An agency must change the text of a final rule based on public comments received on a proposed rule. The statement is true.
What is the rulemaking process?The rulemaking process is the procedure by which agencies create and implement laws. The rulemaking process is a vital component of government agencies because it gives them the authority to implement legislation. Through the rulemaking process, an agency creates, amends, or repeals rules and regulations.
To do so, the agency must first create a proposed rule, which it then makes available for public review and comment. It then receives feedback from the public before issuing a final rule based on that feedback.
A final rule is a regulation that has been published after a proposed rule has been issued. Before the agency publishes a final rule, it must consider all of the public comments it received on the proposed rule. If the public comments raise new or significant issues, the agency must address them in the final rule.
Hence, its true.
To know more on Regulation visit:
https://brainly.com/question/15291433
#SPJ11
When a firm decides on the right mix of capital and labor to use, which of the three basic economic questions does it answer?.
How to manufacture products and services is the fundamental economic question that a corporation should consider when determining the best capital and labor combination to use. The correct answer is option (B).
What are Basic economic problems?Humans have limitless wants, but there are only so many resources that can be used to fulfill those wants in the form of commodities and services.
What types and quantities of products shall be produced?
How many alternative products and services, and which ones, should be created
"How should products be made?
Who is doing this and with what resources?"
These are the three basic economic problems that economic systems, as a type of social system, must address and resolve.
To know more about economic problems, visit:
https://brainly.com/question/30123491
#SPJ4
The complete question is:
When a firm decides on the right mix of capital and labor to use, which of the three basic economic questions does it answer? Choose 1 answer:
(A) Where to produce goods and services?
(B) How to produce goods and services?
(C) When to produce goods and services?
(D) What to produce?
(E) To whom do these goods and services go?
What is generally one of the major differences between union and nonunion workers?
Union workers earn more money for similar work.
Union workers have more skills and training.
Union workers are more productive employees.
Union workers have more education.
Answer:
Union workers earn more money for similar work.
Explanation:
A labour union is when a group of workers come together to form an association for the benefit of members of the union. Labour unions have a higher bargaining power when compared with non union workers. This increases their potential for higher wages and better working conditions
Examples of labour unions in the US include :
American Federation of State, County, and Municipal Employees American Federation of teachers United Food and Commercial Workers United Auto Workerwhy is a 15-year fixed-rate mortgage better than a 30-year?
A 15-year fixed-rate mortgage is better than a 30-year mortgage for several reasons. On the one hand, with a 15-year mortgage, you will repay the loan twice as quickly and thus pay less in total interest than with a longer loan.
In addition, with a 15-year mortgage, your monthly payments will be higher, but you will have peace of mind knowing that your loan will be paid off in less time. With a 15-year mortgage, your equity in your home will also increase faster. Finally, the interest rate on a 15-year mortgage is often lower than a 30-year mortgage, meaning you'll have a lower monthly payment. All in all, a 15-year fixed rate mortgage is often a better choice for someone who wants to pay off their loan as quickly and affordably as possible.
To know more about mortgage click here
https://brainly.com/question/8084409
#SPJ4
Choose the correct definition of quotient. will give 40 pointtss pls help asap
The answer in a division problem.
The number that is divided in a division problem.
The number that’s left when the divisor doesn’t go into the dividend exactly.
The number that divides in a division problem.
Answer:
a result obtained by dividing one quantity by another.
Explanation: Basically dividing
Mr. A owns an apartment building with a net monthly rental of $2,000. If this figure represents an 8% annual return on his investment, what was the original cost of property ?
Select one:
OA. $300,000
OB. $25,000
OC. $1,920
OD. $360,000
The option D, $360,000, If Mr. A is receiving a net monthly rental of $2,000, his annual net rental income would be $24,000 ($2,000 x 12).
We are given that this represents an 8% annual return on his investment. Using the formula for calculating annual return, which is: Annual Return = (Net Rental Income / Original Cost of Property) x 100
We can rearrange the formula to solve for the original cost of the property: Original Cost of Property = (Net Rental Income / Annual Return) x 100
Plugging in the values given, we get:
Original Cost of Property = ($24,000 / 8%) x 100
Original Cost of Property = $300,000
Option B, $25,000, is too low as it would mean that the property would have to generate a monthly net rental income of $166.67 to achieve an 8% annual return, which is not realistic for an apartment building.
