all of the following are considered advantages associated with the secondary mortgage market except: ch19 a. it provides more sources of capital for the mortgage market b. it is a major source of financing for secondary schools c. it enables mortgage originators to replenish funds for more mortgages d. it facilitates geographic flow of mortgage funds

Two or more groups that come together and act jointly with respect to some set of issues for some period of time are using the cooperative strategy of  cost minimization  management approach.

Cost minimization is known to be a kind of a financial strategy that is known to be used so as to be able to attain the most cost-effective means of  producing goods and services to the needed level of quality.

Note that  It is vital to remember that cost minimization is not about reducing quality  and as such, Two or more groups that come together and act jointly with respect to some set of issues for some period of time are using the cooperative strategy of  cost minimization  management approach.

Learn more about cost minimization from

https://brainly.com/question/8006883
#SPJ1

Answer:

1. Subscription.

2. Bait and Hook.

3. Cutting out the Middleman.

Explanation:

Some of the commonly used business models across the world include the following;

1. Subscription: steady revenue and predictable profits. It is a business model which typically involves customers paying a recurring fee or price (revenue) for the use of a particular product or service. These customers are usually charged either on a monthly or annual basis. An example is the subscription for paid cable tv by various customers.

2. Bait and Hook: attractive prices for basic product. It is also referred to as the razor and blade business model. Bait and Hook typically involves selling a product at a very low price so as to gain the attention of the buyer and selling a complementary product (refill) to the same buyer at a very high price. An example is a mobile phone (bait) and airtime plus data (hook).

3. Cutting out the Middleman: reduction in transaction costs and processing time. It typically involves the elimination of an intermediary (middleman) in the supply of goods and services to the end users or customers.

An example is the business to consumer (B2C) company such as Walmart, Uber, etc.

Answer:

c

Explanation:

in health insurance because you can't just go to the bank and say hey can I have my health insurance

Bossidy and Charan believe the people process is paramount, as this core process encourages managers to connect the talents of their subordinates to strategic goals.

HR processes bring together ideologies and core values ​​to ensure alignment with people at all levels of the organization. This process is standard for proven and successful organizations.

But for younger companies, or organizations that are not yet in their best season, the way to implement this process is to define an ideological framework, apply that framework to the core leadership team, and then apply that framework. Incorporate it throughout your organization. These are like subprocesses of the individual process.

Learn more about Bossidy and Charan with the help of the given link:

brainly.com/question/28540312

#SPJ4

Answer:

D. increase in volume of innovations.

Explanation:

The allowance method is preferred over the direct write-off method of accounting for bad debts I'm not hungry, bud. I got too exhausted to sleep right now because we caught the one I saw in my truck yesterday, so I'll just go back to sleep for the time being.

The process of gathering, compiling and reporting information on business and financial transactions. also: this system's guidelines and practices. as a first-year student, I studied accounting: work done in accounting or by accountants.

By recording bad debt expenditure within the same accounting period that income is recorded, the allowance approach adheres to the matching principle. Users benefit from a more accurate display of net income or net loss as a result.

Because bad debt expenses are incurred closer to the point of sale or service, the allowance technique may be more advantageous for a business than the direct write-off method. The allowance creates a more realistic estimate of the end-of-period financials, enabling the organization to understand its situation and plan accordingly.

Therefore, Method is favored by the direct write-off approach to bad debt accounting. I don't need food,

Learn more about accounting here:

https://brainly.com/question/22917325

#SPJ12

Answer: Franchise

Explanation:

Franchise could be defined as when new or intending growing businesses use the name of bigger or renowned business names, brands to run their own business. This helps for popularity sake, and making the goods of the smaller business to be marketable through the awareness that has been built in the trust that people have known the big firm for. Most new firms looking to break a competitive market aim at doing this.

The cost represents 31.5% of the price of a pie.

The percent of the price of a pie that the cost represents can be calculated by taking the cost of the pie ($2.48) and dividing it by the selling price of the pie ($7.89). Then, multiply that number by 100 to express it as a percentage. In this case, the cost of the pie represents 31.36% of the selling price.

It's important for businesses to understand the cost of their products in relation to the price they are charging in order to ensure profitability and make informed pricing decisions. Additionally, understanding the cost-to-price ratio can also help with budgeting and cost management. In the case of Skypie Bakery, they have a 68.64% profit margin on their rhubarb pies. This means that they make a profit of $5.41 on each pie they sell.

