A bank with $200 million in deposits has $15 million of cash in the bank and $10 million in deposits with the Fed. Its total reserves equal• A. $25 million.• B. $10 million.• C. $225 million,• D. $15 million.
Answers
The correct answer is A. $25 million. The bank has $15 million in cash and $10 million in deposits with the Fed, which are both part of its reserves.
Reserves are the portion of deposits that banks must hold either in their vaults or on deposit at the Fed. In this case, the bank's total reserves would be $25 million ($15 million in cash + $10 million in deposits with the Fed), which is equal to the sum of its required reserves and any excess reserves it chooses to hold. Required reserves are the minimum amount of reserves that banks are required to hold by the Fed, which is a percentage of deposits. Excess reserves are any reserves held above the required amount.
Therefore, the bank in this scenario has total reserves of $25 million, which is greater than its required reserves.
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Related Questions
It's time to think like a manager. Corporate social responsibility is wonderful, though often criticized as purely rhetorical and laden with subtle profit goals. How can a manger emphasize genuineness of corporate social responsibilities and activities in society?
Answers
The correct answer to this open question is the following.
It's time to think like a manager. And more importantly, it is time to act like a manager and became a true leader.
Corporate social responsibility is wonderful, though often criticized as purely rhetorical and laden with subtle profit goals. That is why is so important that a manager could emphasize genuinely that corporate social responsibilities are a priority for the organization.
One good way to prove that and stop critics is to establish a series of programs and actions that benefit the environment and the community and that could be evaluated by the members of the society.
This includes mass media. Yes, the company has to open its doors and be willing and able to show the results of these programs. If the company has nothing to hide, it will have no problem to show its work and be proud of the monetary results as well as the social responsibility results that benefit the community.
which of the following is not a channel option between a supplier (also known as the producer, assembler, or manufacturer/maker) and its customers when the supplier wants to leverage an intermediary to create an indirect channel?
A. Going through a stocking distributor (wholesaler), which connects to a retailer
B. Going directly to a retailer
C. Going through an agent such as a broker (jobber), who then serves the retailer
D. Going directly to the end customer through its own sales and distribution system
E. All of these are channel options for a supplier that wants to leverage an intermediary to create an indirect channel
Answers
The option which is not a channel option between a supplier and its customers when the supplier wants to leverage an intermediary to create an indirect channel is: "Going directly to a retailer (option B)."
When a supplier wants to leverage an intermediary to create an indirect channel, there are typically several channel options available, such as going through a wholesaler, distributor, or agent. However, going directly to a retailer is not considered an indirect channel option since the supplier is selling their products or services directly to the end customer through the retailer.
In this scenario, the supplier would be creating a direct channel, which bypasses the need for intermediaries. Direct channels are typically used when a supplier wants to maintain control over the sales process and maintain a closer relationship with their customers. Hence, option B is the correct answer.
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If a switch occurs from deposits into currency, what happens to the federal funds rate? use the supply and demand curve of the market for reserves to explain your answer.
Answers
Therefore, deposit conversion reduces the number of reserves, which reduces the supply of reserves at any given interest rate, shifting the supply curve to the left.
As deposits fall, so do required reserves, shifting the demand curve to the left.
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which wheel settings change when you mount the subframe incorrectly in the transverse direction? Check all that apply
TOE
CAMBER
STEERING AXIS INCLINATION (SAI)
CASTER
Answers
The wheel settings that change when you mount the subframe incorrectly in the transverse direction is "CASTER" (Option D)
What is Caster?Caster is the process of aligning a wheel with the direction of travel, which can be performed by caster displacement or caster angle. As with the front wheels of a shopping cart, caster displacement shifts the steering axis forward of the axis of wheel rotation. The steering axis is moved away from the vertical by the caster angle.
The caster angle, also known as the castor angle, is the angular displacement of the steering axis from the vertical axis of a steered wheel of a car, motorbike, bicycle, another vehicle, or watercraft as seen from the side.
Positive caster enhances the responsiveness of your vehicle while negotiating bends and the stability of your car when going at greater speeds. The sole disadvantage of a positive caster is that it increases the amount of effort required to steer your car.
Turning plates and a digital or bubble camber/caster gauge are the two most common methods for measuring caster angles. Measuring the upper and lower wishbone mounting points or the MacPherson strut angle.
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1. What is the purpose of using credit?
2. List several sources of consumer credit.
3. What types of information are asked for on a typical credit
Application?
4. How are store credit accounts different from bank credit card
Accounts?
5. How are credit cards different from charge cards?
6. How is a single payment similar to an installment loan? How is it
Different?
