Period costs and product costs are two categories of costs for a company that are incurred in producing and selling their product or service.
What are Period costs?
Period costs are all other indirect costs that are incurred in production.Period costs are not assigned to one particular product or the cost of inventory like product costs.Therefore, period costs are listed as an expense in the accounting period in which they occurred.Other examples of period costs include marketing expenses, rent, office depreciation, and indirect labor.To learn more about Period costs
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Which of the following is not an important factor on decision making
A. Family
B.Stress
C.Environment
D.Time
Answer:
The answer is BBBBBBBB(stress) !!!!!!! I took the test the answer is not A.
The factor that is not important factor in decision making is B.Stress.
What is decision-making?Decision making serves as the process of making choices through the identification of a decision and gathering of information.
Therefore, when making decisions, the environment and time should be considered so as to assess alternative and make resolutions.
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Which of the following are assumptions of the Capital Asset Pricing Model (CAPM)? Check all that apply. All assets are perfectly divisible and liquid. Assets have unique liquidity. Investors assume that their investment activities won't affect the price of a stock. There are no transaction costs.
the assumptions of CAPM include the perfect divisibility and liquidity of assets, the existence of unique liquidity among assets, and the absence of transaction costs, it does not assume that investors' activities won't affect stock prices.
The Capital Asset Pricing Model (CAPM) is a financial model that helps estimate an asset's expected return based on its risk relative to the overall market. It relies on several assumptions, some of which are mentioned in the question. Firstly, CAPM assumes that all assets are perfectly divisible and liquid. This means that investors can buy or sell any fraction of an asset without impacting its market price. It facilitates the idea that investors can easily trade and diversify their portfolios.
Secondly, the model assumes that assets have unique liquidity. Liquidity refers to the ability to convert an asset into cash quickly without significant price impact. By assuming unique liquidity, CAPM accounts for the fact that different assets may have varying levels of marketability.
On the other hand, CAPM does not assume that investors' activities won't affect the price of a stock. In fact, it recognizes that the actions of large investors can influence stock prices, particularly in smaller markets.
Finally, the CAPM assumes that there are no transaction costs. This assumption implies that investors can buy or sell assets without incurring any fees, commissions, or other expenses related to the transaction.
In summary, the assumptions of CAPM include the perfect divisibility and liquidity of assets, the existence of unique liquidity among assets, and the absence of transaction costs. However, it does not assume that investors' activities won't affect stock prices.
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Companies that are employee-owned are commonly thought to be more profitable than are publicly-owned companies or companies with a single owner. If employees have a financial stake in the company, it is in their interest to work harder. If profit goes primarily to stockholders or a small group of owners, employees have less incentive to work hard. Yet, in a comparison of airline companies, Wingspan Airlines, which is entirely employee-owned, has recorded losses for the previous three quarters, whereas Longflite Airlines, which is owned by billionaire Martin Pearson, has recorded record profits for the previous three quarters.Which of the following, if true, best supports the conclusion that employee-owned companies are more profitable than are non-employee-owned companies?A. Wingspan Airlines has recently initiated routes to New Zealand, Australia, and Tahiti.B. Longflite Airlines has been owned by Martin Pearson for only six months.C. A cosmetics company that is entirely employee-owned has, in the last year, increased its market share by 18 percent.D. Profits recorded by Longflite Airlines include profits earned by a subsidiary that manufactures airplane parts, and because of a nationwide drop in airplane travel, all airline companies have chosen to repair their older planes rather than spend dwindling revenues on new planes.E. The employees of Wingspan Airlines voluntarily took pay cuts to give the company a chance to recover, and the employees of Longflite recently went on strike to protest poor working conditions.
Answer:
D. Profits recorded by Longflite Airlines include profits earned by a subsidiary that manufactures airplane parts, and because of a nationwide drop in airplane travel, all airline companies have chosen to repair their older planes rather than spend dwindling revenues on new planes.
Explanation:
In the given instance it is stated that Wingspan Airlines, which is entirely employee-owned, has recorded losses for the previous three quarters, whereas Longflite Airlines, which is owned by billionaire Martin Pearson, has recorded record profits for the previous three quarters.
This is in conflict with the fact that employee-owned are commonly thought to be more profitable than are publicly-owned companies or companies with a single owner.
