a) A researcher believes that the average monthly debt held by
adults has changed since the onset of COVID-19. Before COVID-19,
the average monthly debt per person was $350 with a standard
deviation o
Answers
A hypothesis is a proposed explanation or statement that can be tested through research and experimentation.
It is an educated guess or prediction about the relationship between variables or the outcome of a phenomenon.
Hypotheses are used in scientific studies to guide the research process and to make predictions that can be tested and evaluated based on empirical evidence.
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Full Question:
Although part of your question is missing, you might be referring to this full question:
A researcher believes that the average monthly debt held by adults has changed since the onset of COVID-19. Before COVID-19, the average monthly debt per person was $350 with a standard deviation of $65. The researcher took a random sample of 36 individuals and found the average monthly debt to be $340. Assume the conditions are satisfied and do NOT need to be checked here.
i) Write the hypotheses to test the researcher’s belief.
Related Questions
coffee to
growing more
16)
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2 TGH are a public limited company which makes sports shoes (trainers). It makes
a variety of designs for the mass market. The mass market is for young people
who want fashionable sports shoes as well as those who play sport. The Directors
segment of customers who have a medical problem with their feet and need
recently decided to target a niche market which is for a particular market
b) Identify two examples of the different markets for TGH products.
c) Identify and explain two reasons why TGH sell to a niche market.
d) Identify and explain two advantages to TGH of segmenting the market
e) Do you think the Directors of TGH were right to target a niche market
or should they have stayed with just a mass market? Justify your answer.
specially designed shoes,
a) What is meant by a 'niche market'?
for sports shoes.
Revision checklist
In this chapter you have learned:
the role of marketing-identifying and satisfying customer needs as well as
Answers
Answer:
Is this reading then answering questions or....
Explanation:
I dont get the question sry but I'll try to help
When applying the lower cost or market rule to the valuation of inventory, the allowance method is considered preferable to the direct method because
A. the allowance method reports a higher inventory net valuation for balance sheet purposes than the direct method
B. the allowance method reports the inventory loss or loss recover in a separate income statement account
C. the allowance method, unlike the direct method, reduces the value of inventory reported on the balance sheet
D. the allowance method reports smaller losses than the direct method
Answers
It should be noted that the allowances method is considered preferable because B. the allowance method reports the inventory loss or loss recover in a separate income statement account.
It should be noted that the most common approach when implementing the lower cost is to apply it to each individual item of inventory separately.
When applying the lower cost or market rule, the market value should not exceed the net realizable value. Also, the allowance method is more preferable than the direct method because it reports the inventory loss or loss recover in a separate income statement account.
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which of the following might financial planning help you do? (select the best answer.) question 3 options: understand economic systems keep track of earning and spending tell the difference between competition types stay aware of inflation rates
Answers
Financial planning helps you keep track of earning and spending, and stay aware of inflation rates.
Financial planning involves creating a budget, tracking your expenses, and setting financial goals. It helps you understand how much money you are earning and where you are spending it, so you can make informed decisions about how to allocate your resources and reach your financial goals.
Financial planning also helps you stay informed about inflation rates, which can impact the purchasing power of your money and affect your ability to save and invest.
By staying aware of inflation rates, you can make adjustments to your financial plan to ensure that you are able to maintain your standard of living over time.
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Hank wants to use a "Maximize Conversions" campaign with the Performance Planner. Which recommendation can be provided to Hank by the Performance Planner?
Answers
Answer: A recommended average daily budget
Explanation:
The options to the question are:
• Recommended campaign bid scaling
• A recommended Campaign-level • Target ROAS (return-on-ad-spend)
• A recommended Campaign-level Target CPA (cost-per-acquisition)
• A recommended average daily budget.
From the question, we are informed that Hank wants to use a "Maximize Conversions" campaign with the Performance Planner. The recommendation that can be provided to Hank by the Performance Planner is a recommended average daily budget. This will help in maximizing conversions.
is Cu2+(aq) + 2e− ---------------> Cu(s) oxidation or reduction?
