Anyone who conducts business without creating a separate legal entity is considered a sole proprietor.
A sole proprietorship is a type of business structure where an individual operates and owns the business. In this case, the business and the individual are treated as one entity for legal and tax purposes. Unlike other business structures such as corporations or partnerships, there is no legal distinction between the individual and the business in a sole proprietorship. As a result, the individual assumes all the risks and liabilities associated with the business. While a sole proprietorship is the simplest and most common form of business organization, it lacks the legal protections and advantages offered by separate business entities. Many small businesses and independent entrepreneurs choose this form of organization due to its simplicity and ease of setup.
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Loan defaults are when ________.
a. customers pay back their loans
b. customers pay back their loans early
c. customers do not repay their loans
d. conspicuous consumption happens
Option (c), Loan defaults are when customers do not repay their loans. Loan defaults refer to the situation where borrowers fail to fulfill their obligations to repay their loans according to the agreed-upon terms, which can result in negative consequences for both the borrower and the lender.
Loan defaults occur when borrowers fail to make the required payments on their loans. This can happen for a variety of reasons, such as financial hardship, job loss, or other unforeseen circumstances. When a borrower defaults on a loan, it can have negative consequences for their credit score and financial future. It can also have implications for the lender, who may need to take legal action to try to recover the unpaid debt.
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tyler a new accounts representative at martin marketing is learning the job by actually doing job related tasks uch as contacting customers tyler is most likely apriciapting in
The fact that Tyler is learning the job by actually doing job related tasks depicts on the job training
What is on the job training?It should be noted that on the job training simply means a form of training whereby new employees learn the job based in task given.
In this case, Tyler is learning the job by actually doing job related tasks. This is on the job training.
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How would price fixing and collusion help producers
Answer:
Price fixing provides firms with the ability to deter away from market competition.
Explanation:
It is easier and more profitable for producers to collude and set prices together rather than compete in a competitive environment. It puts less pressure on firms to keep prices competitive and victimizes customers.
Price fixing and collusion can help producers by allowing them to manipulate market conditions and maintain artificially high prices, maximizing their profits.
Price fixing refers to an illegal practice where competing companies within an industry conspire to set prices at a certain level, eliminating competition and artificially inflating prices to maximize profits.
Collusion is a cooperative agreement between competing companies to restrict competition and gain an unfair advantage. It involves secret agreements to coordinate business practices, such as fixing prices, sharing sensitive information, or dividing markets, to manipulate the market in their favor.
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Most probably, your complete question is this:
How would price fixing and collusion help producers?
3. Which answer best shows all of the
elements you need to consider when
choosing an investment?
nt
e
Crisk and return
liquidity, risk, time, and return
return and liquidity
Ctime, risk, and liquidity
Answer:
liquidity, risk, time, and return
Explanation:
For choosing an investment, following things need to be considered
1. Liquidity : It means how the asset is converted into cash it shows the how an asset purchased or sold in the market without varies in the price
2. Risk: It is a possibility where it can be less than the predicted gain or the loss instead of profit
3. Time: How much time is required to have a profit
4 Return: The amount which you have invested in return how much it comes.
It could be measured by dividing the net profit from the net worth
Therefore the above is the answer
Answer:
liquidity, risk, time, and return is the right answer on edge
Explanation:
ABC Company issued a bond with face value for $1000, paid annual 10% coupon and 3 years to maturity, what is the value of ABC bonds today if the required rate of return is 12%.
Answer:
The value of Bond = $951.963
Explanation:
The value of the bond is the present value(PV) of the future cash receipts expected from the bond. The value is equal to present values of interest payment plus the redemption value (RV) discounted at the yield rate
Value of Bond = PV of interest + PV of RV
Th e PV of interest payment
A ×(1- (1+r)^(-n))/r
Interest payment = 10%× 1000 = 100
PV = 100× (1- 1.12^(-3))/0.1 = 240.183126
PV of redemption value
PV = RV× (1+r)^(-n)
PV = 1000× 1.12^(-3) = 711.7802
The value of bond = 240.18 + 711.78= 951.963
The value of Bond = $951.963
using edi drastically reduces the amount of paperwork and the need for human intervention. true false
The given assertion "using Electronic Data Interchange drastically reduces the amount of paperwork and the need for human intervention." is true because EDI is an innovation that empowers organizations to trade electronic records with their accomplices in a standard configuration, without the requirement for manual handling.