The option that justifies this in the given instance is if every company is suffering and making losses but Longflite Airlines (which is owned by billionaire Martin Pearson) is making profit from a subsidiary that manufactures plane parts.
This will give Long life Airlines a clear advantage over other companies including the employee owned Wingspan Airlines.
In this activity, you will draft your own cover letter You do not need to have a specific person or employer to address the letter right now. After you draft and save a template, you will be able to revise and customize the cover letter to meet your needs in the future. The activity worksheet is a basic template to guide your writing. A rubric is also included on the worksheet to help you review your letter. You might ask your pod leader or another
significant adult in your life to review your cover letter, too.
A cover letter is a one-page document that you include with your resume or CV when applying for a job. Its objective is to introduce you and provide a brief summary of your professional history. Your cover letter should be between 250 and 400 words long on average.
What exactly is a cover letter?A cover letter typically consists of three paragraphs that explain why you are applying for a particular position, provide a brief summary of your professional history, and highlight your unique qualifications for the position. Some employers require applicants to submit a cover letter, while others make it optional.
In a cover letter, how should one introduce themselves?Yes, your cover letter should introduce you. Include your name, the position you're applying for, and how you found it in your introduction. For instance: I'm Henry Applicant and I'm applying for the open position of Account Manager on LinkedIn.
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Jessica has an insurance policy that will pay her an annual annuity of $440 at the end of each year for a total of 6 consecutive years. However, the terms of the policy are such that the annuity's first payment will not be made until the end of year 4. Determine the present value of Jessica's policy if the interest rate is 8%.
Therefore, the present value of Jessica's insurance policy is $2161.22 when the interest rate is 8%.
To determine the present value of Jessica's insurance policy given that it will pay her an annual annuity of $440 at the end of each year for a total of 6 consecutive years and that the first payment will not be made until the end of year 4, we use the present value of an annuity formula which is shown below:
PV = A x [1 - (1 + i)-n] / i
where PV is the present value of the insurance policy, A is the annuity payment, i is the interest rate, and n is the number of periods.
To apply the formula, we have:
PV = $440 x [1 - (1 + 0.08)-6] / 0.08 / (1 + 0.08)4
PV = $440 x [1 - 0.506628] / 0.08 / 1.360488
PV = $440 x 0.493372 / 0.08 / 1.360488
PV = $2161.22 (rounded to the nearest cent)
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On November 1, Year 2, Kir Co. signed a contract to purchase 10,000 British pounds on February 2, Year 3. The relevant exchange rates are as follows:
Spot rate Forward rate
November 1, Year 2 $1.98 $2.05
December 31, Year 2 2.00 2.06
Kir accounts for the forward contract as a speculative transaction. What amount of gain, if any, should Kir report from this forward contract in its income statement for the year ended December 31, Year 2?
A foreign currency forward contract's fair value is calculated using changes in the forward rate during its lifetime, discounted to the present value.
From the seller's standpoint, a forward contract should be recorded on the balance sheet as of the contract date. You would credit the Asset Obligation for the spot rate on the liability side of the calculation. The Asset Receivable would then be debited for the forward rate on the asset side of the equation. According to SFAS 133, a company must record all derivative financial instruments on the balance sheet as either assets or liabilities and value them at fair market value. Both a spot and forward aspect are present in every FX forward transaction. The interest rate spread between the two currencies is represented by the forward component. It is permissible to identify the full contract or simply the spot component as the hedging instrument under IFRS 9 (comparable to IAS 39).
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What is the difference between using an action button to play an audio file via 'play sound' and an audio clip set up through the Media Group?
Answer: The action button lets users play the audio file, the sound button will play an audio clip.
Explanation:
The action button lets users play the audio file once it is clicked or has a mouse over action over the assignment button. The sound button will play an audio clip that you have specified in the action settings dialog box.
Marketing researchers shy away from overreliance on an one
method for marketing. Thev
also recognize the value of using two or three methods to
increase confidence in the results. In
determining the d
In determining the effectiveness of marketing strategies or gathering market research data, marketing researchers avoid relying solely on one method. Instead, they recognize the value of using two or three different methods to increase confidence in the results.
By utilizing multiple methods, researchers can validate and cross-reference the findings obtained from each method, reducing the potential biases and limitations associated with any single method. This approach helps to ensure that the data collected is more comprehensive, accurate, and reliable.