Read more about the Percentage of goods sold:

https://brainly.com/question/29110956

#SPJ4

When two clerks share the same cash register, the internal control principle that is violated is the principle of segregation of duties. The principle of segregation of duties is a fundamental internal control concept that aims

to prevent fraud, errors, and abuse by ensuring that no single individual has complete control over a transaction from initiation to completion. It involves separating different duties and responsibilities among multiple individuals. In the case of two clerks sharing the same cash register, there is a lack of segregation of duties because both clerks have access to and control over the cash register. This situation increases the risk of fraudulent activities such as theft, manipulation of records, or unauthorized transactions.

Ideally, the responsibilities of handling cash, recording transactions, and reconciling accounts should be divided among different individuals to create a system of checks and balances. This segregation of duties helps to ensure accountability, minimize the risk of errors or fraud, and enhance internal control over cash handling and financial transactions.

learn more about cash here :

https://brainly.com/question/15709517

#SPJ11

To prepare an income statement for Cowboy Law Firm, the only relevant account needed is the Net Income, which is already given as $5,900.

Income is of utmost importance in personal finance and business for several reasons. On an individual level, income determines one's standard of living, ability to meet financial goals, and build wealth. It provides the means to cover expenses, save for the future, and invest. For businesses, income is a vital indicator of financial performance and sustainability. It funds operations, covers expenses, allows for expansion, and attracts investment. Additionally, income contributes to economic growth, job creation, and consumer spending, thus playing a crucial role in driving overall economic activity and prosperity.

Learn more about Income here:

https://brainly.com/question/29349567

#SPJ11

Incorporating "long tail keyword terms" in your SEO plan can help optimize the performance of a website and improve its search engine ranking.

Long tail keywords are longer, more specific keyword phrases that usually consist of three or more words. Unlike generic and highly competitive keywords, long tail keywords are more targeted and have lower search volumes. However, they often have higher conversion rates and attract users who are more likely to be interested in your specific offerings.

When you incorporate long tail keyword terms in your SEO plan, you can benefit in several ways. Firstly, long tail keywords allow you to target a niche audience and attract visitors who are actively searching for specific information or products. This means you have a higher chance of connecting with potential customers who are more likely to engage with your website.

Secondly, long tail keywords are usually less competitive compared to generic keywords. This means that by focusing on long tail keywords, you have a better chance of ranking higher in search engine results for those specific phrases. This can lead to increased visibility, organic traffic, and ultimately, a better search engine ranking for your website.

Learn more about long tail keyword terms here:

https://brainly.com/question/15072978

#SPJ11

The given maturities for typical commercial paper are 1 day, 25 days, 330 days, and 345 days. While the given characteristics of commercial paper include denominations typically being in multiples of $1 million, they are used as an alternative to long-term bank loans, and activity in their secondary market is high.

The correct annualized yield of the 25-day commercial paper with a par value of $10,000,000 for a price of 59,960,000 is 5.78%. Let's explain it in detail:Commercial paper is an unsecured short-term debt instrument issued by corporations to finance their current liabilities such as accounts payable and inventories. These are sold at a discount to face value, and the difference between the purchase price and the face value of the commercial paper is the interest paid on the instrument at maturity.

Therefore, the characteristics of commercial paper include high activity in their secondary market, which means that it is easy to buy and sell commercial paper as it has a ready secondary market. Commercial paper is also issued in denominations typically in multiples of $1 million as these are usually issued to large financial institutions. They are typically used as an alternative to long-term bank loans for financing current liabilities, which are usually paid off in less than a year.

To know more about liabilities visit:

brainly.com/question/30805836

#SPJ11

If a firm is earning negative accounting profits, it implies more information is needed to conclude about accounting profits.

Accounting profit is a company's net income or revenue fewer expenses. By deducting entire costs from the overall revenue or return of a business or investment, you may calculate economic profit. Businesses disclose their accounting gains to investors on their income statements as well as to the IRS for tax reporting purposes.

Because it contains all required reporting of both revenues and expenses, accounting profit is one of the main sources of information used by investors. As a result, it comprises the full cost of goods sold as well as all marketing, general and administrative, finance, and realized gain and loss costs.

To learn more about accounting profit refer to:

https://brainly.com/question/15699405

#SPJ4

Answer:

Explanation:

Scholarships and grants are monies that are given to the student for education. You DO NOT have to pay them back.

