E) push. A pharmaceutical manufacturer offering monetary incentives to its sales representatives to promote a new drug to medical professionals in their respective geographic territories is an example of a push strategy.
A push strategy involves pushing the product or service to the target market through distribution channels, personal selling, or other promotional strategies. In this case, the manufacturer is pushing the drug to medical professionals by incentivizing sales representatives to promote it. The opposite of a push strategy is a pull strategy, which involves creating demand for the product or service through advertising, public relations, or other promotional activities that target the end consumer.
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Type the correct answer in the box. Spell all words correctly.
What need is influenced by an individual’s personality, culture, and environment?
______ are needs that are influenced by an individual’s personality, culture, and environment, while needs are essential to human life.
Answer:
WANTS are those needs(things that u don't need that moment like cars etc) which influence one personality, culture and environment.a) paid wages for two weeks in march. the total paid cash was $500. b) collected $2,000 on accounts receivables. c) service were completed for customers. a total of $1,500 was billed for service but none of it has been paid in march.
a) The payment of wages for two weeks in March indicates an expense incurred by the company. The total cash paid was $500. This transaction reduces the company's cash balance and is recorded as an outflow of cash in the cash flow statement.
b) The collection of $2,000 on accounts receivable indicates that customers have made payments for outstanding invoices. This transaction increases the company's cash balance and is recorded as an inflow of cash in the cash flow statement.
c) Services were completed for customers, and a total of $1,500 was billed for the services. However, none of it has been paid in March. This transaction represents revenue earned by the company but not yet received in cash. It is recorded as an increase in accounts receivable on the balance sheet and as an increase in revenue on the income statement.
In summary, the transactions mentioned involve the payment of wages, the collection of accounts receivable, and the completion of services for customers. These transactions impact the company's cash flow, as cash is paid for wages and received from customers. Additionally, the billing for services increases accounts receivable and revenue.
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the _____ is perceived as a consumer advocate during the advertising planning process.
The Federal Trade Commission (FTC) is perceived as a consumer advocate during the advertising planning process.
The Federal Trade Commission (FTC) is an independent agency of the US government established in 1914 by the Federal Trade Commission Act. Its principal goal is to maintain fair business practices by preventing anticompetitive, fraudulent, and deceptive practices. It also works to ensure consumer protection by prohibiting abusive and misleading practices by companies.
The FTC monitors advertising to ensure that it is truthful, unambiguous, and non-deceptive. It ensures that adverts are compliant with the provisions of the Federal Trade Commission Act and other consumer protection laws enforced by the Commission, such as the Children's Online Privacy Protection Act, the Telemarketing Sales Rule, and the Fair Credit Reporting Act.
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The neoclassical perspective on macroeconomics emphasizes that in the long run, the economy seems to rebound back to its _____________ and its ____________________.
The neoclassical perspective on macroeconomics emphasizes that in the long run, the economy seems to rebound back to its potential GDP and its natural rate of unemployment.
What is known as macroeconomics?In economics, this is a branch that deals with the performance, structure, behavior etc of an economy as a whole. For instance, a macroeconomics involves using interest rates, taxes and government spending to regulate an economy’s growth and stability.
On the macroeconomics, the neoclassical perspective holds that in the long run, the economy will have to fluctuate around its potential GDP and its natural rate of unemployment. Therefore, the answers are as underlined in the main answers.
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Cain Company reports net cash provided by operating activities of $35,000. It also reports the following information under “Adjustments to reconcile net income to net cash provided by operating activities” on its statement of cash flows (using the indirect method).
                                                It can be seen from the solutions given that Cain's net income is $24,000.
Here is the solution:Net income = Net cash provided by operating activities - Adjustments
= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000
= $24,000
Therefore, Cain's net income is $24,000.
Here is a breakdown of the adjustments:
To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.
A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.
The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.
A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.
A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.
A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.
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A U.S. firm could issue bonds denominated in euros and partially hedge against exchange rate risk by:
a. invoicing its exports in U.S. dollars.
b. requesting that any imports ordered by the firm be invoiced in U.S. dollars.
c. invoicing its exports in euros.
d. requesting that any imports ordered by the firm be invoiced in the currency denominating the bonds.