By automating transactions utilizing EDI, organizations can decrease how much administrative work is engaged with the exchange cycle, and this, thus, diminishes the requirement for human intercession.
EDI permits organizations to send records like buy requests, solicitations, and delivery sees electronically, taking out the requirement for paper-based archives and manual handling. This prompts expanded effectiveness, precision, and cost reserve funds for organizations.
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You are the manager of a project that has an operating leverage rating of 2.8 and a required return of 14 percent. Due to the current state of the economy, he expects sales to decrease by 7 percent next year. What change should you expect in operating cash flows next year given your sales forecast?
Answer:
The change should you expect in operating cash flows next year would be 19.60%
Explanation:
In order to calculate the change should you expect in operating cash flows next year given your sales forecast we would have to make the following calculation:
change should you expect in operating cash flows=operating leverage rating*percentage of decrease sales next year
change should you expect in operating cash flows=2.8*0.07
change should you expect in operating cash flows=19.60%
The change should you expect in operating cash flows next year would be 19.60%
Find the amount necessary to fund the given withdrawals. Quarterly withdrawals of $800 for 6 years; interest rate is 6.8% compounded quarterly. The amount necessary to fund the given withdrawals is $___ (Round to the nearest cent as needed)
The amount necessary to fund the given withdrawals is $43,862.45 (Round to the nearest cent as needed).We are given the following data:Withdrawals: $800QuarterlyCompound interest rate: 6.8%Time period: 6 yearsFirstly, we need to calculate the number of periods (n) in 6 years.
We can do this by dividing the time period by the number of periods per year. The interest rate is compounded quarterly, i.e. 4 times a year. So we have:Number of periods(n) = (6 years) × (4 quarters per year) = 24 quartersNext, we need to calculate the interest rate per quarter, which we can do by dividing the annual interest rate by the number of periods per year
Interest rate per quarter(r) = (6.8%) ÷ 4 = 1.7%Now, we can use the formula to find the where A is the amount we need to have in the account at the beginning to make withdrawals of $800 every quarter for 6 years:Now, substituting the given values we get:Therefore, the amount necessary to fund the given withdrawals is $43,862.45 (rounded to the nearest cent).
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Tumpic Investments will pay you $2000 a year for 30 years in
exchange for $35000 today. What interest rate are you earning on
this annuity?
a) 4.52% b) 3.90% c)5.22% d)6.13%
To calculate the interest rate earned on the annuity, we can use the present value of an annuity formula:
PV = P * [(1 - (1 + r)^(-n)) / r],
where:
PV = Present value of the annuity
P = Payment amount per period
r = Interest rate per period
n = Number of periods
In this case, the present value of the annuity is $35,000, the payment amount per period is $2,000, and the annuity lasts for 30 years.
We need to solve for the interest rate (r) in the formula. However, it can be challenging to solve this equation algebraically. We can use trial and error or financial calculators to find the approximate interest rate.
Using a financial calculator or software, we can input the present value, payment amount, and number of periods to find the interest rate. The interest rate earned on this annuity is approximately 5.22%.
Therefore, the answer is c) 5.22%.
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when the interest rate in the u.s. rises, u.s. financial assets become (more or less) more attractive to (foreign, domestic, or both foreign and domestic ) both foreign and domestic buyers.
Higher interest rates frequently draw foreign investment, which raises both demand for and the value of the currency of the host nation. Conversely, lower interest rates typically make a currency less valuable relative to other currencies and are less appealing to foreign investment.
What are the effects of an increase in interest rates?A rise in interest rates has an impact on aggregate demand through a leftward shift in the aggregate demand curve, a decline in real GDP, and a decrease in price level. Consumption, investment, and net exports all decline as the interest rate rises, which lowers aggregate demand.