Loans can also be given for education costs but you DO have to pay them back.  So, obviously, you want scholarships and grants before loans.

Answer:

C is the right answer!

A way to build good credit is by paying bills when they are due. Hence, option C is appropriate.

Credit is the process by which money is being paid to the foray of all other people. The amount of money that has been given to a particular kind is based on the important facets when the Credit is being facilitated. The most important part and the thing is that the people inside the credit system are based on simple equations and also understanding.

The Credit system is a type of loan amount which need not be paid immediately but after a certain period, the amount needs to be paid. Hence, the above option is that the Credit along with the option of understanding the few will have to comply with the essence of knowing.

The Credit also does not comply with the interest amount being paid but it is very much dependent on the penalty or the finr amount which again has to be paid, if being failed at times. Hence, option C is correct.

Learn more about the Credit here:

https://brainly.com/question/20650157

#SPJ6

The body posture of crossing your arms after an interviewer asks a question may raise a red flag.

In an interview, the crossing of arms can mean many things. But usually, the candidates who cross their arms in front of their chest during an interview probably feel insecure and defensive. Most people dislike seeing others crossing their arms because it’s distancing but as a natural reaction, when meeting a stranger, it can be considerd as good sign when candidates unfold their arms later during their interview.

To others, the gesture of crossing of arms or legs can make you seem less accessible and communicative in an interview because it creates a physical barrier between you and the interviewer.

Read more about crossing of arms

brainly.com/question/17432574

#SPJ1

Answer: raise a red flag

Explanation:

The foreign corrupt practices act outlawed d. bribery of officials in other countries.

What is corrupt practices act?

The United States passed the Federal Corrupt Practices Act, often known as the Publicity Act, in 1910 and revised it in 1911 and 1925. Up until the Federal Election Campaign Act was passed in 1971, it remained the basic legislation of the country governing campaign funding in federal elections. On June 25, 1910, President William Howard Taft signed the Act.

For House general elections, the Act set expenditure caps for political parties. By mandating political party national committees to provide post-election reports on their contributions to particular candidates and their own expenditures, it was the first federal law to call for the public disclosure of spending by political parties but not by candidates.

To study more about corrupt practices act

https://brainly.com/question/28084625

#SPJ4

Demand Function : The demand function for good X describes how much X will be purchased at alternative prices of X and related goods, alternative levels of income, and alternative values of other variables that affect demand.

Demand function represents the relationship between the quantity demanded for a commodity (dependent variable) and the price of the commodity (independent variable).

Demand Function Formula

Mathematically, a function is a symbolic representation of the relationship between dependent and independent variables.

Let us assume that the quantity demanded of a commodity X is Dx, which depends only on its price Px, while other factors are constant. It can be mathematically represented as:

Dx = f (Px)

However, the quantitative relationship between Dx and Px is expressed as:

Dx = a – b(Px)

Where a (intercept) and b (relationship between Dx and Px) are constants.

Types of Demand Function

There are Two types of demand function are:

Learn more about Demand Function on:

brainly.com/question/24384825

#SPJ4

The answer is  Make special adjustments to the list or quoted price, is the step of the price-setting process would the mail order firm have made this decision.

It is the amount of money provided or set as payment for the sale of a specific good. It can also refer to the quantity of something desired in exchange for another item in a sale or barter.

Price is the amount of money that consumers are willing to spend on a product. In addition to linking the price to the product's actual and perceived worth, marketers also need to take into account supplier costs, seasonal reductions, competitor prices, and retail markup.

To know more about Price visit:

https://brainly.com/question/29244186

#SPJ4

Tony and Gareth are not eligible for student financial aid.

Fundamental eligibility necessities for economic student useful resources are:

Be a U.S. citizen or an eligible noncitizen (which includes a U.S. country-wide or everlasting resident) and feature a good Social security wide variety.

Have an excessive faculty diploma or GED certificates.

Be enrolled or general as a scholar in an eligible degree or certificate software.

Earn a minimum GPA.

Tony has still no longer finished excessive school, and Miami resident Gareth does directly not has a social security range.

Keith and Marshall may be eligible for the economic pupil helpful resource in the event that they meet all other necessities for monetary pupil resource.

Learn more about financial aid here: https://brainly.com/question/26499492

#SPJ1

When the Congress lowered taxes to aid in the recovery of a recession, it is an example of a expansionary fiscal policy.

Fiscal policies are deliberate steps taken by the government to stimulate the economy in order to cause the economy to move to full employment and price stability more quickly than it might otherwise.