Answers
Cu2+(aq) + 2e− is a reduction reaction.
What's an example of a reduction reaction?Rusting iron is a technique that entails oxidation and discount. Oxygen is decreased, while the iron is oxidized. The iron oxide undergoes discount (loses oxygen) to form iron at the same time as the carbon monoxide is oxidized (profits oxygen) to shape carbon dioxide.
The terms oxidation and discount can be described in terms of adding or casting off oxygen to a compound. at the same time as this isn't the maximum sturdy definition, as discussed below, it's far the very best to recollect. Oxidation is the gain of oxygen. reduction is the lack of oxygen.
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For example, you are interested in Break-even use your
imagination to assume all accounting information to set up a coffee
shop then calculate the break-even point
Term paper
Answers
To calculate the break-even point of a coffee shop, the following accounting information is necessary: fixed and variable costs, selling price, and the number of units that will be sold. Fixed costs are expenses that do not change based on the number of products sold, such as rent and salaries.
Variable costs, on the other hand, are expenses that change based on the number of products sold, such as the cost of coffee beans and milk. Assuming that a coffee shop will have a fixed cost of $3,000 per month for rent and utilities and $2,000 per month in salaries, as well as variable costs of $0.50
per cup for coffee beans and $0.10 per cup for milk, let's calculate the break-even point for a selling price of $2.50 per cup First, we need to calculate the contribution margin, which is the difference between the selling price and variable cost per unit:
Contribution margin = Selling price - Variable cost Contribution margin = $2.50 - $0.60Contribution margin = $1.90Next, we need to calculate the number of units that must be sold to cover the fixed costs: Break-even point (in units) = Fixed costs / Contribution margin Break-even point (in units) = $5,000 / $1.90
Break-even point (in units) = 2,632.5 units Finally, we can calculate the break-even point in dollars by multiplying the break-even point in units by the selling price: Break-even point (in dollars) = Break-even point (in units) x Selling price Break-even point (in dollars) = 2,632.5 x $2.50
Break-even point (in dollars) = $6,581.25Therefore, in order to break even, the coffee shop needs to sell 2,632.5 cups of coffee per month, which would result in a revenue of $6,581.25. Any sales beyond this point would result in a profit for the coffee shop.
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You are looking to buy a car. You can afford $410 in monthly payments for 4 years. Inaddition to the loan, you can make a $1,400 down payment. If interest rates are 8% APR, what price of car can you afford (loan downpayment)
Answers
Assuming that you can afford to pay $410 monthly payments for 4 years with an additional down payment of $1,400, and if the interest rates are at 8% APR, then the total amount of the loan that you can take would be $20,147.74.
To find out the price of a car that you can afford, we need to take into account the monthly payment, down payment, interest rate and the duration of the loan.Using a loan calculator, we can calculate the loan amount that you can afford based on the given information. Firstly, let's calculate the total amount that you can pay over 4 years:
Total Payment = $410 * 12 months * 4 years
= $19,680Now let's add the $1,400 down payment that you have:
Total Payment + Down Payment
= $19,680 + $1,400
= $21,080Now let's calculate the loan amount by using the following formula:
Loan Amount = (Total Payment + Down Payment) / ((1 + R) * N - 1))
where R is the interest rate per month and N is the number of months in the loan term.
R = 8% APR / 12 months
= 0.0066666667N
= 4 years * 12 months per year
= 48 monthsNow let's substitute these values in the formula and solve it:Loan Amount
= ($21,080) / ((1 + 0.0066666667) * 48 - 1))
= $20,147.74Therefore, the maximum price of the car you can afford is $20,147.74.
