A registered representative suggests and then implements a strategy in a client's portfolio. This strategy involves the RR coming up with certain determinations in relation to an appropriate distribution of investments in the client's account and the maintenance of this mix of investments over time. Which of the following most accurately describes the strategy that has been implemented? (A) The RR is using only a technical analysis approach to allocation. (B) The RR is using capital asset pricing model to determine allocation. (C) The RR is using a form of asset allocation for the client. (D) The RR is using a strategy purely focused on diversification for the client.
Answers
Answer:
(C) The RR is using a form of asset allocation for the client.
Explanation:
Given that Asset allocation is a term that describes the undertaking of an investment technique. This technique tries to offset risk with reward by diversifying the proportion of each asset in an investment portfolio based on the investor's preference, which is influenced by risk tolerance, and investment period.
Hence, in this situation, the right answer is option C: The RR is using a form of asset allocation for the client.
Related Questions
What information should researchers and policymakers gather to determine a fair and sustainable plan to make Social Security solvent? Consider each bioecological level. For example, what factors at the macrosystem level might be helpful to policymakers? Exosystem factors? What microsystem or mesosystem factors might help policymakers plan Social Security changes?
Answers
One piece of information that researchers and policymakers should gather to determine a fair and sustainable plan to make Social Security solvent is information about how such funds are spent and invested.
One of the factors at the Macrosystem level that would help policymakers are all the factors that influence child development. This is because if children are well educated and invested in, society is better for it in the long run.
Exosystem factors include organizational factors such as people events and things inside of an organization.
What microsystem or mesosystem factors might help policymakers plan Social Security changes?Factors in the Mesosystem that might help policymakers plan Social Security changes are;
The interaction between parents and instructors.The child's neighborhood and relationship with his or her familyRelationship between parents and their children's friendsRelationship between siblings and friendsFamily members assist their child at a job or education.The relationship between the church and the family.Learn more bout exosystem:
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Green is self-employed as a human resources consultant and reports on the cash basis for income tax purposes. Select the appropriate tax treatment on Form 1040 (U.S. Individual Income Tax Return) for personal life insurance premiums paid by Green.
a. Fully deductible on Form 1040 to arrive at adjusted gross income
b. Reported in Schedule A, Itemized Deductions (deductibility subject to threshold of 7.5% of adjusted gross income)
c. Reported in Schedule A, Itemized Deductions (deductibility subject to threshold of 2% of adjusted gross income)
d. Not deductible
Answers
Answer:
Green (Self-Employed Human Resources Consultant)
The appropriate tax treatment on Form 1040 (U.S. Individual Income Tax Return) for personal life insurance premiums paid by Green is:
d. Not deductible
Explanation:
Green can claim business insurance premiums (regarded as business expenses by the IRS) and healthcare insurance premiums (regarded as medical expenses by the IRS) as deductions, but his personal life insurance premiums are considered as personal expenses. They are not tax-deductible. The IRS regards the payments for life insurance premiums as it regards the purchase of any other product or service for personal consumption.
DESCRIBE THE FUNCTIONS OF
PRELIMINARY DATA GATHERING?
Answers
Preliminary data gathering involves collecting and analyzing relevant information to establish a foundation for research or decision-making, including identifying objectives, assessing data availability, etc.
What are the Functions of Preliminary Data Gathering?Preliminary data gathering encompasses the initial acquisition and evaluation of pertinent information, serving as a basis for research or decision-making. It aids in defining project scope, goals, and needs, while also assessing data availability and quality.
This stage assists researchers and decision-makers in gaining insights, assessing project feasibility, recognizing potential obstacles, and formulating a strategic plan for subsequent data collection and analysis.
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3. Planning, and controlling & evaluation are considered as the two sides of a coin. Discuss why they are considered like this with examples. (5 points)
Answers
Answer:
planning and controling and evaluating are considered as the two side of acoin .why they are considered like thise with example
Explanation:
Planning is an important factor that preceded implementation, controlling and evaluation work closely with planning to achieve a goal.
What is planning?
Planning involves setting objectives and goals with targets and formulating a plan or program to achieve them.
The activities or plan helps the managers or individuals to analyze progress.
Planning, controlling and evaluation are three important factors that works together to achieve success.
Planning comes first in managementControlling or monitoring then follows to guide the plans Evaluation helps to measure the rate of success.Therefore, Planning, controlling and evaluation are three important factors that work together for effective management and to achieve success.
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Scott wanted to start a lawn cutting service but needed to purchase a lawnmower. Sherif gave Scott $30 in exchange for company revenue. What does Sherif now have in Scott's company?
A.) Rebate.
