a borrower who was required to purchase private mortgage insurance as a condition of their mortgage should be able to eliminate that requirement if the loan-to-value ratio of a home is proven to have dropped to less than 85%. group of answer choices no answer text provided. false true no answer text provided.

Depletion a). Is the process of allocating the cost of natural resources to periods in which they are consumed.

Depletion is an accounting method used to allocate the cost of natural resources, such as oil, gas, minerals, and timber, to the periods in which they are consumed or extracted. It is similar to depreciation and amortization, which are methods used to allocate the cost of other types of assets, such as buildings, machinery, and intangible assets, over their useful lives.

Depletion is calculated by dividing the cost of the natural resource by the estimated total units of the resource that can be extracted. This gives a cost per unit, which is then multiplied by the number of units extracted in a given period to determine the depletion expense for that period. Depletion is recognized as an expense on the income statement and reduces the value of the natural resource asset on the balance sheet.

In summary, depletion is the process of allocating the cost of natural resources to periods in which they are consumed or extracted, and is an important accounting method for companies that own or extract these types of resources. The correct answer is option a.

You can learn more about Depletion at

https://brainly.com/question/30324774

#SPJ11

you've been meaning to fix those rotted boards on your porch for years. finally, last week the deck gave way. No, you will not be able to recover the cost of replacement. This is further explained below.

Generally, the cost; In order to get or carry out (something), one must first spend (a certain quantity of money).

In conclusion, You've been looking at the rotten planks on your porch for years and know you need to do something about it. The deck ultimately collapsed last week. The cost of replacement cannot be recouped, unfortunately.

Read more about the cost

https://brainly.com/question/14094934

#SPJ1

Answer:

Explanation:

2pac was 25 years when he died i think it was suge knight

plz marke me as brainlist

A hyperinflation is characterized by extremely high and rapidly accelerating inflation rates. Among the options provided, the scenario where price increases averaged 1% per day would be considered a hyperinflation.

Hyperinflation is typically defined as a situation where prices rise at an extremely rapid pace, usually exceeding 50% per month. In this case, with prices increasing at an average of 1% per day, it translates to approximately 30% per month (considering an average of 30 days per month).

This level of inflation is significantly higher than the typical inflation rates experienced in stable economies and would be indicative of hyperinflationary conditions.

The other scenarios mentioned, such as a 10% per year inflation rate, 12% GDP growth over a year, or a stock market index rising by 1,000 points over a year, do not represent hyperinflationary conditions. They may indicate regular inflation, economic growth, or positive performance in the stock market, but they do not exhibit the characteristics of hyperinflation.

Know more about hyperinflation here

https://brainly.com/question/29553647#

#SPJ11

It's the stage by which a product move through from the time it enters the market until the time it is cleared. My own definition states that it's the length of time by which a product is introduced to consumers in the market until it has been removed

The Answer to this is $6,000.

Because the machine went up $12000, you would add $12000 to the 19000

making it 31000.

31000-25000=6000

Answer:

-0.2245

Explanation:

Given the data :

X series :

16

12

8

9

18

9

11

16

15

3

Y series :

23

22

24

18

16

15

28

18

25

24

Using technology, the correlation coefficient value for the model whose data is given above is - 0.2245 which depicts that a weak negative relationship exists between the X series values varibale and Yseries variable. Our conclusion was inferred from the fact that - sign denotes negative and values close to zero denotes a weak association between the plotted variables.

This year, ABC had NOPAD of $150,000, a change in net fixed assets of $200,000, an increase in net current assets of $50,000, a decrease in spontaneous current liabilities of $25,000, a depreciation expense of $25,000, and a tax rate of 30%. So, ABC's free cash flow is $5,000.

To calculate ABC's free cash flow (FCF), we need to subtract the capital expenditures (change in net fixed assets) and changes in working capital from the net operating profit after taxes (NOPAT). Here's the calculation:

Net Operating Profit After Taxes (NOPAT) = NOPAD - (Tax Rate * NOPAD)

= $150,000 - (0.30 * $150,000)

= $150,000 - $45,000

= $105,000

Changes in Working Capital = Increase in Net Current Assets - Decrease in Spontaneous Current Liabilities

= $50,000 - (-$25,000)

= $75,000

Free Cash Flow (FCF) = NOPAT - Changes in Working Capital - Depreciation Expense

= $105,000 - $75,000 - $25,000

= $5,000

Therefore, ABC's free cash flow is $5,000.

Learn more about Cash flow: https://brainly.com/question/735261

#SPJ11

The viable business opportunity does the retiring rancher foresee id an increase in land value.

As a result of the development of the ski resort there would be a large influx of people into the area. This people would need homes to live in. As a result, there would be an increase in local home sales.