A decrease in interest rates can boost business activity because it will make it possible for them to borrow more money for investments.
Because borrowing money will become more expensive with an increase in interest rates, company activity would decline.
Existing bond prices automatically fall on the market when the Fed raises interest rates. This is due to the upcoming release of new bonds that will pay investors greater interest rates.
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Free Cash Flows Rhodes Corporation's financial statements are shown below. Rhodes Corporation: Income Statements for Year Ending December 31 (Millions of Dollars) Sales Operating costs excluding depreciation Depreciation and amortization Earnings before interest and taxes Less interest Pre-tax income Taxes (25%) Net income available to common stockholders Assets Cash Short-term investments Accounts receivable Inventories Total current assets 736 184 728 182 $ 552 $ 546 Common dividends $ 204 $ 200 Rhodes Corporation: Balance Sheets as of December 31 (Millions of Dollars) 2020 2019 Net plant and equipment Total assets Liabilities and Equity Accounts payable Accruals Notes payable Total current liabilities Long-term debt Total liabilities Common stock Retained earnings 2020 $12,000 10,644 360 Total common equity $ 996 260 $ $ 450 110 2,750 1,450 $4,760 3,850 $8,610 $ 900 450 368 $1,718 900 2019 $10,000 8,762 310 $2,618 4,944 1,048 $ 928 200 $ $400 100 2,500 1,400 $4,400 3,500 $7,900 $ 800 400 200 $1,400 800 2,200 5,000 700 $5,992 Total liabilities and equity $8,610 Suppose the federal-plus-state tax corporate tax is 25%. Answer the following questions. a. What is the net operating profit after taxes (NOPAT) for 2020? Enter your answer in millions. For example, an answer of $1 milion should be entered as 1, not 1,000,000. Round your answer to the nearest whole number. 825 million $ b. What are the amounts of net operating working capital for both years? Enter your answers in millions. For example, an answer of $1 million should be entered as 1, not 1,000,000. Round your answers to the nearest whole number. 2020: $ 3400 million $5,700 $7,900 d. What is the free cash flow for 2020? Enter your answer in millions. For example, an answer of $1 million should be entered as 1, not 1,000,000. Cash outflow, if any, should be indicated by a minus sign. Round your answer to the nearest whole number. $ 2300 million What is the ROIC for 2020? Round your answer to two decimal places. 10.9% 1. How much of the FCF did Rhodes use for each of the following purposes: after-tax interest, net debt repayments, dividends, net stock repurchases, and net purchases of short-term investments? (Hint: Remember that a net use can be negative.) Enter your answers in millions. For example, an answer of $1 million should be entered as 1, not 1,000,000. Round your answers to the nearest whole number. After-tax interest payment $ 210.0 million $ -190 million $ 202 million 22 million 230 million Reduction (increase) in debt Payment of dividends Repurchase (Issue) stock Purchase (Sale) of short-term investments
Rhodes Corporation utilized the following amounts of Free Cash Flow (FCF) for various purposes in 2020: After-tax interest payments amounted to $210 million. There was a reduction in net debt of $190 million. Dividends paid out totaled $202 million. Net stock repurchases amounted to $22 million. Finally, there was a net purchase of short-term investments amounting to $230 million.
To determine how Rhodes Corporation used its Free Cash Flow (FCF) in 2020, we need to analyze the provided information step by step. Let's break down each purpose and calculate the corresponding amounts.
1. After-tax interest payment: The interest expense is given as $204 million in the income statement. Since the corporate tax rate is 25%, the after-tax interest payment can be calculated as follows: $204 million * (1 - 0.25) = $153 million (rounded to the nearest million).
2. Reduction (increase) in net debt: To calculate the change in net debt, we need to compare the long-term debt from 2020 and 2019 balance sheets. The long-term debt decreased from $1,048 million to $928 million. Change in net debt = $928 million - $1,048 million = -$120 million (negative value indicates a reduction).
3. Payment of dividends: The common dividends paid out in 2020 are given as $200 million in the income statement.
4. Repurchase (Issue) stock: To determine the net stock repurchases, we need to compare the common equity from 2020 and 2019 balance sheets. The common equity increased from $400 million to $450 million. Net stock repurchases = $450 million - $400 million = $50 million.
