ABC insurer issues homeowner insurance policies to cover
residential buildings.
The historical data on covered perils (like fire accidents) and the
associated losses
are quite sufficient, and historic

Answers

Answer 1

ABC insurer issues homeowner insurance policies to cover different types of losses that may occur due to natural disasters, theft, fire, or any other perils. Homeowner insurance policies provide coverage for homes, personal belongings, and liability protection. The coverage amount varies depending on the type of policy that is chosen by the homeowner.

Types of Homeowner Insurance Policies:Basic Coverage: This type of policy provides protection against damages caused by natural disasters such as fire, smoke, lightning, hail, or windstorm. It also covers theft and liability protection.Broad Coverage: It offers protection against the perils listed under the basic coverage policy and also includes coverage for damages caused by falling objects, weight of ice or snow, or water damage from plumbing, heating, and air conditioning.Special Coverage: This type of policy offers the most comprehensive coverage and protects against all perils except for those that are specifically excluded. However, a homeowner may have to purchase a separate policy for protection against flood or earthquake damage.Historic Coverage: Homeowner insurance policies are not always able to cover the full value of a historic home due to the cost of rebuilding, unique materials, and historic preservation standards. There are special historic homeowner insurance policies designed to cover the unique needs of these homes.

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Related Questions

Which of the following is a style trend?
A. An increase in the population of young parents in a neighborhood
B. The popularity of a new type of jeans
C. An increased concern for protecting the environment
D. The popularity of cell phones that can access the Internet

Answers

Answer:
B

Explanation:

in the country of hazard, businesses use new smart cell phones to speed up many tasks such as sales recording, inventory checks, purchase orders etc. which components of growth are recorded here

Answers

Businesses in the nation of Azard employ the new smartphones to streamline a variety of processes, including sales records, inventory checks, purchase orders, etc. Physical capital and technology are the growth-related factors mentioned here.

It is obvious that more technology is being employed to complete earlier tasks because new smart cell phones are being used in business. This represents technological advancement. It is purportedly done with cell phones.

The company's tangible assets are increased by these cell phones. The addition of physical capital must therefore be taken into account as well.

Physical capital is made up of tangible, manufactured goods that companies invest in or buy and use to produce goods. Fixed capital also includes reusable physical assets, such as manufacturing equipment, that are not used up in the course of production.

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kingery corporation began the calendar (and fiscal) year with a simple structure consisting of 39,000 shares of common stock outstanding. on may 1, 9,000 additional shares were issued, and another 6,000 shares were issued on september 1. the company had a net income for the year of $245,000. round answers to two decimal places. a. compute the earnings per share of common stock. $answer b. assume that the company also had 8,000 shares of 4%, $20 par value cumulative preferred stock outstanding throughout the year. compute the basic earnings per share of common stock.

Answers

The complete or appropriate share or part given to, belonging to, contributing to, or owing by a person or group. one of the equally spaced fractional pieces that make up a corporation's or joint-stock company's capital stock.

Explain about the share in stock market?

The smallest unit of stock in a firm is called a share. Therefore, the appropriate word to employ when allocating stock and referring to certain attributes is shares. In a technical sense, shares correspond to stock units. The terms "common" and "preferred" describe several classes of a company's shares.

Reason: a. Determine the common stock's earnings per share (EPS).

Number of common shares outstanding = $2,45,000 ÷54,000 = $4.53

per share Number of shares outstanding = 39,000 + 9,000 + 6000 = 54,000 EPS = Net income

b. Calculate the common stock's basic earnings per share.

Preferred dividend is equal to 8,000 x $20 x 4%, = $6,400.

Basic EPS = (Net income - Preferred dividend) Shares in Issue = (2,45,000 - 6,400) ÷54000 = $4.41 per share

EPS equals $4.58 per share.

Basic EPS equals $4.41 per share.

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a. if the full-employment level of output is $4,000, is the economy depicted in an inflationary or a recessionary gap? what specific monetary policies would you recommend, if any, to correct this? b. if the full-employment level of output is $6,000, is the economy depicted in an inflationary or a recessionary gap? what specific monetary policies would you recommend, if any, to correct this? c. if the full-employment level of output is $5,000, is the economy depicted in an inflationary or a recessionary gap? what specific monetary policies would you recommend, if any, to correct this?