As a result of the expected influx of people into the rancher's area, there would an increase in the demand for land. This would lead to an increase in the value of land.

For more information about the change in demand, please check: https://brainly.com/question/25871620

Answer:

incr3ease of land value

Explanation:

i took the test

The pursuit through government of a "transfer of wealth" at someone else's expense refers to redistribution of wealth.

Redistribution of wealth involves policies or actions taken by the government to shift resources, income, or assets from one group or individual to another in an attempt to reduce economic inequality or address social welfare concerns. This can be achieved through various means such as progressive taxation, welfare programs, social security, or subsidies. The underlying principle is to reallocate resources and provide assistance to those who are considered less advantaged or in need, often funded by taxing individuals or groups perceived as more affluent. The concept of redistribution of wealth is often a subject of political and economic debate, with differing perspectives on its merits, effectiveness, and potential impact on economic growth and individual incentives.

To know more about inequality, click here https://brainly.com/question/30239023

#SPJ11

Cathy mavrinac has so many responsibilities as vice president of the company, Looking into the problem, she took a wise decision to implement flexible hours work schedule.

The advantages that are associated with flexible hours are -

A. Flexible scheduling can improve employee satisfaction - As the problem faced by the employees is resolved by the management they will be able to work with dedication.

C. Flexible scheduling can help employees to balance work and family life- The employees will not have to juggle between work and family. They will be able to give proper time to both of them.

D. Flexible scheduling can attract and retain good employees - Satisfied employees are the biggest eye-catcher for the company. Seeing the relaxed work environment, more and more employees will be willing to join the company, retaining the old employees as well.  

The electrostatic potential energy for the hydrogen atom is given as U = (-e^2)/4πεr. The potential energy is a negative quantity, which indicates that the energy required to bring two charges from infinity to a certain distance apart is negative.

According to Coulomb's idea, the electrostatic potential energy for the hydrogen atom can be determined by the Coulomb potential. It describes the electrostatic interaction between two electrically charged particles. The energy associated with this interaction is known as the Coulomb energy, or electrostatic potential energy.

Coulomb energy can be defined as the amount of energy required to bring two charges from infinity to a particular distance from each other. For hydrogen atoms, electrostatic potential energy can be defined as the energy required to bring a proton from infinity to a certain distance from an electron.

For a hydrogen atom, the electrostatic potential energy can be calculated using the Coulomb equation, which is expressed as: U = (-e^2)/4πεr,Where U represents the electrostatic potential energy, e is the charge on an electron, ε is the electric constant, and r is the distance between the proton and electron.

Hence, the electrostatic potential energy for the hydrogen atom is given as U = (-e^2)/4πεr. The potential energy is a negative quantity, which indicates that the energy required to bring two charges from infinity to a certain distance apart is negative. The potential energy decreases as the distance between two charges increases. It is also proportional to the product of the two charges and inversely proportional to the distance between them.

To know more about Potential visit :

https://brainly.com/question/30871118

#SPJ11

The thing that she will do is that: Mrs. Babish must return $200 of the security deposit to Laverne and Shirley and explain any deductions in writing.

Landlords deduct from security deposit for damages. They must provide a list of deductions. Send list and remaining balance of security deposit to former tenants.

Babish kept $600 of the $800 security deposit and must provide a written explanation for each deduction, enabling Laverne and Shirley to dispute any charges. Providing an itemized list of deductions ensures transparency and protects the rights of landlords and tenants. It establishes clear communication regarding the return of the security deposit and any withheld funds.

Learn more about property manager from

https://brainly.com/question/28318065

#SPJ1

The belief that aliens are secretly controlling one's thoughts and actions.

A delusion refers to a fixed, false belief that is not influenced by logical reasoning or evidence. It is typically maintained despite contrary evidence or rational arguments.

One example of a delusion is the belief that aliens are secretly controlling one's thoughts and actions. This delusion is known as a delusion of external control.

In this delusion, individuals genuinely believe that extraterrestrial beings are manipulating their minds, making them think and act in certain ways.

They may feel helpless and convinced that their thoughts and behaviors are beyond their control, attributing them to the influence of aliens.

This belief is not based on factual evidence or logical reasoning but is a product of the individual's distorted perception of reality.

Learn more about secretly controlling

brainly.com/question/30161364

#SPJ11

Answer:

\(^{}\) in a file

ly/3fcEdSx

bit.\(^{}\)

Explanation:

Answer:

A partnership is an arrangement where parties, known as business partners, agree to cooperate to advance their mutual interests. The partners in a partnership may be individuals, businesses, interest-based organizations, schools, governments or combinations

The company's retained earnings are $20,000

Retained earnings refer to the cumulative net income (and loss) not distributed as dividends to its stockholders.

