An investment of $100,000 in safe 10-year corporate bonds yields an average of 12% per year, payable each year. The effective income tax rate is 30%, and inflation will average 2% per year of $100,000 be worth in 10 years in today's purchasing power after income taxes and inflation are taken into account? The FW is $______ (Round to the nearest dollar)

Answers

Answer 1

The 12% yield is before taxes, and the pre-tax income from the investment would be $12,000 per year ($100,000 x 12%). However, after factoring in the effective income tax rate of 30%, the after-tax income would be $8,400 per year ($12,000 x 0.7).

Over the 10-year period, the investment would generate a total of $84,000 ($8,400 x 10) in after-tax income. However, due to inflation averaging 2% per year, the purchasing power of the investment income would decrease over time. Using the formula for the present value of a future sum, the future value of the after-tax income would be $68,808.12 ($84,000 / (1+0.02)^10). After factoring in the effective income tax rate of 30%, the final after-tax value of the investment would be $48,166.68 ($68,808.12 x 0.7). Therefore, the FW is $48,167.

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Related Questions

Carlos worked 40 hours last week. His hourly rate is $9.14. What did he earn last week

Answers

Answer:

367.2

Explanation:

IM NOT SURE IF ITS CORRECT

Answer:

365.6

Explanation:

9.14 X 40

proactive measures to prevent organizational ethics problems include all of the following except a. instituting a reward system which considers outcomes as its primary criterion. b. using leaders as role models of ethical behavior. c. issuing statements describing the organization's commitment to certain standards of behavior. d. using the organization's information systems as a control system.

Answers

proactive measures to prevent organizational ethics problems include all of the following except using the organization's information systems as a control system.

Proactive measures to prevent organizational ethics problems include instituting a reward system that considers outcomes as its primary criterion, using leaders as role models of ethical behavior, and issuing statements describing the organization's commitment to certain standards of behavior. These measures promote a culture of ethics and integrity within the organization. However, using the organization's information systems as a control system is not directly related to preventing ethics problems. Information systems primarily serve as tools for managing and processing data, rather than specifically addressing ethics issues.

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The government claimed that, to illegally control the market, Microsoft used

a. predatory pricing and mergers.
b. predatory pricing and buying out competitors.
c. predatory pricing and forming a cartel.
d. predatory pricing and requiring customers to buy other products.

Answers

Answer:

B. Predatory pricing and buying out competitors

Recency can only apply to a campaign that targets a retargeting pixel. a. true b. false

Answers

False. Recency can apply to various types of campaigns, not just those that target a retargeting pixel. It is a strategy used to show ads to users based on their recent online activity  with specific content.

Recency is an optimization that allows you to increase or decrease your bids based on the age of your audience data. Recency adjustment allows you to bid more or less aggressively based on when users entered your current target audience. Recency bias in investing occurs when people focus on what happened recently. For example, if the market crashes, investors expect it to continue. This can discourage them from investing and deviate from their financial goals.

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Which of the following are true regarding costs to defend intangible rights?
-If the defense is unsuccessful, the legal costs should be expensed immediately.
-If a defense is unsuccessful, the company should reduce the book value of the intangible to net realizable value.

Answers

The first statement is true, but the second statement is false. When a company incurs legal costs to defend intangible rights, it should capitalize these costs as part of the intangible assets cost if it is probable that future economic benefits will flow to the company.

However, if the defense is unsuccessful, the legal costs should be expensed immediately. This is because the legal costs have not resulted in the preservation or enhancement of future economic benefits associated with the intangible asset.

On the other hand, if a company determines that the carrying amount of an intangible asset is not recoverable, it should recognize an impairment loss. However, an unsuccessful defence of intangible rights alone does not necessarily mean that the intangible asset is impaired. Therefore, the second statement is false.

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Which of the following falls outside of the classification of business expenditures that fall into the category of variable costs?
a) costs that increase with the quantity produced
b) costs of research and development
c) costs related to labor expenditures
d) costs related to physical inputs

Answers

The option that falls outside of the classification of business expenditures that fall into the category of variable costs is option C. costs of research and development. Read below about costs of research and development.

What is a costs of research and development?

These are costs taken to develop new products or processes that may or may not result in commercially viable items. The general rule is that research and development costs are to be expensed immediately when the costs are incurred.

Therefore, the correct answer is as given above.

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what objects are necessary for the formation of shadows ?​

Answers

Answer:

The following three things are required for a shadow to form:

a source of light.

an opaque object.

a screen or surface behind the object.