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Macroeconomics is the branch of economics that focuses on:
A. comparing the lifestyles of poor and wealthy citizens.
B. economic principles affecting entire countries.
C. helping people find jobs when they're unemployed.
D. financial problems affecting individual families.
Answers
Answer:
B. economic principles affecting entire countries.
Explanation:
Macroeconomics is the part of economic studies that studies the economy of a country as a whole. In this branch of economics, the aggregate income, growth, expenditure and inflation are considered. The performance of the entire economy is measured under macroeconomics. National income, Gross domestic product, inflation and unemployment fall under the macroeconomic studies.
Answer:
economic principles affecting entire countries
Explanation:
i took the test
(a) Distinguish between the activities of retail and investment banks and discuss how this has an impact on their approaches to risk management. (b) Explain liquidity risk and credit risk faced by banks and discuss how banks manage these risks. (c) Explain why traditional banking has been on the decline in recent years.
Answers
(a) Retail banks primarily serve individual customers and provide services such as checking and savings accounts, loans, mortgages, and credit cards. Their main focus is on providing banking services to the general public and managing their day-to-day financial needs. Retail banks typically have a large customer base and deal with relatively smaller transaction sizes.
On the other hand, investment banks focus on providing financial services to corporations, governments, and institutional clients. They engage in activities such as underwriting securities, facilitating mergers and acquisitions, raising capital, trading financial instruments, and providing advisory services. Investment banks often deal with larger transactions, complex financial products, and sophisticated clients.
The difference in activities between retail and investment banks impacts their approaches to risk management. Retail banks typically face risks associated with individual customers, such as credit risk (default on loans), liquidity risk (sudden withdrawals), and operational risk (system failures). They tend to have more conservative risk management practices and focus on maintaining a stable and secure banking environment for their retail customers.
Investment banks, on the other hand, face risks related to market volatility, trading activities, and complex financial instruments. They need to manage market risk, credit risk (counterparty risk), liquidity risk, and operational risk. Investment banks often have more sophisticated risk management techniques and employ specialized risk management teams to monitor and control the risks associated with their activities.
(b) Liquidity risk refers to the risk that a bank may not be able to meet its short-term obligations due to an inability to quickly convert assets into cash without significant loss. Credit risk, on the other hand, is the risk of financial loss arising from the failure of borrowers or counterparties to fulfill their obligations to repay loans or meet contractual obligations.
Banks manage liquidity risk by maintaining an adequate level of liquid assets, such as cash, government securities, and highly marketable assets, to meet potential funding needs. They also establish contingency funding plans, stress testing, and monitor cash flows to ensure they have sufficient liquidity to withstand unexpected events.
Credit risk is managed through rigorous credit assessment and approval processes, setting appropriate credit limits, monitoring the creditworthiness of borrowers and counterparties, and implementing risk mitigation measures such as collateral requirements and credit risk transfer instruments like credit derivatives. Banks also diversify their loan portfolios to spread the risk and conduct ongoing credit risk assessments and monitoring.
(c) Traditional banking has been on the decline in recent years due to several factors:
Technological advancements: The rise of digital banking and financial technology (fintech) has led to increased convenience and accessibility for customers, reducing the reliance on traditional brick-and-mortar bank branches.
Changing customer preferences: Customers are increasingly embracing online and mobile banking services, preferring the convenience of accessing financial services anytime, anywhere. This shift in customer behavior has reduced the demand for traditional banking services.
Regulatory changes: Stringent regulations and capital requirements imposed on banks after the global financial crisis have made traditional banking less profitable. Compliance costs have increased, limiting the profitability of certain banking activities.
Competition: Non-bank financial institutions, such as fintech companies, peer-to-peer lending platforms, and online payment providers, have emerged as competitors to traditional banks. They offer innovative financial services and often have lower operating costs, challenging the traditional banking model.
Low-interest-rate environment: Prolonged periods of low-interest rates have squeezed net interest margins, affecting the profitability of traditional banking activities that heavily rely on interest income.
To adapt to these challenges, traditional banks have been investing in technology, developing digital banking platforms, exploring partnerships with fintech firms, and expanding their range of services beyond traditional banking to stay competitive in the evolving financial landscape.