B.) Investment.
C.) Stock.
D.) Bond.
Answers
Answer:
C.) Stock.
Explanation:
Since in the question it is mentioned that scott wanted to begin the lawn cutting service but required to buy the lawnmower.Here sherif given $30 in exchange for the revenue of the company.
So according to the given options, the option c should be selected as the sherif has the stock by which the revenue would be exchanged
Therefore option c is correct
Answer:
The answer is C. Stock. ❤️
Carpet Mill has
▼
strong
weak
internal controls. There is
▼
a good separation of duties
a good system of documenting transactions
not a good separation of duties
not a good system of documenting transactions
.
▼
Different people receive cash, record the cash, and deposit the cash
The accountant should maintain detailed records of the accounts receivable that are collected
The cash collected is properly summarized and recorded by the accountant.
The same person receives cash, records the cash, and deposits the cash
.
Answers
Answer:
See below
Explanation:
An important step in protecting cash is to separate cash handling duties among different people. The objective is to ensure no single person has complete control over the entire cash process.
Carpet Mill has strong internal controls if there is
A good separation of dutiesA good system of documenting transactionsDifferent people receive cash, record the cash, and deposit the cash The accountant should maintain detailed records of the accounts receivable that are collected The cash collected is properly summarized and recorded by the accountant.Carpet Mill will have weak internal controls when there is
not a good separation of duties not a good system of documenting transactions The same person receives cash, records the cash, and deposits the cashWhy should a global marketing manager consult local attorneys in other countries before creating a marketing campaign abroad?
Answers
Answer:
ok answer is c
Explanation:
i did this today and got a 100%
The Phrase lasissez-faire means which of the following?
A: To control
B:To let be
C: To buy
D: To contribute
Answers
Which methods can be used to run a query? Check all that apply.
On the Create tab, in the Queries group, click Run.
In query Design view, on the Design tab, click Run.
Switch to Datasheet view before any other commands.
Close the Show Table dialog box in the Datasheet view.
On the Create tab, in the Queries group, click Create Query.
Answers
Answer:
Option B and C
Explanation:
A query can be run by selecting query option visible through deign view option. After selecting the appropriate option, the query must be run. This shall execute the function for the selected option.
Like wise in data sheet view, one can see the action query before running it.
Hence, option B and C are correct
Answer:
B) In query Design view, on the Design tab, click Run.
C) Switch to Datasheet view before any other commands.
Explanation:
True or False: The price consumers pay will be higher if the tax were imposed on producers. True False If the demand for gasoline were less elastic, this tax would be effective in reducing the quantity of gasoline consumed. True or False: Consumers of gasoline are hurt by this tax. True False Workers in the oil industry are by this tax.
Answers
Label the parts of the Supply & Demand Curve. Demand Supply Equilibrium Price Quantity
Answers
The law of supply and demand is the foundation of microeconomics. In this system, supply refers to the amount of a particular product or service that businesses are prepared to provide, while demand refers to the amount of the same product or service that consumers want to purchase.
Supply and Demand Curve Labeling Demand curve: The quantity of a good that consumers are willing to purchase at a given price point is known as the demand curve. Demand curves are usually drawn downward-sloping because as the price of a good rises, consumers become less willing to pay for it.
Supply curve: The quantity of a good that businesses are prepared to offer at a particular price point is known as the supply curve. Because businesses are more likely to provide additional goods if the price of those goods is high, supply curves are often upward-sloping.
Equilibrium point: The price at which the amount of a good that consumers are willing to buy is equal to the amount of that good that businesses are prepared to supply is known as the equilibrium point. In other words, it's the point where the supply and demand curves intersect.
Quantity: The quantity of goods that are supplied and demanded at the equilibrium point is the quantity.In conclusion, the supply curve illustrates the relationship between price and quantity supplied, whereas the demand curve illustrates the relationship between price and quantity demanded.
The equilibrium price and quantity can be found where the two curves intersect.
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what is development
Answers
Answer:
when your slowly growing or developing a new tecnique of something
Explanation:
You are working as a summer intern for AAA Auditing, Inc. You have been asked to help resolve discrepancies
Answers
The correct answer to this open question is the following.
Your question is missing some important pieces of information or numbers.
What is the subject of the auditory? What are the discrepancies? Based on what you will be recommending solutions to solve discrepancies.
However, trying to help you with something, we can comment on the following general terms.
As a summer intern for AAA Auditing, Inc., you can help resolve discrepancies by showing the correct processes you used in your auditory. For instance, you can show the numbers reported in the accounts.