For example, a marketing researcher may combine qualitative methods such as focus groups or interviews with quantitative methods like surveys or data analysis. By triangulating data from different sources and perspectives, researchers can gain a more well-rounded understanding of consumer behavior, market trends, and the effectiveness of marketing strategies.
Overall, the use of multiple methods in marketing research helps to enhance the validity and reliability of the findings, providing a more robust basis for decision-making and strategy development.
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in accounting, expenditures recorded as assets are said to be _____.
The association stradegy is used to_________information
Answer:
The association strategy is used to help memorized information.
Explanation:
A benefit of using association is that it allows the learner to be creative and have fun. ... The association strategy is used to help memorized information.
Erin's weekly health deduction from her check is $5.35. If his employer pays 80% of the premium, how much is her annual premium?
Answer:
Explanation:
I assume they are asking for the total premium paid per year, but I will also show just the amount she pays per year.
To figure out the total annual premium:
If the employer pays 80%, then the employee pays 20% (100%-80%).
Total Premium x .20% = 5.35
Total Premium = 5.35/.2 (20%)
Total Premium = 26.75 per week
Total annual premium is 26.75 x 52 weeks = 1,391
‘The employee only pays 20% or 5.35 per weekly paycheck. Her annual costs is 5.35 x 52 weeks=278.20
_____ are financial intermediaries that participate directly in securities markets, buying and selling stocks and bonds for their own account. group of answer choices
securities dealers are financial intermediaries that participate directly in securities markets, buying and selling stocks and bonds for their own account.
What are financial intermediaries ?
Financial intermediary. - A financial intermediary is an organisation that raises money from investors and provides financing for individuals, companies and other organisations e.g. banks, insurance companies and investment funds. - It is an important source of financing for corporations.
What are the 4 types of financial intermediaries?
A financial intermediary is an institution or individual that serves as a middleman among diverse parties in order to facilitate financial transactions. Common types include commercial banks, investment banks, stockbrokers, pooled investment funds, and stock exchanges.
Securities dealers include individuals or firms that specialize in security market transactions by
(1) assisting firms in issuing new securities through the underwriting and market placement of new security issues, and
(2) trading in new or outstanding securities on their own account.
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Suppose a marketing manager was conducting a marketing cost analysis. In doing so, he wanted to allocate activity costs to each of four unrelated product lines. What would be the most appropriate approach for allocating advertising expenses
One of the most commonly used methods for allocating advertising expenses is the direct method, which involves assigning the advertising expenses directly to each product line based on the proportion of advertising spent on that particular product.
Another approach is the activity-based costing (ABC) method, which involves identifying the specific activities that contribute to advertising expenses, such as creating ads, placing them in media, and monitoring their effectiveness. These activities are then assigned a cost, which is allocated to each product line based on the amount of advertising it requires. A third method is the contribution margin approach, which focuses on the profitability of each product line. In this method, the advertising expenses are allocated based on the contribution margin, which is the difference between the selling price and the variable cost of each product. This method ensures that the product lines with higher profitability receive a larger share of the advertising expenses. Ultimately, the most appropriate method for allocating advertising expenses depends on the goals and priorities of the marketing manager, as well as the nature of the products and the market in which they operate. It is important to carefully consider each method and choose the one that best reflects the company's strategy and objectives.
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In contrast to department stores, which offered many services, chain stores focused on offering
answer choices
O an elegant atmosphere.
O low prices.
O mail-order catalogs.
O more fashionable goods.
Chain stores prioritized cheap costs as opposed to department stores, which provided a wide range of services. Here option B is the correct answer.
Chain stores are retail stores that are part of a chain of stores owned and operated by the same company. They are typically found in shopping centers or strip malls, and they often have standardized layouts, merchandise, and branding.
One of the key differences between chain stores and department stores is that chain stores tend to focus on offering low prices as their main competitive advantage.
They do this by using economies of scale, such as bulk buying and standardizing merchandise, to keep costs down. In contrast, department stores tend to focus on offering a wide variety of goods and services, as well as an elegant atmosphere, personalized service, and a high-end shopping experience.
Complete question:
In contrast to department stores, which offered many services, chain stores focused on offering answer choices
A - an elegant atmosphere.
B - low prices.
C - mail-order catalogs.
D - more fashionable goods.
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PLEASE ANSWER THE ABOVE
WILL GUARANTEE A MINIMUM OF 3 UPVOTES
DO NOT COPY OTHER ANSWERS AS THEY ARE WRONG
ASAP please.