Fiscal policies can either be expansionary or contractionary. Expansionary fiscal policy is when the government increases the money supply in the economy either by increasing spending or cutting taxes.

To learn more about fiscal policies, please check: https://brainly.com/question/25716528

#SPJ1

Answer:

Each stage plays a vital part in building a high-functioning team. In 1965, a psychologist named Bruce Tuck-man said that teams go through 5 stages of development: forming, storming, norning, performing and adjourning.

Explanation:

Answer:

B. requisition

Explanation:

i have done this before, hope i helped

Answer: This is an example of an Assumptive Close.

What is an Assumptive Close? Assumptive close (also referred to as presumptive close) is a closing technique that uses questions to imply that your customer is going to make a purchase. Meaning thereby, instead of asking "If they would like to buy" you instead ask "how would they like to buy". In this closing technique, the salesperson assumes that the customer is ready to make a purchase and moves forward with finalizing the sale by suggesting to write up the first order.

It is an effective sales closing technique because it can help you sign contract more quickly, unlike other closing techniques. It can also be used in combination with other closing techniques.

What are closing techniques? It is a method to encourage prospective clients to convert into customers. It involves process of closing the deals successfully.

Learn more about Closing Techniques: https//brainly.com/question/31501774

#SPJ11

Answer:

business is the entire enterprise of making, selling, and controlling the production of goods, while trade, a narrower activity, involves only the buying and selling of goods. Trade is a part of business, but business is not the same as trade. ... Trade usually refers to imports and exports.

Answer:

I think the answer is 3 or 5

Explanation:

hope everyone is healthy

Answer:

Business is the source of employment. It creates employment opportunities for a large number of people in any country. Various types of employees are required both in management and technical jobs of business. The development of industry and commerce is helping to solve the employment problems of the nation.

Business improves the quality of life in two ways. Firstly, it provides high-quality goods and service to the people required for their enjoyment, comfort, and health. Secondly, a business offers employment opportunities to the people by which they can generate income and improve the quality of life.

Businesses help the society first through the distribution of goods and services which are essential for survival. Furthermore, they create employment opportunities that help individuals within the society earn an income to afford their needs.

Explanation:

The correct answer is A) the Ricardian Model shows that someone may lose from trade, while the Heckscher-Ohlin Model shows that everyone benefits from trade.

In the Ricardian Model of international trade, which is based on comparative advantage, countries specialize in producing goods in which they have a lower opportunity cost. This specialization leads to gains from trade as countries can obtain goods at a lower relative cost compared to producing them domestically.

However, the Ricardian Model does not guarantee that everyone benefits from trade. It assumes that factors of production are immobile between industries within a country, meaning that workers cannot easily switch jobs to benefit from trade. Therefore, some individuals or industries may lose out due to the shift in production patterns.

On the other hand, the Heckscher-Ohlin Model takes into account factor endowments, such as labor and capital, and predicts that countries will export goods that intensively use their abundant factors of production. This model suggests that trade can lead to gains for all countries involved by allowing them to specialize in and export goods that utilize their abundant resources. It does not explicitly address the possibility of someone losing from trade.

Hence, the correct statement is that the Ricardian Model shows that someone may lose from trade, while the Heckscher-Ohlin Model shows that everyone benefits from trade.Correct option is A.

For more such questions on trade

https://brainly.com/question/14926566

#SPJ8

Answer:

is based on when the asset is expected to be converted to cash, or used to benefit the entity.

Explanation:

There are mainly three types of assets

1. The current asset is the asset that converted into cash within 12 months

2. The fixed asset is the asset that remains fixed like land, building

3 The intangible asset is the asset that cannot be seen or touched like intellectual property such as goodwill, patent

So here the distinction is to be made with respect to the convertibility to cash and the benefit provided to the entity

The predicted rise in gold price in August would likely result in a decrease in the quantity of gold supplied in July, leading to a leftward shift in the supply curve.

When market analysts predict an increase in the price of gold, it may signal to gold producers to hold onto their gold or reduce the quantity they supply in the market, expecting to sell it at a higher price in the future. This decrease in supply would lead to a leftward shift in the supply curve, resulting in a higher equilibrium price and lower equilibrium quantity.

Holding everything else constant, this would mean that buyers would have to pay a higher price for a lower quantity of gold in the market.

Learn more about  market analysts https://brainly.com/question/17246850

#SPJ11