A U.S. firm could issue bonds denominated in euros and partially hedge against exchange rate risk by invoicing its exports in euros. Option C is correct.
When a U.S. firm issues bonds denominated in euros, it exposes itself to exchange rate risk because it will receive euro-denominated cash flows that it will eventually have to convert to U.S. dollars to make payments on the bonds.
Invoicing exports in euros would create a natural hedge against exchange rate risk because the firm would be earning euros and would not have to convert those cash flows into U.S. dollars. Therefore, any changes in the exchange rate between the euro and U.S. dollar would not directly affect the cash flows needed to pay the interest and principal on the bonds.
Therefore, option C is correct.
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Which of the following are clichés?
                                                Answer:
2nd scentence
Explanation:
Explain how test-marketing can increase profits.
Answer:
Test marketing holds a lot of importance for the company. It allows
the company to test their product in a small region so as to get an
idea whether the product will work in a bigger market or not.
Through this, the company can measure the performance of the
product and can decide whether it should be released nationwide
for sale. Through this, the company can estimate the earnings that
can be earned through this product beforehand.
Explanation:
Maxine and her friend Alice share a love of listening to music from England. They spend
plenty of sleepovers listening to their favorite bands and are always sharing new songs or
artists with each other.
One day, Alice excitedly tells Maxine her dad bought her tickets to a huge music festival in
England where some of their favorite bands will play. Plus, she has a ticket for Maxine, and
Alice's dad said he'll cover half of Maxine's airfare. The other half is only $412. Maxine feels
like this is a once-in-a-lifetime opportunity. Should Maxine use her emergency fund to take this super rare opportunity? Explain your reasoning.
Based on the given information Maxine should not use her emergency fund to take this super rare opportunity as it is intended to use in an unforeseen situation.
What is an emergency fund?
An emergency fund is said to be savings that an individual intended do in order to meet challenges that are not predictable and unforeseen for them.
An emergency fund shouldn't be used for a planned vacation or other predictable expenses; rather, it should only be used in the event of an unexpected event. You don't have to deprive yourself of small comforts in life.
In the given case, the music concert is not an unforeseen event is a planned vacation so the emergency fund should not be utilized.
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in order to be successful, bpm requires all of the following except . a. buy-in from a broad cross section of the business b. software to map processes that are performed manual c. the right technology d. highly effective change management processes
The right technology. Business Process Management (BPM) requires buy-in from a broad cross section of the business, software to map processes that are performed manually, and highly effective change management processes in order to be successful. The correct answer is C.
The first part of successful BPM is buy-in from a broad cross section of the business. Buy-in ensures that all stakeholders are on board with the changes BPM will bring and understand their role in the process. It also ensures that the changes will be accepted and supported. 
Software to map processes that are performed manually is necessary to gain a thorough understanding of existing processes. This helps identify and measure key performance indicators, highlight process bottlenecks and areas for improvement, and develop and streamline processes. 
Change management processes are essential for successful implementation of BPM. It is important to have a well-defined process for change management, including training, communication, and monitoring. The right technology is not essential for successful BPM, although it can help to automate and streamline processes. 
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TRUE OR FALSE: A mathematics professor at a university would fall under both the Education and Training career cluster and the STEM career cluster.
assuming that tablets are normal goods, which factor will not increase demand for tablets?
If tablets are considered as normal goods, the one factor that won't increase their demand is the increase in their prices.
What are Normal Goods?Normal goods are products whose demand increases as people's income rises. The increase in demand is because individuals have more disposable income.
Some of the examples of normal goods are cars, clothes, or entertainment options.
How does the increase in price affect demand?If the prices of the normal goods increases, the demand for those goods decreases. It is because people have to spend more money on those goods, and if they don't have a lot of disposable income, they may not be able to afford them.An increase in price of tablets will not increase demand because tablets are normal goods, which means that as their price increases, people will find them less affordable, and hence, the demand for these tablets will decrease.Thus, the increase in prices won't increase the demand for tablets.
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Learning is Fun company had current assets amounting to Php 100,000. Noncurrent assets for the year totaled Php 76,000. How much is the company's total assets?
The company's total assets are Php 176,000
How to calculate total assets?By adding current and non-current assets, we will get the company's total assets.