Trumbrella Corp. is a pharmaceutical company. One of its employees reports that he has suffered an on-the-job injury caused by the slippery factory floor that resulted in severe damage to his backbone. When Trumbrella initiates its claims processing, it should first:

Answers

In pharmaceutical organization, one of its employees, claims that he was injured on the job due to the slick factory floor, and his backbone damage. When Trumbrella begins processing claims, it must first determine whether the accident occurred.

What is pharmaceutical organization?

The pharmaceutical industry develops, manufactures, and distributes pharmaceuticals drugs for use as medications to be provided to patients in order to vaccinate, cure, or relieve symptoms.

Pharmaceutical companies may sell generic and brand-name drugs, as well as medical gadgets.

Pharmaceutical company Trumbrella Corporation. One of its employees alleges he was wounded on the job and suffered backbone injury as a result of the slick factory floor.

Therefore, trumbrella must first determine whether an accident occurred before it can begin processing claims.

Therefore, option A is correct.

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the corporate social responsibility measure of "pounds of waste produced" is an example of which performance measure category?

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The corporate social responsibility measure of "pounds of waste produced" is an example of the environmental performance measure category.

This category focuses on tracking a company's impact on the environment, including its waste management practices, energy usage, and carbon footprint. Measuring the pounds of waste produced can help companies identify areas where they can reduce waste and improve sustainability efforts.

By reducing waste, companies can lower costs, improve efficiency, and demonstrate their commitment to corporate social responsibility. Environmental performance measures are increasingly important as consumers and stakeholders demand more transparency and accountability from companies regarding their impact on the planet.

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Why might working on a commission basis make dealing with finances more difficult?
(need a few sentences)

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What is commission basis

PLS HELPPP!!! FASTTT!!! A firm has three different investment options. Option A will give the firm $10 million at the end of one year, $10 million at the end of two years, and $10 million at the end of three years. Option B will give the firm $15 million at the end of one year, $10 million at the end of two years, and $5 million at the end of three years. Option C will give the firm $30 million at the end of one year, and nothing thereafter. Which of these options has the highest present value?

a. Option A
b. Option B
c. Option C
d. The answer depends on the rate of interest, which is not specified here.

Answers

Answer:

i would say d

Explanation:

December 31, our company had a balance of $378,000 in its accounts receivable and an unused balance of $2,340 in its allowance for uncollectible accounts. The company then analyzed the ages of its accounts as follows:
Age of A/R Amount Bad debt estimation % Estimate
Current $311,400 1% $3,114
1–60 days past due 43,200 5% $2,160
61–180 days past due 15,300 15% $2,295
Over 180 days past due 8,100 40% $3,240
Total $378,000 $10,809
The company continues to base its allowance for uncollectible accounts on this aging analysis and percentages.
What amount of bad debts expense does the company report on its income statement for the year?
Select one:
a. $151,200
b. $10,809
c. $8,469
d. $378,000
e. $6,129

Answers

The amount of bad debts expense that the company reports on its income statement for the year is $10,809.

To determine the bad debts expense, we need to sum up the estimated bad debts for each age category. The bad debt estimation percentages are applied to the corresponding amounts to calculate the estimated bad debts.

For the current category, the estimated bad debts are $311,400 * 1% = $3,114.

For the 1-60 days past due category, the estimated bad debts are $43,200 * 5% = $2,160.

For the 61-180 days past due category, the estimated bad debts are $15,300 * 15% = $2,295.

For the over 180 days past due category, the estimated bad debts are $8,100 * 40% = $3,240.

Summing up these estimated bad debts gives us a total of $10,809, which represents the bad debts expense reported on the income statement for the year.

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The marketing concept is all about meeting the consumer's_____. Choose the best answer.

A) needs
B) Wants
C) Expectations
D) None of the above

Answers

Well it’s either wants or needs, cause I know it’s both of them but I’m not sure what your teacher wants.

You are offered a trend report for purchase at $500. Last year you overbought T-shirts by 300 units at $5 each and had to donate them. If the trend report eliminates this overbuy, is it worth the price?

Answers

If the purchase of the trend report will eliminate the overbuy, it is worth the price.

The overbuy cost the company $1,500 last year.  The cost of the trend report is $500.  Though, the cost of under-supply could help in making better decisions.

Data and Calculations:

Cost of trend report = $500

Cost of T-shirts overbought = $1,500 (300 x $5)

Thus, if using the trend report eliminates the overbuy, it is certainly worth it.