5. Purchase (Sale) of short-term investments: The change in short-term investments can be calculated by comparing the total current assets from 2020 and 2019 balance sheets. The total current assets increased from $4,760 million to $5,992 million. Change in short-term investments = $5,992 million - $4,760 million = $1,232 million.
However, we need to consider that the change in short-term investments is a net purchase, so we subtract any increase in short-term investments. Net purchases of short-term investments = $1,232 million - $1,000 million (increase in short-term investments) = $232 million.
Therefore, the breakdown of FCF utilization in 2020 is as follows:
• After-tax interest payment: $210 million.
• Reduction (increase) in net debt: -$190 million.
• Payment of dividends: $202 million.
• Net stock repurchases: $22 million.
• Net purchases of short-term investments: $230 million.
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Which asset is the most liquid?
A. A certificate of deposit
B. An individual retirement account
C. Commercial real estate
D. Residential real estate
Why does demand rise when house prices increase? (Macroeconomics)
Answer: If house prices rise, then the wealth effect is likely to cause an increase in consumer spending. This will cause higher Aggregate Demand (AD), and it is likely to cause an increase in Real GDP and a higher rate of economic growth.
Explanation:
What is one of the key goals of unions?
A: to encourage more workers to form unions
B: to ensure that employers heed environmental laws
C: to get wage increases for their members
D: to engage in featherbedding
Answer:
l think to encourage more workers to form unions
Explanation:
please follow me
Answer: C
Explanation:
The emergence of self-driving cars is an example of ""creative destruction"" because.
This is because: Self-driving cars will be less expensive to build than current cars.
What is creative destruction?This term was coined by Joseph Schumpeter. The concept of creative destruction refers to the process of economic innovation, in which some products are replaced by others, or some firms die because they are driven out of the market by others, and so on.
When a company produces a new good that makes the old ones already in the market obsolete, the company is said to be creatively destroying the old goods.
An classical example of creative destruction occurred when Steve Jobs introduced the Iphone in 2007.
Therefore, the emergence of self-driving cars is an example of ""creative destruction"" because self-driving cars will be less expensive to build than current cars
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short notes on the topic of price determination
Answer:
Determination of Prices means to determine the cost of goods sold and services rendered in the free market. In a free market, the forces of demand and supply determine the prices. ... For example, the Government has fixed the minimum selling price for the wheat.
Explanation:
there is your answer
review question what‘s a zero-based budget, and why is it important?
A zero-based budget begins with $0 and allots every dollar to spending, making it an efficient tool for financial planning and management.
What is zero based budget?
A zero-based budget is a budgeting system in which all spending are accounted for and justified starting from zero. This means that every dollar of revenue is allocated to specified expenses, and any residual balance is either saved or invested. Unlike traditional budgeting systems, which base expenses on past period spending, zero-based budgeting compels the budgeter to assess and justify each item, resulting in more accurate and efficient allocation of cash. This strategy can assist individuals and businesses in better controlling their spending and making more educated decisions about financial priorities, which can lead to increased savings and improved financial stability over time.
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The three primary reactions people have to attempts to manage or influence them are
Answer:
Resistance, Compliance, or Commitment.
Explanation:
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What system did merchants in early centuries use to make commercial transactions easier
In the early centuries, merchants made use of the Mercantilism system for commercial transactions.
What is Mercantilism?In simple terms, it is an economic theory and practice known as "mercantilism," which was prevalent in Europe from the 16th to the 18th century.
Mercantilism advocated governmental regulation of a country's economy with the goal of enhancing state power at the expense of competing for national powers.
According to the theory, a strong nation should have a sizable population because a sizable population would offer a supply of labor, a market, and soldiers.
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a pet supply company offers a base price reduction for a retail buyer who purchases a prearranged amount of pet merchandise. this deal aids the pet supply company to keep the retail buyer as a repeat customer. which type of discounting strategy did the pet supply company use?