Answers

a. For full-employment level of output is $4,000, the economy is in an inflationary gap.

b. For the full-employment level of output is $6,000, the economy is in a recessionary gap.

c. For the full-employment level of output is $5,000, the economy is neither in an inflationary nor a recessionary gap,

a. If the full-employment level of output is $4,000, the economy is in an inflationary gap, as the actual output exceeds the full-employment level. To correct this, the central bank can implement contractionary monetary policies, such as raising the interest rate or increasing the reserve requirement for banks, which would decrease the money supply and help stabilize the economy.

b. If the full-employment level of output is $6,000, the economy is in a recessionary gap, as the actual output is below the full-employment level. To address this, the central bank can implement expansionary monetary policies, such as lowering the interest rate or decreasing the reserve requirement for banks, which would increase the money supply and stimulate economic growth.

c. If the full-employment level of output is $5,000, the economy is neither in an inflationary nor a recessionary gap, as the actual output is equal to the full-employment level. In this scenario, the central bank may maintain its current monetary policies to ensure stability and sustainable growth.

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A company has used 2 different methods to forecast sales for the past 5 months. What is the MAD of Method A?Period Actual Method A Method B1 10 10 92 8 11 103 12 12 84 11 13 125 12 14 11

Answers

Bottom-up predictions and top-down forecasts are the two main categories of sales forecasting methodology. In bottom-up forecasting, the number of units a company is expected to sell is first projected, and the average cost per unit is then multiplied by that number.

One of the simplest and most straightforward methods for projecting sales is this one. This technique involves analyzing the company's past sales figures to determine the sales growth trend, which aids in forecasting the company's future sales growth.

Your historical sales data are used in trend projection to forecast your future sales. It is the simplest and clearest approach to demand forecasting. It's crucial to modify predictions for the future to take prior abnormalities into consideration.

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nursing is a humanitarian service give reason​

Answers

It is a welfare which is health, happiness.

Making a home inventory (select all that apply)
Question 3 options:
A: will decrease your premium by 5%.
B: will help you get your claim settled faster.
C: will help you to determine how much liability coverage to purchase.
D: will help you to determine how much personal property coverage to purchase.

Answers

A : wil dercease your premium by 5% and if my answer is nice like and thanks!!!!!!!

what’s the description given to identifying trends and relationships between different marketing variables?

Answers

The description given to identifying trends and relationships between different marketing variables is marketing analytics.

Marketing analytics is the practice of measuring, managing, and analyzing marketing performance to optimize strategies and tactics.

It involves the use of data and statistical methods to identify trends, patterns, and relationships between different marketing variables, such as customer behavior, sales data, and advertising metrics.

Marketing analytics helps organizations make data-driven decisions and improve their marketing effectiveness.

By analyzing customer behavior and preferences, organizations can tailor their marketing strategies to better meet customer needs and increase customer satisfaction.

By analyzing sales data and advertising metrics, organizations can optimize their marketing spend and improve their return on investment.

Marketing analytics can be applied to a wide range of marketing activities, including market segmentation, pricing, product development, promotion, and distribution.

It requires a combination of technical skills, such as data mining and statistical analysis, and marketing expertise, such as understanding customer behavior and market dynamics.

In summary, marketing analytics is the practice of measuring, managing, and analyzing marketing performance to identify trends and relationships between different marketing variables.

It helps organizations make data-driven decisions and improve their marketing effectiveness across various marketing activities.

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There are four basic sources that multinational companies (MNCs) can tap for positions. These are: A. host-country nationals, third-country nationals, United Nations placements, and International Monetary Fund (IMF) placements. B. home-country nationals, International Monetary Fund (IMF) placements, inpatriates, and multipatriates. C. home-country nationals, host-country nationals, International Monetary Fund (IMF) placements, and multipatriates. D. home-country nationals, host-country nationals, third-country nationals, and inpatriates

Answers

Answer:

D. home-country nationals, host country nationals, third-country nationals, and inpatriates

Explanation:

The four basics sources in which the multinational companies would tap for positions are as follows:

Home country nationals

Host country nationals

Third country nationals

Inpatriates

In this the MNC would be ready for tap for the positions

Therefore the last option is correct

And, the other options would be incorrect

A stigmatized property is one: (a) Where physical damage makes it undesirable to buyers (b) That a historical society owns and maintains (c) Where a particular event has affected the desirability of the property (d) None of these are correct

Answers

Answer:

(C) Where a particular event has affected the desirability of the property

Explanation:

A stigmatized property is one that has been psychologically impacted by an event that occurred on the property or one that has been suspected to have occurred on that property. Such a property is now "stigmatized" because such an event will have a drastic effect on multiple values and aspects of the property.

