$938.44 will be the the intrinsic value of a coupon bond with a par value of $1,000, maturity of seven years, yield to maturity of 11%, and a coupon rate of 8.8% that pays interest semi-annually,
1. Calculate the semi-annual coupon payment: 0.088 * $1,000 / 2 = $44
2. Determine the number of periods: 7 years * 2 = 14 semi-annual periods
3. Calculate the semi-annual yield to maturity: 0.11 / 2 = 0.055 or 5.5%
4. Calculate the present value of the coupon payments using the annuity formula: PV(annuity) = $44 * [(1 - (1 + 0.055)^-14) / 0.055] ≈ $468.18
5. Calculate the present value of the par value at maturity: PV(maturity) = $1,000 / (1 + 0.055)^14 ≈ $470.26
6. Add the present value of the annuity and the present value of the maturity: $468.18 + $470.26 = $938.44
The intrinsic value of the bond today is $938.44.
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Taxes on cigarettes are designed to a. lower the price to reflect their true benefits b . encourage farmers to grow more tobacco . raise the price to reflect their true costs d. restrict sales to government-owned stores
Answer:
c
Explanation:
A tax is a compulsory sum levied by the government or an agency of the government on goods and services. Taxes increases the price of a good. the aim of tax on cigarettes is to increase the price of cigarettes. this should discourage consumption of cigarettes. taxes on cigarette reflect the true cost of consuming cigarettes
We studied the buying decision process framework with an application to the case of automobile purchasing. This type of buyingbehavior is classified as:A. high involvement dissonance reducing buying behavior B. low involvement complex buying behaviorC. high involvement complex buying behaviorD. high involvement varicty secking behavior
The correct classification for this type of buying behavior is high involvement complex buying behavior.
So, the correct answer is C.
The buying decision process for automobile purchasing can be classified as high involvement complex buying behavior.
This is because purchasing a car typically involves significant financial investment, extensive research, and consideration of multiple factors such as price, performance, safety, and design.
Additionally, the decision often carries emotional weight, as the buyer seeks to find a vehicle that meets both their practical needs and personal preferences.
This type of buying behavior requires the evaluation of numerous alternatives and often involves a longer decision-making process compared to low involvement or variety-seeking behaviors.
Hence, the answer of the question is C.
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Apples are selling for .15 cents per apple. The amount you buy is 823 apples, and you decide to sell those apples for .75 cents per apple. What is the total revenue for selling these apples?
Answer:
123.45 cents
Explanation:
Revenue = price per unit x quantity sold
0.15 x 823 = 123.45
The career cluster which provides security and protection for the public is___.
A.Law, Public Safety Corrections, and Security.
B.Hospitality and Tourism.
C.Human Services.
D.Information Technology
Answer:
A.Law, Public Safety Corrections, and Security.
Explanation:
Officers in the Law, Public Safety Corrections, and Security cluster protect properties and citizens' lives. Job titles in this cluster include police officers, security guards, lawyers, correctional officers, and legal assistants.
Works in this cluster revolve around jails, police stations, courts, correctional facilities, and public places where people require security and protection.
what multiplication do you do to convert currency
Explanation:
you multiply by the exchange rate.
When an account payable is paid off in full, an entry is journalized that credits
which account?
O A. Accounts Payable
B. Accounts Receivable
C. Cash
D. Income
Answer:
B
Explanation:
Baako Ltd purchase motor vehicle as follows date 01/01/13 800,000$,01/01/13 400,000$,01/04/15 600,000. The company adopts straight line method of depreciation at the rate 10% per annum from the date of purchase separate account is prepared for provision for depreciation. On 30th June, 2014 the motor vehicle which was purchase on 1st July was sold for 24,000$. You are required to prepare (a) motor vehicle account for the years 2013,2014 and 2015. (b) motor vehicle disposal account.
Baako Ltd purchase motor vehicle as follows date 01/01/13 800,000$,01/01/13 400,000$,01/04/15 600,000. The company adopts straight line method of depreciation at the rate 10% per annum from the date of purchase separate account is prepared for provision for depreciation. On 30th June, 2014 the motor vehicle which was purchase on 1st July was sold for 24,000$. You are required to prepare (a) motor vehicle account for the years 2013,2014 and 2015. (b) motor vehicle disposal account.
which situation constitutes a market failure and requires government interference?
The situation (C) "the water of Dale Lake is getting polluted due to factory wastes" is one that necessitates government interference as a result of a market failure.