7. Give two examples of collateral that might be used to secure a loan.
8. What is the responsibility of a cosigner of a loan?
9. How is a line of credit different from other types of loans?
10. List several benefits of using credit.
Answers
Answer: To earn CREDIT
Explanation:
What can be said about the culture of services?
I. Processes are invisible
II. Processes are well defined
III. More scientific
IV. Not well defined or documented
A. I, II, and III only
B. I, II, and IV only
C. II, III, and IV only
D. All of the above
Answers
In the service culture, processes are invisible and procedures are not well defined or documented. This culture is focused on customer service, to provide the best experience.
Therefore, processes are invisible, that is, the customer is not able to identify internal processes if they are not useful, but they must perceive the service as a mystery where all their needs are promptly met.
In the service culture, this is also not well defined or documented, so as not to create standardization of the service, but a personalized service that meets the needs of each customer individually.
Therefore, in the service culture, the focus is on offering the best experience for the customer, through the creation of value, excellent service and employees capable of satisfying their needs.
The service culture is capable of generating greater competitiveness, customer loyalty and positioning for a company.
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why planning is important before starting a business?
Answers
Answer:
So you can get ready to know 'how to make your business good'
If you don't plan, then you'll forget to setup something is may be important
Explanation:
Hope this helps :)
Why is money management important? How would you rate your own money management?
Answers
Answer:
because it has money
Explanation:
Answer:
Money management is important because you should have a balance of bills to pay, and money you keep for fun. If you don't have this then you might have to pay to much money for bills, and you not having enough to pay them off.
Explanation:
National networks is an emerging provider of cable television services. is currently working to identify best practices among its competitors through the process of ______.
financial analysis
auditing
benchmarking
staffing
empirical analysis
Answers
National Networks is an emerging provider of cable television services. is currently working to identify best practices among its competitors through the process of benchmarking.
National Networks, as an emerging provider of cable television services, is actively engaged in identifying best practices among its competitors. This process involves various strategies and techniques to gather information and gain insights into industry standards and successful practices. One approach that National networks can employ is benchmarking.
Benchmarking is a systematic process of comparing one's own performance, practices, and outcomes against those of industry leaders or competitors. It allows organizations to identify areas for improvement and learn from the best practices of others. By benchmarking against its competitors, National networks can gain valuable knowledge about successful strategies and tactics employed by established players in the cable television services sector.
Through benchmarking, National networks can analyze various aspects of their competitors' operations, such as customer service, pricing models, channel lineups, content offerings, and technological advancements. This analysis can provide valuable insights into industry trends, customer preferences, and emerging opportunities for growth.
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What is the Racial Wealth Gap?
Answers
Explanation:
the racial wealth gap in the United States is the disparity in median wealth between the different races . This gap is most pronounced between whitehouseholds and racia minorities
1. Describe how an apoptosis-inducing signal can transduce through intrinsic and extrinsic pathways to activate the initiator caspases. (10 marks)
Answers
Answer:
Explanation:
Apoptosis is an important biological process that regulates cell death and is essential for development, tissue homeostasis, and immune defense. Apoptosis-inducing signals can be transduced through intrinsic and extrinsic pathways to activate the initiator caspases.
The intrinsic pathway is initiated by cellular stress, such as DNA damage, hypoxia, or oxidative stress. These stress signals can activate the tumor suppressor p53, which in turn induces the expression of pro-apoptotic proteins such as Bax, Bak, and Puma. These proteins induce the release of cytochrome c from the mitochondria, which binds to Apaf-1 to form the apoptosome complex. The apoptosome complex recruits and activates initiator caspase-9, which then cleaves and activates the effector caspases-3, 6, and 7. This results in the cleavage of various cellular substrates, leading to the characteristic morphological and biochemical changes seen in apoptosis.
The extrinsic pathway, on the other hand, is initiated by extracellular signals such as cytokines, death ligands, or immune receptors. These signals bind to their respective receptors on the cell surface, which then activate caspase-8 through the recruitment of adaptor proteins such as FADD. Caspase-8 can also directly cleave and activate the effector caspases, leading to apoptosis. In some cases, the extrinsic pathway can also activate the intrinsic pathway through the cleavage of the pro-apoptotic protein Bid, which then translocates to the mitochondria and induces cytochrome c release.
In summary, apoptosis-inducing signals can transduce through both intrinsic and extrinsic pathways to ultimately activate the initiator caspases. These pathways intersect at various points and can crosstalk, leading to a coordinated and regulated cell death process.
What are the responsibilities of a group engagement partner (team) when it assumes responsibility for the work of a component auditor
Answers
The group engagement partner is accountable for both deciding whether the auditor's report is suitable under the circumstances and for (1) supervising and carrying out the group audit engagement in accordance with professional standards and any regulatory requirements.