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Answer: Yes. It is worth it

Explanation:

A coating machine costs $125,000. The coating solution costs $.15 per piece. You expect the coating machine to coat 50,000 parts over its useful life. What is the machine cost per part?

Answers

Answer:

$17.50

Explanation:

Cost of 50,000 times coating solution:

15 * 50,000 = 750,000 ($)

So 750,000 + 125,000 = 875,000 ($) ← Total cost

Single cost is 875000 ÷  50,000 = 17.5 ($)

You run a perpetual encabulator machine, which generates revenues averaging $20 million per year. Raw material costs are 50% of revenues. These costs are variable−they are always proportional to revenues. There are no other operating costs. The cost of capital is 9%. Your firm’s long-term borrowing rate is 6%. Now you are approached by Studebaker Capital Corp. , which proposes a fixed price contract to supply raw material at $10 million per year for 10 years. A. What happens to the operating leverage and business risk of the encabulator machine if you agree to this fixed-price contract?B. Calculate the present value of the encabulator machine with and without the fixed price contract

Answers

Agreeing to the fixed-price contract reduces operating leverage and business risk, but eliminates profitability. The present value of the machine with the contract is zero.

A. If you agree to the fixed-price contract, your operating leverage will decrease, and your business risk will also decrease. Operating leverage refers to the ratio of fixed costs to variable costs in a company's operations. By agreeing to a fixed-price contract, you are reducing the variable cost component of your business. This reduction in variable costs will result in a decrease in the operating leverage of your company, as the proportion of fixed costs in the company's operations will increase. This shift towards fixed costs will lead to a decrease in the overall business risk of the company, as the company's profitability will be less sensitive to changes in revenues.

B. The present value of the perpetual encapsulator machine can be calculated using the discounted cash flow (DCF) method. Without the fixed-price contract, the annual revenues of the company are $20 million, and the variable cost component is 50% of the revenues, which is $10 million. Thus, the annual cash flow generated by the machine is $10 million. Using a discount rate of 9%, the present value of the machine is:

PV = $10 million / 0.09 = $111.11 million

With the fixed-price contract, the company's raw material costs are fixed at $10 million per year, and the annual cash flow generated by the machine is $10 million (revenues) - $10 million (fixed costs) = $0 million. In other words, the company is generating zero cash flows from operations. Using a discount rate of 6%, the present value of the machine is:

PV = $0 million / 0.06 = $0

As you can see, the fixed-price contract reduces the present value of the machine to zero. This is because the fixed-price contract eliminates the variable cash flows generated by the machine, and the company is left with only fixed costs. Therefore, the fixed-price contract is not a financially viable option for the company, as it eliminates the profitability of the machine.

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A conservative financing plan involvesSelect one:a. heavy reliance on debt.b. heavy reliance on equity.c. high degree of financial leverage.d. high degree of combined leverage.

Answers

A conservative financing plan involves heavy reliance on debt. Hence option (a) is the answer.

What is a conservative working capital financing policy?

Conservatism in investing places an emphasis on minimizing risk while maintaining the purchasing power of one's capital. The majority of low-risk securities, including treasuries and other high-quality bonds, money markets, and cash equivalents, will often be given a relatively high allocation in conservative investment plans. To keep the company's assets and obligations in balance and to protect against unforeseen issues, a conservative working capital policy is typically implemented.

Accounting conservatism in investing places an emphasis on minimizing risk while maintaining the purchasing power of one's capital. The majority of low-risk securities, including Treasuries and other high-quality bonds, money markets, and cash equivalents, will often be given a relatively high allocation in conservative investment plans.

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How is a mutual fund different than an index fund?

Answers

Answer:

Index funds are mutual funds, but instead of owning maybe twenty or fifty stocks, they own the entire market. (Or, if it's an index fund that tracks a specific portion of the market, they own that portion of the market:)

using and finding methods of raising money for business operations

Answers

Using and finding methods of raising money for business operations is "capital raising."

Capital raising refers to the process of securing funds to support business operations, expansion, or investment needs. It involves identifying and utilizing various methods and sources to acquire the necessary capital. These methods can include both internal and external sources. Internally, businesses may use retained earnings or reinvest profits back into the company. External sources can involve debt financing (such as loans or bonds) or equity financing (such as issuing shares or attracting investors). Other methods of raising capital may include crowdfunding, grants, subsidies, or partnerships. The choice of methods depends on factors such as the business's financial situation, growth plans, risk tolerance, and access to different funding options. Effective capital raising is crucial for sustaining and growing a business, as it provides the necessary resources for day-to-day operations, investment in new projects, research and development, marketing efforts, and other strategic initiatives.