Introduction to Problem 1 The Master said, 'What is necessary is to rectify names .... If names are not rectified, then words are not appropriate. If words are not appropriate, then deeds are not acco
Rectifying names ensures appropriate words, enabling effective communication. This leads to accomplished deeds aligned with intentions and goals.
The quote you provided is from Confucius and emphasizes the importance of using accurate and appropriate language. It suggests that when names (terms or concepts) are not correctly defined or understood, the words we use may not effectively convey our intentions. Consequently, when our words are not appropriate or clear, our actions and deeds may fail to achieve their intended purpose.
This concept highlights the significance of precise and meaningful communication in ensuring that our actions align with our intentions and goals. By rectifying names and using appropriate words, we enhance our ability to effectively communicate and accomplish our desired outcomes.
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“How can using technology to communicate be more challenging than person to person interaction?”
Kershaw Electric sold $6,000,000, 10%, 10-year bonds on January 1, 2019. The bonds were dated January 1, 2019, and paid interest on January 1. The bonds were sold at 98.
Answer:
A. Jan. 1, 2019
Dr Cash 5,880,000
Cr Discount on bonds payable 120,000
Cr Bonds payable 6,000,000
B. $5,888,000
C. Jan. 1, 2019
Dr Bonds Payable 6,000,000
Dr Loss on Redemption 224,000
Cr Discount on Bonds Payable 104,000
Cr Cash 6,120,000
Explanation:
A.Preparation of the journal entry to record the issuance of the bonds on January 1, 2019
Jan. 1, 2019
Dr Cash 5,880,000
(98%*6,000,000)
Cr Discount on bonds payable 120,000
(2%*6,000,000)
Cr Bonds payable 6,000,000
(To record issue bonds payable)
B. Preparation of the balance sheet presentation of the long-term liability
Balance Sheet December 31, 2019
Long-term liabilities
Bonds payable 6,000,000
Less: Discount on bonds payable 112,000
(120,000-8,000)
Long-term liabilities $5,888,000
C. Preparation of the Journal entry to record the redemption of the bonds
Jan. 1, 2019
Dr Bonds Payable 6,000,000
Dr Loss on Redemption 224,000
(6,120,000-5,896,000)
Cr Discount on Bonds Payable 104,000
(6,000,000-5,896,000)
Cr Cash 6,120,000
(6,000,000*102%)
(To record redemption of bonds)
of the following options, which is not one of the functions of marketing research? question 21 options: manages and implements the data collection process designs methods for collecting information specifies the information required to address marketing issues communicates the findings and their implications applies research results to the marketing mix
The findings and their implications applies research results to the marketing mix is not one of the functions of marketing research. Marketing research is the methodical gathering, logging, and analysis of qualitative. The goal is to identify and assess how changing elements of the marketing mix influence consumer behaviour. The answer is option D
Interviews are a common part of primary market research and can range from in-depth discussions to simple questions. An example of a market research interview is when a business calls a current customer to ask how they are enjoying a product they recently purchased. Marketing research offers data that is consumer to decision-making, which helps marketing management. Marketing research neither chooses the path to take nor guarantees success.
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According to the video, what are some hazards Stationary Engineers may face? Check all that apply. noise hazardous materials dangerous enclosures temperature extremes burns electric shock angry customers moving parts
Answer:
noise
hazardous material
burns
electric shock
moving parts
Explanation:
Answer:
noise
hazardous material
burns
electric shock
moving parts
Explanation:
did it
Last month, corporations supplied $250 billion in bonds to investors at an average market rate
of 11. 8%. This month, an additional $25 billion in bonds became available, and market rates
increased to 12. 2%. Assuming a Loanable Funds Framework for interest rates, and that the
demand curve remained constant, derive a linear equation for the demand for bonds, using
prices instead of interest rates
Answer:
Explanation:
To derive a linear equation for the demand for bonds using prices instead of interest rates, we need to convert the interest rates into prices. We can do this by using the loanable funds framework, which states that the interest rate is determined by the intersection of the supply and demand curves for loanable funds. In this case, the loanable funds are bonds.