To find the original cost of the property, we can use the formula:
Original Cost = Net Annual Rental / Annual Return Rate
First, we need to find the net annual rental. Since the net monthly rental is $2,000, we can calculate the net annual rental as follows:
Net Annual Rental = Net Monthly Rental × 12
Net Annual Rental = $2,000 × 12
Net Annual Rental = $24,000
Now, we have the net annual rental and the annual return rate (8%). We can find the original cost of the property:
Original Cost = $24,000 / 0.08
Original Cost = $300,000
To Know more about apartment building.
https://brainly.com/question/30035108
#SPJ11
When people come to your website based on their own actions, where you have not paid for the link is
When people come to your website based on their own actions, where you have not paid for the link is organic link, also called an unpaid search.
What is organic link?This refers to a link from one's website to another website. It is what connects two different website or blogs together.
It is to be noted that organic links go to websites that didn't pay other sites to display them
Learn more about organic link here: https://brainly.com/question/1231620
#SPJ1
A cover letter does all of the following EXCEPT:
Sells you as the best candidate for the job
Introduces you and summarizes your resume
Explains why you don't meet every qualification of the job
Explains why you are interested in the job
A cover letter does not explain why we don't meet every qualification of the job. The correct option is c.
What is a cover letter?A cover letter can be understood as a written document which is submitted with a job application outlining the applicant's credentials and interest in the open position. A cover letter is often one of only two documents sent to a potential employer, therefore, a well or poorly-written letter can impact whether the applicant is called for an interview. A cover letter which is good complements the resume and explains why the candidate is the ideal person for the job.
Cover letter mistakes can sink a job applicant.
Learn more about letter, here:
https://brainly.com/question/17186969
#SPJ1
From mid-october to the first week in november, what are some of the items markets and shops stock up on?.
From mid-october to the first week in november, some of the items markets and shops stock up on Skeletons and other macabre toys
What does Day of the Dead celebrate?From mid-october to the first week in november, some of the items markets and shops stock up on Skeletons and other macabre toys .In Mexican tradition, the skull denotes death and rebirth, which is why Day of the Dead celebrations are held.Local culture regards the afterlife as equally, if not more, vital than life on Earth.The skull represents both life and the afterlife. Da de los Muertos, also known as Day of the Dead, is a Mexican holiday that honors ancestors and loved ones who have passed on to the spirit world.After Halloween, celebrations are held on November 1 and 2, which are two major Catholic holy days, All Saints Day and All Souls Day.To learn more about Day of the Dead refer
https://brainly.com/question/29303857
#SPJ4
Krysta, who manages the is organization for her company, is continually striving to expand is services and capitalize on the latest technology developments to support her company's business plans through the coming months. her is organization is perceived as a _____.
Based on the goals of the IS organization that Krysta manages, it can be perceived as a business partner or peer.
What is a business partner or peer?This is a business established by a company to help it achieve its goals by engaging in alternative technological developments that will be beneficial to the parent company.
Krysta is managing an organization that helps her company to strive for more excellence which makes this a business partner.
Find out more on business partners at https://brainly.com/question/25641198.
what happened when uber’s ceo started driving for uber
Uber's CEO, Dara Khosrowshahi, has never publicly stated that he has driven for Uber, so it is unclear what happened if he did. However, it is known that in the early days of Uber, founder and former CEO Travis Kalanick would often drive for the platform to gain a better understanding of the driver experience and passenger feedback.
In order to promote the firm's services and better his own understanding of the driver experience, Travis Kalanick, the CEO of Uber, began driving for the company in 2016. According to reports, Kalanick drove clients to their destinations while picking them up in the San Francisco area, earning money from the ticket just like any other Uber driver. Reactions to Kalanick's decision to drive for Uber were conflicting. He received kudos for taking the time to comprehend the driver experience and for being open to speaking with Uber's clients directly. Others blasted the action as a publicity gimmick and claimed that it failed to address the fundamental problems that Uber drivers face, including low pay and a lack of benefits.