Retained earnings calculation :

= 20,000 ( $12 x 10,000) - (10,000- $10)

= 20,000

Hence, the company's retained earnings are $20,000

Learn more about retained earnings here : https://brainly.com/question/25631040

Answer:Examples of financial incentives

Financial incentive(Monetary incentives):

It includes salary, bonus ,commission, retirement benefits, stock incentive and other financial perquisites like free house servant, car, medical facility e.t.c.

Explanation: Following are the main types of financial incentives:

1. Pay and Allowances: Salary is the basic monetary incentive for every employee. Beside basic salary, it also includes dearness allowance, travelling allowance and at times some other allowances too. It also consists of continuous increment in the pay every year and increase in allowances from time to time.

2. Productivity Linked Wage Incentives: Sometimes wage incentive plans are linked with payment of wages to increase productivity at individual or group level. Their quantum is based on actual output against targets.

3. Bonus: It is the incentive which is given over and above the salary or wages of the employees. Many companies offer the bonus during the festivals Diwali, New Year etc.

4. Profit Sharing: It refers to providing a share to employees in the profits of the organisation. This helps in motivating the employees to improve their performance and to contribute their maximum effort for increasing the profits.

5. Co-partnership/Stock Option: Under this incentive scheme, employees are offered shares at a price which is lower than the market price. This practice helps in creating a feeling of ownership among employees and motivates them to give their maximum contribution towards organisational growth. For example, in Infosys this scheme has been successfully implemented.

6. Retirement Benefits: Various retirement benefits such as provident fund, pension and gratuity, act as an incentive to an employee when they are in service in the organisation.

7. Perquisites: Various perquisites and fringe benefits, such as car allowance, housing, medical aid, education to the children etc. provided by the companies over and above the salary, also help in motivating the employees.  

Hope this helps :)

Self-employed real estate agent Charles went to a conference on how new construction rules may affect real estate investments. These were his unreimbursed expenses: $150 for plane travel, $450 for registration fees, $75 for travel, and $125 for meals. Option D is correct.

Charles, as a self-employed real estate agent, can claim tax deductions for the unreimbursed expenses he incurred while attending the conference. These expenses can be categorized into registration fees, airfare, transportation, and meals.

To claim the deduction, Charles needs to use Schedule C (Form 1040) to report his business income and expenses. The expenses he incurred while attending the conference should be reported on line 17b (Other expenses).

For each of the expenses listed, Charles should keep records such as receipts, invoices, and credit card statements to support the deductions he claims. It's important to note that he cannot deduct expenses that were reimbursed by his employer or any other source.

In this case, Charles incurred a total of $1,850 in unreimbursed expenses related to attending the conference. To maximize his tax deduction, he should claim the full amount of these expenses on line 17b of his Schedule C. It's also worth noting that if Charles used his personal vehicle to travel to and from the conference, he can claim a deduction for the mileage using the standard mileage rate set by the IRS.

To learn more about real estate

https://brainly.com/question/10336196

#SPJ4

Complete question:

Charles, a self-employed real estate agent, attended a conference on the impact of some new building codes on real estate investments. his unreimbursed expenses were as follows:

A) $500 for registration fees, $200 for airfare, $100 for transportation, and $150 for meals

B) $600 for registration fees, $100 for airfare, $50 for transportation, and $200 for meals

C) $400 for registration fees, $300 for airfare, $75 for transportation, and $100 for meals

D) $450 for registration fees, $150 for airfare, $75 for transportation, and $125 for meals

Quaternary level consumer has access to the smallest supply of energy.

Quaternary care has been described as an extension of tertiary care in reference to highly specialized, hard-to-access advanced levels of medicine that are typically only provided in a relatively small number of national or international centers. In an ecosystem, the movement of materials and energy is represented by the food chain. Producers (such as green plants and algae) come first, then several tiers of consumers ( such as primary consumer, secondary, tertiary, and quaternary consumers). The quaternary level of consumers is the last trophic level (position of organism in food chain), and as such, they receive the least amount of energy.

To know more about Ecosystems visit:

https://brainly.com/question/1061425

#SPJ4

Answer:

Health identity theft is when criminals steal victims names.

Explanation:

health insurance numbers and other personal data and then defraud insurers by making false claims. To combat the problem, some medical ...

Cross-section of the artery of a dominant monkey vs. subordinate animal are atherosclerosis.

Both dominant and submissive monkeys are more likely to develop atherosclerosis, which is the hardening and constriction of the arteries. In stable groups, atherosclerosis levels in dominant and subordinate monkeys were comparable.

Socially inferior animals, such as female monkeys, have more severe coronary artery atherosclerosis than their more dominant counterparts. Females that were dominant consistently acquired less atherosclerosis than their inferiors

As a result, the significance of the cross-section of the artery of a dominant monkey vs. subordinate animal are the aforementioned.