Given:
Current assets = 100,000
Non current assets = 76,000
By adding current and non-current assets:
Total assets = current + non current
Total assets = 100,000 + 76,000
Total assets = 176,000
Taking liabilities into account makes for the most accurate calculation of total assets. To determine total assets, you subtract the value of liabilities from the value of assets.
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Ozmar earns a gross annual salary of $85,000, Marzo earns a gross annual salary of $90,000 and the taxable earnings on their savings combined is $2,000 per year. Their marginal tax rate is 35%. Marzo has a student loan which is paid monthly, the current balance is $25,000 with an interest rate of 1.2%, compounded monthly. This loan will be paid in full in 3 years. While Ozmar was able to purchase a car outright, Marzo purchased a new car 2 years ago at a cost of $22,000, and financed it through the dealership’s plan for 60 months at 1.99% compounded monthly. Payments are monthly. Ozmar and Marzo took your earlier advice about credit card balances and now pay off their balance each month. They use their credit cards only for car expenses and restaurant meals which combined tend to be about $300 per month.
Ozmar and Marzo’s apartment rent includes all utilities plus 2 underground parking spaces for $2,800 per month. Their car insurance combined is $300 per month and tenants insurance is $50 per month, food, entertainment and "other" run at about $650 per month and their joint cell phone bill is $200 per month. Marzo pays $550 per year for parking at work.
Given the prices in the GTA, Ozmar and Marzo understand that they will need to move farther east and/or north to be able to afford to purchase a home. Thus they anticipate Ozmar will need to drive to work and Marzo will have a further drive so they anticipate their car expenses are likely to increase to about $600 per month, plus Ozmar would need to pay for parking at work which is $350 per year.
In addition to a mortgage payment, Marzo and Ozmar would also need to pay property taxes, which they estimate at $2,500 per year, utilities (electricity, water, internet) which they estimate at $300 per month and maintenance which they estimate at $1,200 per year. Marzo and Ozmar have $150000 in savings available for use in a house purchase. They have been examining the market for a while and realize that they will need about $3,000 for closing costs, and would like to keep $15,000 as an emergency fund, which leaves them with a down payment of $132,000. They have seen a property North of Whitby which they are very interested in. It is about 20 years old but has been well maintained, although not upgraded. They believe that they could acquire this property for $700,000. They realize that they do not meet the 20% minimum down payment amount so will have to pay Mortgage Loan Insurance. Thus, they estimate the monthly payments for a 5 year fixed mortgage, with a 25 year amortization period at a rate of 3.59% will be $2,862.91. For a 5 year variable rate, closed mortgage, with a 25 year amortization period at a rate of 2.05%, they estimate their monthly payment would be $2,421.35.
Marzo and Ozmar have received pre-approval for a mortgage up to $700,000 and have determined they will go with the 5 year fixed rate of 3.59%. Before they move forward to purchase the property, they would like to do a comparison of renting versus buying. The information above provides a significant number of estimates for you to use, however, also assume that Ozmar and Marzo could earn an annual return of 2% on their security deposit or downpayment if it was not being used otherwise; that their home owner’s insurance policy would be $1000 per year and that, combining their car insurance policies with their home owner’s policy would reduce the annual car insurance cost by 15%. Also assume an expected increase in property value of 5% over 3 years and that mortgage payments over 3 years would reduce the balance owed by $44,620.10.
Create a table similar to that in Exhibit 7.9 (page 216 in the text) to compare the cost of renting versus buying. The information given provides actual numbers or estimates for the elements in the table.
Based on this table, was the decision to purchase a wise investment? Why or why not?
Marzo and Ozmar are very happy. They have just discovered that their planned family will begin somewhat earlier than originally anticipated. They expect to be parents in 7 months. They are able to purchase creditor insurance and critical illness insurance on their mortgage. They can purchase creditor insurance coverage for $65.59 per month. They can add critical illness for one party for $136.23 per month; if they wish to provide combined insurance for both Ozmar and Marzo, the cost would be $231.60 per month. Provide recommendations (with explanations as to why) regarding creditor insurance. Also provide recommendations (with explanations as to why) regarding including critical illness insurance for Ozmar or Marzo or both.