Let's start by converting the interest rates into prices. The price of a bond is simply the present value of the future cash flows it generates, discounted at the market interest rate. Therefore, we can calculate the price of a bond using the following formula:
Price = Coupon Payment / (1 + Market Interest Rate)^n + Coupon Payment / (1 + Market Interest Rate)^(n-1) + ... + Coupon Payment + Face Value / (1 + Market Interest Rate)^n
where Coupon Payment is the annual coupon payment, n is the number of years until maturity, and Face Value is the face value of the bond.
Using the given data, we can calculate the prices of the bonds last month and this month as follows:
Last month:
Price = 250 / (1 + 0.118)^1 + 250 / (1 + 0.118)^2 + ... + 250 / (1 + 0.118)^n + 1000 / (1 + 0.118)^n
Price = 2144.37
This month:
Price = 25 / (1 + 0.122)^1 + 25 / (1 + 0.122)^2 + ... + 25 / (1 + 0.122)^n + 1000 / (1 + 0.122)^n
Price = 2136.87
Now that we have the prices of the bonds, we can use them to derive a linear equation for the demand for bonds. We know that the demand curve for bonds is downward sloping, meaning that as the price of bonds increases, the quantity demanded decreases. We can express this relationship using a linear equation of the form:
Qd = a - bP
where Qd is the quantity demanded, P is the price of bonds, a is the intercept, and b is the slope.
Using the values from the previous calculation, we have:
b = (Q1 - Q2) / (P2 - P1)
b = (1250 - 250) / (2136.87 - 2144.37)
b = -100
Substituting the value of b into one of the demand equations, we can solve for the intercept, a. Let's use the first equation:
Q1 = a - bP1
250 = a + 100(2144.37)
a = -212,887.5
Therefore, the correct linear equation for the demand for bonds using prices instead of interest rates is:
Qd = -212,887.5 - 100P
This equation shows that the quantity demanded of bonds decreases as the price of bonds increases.
.All of the following are business trends affecting management accounting except:A. sustainability.B. big data.C. shifting economy.D. all of the above.
The correct answer is D. all of the above. All of the options listed (sustainability, big data, and shifting economy) are business trends that have a significant impact on management accounting.
1.Sustainability: The growing focus on environmental and social sustainability has led to the integration of sustainability considerations into management accounting practices. This includes measuring and reporting environmental impacts, assessing the costs and benefits of sustainable initiatives, and incorporating sustainability into decision-making processes.
2.Big data: The increasing availability and use of big data has transformed management accounting. It allows for more detailed and real-time analysis of financial and non-financial data, enabling better decision-making, performance measurement, and forecasting.
3.Shifting economy: Changes in the global economy, such as globalization, technological advancements, and changing consumer behavior, have necessitated adjustments in management accounting practices. This includes adapting to new business models, evaluating risks and opportunities in international markets, and implementing strategies to remain competitive.
Therefore, the correct answer is D. all of the above, as all the options mentioned are business trends affecting management accounting.
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Select the correct answer. Which of these is an essential element of a formal email? A. sender's website B. date line C. subject line D. sender's home address
Answer:
The answer is C.
Explanation:
Email is an electronic method of sending mail to a friend, family, colleague, business partners, suppliers etc.
According to this question, the essential element of a formal email is Subject line(option C). The subject line give us the clue of what will be in the body of the mail. The subject line is like the title or the headline.
Option A is not correct because it is not usually in the mail. And this is the reason for the other incorrect options too.
Answer:
The answer is C
Explanation:
Difference between business and trade
Answer:
business is the entire enterprise of making, selling, and controlling the production of goods, while trade, a narrower activity, involves only the buying and selling of goods. Trade is a part of business, but business is not the same as trade. ... Trade usually refers to imports and exports.
Andy has a credit rating of 800, and mia has a credit rating of 585. they both apply for the same loan amount from newton bank. the bank approves andy’s loan at 6.5%, and mia is charged 4 percentage points more because of her lower credit rating. what interest rate does mia have to pay?
10% interest rate to be paid by Mia.
What do interest rates mean?An interest rate indicates how expensive borrowing is or how lucrative saving is. Therefore, if you are a borrower, the interest rate is the sum you pay for borrowing money and is expressed as a percentage of the overall loan amount.The basic interest formula is as follows, for instance, if you take out a $20,000 loan with a five-year term and a 5% interest rate: $5,000 in interest results from multiplying $20,000 by.05 by 5.The nominal interest rate, the effective interest rate, and the real interest rate are the three primary categories of interest rates. The declared rate on which interest payments are computed is the nominal interest on an investment or loan.10% interest rate to be paid by Mia.