You will show the numbers verified in the checkmarks, showing accounts debited and credited in Merchandise Inventory, Estimated Returns Inventory, or Cost of Merchandise Sold.
This solid information can be interpreted but is a good way to prove how the numbers are in the department. So showing these numbers can be a solid proof of the state of the processes and will help you solve discrepacies.
Do you agree or disagree with the following statements
a. The demand curve facing a monopolistic competitor in a market where all producers charge different prices becomes less elastic when it engages in international trade
b. According to the gravity equation, countries closer to each other trade more
c. The only gain from trade in monopolistic competition in trade is lower prices
d. The closer to 1 the index of intra industry trade is, the greater the difference between exports and imports of the same goods.
Answers
Answer:
a. The demand curve facing a monopolistic competitor in a market where all producers charge different prices becomes less elastic when it engages in international trade - Disagree
This statement is not true. If a monopolistic competitor engages in international trade, it will meet more competition, meaning that the audience (demand) that it has is more sensitive to prices, because they have more options available.
b. According to the gravity equation, countries closer to each other trade more - Agree
The gravity equation tells us that the volume of international trade is correlated with geographical proximity and economic size. That is to say, the closer and larger two economies are, the more international trade they engage with each other.
c. The only gain from trade in monopolistic competition in trade is lower prices - Disagree
Gains are the most important in lower prices, but there are also gains in competitiveness and quality.
d. The closer to 1 the index of intra industry trade is, the greater the difference between exports and imports of the same goods. - Disagree
An index of intra industry trade of 1 indicates that the country imports and exports roughly the same amount for a particular type of goods (the goods that belong to that industry). Hence, the statement is not true.
One successful application of consumer-facing IT has allowed providers to do which ofthe following?A.Increase their use of telemedicine*B. Remotely monitor glucose levels of diabetic patientsC.Make office appointments more efficientlyD.Improve their accountability
Answers
Option B is correct. The successful application of consumer-centric IT has enabled providers to remotely monitor blood glucose levels for diabetics.
Customer relationship management (CRM) is the combination of practices, strategies, and technologies companies use to manage and analyze customer interactions and data throughout the consumer lifecycle. A CRM system collects customer data through various channels or touchpoints between the customer and the company, such as the company's website, phone calls, marketing materials, and social media. CRM systems can also provide customer-facing employees with detailed information about a customer's personal information, purchase history, purchase preferences, and concerns. A wide range of organizations, from small businesses to large corporations, can benefit from using a CRM system, including:
With easy access to customer information such as previous purchases and interaction history, customer service agents can provide better and faster customer service.
Collecting and accessing customer data enables businesses to identify trends and insights about their customers through reporting and visualization capabilities.
Automate minor but necessary sales funnel and customer support tasks.
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1. Supplies on hand are valued at $1,760.
2. Accrued salaries payable are $550.
3. Depreciation for the month is $275.
4. $715 of services related to the unearned service revenue has not been performed by month-end.
Journalize the adjusting entries. (Credit account titles are automatically indented when the amount is entered. Do not indent manually. If no entry is required, select "No Entry" for the account titles and enter 0 for the amounts.)
Answers
Answer:
Dr Supplies Expense $1,760
Cr Supplies $1,760
Dr Salaries and Wages Expense $550
Cr Salaries and Wages Payable $550
Dr Depreciation Expense $275
Cr Accumulated Depreciation Equipment $275
Dr Unearned Service Revenue $715
Cr Service Revenue $715
Explanation:
Preparation of the adjusting entries.
Dr Supplies Expense $1,760
Cr Supplies $1,760
Dr Salaries and Wages Expense $550
Cr Salaries and Wages Payable $550
Dr Depreciation Expense $275
Cr Accumulated Depreciation Equipment $275
Dr Unearned Service Revenue $715
Cr Service Revenue $715
Solvency refers to: A. long-term ability to generate sufficient cash to satisfy plant capacity needs, fuel growth, and to repay debt when due. B. short-term ability to fund the company's operating needs. C. long-term ability to generate cash to for plant capacity needs and to fuel growth. D. the company's ability to generate sufficient cash to repay debt when due.
Answers
Answer:
A. long-term ability to generate sufficient cash to satisfy plant capacity needs, fuel growth, and to repay debt when due.
Explanation:
Solvency is defined as the long-term ability of a business the generate enough cash flow that will allow it to continue its operations and also to pay of its debt when due.
It is used as a measure of the financial health of the business.
A business with good solvency has a high probability of remaining in operation for the foreseeable future.
What will produce more accurate results when giving a survey?