Based on the comparison table, purchasing the property is a more cost-effective option for Marzo and Ozmar, and they should consider obtaining creditor insurance and critical illness insurance for both parties to protect their investment.
To compare the cost of renting versus buying, we can create a table as follows. Based on this table, the decision to purchase appears to be a wise investment. The net cost after 3 years for buying is significantly less than the total cost of renting over the same period. Additionally, the expected property value after 3 years is higher than the purchase price, which indicates that the property could potentially be sold at a profit in the future.
Regarding creditor insurance, it may be worth considering if Marzo and Ozmar do not have other life insurance policies in place. If they do not, creditor insurance can provide some financial protection in case of job loss, disability, or death. However, if they already have sufficient life insurance coverage, it may not be necessary to purchase creditor insurance.
As for critical illness insurance, it may be worth considering for both Ozmar and Marzo, as it can provide financial protection in case of a serious illness that prevents them from working. However, the decision should be based on their individual health and medical histories, as well as their budget and other insurance coverage. If they decide to purchase critical illness insurance, the combined insurance policy may be more cost-effective than purchasing separate policies for each person.
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                                                            how can I answer to this question to where it's asking me to write what are the salary ranges based on experience, education, and skill for a veterinary technician?
The salary range for a veterinary technician can vary widely depending on experience, education, and skill. It is important for individuals in this field to continue to gain experience and education in order to increase their earning potential.
As a veterinary technician, the salary range can vary depending on a number of factors such as experience, education, and skill. Generally, the salary range for entry-level veterinary technicians is between $25,000 to $35,000 per year. With more experience and education, the salary range can increase up to $50,000 per year.
For veterinary technicians with specialized skills such as dental or anesthesia, the salary range can increase further. Additionally, those who work in specialty veterinary practices or research facilities may earn a higher salary than those who work in general practice clinics.
Education can also impact a veterinary technician's salary range. Technicians who have completed an accredited veterinary technician program may earn a higher salary than those without formal education. Continuing education and certifications can also increase a technician's earning potential.
Overall, the salary range for a veterinary technician can vary widely depending on experience, education, and skill. It is important for individuals in this field to continue to gain experience and education in order to increase their earning potential.
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Which of the following costs should be excluded from research and development expense? 
a. Acquisition of R&D equipment for use on a current project only 
b. Cost of marketing research for a new product 
c. Modification of the design of a product 
d. Engineering activity required to advance the design of a product to the manufacturing stage
Answer:
can you help me with my problem
Colleges, universities, and educational institutions are considered service organizations. How do the principles of service marketing apply to your school? Please suggest some solutions for your school to do better service marketing. (500 word limit)
The principles of service marketing can help educational institutions provide better service to their students. This includes understanding student needs and expectations, providing quality service, creating a positive customer experience, and continuously improving service delivery.
Colleges, universities, and other educational institutions are service organizations that cater to the needs of their students. The principles of service marketing are essential to understand when considering how to provide better service to students. These principles include understanding the needs and expectations of customers, providing quality service, creating a positive customer experience, and continuously improving service delivery. To apply these principles to schools, educational institutions need to focus on understanding their students' needs and expectations. This includes providing personalized services, such as counseling and career guidance, and developing programs that cater to the specific needs of different groups of students. For example, schools can create programs for students with disabilities or international students to help them better navigate campus life and succeed academically. In addition to understanding student needs, schools must provide quality service that meets or exceeds student expectations. This includes providing reliable and consistent service, responding promptly to student inquiries, and providing high-quality facilities and resources. Schools should also seek feedback from students to continuously improve service delivery and address any issues or concerns. Creating a positive customer experience is also essential to successful service marketing in schools. This includes creating a welcoming and inclusive environment, fostering a sense of community, and providing opportunities for students to engage with each other and faculty members. Schools can also create memorable experiences for students, such as hosting events, offering unique courses or programs, and recognizing student achievements. Finally, schools should continuously improve their service delivery by measuring and analyzing customer satisfaction, identifying areas for improvement, and implementing changes to address customer needs and expectations. This can include investing in new technology or resources, improving communication with students, or providing additional training for faculty and staff. In conclusion, applying the principles of service marketing can help educational institutions provide better service to their students. This includes understanding student needs and expectations, providing quality service, creating a positive customer experience, and continuously improving service delivery. By doing so, schools can create a culture of excellence and support that fosters student success and satisfaction.