(a) Retail banks perform services like cards and loans, and generally use a more conservative approach to risk management.
(b) Banks combat liquidity and credit risks by managing their asset base and setting strict credit criteria.
(c) Traditional banking has declined due to the rise in technology-based solutions and improved customer-first approach of FinTech.
(a) The activities and methods used in risk management by retail and investment banks are very different. While investment banking handles more complex financial instruments like equities, bonds, and derivatives, retail banking deals with deposits from both individuals and corporations and offers services like cards and personal loans.
Since retail banks are in charge of holding daily consumers' savings, they are subject to harsher regulations and greater capital requirements.
As a result, Investment Banks concentrate more on finding opportunities and taking on greater risk, whilst Retail Banks employ a more cautious risk management strategy.
(b) Liquidity and credit risks are the two main categories of risks that affect banks.
The difference between credit risk and liquidity risk is that the former results from the possibility that there won't be enough money on hand to cover both consumer requests and bank commitments.
In order to minimize credit risk, banks manage these risks by enforcing stringent credit standards for borrowers as well as by maintaining an adequate asset base and diversifying investments to assure liquidity.
(c) As technology-based solutions like mobile banking and other online financial services have become more prevalent, traditional banking has been on the wane in recent years.
Banking is now more user-friendly, accessible, and secure, making it a more appealing alternative for customers.
Traditional banking practices' also don't embrace the "customer-first" stance that FinTech businesses do, which has helped these businesses gain more popularity with today's consumers.
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Complete Question:
(a) Distinguish between the activities of retail and investment banks and discuss how this has an impact on their approaches to risk management.
(b) Explain liquidity risk and credit risk faced by banks and discuss how banks manage these risks.
(c) Explain why traditional banking has been on the decline in recent years.
When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
Answers
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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why can herbal industry florish in nepal? give reason
Answers
The herbal industry in Nepal can flourish because of the widespread availability of medicinal herbs, plants, and shrubs endemic to the country's terrain.
Other reasons-Additionally, the traditional system of medicine that has been practiced in Nepal for centuries provides an established market for medicinal plants. Furthermore, Nepal is located in a region known for its abundance of biodiversity, providing many natural resources which can be used for the expansion of this industry.
Herbs, usually found at altitudes above 3,000 meters, are thought to be rich in natural chemicals. “Because there is no mechanism to label and provide specifications, the country loses huge revenue potential every year,” Bhandari said, adding that the turmeric found in Nepal could be used as a food product if attention is paid to packaging and marketing, added that it can also secure a good market in Europe.
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In 2022, Bubba's Bait Shop reports net income of $550. The company began the year with 120 shares of $1 par common stock. On September 1st, 2022, the company repurchased 30 shares. What was the company's reported earnings per share in 2022? (rounded to nearest penny)
Answers
The company's reported earnings per share in 2022 can be calculated by dividing the total net income of the company by the weighted average number of common shares outstanding during the year.The company began the year with 120 shares of $1 par common stock.
On September 1st, 2022, the company repurchased 30 shares. Hence, the total number of common shares outstanding during the year can be calculated as follows:Common shares outstanding on January 1st, 2022 = 120Common shares outstanding from September 1st, 2022 to December 31st, 2022 = 120 - 30 = 90Weighted average number of common shares outstanding during the year = (120 x 8/12) + (90 x 4/12) = 80 + 30 = 110
Therefore, the earnings per share in 2022 can be calculated as follows:Earnings per share = Net income / Weighted average number of common shares outstandingEarnings per share = $550 / 110Earnings per share = $5.00 (rounded to nearest penny)Therefore, the company's reported earnings per share in 2022 is $5.00 (rounded to nearest penny).
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A flat screen television costs $2000 cash. If bought on hire purchase, a consumer must make a deposit of $900 followed by 12 monthly payments of $120. How much can be saved if the television is bought at the cash price?