Learn more about Uber here:
https://brainly.com/question/30358875
#SPJ11
Define the term lifestyle and explain the kind of lifestyle you would like in your future. Then, discuss how work affects
lifestyle.
Answer:
the way in which a person or group lives.
Explanation:
ME working out alot and bieng very fit and It wouldnt effect my lifestyle it would actually help me cause i would live longer and be healthy
The term lifestyle refers to the habits and practices that define the life of a person, which also involves his/her work.
What is lifestyle?Lifestyle can be defined as the set of attitudes and patterns used in a routine and define the life of an individual.
Lifestyle can affect work because it is directly associated with the health and well-being of an individual.In conclusion, the term lifestyle refers to the habits and practices that define the life of a person, which also involves his/her work.
Learn more on lifestyle here:
https://brainly.com/question/1471307
#SPJ2
A _____ is a currency whose value is determined by the supply and demand for the currency in the market.
Answer:
D. floating currency
Multiple choices
A.pegged currency
B. base currency
C. reserve currency
D. floating currency
Explanation:
A floating currency is not backed by any physical commodities such as silver or gold. Because floating currency lacks intrinsic value, its value keeps fluctuating in the Forex market based on its supply or demand. A floating currency is also known as fiat currency. Its exchange rate is not subjected to government control.
The ________ function allows for multiple criteria in multiple ranges to be evaluated and counted.
The COUNTIF function enables the evaluation and counting of many criteria across various ranges. Use the COUNTIF function if you want to use numerous criteria at one time. The COUNTIF function has the following syntax: =COUNTIF (range, criteria).
The range specifies which cells must be counted, and the criterion control specifies which cell values must be counted and which must not. Using Excel's COUNTIF function to count using the AND condition is quite simple. For counting cells with two or more criteria, use the COUNTIFS function.
For purposes of partial matching, the COUNTIF function's criteria can also incorporate a variety of logical operators and wildcards. Excel's COUNTIF function does not allow the use of arrays and always requires a range of cells.
To know more about COUNTIF, click here:-
https://brainly.com/question/13201426
#SPJ4
Explain five steps in product design for a business
Explanation:
Five phases guide the new product development process for small businesses: idea generation, screening, concept development, product development and, finally, commercialization.
Offer an example of an external motivator put into place by an organization to motivate others to avoid applying stereotypes or prejudicial behavior. What have you seen?
One example of an external motivator put into place by an organization to motivate others to avoid applying stereotypes or prejudicial behavior is implementing diversity and inclusion training programs. These programs are designed to educate employees about the importance of embracing diversity, challenging biases, and fostering an inclusive work environment.
During these training sessions, participants learn about the negative impacts of stereotypes and prejudice, and are provided with strategies and tools to recognize and overcome unconscious biases. The organization may also introduce policies that promote diversity and inclusivity, such as establishing diverse hiring practices, creating employee resource groups, and implementing inclusive language guidelines.
Additionally, some organizations may tie performance evaluations and rewards to individuals' ability to demonstrate inclusive behaviors and exhibit cultural competence. By linking promotions, bonuses, or other rewards to the employees' efforts in promoting diversity and eliminating stereotypes, the organization reinforces the importance of these values and provides external motivation for individuals to actively engage in inclusive practices.
Overall, these external motivators send a clear message that the organization values diversity, inclusivity, and the avoidance of stereotypes and prejudicial behavior, thereby encouraging individuals to align their behaviors with these principles.
Learn more about cultural competence here:
https://brainly.com/question/29817599
#SPJ11
Which of the following refers to the way that interest added to an account earns
interest itself?
APY
compound interest
APR
annuity
Answer:
APY is when interest is added to an account that is earning the money so I belive that is the answer
A gas tax imposed by some states in which those who use the roads more pay more to maintain them is based on the _____ principle.
The principle that's illustrated by the gas tax is known as the benefit received principle.
What's a tax?It should be noted that a tax is a compulsory payment that generate revenue to the government.
In this case, a gas tax imposed by some states in which those who use the roads more pay more to maintain them is based on the benefits received principle.