The partner or other firm employee who is in charge of the group audit engagement, its results, and the auditor's report on the group financial statements that is published on the firm's behalf.
They may be in charge of coming up with programmes and events that are intended to boost employee engagement. Activities for fostering teamwork, awards for excellence, and recognition programs are a few examples of this. These initiatives aid in fostering a favorable atmosphere where employee happiness is acknowledged and admired.
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Other things the same, if the expected return on U.S. assets increased (e.g. higher interest rate), the a. supply of dollars in the market for foreign-currency exchange shifts right. b. supply of dollars in the market for foreign-currency exchange shifts left. c. demand for dollars in the market for foreign-currency exchange does not shifts d. demand for dollars in the market for foreign-currency exchange shifts left.
Answers
Answer:
b. supply of dollars in the market for foreign-currency exchange shifts left
Explanation:
In the case when the expected return on the US assets should be rise while keeping other things constant so it reduced the dollar supply because the investors in US would begins switching the international investment to the domestic due to this it reduced the supply. This cause to shifting the supply curve to the left
Therefore the option b is correct
What are the goals of government regulation?
low unemployment, price stability,
economic growth
O high unemployment, price instability,
economic growth
low unemployment, price stability,
economic steadiness
O high unemployment, price instability,
economic steadiness
Answers
Answer: A) low unemployment, price stability, economic growth
Explanation: Government regulation attempts to promote growth, full employment, and price stability for the well-being of the citizens
The goals of an ideal government while making regulations shall include the following purposes,
low unemployment, price stability,economic growth.Therefore, the option A holds true.
What is the significance of government goals?The goals of a government can be referred to or considered as the qualitative and quantitative targets set by the government in order to foresee better conditions in the future. These are backed by economic plans and regulations.
For a developing or a developed government, the goals must be economically based while being regulated. These goals must include reduced poverty and unemployment in order to achieve a healthy economic growth.
Therefore, the option A holds true and states regarding the significance of the goals of a government.
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please answer all requirements and follow any rounding instructions
or whole number instructions
Quality Supply is a distributor of pharmaceutical products. Its ABC system has five activities: Click the icon to view the activities.) Rick Flair, the controller of Quality Supply, wants to use this
Answers
Quality Supply's ABC system consists of five activities. Rick Flair, the controller, intends to utilize this system for better cost allocation and resource management.
Quality Supply's ABC (Activity-Based Costing) system comprises five activities. ABC is a cost allocation method that assigns costs to specific activities based on their consumption of resources. By identifying and analyzing these activities, Rick Flair, the controller, aims to gain insights into the company's cost structure and make informed decisions.
The ABC system's five activities can vary depending on the specifics of Quality Supply's operations. However, some common activities in pharmaceutical distribution may include:
Order processing: This activity involves receiving and verifying orders, preparing invoices, and coordinating with customers to ensure timely delivery. Costs associated with order processing may include labor, software, and administrative expenses.
Inventory management: Managing inventory levels and ensuring sufficient stock availability is crucial in pharmaceutical distribution. This activity involves tracking inventory, placing orders with suppliers, and monitoring storage and handling costs.
Warehousing and logistics: Storing, handling, and shipping pharmaceutical products require dedicated facilities and resources. Costs associated with warehousing and logistics include rent, utilities, equipment maintenance, and labor involved in handling, packing, and transportation.
Quality control and compliance: Ensuring the safety and quality of pharmaceutical products is essential. Quality control activities involve testing, inspections, and compliance with regulatory standards. Costs may include laboratory equipment, quality assurance personnel, and compliance-related expenses.
Customer service: Providing excellent customer support and resolving inquiries or issues is vital for customer satisfaction. Costs associated with customer service activities include salaries of customer service representatives, communication tools, and training programs.
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The marketing environment includes _______, economic, political, legal and regulatory, technological, and _______ forces.
Answers
The marketing environment is composed of six forces, they are competitive, economic, political, legal, regulatory, technological and socio-cultural forces.
Marketing planCorresponds to a written document containing the marketing objectives of a company. It must be developed according to the forces that are integral to the marketing environment to generate value and positioning.
Therefore, it is essential that the forces contained in the marketing environment help the company to develop the best strategies to remain competitive and successful in the market.
The correct answer is:
CompetitiveSocio-culturalFind out more information about marketing plan here:
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which country has the absolute advantage in pc? which country has the absolute advantage in potato? (1 point)
Answers
United States has the absolute advantage in PC. Chine has the absolute advantage in potato.