This is because pollution is a negative externality, which occurs when the actions of one party have negative effects on another party without the latter receiving any compensation. In this case, the factory is causing pollution to the water of Dale Lake, which negatively affects the people who use the lake for recreational purposes or rely on it for drinking water. The factory is not paying for the damage it is causing, and therefore there is a market failure.
Government interference is needed to regulate the factory's actions and prevent further pollution of the lake.
This question should be provided as:
Which situation constitutes a market failure and requires government interference?
A) the demand for butter has decreased due to an increase in the price of margarineB) the demand for instant noodles has decreased with a rise in incomeC) the water of Dale Lake is getting polluted due to factory wastesD) teenagers are spending more hours watching televisionE) people over 40 years of age are reducing their working hoursLearn more about market failure brainly.com/question/26506407
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Question 22 (1 point) Using the following information, what value of d1 would you use to find the N(D1) for a call option using the Black-Scholes Option Pricing Model. Stock price is $108, Exercise price is $90, risk free rate is 7.50%, standard deviation is 46% and time to maturity is 3 months. Round your answer to 4 decimal places.
The value of d1 for a call option using the Black-Scholes Option Pricing Model would be 1.0197.
The Black-Scholes Option Pricing Model is used to calculate the theoretical value of an option. One of the inputs required for the model is d1, which is calculated using the stock price, exercise price, risk-free rate, standard deviation, and time to maturity.
d1 = [ln(S/X) + (r + σ²/2)t] / [σ√t]
In this case, S (stock price) = $108, X (exercise price) = $90, r (risk-free rate) = 7.50% or 0.075, σ (standard deviation) = 46% or 0.46, and t (time to maturity) = 3/12 or 0.25.
Therefore, d1 = [ln(108/90) + (0.075 + 0.46²/2)0.25] / [0.46√0.25] = 1.0197 (rounded to 4 decimal places.
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What is an
example of acting
in a self-centered
way?
A. Throwing a surprise
party for a friend.
B. Wishing you did
something in a different
way.
C. Going to your friend's
basketball game to
support them.
D. Visiting a friend who is
going through a hard time.
An example of acting in a self-centered way is wishing you did something in a different way (option B).
What is a self-centered person?A self-centered person is described as an individual who is more interested in his activities and more engrossed in himself. It is important to mention that a self-centered person will mainly be egotistical and selfish.
Acting in a self-centered manner means that an individual is acting in a manner in which that person's well-being, goals, and thoughts are more important to that person, than anything else. This is why the person focuses on his actions and wishes to do some actions differently.
It can be concluded that an example of acting in a self-centered way is wishing you did something in a different way (option B).
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Ian's house and land have a market price of $225,000 and an assessed value of 55% of that amount. His state has a property tax rate of 0. 88. How much does Ian pay in property tax every year? a. $19,800 b. $18,900 c. $10,890 d. $8,910
The amount that'll be paid as property tax yearly will be $10890.
Market price = $225000Property tax rate = 0.088Assessed value = 55%The amount that'll be paid in property tax will be:
= $225000 × 55% × 0.088
= $10890
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Answer:
10890
Explanation:
Job neglect is a tendency for employees to passively allow conditions at work to deteriorate through a focus on non-work interests. It may manifest itself through decreased effort, increased absenteeism or lateness, or the decreased speed of work.
Do you think employee boredom at work may contribute to job neglect? What can organizations do to decrease employee job neglect and to ensure that employees remain motivated and productive?
Employee boredom at work can indeed contribute to job neglect. When employees feel bored and unengaged in their tasks, they may become disinterested and less motivated to exert effort, leading to a decline in performance and job neglect.
Boredom can arise from repetitive tasks, lack of challenge or growth opportunities, or a disconnect between employees' skills and job requirements.
To decrease employee job neglect and ensure motivation and productivity, organizations can take several measures. First, they can provide meaningful and challenging work assignments that align with employees' skills and interests. This can involve job rotation, task variety, or opportunities for skill development and learning. By offering engaging work, organizations can reduce boredom and increase employee motivation.
Second, organizations should foster a positive and supportive work environment. This can include recognizing and appreciating employees' contributions, promoting teamwork and collaboration, and providing regular feedback and communication. When employees feel valued and supported, they are more likely to be motivated and engaged in their work.
Additionally, organizations can promote a healthy work-life balance and offer opportunities for personal growth and development. This can involve flexible work arrangements, training programs, career advancement opportunities, and initiatives that promote employee well-being.