Total sales: $60,230 Rate of commission: 6% on first $40,000
7% on next $10,000;
8% on sales over $50,000
Income: ?

Answers

Answer:

1000000 wdnjdkdidhxh fdjjxifid

policies and procedures help provide direction for…

True or false?

Answers

Answer:

answer is True

Explanation:

cause i did this before

.When using a Data Mining approach for business analysis, it is important to remember which of the following?
A) All relationships between data items mean that one item has an impact on the other.
B) Data patterns and trends must be obvious before we can consider them in the business decision making process.
C) Relationships between data items do not necessarily mean that one causes the other.
D) Data mining should be performed in the operational system, not the data warehouse.

Answers

When using a Data Mining approach for business analysis, it is important to remember that relationships between data items do not necessarily mean that one causes the other. The correct option is C.

While data mining helps identify patterns and trends, not all relationships imply causation, and it is crucial to further investigate these relationships before making business decisions.

Additionally, data mining should be performed in the data warehouse, not the operational system, to prevent disruptions to daily operations. It is also worth noting that not all data patterns and trends need to be obvious before considering them in the decision-making process, as data mining can reveal hidden insights. The correct option is C.

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You are a salesperson in a vitamin store. What steps can you take to move up the company?

Answers

Answer:

these are some six steps to move up the company ☝

hope it helps

You are a salesperson in a vitamin store. What steps can you take to move up the company?

Given the 2020 recession, what should be the goal of monetary policy? Should the Fed enact expansionary or contractionary policy? In other words, should the Fed increase the money supply/credit supply or decrease the money/credit supply. Explain what they might do to achieve their goal.

Answers

Answer:

Expansionary monetary policies

Explanation:

A recession is characterized by reduced economic activities, a high unemployment rate, and low business incomes. The economy experiences a reduced demand for products and services, leading to low production and a slow economic growth rate.

In a recession like in 2020, the Fed should employ measures that will stimulate economic growth. The appropriate measures are the expansionary monetary policies. These policies seek to increase liquidity in the market, thereby increasing the aggregate demand. Expansionary monetary policies increase the money supply in the economy; they include a reduction in the reserve requirement, reduction in the discount rate, and open market purchases.

what is construction production​

Answers

Answer:

The production in construction index is a business-cycle indicator which measures the monthly changes in production of buildings (residential and non-residential) and of civil engineering (roads, railways, bridges, tunnels, utility projects).

HELP!!!!!!Match the job role with the job title.
Evaluate student
applications for
financial aid.
Review financial records
of large businesses
and corporations.
Gather evidence and
prepare for court.
Review policies and grant
funds to students in need.
Conduct research
that is pertinent
to a criminal case.
Review tax documents
and returns for errors
and inaccuracies.
Internal Revenue Investigator
Federal Aid Coordinator
Paralegal

HELP!!!!!!Match the job role with the job title.Evaluate studentapplications forfinancial aid.Review

Answers

Answer:

Internal revenue investigator: Review Tax Documents, Review financial records.

Federal Aid Coordinator: Evaluate Student Applications, Review policies and grant funds.

Paralegal: Conduct research that is pertinant to a criminal case, gather evidence and prepare for court

Explanation:

Answer:

answer down below

Explanation:

HELP!!!!!!Match the job role with the job title.Evaluate studentapplications forfinancial aid.Review

Using the information given here, what is the price-earnings ratio for Def Company? (Hint: This is a two-step calculation.)
a. 2.4
b. 4.8
c. 6.0
d. 8.0

Answers

To calculate the price-earnings ratio for Def Company, we need to first determine the company's earnings per share (EPS).

From the given information, we know that the company has a net income of $240,000 and 80,000 outstanding shares. Therefore, the EPS is calculated as follows: EPS = Net income / Outstanding shares EPS = $240,000 / 80,000
EPS = $3.00 Next, we need to calculate the price per share. We know that the market value of equity is $360,000, and there are 80,000 outstanding shares. Therefore, the price per share is: Price per share = Market value of equity / Outstanding shares, Price per share = $360,000 / 80,000,Price per share = $4.50
Finally, we can calculate the price-earnings ratio by dividing the price per share by the EPS:
Price-earnings ratio = Price per share / EPS
Price-earnings ratio = $4.50 / $3.00
Price-earnings ratio = 1.5
Therefore, the price-earnings ratio for Def Company is not one of the options provided.