Answers
Answer:
\(Amount = \$340\)
Explanation:
Given
\(Cost\ Price=\$2000\)
On hire-purchase:
\(Deposit = \$900\)
\(Monthly\ Pay = \$120\)
\(Months =12\)
Required
Determine the amount to be saved if the item is bought outrightly
First, we calculate the total payment on hire-purchase:
\(Total = Deposit + Monthly\ Pay * Months\)
\(Total = \$900+ \$120*12\)
\(Total = \$900+ \$1440\)
\(Total = \$2340\)
Subtract the cost price:
\(Amount = Total - Cost\ Price\)
\(Amount = \$2340 - \$2000\)
\(Amount = \$340\)
The amount to be saved is $340
Assume that the next morning, the bond credit rating changes to A-/A-, and the new yield to maturity becomes 8.2%. What is the price of the bond after this change?
[From the prior problem: Calculate the price of the following corporate bond with a credit rating of BBB+ / Baa+: $1000 par value, 8% semi-annual pay coupon, 8.40% yield to maturity, and 5 years to maturity.}
Answers
If the bond credit rating changes to A-/A-, and the new yield to maturity becomes 8.2%, then the price of the bond will be $635.21.
To calculate the price of the bond after the credit rating change, we'll use the updated yield to maturity of 8.2%. The bond details remain the same:
Par value (PV) = $1000
Coupon rate (C) = 8% (semi-annual)
Yield to maturity (YTM) = 8.2% (semi-annual)
Years to maturity (n) = 5 (semi-annual)
To calculate the price of the bond, we can use the present value of the bond's cash flows:
Price = (C / 2) * [1 - (1 / (1 + YTM/2)ⁿ] + PV / (1 + YTM/2)ⁿ
Let's calculate the price of the bond after the credit rating change:
Price = (40 / 2) * [1 - (1 / (1 + 0.082/2)¹⁰)] + 1000 / (1 + 0.082/2)¹⁰
Price = 20 * [1 - (1 / (1.041)¹⁰)] + 1000 / (1.041)¹⁰
Price = 20 * (1 - 0.598799) + 1000 / 1.593848
Price = 20 * 0.401201 + 627.19
Price = 8.02402 + 627.19
Price = $635.21402
Therefore, after the credit rating change, the price of the bond would be approximately $635.21.
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Why would a government issue revenue bonds (which generally are issued at a higher rate of interest than general obligation bonds) even though the government knows that if revenues from the project are not sufficient to cover principal and interest payments, the government will use resources from general government activities to fund the principal and interest payments
Answers
A government may issue revenue bonds because they are specifically tied to a particular project or revenue source. This allows the government to fund specific projects without impacting its overall credit rating.
By issuing revenue bonds, the government can allocate the risk associated with the project to bondholders, who would bear the burden of potential default.
In the event that the project does not generate enough revenue to cover the principal and interest payments, the government can then use resources from general government activities to fulfill its obligation. This strategy allows the government to limit its liability while still securing funding for important projects.
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Internal operations managers work with what function to coordinate inbound and outbound flows of materials and information?.
Answers
Internal operations managers work with the logistics function to coordinate inbound and outbound flows of materials and information. Logistics refers to the coordination of material and information flows within and between companies.
It includes activities such as transportation, warehousing, inventory management, packaging, and materials handling.The logistics function is responsible for the movement of goods from suppliers to customers. This includes inbound logistics (the movement of materials into the organization), outbound logistics (the movement of finished goods out of the organization), and reverse logistics (the movement of goods back to the organization from customers or suppliers).Internal operations managers work closely with the logistics function to ensure that materials and information are flowing smoothly and efficiently throughout the organization.
They are responsible for managing the day-to-day operations of the organization, including production planning, inventory management, and quality control. By working closely with the logistics function, they can ensure that the right materials are available at the right time, in the right quantities, and in the right condition to meet production schedules and customer demand.In conclusion, internal operations managers work with the logistics function to coordinate inbound and outbound flows of materials and information. They rely on the logistics function to ensure that materials are available when needed and that finished goods are delivered to customers on time.