By addressing employee boredom, creating a positive work environment, and providing growth opportunities, organizations can decrease job neglect and promote a motivated and productive workforce.
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Delivery trucks enter and leave a depot through a controlled gate. At the depot, each truck is loaded with packages, which will then be delivered to one or more customers. As each truck enters and leaves the depot, the following information is recorded and uploaded to a database.
The truck's identification number
The truck's weight
The date and time the truck passes through the gate
Whether the truck entering or leaving the depot Using only the information in the database, which of the following questions CANNOT be answered?
1) On which day in a particular range of dates did the greatest number of trucks enter and leave the depot?
2) What is the average number of customer deliveries made by each truck on a particular day?
3) What is the change in weight of a particular truck between when it entered and left the depot?
4) Which truck has the shortest average time spent at the depot on a particular day?
The question that cannot be answered based on the information in the delivery truck data base is 2) What is the average number of customer deliveries made by each truck on a particular day?
Why can this question not be answered?In order to answer this question, the number of customers that each truck delivered to during the day needs to be recorded.
The total number of deliveries will then be added up and divided by the number of trucks making deliveries.
The information on the number of deliveries made is not in the database so this question cannot be answered.
In conclusion, option 2 is correct.
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Discussion Response help:Explain how the economic factors are related. Share a newsarticle that presents a different perspective on the economicoutcomes of the Great Recession from your peers' perspectives.
Post:
Learning about the great recession in school felt like a made-up story to me. Money was not valued, people lost jobs, inflation was high, and so many other crazy things. It was hard to believe, but we may be headed into another one soon. With unemployment and people not spending money working wages went down as well as production. This is represented by the as shift curve moves to the right.
A recession is a period of negative economic growth, typically characterized by high unemployment and reduced consumer spending. Inflation, on the other hand, is the sustained increase in the general price level of goods and services in an economy.
The economic factors of recession, inflation, and unemployment are all interconnected and can affect each other in various ways. During a recession, there is a decrease in economic activity, which leads to a decline in employment and an increase in unemployment. With fewer people employed, there is less money flowing into the economy, leading to a decrease in demand for goods and services. This decrease in demand can lead to deflation, which is a decrease in the overall price level of goods and services. When consumer spending decreases, businesses may cut production and lower wages, leading to increased unemployment.
On the other hand, inflation is the increase in the overall price level of goods and services. It can be caused by factors such as an increase in the money supply, which leads to more money chasing the same amount of goods and services. This can also lead to an increase in demand, which can lead to higher prices. An example of a news article that presents a different perspective on the economic outcomes of the Great Recession is an article from Forbes titled "How the Great Recession Changed the American Economy Forever." The article discusses how the Great Recession caused significant changes in the American economy, such as a decrease in homeownership rates and a shift towards a gig economy. The article also discusses how the Great Recession led to an increase in income inequality, as the wealthy were able to weather the storm while the middle class and poor were hit the hardest. This differs from some of my peers' perspectives, who may focus more on the unemployment and inflation aspects of the Great Recession. Economic factors such as recession, inflation, and unemployment are closely related and often influence one another. Inflation, on the other hand, is the sustained increase in the general price level of goods and services in an economy. During a recession, inflation may initially slow down or become negative (deflation) as demand for goods and services declines. However, if the central bank attempts to stimulate the economy by increasing the money supply, this can eventually lead to higher inflation if not managed properly. A news article that presents a different perspective on the economic outcomes of the Great Recession is "The Great Recession Was Good for the Biggest U.S. Banks" by The Atlantic. The article explains how the largest U.S. banks benefited from the crisis, as they acquired smaller banks at bargain prices and increased their market share. This perspective contrasts with the common narrative of job loss, economic downturn, and struggling households during the Great Recession.
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in 2004, ted and diane paid 20% down and took out a five-year mortgage for the balance of the $265,000 price of a home. after deducting interest, their monthly payments toward the principal balance owed on the mortgage was reduced by $2,000.00 each year. if they were to sell their home in 2009, it would sell for $215,000. what is the equity in their home?
The equity in their home is $13,000.
To find the equity in their home, we first need to calculate how much they still owe on their mortgage after five years.
Ted and Diane paid a 20% down payment on the $265,000 price of the home, which means they paid $53,000 upfront. This leaves a balance of $212,000 to be paid off over five years with their mortgage.