A. Using the word "frequently" in a question
B. Creating face-to-face interviews
C. Adding boxes to check for answers
D. Creating an open questions
Answers
Answer:
Option B; Creating face-to-face interviews
Explanation:
Research has shown that face-to-face interviews tend to produce more accurate results when giving a survey. So the correct answer is option B.
Based on GAAP, companies must use the same accounting from one period to the next.
a:principles
b:personnel
c:tools
d:firms
Answers
Answer:
principles
Explanation:
After 119 shows and a 19 month world tour, award winning singer/songwriter Adele cancelled her last two sold out shows due to damaged vocal cords. Let’s say that her contract did not contemplated cancellations for medical reasons. The Producers did not carry event cancellation insurance and are now liable for a series of expenses related to the event that they will not be able to recover. The Producers decide to sue Adele and her management team for breach of contract. Can Adele be discharged from her contract? What remedies if any may be available to the Producers? Explain your answer.
Answers
Yes, Adele can be discharged from her contract on the grounds of acts of god. There was no way for Adele or the team to have known or prevented a vocal chord injury.
The remedy that is most recommended in this case since Adele has no insurance is to seek the court to consider the remedy of Specific Performance.
What is the remedy of specific performance?Specific performance is a sort of contract remedy in which a court requires the violating party to fulfill their half of the transaction.
As a remedy for violation of contract, monetary damages are usually preferred above specified performance. However, specific performance may be attainable if monetary damages are insufficient to compensate you. They may, for example, ask for a contract for something that is unique and cannot be simply replicated.
It should be mentioned that the five remedies for violation of contract are as follows:
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Goal intensity and persistence may not be maximized if
a. goals are specific.
b. supervisors give too much feedback.
Incorrect
c. rewards are used.
d. goals are too easy.
e. supervisors are involved too heavily.
Answers
Goal intensity and persistence may not be maximized if supervisors give too much feedback.
What is goal intensity?A goal's position in a person's goal hierarchy as well as the factors that determine and have an impact on goal commitment on performance are all covered under the concept of goal intensity. Goal intensity and content are sometimes connected. When a lot of information needs to be examined and integrated before a goal can be clearly articulated, it may take a more intense psychological process to develop a clear, precise aim rather than a vague one. So, in this situation, setting a specific performance target would be more intensive than choosing a general one.
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The 15-year average return for the S&P 500 from January 1973 to December 2016 (29 separate 15 year periods) was as high as a 20% average annual return and as low as a 3.7% average annual return. Additionally, the average dividend yield for the S&P is 4.11% and the average annual dividend growth rate is 6.11%.
Using this information, please compare the investment in the 5% 15-year corporate bond with a $100,000 investment in a stock with a 3.7% dividend yield (10 percent less than the S&P 500 average yield) and a 3% dividend growth rate (50 percent of the S&P 500 dividend growth rate).
The annual investment returns are as follows:
Year 1 (13.40%) Year 2 (23.37%) Year 3 26.38% Year 4 8.99%
Year 5 3.00% Year 6 13.62% Year 7 3.53% Year 8 (38.49%)
Year 9 23.45% Year 10 12.78% Year 11 0.00 Year 12 13.41%
Year 13 29.60% Year 14 11.39% Year 15 (0.73%)
The bond interest payment of 5 percent is paid annually and not reinvested. To compare accurately with the bond investment, the stock dividend will not be reinvested, but paid annually as well.
Please calculate the value of the stock account at the end of each year and the dividend income from the stock on an annual basis.
Once you have performed the calculations, please let me know if you prefer to invest in a 5% corporate bond for 15 years or the stock and why.
What is the value of the stock after year 2? Year 8? Year 11? When does the annual dividend income of the stock exceed the annual interest income of the bond?
Answers
1. The value of the stock account after Year 2 is $155,401.626.
2. The value of the stock account after Year 8 is $96,110.0674.
3. The value of the stock account after Year 11 is $96,110.0674.
4. The annual dividend income of the stock exceeds the annual interest income of the bond at the end of Year 15.
Bond interest rate: 5%
Stock dividend yield: 3.7% (10% less than S&P 500 average yield)
Stock dividend growth rate: 3% (50% of S&P 500 dividend growth rate)
We'll assume an initial investment of $100,000.
Year 1:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $100,000 + ($100,000 * 0.2337) = $123,370
1. Year 2:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $123,370 + ($123,370 * 0.2638) = $155,401.626
2. Year 8:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $155,401.626 + ($155,401.626 * (-0.3849)) = $96,110.0674
3. Year 11:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $96,110.0674 + ($96,110.0674 * 0) = $96,110.0674
4. At the end of Year 15, the dividend income of the stock exceeds the interest income of the bond.
Stock dividend income: $100,000 * 0.037 = $3,700
Bond interest income: $100,000 * 0.05 = $5,000
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If you review your credit report and find an error, and you're able to prove it is, indeed, an error, how long does
the credit bureau have to remove the error?