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why do some consumers feel upset about the fact that businesses are collecting their personal information?
When personal data is exploited or insufficiently protected, it can lead to identity theft, financial fraud, and other issues .
What are the issues that arise from personal data collection? Exorbitant cost of data compliance. Who is in charge of ensuring that data protection laws are followedData breach riskWide personal data definition It is impossible to totally remove the risk of a data breach.The ability to gain a deeper understanding of how their customers act online, define their general demographics, and pinpoint opportunities to enhance the customer experience is perhaps the main reason why so many businesses gather consumer data.To learn more about Data breach refer,
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Tim Horton wants to raise funds to open a branch of their coffee shop in Trinidad. To raise the funds, Tim Horton would sell bonds 100 $1,000 par value with a coupon interest rate of 6%. The bonds would mature in 15 years and interest would be paid semi-annually. The required rate of return is expected to be 8%. 
Requirement:
a) Calculate the value of one bond
b) What is the total amount Tim Horton would raise if all bonds were sold?
Answer:
a) The value of one bond is $837.08.
b) The total amount Tim Horton would raise if all bonds were sold is $83,708.
Explanation:
a) Calculate the value of one bond
This can be calculated as follows:
Annual coupon = Bond face value * Coupon interest rate = $1,000 * 6% = $60
Annual coupon discount factor = ((1 - (1 / (1 + r))^n) / r) .......... (1)
Where;
r = required semi-annual rate of return = required annual rate of return / number of semi-annual in a year = 8% / 2 = 0.08 / 2 = 0.04
n = number of semi-annuals = number of years * number of semi-annual in a year = 15 * 2 = 30
Substituting the values into equation (1), we have:
Semi-annual coupon discount factor = ((1-(1/(1 + 0.04))^30) / 0.04) = 17.2920333006645
Present value of coupon = ((Annual coupon / number of semi-annual in a year) * Semi-annual coupon discount factor) = (($60 / 2) * 17.2920333006645 = $528.76
Present value of the face value of the bond = Face value of the bond / (1 + r)^n = ($1,000 / (1 + 0.04)^30 = $308.32
Therefore, we have:
Bond value = Present value of coupon + Present value of the face value of the bond = $528.76 + $308.32 = $837.08
Therefore, the value of one bond is $837.08.
b) What is the total amount Tim Horton would raise if all bonds were sold?
Number of bonds expected to be sold = 100
Value of one bond = $837.08
Total amount that would be raised = Number of bonds expected to be sold * Value of one bond = 100 * $837.08 = $83,708
Therefore, the total amount Tim Horton would raise if all bonds were sold is $83,708.
PLEASE HELPP!!
Financial Statement Analysis Portfolio
The Income Statement for Pumpkin Co. is shown below:
Pumpkin Co.IncomeStatement
for the Month Ended October 21, 2010
revenues- blank
sales
$120,000.00
operating expenses-blank
salary expense
$10,000.00
supplies expense
$14,000.00
depreciation expense
$4,000.00
net income
$92,000.00
Pumpkin Co. is about to embark on a project that will have a total cost of $300,000.00 over a 10-year period.
1. Calculate the expected annual rate of return on this project.
2.Calculate the cash payback on this project.
Answer:
Explanation:
what do you need help with', though
The expected rate of return over the project will be 30.67%; whereas, the cash payback for the same will be 3.12 years.
What is rate of return?A financial ratio used to calculate the returns over monetary engagement during a financial period is generally regarded as the rate of return over such investment.
Using the given information, the expected rate of return will be computed as,
\(\rm Rate\ of\ Return= \dfrac{Net\ Income}{Investment}\ x\ 100\\\\\rm Rate\ of\ Return= \dfrac{92000}{300000}\ x\ 100\\\\\rm Rate\ of\ Return= 30.67\%\)
Similarly, when such return is earned, the cash payback will be computed as,
\(\rm Cash\ Payback= \dfrac{Investment}{Cash\ Inflow}\\\\\rm Cash\ Payback= \dfrac{300000}{92000}\\\\\rm Cash\ Payback= 3.125\)
Hence, the expected rate of return over the project will be 30.67%; whereas, the cash payback for the same will be 3.12 years.