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a company has found that the number of items sold, d(p), depends upon the price, p at which they're sold, according the equation 1) find the elasticity of demand at a price of $10 2) at a price of $10, should prices be raised or lowered to increase revenue? 3) using the elasticity of demand, find the price that will maximize revenue.
Answers
Elasticity of demand is 0.9, to increase revenue at a price of $10 and prices should be increased.
To calculate the elasticity of demand at a price of $10, we need to find the percentage change in the quantity demanded for a 1% change in the price.
Elasticity of demand = (percentage change in quantity demanded) / (percentage change in price)
Let's say that at a price of $10, the quantity demanded is 100 units, and at a price of $9, the quantity demanded is 110 units.
Percentage change in quantity demanded = (new quantity demanded - old quantity demanded) / old quantity demanded * 100%
= (110 - 100) / 100 * 100%
= 10%
And the percentage change in price as:
Percentage change in price = (new price - old price) / old price * 100%
= (10 - 9) / 9 * 100%
= 11.11%
Therefore, the elasticity of demand at a price of $10 would be:
Elasticity of demand = 10% / 11.11%
= 0.9
To determine whether prices should be raised or lowered to increase revenue deposits, we need to look at the price elasticity of demand.
Based on the elasticity of demand calculated in part 1 (elasticity of demand = 0.9), we can see that the demand is inelastic.
Therefore, to increase revenue at a price of $10, prices should be increased.
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Why is education considered a "public good" in the United States?
Answers
Answer:
I don't know but public is A Kind of Lesson that you can learn more
Explanation:
(づ￣ ³￣)づhappy to help
What is a difficulty with using gold as money?
Answers
Answer:
Gold money lacks most of these: It's not very durable, is hard to transport, is easy to counterfeit and is a variable store of value
1+1+1+1
PRESS PRESS PRESS PRESS PRESS CARDI AINT NEED NO PRESS
I WAS BORN TO FLEX DIMONDS ON MY NECK I LIKE MORNING CHECKS I LIKE MORING S**
Answers
(4) But nun in this world that i like more then checks money
A person offers you the following deal. You can have the proceeds of $2 doubled each year at the end of 15 years, or you can have $10,000 at the end of 15 years. Which deal should you take? Why?
Answers
Answer:
The deal I would take is the first deal.
Explanation:
I would take the first deal because as it's getting doubled by the number after the fourth year you would make $65,536 which is way more money then $10,000 at the end of 15 years.
On March 25, 2014, Patton Company sold merchandise on account,$10,000. The applicable sales tax percentage is 8.5%. Record the transaction.
Answers
Answer:
Kindly see attached picture
Explanation:
Sales tax percentage= 8.5%
Sales = 10,000
Sales tax payable = 0.085 × 10000 = 850
Accounts payable = 10000 + 850 = 10850
Kindly see attached picture for journal entry
Two months ago, you bought a call option on Apple stock with a strike price of $146, which expires today. | Attempt 2/8 for 10 pts. Part 1 What is the payoff if the stock price is $156 today? 0+ decimals Submit | Attempt 1/8 for 10 pts. Part 2 What is the payoff if the stock price is $136 today? 0+ decimals Submit Intro Two months ago, you bought a put option on Apple stock with a strike price of $138, which expires today. - Attempt 1/8 for 10 pts. Part 1 What is the payoff if the stock price is $151 today? 0+ decimals Submit - Attempt 1/8 for 10 pts. Part 2 What is the payoff if the stock price is $125 today? 0+ decimals Submit
Answers
The payoff for an option is determined by the difference between the strike price and the current stock price.
If the option is a call option, the payoff is the difference between the current stock price and the strike price, as long as the current stock price is higher than the strike price. If the option is a put option, the payoff is the difference between the strike price and the current stock price, as long as the strike price is higher than the current stock price.