We know that their monthly payments towards the principal balance were reduced by $2,000 each year. So over five years, they paid an extra $2,000 x 5 = $10,000 towards the principal balance.
To find the remaining balance on their mortgage after five years, we need to subtract the $10,000 they paid towards the principal from the original balance of $212,000:
$212,000 - $10,000 = $202,000
This means that they still owe $202,000 on their mortgage in 2009.
To find the equity in their home, we subtract the amount they still owe on their mortgage ($202,000) from the current market value of their home ($215,000):
$215,000 - $202,000 = $13,000
Therefore, the equity in their home is $13,000.
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When you finish your budget, you should have:
A: money left over
B: more bills to pay
c: a zero balance
D: All of the choices
Answer:
Zero balance
Explanation:
Because you finished all your money.
short-term goals are usually achieved within the next year or so.
T/F
True. Short-term goals typically refer to objectives that can be accomplished within a relatively shorter timeframe, often within the next year or so.
These goals are usually more immediate and tangible compared to long-term goals, which span multiple years or even decades. Short-term goals help individuals set specific targets and track their progress in the short run, providing a sense of accomplishment and motivation along the way.
By breaking larger objectives into smaller, manageable tasks, short-term goals contribute to overall success and facilitate the realization of long-term aspirations.
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Which is an example of a negative incentive for producers?
a. a chance to make more money b. a special sale at a department store c. a coupon clipped from a newspaper d. a sharp increase in production costs
A sharp increase in production costs is an example of a negative incentive for producers. Thus, option D is correct.
Poor incentives are a strategy employed by managers to encourage their staff to work effectively so as to prevent a poor outcome. Instead of providing a reward for reaching a target, a manager can advise a punishment if the employee falls short of it, such as forfeiting a bonus or a potential vacation day, being written up, or, in the worst situations, being demoted.
The purpose of negative incentives is the same as that of any other form of employee motivation: to persuade workers to finish their work effectively and to the best of their abilities, but doing so with a potential for harm rather than benefit.
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Answer:
D - a sharp increase in production costs
Explanation:
Which is the BEST option for preventing an owner/occupant from attempting to omit a requirement?Select one:a. An independent monitorb. Insurance rate increasesc. A team approachd. Significant fines or fees
The best option is (c) A team approach. A team approach is the BEST option for preventing an owner/occupant from attempting to omit a requirement
A team approach is the most effective option for preventing an owner/occupant from attempting to omit a requirement. This method involves collaboration between different stakeholders, including architects, contractors, engineers, and the owner, to ensure that all requirements are met and understood by everyone involved in the project. A team approach promotes communication, transparency, and accountability, making it more difficult for individuals to bypass or ignore requirements.
Independent monitors, insurance rate increases, and significant fines or fees can be deterrents, but they may not address the underlying issues of miscommunication and lack of cooperation that can lead to the omission of requirements. A team approach fosters an environment where all parties work together to meet project goals and adhere to necessary regulations.
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Which qualifications are most helpful for Early Childhood Development and Services Careers? Check all that apply
independence
computer skills
physical strength
financial skills
adaptability
teaching skills
Answer: physical strength, adaptability, and teaching skills
Answer:
C, E, F
Explanation:
got it right
Answer:
C,E,F
Explanation:
The other guy was right so I had to assure you it was right
How will the federal tax affect a biweekly pay of $740 for a single person claiming 1 exemption? a. it increases the biweekly pay by $62. b. it decreases the biweekly pay by $62. c. it increases the biweekly pay by $65. d. it decreases the biweekly pay by $65. please select the best answer from the choices provided a b c d
Answer:
D
Explanation:
It decreases the biweekly pay by $65.
In business, a focus on action implies that a person will Multiple choice question. suppress any moral objections. avoid confrontation. be perfect. take advantage of opportunities.
It should be noted that a focus on action implies that a person seizes business opportunities.
What is meaning of focus in business?
Being focus when one is engaging vin a business is a way to achieve the ultimate goal of the organization. It helps to seize any opportunities that could move the business forward.
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Walmart can achieve a _____ using its relationships with suppliers to create an advantage that, ultimately, allows it to give customers low prices and good customer service.
Answer:
cost leadership/competitive advantage
Scenario A
College graduates are moving back in with family in record numbers. They are waiting longer than previous generations to buy homes and start families. Data show downward trends in new home building, mortgage applications, and the birthrate. Multiple markets are complaining of falling demand. A national supplier of home goods permanently shut down. The media is calling babies born today part of the “baby bust generation.” Economists predict future school closings and labor shortages.
