be restrictions on the deductibility of interest expenses. RSP should consult with tax professionals to ensure compliance with interest restriction rules and optimize their interest expense deductions.

5. Tax planning on disposal of fixed assets: RSP should carefully plan the disposal of fixed assets to optimize tax outcomes. As certain assets have high resale values, RSP can benefit from significant profit on disposal. They should consider whether to sell the assets to their loss-making subsidiary Inara or to unrelated companies. By analyzing the tax implications, RSP can minimize tax liabilities and maximize overall tax benefits.

6. Group relief taxes: RSP should explore the possibility of group relief taxes, which allow the offsetting of losses incurred by subsidiaries against the profits of other group companies. As RSP holds significant ownership in TSV and Inara, group relief taxes can be utilized to offset losses in those subsidiaries against profits in RSP or other profitable subsidiaries like Top. This can result in overall tax savings for the group.

To reduce tax liabilities, RSP Sdn Bhd should carefully consider the options and opportunities outlined above. By selecting the appropriate tax incentives, managing expenses, optimizing asset acquisition strategies, complying with interest restriction rules, planning asset disposals, and exploring group relief taxes, RSP can effectively minimize tax liabilities and maximize tax benefits within the framework of tax regulations. It is recommended that RSP consults with tax professionals for detailed analysis and implementation of these tax planning strategies.

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Sales promotion is an activity or material intended to induce salespeople to sell a product or consumers to buy it.

Increasing sales, fostering client loyalty, or raising brand exposure are all goals of a sales promotion. For customers to purchase your goods or interact with your brand, you typically need to give a discount or some other kind of incentive.

A promotion's ability to differentiate a company from its rivals is its main benefit. Without competition, there would never be a need for any business to run promotions. Customers will continue to do business with you only if you continue to outperform your rivals.

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Answer:

No

Explanation:

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States federal government responsible for protecting depositors in case of bank failures and insolvencies.

financial institutions can opt-out of FDIC requirements by not paying the fees associated with the FDIC insurance program. It was established in 1933 as a response to the Great Depression to help build confidence in the country's banking system.

FDIC insurance guarantees that your money is safe, up to 250,000 per depositor per insured bank, in the event of a bank failure. FDIC-insured deposits provide depositors with confidence in their financial institution, knowing that their funds are protected.

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The complete sentence is summarized below:

The annual master budget file includes the budget from last year because it is needed for the schedule of expected cash collections.

Annual master budget files are a collection of files with detailed lists of cash movements inside, from and to a business. This information is useful to predict and estimate expected cash movements and to construct expected budget in terms of costs and time for the next fiscal year.

For this reason, an annual master budget file must include the budget from last year. The complete sentence is summarized below:

The annual master budget file includes the budget from last year because it is needed for the schedule of expected cash collections.

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American architect Frank Lloyd Wright became known for his repetition of rectangular zones and use of asymmetrical spatial organization in his design of furniture, wallpaper, and stained-glass windows.

Wright was credited with developing the ‘Prairie style’ which became the dominant design of American homes in the 20th century. This style ushered in a radically new way of building modern homes.

The Prairie homes dispensed with intricate designs and arrangements, in favor of large living rooms, plain walls, and innovative indoor heating systems. The building materials and equipment used were mass-produced. Thus, these homes were cost-effective, had ample space, and were built for comfort.

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Answer:

According to the law of supply, an increase in the supply of workers for a job if all other factors remain equal means the company wants to be efficient and it is also proof that the company is making more profit which signals the demand for the commodities they produced as increased drastically.

Explanation:

The law of supply work in the dimension of price, the number of goods available in the market, and it is hugely affected by demand. Now, when the price of goods decreases, it makes production by producers decrease as well and staffs are also laid off to avoid profit loss by the producers. This changes when the price of commodity increases as it makes producers of the commodity have the capacity to employ more staff to maximize time and this also causes the producers to increase sales. However, the higher demand for a commodity would also increase the supply of that commodity.

Answer:

The wage rate for that job will be pushed down.

Explanation: I just took the test and got it right

Answer:

The accounts and other information were missing, so I looked them up:

                JUST DEW IT CORPORATION

                                 Balance Sheet

                              For 2017 and 2018

                                               2017        2018        Cash

                                                                             source / use

Assets:

Current assets

Cash                                    $12,157     $14,105    source

Accounts receivable        $29,382     $32,815    use

Inventory                           $54,632    $57,204     use

Total current assets           $96,171    $104,124

Non-current assets

Net plant and equip.       $367,241   $375,830    use

Total assets                     $463,412   $479,954

Liabilities and stockholders' equity:

Current liabilities

Accounts payable            $46,382     $49,276      source

Notes payable                  $18,246       $19,784     source

Total current liabilities     $64,628     $69,060

Long term debt

Long-term debt                $49,000     $45,000     use

Owners’ equity

Common stock and

paid-in surplus                 $50,000      $50,000        -

Retained earnings          $299,784     $315,894     source

Total owners' equity       $349,784    $365,894

Total liabilities and

stockholders' equity:       $463,412    $479,954

The cash flows involved directly in the manufacture and selling of items from routine activities are referred to as operating cash flows.