What is Absolute Advantage?Absolute advantage in economics is the ability of any economic agent, whether an individual or a group, to produce more of a good than its competitors.
Saudi Arabia is an obvious example of a country having an absolute advantages over other countries since it has access to plentiful oil reserves. Other instances include Colombia, which has a climate that is ideal for growing coffee, and Zambia, which has some of the richest copper mines in the entire world.
Therefore, China has absolute advantage in potato and US in PC.
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I am confused here. Help me, tomorrow is my exam. Is tailoring a secondary activity or tertiary? Bcoz a tailor also makes suits etc and also fixes them. For example if my coat has a cut, the tailor will repair it.
Answers
Hello student
Answer:
Tailor is tertiary activity of economy
Explanation:
because it makes service not manufacturing goods and items.
The operations and supply strategy framework presented in the notes includes which of the following enterprise competitive capabilities? A. R&D B. Product Leadership C. Customer Satisfaction D. Price E. Dependability
Answers
The operations and supply strategy framework presented in the notes includes the following enterprise competitive capabilities:
A. R&D (Research and Development): This capability involves investing in research and development activities to innovate and create new products or improve existing ones, giving the company a competitive advantage through technological advancements.
B. Product Leadership: This capability focuses on developing and offering superior products compared to competitors, emphasizing product quality, features, and innovation to attract customers.
C. Customer Satisfaction: This capability emphasizes meeting or exceeding customer expectations, providing excellent customer service, and ensuring high levels of customer satisfaction and loyalty.
E. Dependability: This capability involves consistently delivering products and services on time and as promised, building a reputation for reliability and dependability.
Therefore, options A, B, C, and E are enterprise competitive capabilities included in the operations and supply strategy framework. Option D (Price) is not explicitly mentioned in the given options as one of the competitive capabilities in the framework.
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Which of the following tasks would be completed by a radio announcer?
Answers
Answer:
D
Explanation:
Answer:
D
Explanation:
Took a test and got the same answer and turned out to be right.
Coffee is weighted more than tea in the calculation of the CPI if?
A. coffee is more accessible to the typical consumer.
B. it costs more to produce coffee than it costs to produce tea.
C. consumers buy more coffee than tea. D. the price of coffee is greater than the price of tea.
Answers
Coffee is weighted more than tea in the calculation of the CPI if consumers buy more coffee than tea. Weights in the CPI are determined by the importance of the good to the consumer. Thus, the correct answer is option C.
What is CPI?A consumer price index is a price index that measures the cost of a weighted average market basket of consumer goods and services bought by households. Changes in the measured CPI reflect price changes over time.
A CPI is a statistical estimate based on the prices of a representative sample of items whose prices are collected on a regular basis. If consumers buy more coffee than tea, coffee is weighted higher in the CPI calculation. The importance of the good to the consumer determines the weights in the CPI.
Therefore, option C is correct.
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What do financial planning skills ultimately enable an individual to do?
to prepare for the future
to process their own tax returns
to stop spending
to become wealthier without saving money
Answers
Financial planning skills ultimately enable an individual to prepare for the future.
What is meant by Financial planning skill?This is the term that is sued to describe the ability of people to be able to determine the financing that is the most appropriate for them and the ways that they have to be able to carry out investment activities also as to get the most viable profits. This is a very important skill because it helps in savings and also helps in the acquisition of assets.
Hence we can say that financial planning skills ultimately enable an individual to prepare for the future.
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if a country is maintaining a healthy amount of growth, which of the following accurately describes the behavior of real GDP over time?
A) real GDP fluctuates but follows an upward-sloping trend line
B) real GDP does not fluctuate if growth is occuring
C) Real GDP fluctuates but follows a downward sloping trend line
D) real GDP fluctuates but follows a horizontal trend line
Answers
Answer:c
Explanation:
GDP measures the value of all the final products and services in terms of money. Option C) explains the behavior of GDP.
What is GDP?Gross domestic product (GDP) measures the value of all the final products and services in terms of money, produced by countries over a given time period usually a year.
The behavior of real GDP over time changes but follows a downward sloping trend line if a country is sustaining a healthy rate of growth.
Therefore option C) describe the behavior of GDP.
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true or false? whereas a vendor-neutral certification covers concepts and topics that are general in nature, a vendor-specific certification focuses on a specific product or product line.
Answers
The answer is false. A "vendor-neutral" certification is one that is not directly associated with a specific IT vendor. These certifications tend to develop a universally applicable base of knowledge and skills.