Would the Fed address the scenario with expansionary or contractionary policy? Explain.
What is a specific monetary action the Fed might use in this scenario? Identify the tool and how the Fed would use it. Explain how this would address the scenario.
What is a specific fiscal action that Congress might use in this scenario?
The Fed would address the scenario with an expansionary policy as this is the policy that stimulates demand.
The specific monetary action that the Fed can take in this scenario is decreasing the Fed Funds rate, to reduce interest rates on loans.
Congress can use the specific fiscal action by offering tax breaks to young people who buy houses.
How can demand be stimulated ?The Fed Funds rate is the rate that banks borrow from each other. If the Fed was able to decrease this rate, then it would lead to loan interest rates falling which would allow the young college graduates to be better able to buy homes and start families.
Congress for its part, can embark on the fiscal action of giving tax breaks to young college graduates who buy houses and start families. This would encourage them to buy houses knowing they will pay less taxes.
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Ian is interested in purchasing bonds, but he is looking for bonds that aren’t related to the government. Which type of bonds would you suggest he purchase?
treasury bonds
municipal bonds
corporate bonds
general obligation bonds
Answer:
The principal of a Brady bond is backed by U.S. Treasury bonds that are deposited with the Federal ... A corporate bond has a 12% nominal yield. ... General Obligation Bond's credit risk:.
Explanation:
try it
Treasury bonds are the type of bonds would you suggest the purchase. Hence, option A is correct.
What is Treasury bonds?Until they complete, Treasury bonds provide a fixed rate of interest every six months. They are given out for 20 or 30 year contracts. Treasury Direct is where a person may purchase Treasury bonds from a financial institute. Additionally, a person can purchase them from a bank or broker.
Treasury bonds are among the safest assets a person can buy because they are supported by the full faith and credit of the United States Government. They often don't provide a very high return because there is so little chance that you will lose money.
Thus, option A is correct.
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how many tines in earth does the sun intersect equartor
Answer:
два
Explanation:
Frank borrowed $25,000 for a period of 4 years. His interest rate is 3%. How much interest will Frank pay in all?
Frank will pay the total amount of $28,000 with an interest of $3000.
What is the simple interest?Simple interest is defined as interest paid on the original principal and calculated with the following formula:
S.I. = P × R × T, where P = Principal, R = Rate of Interest in % per annum, and T = Time, usually calculated as the number of years. The rate of interest is in percentage r% and is to be written as r/100.
We have been given data as:
Principal (P) = $25,000
Rate of Interest (R) = 3%
Time (T) = 4 years
⇒ Simple interest = P × R × T
Substitute the value of P, R, and T in the above formula,
⇒ Simple interest = 25,000 × 3% × 4
⇒ Simple interest = 25,000 × 3/100 × 4
⇒ Simple interest = 25,000 × 0.03 × 4
Apply the multiplication operation, and we get
⇒ Simple interest = $3000
Total payback amount = $25,000 + $3000 = $28,000
Therefore, he will pay the total amount of $28,000 with an interest of $3000.
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which of these is an example of separation of powers?
the president enforces a law passed by congress.
representatives hold hearings to hear public opinion.
representatives rewrite a bill in committee meetings.
the president fires a cabinet member who is performing poorly.
I would say The president enforcing a law passed by Congress is an example of separation of powers.
1. Choose a well-known company that you know of, and answer the following questions about it:
Answer:
what type of company
and which other questions
Toni Nicolet's
checking account balance on Monday, April 13, is $540; her savings balance is $980. On
Tuesday, April 14, she made an ATM withdrawal from checking of $86. On April 15, Toni plans to make
these online payments: income tax bill, $823, utility bill, $98, and charge account bill, $127. How much
money, if any, will Toni have to transfer into her checking account from savings to cover the online
payments and leave a balance of $50 in the checking account?
Answer:
$644
Explanation:
Toni has a balance of $540 on her checking account
She made an ATM withdrawal of $86
The balance on her checking account after withdrawal is
= $540 - $86
=$454
Toni intended to pay online payments on Arpril 15. The total of the payments
=$823 + $98 + $127
=$1048
It means Toni has a deficit of
=$454- $1048
=($594)
If Toni desires a balance of $50 after payments, she must withdraw 594+50 from the savings account.
=596 + 50
=$644