Part 1: The payoff for the call option with a strike price of $146 and a current stock price of $156 is $10 ($156 - $146 = $10).
Part 2: The payoff for the call option with a strike price of $146 and a current stock price of $136 is $0, since the current stock price is lower than the strike price.
Part 3: The payoff for the put option with a strike price of $138 and a current stock price of $151 is $0, since the current stock price is higher than the strike price.
Part 4: The payoff for the put option with a strike price of $138 and a current stock price of $125 is $13 ($138 - $125 = $13).
In conclusion, the payoff for an option depends on the difference between the strike price and the current stock price, and whether the option is a call or put option.
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2. Davidson describes two fundamentally different economic philosophies that both impact the debt crisis that the US faces. What are these philosophies? Do you agree with one more than the other?
Answers
Answer:
Davidson describes two philosophies that are represented each by the Republican Party and by the Democratic Party.
Republicans believe, according to Davidson, that the economy works best when the state keeps its hands off it. Republicans view a free market economy without government intervention as essentially a perfect machine that can coordinate the interests of vastly different goups of people (this is the concept of the invisible hand, developed by Adam Smith).
The Democrats, on the other hand, while seeing Capitalism as the most efficient economic system, believe that the capitalist economy needs to be regulated by the state, because otherwise, a free market generates undesirable effects like externalities and economic inequality.
According to Davidson, the republicans and the democrats as philosophies are two fundamentally different economic philosophies that impact the debt crisis facing the US. I agree more with the republican side of things, life can't always come with an aim of everything being "equal" and "fair".
Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called Group of answer choices auditing. economics. finance. accounting.
Answers
Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called accounting.
Accounting is a fundamental process in business and financial management. It involves systematically recording financial transactions, classifying them into appropriate categories, and summarizing the information to create financial statements such as the income statement, balance sheet, and cash flow statement. These financial statements provide a snapshot of a company's financial performance, position, and cash flows, enabling decision-makers to analyze and make informed decisions about the organization's operations, investments, and financial strategies.
While auditing, economics, and finance are related disciplines, each has its own distinct focus. Auditing involves examining and evaluating financial records and statements to ensure accuracy, compliance, and reliability. Economics studies the production, distribution, and consumption of goods and services within an economy. Finance, on the other hand, focuses on managing financial resources, investments, and the financial aspects of decision making. However, accounting serves as the foundation for providing the necessary financial information in these areas.
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The marginal physical product of labor is Group of answer choices the slope of the total output curve at the relevant point. the negative of the slope of the total output curve at the relevant point. the slope of the line connecting the origin with the relevant point on the total output curve. the negative of the slope of the line connecting the origin with the relevant point on the total output curve.
Answers
Answer:
The slope of the total output curve at the relevant point.
Explanation:
A marginal physical product can be defined as the extra output which is being generated by using an extra input. This ultimately implies that, marginal physical product of labor refers to the change in the level of output that is generated from using an additional unit of labor.
Mathematically, marginal physical product of labor is given by the formula;
Marginal physical product of labor = ΔY/ΔL
Where, ΔY is the change in total physical output.
ΔL is the change in labor.
In the short run, when the number of workers are increased it would result in a diminishing marginal product with respect to the law of diminishing marginal returns.
The marginal physical product of labor is the slope of the total output curve at the relevant point.
For instance, if brainly producing 50 answers decides to employ one more tutor and is then able to produce 55 answers, the marginal physical product of labor is simply 5.
An ethical statement that is typically published on corporate websites and is intended for audiances outside and inside the company is known as
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An ethical statement that is typically published on corporate websites and is intended for audiences outside and inside the company is known as a "code of ethics" or "code of conduct".
A code of ethics outlines the values and principles that a company or organization expects its employees to adhere to, and provides guidance on appropriate behavior and decision-making. It is intended to promote ethical behavior and prevent misconduct, and may cover topics such as conflicts of interest, confidentiality, fair competition, respect for human rights, and environmental responsibility.