Vendor-specific certifications relate to and validate the competence of specific vendor technologies and tools. Vendor-neutral certifications, on the other hand, validate competencies in basic security and network fundamentals. Vendor certification indicates that the vendor has certain skills. Track vendor certifications to ensure your business operations comply with regulatory requirements. Vendor certifications are updated regularly and reliably updated as needed. Importantly, a vendor-agnostic system allows decisions to be made based solely on business needs.
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During the _____ stage of the Product Life Cycle, technical problems are common and the product is fine-tuned.
Answers
Answer:
introductory stage
Explanation:
Answer:
-During the INTRODUCTORY_ stage of the Product Life Cycle, technical problems are common and the product is fine-tuned.\(hope \: it \: helps\)
within the region with the highest sales revenue determined in 3(a), which state contributes most to those sales?
Answers
Within the region with the highest sales revenue determined in 3(a), the state that contributes the most to those sales is California.
To determine which state contributes the most to the sales within the region with the highest sales revenue, you need to follow these steps:
1. Identify the region with the highest sales revenue: Refer to the data or information provided in 3(a) to determine the region that has the highest sales revenue. This could be based on sales figures, revenue reports, or any other relevant information.
2. List the states within the identified region: Make a list of all the states that fall within the region with the highest sales revenue. This will help you narrow down the possibilities and focus on the relevant states.
3. Analyze sales data for each state: Obtain sales data for each state within the identified region. This could be from company reports, market research, or any other reliable source. Analyze the sales figures for each state to determine their individual contributions to the overall sales within the region.
4. Compare the sales figures: Compare the sales figures for each state within the region. Identify the state that has the highest sales revenue among all the states in the region. This state will be the one that contributes the most to the overall sales within the region.
5. Determine the state with the highest contribution: Based on the analysis and comparison of sales figures, identify the state that has the highest sales revenue within the region. This state is the one that contributes the most to the sales within the region with the highest sales revenue.
In conclusion, by following these steps and analyzing the sales data, you can determine the state that contributes the most to the sales within the region with the highest sales revenue. In this case, the state of California has the highest sales revenue and therefore contributes the most to the overall sales within the region.
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Which of the following is a case of brand cannibalization?
A. A tea manufacturer introduces a new brand of tea that eats into the sales of an existing brand of another manufacturer.
B. A tea manufacturer introduces a new but inferior brand of tea to promote the sales of an existing tea brand in its product mix.
C. A tea manufacturer introduces a new brand of tea that eats into the sales of an existing tea brand in its product mix.
D. A tea manufacturer introduces a new brand of tea that has the unintended result of promoting the sales of an existing brand of another manufacturer.
Answers
Answer: C. A tea manufacturer introduces a new brand of tea that eats into the sales of an existing tea brand in its product mix.
Explanation:
To examine
the weekly payroll of all employees, one would look at the:
Answers
To examine the weekly payroll of all employees, one would look at the: d. payroll register.
What is the payroll register?The payroll register is a book or record that is used to fill in the details of all the employees and their payment logs. A record of this register is often kept in good condition in case of any future discrepancies that will have to be resolved.
A person who wants to examine the weekly payroll of all employees in an organization must be able to look at the payroll register to know what is obtainable. There, he would find the names of the employees, their job roles and payment record.
Options:
a. W-4
b. employee earnings record
c. W-2
d. payroll register.
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What are some of the payoffs companies receive when offering child care benefits to employees?
Answers
Answer:
When an employer provides child care for its employees, both will benefit. The benefits that employers obtain are generally:
Child care is extremely important for working parents and it might be the difference between taking or staying on a job or working somewhere else. Companies that provide child care have lower employee churn, specially for working parents. Employees tend to be more productive since they are happier and have less things to worry about (specially child security and child care costs).Employees feel better about their employees and they tend to believe that the employer actually cares for them and their families. I'm sure there are many more, so etc.you regularly purchase non-stock materials. what must you set up to allow the system to automatically propose specific accounts
Answers
To allow the system to automatically propose specific accounts for regularly purchased non-stock materials, you must set up account determination rules. These rules are created in the financial accounting module of the ERP system and are used to determine which general ledger accounts will be credited and debited for each transaction.
The account determination rules are based on a combination of factors such as the material type, vendor, and purchasing organization. By setting up these rules, you can ensure that the correct accounts are always proposed when non-stock materials are purchased, reducing the need for manual intervention and potential errors.
In addition to account determination rules, it's also important to ensure that the correct tax codes are assigned to non-stock material purchases. This will ensure that the appropriate taxes are calculated and reported accurately.
Overall, setting up account determination rules and tax codes for non-stock material purchases is crucial for maintaining accurate financial records and streamlining the purchasing process. By automating these tasks, you can save time and reduce the risk of errors in your accounting processes.
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