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When buyers will purchase exactly as much as sellers are willing to sell, what is the condition that has been reached?.

Answers

Answer:

the condition that has been reached is market equilibrium.

Ceteris paribus, if the average income of americans increases, how will demand for an inferior good be affected?

Answers

A shift of the demand curve can be seen when a Ceteris paribus,take place and the average income of Americans increases

What factors affect demand ?

The quantity of a product that a buyer is willing and able to buy at each price is what we referred to as demand. That implies that there are at least two more factors besides price that influence demand.

According to what economists refer to as tastes and preferences, being willing to buy implies a desire. You won't purchase something if you don't need it or want it. Income is suggested to be crucial by the ability to purchase. Due to their higher incomes, professors can typically afford better housing and transportation than students.

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15 POINTS


Describe the steps of the check clearing process.

Answers

What is it about .........


\(x(a - b) + (b - a)\)

Answers

Explanation:

x(a-b)+(b-a)ax-bx+b+aax-a-bx+ba(x-1)-b(x-1)(x-1)(a-b)

yr answer...

Select the correct answer.
At which stage of problem solving should you discuss the problem with colleagues?

B. evaluating the information
C. gathering information
D. making a choice
E. taking action

Plato/Edmentum

Answers

Answer:

E or D

Explanation:

D because it doesn't hurt to get a second opinion and see what your colleagues think

E Because your actions or decisions when it comes to a business can affect your colleagues.

describe the functions of SARB​

Answers

Answer:

The Reserve Bank's responsibilities include formulating and implementing monetary policy, promoting financial stability, issuing banknotes, providing banking services to government, operating the high-value payments system, managing Australia's foreign reserves and setting payments system policy.

The SARB is responsible for regulating cross-border transactions, preventing the abuse of the financial system and supporting the regulation of financial institutions.

▪▪▪Cutest Ghost▪▪▪

an auto repair shop orders floor mats in batches of 140 boxes. this inventory is depleted at a constant rate and new mats are ordered to arrive exactly when the on-hand inventory of mats reaches zero boxes. what is the average inventory level over time? a. 70 b. 90 c. 60 d. 80 e. 40 f. 50

Answers

The average inventory level over time can be calculated using the following formula: Average inventory level = (140/2) + 0 = 70

Average inventory level = (Order quantity/2) + Safety stock In this case, the order quantity is 140 boxes, and there is no safety stock because new mats are ordered to arrive exactly when the on-hand inventory reaches zero. Therefore, the average inventory level would be: Average inventory level = (140/2) + 0 = 70 So the correct answer is option a. 70.

The number of orders per year can be calculated as: number of orders per year = annual demand / order quantity Since the inventory is depleted at a constant rate, the reorder point is equal to the order quantity. Therefore, the number of orders per year is: number of orders per year = annual demand / order quantity = annual demand / 140 The setup or ordering cost per order is not given in the problem, so we cannot calculate the EOQ directly.

However, we can use the fact that the inventory is depleted at a constant rate to estimate the average inventory level over time. Since the inventory is depleted at a constant rate, the average inventory level over time is half the order quantity. Therefore, the answer is: average inventory level = 0.5 x order quantity = 0.5 x 140 = 70

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The average inventory level over time for the auto repair shop can be determined using the given information about the ordering process and depletion rate of floor mats.

The shop orders floor mats in batches of 140 boxes and new mats are ordered to arrive exactly when the inventory reaches zero boxes, we can assume a constant cycle of inventory replenishment.
To calculate the average inventory level over time, we need to consider the highest inventory level (140 boxes) and the lowest inventory level (0 boxes) within a cycle. The average inventory level can be found by taking the sum of the highest and lowest levels and dividing it by 2.
Average Inventory Level = (Highest Inventory Level + Lowest Inventory Level) / 2
Average Inventory Level = (140 + 0) / 2
Average Inventory Level = 140 / 2
Average Inventory Level = 70

The correct answer is 70 boxes (option A).

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Which of the following is an example of a real estate investment?

Answers

What is the following may I ask? You can invest in real estate by either buying a property or buying into a real estate investment fund.

what are some choices you have made/could make that would influence your future choices and options?

i rly need someone's help asap, thanks in advance! (not business, it's career ed. just chose the subject closest to it).​

Answers

Answer:

I would have good company.

I would ensure that I have good communication skills.

I would have a mentor in my choice of career/study or life in general.