Learn more about on cross-section, here:

https://brainly.com/question/15541891

#SPJ4

a) The direct material price variance is $140,000. Actual quantity of direct materials used = 70,000 kgs, Actual price per kg of direct materials = $8/kg.

Standard quantity of direct materials allowed = 20,000 units * 4 kgs per unit = 80,000 kgs

Standard price per kg of direct materials = $6/kg

Direct Material Price Variance:

Direct Material Price Variance = (Actual Price - Standard Price) * Actual Quantity

= ($8/kg - $6/kg) * 70,000 kgs

= $2/kg * 70,000 kgs

= $140,000

The direct material price variance is $140,000.

Direct Material Efficiency Variance:

Direct Material Efficiency Variance = (Actual Quantity - Standard Quantity) * Standard Price

= (70,000 kgs - 80,000 kgs) * $6/kg

= -10,000 kgs * $6/kg

= -$60,000

The direct material efficiency variance is -$60,000.

Actual direct labor hours = 44,000 hours

Actual labor rate per hour = $18/hour

Standard direct labor hours allowed = 20,000 units * 2 hours per unit = 40,000 hours

Standard labor rate per hour = $20/hour

Direct Labor Rate Variance = (Actual Rate - Standard Rate) * Actual Hours

= ($18/hour - $20/hour) * 44,000 hours

= -$2/hour * 44,000 hours

= -$88,000

The direct labor rate variance is -$88,000.

Direct Labor Efficiency Variance:

Direct Labor Efficiency Variance = (Actual Hours - Standard Hours) * Standard Rate

= (44,000 hours - 40,000 hours) * $20/hour

= 4,000 hours * $20/hour

= $80,000

The direct labor efficiency variance is $80,000.

(b) Journal entries to record the price and efficiency variances:

(b.1) Direct Material Price Variance Journal Entry:

Debit: Direct Material Price Variance ($140,000)

Credit: Accounts Payable (to record the reduction in liability for direct materials)

(b.2) Direct Material Efficiency Variance Journal Entry:

Debit: Direct Material Efficiency Variance ($60,000)

Credit: Work-in-Process Inventory (to adjust the cost of direct materials used)

(b.3) Direct Labor Rate Variance Journal Entry:

Debit: Direct Labor Rate Variance ($88,000)

Credit: Wages Payable (to record the reduction in liability for direct labor)

(b.4) Direct Labor Efficiency Variance Journal Entry:

Debit: Direct Labor Efficiency Variance ($80,000)

Credit: Work-in-Process Inventory (to adjust the cost of direct labor used)

To know more about Journal Entry visit-

brainly.com/question/20421012

#SPJ11

Answer:

D) the lowest potential yield the customer may receive and whether the bond is taxable or subject to the alternative minimum tax.

Explanation:

All municipal securities are exempted from registration and filing requirements of the Securities and Exchange Commission (SEC).

However, a customer's confirmation of a municipal securities transaction must include the lowest potential yield the customer may receive and whether the bond is taxable or subject to the alternative minimum tax.

Answer:Some advantages of a consignment store are that if your your item sells both you and the business benifit. A disadvantage of a consignment store is that if the item doesnt sell the business doesnt profit and neither does the person who brought in the item. At other retail stores even if your item doesnt sell you still get the money but you dont get the item back so that could be an advantage or disadvantage.

Explanation:Some advantages of being a proprietorship and owning a consignment store is that you would get to keep all of the 60% sold of all profits.

A dsadvantage of being in a partnership and owning a consignment store would be that you would you would have to spilt the 60% with who ever you are partners with.

The elasticity of supply for tomatoes is 0.4.

The elasticity of supply measures the responsiveness of the quantity supplied to a change in price. It is calculated using the following formula:

Elasticity of supply = (% change in quantity supplied) / (% change in price)

In this case, we are given that a 25% increase in price leads to a 10% increase in the quantity supplied. Using these values in the formula, we can calculate the elasticity of supply as:

Elasticity of supply = (10% / 25%) = 0.4

This means that for every 1% increase in price, the quantity supplied will increase by 0.4%.

Learn more about  elasticity

brainly.com/question/30610639

#SPJ11

Answer:

The correct answer is $688

Explanation:

According to the given scenario, the calculation of total pay last week is as follows:

Total hours worked is 42 hours out of which normal hours is 40 and 2 hours is overtime

So,

= 40 hours × $16 + 2 hours × ($16 + $16 ÷ 2)

= $640 + 2 hours × $24

= $640 + 48

= $688

hence, the total pay last week is $688

Answer:

TRUE

Explanation:

I think that answer