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True or false. A direct deposit is when you take your check straight to the bank when you receive it
Answer:
false
Explanation:
Consider a situation where you are using the postal service to return a faulty product to Person X at Company A. Upon receiving your return, Person X will send you a replacement. The replacement will be sent in 3 packages. Describe the process above and note important characteristics of the process that will ensure that you receive the replacement product. Indicate the relevant comparisons to file requests and data transmission in a TCP/IP network.
The process of returning a faulty product to Person X at Company A involves using the postal service to send the item back, after which Person X will send a replacement in three separate packages.
To ensure the successful receipt of the replacement product, it is crucial to follow a few important characteristics of the process. Firstly, when returning the faulty product, it is recommended to use a reliable shipping service that provides tracking information. This allows both parties to monitor the package's progress and ensure its safe arrival at Company A.
Secondly, it is advisable to include proper documentation with the returned item. This documentation should contain relevant details such as the order number, the reason for the return, and contact information. Providing clear and accurate information helps Person X at Company A to identify and process the return efficiently.
Once Company A receives the return, Person X will initiate the process of sending the replacement product. Since the replacement will be sent in three packages, it is essential to establish clear communication between the parties. Person X should provide the necessary tracking information for each package, allowing the recipient to anticipate their arrival and keep track of their progress.
Comparing this process to file requests and data transmission in a TCP/IP network, we can draw parallels. In both cases, there is a sender (the customer returning the product or the client requesting a file) and a receiver (Person X or the server providing the file). Similarly, both processes require reliable communication channels (postal service or network infrastructure) to ensure successful transmission.
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How many manufacturing companies are in the north Georgia area
Answer:in addition to being a right-to-work state, with low unionization rates (2.5%), our quality workforce is one reason why companies in automotive, machinery, and plastics industries are experiencing high job growth. Whether you are looking for engineering talent to further innovation in products or processes, or a skilled labor force to work on the plant floor, Georgia has the existing and future workforce to fulfill your hiring needs. Georgia is home to many companies with a history of innovation that has impacted their.
Why is creative thinking important to generate business ideas?
Answer: Creative thinking is necessary for business problem-solving.
Explanation: The skill of creative thinking is a helpful skill because it teaches workers/business owners to find opportunities and ways to improve something even if the situation is challenging. This also lets the person face a problem or situations by a different view. I hope this helped!
According to Mintzberg's findings, it was typical for managers to work ____ hours per week at a minimum.
There are lot of basic theories. According to Mintzberg's findings, it was typical for managers to work 50 hours per week at a minimum.
What is Mintzberg views?Mintzberg believes that Managers should have a good spoken communication, such as telephone calls and meetings at all times instead of written communication.
He believes that managers are the entrepreneur and negotiator in decision-making roles of a manager and as thus need to work hard and also about 50 hours a week minimum.
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which sentence is expressed correctly? group of answer choicescompanies need employees who effectively communicate with others; consistently demonstrate ethical behavior; regularly assess their own growth; and diligently apply new knowledgepanies need employees who effectively communicate with others, consistently demonstrate ethical behavior, regularly assess their own growth and diligently apply new knowledgepanies need employees who effectively communicate with others, consistently demonstrate ethical behavior, regularly assess their own growth, and diligently apply new knowledge.
The sentence that is expressed correctly is, "Companies need employees who effectively communicate with others, consistently demonstrate ethical behavior, regularly assess their own growth, and diligently apply new knowledge."
In English grammar, a list of items is called a series or serial. The serial comma, or Oxford comma, is the comma used right before the coordinating conjunction, such as "and" or "or," in a series of three or more terms. This comma is inserted after the penultimate item in the series, before "and" or "or."When it comes to a list, there are two commonly used styles of punctuation: The serial comma and the non-serial comma. The first one uses a comma after each item in the series, while the second one doesn't use a comma before "and" or "or."There are some differences in the usage of serial comma in different regions or even among different style guides. However, in general, the serial comma is used in academic writing and formal writing.
In the given options, only option C, "Companies need employees who effectively communicate with others, consistently demonstrate ethical behavior, regularly assess their own growth, and diligently apply new knowledge" expresses the correct serial comma pattern, making it the correct answer.
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