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Please explain to me what interest rate is please im super confused :)

Answers

Answer: An interest rate is the percentage of principal charged by the lender for the use of its money. The principal is the amount of money loaned. Interest rates affect the cost of loans. ... The Federal Reserve manages interest rates to achieve ideal economic growth.

Explanation:

a firm announces a $2 per share dividend payable to holders of record on december 20, and the dividend will be actually paid in cash on december 25. which of the following must be correct?a.the stock price will increase by $2 per share immediatelyb.the stock price will decrease by roughly $2 per share on december 25.c.the stock price will decrease by roughly $2 per share on december 20.d.the stock price will decrease by roughly $2 per share on december 18.

Answers

The correct answer is (c). The announcement of a dividend payment usually leads to a decrease in the stock price on the ex-dividend date, which is typically two business days before the record date.

In this case, the ex-dividend date would be on or around December 18, which means that the stock price would likely decrease by roughly $2 per share on that day. On the record date, which is December 20, the stock price should not be affected since the dividend is payable only to shareholders of record. Finally, the dividend will be actually paid in cash on December 25, which means that the stock price should not be affected on that day either. It is important to note that the decrease in stock price on the ex-dividend date is not always exactly equal to the amount of the dividend, and can be influenced by other factors such as market conditions and investor sentiment.

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An active primary market for the creation of new securities and the presence of plenty of buyers and sellers are all most indicative of _____.

an efficient monetary policy

a national economy

a competitive marketplace

sound financial management

Answers

An active primary market for the creation of new securities and the presence of plenty of buyers and sellers are all most indicative of a competitive marketplace. Thus, option C is correct.

What is the market?

Markets are places where individuals, businesses, and industries transact, whether it be for the purpose of purchasing, producing, or providing services. they use it n order earning profits.

As there are various suppliers in the market, there is a face lot of people have various options from which the person could buy.

Customer competition is fueled by a competitive market. This implies that consumers struggle among others to purchase a commodity, particularly when inventory is low. Therefore, option C is the correct option.

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which of the following is a workplace trend?
A - decreased outsourcing
B - decreased attention to diversity
C- increased use of manual labor
D - increased technology literacy

Answers

Answer:

increased use of manual labor

Explanation:

Advancement in technology has resulted in machines taking over manual jobs.  A few decades ago, manual work was done by human beings exclusively. Industries hired many laborers to assist in many aspects of the business. Today, machines and robots are deployed in different sectors of the economy.

The current trend is the workplace is the use of modern technology. Computers, machines, and robots are gradually replacing people, mostly unskilled and manual laborers.

At Frank's company, the strength of the organizational structure is that the results are based on
the effectiveness of the managers, but its main weakness is costs can be increased due to a
decrease in efficiency. This is an example of which structure?
Osimple
O functional
O divisional
O matrix

Answers

Answer:

divisional

Explanation:

-A simple structure s a structure in which there is little specialization and there is a central authority that controls everything and has the power.

-Functional structure is a structure in which a company is divided in groups according to specialized activities. Because of this specialization, companies with this structure can increase productivity but the communication is rigid and the cooperation between departments is difficult.  

-Divisional structure is a structure in which there are different divisions and each one concentrates on a specific product or service and has all the functions and resources for that. This structure can create inefficiencies because the specialized functions are separated but the results of one division don't affect the other ones.

-Matrix structure is a structure in which employees report to more than one manager and it is used in companies that have different lines to have more flexibility and increase productivity.

According to this information and the statement, the answer is that this is an example of divisional stucture because in this structure each division has its own resources and specialized functions and because of that the results are based on the effectiveness of the managers but as each division has its own specialized functions, this creates inefficiencies.

Which describes the purpose of non-sufficient funds fees? A: penalize customers for writing checks for money they don't have


B:make sure customers keep sufficient funds in their account


C: pay for the costs of having bank employees


D: collect funds for withdrawals from a competitor’s machine

Answers

Answer:

A: penalize customers for writing checks for money they do not have

Explanation:

A bank reconciliation mainly computed by an accountant, gives the difference between the balance in relation to the bank statement and the cash balance with respect to the accounting records of the depositor in a particular financial institution.