The net amount of cash and cash equivalents entering and leaving a business is known as cash flow. Money received and spent are used to represent inflows and outflows respectively. They could also profit from investments, royalties, licencing agreements, and interest payments. Even worse, they might sell products on credit with the intention of collecting the money due later. Evaluating the magnitude, timeliness, unpredictability, origin, and destination of cash flows is one of the most important objectives of financial reporting. Positive cash flow indicates that a company's liquid assets are increasing, enabling it to meet obligations, reinvest in the business, return money to shareholders, pay expenses, and provide as a safety net in the event of unanticipated financial challenges.

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Answer:

Bbg

Explanation:

Bbbhhh

To calculate the number of shares of common stock outstanding for Ayayai Corp. at December 31, 2020, follow these steps:

1. Find the total value of common stock: $234,000
2. Determine the par value of each share: $10
3. Calculate the number of issued shares: Total value of common stock / Par value per share = $234,000 / $10 = 23,400 issued shares.
4. Calculate the number of treasury stock shares: Total cost of treasury stock / Cost per share = $1,125 / $15 = 75 treasury shares.
5. Determine the number of outstanding shares: Issued shares - Treasury shares = 23,400 - 75 = 23,325 outstanding shares.

Based on the data, there are 23,325 shares of common stock outstanding for Ayayai Corp. at December 31, 2020.

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The required equation is y = 3x which represents the total number of pieces Krysta would learn, where x months of piano lessons.

A linear equation is defined as an equation in which the highest power of the variable is always one.

Krysta wants to learn to play the piano. She inquired with an instructor about the number of new pieces she could anticipate studying each month. The teacher estimated three.

Let y represent the total number of pieces Krysta would learn,

And x represent depends on the number of months of piano lessons,

According to the given situation, we can write the equation would be as:

⇒ y = 3x

Therefore, the required equation is y = 3x which represents the total number of pieces Krysta would learn.

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Answer:

Easy & difficult part of online job application, things mentioned.

Explanation:

Part of online job application easiest to complete - Time & Place Flexibility, Less scope of inaccuracies

Difficult section - Lack of physical interaction with the organisation can make someone lack crucial information regarding organisation's favourable & unfavourable criterias, preferences.

Work experience, special skills included in application (consecutively) - Internships with prestigous organisations, Public communication & leadership skills (consecutively)

Mr.jefferson contributed approximately $7,886,363.

to calculate the amount of money mr. jefferson contributed to the fund, we can use the formula for perpetuity:

amount contributed = annual income / interest rate

annual income = $173,500

interest rate = 2.2%

converting the interest rate to decimal form:

interest rate = 2.2% / 100 = 0.022

using the formula:

amount contributed = $173,500 / 0.022

calculating the value:

amount contributed ≈ $7,886,363.64 64 to the fund.

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Increased government regulation would generally NOT increase shareholders' wealth.

While receiving larger cash flows (option A), receiving cash flows sooner rather than later (option B), and rapid growth in the overall economy (option C) are factors that can positively impact shareholders' wealth, increased government regulation tends to have the opposite effect.

Government regulation can impose additional costs, restrictions, and compliance requirements on businesses. This can lead to decreased profitability and hinder a company's ability to generate higher cash flows and returns for shareholders. Increased regulation may result in higher operating expenses, reduced flexibility, and limited growth opportunities for businesses. These factors can negatively impact the value of a company's stock and ultimately decrease shareholders' wealth.

Therefore, among the given options, increased government regulation is the one that generally does not contribute to increasing shareholders' wealth.

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The correct answer is Option B and C.

An increase in the real wage rate would encourage you to work less as your income from working a given number of hours is now higher than before.

The price of an hour of free time is the hourly wage rate.

The budget line is linear and decreasing. The indifference curve slopes down and becomes convex toward the origin. Indifference curves cannot be intersected. A higher indifference curve indicates greater satisfaction than a lower indifference curve. Constant marginal utility of money is not an assumption of indifference curve analysis

It is not a fundamental property of indifference curves that the indifference curve of an imperfect substitute is concave toward the origin. It always leads to increased consumption. Combining the income effect with lower prices will increase consumption regardless of whether the income effect increases or decreases. Indifference curves are used to investigate consumer preferences in microeconomic studies. Each point on the indifference curve indicates that the consumer is indifferent to her two products.

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Answer:

It's C !

Explanation:

Hope you have a good day!

Seed capital pays for: C. Funding for research and development of a business idea.

The seed capital pays for market research for initial steps of product development. For example, development of the prototype or paying for all operating expenses like legal costs.

Seed capital provides operating expenses for the entire process of business. Hence, A is incorrect.

It has no role directly in the expansion of production and advertising budgets. Hence, B is incorrect.

It has no role in decision of competitive wages for high tech workers. Hence, D is incorrect.

Hence, C is correct option.

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Answer:

The mass of the sun is -  1.989 x 10 30 kilograms

Also, 69 + 420= 489

Explanation:

Hope this helps?

Have a nice day! <3

Answer:

A channel of distribution begins with a producer and ends with an ultimate consumer or industrial user.

Explanation:

Answer:

b. record transactions for business

Explanation:

A journal is a detailed account that records all the financial transactions of a business, to be used for the future reconciling of accounts and the transfer of information to other official accounting records, such as the general ledger.