Learn more about tax on:
https://brainly.com/question/25783927
What are hard skills?
A. Skills that you can learn in school, on the job, or through a
certification program
B. Skills that require a Masters degree
C. Skills that are always difficult to obtain
O
D. Skills that only employees at a higher level possess
Answer:
A. Skills that you can learn in school, on the job, or through a certification program.
Explanation:
Just took the test.
Skills that you can learn in school, on the job, or through a certification program are called the hard skills. Thus, option (a) is correct.
What is skills?The term skills refer to the person ability and talent that comes to the master own her work. There are the different types of the skills such as communication skills, computer skills and graphic skills. A person is the expert to the particular field are they easily faced the problems and the efficiently performing the work.
According to the skills are the necessary to the person because it's the help to the developed of the knowledge and the experiences. There are the skills are the different types such as technical, computer, reading, listening and the other communication skills. A person is the learns the skills to the school, college, and the job. The certificate course and Diploma in the particular field.
Therefore, option (a) is correct.
Learn more about on skills, here:
https://brainly.com/question/22072038
#SPJ2
Which of the following is typically NOT led by a company's Human Resource department?
Answer: they dont file complaints
Explanation:
abigail bought 28 shares of stock at $30.00 per share. she received dividend of $49.50 during the year. at the end of the year, her stock was valued at $43.50 per share. what was her ROI?
If her stock was valued at $43.50 per share. Her ROI is:50.89%
Return on investmentFirst step
Purchase price=(28×$30)-(28×$43.50)
Purchase price= $840-$1218
Purchase price=$378
Gain in value=$378+ $49.50
Gain in value=$427.5
Second step
ROI=$427.5/$840×100
ROI=50.89%
Therefore the ROI is $15.89%.
Learn m ore about ROI here:https://brainly.com/question/15726451
#SPJ1
What’s the difference between a brand name and a private title
Answer:
Private brands tend to be cheaper than name brand goods
Explanation:
How does regret avoidance contribute to the disposition
effect?
What kind of steps do professional traders take to avoid holding
losers?
Regret avoidance contributes to the disposition effect by making investors more likely to hold on to their losing investments for an extended period of time to avoid the regret of selling and potentially missing out on future gains. This effect is more pronounced when the initial investment decision was made personally rather than professionally.
Regret avoidance is a psychological phenomenon where people tend to avoid taking action to avoid potential feelings of regret. This phenomenon is prevalent in financial decision-making, where investors often hold on to losing investments for too long to avoid feeling regret when selling and potentially missing out on future gains.
The disposition effect is a behavioral finance phenomenon that describes how investors tend to hold on to their winning investments for too long and sell their losing investments too quickly. The disposition effect is a result of investors' tendency to feel pleasure from gains and pain from losses, leading them to sell their losing investments to avoid the pain and hold on to their winning investments to enjoy the pleasure. Regret avoidance contributes to the disposition effect by making investors more likely to hold on to their losing investments for an extended period of time to avoid the regret of selling and potentially missing out on future gains. This effect is more pronounced when the initial investment decision was made personally rather than professionally. Professional traders, on the other hand, take several steps to avoid holding on to losers, including setting stop-loss orders to limit potential losses, diversifying their portfolio to reduce risks, conducting thorough research and analysis before investing, and sticking to their investment plan and not making impulsive decisions.
Learn more about The disposition effect: https://brainly.com/question/32556557
#SPJ11
Which accounting concept is used in each of the following accounting treatment?
The cost of a tape dispenser has been charged to an expense account, although in fact it could still be in use in ten years’ time.
A sole proprietor has sold his private house, but has not recorded anything about it in the business records.
A debt has been written off as a bad debt even though there is still a chance that the debtor eventually may be able to pay it.
A machine has been bought for an exceedingly low figure,and it has been entered in the asset account at that figure even though it is worth more.
A motor van broke down in December , 2017. The repair bill for it was not until 2018 yet it has been treated as a 2017 expense.
The accounting concepts that provide guidance for recording the following business events are as follows. The business transactions are numbered from (a) to (e) below:
1) Materiality Concept is applied because the impact of the cost of the tape dispenser being "expensed" is not significant on the reader of the financial statement.