In Financial accounting, a bank statement can be defined as an official summary or list of financial transactions, which typically comprises of the amount of money that has been paid into or withdrawn from an account by an individual or business entity over a specific period of time.

Generally, a bank statement usually has the following information charges, deposits, withdrawals, including the opening and closing balance for each account held at a given the period. Thus, bank customers are advised to frequently reconcile their records with bank statements in order to prevent non-sufficient funds (NSF) checks.

A non-sufficient funds (NSF) checks refers to a check that is not honored by the bank of the issuer due to the fact that the individual or business entity has an insufficient fund. It is also known as a bounced or bad check.

Hence, the purpose of non-sufficient funds fees is to  customers for writing checks for money they do not have. In the United States of America, the fee charged for non-sufficient funds (NSF) checks is between $27 to $35.

Statistics indicate that over half of the world output now comes from emerging markets. This is leading to a(n) ___________ of living standards across the globe and is changing the face of business.

Answers

Answer: convergence

Explanation:

An emerging market economy is simply a developing nation's economy that is gradually growing and becoming connected to global markets.

Statistics indicate that over half of the world output now comes from emerging markets. This is leading to a convergence of living standards across the globe and is changing the face of business

Hailey, a lawyer on the staff of International Group, always considers the consequences of an action rather than the nature of the action itself when making ethical decisions in a business context. Hailey is applying



the utilitarian theory of ethics in business contexts.

religious beliefs in business contexts.

Kantian ethics in business contexts.

the principle of rights theory of ethics in business contexts

Answers

Answer:

the utilitarian theory of ethics in business contexts.

Explanation:

According to the Utilitarian theory of ethics, the steps to be chosen by any business of entity should rely on maximizing the good and minimizing the sufferings. Also, at the same time, the benefit or good to the maximum is required to be considered before taking any decision.  

In the given excerpt, Hailey adopts the utilitarian theory of ethics by focusing on the outcome of the steps that he take.

Which of the following is (are) example(s) of a Eurocurrency market transaction?
I. A bank in Sydney lends euros to a company in Paris.
II. A company in New York borrows euros from a bank in London.
III. A bank in Auckland lends US dollars to a bank in Tokyo, which then on lends the US dollars to another borrower in Jakarta.
a, Only II.
b. Only III.
c. II and III.
d. Only I.
e.I and II.

Answers

The correct answer is e. I and II. In a Eurocurrency market transaction, funds are borrowed or lent in a currency outside of the country where the currency is issued. The Eurocurrency market involves the trading of currencies such as the euro, US dollar, British pound, and others outside their home countries.

Option I, where a bank in Sydney lends euros to a company in Paris, is an example of a Eurocurrency market transaction. The lending and borrowing are happening in euros outside of the currency's home country.

Option II, where a company in New York borrows euros from a bank in London, is also an example of a Eurocurrency market transaction. The borrowing and lending are taking place in euros outside of the currency's home country.

Option III, where a bank in Auckland lends US dollars to a bank in Tokyo, which then on-lends the US dollars to another borrower in Jakarta, does not involve a Eurocurrency market transaction. In this case, the lending and borrowing are happening in US dollars, which is the currency's home country, so it does not fall under the definition of a Eurocurrency market transaction.

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if example your a newbie and inexperienced what kind of business would you do in your newly made business account also if your interested in Nightcore songs and an underage?​

Answers

Answer:

I want be doctor but still I can do the business of handicrafts . I don't like nightcore songs .

Answer:

wanna be a doctor if I want buissnes maybe art I donno.

Explanation:

do you watch anime which one

Which of the following recruitment step is demonstrated by placing an ad
within the classifieds section of a newspaper?
A. Determine availability of qualified candidates
B. Post job and implement recruitment plan
C. Develop position description
D. Identify open positions and evaluate need

Answers

Answer:

D

Explanation:

Rising interest rates have made borrowing more costly to consumers. As a result
of the most recent increase in interest rates, borrowing and consumption have
fallen throughout the economy, triggering a contractionary period. Growing
uneasy, citizens have been asking Congress to make an official statement as to
how long this contractionary period is expected to last. Which of the following is
an appropriate response?

Answers

Answer:

it depends on the measures taken to ensure that economy is stable.

Answer:

1. it is difficult to say since contractionary periods have varying lengths in different business cycles.

2. shock

3. high unemployment

4. two

5. expansion stage of the business cycle

Explanation:

just took it

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