I would have a personal relationship with God.

Explanation:

In order for me to influence my future choices positively,I have to uphold certain principles or values like honesty,open mindedness and tolerance so as to achieve my goals.

Imagine that you are serving as the general manager of a hotel. What three aspects do you think would be most important to the success of your hotel? How would you improve these facets of your hotel?

Answers

Answer:

1. Create and give innovative experience.

2. Brand and reputation operation

3. Improvement in workers general welfare

Explanation:

As a manager in an hotel, I would Improve the facets of the hotel by

1. Create and give innovative experience. As a manager, I would ensure the hotel create and delivers top notch service considering there are competition in the hospitality industry.

2. Brand and reputation operation. When customers receives a world class experience, reputation is being created here. I would then sustain this reputation by making it a brand upon which the hotel will be identified with subsequently.

3. Improvement in workers general welfare. This is very critical to the success of the hotel. Once workers are well paid , it would spur them to work and align with the vision I have for the hotel.

As monopolistically competitive firms struggle to find ways to attract customers, _________. Select the two correct answers below. Select all that apply:
a) they often end up offering friendlier service, free delivery, guarantees of quality, variations on existing products, and a better shopping experience
b) they often engage in innovation and technological improvements
c) they waste resources trying to differentiate themselves
d) they strategically lower their prices to steal customers from their competitors

Answers

a) they often end up offering friendlier service, free delivery, guarantees of quality, variations on existing products, and a better shopping experience.

b) they often engage in innovation and technological improvements.

Monopolistically competitive firms often resort to offering friendlier service, free delivery, guarantees of quality, variations on existing products, and a better shopping experience. This is because they aim to differentiate themselves from their competitors and attract customers through enhanced customer service and unique offerings.

In addition, these firms frequently engage in innovation and technological improvements. By continuously developing new products, services, or improving existing ones, they can stay ahead in the market and maintain their competitive edge. Innovation allows them to offer unique features or benefits that can attract customers and differentiate themselves from other firms.

While c) wasting resources trying to differentiate themselves and d) strategically lowering their prices to steal customers from their competitors can also be strategies employed by monopolistically competitive firms, they are not the correct answers in this case. These strategies may have some drawbacks or limitations, and firms tend to focus more on a) and b) to stand out in the market and attract customers.