2) Entity Concept requires separation between the finances of the owner from the finances of the business. The business is a separate economic unit distinct from the sole proprietor.
3) Prudence Concept demands that expenses (like the bad debt written off) and liabilities are not underestimated and revenues and assets should not be overestimated.
4) Historical Cost Concept: Generally accepted accounting principles require the initial recognition of an asset at its purchase cost and not fair value.
5) Accrual Concept and Matching Principle: The accrual concept requires that expenses that have been incurred for a period should be accounted for in that period, whether cash payment is made or not. The matching principle states that expenses (Van Repair Expense) should be matched to the revenue that they generate.
Thus, accounting concepts are the basic assumptions, rule, and principles for recording business transactions and events and preparing accounts and financial statements.
Learn more about accounting concepts at https://brainly.com/question/24425761
The Food and Drug Administration sets standards for
O advertising.
O product labeling.
O the environment.
O traffic safety.
Answer:
B. Product Labeling
Explanation:
From quizlet
The Food and Drug Administration sets standards for product labeling.
What is product labeling?Product labeling is the details information of what a products entails and this is often writing on the product.
Product labeling is an important standards set by Food and Drug Administration as this help the consumer to be know the following:
The product ingredientHow healthy or unhealthy the product are etcInconclusion the Food and Drug Administration sets standards for product labeling.
Learn more about product labeling here:https://brainly.com/question/6049878
Thomas and emily are discussing the affect of ai on future employment. Emily correctly points out that _____.
Thomas and Emily are debating the impact of artificial intelligence on future jobs. Emily accurately points out that the introduction of new technology has always resulted in more employment creation than job loss.
What effect does the introduction of new technologies have?New digital technologies are increasingly permeating the economy. As a result of this digitization, machines are increasingly capable of performing tasks that were previously only performed by humans.
Manufacturing processes and organizations are evolving, and services, new products, and business models are emerging. The introduction of new technologies has consistently resulted in more job creation than job loss.
To learn more about the technology, refer to:
https://brainly.com/question/17187984
#SPJ1
How would potential customers most likely self-identify as your target customers?
WHICH OF THE FOLLOWING STATEMENTS IS FALSE ABOUT 'BORROWING CAPACITY'?
Select one:
a. IT IS SYNONYMOUS TO THE "PROJECT DEBT"
b. IT IS AN ESPECIALLY IMPORTANT POINT IN INTERNATIONAL CAPITAL BUDGETING ANALYSIS BECAUSE OF THE FREQUENCY OF LARGE CONCESSIONARY LOANS.
c. IT IS BASED ON THE FIRM'S OPTIMAL CAPITAL STRUCTURE
d. IT CREATES TAX SHIELDS FOR APV ANALYSIS REGARDLESS OF HOW THE PROJECT IS ACTUALLY FINANCED
The false statement about 'borrowing capacity' is option d. It is not true that borrowing capacity creates tax shields for APV analysis regardless of how the project is actually financed.
The tax shields depend on the financing method used, whether it is debt or equity financing. Borrowing capacity refers to the maximum amount of funds that a firm can borrow, given its creditworthiness and existing financial commitments. It is an important consideration in capital budgeting analysis, especially for international projects that often involve large concessionary loans. Borrowing capacity is also influenced by the firm's optimal capital structure, which aims to balance the use of debt and equity financing to minimize the cost of capital. Therefore, options a, b, and c are true statements about borrowing capacity.
To know more about borrowing capacity visit:
https://brainly.com/question/29982023
#SPJ11
one of the key characteristics of the U.S. free enterprise system is:
A. strict limits on the kinds of products available to consumers.
B. limited competition between large businesses in each industry.
C. government deciding which goods will be produced.
D. businesses making decisions based on the profit motive.
The main characteristics of the U.S. free enterprise system is Option (D.) businesses making decisions based on the profit motive.
Free enterprise:Free enterprise, or the unfastened marketplace, refers to a financial system wherein the marketplace determines prices, products, and offerings in place of the government.