A code of ethics is typically communicated to employees during onboarding and training, and is made publicly available on the company's website or other public documents. It is an important tool for building trust with stakeholders, including customers, investors, and the broader public, and can help to establish a company's reputation as a responsible and ethical business.
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which wheel settings change when you mount the subframe incorrectly in the transverse direction? Check all that apply
TOE
CAMBER
STEERING AXIS INCLINATION (SAI)
CASTER
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The wheel settings that change when you mount the subframe incorrectly in the transverse direction is "CASTER" (Option D)
What is Caster?Caster is the process of aligning a wheel with the direction of travel, which can be performed by caster displacement or caster angle. As with the front wheels of a shopping cart, caster displacement shifts the steering axis forward of the axis of wheel rotation. The steering axis is moved away from the vertical by the caster angle.
The caster angle, also known as the castor angle, is the angular displacement of the steering axis from the vertical axis of a steered wheel of a car, motorbike, bicycle, another vehicle, or watercraft as seen from the side.
Positive caster enhances the responsiveness of your vehicle while negotiating bends and the stability of your car when going at greater speeds. The sole disadvantage of a positive caster is that it increases the amount of effort required to steer your car.
Turning plates and a digital or bubble camber/caster gauge are the two most common methods for measuring caster angles. Measuring the upper and lower wishbone mounting points or the MacPherson strut angle.
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if you were to calculate the yield on a security with a 10-year us treasury security, the yield will be equal to
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If we were to calculate the yield on a security with a 10-year US treasury security, The yield will be equal to 6.20%
Nothing says "safety of principal" like Treasury securities when it comes to conservative investments. For decades, these instruments have served as a last line of defense against any potential loss of principal in the turbulence of the investment markets.
The guarantees that back these securities are regarded as one of the key pillars of both the domestic and international economies, and they are appealing to both individual and institutional investors for a variety of reasons.
Treasury securities are among the most secure investments because they are backed by the full faith and credit of the United States government.
Treasury securities are classified into three broad categories based on maturity. Treasury Bills, Treasury Bonds, and Treasury Notes are examples of these.
These Treasury securities are available for purchase directly from the US government through the TreasuryDirect.gov website or through a bank or broker.
Though treasuries are considered low-risk investments, they carry some risks, such as inflation and interest rate changes.
Treasuries have low yields because they are safe investments.
The interest paid on Treasury securities is federally taxable.
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Suppose a company will issue new 20-year debt with a par value of $1,000 and a coupon rate of 8%, paid annually. The issue price will be $1,000. The tax rate is 35%. If the flotation cost is 2% of the issue proceeds, then what is the after-tax cost of debt? Disregard the tax shield from the amortization of flotation costs. Round your answer to two decimal places. % What if the flotation costs were 11% of the bond issue? Round your answer to two decimal places. %
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Answer:
if the flotation costs were 2%, the after-tax cost of debt is 5.10%
if the flotation costs were 11%, the after-tax cost of debt is 4.63 %
Explanation:
After-tax cost of debt = Market Interest × ( 1 - tax rate)
Calculation of the Market Interest
Hint : Use the time value of money principles
Pv = -$1,000
Pmt = $1,000 × 8 % = $80
P/yr = 1
N = 20
Fv = $1,000
YTM = ?
Using a financial calculator, the market interest is 8%
After-tax cost of debt = Market Interest × ( 1 - tax rate)
= 0.08 × (1- 0.35)
= 0.052 or 5.20 %
If Flotation cost is 2%
Net Receipts after flotation cost = Cost × ( 1 - flotation rate)
= 5.20 % × (1-0.02)
= 5.096 % or 5.10% (two decimal places)
If Flotation cost is 11%
Net Receipts after flotation cost = Cost × ( 1 - flotation rate)
= 5.20 % × (1-0.11)
= 4.628 % or 4.63 % (two decimal places)