Considering the situation described in the question above the type of discounting strategy the pet supply company use is "quantity discounting strategy."
This is because a quantity discounting strategy is a type of strategy whereby e seller offers appealing sale deals to buyers such that the buyers buy at greater quantity but pay lesser at a reduced cost per unit of goods or materials when compared to when buying a smaller quantity.This is a strategy that makes the buyers buy more at a reduced price per unit while the sellers make more sales in the long run.Hence, in this case, it is concluded that the type of discounting strategy the pet supply company use is the "quantity discounting strategy."
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Employers can try to overcome the moral-hazard problem involving their employees by.
Employers can be able to try and overcome the moral-hazard problem involving their employees by d. better monitoring their employees' work efforts.
What is moral hazard?Moral Hazard refers to the notion that a person is less likely to work for the benefit of something if they know that they are protected in case the thing does not work out. In other words, when people are protected from consequences, there is less incentive for them to actually work in such a way as to prevent something from going wrong.
In terms of employment, employees on stable salaries may not always work for the benefit of the company. They might not work as hard as they are meant to, and might only put in ineffective work, knowing that they will still get paid. If a company wants to overcome this moral hazard problem with employees, they should monitor the work of their employees better, to see if they are doing what they should be doing.
Options for this question include:
a. requiring their employees to take a pre-employment work effort test.b.paying their employees below-equilibrium wages since the employees will likely shirk some of their responsibilities.c. paying their employees more often.d. better monitoring their employees' work efforts.Find out more on moral hazard at https://brainly.com/question/14594907
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Date
Page
2
2) Marketing is meeting
needs
profitably!
Comment
Answer:
markeing
Explanation:
communication skills, credentials, honesty
consumer spending is likely to rise when:
A: unemployment is high
B: interest rates are low
C: taxes rise
D: people are putting more money into savings accounts
Answer:
Its either C or D But in my opionin D is the answer
Explanation:
The liberty of man in society is to be under no other legislative power but that established by consent in the commonwealth.
Answer: The liberty of man, in society, is to be under no other legislative power, but that established, by consent, in the commonwealth; nor under the dominion of any will, or restraint of any law, but what that legislative shall enact, according to the trust put in it.
Explanation:
Which is not a type of contamination in a food establishment?
. Biological
Environmental
Chemical
Physical
Answer:
A. Biological
Explanation:
Peggy started work after graduation and started investing.
Why do you think Peggy would have decided to invest?
A. to keep her finances liquid for emergencies
B. to earn compound interest
C. to minimize the risk of losing money
D. to build on her retirement fund
E. to take out a student loan for further education
Answer:
c
Explanation:
Risk management refers to the practice of identifying potential risks in advance, analyzing them and taking precautionary steps to reduce or curb the risk.
Answer:
True
Explanation:
Risk management is the practice of identification of number of risks that the organization faces and then assessing each of them. After assessment of the risks, the organization try to find ways to eliminate or reduce each single risk so that the business operations do not get affected. The precautionary measures can be simply avoid the risk, face the risk, share the risk (Insurance) and reduce the risk to acceptable level.
What is the meaning of cash in the balance sheet?
Answer:
The cash balance reported on a balance sheet is the cash in your bank adjusted for payments and receipts that have not yet cleared. For example, writen but not cashed cheques, or recieved but not yet deposited cheques.
Explanation:
what is simon sinek golden circle?
The Golden Circle hypothesis contends that many of today's most prosperous businesses consider beyond the practical, pragmatic advantages of the goods and services they offer.
In his Ted talk, Sinek used Apple as an illustration to show the Golden Circle: Why: whatever we do, we believe in disrupting the current quo. We support unconventional ways of thinking. How: We disrupt the existing quo by creating goods that are aesthetically pleasing, straightforward to use, and user-friendly. The term "Golden Circle," or "Gullni hringurinn" in Icelandic, refers to the path that circles back to Reykjavik from Thingvellir, Geysir, and Gullfoss, the route's three most notable landmarks. The word "Gullfoss," which means "Golden waterfall," is where the word "Gold" in the name derives from.
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What can a boosted post help an advertiser achieve?
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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