Main characteristic of the U.S. free enterprise system:It involves the Companies and services are not under government control and a company that makes decisions based on profit motives.
Learn more about the government here: https://brainly.com/question/13282965
Wilson wants to receive $25,000 in perpetuity and will invest his money in an investment that will earn a return of 14 percent annually. What is the value of the investment that he needs to make today to receive his perpetual cash flow stream? (Round to the nearest dollar.) $144,350 o $640,225 $252,325 $178,571
Wilson needs to invest approximately $178,571 today in order to receive a perpetual cash flow of $25,000 annually with a 14% return.
Explanation: To determine the value of the investment, we use the concept of perpetuity. Perpetuity refers to a stream of cash flows that continues indefinitely. In this case, Wilson wants to receive $25,000 annually in perpetuity.
To calculate the value of the investment, we divide the annual cash flow by the interest rate. In this scenario, the annual cash flow is $25,000, and the interest rate is 14% (or 0.14 in decimal form).
Value of Investment = Annual Cash Flow / Interest Rate
Value of Investment = $25,000 / 0.14 ≈ $178,571
Therefore, Wilson needs to invest approximately $178,571 today in order to receive his desired perpetual cash flow stream of $25,000 annually with a 14% return. This means that the investment's returns will generate enough income to cover the $25,000 annual cash flow while accounting for the 14% return rate.
To know more about Perpetuity visit: brainly.com/question/24261067
#SPJ11
Obviously, the lifetime membership isn’t a good deal if you only remain a member for a couple of years, but if you remain a member for 40 years, it’s a great deal. Suppose that the appropriate annual interest rate is 7.9%. What is the minimum number of years that Lloyd must remain a member of the ADLA so that the lifetime membership is cheaper (on a present value basis) than paying $750 in annual membership dues? (Note: Round your answer up to the nearest year.)
Question:
Lloyd is a divorce attorney who practices law in Florida. He wants to join the American Divorce Lawyers Association (ADLA), a professional organization for divorce attorneys. The membership dues for the ADLA are $800 per year and must be paid at the beginning of each year. For instance, membership dues for the first year are paid today, and dues for the second year are payable one year from today. However, the ADLA also has an option for members to buy a lifetime membership today for $8,500 and never have to pay annual membership dues.
Obviously, the lifetime membership isn't a good deal if you only remain a member for a couple of years, but if you remain a member for 40 years, it's a great deal. Suppose that the appropriate annual interest rate is 7.9%. What is the minimum number of years that Lloyd must remain a member of the ADLA so that the lifetime membership is cheaper (on a present value basis) than paying $800 in annual membership dues?
A. 14 years
B. 13 years
C. 19 years
D. 23 years
Answer:
19 years (Kindly note the above question is bit different in numbers because I was unable to find the remainder part of your question. But it provides excellent understanding of the question).
Explanation:
Here, we have four options and we will start finding "Advance Annuity" from the least number which is 13% and then we move to a greater number.
Best Choice:
The best choice will be the one which is almost equal to or smaller than the value of the lifetime membership $8,500 and takes least time.
For 13 Years
Annuity = Cashflow * (1 + Annuity Factor at 7.6%)
Annuity at 7.6% for 13 years = (1 - (1 + 7.6%)^-(13 - 1) / 7.6% = 7.6948
Annuity = $800 * (1 + 7.6948) = $6,956
Similarly for 14 Years:
Advance Annuity = Cashflow * (1 + Annuity Factor at 7.6%)
Advance Annuity at 7.6% for 14 years = (1 - (1 + 7.9%)^-(14 - 1) / 7.6% = 8.0807
Advance Annuity = $800 * (1 + 8.0807) = $7265
Similarly for 19 Years:
Advance Annuity = Cashflow * (1 + Annuity Factor at 7.6%)
Advance Annuity at 7.6% for 19 years = (1 - (1 + 7.9%)^-(19 - 1) / 7.6% = 9.6377
Advance Annuity = $800 * (1 + 9.6377) = $8510.16
As the annuity value slightly crosses $8500, hence it is somewhat between 18 to 19 years. Thatswhy we will not consider the last option with 23 years as the nearest option is 19 years.