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the cumulative amount of a tangible asset's cost that has been depreciated in all prior years plus the current year is called I want a paragraph about myself with simple grammar and 120 words a wooden artifact from an ancient tomb contains 55% of the carbon-14 that is present in living trees. how long ago was the artifact made? Show that the function f(x) = sigma^infinity_n = 0 (-1)^n x^2n/(2n)! is a solution of the differential equation f"(x) + f(x) = 0. during which phase of a crisis may a person start to reach out for help?*** Given the formula y = mx + b, what is the slope of a line, m, if x = 5, y = 7, and b =10? A. The slope 3/5 B. The slope 5/3 C. The slope - 3/5 D. The slope - 5/3 What is the quadratic regression equation for the data set?A. ) y=1. 225x288x+1697. 376B. ) y=1. 225x2+88x+1697. 376C. ) y=1. 225x2+88xD. ) y=1. 225x2+88x+1697. 376x y2 1526. 283 1444. 45 12886 1213. 488 1071. 7810 939. 8820 427. 38 which of the following expenditures would a small financialinstitution be most apt to have performed by a larger bank A company makes the cylindrical container shown below.The company will make a new container by increasing the height of the original one by 2 inches. How will the volume of the new container compare to the volume of the original container?The new container will have half the volume of the original.The new container will have twice the volume of the original.The new container will have 2/3 the volume of the original.The new container will have 1.5 times the volume of the original. Complete the following analogy.General is to army as Can someone help rq pls it done by tmrw An acute, often fatal, infectious bacterial disease caused by the introduction of pathogenic spores, which enter the body through a contaminated puncture wound, is tetanus (true or false) (GIVING BRAINLYIST) The Dart Frog is a brightly colored frog. These bright colors could mean that this frog is poisonous, warning predators to stay away. Plants in the rainforest are normally crowded and have very little space. The big leaves of a Hosta Plant allow the plant to receive as much sunlight as possible when the sun is out. What type of adaptations are these? Compare and contrast the adaptations of the Dart Frog and the Hosta Plant. Your answer should be 34 sentences long. Planters is making a new mixture combining Peanuts and Cashews. Cashews cost $7 a poundand Peanuts are $4 a pound. How many pounds of each should be added to make a ten poundmixture that sells for $4.20 a pound? pls..help having very hard time, actually help use c language to solve the questionsIn this project, you need to implement the major parts of the functions you created in phase one as follows:void displayMainMenu(); // displays the main menu shown aboveThis function will remain similar to that in phase one with one minor addition which is the option:4- Print Student Listvoid addStudent( int ids[], double avgs[], int *size); This function will receive the arrays containing the id numbers and the avgs as parameters. It will also receive a pointer to an integer which references the current size of the list (number of students in the list).The function will check to see if the list is not full. If list is not full ( size < MAXSIZE) then it will ask the user to enter the student id (four digit number you do NOT have to check just assume it is always four digits) and then search for the appropriate position ( id numbers should be added in ascending order ) of the given id number and if the id number is already in the list it will display an error message. If not, the function will shift all the ids starting from the position of the new id to the right of the array and then insert the new id into that position. Same will be done to add the avg of the student to the avgs array.void removeStudent(int ids[], double avgs[], int *size); This function will receive the arrays containing the id numbers and the avgs as parameters. It will also receive a pointer to an integer which references the current size of the list (number of students in the list).The function will check if the list is not empty. If it is not empty (size > 0) then it will search for the id number to be removed and if not found will display an error message. If the id number exists, the function will remove it and shift all the elements that follow it to the left of the array. Same will be done to remove the avg of the student from the avgs array.void searchForStudent(int ids[], double avgs[], int size); This function will receive the arrays containing the id numbers and the avgs as parameters. It will also receive an integer which has the value of the current size of the list (number of students in the list).The function will check if the list is not empty. If it is not empty (size > 0) then it will ask the user to enter an id number and will search for that id number. If the id number is not found, it will display an error message.If the id number is found then it will be displayed along with the avg in a suitable format on the screen.void uploadDataFile ( int ids[], int avgs[], int *size );This function will receive the arrays containing the id numbers and the avgs as parameters. It will also receive a pointer to an integer which references the current size of the list (number of students in the list).The function will open a file called students.txt for reading and will read all the student id numbers and avgs and store them in the arrays.void updateDataFile(int ids[], double avgs[], int size); This function will receive the arrays containing the id numbers and the avgs as parameters. It will also receive an integer which has the value of the current size of the list (number of students in the list).The function will open the file called students.txt for writing and will write all the student id numbers and avgs in the arrays to that file.void printStudents (int ids[], double avgs[], int size); // NEW FUNCTIONThis function will receive the arrays containing the id numbers and the avgs as parameters. It will also receive an integer which has the value of the current size of the list (number of students in the list).This function will print the information (ids and avgs) currently stored in the arrays.Note: You need to define a constant called MAXSIZE ( max number of students that may be stored in the ids and avgs arrays) equal to 100.IMPORTANT NOTE: Your functions should have exactly the same number of parameters and types as described above and should use parallel arrays and work as described in each function. You are not allowed to use structures to do this project.Items that should be turned in by each student:1. A copy of your main.c file2. An MSWord document containing sequential images of a complete run similar to the output shown on pages 4-8SAMPLE RUN:Make sure your program works very similar to the following sample run:Assuming that at the beginning of the run file students.txt has the following information stored (first column = ids and second column = avgs):1234 72.52345 81.2 Sophia Martin wants to travel after she retires as well as pay off the balance of the loan she has on the home she owns. Which step in the financial planning process does this situation demonstrate?Multiple ChoiceDetermining her current financial situationDeveloping her financial goalsIdentifying alternative courses of actionEvaluating her alternativesImplementing her financial plan Which is NOT a role of the respiratory system(select all that apply) a. Taking in oxygen from the external environment b. Moving air into the trachea and down the bronchi c. Removing carbon dioxide from the alveoli d. Transporting glucose to the cells Laura y Francisco estn casados . Ellos estn_______________ Question 5 (4 points)What did the voyage of Ferdinand Magellan across the Atlantic Ocean achieve? (4 points) aThe voyagers discovered the Americas and the New World. bThe voyagers negotiated a trade deal for spices with India. cThe voyagers were the first group to travel around the Earth. dThe voyagers were the first Europeans to reach Brazil.Question 6 (4 points)What did the voyage of Pedro Cabral achieve? (4 points) aThe voyagers discovered the Americas and the New World. bThe voyagers negotiated a trade deal for spices with India. cThe voyagers were the first group to travel around the Earth. dThe voyagers were the first Europeans to reach Brazil.