Answers
Answer:
30 days
And, under the Fair Credit Reporting Act (FCRA), bureaus generally have 30 days to investigate the dispute and remove any items proven to be inaccurate.
Explanation:
There
when performing a posture analysis, if the client expresses pain during the wall test, the acsm-ep should:
Answers
When performing a posture analysis, if the client expresses pain during the wall test, the ACSM-EP should recommend a medical exam by a qualified medical professional.
Whether you're standing, sitting, or moving, maintaining good posture will help you evenly distribute your weight across your feet. Maintaining proper form while training and enhancing your athletic prowess are other benefits.
An analysis of your posture, balance, alignment, asymmetries, and mobility is known as a posture analysis. This is the first step to developing better posture and building muscle. Your doctor may evaluate your spine, gait, muscular strength, and functional movement as part of the analysis.
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Someone who takes charge and solves problems without being asked to is demonstrating.
a. loyalty
b. malleability
c. cooperativeness
d. initiative
.
Answers
Cooperativeness was my second choice, but initiative means to be forward and be the one to take charge.
Answer:
D.
Explanation:
Assume that Guardian Company uses a periodic inventory system and has these account balances: Purchases $500,000; Purchase Returns and Allowances $14,000; Purchase Discounts $9,000; and Freight-in $15,000. Determine net purchases and cost of goods purchased.
Answers
Answer:
Net purchases:
= Purchases - Purchase Returns and Allowances - Purchase Discount
= 500,000 - 14,000 - 9,000
= $477,000
Cost of goods sold:
= Net purchase + Freight-in
= 477,000 + 15,000
= $492,000
Explain the importance of feedback in the communication process.(3marks)
Answers
A company has two products: A1 and B2. It uses activity-based costing and has prepared the following analysis showing budgeted cost and activity for each of its three activity cost pools:
Budgeted Activity
Activity Cost Pool Budgeted Cost Product A1 Product B2
Activity 1 $60,000 2,400 6,000
Activity 2 $75,000 3,440 5,960
Activity 3 $104,000 8,400 2,000
Annual production and sales level of Product A1 is 9,680 units, and the annual production and sales level of Product B2 is 23,510 units. What is the approximate overhead cost per unit of Product B2 under activity-based costing?
A) $7.14
B) $7.98
C) $10.00
D) $13.28
E) $4.70
Answers
Answer:
The overhead cost per unit of product A1 under activity based costing is $13.53
Explanation:
affar Tabrizi is the owner of Tabrizi Oriental Rugs located in Toronto, Canada. He shops the world over, handpicks, and orders beautiful, authentic handmade rugs. He has them shipped to Canada, where he sells them through his brick-and-mortar stores and his www.tabrizi website. In terms of the marketing channel, Jaffar is acting as Multiple Choice a consumer. an agent. a wholesaler. a brokerage firm. a middleman.
Answers
Answer:
A middleman
Explanation:
A middle man in trade is a person that is willing to make negotiations between people that are not willing to meet themselves. They go the extra mile to purchase goods and make them available to customers that have need of them.
In the given scenario Tabrizi shops the world over, handpicks, and orders beautiful, authentic handmade rugs. He has them shipped to Canada, where he sells them through his brick-and-mortar stores and his www.tabrizi website.
Clients in Canada are not able to travel to far places to purchase rugs so he steps in to this role and obtains rugs for his local clients.
In his career explorations class, Navid took
and he discovered that he is an outgoing person and truly enjoys being around many people.
Answers
In his career explorations class, Navid took personality assessments and he discovered that he is an outgoing person and truly enjoys being around many people. This realization can open up a variety of career options for Navid, as there are many professions that require individuals who are comfortable interacting with large groups of people.
For instance, Navid may consider a career in sales, where he can use his outgoing personality to establish connections with potential clients and close deals. Alternatively, he may pursue a career in public relations, where his ability to build relationships with people can be utilized to promote products or services on behalf of his clients.
Another potential option for Navid is event planning, where his sociable nature can come in handy for organizing events and engaging with attendees. He could also consider a career in teaching or coaching, where his ability to connect with others can help him to motivate and inspire his students or team members.
Overall, Navid's realization about his outgoing personality can be a valuable asset in his career journey, as it can help him to narrow down his options and find a job that is fulfilling and enjoyable for him. By understanding his personality traits, Navid can make informed decisions about his career path and set himself up for success in the long run.
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