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What are the main differences between checking and savings accounts?.
Answer:
Checking is used for everyday activity, as for saving it is for saving money!
Explanation:
Santander Bank: checking accounts are primarily for accessing your money for daily use while savings accounts are primarily for saving money.
Help me please, i’ll give brainliest and 15 points!!!!
                                                Business letters are typically sent 
O a. outside an organization. 
O b. within an organization. 
O c. only by high-level executives. 
O d. to relay bad news.
Business letters are typically sent outside an organization. Thus the correct option is A.
What is Business Letter?A business letter is referred to as a document that is sent to other organizations to promote business relations by offering them any proposal or any kind of communication-related to the business.
The language of the business letter is formal as it is used in an official setting. It provides information about the current status of business deals as well as checks progress.
As it is sent to other organizations it follows a particular structure. Therefore, option A is appropriate.
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PART A How much sales (units) do you need to make if your unit contribution margin is $9, your fixed costs are $200,000 and you want profit of $130,000
PART B How much sales (dollars) do you need to make if your unit contribution margin ratio is 45%, your fixed costs are $200,000 and you want profit of $130,000 
PART C Given your answers to parts A and B above, how can this information help you with decision-making as a Human resource manager?
The sales (units) required to achieve the desired profit are x = 56,111 units (approximately)
Part A: Unit contribution margin = $9Fixed costs = $200,000
Profit required = $130,000
Let the units sold be x.Contribution Margin per unit = Selling Price per unit - Variable cost per unit
9 = Selling Price per unit - Variable cost per unit$9 + Variable cost per unit
= Selling Price per unit
Selling Price per unit = $9 + Variable cost per unit Profit equation:
Selling Price per unit * x - Variable cost per unit * x - Fixed costs = Profit Required
9x - Variable cost per unit * x - $200,000 = $130,000
9x - Variable cost per unit * x = $330,000
Variable cost per unit * x = $9x - $330,000
Let the variable cost per unit be y.
So, xy = $9x - $330,000y = $9 - $\frac{330,000}{x}
Hence, the sales (units) required to achieve the desired profit are x = 56,111 units (approximately)
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What does it mean to follow ethical principles?
Steven manages a team responsible for opening new restaurants of a large, fast-food chain. His team goal is to open eight restaurants in four months' time, and he's mapped out a plan for breaking this goal into actual tasks and projects. As Steven's mentor, what advice do you give him for managing obstacles that might disrupt his progress?
Answer:
divide all of the current obstacles by the level of urgency and take it one step at a time
Explanation:
When making any sort of plans there will always be unexpected obstacles that prevent/disrupt you from making progress. In these situations, the best advice would be to divide all of the current obstacles by the level of urgency and take it one step at a time. If you try to solve all the problems at once you will get overwhelmed and stressed out. Instead solve one at a time, focusing on the more urgent problems first.
Relevant information ________. ANSWER Unselected includes only numerical data instead of nonfinancial information Unselected includes past incurred costs which cannot be used in the future Unselected is expected future data and differs amongst the alternatives Unselected includes only nonfinancial information rather than financial data Unselected I DON'T KNOW YET
Answer:
is expected future data and differs amongst the alternatives.
Explanation:
Relevant information is expected future data and differs amongst the alternatives.
Which options does the Ink Equation dialog box provide? Check all that apply.
Clear
Copy
Correct
Erase
Preview
Write
Answer: the answer to this question is Clear, Correct,Erase,Preview,Write
Explanation:
Which post-secondary program requires minimal prerequisites?
Answer with Explanation:
It depends upon the college or university you choose. If you are choosing a foreign college or university then following are the possible minimal pre-requisites:
Age FactorAttained Marks percentage Language Speaking requirement which includes taking an English speaking, learning and writing test. Examples of approved english skills tests programs are TOEFL, IELTS, etc.Minimum Fee depositCharacter CertificateValid PassportPersonal Information Providing Field oriented report which explains why you want to opt this program.Other requirements depending upon the course, university and law that governs the territory in which the institute operates.Which of the following characteristics of tourism services explains which guests need to be present when the service is being performed?